The ICICI Bank Platinum Chip Credit Card was launched to offer its customers a hassle-free and easy to manage a credit card. This credit card has a security chip card that will protect you against fraud. These new chip cards also come with an extra veil of security. This is in the form of a Personal Identification Number (PIN).
Other ICICI Bank Credit Cards
The limit of your ICICI Bank Platinum Chip Credit Card will be decided by the bank. There are a lot of things that banks take into account while determining the limit for a credit card. The major factors include your credit score and report. Banks also look into other factors like your repayment habits of past and credit utilisation ratio.
|Type of charge||Fee|
|Annual fee (from the second year onwards)||NIL|
|Fee for add-on card||NIL|
|Overdue interest on cash advances and extended credit||3.40% every month|
To be eligible for the ICICI Bank Platinum Chip Credit Card, you need to be above 23 years of age.
You will have to submit the following documents to apply for the card:
The documents mentioned are indicative. The bank may ask you to submit a few other documents.
Yes, you can easily save about 15% on all your dining experiences with the ICICI Bank Culinary Treats programme. This can be used at more than 2,500 restaurants in India.
You do not have to pay any joining fee to get this credit card.
You will have to submit either your passport, driving license or Aadhaar card as id proof to apply for this credit card.
This ICICI Credit Card comes with a security chip card. This chip protects all users against fraud and also gives you a Personal Identification Number which is an extra layer of security.
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