Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
One of the easiest ways to improve your credit score and enjoy low interest rates is to pay your credit card dues on time. That's why ICICI Bank offers several payment channels to help your pay off your outstanding balances before the due date. You can opt for online or offline payment modes to pay your ICICI Credit Card dues on time.
Online payment channels are convenient and give you the option of paying off your outstanding balances on the go. ICICI Bank has various modes you can use for your payments.
You can pay your bills with your ICICI Bank account through net banking. There are two ways you can do this.
Step 1: Select 'Proceed’ and type in your credit card number
Step 2: Verify all details that you entered.
Step 3: Type in the amount you want to pay
Step 4: Choose 'Generate QR Code’.
Step 5: Log into any UPI:enabled app/BHIM app via your mobile phone, and then scan the QR code.
Step 6: Proceed with the payment.
Step 7: After the payment has been made, you will get a confirmation message.
Step 1: Open the iMobile Pay app on the mobile phone
Step 2: Select 'Scan to Pay’
Step 3: The app will enable the phone's camera and you can scan the QR Code
Step 4: Type in the amount you want to pay and choose 'Debit Card’ and then enter the PIN
Step 5: You can mention the reason for transferring the money and click on 'Continue’
Step 6: Now, verify the details and type in your UPI PIN
Step 1: Open the iMobile Pay app on the mobile phone
Step 2: Select 'Scan to Pay’
Step 3: The app will enable the phone's camera and you can scan the QR Code
Step 4: Type in the amount you want to pay and choose 'Debit Card’ and then enter the PIN
Step 5: You can mention the reason for transferring the money and click on 'Continue’
Step 6: Now, verify the details and type in your UPI PIN
You will also receive a transaction reference number. Do note that ICICI Bank only partners with select banks.
Step 1: Log into the ICICI Bank Internet Banking/iMobile app using your user ID and password.
Step 2: Click on 'Transact’ and 'Funds Transfer’
Step 3: Select 'Add a Payee’, and choose the Beneficiary Type as 'Other Bank Payee’
Step 4: Type in the Beneficiary Account details or the number of the credit card
Step 5: Choose the Beneficiary’s IFSC
Step 6: Select 'Add’, and 'Confirm’
Step 7: Verify the registration using the OTP which will be sent to your mobile number
Step 1: Log into the ICICI Bank Internet Banking/iMobile app using your user ID and password.
Step 2: Click on 'Transact’ and 'Funds Transfer’
Step 3: Select 'Add a Payee’, and choose the Beneficiary Type as 'Other Bank Payee’
Step 4: Type in the Beneficiary Account details or the number of the credit card
Step 5: Choose the Beneficiary’s IFSC
Step 6: Select 'Add’, and 'Confirm’
Step 7: Verify the registration using the OTP which will be sent to your mobile number
Step 1: Click on 'Fund Transfer’
Step 2: Choose 'Beneficiary’ from your list
Step 3: Choose the Debit Account and enter the amount
Step 4: Choose RTGS as the payment method
Step 5: Verify all details, and select 'Confirm’
Step 6: Authenticate the transaction with the OTP and select 'Submit’.
If your other bank has an NEFT facility, you can pay your dues using NEFT. For NEFT payments, you will have to use 'Transaction Code 52' and IFSC code 'ICIC0000103' to register ICICI Bank as your destination bank. The amount should reflect in your card account within one business day.
Step 1: Log in to mobile banking through your bank's application.
Step 2: Choose your bank account.
Step 3: You will receive a link for the IMPS transaction.
Step 4: Select 'IMPS' and the choose 'Merchant Payment'.
Step 5: Add your bank account number from which the money will be debited. This has to be entered under the 'Source Account' field.
Step 6: Add the merchant mobile number, which is 7506612221 for ICICI Bank cards.
Step 7: Add the Mobile Money Identifier (MMID), which is 9229001 for ICICI Bank cards.
Step 8: Add the transaction amount.
Step 9: Add your ICICI Bank card number under the 'Payment Reference Number' field.
Step 10: Click 'Go'.
Step 11: You will be redirected to the transaction confirmation page.
Step 12: Confirm your transaction after checking all the information.
Once your transaction is complete, you will receive the details via SMS. You can expect this amount to be credited to your ICICI Bank card account within 24 hours.
ICICI Bank also offers several payment channels to help you clear your dues offline. You can opt for cash, cheque, ATM, and more.
Clear your dues directly from your ICICI bank account with the auto debit facility. You can choose to pay either the total amount due or the minimum amount due. You can register for this service through internet banking or by contacting the customer care centre on 1860 120 7777.
The mandate form is also available for download on the bank's website. You can fill in your details and mail it to the address mentioned on the form.
You can go to your nearest ICICI Bank ATM and pay your bills using your ICICI Bank debit card. The amount will be transferred to your card account immediately.
If you're comfortable making a payment via your phone, you can use the Call to Pay facility. Call 1860 120 7777, follow the IVR instructions, and make the payment with your ICICI Bank debit card. Your payment will reflect in your card account instantly.
You can drop your cheque or draft at the nearest ICICI Bank branch or in an ATM drop box. Here's what you have to do:
Visit your closest ICICI Bank branch and make a payment towards your credit card with cash. It's advised to make the payment at least one day before your due date. You will also be charged Rs.100 as a service charge for each transaction.
Step 1: Open the iMobile Pay app on the mobile phone
Step 2: Select 'Scan to Pay’
Step 3: The app will enable the phone's camera and you can scan the QR Code
Step 4: Type in the amount you want to pay and choose 'Debit Card’ and then enter the PIN
Step 5: You can mention the reason for transferring the money and click on 'Continue’
Step 6: Now, verify the details and type in your UPI PIN
The BHIM application currently only allows payments of up to Rs.10,000 for a single transaction and a maximum of Rs.20,000 for each day.
Yes. If your transaction amount is between Rs.1 and Rs.1 lakh, you will be charged Rs.5 and the applicable GST. For transactions above Rs.1 lakh and up to Rs.2 lakh, you will be charged Rs.15 and the applicable GST.
If you have made a payment with your ICICI Bank cheque, it should reflect within three working days. It takes five working days for a non-ICICI Bank cheque payment. If you have dropped an outstation cheque at an ICICI Bank branch, it will reflect in 12 working days. For outstation cheques dropped at non-ICICI Bank branches, the payment will take 21 days.
No. You can use any bank account to make payments for your card with the Click to Pay facility.
You can access the NEFT service via internet banking, iMobile, m.dot, Pockets, and icicibankpay.
You will get an SMS reminder from the bank about your credit card payment due date. The message will be in the format: Payment on your ICICI Bank Credit Card account no 4477 xxxx xxxx 5006 is due on 12/05/2003. You may choose to pay the total bill amount of Rs. 2,011.86 or the minimum amount of Rs. 100.59. Please ignore this message in case your payment is already made.
You can pay your ICICI credit card bill via Google Pay with the 'Scan and Pay' facility.
Yes, you can pay your ICICI credit card bill via Paytm.
No, there is no registration form required for this service. It is accessible to all ICICI Bank account holders and ICICI Bank credit card holders. Your ICICI Bank internet banking user ID and password are required. You just have to register online with the biller to whom you want to make a payment.
Billers in presentment mode can pay their bills one day before or on the due date. Billers who are in payment mode must schedule their payment date at least two days before the due date.
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