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  • ICICI Bank Platinum Credit Card
    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Platinum Credit Card

    The ICICI Bank Platinum Credit Card has been designed keeping the customers’ best interests in mind, ensuring that they avail maximum benefits from using it. Apart from offering attractive rates of interest, this card has other rewards such as waiver on fuel surcharge, PAYBACK points, etc. which cardholders can enjoy. This card is exclusively available only to the existing customers of the bank.

    Features and Benefits of ICICI Platinum Credit Card:

    • With the ICICI Bank Platinum Credit Card, you will enjoy a 2.5% surcharge waiver when you purchase fuel for a maximum of Rs.4000 at any HPCL petrol pump.
    • For every hundred rupees that you spend on anything except fuel, you will earn 2 PAYBACK points. You can redeem these points to avail exciting products.
    • With this card, you can avail multiple Platinum benefits on travel, dining, hotel, shopping, etc., from Visa.

    Eligibility:

    Existing card members of ICICI bank are eligible to apply for the ICICI Bank Platinum Credit Card.

    Fees and Charges:

    Card Type

    Overdue interest charged on extended credit

    Interest charged on Cash advance

    Monthly Rate

    Annual Rate

    Monthly Rate

    Annual Rate

    ICICI Bank Platinum Credit Card

    3.40 percent

    40.80 percent

    3.40 percent

    40.80 percent

    Some of the other charges of ICICI Platinum Credit Card:

    Type of Charge

    Charges

    Cash Advance (Fees for transaction)

    2.50 percent (Rs.300 minimum)

    Fees for Redemption Handling

    Rs.99 for redemptions based on catalogue and Rs.25 for in- store and online redemptions at Payback partner brands online

    Fees for Dial-a-draft-transaction

    3 percent of the draft value (Rs.300 minimum fee)

    Charges for Over- limit

    2.5 percent on the over- limit sum (Rs.500 minimum)

    Cheque Return

    2 percent of total due amount (Rs.250 minimum)

    Fees for Auto – Debit return

    2 percent of total due amount (Rs.250 minimum)

    Cash Payment Fee at branches

    Rs.100 for each payment transaction

    Fees for Card Replacement

    Rs.100

    Fees for Cheque or Cash pick - up

    Rs.100 per pick up

    Request for Duplicate Statement

    Rs.100

    Request for Chargeslip

    Rs.100 for each chargeslip

    Charges for Late Payment

    Total Amount that is dueLate payment charge
    Below Rs.100No charge
    Between Rs.100 and Rs.500Rs.100
    Between Rs.500 and Rs.10,000Rs.500
    Between Rs.10,000 and Rs.20,000Rs.600
    Above Rs.20,000Rs.700

    ICICI Bank Platinum Card FAQs:

    1. Can I use my ICICI Bank Platinum Credit Card to make online purchases?

      Yes, you can use your ICICI Bank Platinum Credit Card to make online purchases.

    2. What will happen if I exceed my credit limit?

      If you exceed your credit limit, then the bank will decide whether to approve the transaction or not. If the bank approves it, you will have to pay an over – limit fee.

    3. In how much time will I get receive my credit card?

      You will receive your credit card in 21 working days.

    4. When will I be charged an interest?

      The bank will charge an interest only when you fail to pay the total due amount by due date. The interest will be charged till you clear off all your pending amounts. You will also have to pay an interest on all the cash advances, starting from the transaction date until payment.

    5. What does the auto- debit facility mean?

      Through the auto- debit facility, you allow the bank to charge your credit card bills directly to your bank account every month.

    ICICI Bank Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I bank with ICICI Bank for the credit card and the credit limit is good. There are good offers of cash back and rewards as well. There are no annual charges taken for the card. The customer services and response is good and there are no issues in the process.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I also use a credit card with ICICI Bank. The customer services and response is good and there has been no hassles till date. The credit limit is also good and the transactions are smooth when ever I use the card. The statements are also clear and on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      I was contacted on time for the credit card at ICICI Bank. But the credit card was delivered at the wrong address. I had to follow up with blue dart courier and get it delivered to my office address as requested initially. But, I have got the passes yet.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      It is a life time free credit card with ICICI Bank. The credit limit is good and the offers are there. Offers like cash back and reward points are there. But the limit is lower than SBI. There is a EMI facility, I need to use the card for 5K and above to convert the transactions to the emi.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with ICICI bank for about 2 years . The credit limit was 33,000 which is not satisfactory . The customer service and responses was up to the mark. I hold platinum International card and the charges are low than other banks. My experience was excellent.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I started using the ICICI BANK CORAL CREDIT CARD around 5 years ago. The customer support service is good with the ICICI bank. I use this ICICI BANK CORAL CREDIT CARD for shopping , online purchases and for other bill payments. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have opened a savings account with ICICI bank,the account is active for last eight years.The daily withdrawal limit is 50,000 through an ATM.there is limitation to number of withdrawal.I have no hidden charges or technical issues faced till date.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been banking with ICICI bank for past ten years of time.The limit on the card is 48,000.They offered credit limit increase but i did not avail that offer.Net banking is very comfortable to make payments.I have an EMI option in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had a credit card with ICICI bank,the limit on the card is 30,000.I have been using this card for last two years,i had closed it three years ago because of no proper service and low limit.I felt the card was not much convenient to use.Net banking was quite comfortable to make payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      ICICI bank has disbursed the ICICI bank coral platinum credit card within 20 tp 25 days of time. The customer support service was good with the ICICI bank . The credit limit value is average with this ICICI bank coral platinum credit card, still I am satisfied with the limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      Around for the past 10 years, I use the ICICI VISA PLATINUM CHIP CREDIT CARD . The customer support service is good with the ICICI bank. I use this card for shopping , online purchases and for other bill payments. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card for last eight months of time,The card is accepted in all outlets,the limit on the card is64,000,i rarely use this card.i have no annual fees to use tit,i don't get nay offers till date.i get good rewards points for every purchase.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 1.5 years, the credit card services are pretty good when compared to all other credit cards. I paid an annual fee of Rs 500 for this credit card. I get offers like buy 1 get 1 movie tickets in this credit card. I use net banking for making payments and i have a credit limit of Rs 1 lakh in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      The experience at ICICI Bank is good and there are no issues in using the credit card. The customer services and response is good. There are good offers on the card and the credit limit is also good. It is a smooth process and in all I do not have any inconvenience.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Looking for Better Credit Limit"
      0.5 4.5/5 "Excellent!"
      I am holding ICICI credit card around one year but the credit limit is very low. I tried reaching their customer service but there was no response, it would be great if they enhance the limit based on the transaction. I have life time free credit card from ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with ICICI Bank for the savings account and the banking process is good. There are no hassles and they have a good net banking facility. There are no charges taken for the transactions. The phone banking is also good and it is easy to connect with.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      There were good offers on the credit card of ICICI Bank and the customer services are also good too. The credit limit was not up to the mark. Else the experience is good. They are responsive when ever I reach out to them with a query. Satisfactory overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.5/5 "Pretty good"
      I am holding the ICICI bank Rubyx Visa credit card for the past 9 months. I have paid Rs.2800 as the annual fee, The credit limit value is good with this ICICI bank Rubyx visa credit card and I am satisfied with it. The hidden charges are high with this card and there is no transparency in the ICICI bank credit card process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am using ICICI bank credit card from the last eight years to ten years of time. Customer service is very good and their responsiveness too. I would like to say that the credit limit value is an average one for me with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "looking for better credit limit"
      0.5 1.0/5 "Really Bad"
      I am using ICICI bank credit card from last 6 months, the credit card services are not up to the mark in this bank. An annual fee of Rs 300 has to be paid every year for this credit card. I did not find any offers and benefit in this credit card. I have a credit limit of Rs 20000 which is less this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 22, 2018
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