Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank Platinum Chip Credit Card

    The ICICI Bank Platinum Chip Credit Card was launched to offer its customers a hassle-free and easy to manage credit card. This credit card has a security chip card that will protect you against fraud. These new chip cards also come with an extra veil of security. This is in the form of a Personal Identification Number (PIN).
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    Key Highlights of the ICICI Bank Platinum Chip Credit Card

    • Receive 2 PAYBACK Points when you spend Rs.100 for retail purchases.
    • You will get 1% fuel surcharge waiver on fuel expenditure that of Rs.4,000 and above at HPCL petrol pumps.
    • Save up to 15% and more on all dining experiences with the ICICI Bank Culinary Treats programme.

    ICICI Bank Platinum Chip Credit Card Features and Benefits

    Welcome Benefits

    • The ICICI Bank Platinum Chip Credit Card allows you to earn PAYBACK Points on every transaction that you make. PAYBACK has earned its place as India‚Äôs largest Reward Programme. This has powered ICICI Bank Rewards to give you a myriad of tempting rewards from all your expenditures.
    • Apart from receiving PAYBACK Points every time you use your ICICI Bank Platinum Chip Credit Card, you can also earn additional points from PAYBACK Partner Brands for the very same transaction.
    • These PAYBACK Points can be redeemed from a lot of options. These include travel vouchers, lifestyle products, movie vouchers, appliances, mobiles, and lots more.

    Spending Benefits

    • You will earn 2 PAYBACK Points every time you spend Rs.100 for all retail expenditures except for fuel.
    • Receive 1 PAYBACK Point every time you make a transaction of Rs.100 spent on insurance and utilities categories.

    Fuel Benefits

    • Avail 1% fuel surcharge waiver on all fuel transactions that amount to Rs.4,000 at all HPCL pumps when the ICICI Bank Platinum Chip Credit Card is swiped on any ICICI Merchant Services machines.

    Dining Benefits

    • You can save around 15% on dining with the ICICI Bank Culinary Treats programme at more than 2,500 restaurants. These are spread across 12 cities in India.

    ICICI Bank Platinum Chip Credit Card Limit

    The limit of your ICICI Bank Platinum Chip Credit Card will be decided by the bank. There are a lot of things that banks take into account while determining the limit for a credit card. The major factors include your credit score and report. Banks also look into other factors like your repayment habits of past and credit utilisation ratio.

    Fees and Charges of the ICICI Bank Platinum Chip Credit Card

    Type of charge Fee
    Joining fee NIL
    Annual fee (from the second year onwards) NIL
    Fee for add-on card NIL
    Overdue interest on cash advances and extended credit 3.40% every month

    Eligibility Criteria of the ICICI Bank Platinum Chip Credit Card

    • To be eligible for the ICICI Bank Platinum Chip Credit Card, you need to be above 23 years of age.

    Documents Required to Apply for the ICICI Bank Platinum Chip Credit Card

    You will have to submit the following documents to apply for the card:

    • Income Proof
      • Form 16
      • IT Returns
      • Salary Slip
    • Identity Proof
      • Driving License
      • Passport
      • Aadhaar card
    • Proof of Address
      • Passport
      • Voter ID
      • Aadhaar card

    The documents mentioned are indicative. The bank may ask you to submit a few other documents.

    ICICI Bank Platinum Chip Credit Card FAQ's

  • Are there are any dining benefits for this card?
  • Yes, you can easily save about 15% on all your dining experiences with the ICICI Bank Culinary Treats programme. This can be used at more than 2,500 restaurants in India.

  • What is the joining fee for the ICICI Bank Platinum Chip Credit Card?
  • You do not have to pay any joining fee to get this credit card.

  • What documents are required as id proof?
  • You will have to submit either your passport, driving license or Aadhaar card as id proof to apply for this credit card.

  • Why do I need to get the ICICI Bank Platinum Chip Credit Card?
  • This ICICI Credit Card comes with a security chip card. This chip protects all users against fraud and also gives you a Personal Identification Number which is an extra layer of security.

      

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