Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 ICICI Sapphiro Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    6500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    ICICI Sapphiro Credit Card is Rated as "Great!" by 1 Users

    Fees & Charges

    Promised Interest Rate

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    ICICI Sapphiro Credit Card

    The ICICI GEMSTONE Sapphiro Credit Card comes with an excellent rewards plan with PAYBACK points. Whether you make local or international transactions, you will receive PAYBACK points. You can go for a MasterCard credit card or an American Express credit card. With just one account, you can enjoy the amazing features of 2 cards! If you want to unwind with exclusive privileges given for entertainment, travel, golf, and dining plans, you must definitely go for this card.

    Promotional Offers by ICICI Sapphiro Credit Card

    • You will get a free round of golf which can be used at any golf course that you like. This is given every month.
    • You can join as a member of the Priority Pass lounge access programme for free.
    • You will receive 2 movie tickets for free on a monthly basis with BookMyShow that has a Buy One Get One Free offer.

    Benefits of ICICI Sapphiro Credit Card

    Welcome gifts

    When you pay the joining fee after signing up, you will receive an All-New Kindle for free! This product actually costs Rs.5999. You will receive it in 30 days after you pay the joining fee.

    Features of ICICI Bank Sapphiro Credit Card

    Let us take a look at some of the characteristics of this card:

    • This card will provide you with MasterCard and American Express privileges.
    • With this card, you can utilise internet banking and mobile banking.
    • This card will give you Priority Pass, which is the best access programme for airport lounges across the globe.
    • You will receive a free golf round on a monthly basis!
    • With this card, you can enjoy top-class privileges such as special screenings of movies and free tickets to plays and movies.
    • You can utilise Pockets by ICICI Bank which will allow you to make payments conveniently through the Universal Payment wallet which is powered by VISA.

    Eligibility & Documents Required for ICICI Sapphiro Credit Card

    These are the eligibility criteria for the ICICI Sapphiro Credit Card:

    • You will need to be a citizen of India.
    • You should have a good credit record.
    • You should be at least 23 years old. An add-on cardholder should be at least 18 years old.

    These are the documents that you will have to submit while applying for ICICI GEMSTONE Sapphiro Credit Card:

    • PAN card.
    • 1 passport sized photograph.
    • PAN card, Aadhaar card, Driving License, Voter’s ID, etc. for identity proof.
    • Salary slips or IT Returns for the most recent 2 months.
    • For address proof, you can submit any document that has your present address.

    How to apply for ICICI Sapphiro Credit Card

    You can apply for the ICICI GEMSTONE Sapphiro Credit Card by going to the official website of the bank. Here, you will find an ‘Apply Online’ button. You will need to fill your personal details and then submit the application form. You can also visit any ICICI bank branch and get support for the application process. You can also send a message with the text “SAPPHIRO” to 5676766 and a representative from the bank will contact you.

    ICICI Bank Sapphiro Credit Card Fees and other Charges

    These are the fees and charges that you will need to pay:

    Type of fee Charges (In Rs.)
    Joining fee for first year 6,500
    Annual fee for first year -
    Annual fee from second year 3,500
    Minimum amount to be spent for reversing of annual fee 6,00,000
    Annual fee for supplementary card -
    Interest charged on cash advances Annual rate: 40.80% Monthly rate: 3.40%
    Dial-a-draft transaction fee 3% of the draft value amount for which you will have to pay a minimum fee of Rs.300
    Overlimit fee 2.50% of the over-limit amount for which you will need to pay a minimum of Rs.500.
    Cash advance transaction fee 2.5% on the advance amount for a minimum of Rs.300
    Charge slip request Rs.300 for each charge slip
    Return of cheque fee 2% of the full amount due (Minimum will have to be Rs.450.)
    Late payment fee When the unsettled amount is: Rs.100 to Rs.500: Rs.100 Rs.501 to Rs.10,000: Rs.500 Higher than Rs.10,000: Rs.750
    Pick-up fee for cheque or cash Rs.100 for each pick-up
    Transactions with foreign currency Mark-up of 3.50%
    Auto-debit return fee 2% of the PAYBACK full amount due (Minimum will have to be Rs.450.)

    FAQs on ICICI Bank Sapphiro Credit Card

    1. How can I pay my bills for my ICICI GEMSTONE Sapphiro Credit Card?

      You can pay your credit card bills by going to any ATM or branch where you can put your cheque in the drop box that is kept in these places. You can also use the auto debit option through standing instructions. The other payment options include NEFT, VMT, Infinity (online payment facility), and Click to pay.

    2. With this card, can I pay for my purchases with EMIs?

      Yes, you can pay for your purchases with EMIs if the transaction is above Rs.3,000. You will have to use the bank’s internet banking facility and choose ‘Credit Cards’ under ‘My Accounts’. Here, you will have to select ‘Convert to EMI.’ You will need to do this in 30 days after you make your purchase.

    3. How will I get my credit card PIN?

      You will get your credit card PIN in 7 days after getting your credit card. This PIN has 4 digits.

    4. If my credit card is going to get lapsed, when will I get my renewal card?

      You will get your renewal credit card 10 days before your credit card gets lapsed.

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  • ICICI Bank Sapphiro Credit Cards Reviews

    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a ICICI bank platinum chip VISA credit card for past 4 months. I use this card for purchasing ,shopping's, bill payments and for other uses. I am happy with the credit limit.There is no annual fee with this card. The customer service is good with ICICI bank credit card department.
      Was this review helpful? 0
      , kannur
      Reviewed on Sep 25, 2017
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience with ICICI Bank for the credit card. The bank needs to work on the offers and the credit limit. There is nothing much exciting about the card and there are charges as well for it. Being an existing customer there are no deals.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 25, 2017
    • ICICI Bank Credit Card
      "Its Convenient credit card"
      0.5 4.0/5 "Great!"
      I am using ICICI credit card around three years, but when I tried to extend the credit limit. They increased only Rs.10,000 it is not all sufficient, but still I appreciate the response time is good, on the same day of my request they have increased the limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 25, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken my credit card with ICICI bank 2 years back. I have applied through net banking and It was a easy process. They have offered platinum card and the benefits are just reward points. The credit limit was 45,000 and I have 24/7 helpline number which is satisfactory. My overall experience was good
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 25, 2017
    • ICICI Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      ICICI Bank is good on the credit card services and they have given me a credit limit of 1.7 Lakh. The customer support is good and they are very much responsive when ever I contact them. There are regular offers and I am also informed about the same.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 25, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is very good in the credit card unlike the services they offer me on the debit card and loan. The offers are excellent and the limit is also good and more than satisfactory. There has been no issues till date and I hold they stay the same.
      Was this review helpful? 0
      , kota
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have taken my credit card with ICICI bank. They have offered coral card and the credit limit was just 20,000 so I have closed the account .The customer service and responses was not satisfactory so I would like to rate 3 out of 5 overall. My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Bad"
      0.5 2.0/5 "Expected more"
      I have taken my credit card with ICICI bank year back. They have offered platinum card but there is no benefits at all . The credit limit what they offered was 2lakhs and I am satisfied with it. The process for credit card was tough here. The customer service and responses was not up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The ICICI bank coral credit card gives offers like buy one get one offer, movie tickets booking and then it is easy to use and master card to use the for purchases the customer service is good with ICICI bank. The credit limit is high and I am satisfied with it. There is no annual fee for this card . The rate of interest is high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      There are good benefits and services from ICICI Bank. They have a very good customer support and the experience is prefect. I hold a credit card and the offers on the card is good and the credit limit is also perfect. The statements are sent to me on time as well.
      Was this review helpful? 0
      , anand
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The best about my credit card with ICICI Bank is there is an EMI option. I only have to call the customer care and covert my EMI to which ever tenure is suitable to me. It could be from three to 12 months. It is also a life time free card. The services are excellent.
      Was this review helpful? 0
      , baddi
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      There are no much of offers on the ICICI Bank credit card. It has not been a very good experience. Even if I do get the offers. It does not work for me. The limit is okay. The overall services can be improved too. I would not want to recommend them to others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Good, Can do better"
      0.5 4.0/5 "Great!"
      ICICI Bank could be more better in the offers. I hold a credit card and the EMI offers can be more better. The customer services are good and the statements are on time. But there could be more feature and facilities on the card and the limit can also be good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There are regular offers and the credit limit is perfect initially was holding platinum card later they have upgraded me to corral card,Credit card process is with ICICI Bank and the bank is doing great on this process too. The customer support team is also easy to connect with and they sort out the details on time and without any inconvenience
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Could provide more offers"
      0.5 4.0/5 "Great!"
      There are not much of offers on the ICICI Bank credit card. They need to work on the point system they offer and the other deals as well. The customer support is good and they are responsive. The statements are on time and it is clear. Overall experience is okay.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Could provide more offers"
      0.5 3.0/5 "Satisfactory"
      ICICI bank is also not up to the mark on the credit card. There are no much of airport lounges facilities and the limit is also not up to the mark. The rewards are not good when compared to YES bank and the customer support also needs an improvement.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It is a best service from ICICI ,even I use to get good regular offers from ICICI . customer support was very helpful and responsible in providing service I never got any queries with their service till now. Overall it was a excellent service from ICICI.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am having the credit card with the ICICI bank and its the coral credit card. I have not went beyond the line. Credit limit value is good one for me and their response is fine one with them . Initially, I have faced some issues with them and now its fine after two years of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 23, 2017
    • ICICI Bank Credit Card
      "Happy to have it"
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card from the last thirteen years of time. Response is very good and their offers are also good one with them. Customer service and other things are also working good. Hope the same is continued for the years to come as well!
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 23, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have applied for a credit card with ICICI Bank. They have acknowledged my application immediately and processed it. I Have this card for about 10 years now The services and response from them was swift and they value the customer. They are very much professional too and the limit is 40000 rupees.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 23, 2017
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