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    We found 1 ICICI Sapphiro Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    6500
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    ICICI Sapphiro Credit Card is Rated as "Great!" by 1 Users

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    ICICI Sapphiro Credit Card

    The ICICI GEMSTONE Sapphiro Credit Card comes with an excellent rewards plan with PAYBACK points. Whether you make local or international transactions, you will receive PAYBACK points. You can go for a MasterCard credit card or an American Express credit card. With just one account, you can enjoy the amazing features of 2 cards! If you want to unwind with exclusive privileges given for entertainment, travel, golf, and dining plans, you must definitely go for this card.

    Promotional Offers by ICICI Sapphiro Credit Card

    • You will get a free round of golf which can be used at any golf course that you like. This is given every month.
    • You can join as a member of the Priority Pass lounge access programme for free.
    • Cardholders can earn up to 3 PAYBACK points per Rs.100 they spend on multiple categories.
    • They can also earn 2X points on spending overseas.
    • Cardholders can avail shopping and travel vouchers worth Rs.10,000 as a welcome gift.
    • Cardholders can avail unlimited complimentary lounge visits under American Express lounge program.
    • 4 complimentary airport lounge visits per quarter on MasterCard lounge program.
    • Cardholders can buy 1 and get 1 movie ticket free from BookMyShow.
    • Complimentary international lounge visits and domestic airport spa access with DragonPass lounge program.
    • Up to 20,000 additional PAYBACK points every anniversary year.

    Benefits of ICICI Sapphiro Credit Card

    Welcome gifts

    When you pay the joining fee after signing up, you will receive an All-New Kindle for free! This product actually costs Rs.5999. You will receive it in 30 days after you pay the joining fee.

    Features of ICICI Bank Sapphiro Credit Card

    Let us take a look at some of the characteristics of this card:

    • This card will provide you with MasterCard and American Express privileges.
    • With this card, you can utilise internet banking and mobile banking.
    • This card will give you Priority Pass, which is the best access programme for airport lounges across the globe.
    • You will receive a free golf round on a monthly basis!
    • With this card, you can enjoy top-class privileges such as special screenings of movies and free tickets to plays and movies.
    • You can utilise Pockets by ICICI Bank which will allow you to make payments conveniently through the Universal Payment wallet which is powered by VISA.
    • Cardholders can avail a minimum discount of 15% on dinig bills.
    • Cardholders can avail 1% fuel surcharge waiver on making transactions for fuel.

    Eligibility & Documents Required for ICICI Sapphiro Credit Card

    These are the eligibility criteria for the ICICI Sapphiro Credit Card:

    • You will need to be a citizen of India.
    • You should have a good credit record.
    • You should be at least 23 years old. An add-on cardholder should be at least 18 years old.

    These are the documents that you will have to submit while applying for ICICI GEMSTONE Sapphiro Credit Card:

    • PAN card.
    • 1 passport sized photograph.
    • PAN card, Aadhaar card, Driving License, Voter’s ID, etc. for identity proof.
    • Salary slips or IT Returns for the most recent 2 months.
    • For address proof, you can submit any document that has your present address.

    How to apply for ICICI Sapphiro Credit Card

    You can apply for the ICICI GEMSTONE Sapphiro Credit Card by going to the official website of the bank. Here, you will find an ‘Apply Online’ button. You will need to fill your personal details and then submit the application form. You can also visit any ICICI bank branch and get support for the application process. You can also send a message with the text “SAPPHIRO” to 5676766 and a representative from the bank will contact you.

    ICICI Bank Sapphiro Credit Card Fees and other Charges

    These are the fees and charges that you will need to pay:

    Type of fee Charges (In Rs.)
    Joining fee for first year Rs.6,500
    Annual fee for first year -
    Annual fee from second year 3,500 (Waived on spends of Rs.6,00,000 and more)
    Minimum amount to be spent for reversing of annual fee 6,00,000
    Annual fee for supplementary card -
    Interest charged on cash advances Annual rate: 40.80% Monthly rate: 3.40%
    Dial-a-draft transaction fee 3% of the draft value amount for which you will have to pay a minimum fee of Rs.300
    Overlimit fee 2.50% of the over-limit amount for which you will need to pay a minimum of Rs.500.
    Cash advance transaction fee 2.5% on the advance amount for a minimum of Rs.300
    Charge slip request Rs.300 for each charge slip
    Return of cheque fee 2% of the full amount due (Minimum will have to be Rs.450.)
    Late payment fee When the unsettled amount is: Rs.100 to Rs.500: Rs.100 Rs.501 to Rs.10,000: Rs.500 Higher than Rs.10,000: Rs.750
    Pick-up fee for cheque or cash Rs.100 for each pick-up
    Transactions with foreign currency Mark-up of 3.50%
    Auto-debit return fee 2% of the PAYBACK full amount due (Minimum will have to be Rs.450.)

    FAQs on ICICI Bank Sapphiro Credit Card

    1. How can I pay my bills for my ICICI GEMSTONE Sapphiro Credit Card?

      You can pay your credit card bills by going to any ATM or branch where you can put your cheque in the drop box that is kept in these places. You can also use the auto debit option through standing instructions. The other payment options include NEFT, VMT, Infinity (online payment facility), and Click to pay.

    2. With this card, can I pay for my purchases with EMIs?

      Yes, you can pay for your purchases with EMIs if the transaction is above Rs.3,000. You will have to use the bank’s internet banking facility and choose ‘Credit Cards’ under ‘My Accounts’. Here, you will have to select ‘Convert to EMI.’ You will need to do this in 30 days after you make your purchase.

    3. How will I get my credit card PIN?

      You will get your credit card PIN in 7 days after getting your credit card. This PIN has 4 digits.

    4. If my credit card is going to get lapsed, when will I get my renewal card?

      You will get your renewal credit card 10 days before your credit card gets lapsed.

    ICICI Bank Sapphiro Credit Cards Reviews

    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with ICICI bank from last 3.5 years, i pay an annual fee of Rs 199 for this card and it will be waived off if i spend Rs 50000 in this card. I get good payback points in this card and surcharges are waived off on petrol. The type of credit card is Coral card and the credit limit is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The benefits and the offers are better with the ICICI bank coral visa credit card . I have got this credit card very recently. I use this ICICI bank coral visa credit card very rarely and the credit limit value is average with this card still , they need to increase the credit limit value.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank platinum chip credit card is good to use and I use this card for shopping , online purchases and for other usages. The credit limit value is good with this ICICI bank platinum chip credit card and I am satisfied with it. I would say, it is a good card to use.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have my credit card approved with ICICI bank and the experience was good, the credit limit is less in this card and there is no annual fee for this card. The process was smooth and i received my credit card within 10 days. Documents were collected on time and the customer service was good. I have not used this card so far so i am not aware of any offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most private sector bank ICICI BANK through a online partner. The customer support is good and well responsive. I am not satisfied by their credit limit which is Rs.36,000/- very low and i expected around Rs. 70,000/-.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I use the ICICI bank coral credit card for the past 3 years. The credit card service is average with the ICICI bank. The customer support service and the response is good with the ICICI bank. The promised offers and the benefits are not available with this ICICI bank coral credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good card to hold"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI were my limit is up to my expectations. I have received reward points and cash back with the card after the purchases. The customer service is good. There is no annual charge. I am comfortable with mobile banking.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      The ICICI bank credit card service is good , I have got the ICICI visa coral credit card with in couple of days . The customer support service and the response is good with the ICICI bank and they give good response to the customers. the credit limit value is good with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold the ICICI titanium credit card for more than 3years . The customer support service is good with the ICICI bank. I get the benefits like cash back offers , rearwards points and fuel surcharge from this car. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The customer support service is good with the ICICI bank and I use the ICICI bank platinum chip credit card for more than a year. The credit limit value is good with the ICICI bank and I use this card for all kind of usages , I get offers like cash back and benefits from this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • ICICI Bank Credit Card
      "Looking for good offers"
      0.5 2.0/5 "Expected more"
      I am using ICICI bank credit card from last 2 years, i am happy with the credit limit and there is no annual fee charged for this card. I did not find any transaction issues at the time of swiping the card. I did not find any offers in this credit card so far.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 19, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      My salary account was taken with ICICI Bank 1 year back. The credit limit was 80,000 which is satisfactory . The customer service and responses was up to the mark.I am happy with the mobile application. The fees and charges are nominal.My overall experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with ICICI bank from last 1.5 years, this credit card is a lifetime free credit card and the credit limit is sufficient in this card. I get Rs 1.25 cash back for Rs 100 spent and no surcharges on fuel. I make my bill payments through phone pay and there are no transaction issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "good product"
      0.5 4.0/5 "Great!"
      I had taken a credit card from the top most private sector bank ICICI BANK through a online partner. The customer support is good and well responsive. I lost my credit card and i applied in online and they delivered my credit card to my registered communication address.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The service was good with the ICICI bank in regards to my credit card application. I have got the ICICI FERRARI PLATINUM CREDIT CARD within 15days of time. The credit limit value is low with this card and it would be good if they can increase the credit limit.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Applied for the ICICI BANK Platinum chip credit card and I have got the response on time from the ICICI bank and they have asked me to submit the required documents but I couldn't submit the required documents at that moment so, that was the reason I can't get the credit card from ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have started using the ICICI bank Platinum chip credit card around 5 months ago. The credit card service is good with the ICICI bank and they give good response to the customers, The credit limit value is good with this ICICI bank Platinum chip credit card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good in deals and service"
      0.5 4.0/5 "Great!"
      The credit card offers and deals are good with ICICI Bank and the customer services are good. The credit limit is also fine and I have no issues while using the card. It is accepted all over and the statements are also clear and sent to me on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Easy EMI"
      0.5 3.5/5 "Pretty good"
      I hold a platinum credit card with ICICI bank and i am fine with my limit. I have received reward points but not yet redeemed the points. I got this card 2 years back but i have started using the card 7 months back. Flexi EMI option is available. There are no annual charges.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank and the deals are good on the card. The credit limit can be enhanced as it is low when compared to the other bank cards I use. The customer services and response is good and there are no hassles overall while using the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
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