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    We found 1 ICICI Sapphiro Credit Card
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    1st Year Fee
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    6500
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    Rs.1,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    ICICI Sapphiro Credit Card is Rated as "Great!" by 1 Users
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    ICICI Sapphiro Credit Card

    The ICICI GEMSTONE Sapphiro Credit Card comes with an excellent rewards plan with PAYBACK points. Whether you make local or international transactions, you will receive PAYBACK points. You can go for a MasterCard credit card or an American Express credit card. With just one account, you can enjoy the amazing features of 2 cards! If you want to unwind with exclusive privileges given for entertainment, travel, golf, and dining plans, you must definitely go for this card.

    Promotional Offers by ICICI Sapphiro Credit Card

    • You will get a free round of golf which can be used at any golf course that you like. This is given every month.
    • You can join as a member of the Priority Pass lounge access programme for free.
    • Cardholders can earn up to 3 PAYBACK points per Rs.100 they spend on multiple categories.
    • They can also earn 2X points on spending overseas.
    • Cardholders can avail shopping and travel vouchers worth Rs.10,000 as a welcome gift.
    • Cardholders can avail unlimited complimentary lounge visits under American Express lounge program.
    • 4 complimentary airport lounge visits per quarter on MasterCard lounge program.
    • Cardholders can buy 1 and get 1 movie ticket free from BookMyShow.
    • Complimentary international lounge visits and domestic airport spa access with DragonPass lounge program.
    • Up to 20,000 additional PAYBACK points every anniversary year.

    Benefits of ICICI Sapphiro Credit Card

    Welcome gifts

    When you pay the joining fee after signing up, you will receive an All-New Kindle for free! This product actually costs Rs.5999. You will receive it in 30 days after you pay the joining fee.

    Features of ICICI Bank Sapphiro Credit Card

    Let us take a look at some of the characteristics of this card:

    • This card will provide you with MasterCard and American Express privileges.
    • With this card, you can utilise internet banking and mobile banking.
    • This card will give you Priority Pass, which is the best access programme for airport lounges across the globe.
    • You will receive a free golf round on a monthly basis!
    • With this card, you can enjoy top-class privileges such as special screenings of movies and free tickets to plays and movies.
    • You can utilise Pockets by ICICI Bank which will allow you to make payments conveniently through the Universal Payment wallet which is powered by VISA.
    • Cardholders can avail a minimum discount of 15% on dinig bills.
    • Cardholders can avail 1% fuel surcharge waiver on making transactions for fuel.

    Eligibility & Documents Required for ICICI Sapphiro Credit Card

    These are the eligibility criteria for the ICICI Sapphiro Credit Card:

    • You will need to be a citizen of India.
    • You should have a good credit record.
    • You should be at least 23 years old. An add-on cardholder should be at least 18 years old.

    These are the documents that you will have to submit while applying for ICICI GEMSTONE Sapphiro Credit Card:

    • PAN card.
    • 1 passport sized photograph.
    • PAN card, Aadhaar card, Driving License, Voter’s ID, etc. for identity proof.
    • Salary slips or IT Returns for the most recent 2 months.
    • For address proof, you can submit any document that has your present address.

    How to apply for ICICI Sapphiro Credit Card

    You can apply for the ICICI GEMSTONE Sapphiro Credit Card by going to the official website of the bank. Here, you will find an ‘Apply Online’ button. You will need to fill your personal details and then submit the application form. You can also visit any ICICI bank branch and get support for the application process. You can also send a message with the text “SAPPHIRO” to 5676766 and a representative from the bank will contact you.

    ICICI Bank Sapphiro Credit Card Fees and other Charges

    These are the fees and charges that you will need to pay:

    Type of fee Charges (In Rs.)
    Joining fee for first year Rs.6,500
    Annual fee for first year -
    Annual fee from second year 3,500 (Waived on spends of Rs.6,00,000 and more)
    Minimum amount to be spent for reversing of annual fee 6,00,000
    Annual fee for supplementary card -
    Interest charged on cash advances Annual rate: 40.80% Monthly rate: 3.40%
    Dial-a-draft transaction fee 3% of the draft value amount for which you will have to pay a minimum fee of Rs.300
    Overlimit fee 2.50% of the over-limit amount for which you will need to pay a minimum of Rs.500.
    Cash advance transaction fee 2.5% on the advance amount for a minimum of Rs.300
    Charge slip request Rs.300 for each charge slip
    Return of cheque fee 2% of the full amount due (Minimum will have to be Rs.450.)
    Late payment fee When the unsettled amount is: Rs.100 to Rs.500: Rs.100 Rs.501 to Rs.10,000: Rs.500 Higher than Rs.10,000: Rs.750
    Pick-up fee for cheque or cash Rs.100 for each pick-up
    Transactions with foreign currency Mark-up of 3.50%
    Auto-debit return fee 2% of the PAYBACK full amount due (Minimum will have to be Rs.450.)

    FAQs on ICICI Bank Sapphiro Credit Card

    1. How can I pay my bills for my ICICI GEMSTONE Sapphiro Credit Card?

      You can pay your credit card bills by going to any ATM or branch where you can put your cheque in the drop box that is kept in these places. You can also use the auto debit option through standing instructions. The other payment options include NEFT, VMT, Infinity (online payment facility), and Click to pay.

    2. With this card, can I pay for my purchases with EMIs?

      Yes, you can pay for your purchases with EMIs if the transaction is above Rs.3,000. You will have to use the bank’s internet banking facility and choose ‘Credit Cards’ under ‘My Accounts’. Here, you will have to select ‘Convert to EMI.’ You will need to do this in 30 days after you make your purchase.

    3. How will I get my credit card PIN?

      You will get your credit card PIN in 7 days after getting your credit card. This PIN has 4 digits.

    4. If my credit card is going to get lapsed, when will I get my renewal card?

      You will get your renewal credit card 10 days before your credit card gets lapsed.

    ICICI Bank Sapphiro Credit Cards Reviews

    • ICICI Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      ICICI credit card service is good, they are providing pay back points according to the total points. I can purchase anything through pay back site. Customer service is good, they are friendly and helpful. Its a life time free credit card it has a good lower limit other credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI credit card for last 10 years. I use CORAL credit card. I get good benefits and discounts on the card. The interest rate was average for the credit card. There is no annual fee for this card. I am not satisfied with the credit limit, I would appreciate if they can increase my limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Charges should be waived off"
      0.5 2.0/5 "Expected more"
      ICICI is not upto the mark, they charge more fee on the credit card transaction. They never waive off any penalty and more over they wont respond to the customer's query. Finally I have close the credit card by paying all the outstanding dues.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Wonderful Credit card"
      0.5 5.0/5 "Blown Away!"
      Since ICICI banking process stands for number one services I have taken ICICI bank coral master credit card All the Bill payments,On line Transactions ,Booking movie tickets with the Book My Show App were I am getting Buy 1 and Get 1 booking offers and rewards points of 150 is being credited like discount offers like You can use this as Pay Back offer for next time usage ,International Airport lounge facilities is being provided with this coral card, On line shopping is good ,Overall the ICICI banking services is wonderful .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I have got the ICICI CORAL VISA CREDIT CARD for the past 2 years. The credit limit value is average with this card and I use this card very rarely. Basically I use this card for the shopping, online purchases and for other usages. It would be good if they can upgrade the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken from ICICI Bank and using it for last 2.5 years. I have a CORAL credit card. The customer service was easily approachable and no issues. The credit limit was happy. They charge annual fee of 500 rupees. They provide good offers as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I already have a salary account with Icici credit card team. I am comfortable with the credit limit offer by Icici and the customer support is good with Icici. I am not much interested with any offers,it is a average experience with Icici savings account service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It is a best experience with Icici credit card department. The customer support is good with Icici credit card department. I am comfortable with the credit limit from Icici credit card team. It is a excellent service from Icici credit card department.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Very good"
      0.5 3.5/5 "Pretty good"
      I have my credit card with ICICI bank for about 3 years . I hold coral International card and the credit limit was 75,000 which is satisfactory . Their customer service and responses was really good. I am getting payback points as benefits. The fees and charges are very much average..
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank. The given credit limit was 2.2 lakhs which is satisfactory . I hold Rubyx International card and I am happy with the reward points I get as benefit. I am satisfied with the customer service and responses here. My overall experience is excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and the banking services are good. It is a life time free card and the offers and credit limit is also fine and there are no hassles while using the card. There are good offers as well and benefits on the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and the banking services are good. There are offers and it has not been any issues while using the card today. The credit limit is good and they are prompt to all my queries. Till date it has been good and satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I also bank with ICICI bank for a credit card. They are providing good services and the response is also good. The billing is also on time and there are no charges taken for the card. There are offers and the credit limit is to my satisfaction. In all no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Need Improvement"
      0.5 2.0/5 "Expected more"
      The ICICI bank credit card service not up to the mark. They charges too much of additional charges and the late fee is very high with the ICICI BANK PLATINUM CHIP CREDIT CARD. The credit limit value is average with this ICICI BANK PLATINUM CHIP CREDIT CARD.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Good card with ICICI"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI with a limit of 60000 and i am happy with my limit. I have done some purchases using the card. I have not checked for the reward points and cash back with the card. There is an annual charge of 500 is there with then card. With book my show app there is some offer for ICICI card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Not satisfied with the limit"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with ICICI bank and the limit i got with ICICI is 30000. I am not satisfied with the limit. There is no annual charge with the card. I have not yet contacted the customer service with the card. The application which i am comfortable with is the i mobile of ICICI bank.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank has offered me a Insta credit card LOAN and I have got the loan amount of Rs,80,000 in a single day. The customer support service is good with the ICICI bank . The rate of interest and the charges are average with the ICICI bnak Insta credit card LOAN.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      Its been for the past 1 year , I use the ICICI BANK PLATINUM CHIP CREDIT CARD, but still they haven't increased my credit limit value, they have offered me the credit card with the limit of Rs,40,000 and they have increased up to Rs ,48,000, they need to increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding the ICICI bank PLATINUM CHIP CARD for more than 5 years. This card is used for bill payments, restaurants bills , online shopping and for other usages. I am satisfied with the credit limit value with the ICICI bank PLATINUM CHIP CREDIT CARD.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      The credit card with ICICI Bank is charged a fee of 1K annually. Though the fee is a bit high, I get vouchers. So I am okay with it. The credit limit is of 60k. The customer services and response is good and they are reachable to sort out a query. Overall no issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
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