It is a truth universally acknowledged that apart from a certain amount of financial freedom, credit cards bring with them a world of rewards and benefits. ICICI Bank offers Coral credit cards that are loaded with useful features, benefits, and exciting rewards. These cards offer benefits such as cashback, memberships, lounge access, and discounts, among many others. Let us take a detailed look at each of these cards.
Listed below are the different kinds of Coral credit cards offered by the ICICI Bank:
The array of Coral credit cards offered by ICICI Bank come with handy benefits and features. Since each of these cards come with some distinct properties, applicants can take a look at these before settling on the kind of card they want to use. We have listed below some of the most attractive features and benefits of the Coral cards offered by the bank:
|Name of the Credit Card||Joining Fee||Annual Fee from the Second Year|
|ICICI Coral American Express credit card||Rs.500 plus GST||Rs.500 plus GST (waived off if the cardholder spends more than Rs.1,50,000 in one year)|
|ICICI Coral Visa Platinum credit card||Rs.500 plus GST||Rs.500 plus GST (waived off if the cardholder spends more than Rs.1,50,000 in one year)|
|ICICI Coral Contactless credit card||Rs.500 plus GST||Rs.500 plus GST (waived off if the cardholder spends more than Rs.1,50,000 in one year)|
|Jet Airways ICICI Bank Coral credit card||Rs.1,250||Rs.1,250|
|ICICI Bank NRI Coral credit card||Rs.1,000 plus GST||Rs.500 plus GST (waived off if the cardholder spends more than Rs.1,50,000 in one year)|
Individuals can apply for ICICI Coral credit cards using an online as well as an offline method. Let’s take a look at both of these methods one by one:
There are different eligibility criteria for different ICICI Coral credit cards. However, listed below are some of the basic criteria for ICICI Coral credit cards:
To procure an ICICI Coral credit card, the applicant needs to submit a few documents. Listed below are some of those:
Copies of any one of the following must be submitted as proof of identity:
Copies of any of the following should be submitted as proof of address:
Copies of both the documents listed below should be submitted as proof of income:
In case of misuse, loss, or damage of your ICICI Coral credit card, you can report the incident immediately to the bank by sending this SMS, CCBLK last 4 digits of your card to 5676766. This will help you to block your card instantly and will prevent further misuse of the same.
You can pay your credit card bills by using one of the methods listed below:
No, ration cards are no longer accepted as a proof of address by ICICI Bank.
Yes, ICICI Coral credit cards offer auto-debit facility. You can activate it by registering your credit card to the bank’s net banking facility.
Add-on credit cards is offered to immediate family members of the primary cardholder. This includes parents, spouses, and children who are more than 18 years of age.
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