Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Coral Credit Card

    It is a truth universally acknowledged that apart from a certain amount of financial freedom, credit cards bring with them a world of rewards and benefits. ICICI Bank offers Coral credit cards that are loaded with useful features, benefits, and exciting rewards. These cards offer benefits such as cashback, memberships, lounge access, and discounts, among many others. Let us take a detailed look at each of these cards.

    Types of ICICI Coral Credit Cards

    Listed below are the different kinds of Coral Credit Cards offered by the ICICI Bank:

    • ICICI Coral Visa Credit Card
    • InterMiles ICICI Bank Coral Credit Cards
    • ICICI Bank NRI Coral Credit Card

    Features and Benefits of ICICI Coral Credit Cards

    The array of Coral credit cards offered by ICICI Bank come with handy benefits and features. Since each of these cards come with some distinct properties, applicants can take a look at these before settling on the kind of card they want to use. We have listed below some of the most attractive features and benefits of the Coral cards offered by the bank:

    Features and Benefits of ICICI Coral Visa Credit Card

    • Cardholders can earn up to 10,000 PAYBACK points on every anniversary year with ICICI Coral Visa Credit Card.
    • They can get one complimentary visit to a domestic airport lounge every quarter.
    • Cardholders can earn one complimentary lounge visit to domestic railway station every quarter.
    • Cardholders can bag 2 complimentary movie tickets every month under the buy-one-get-one offer through BookMyShow.
    • Cardholders can get a minimum discount worth 15% on their dining bills at more than 2,500 restaurants across the country through the bank's Culinary Treats Programme.

    Features and Benefits of InterMiles ICICI Bank Coral Credit Card

    • Cardholders can get a welcome bonus of 2,500 JPMiles on their InterMiles ICICI Bank Coral Credit Cards.
    • Cardholders can get 1,200 bonus JPMiles each year they renew their InterMiles ICICI Bank Coral Credit Cards.
    • Cardholders can earn JPMiles not only on everyday spends but also when they book travel tickets on www.jetairways.com.
    • They can redeem the JPMiles for air tickets across Jet Airways and more than 25 international airline partners.
    • Cardholders can bag complimentary lounge access at major domestic airports in India.
    • They can also get complimentary dining discounts, golf rounds, movie tickets, and more.

    Features and Benefits of ICICI Bank NRI Coral Credit Card

    • Cardholders can bag 2 complimentary lounge visits each quarter on their ICICI Bank NRI Coral Credit Card.
    • They can also get 3 complimentary UBER vouchers each worth Rs.100.
    • They can bag one free ticket under the buy-one-get-one plan offered by BookMyShow.
    • Cardholders can get up to 2 complimentary tickets per month priced at up to Rs.250 each ticket.
    • Cardholders can get a discount worth 15% or more on dining at more than 2,500 restaurants across 12 major cities in India under the Culinary Treats Program offered by ICICI Bank.
    • Cardholders can bag a waiver worth 1% on fuel surcharge each time they buy petrol or diesel. This offer will be valid on a maximum expenditure of Rs.4,000 per transaction at all HPCL petrol pumps.

    Fees and Charges of the ICICI Coral Credit Card

    Name of the Credit Card Joining Fee Annual Fee from the Second Year
    ICICI Coral Visa Credit Card Rs.500 plus GST Rs.500 plus GST (waived off if the cardholder spends more than Rs.1,50,000 in one year)
    InterMiles ICICI Bank Coral Credit Cards Rs.1,250 Rs.1,250
    ICICI Bank NRI Coral Credit Card Rs.1,000 plus GST Rs.500 plus GST (waived off if the cardholder spends more than Rs.1,50,000 in one year)

    How to Apply for ICICI Coral Credit Card?

    Individuals can apply for ICICI Coral credit cards using an online as well as an offline method. Let’s take a look at both of these methods one by one:

    • Applying for ICICI Coral Credit Card Online: Applicants can visit the official website of ICICI Bank by logging on to www.icicibank.com and can apply for the kind of Coral credit card they want to own after making suitable comparisons. Once they have selected a Coral card online, all they need to do is click on the “Apply Now” tab that’s placed right under the name of the Coral credit cards. Once, they click on it, they will be directed to a page wherein they will need to fill in their details.
    • Applying for ICICI Coral Credit Card Offline: To apply for any ICICI Coral credit card, the applicant can call ICICI credit card customer care number and talk to the bank's representative to start the application process. Alternatively, they can also step into their nearest branch of ICICI Bank and meet the bank’s representative in person, fill an application form, and submit the required documents to procure an ICICI Coral credit card.

    Eligibility Criteria for ICICI Coral Credit Card

    There are different eligibility criteria for different ICICI Coral credit cards. However, listed below are some of the basic criteria for ICICI Coral credit cards:

    • The applicant must be a citizen of India.
    • They must be at least 23 years of age, if they are applying for a primary card. In case of an application for an add-on card, the applicant must be at least 18 years old.
    • The income requirement varies from card to card.

    Documentation Required for ICICI Coral Credit Card

    To procure an ICICI Coral credit card, the applicant needs to submit a few documents. Listed below are some of those:

    Copies of any one of the following must be submitted as proof of identity:

    Copies of any of the following should be submitted as proof of address:

    • Telephone Bill
    • Electricity Bill
    • Water Bill

    Copies of both the documents listed below should be submitted as proof of income:

    • Salary statement of the last 6 months
    • Latest IT Returns
    • Copies of passport-sized photograph

    FAQs on ICICI Coral Credit Card

    1. What do I do if my ICICI Coral credit card is lost or stolen?

      In case of misuse, loss, or damage of your ICICI Coral credit card, you can report the incident immediately to the bank by sending this SMS, CCBLK last 4 digits of your card to 5676766. This will help you to block your ICICI credit card instantly and will prevent further misuse of the same.

    2. Will my ration card be accepted as a proof of address?

      No, ration cards are no longer accepted as a proof of address by ICICI Bank.

    3. Do ICICI Coral credit cards offer auto-debit facility?

      Yes, ICICI Coral credit cards offer auto-debit facility. You can activate it by registering your credit card to the bank’s net banking facility.

    4. Who is eligible to use a supplementary ICICI Coral credit card?

      Add-on credit cards is offered to immediate family members of the primary cardholder. This includes parents, spouses, and children who are more than 18 years of age.

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