The limit of your ICICI Bank Platinum Chip Credit Card will be decided by the bank. There are a lot of things that banks take into account while determining the limit for a credit card. The major factors include your credit score and report. Banks also look into other factors like your repayment habits of past and credit utilisation ratio.
|Type of charge||Fee|
|Annual fee (from the second year onwards)||NIL|
|Fee for add-on card||NIL|
|Overdue interest on cash advances and extended credit||3.40% every month|
You will have to submit the following documents to apply for the card:
The documents mentioned are indicative. The bank may ask you to submit a few other documents.
Yes, you can easily save about 15% on all your dining experiences with the ICICI Bank Culinary Treats programme. This can be used at more than 2,500 restaurants in India.
You do not have to pay any joining fee to get this credit card.
You will have to submit either your passport, driving license or Aadhaar card as id proof to apply for this credit card.
This ICICI Credit Card comes with a security chip card. This chip protects all users against fraud and also gives you a Personal Identification Number which is an extra layer of security.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.