Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 ICICI Sapphiro Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    6500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    You'll also love
    Fee Details
    ICICI Sapphiro Credit Card is Rated as "Great!" by 1 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Sapphiro Credit Card

    The ICICI GEMSTONE Sapphiro Credit Card comes with an excellent rewards plan with PAYBACK points. Whether you make local or international transactions, you will receive PAYBACK points. You can go for a MasterCard credit card or an American Express credit card. With just one account, you can enjoy the amazing features of 2 cards! If you want to unwind with exclusive privileges given for entertainment, travel, golf, and dining plans, you must definitely go for this card.

    Promotional Offers by ICICI Sapphiro Credit Card

    • You will get a free round of golf which can be used at any golf course that you like. This is given every month.
    • You can join as a member of the Priority Pass lounge access programme for free.
    • Cardholders can earn up to 3 PAYBACK points per Rs.100 they spend on multiple categories.
    • They can also earn 2X points on spending overseas.
    • Cardholders can avail shopping and travel vouchers worth Rs.10,000 as a welcome gift.
    • Cardholders can avail unlimited complimentary lounge visits under American Express lounge program.
    • 4 complimentary airport lounge visits per quarter on MasterCard lounge program.
    • Cardholders can buy 1 and get 1 movie ticket free from BookMyShow.
    • Complimentary international lounge visits and domestic airport spa access with DragonPass lounge program.
    • Up to 20,000 additional PAYBACK points every anniversary year.

    Benefits of ICICI Sapphiro Credit Card

    Welcome gifts

    When you pay the joining fee after signing up, you will receive an All-New Kindle for free! This product actually costs Rs.5999. You will receive it in 30 days after you pay the joining fee.

    Features of ICICI Bank Sapphiro Credit Card

    Let us take a look at some of the characteristics of this card:

    • This card will provide you with MasterCard and American Express privileges.
    • With this card, you can utilise internet banking and mobile banking.
    • This card will give you Priority Pass, which is the best access programme for airport lounges across the globe.
    • You will receive a free golf round on a monthly basis!
    • With this card, you can enjoy top-class privileges such as special screenings of movies and free tickets to plays and movies.
    • You can utilise Pockets by ICICI Bank which will allow you to make payments conveniently through the Universal Payment wallet which is powered by VISA.
    • Cardholders can avail a minimum discount of 15% on dinig bills.
    • Cardholders can avail 1% fuel surcharge waiver on making transactions for fuel.

    Eligibility & Documents Required for ICICI Sapphiro Credit Card

    These are the eligibility criteria for the ICICI Sapphiro Credit Card:

    • You will need to be a citizen of India.
    • You should have a good credit record.
    • You should be at least 23 years old. An add-on cardholder should be at least 18 years old.

    These are the documents that you will have to submit while applying for ICICI GEMSTONE Sapphiro Credit Card:

    • PAN card.
    • 1 passport sized photograph.
    • PAN card, Aadhaar card, Driving License, Voter’s ID, etc. for identity proof.
    • Salary slips or IT Returns for the most recent 2 months.
    • For address proof, you can submit any document that has your present address.

    How to apply for ICICI Sapphiro Credit Card

    You can apply for the ICICI GEMSTONE Sapphiro Credit Card by going to the official website of the bank. Here, you will find an ‘Apply Online’ button. You will need to fill your personal details and then submit the application form. You can also visit any ICICI bank branch and get support for the application process. You can also send a message with the text “SAPPHIRO” to 5676766 and a representative from the bank will contact you.

    ICICI Bank Sapphiro Credit Card Fees and other Charges

    These are the fees and charges that you will need to pay:

    Type of fee Charges (In Rs.)
    Joining fee for first year Rs.6,500
    Annual fee for first year -
    Annual fee from second year 3,500 (Waived on spends of Rs.6,00,000 and more)
    Minimum amount to be spent for reversing of annual fee 6,00,000
    Annual fee for supplementary card -
    Interest charged on cash advances Annual rate: 40.80% Monthly rate: 3.40%
    Dial-a-draft transaction fee 3% of the draft value amount for which you will have to pay a minimum fee of Rs.300
    Overlimit fee 2.50% of the over-limit amount for which you will need to pay a minimum of Rs.500.
    Cash advance transaction fee 2.5% on the advance amount for a minimum of Rs.300
    Charge slip request Rs.300 for each charge slip
    Return of cheque fee 2% of the full amount due (Minimum will have to be Rs.450.)
    Late payment fee When the unsettled amount is: Rs.100 to Rs.500: Rs.100 Rs.501 to Rs.10,000: Rs.500 Higher than Rs.10,000: Rs.750
    Pick-up fee for cheque or cash Rs.100 for each pick-up
    Transactions with foreign currency Mark-up of 3.50%
    Auto-debit return fee 2% of the PAYBACK full amount due (Minimum will have to be Rs.450.)

    FAQs on ICICI Bank Sapphiro Credit Card

    1. How can I pay my bills for my ICICI GEMSTONE Sapphiro Credit Card?

      You can pay your credit card bills by going to any ATM or branch where you can put your cheque in the drop box that is kept in these places. You can also use the auto debit option through standing instructions. The other payment options include NEFT, VMT, Infinity (online payment facility), and Click to pay.

    2. With this card, can I pay for my purchases with EMIs?

      Yes, you can pay for your purchases with EMIs if the transaction is above Rs.3,000. You will have to use the bank’s internet banking facility and choose ‘Credit Cards’ under ‘My Accounts’. Here, you will have to select ‘Convert to EMI.’ You will need to do this in 30 days after you make your purchase.

    3. How will I get my credit card PIN?

      You will get your credit card PIN in 7 days after getting your credit card. This PIN has 4 digits.

    4. If my credit card is going to get lapsed, when will I get my renewal card?

      You will get your renewal credit card 10 days before your credit card gets lapsed.

    ICICI Bank Sapphiro Credit Cards Reviews

    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the ICICI bank platinum chip visa credit card for fuel purposes, I pay the bills and the purchases with this card. I am satisfied with the credit limit with ICICI bank Platinum chip credit card. The customer support is good with the ICICI bank credit card department,
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI Bank. I am holding Platinum credit card for 6 months. The card is mostly used for online shopping and purchasing. They charge annual fee on this card. I make the payment through online banking. No idea about the interest rate.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and the customer service is good one for me. I would like to say that everything is good one with the ICICI bank credit card and I have not faced any issues with them. Service aspects are really better one.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Easy option"
      0.5 5.0/5 "Blown Away!"
      Recently I applied for ICICI credit card, they just approved my credit card within a day. There will be some joining fee around Rs. 200 it can waive for some offer. But I didn't get the credit card yet, they told I will receive the credit card within one week of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with ICICI bank.The limit on the card is 50,000 I should pay an annual fees card, it gets waived off if i show a spend of 30,000 within a year.The card type is Ferrari card,i got Ferrari coupons as complimentary service.The customer service did not respond on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      The services on the credit card is also good at ICICI Bank. There are much of offers and there are no hassles while using it. I am happy with the overall experience. The credit limit is also satisfactory and there are no hidden charges on this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been banking with ICICI bank for last two years.The limit on the card is 83,000 am happy with the limit given to me but expected more. I have not used any offers so far.I get my card statement through online as soft copy as its very secured to open.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Its Fine"
      0.5 5.0/5 "Blown Away!"
      ICICI service is not good, when I reach their customer care to get user id and password to log netbanking. I could not reach them, IVR helpline should be improved. Credit card has also nominal offers but still I am holding ICICI credit card its fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Need better offers"
      0.5 2.5/5 "Just OK"
      ICICI credit limit is good but I didn't get any value offers from them. I am using ICICI credit card for past three years. Interest wise is common as other bank, I would like to suggest their offers part should be improved, and they should get tie up with online merchandise they give good cash back offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the ICICI bank platinum chip credit card around 2 months ago. The customer support is good with the ICICI bank credit card department. I don't use this card much but my brother use this card . I am not satisfied with the credit limit , still they need to increase the credit limit in future.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Not got the promised offer"
      0.5 2.0/5 "Expected more"
      The main reason I took the credit card from ICICI Bank because I prefer the movie ticket offer. There was a offer one plus one. After taking the card, I have never been able to utilize the offer as it is not available. I am not happy as I did not get the promised deals.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank 1 year back .The credit limit was 60,000 and I hold platinum visa International card. I am getting rewards points here . The interest rate and charges are average. The customer service and responses was satisfactory . My overall experience was very good and Its recommendable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good services & benefits"
      0.5 5.0/5 "Blown Away!"
      I am getting a proper service for the credit card from ICICI Bank. There is a cash back offer of 5% on movie tickets and the credit limit is good overall. The card can be accessed at all out lets and online as well. The customer services are good overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "IVR should be improved"
      0.5 3.0/5 "Satisfactory"
      I am not using ICICI credit card frequently because I cant use the card for the online shopping. Because my contact number was not updated. They don't have option to update the contact information through netbanking. I should visit the bank only. Even their phone banking is not upto the mark, IVR number is not reachable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Good limit with them"
      0.5 5.0/5 "Blown Away!"
      I recently got a Credit Card from ICICI and the experience with them has been good. The process for applying the card was very simple and it didn't involve huge documentation. Apart from this the Credit Limit offered to me also is pretty good of Rs.1 Lakh.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good services & benefits"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is overall good and there are no hassles in banking with them. I hold a credit card and the card is a life time free card. The credit limit is good and it is worth holding this card because I get back a lot of rewards for the amount I spend on.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      ICICI credit card service was not good as I expected from ICICI the customer service was fine the credit limit they offered me was fine and the customer service was good the interest and charges was also good with icici it was a average service from icici for my savings account service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank credit card can be accessed any where and there are no hidden charges. It has been a good experience and there is no inconvenience faced till date. The credit limit is good and the bank updates me with the necessary details as and when in need.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • ICICI Bank Credit Card
      "Platinum credit card"
      0.5 4.0/5 "Great!"
      I am holding a platinum credit card with ICICI bank. I used to get reward points.I have redeemed my points to buy products from the ICICI website. The customer service and response with the bank is good. the annual charge is 500 rupees.The application is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • ICICI Bank Credit Card
      "Very good services & offers"
      0.5 5.0/5 "Blown Away!"
      I am getting pretty good offers on the credit card of ICICI Bank. I get the movie tickets and rewards. There is a annual fee for the card and the bank is excellent in the customer services as well. I can connect with them easily and the credit limit is also good.
      Was this review helpful? 0
      , panchkula
      Reviewed on Nov 21, 2017
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.