Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 ICICI Sapphiro Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    6500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    Fee Details

    ICICI Sapphiro Credit Card is Rated as "Great!" by 1 Users

    Fees & Charges

    Promised Interest Rate

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    ICICI Sapphiro Credit Card Overview

    The ICICI GEMSTONE Sapphiro Credit Card comes with an excellent rewards plan with PAYBACK points. Whether you make local or international transactions, you will receive PAYBACK points. You can go for a MasterCard credit card or an American Express credit card. With just one account, you can enjoy the amazing features of 2 cards! If you want to unwind with exclusive privileges given for entertainment, travel, golf, and dining plans, you must definitely go for this card.

    Promotional Offers by ICICI Sapphiro Credit Card

    • You will get a free round of golf which can be used at any golf course that you like. This is given every month.
    • You can join as a member of the Priority Pass lounge access programme for free.
    • You will receive 2 movie tickets for free on a monthly basis with BookMyShow that has a Buy One Get One Free offer.

    Benefits of ICICI Sapphiro Credit Card

    Welcome gifts

    When you pay the joining fee after signing up, you will receive an All-New Kindle for free! This product actually costs Rs.5999. You will receive it in 30 days after you pay the joining fee.

    Features of ICICI Bank Sapphiro Credit Card

    Let us take a look at some of the characteristics of this card:

    • This card will provide you with MasterCard and American Express privileges.
    • With this card, you can utilise internet banking and mobile banking.
    • This card will give you Priority Pass, which is the best access programme for airport lounges across the globe.
    • You will receive a free golf round on a monthly basis!
    • With this card, you can enjoy top-class privileges such as special screenings of movies and free tickets to plays and movies.
    • You can utilise Pockets by ICICI Bank which will allow you to make payments conveniently through the Universal Payment wallet which is powered by VISA.

    Eligibility & Documents Required for ICICI Sapphiro Credit Card

    These are the eligibility criteria for the ICICI Sapphiro Credit Card:

    • You will need to be a citizen of India.
    • You should have a good credit record.
    • You should be at least 23 years old. An add-on cardholder should be at least 18 years old.

    These are the documents that you will have to submit while applying for ICICI GEMSTONE Sapphiro Credit Card:

    • PAN card.
    • 1 passport sized photograph.
    • PAN card, Aadhaar card, Driving License, Voter’s ID, etc. for identity proof.
    • Salary slips or IT Returns for the most recent 2 months.
    • For address proof, you can submit any document that has your present address.

    How to apply for ICICI Sapphiro Credit Card

    You can apply for the ICICI GEMSTONE Sapphiro Credit Card by going to the official website of the bank. Here, you will find an ‘Apply Online’ button. You will need to fill your personal details and then submit the application form. You can also visit any ICICI bank branch and get support for the application process. You can also send a message with the text “SAPPHIRO” to 5676766 and a representative from the bank will contact you.

    ICICI Bank Sapphiro Credit Card Fees and other Charges

    These are the fees and charges that you will need to pay:

    Type of fee Charges (In Rs.)
    Joining fee for first year 6,500
    Annual fee for first year -
    Annual fee from second year 3,500
    Minimum amount to be spent for reversing of annual fee 6,00,000
    Annual fee for supplementary card -
    Interest charged on cash advances Annual rate: 40.80% Monthly rate: 3.40%
    Dial-a-draft transaction fee 3% of the draft value amount for which you will have to pay a minimum fee of Rs.300
    Overlimit fee 2.50% of the over-limit amount for which you will need to pay a minimum of Rs.500.
    Cash advance transaction fee 2.5% on the advance amount for a minimum of Rs.300
    Charge slip request Rs.300 for each charge slip
    Return of cheque fee 2% of the full amount due (Minimum will have to be Rs.450.)
    Late payment fee When the unsettled amount is: Rs.100 to Rs.500: Rs.100 Rs.501 to Rs.10,000: Rs.500 Higher than Rs.10,000: Rs.750
    Pick-up fee for cheque or cash Rs.100 for each pick-up
    Transactions with foreign currency Mark-up of 3.50%
    Auto-debit return fee 2% of the PAYBACK full amount due (Minimum will have to be Rs.450.)

    FAQs on ICICI Bank Sapphiro Credit Card

    1. How can I pay my bills for my ICICI GEMSTONE Sapphiro Credit Card?

      You can pay your credit card bills by going to any ATM or branch where you can put your cheque in the drop box that is kept in these places. You can also use the auto debit option through standing instructions. The other payment options include NEFT, VMT, Infinity (online payment facility), and Click to pay.

    2. With this card, can I pay for my purchases with EMIs?

      Yes, you can pay for your purchases with EMIs if the transaction is above Rs.3,000. You will have to use the bank’s internet banking facility and choose ‘Credit Cards’ under ‘My Accounts’. Here, you will have to select ‘Convert to EMI.’ You will need to do this in 30 days after you make your purchase.

    3. How will I get my credit card PIN?

      You will get your credit card PIN in 7 days after getting your credit card. This PIN has 4 digits.

    4. If my credit card is going to get lapsed, when will I get my renewal card?

      You will get your renewal credit card 10 days before your credit card gets lapsed.

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  • ICICI Bank Sapphiro Credit Cards Reviews

    • ICICI Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      The services at ICICI Bank has been up to the mark. There has not been any kind of inconvenience in using the credit card. I am not used the card much though, I make my payments as and when I use the card. The limit on the card is good and it is hassle free.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 24, 2017
    • ICICI Bank Credit Card
      "Good deals and services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of ICICI Bank and the billing cycle is very much normal. The statements are sent to me on time always so I am able to make my payment as well on time. There are always new offers and the credit limit is also to my satisfaction. In all I did not face any hassle with ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 24, 2017
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      ICICI Bank has offered me a credit card as well and the offers on the card are very much realistic. I used to get a lot of deals online and there are EMI options as well. The charges are normal and the bank has offered me a good credit limit. Furthermore, I have no issues with the statements too.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 24, 2017
    • ICICI Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI Bank and I am happy with the offers the bank provides me. There are a lot of cash back deals and the points are also redeemable. The statements are clear and the billing cycle is also comfortable for me. Overall no hassles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 23, 2017
    • ICICI Bank Credit Card
      "Very good benefits"
      0.5 4.5/5 "Excellent!"
      The offers on the credit card is good and the bank has also given me decent credit limit. The customer services and response has been perfect with ICICI Bank. I get a lot of rewards on all my transactions and the points can be redeemed online too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 23, 2017
    • ICICI Bank Credit Card
      "High charges"
      0.5 4.0/5 "Great!"
      ICICI Bank needs an overall improvement in the customer services and the credit card deals. The credit limit is also not up to the mark. I was offered a limit of around 63k online and the worst of all is the bank is very high on the annual fee and other charges too.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
    • ICICI Bank Credit Card
      "Need improvement"
      0.5 1.0/5 "Really Bad"
      The ICICI executive came to my place thrice and collected my documents to process my credit card but after that they haven't gave any response in concern to my credit card application. The customer service and the response need to be improved with ICICI bank. The rate of interest is nominal with ICICI bank.
      Was this review helpful? 0
      , madurai
      Reviewed on Jul 17, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      ICICI provides reward points on my credit card. I am using ICICI card which is a chargeable one. I do not have any accounts with the bank but I got only credit card. The services are good and the bank quoted good credit limit as well. Also I am getting cash back offers.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • ICICI Bank Credit Card
      "Good to Use"
      0.5 4.5/5 "Excellent!"
      I use credit card of ICICI bank for the past one year. The credit limit is pretty good and I use to make the payment before 10 days so I do not default in making the payments. The customer service is also good and I am quite satisfied with their service too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 13, 2017
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The credit card experience is good and there are a good of offers for me. Axis bank has been doing good and they are very much proactive in the services. There has not been issues while accessing my card the credit limit they have offered is one lakhs and I am holding this card for about a year now
      Was this review helpful? 0
      , hisar
      Reviewed on Jul 13, 2017
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Its a life time free credit card.I use this card with ICICI bank for long time life 15 years Even the customer service is good with ICICI bank there are some offers but I don't check all that.and they have given the grace period of payment of 45 days.
      Was this review helpful? 1
      , valsad
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      I applied for the credit card with ICICI bank and they provided the card as a life time free card. The credit limit is quite good as per my requirement. And I am happy with the credit card. It is more comfortable for my usage and there is no issues at all.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Satifactory service"
      0.5 3.0/5 "Satisfactory"
      The first and foremost reason the service is not good with this card they have so much charges if I use this card and the credit limit is also not good, they have just offered 20000 rupees as limit which is not satisfied at all and its chargeable card 299/- and at some places if they don't have ICICI machine there by they dont accept ICICI credit cards too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Actually, ICICI bank provides offers more often. They offered credit cards too. The bank is good in providing credit limit because they provided sufficient limit on my card. Once they shifted my account into privileged category, I did not receive any offers from the bank. Previously, I used to get more offers frequently.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Easy to avail ICICI credit card"
      0.5 4.0/5 "Great!"
      I don't get any waiver on my ICICI credit card for the annual fee, but in CITI if I swipe my credit card for Rs.30k they give a waiver on annual charges, that is the draw back. But ICICI customer service is good, I have ICICI customer care mobile number, I could reach their executive they help on queries. ICICI credit card have petrol surcharges option, but I can't utilize the same at all petrol bunks.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Convenient"
      0.5 4.0/5 "Great!"
      I have EMI credit card with ICICI bank. The limit offered by the bank is good enough. I am using this card on daily basis. Even I have credit cards with other bank. I am getting reward points on every usage and the services of ICICI is good for the credit card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Convenient"
      0.5 5.0/5 "Blown Away!"
      I availed credit card from ICICI bank. This is a chargeable card. I am very convenient with the bank in using the card. I have reward points and cash back offers on my card. Till date, I do not have any kind of issues with the bank at any point of time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "No offers for credit card user"
      0.5 3.0/5 "Satisfactory"
      I cant redeem my points easily in ICICI, there is no online options. So far I didn't get any cash backs its not upto the mark. I have been using it around two years. Their credit limit is nominal but they asked me to upgrade it but not interested to continue with them.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 11, 2017
    • ICICI Bank Credit Card
      "Be customer oriented"
      0.5 3.0/5 "Satisfactory"
      Initially I was informed that I will get more benefits on my credit card so I applied for the card and got it but after taking the card, they are telling different and there is no benefits on my credit card. They should not provide wrong commitments in order to make the customers to get the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2017
    • ICICI Bank Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      ICICI credit card works well, but it has lower credit limit, I am getting petrol surcharge and movie ticket at my bookmyshow. ICICI is also providing air lounge facilities and dinning and shopping offers. It has many add on features even there are no hidden charges as well. However it would be great if they provide a detailed description about the transactions (i.e) spends and repayments.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jul 11, 2017
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