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  • ICICI Bank Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Platinum Credit Card

    The ICICI Bank Platinum Credit Card has been designed keeping the customers’ best interests in mind, ensuring that they avail maximum benefits from using it. Apart from offering attractive rates of interest, this card has other rewards such as waiver on fuel surcharge, PAYBACK points, etc. which cardholders can enjoy. This card is exclusively available only to the existing customers of the bank.

    Features and Benefits of ICICI Platinum Credit Card:

    • With the ICICI Bank Platinum Credit Card, you will enjoy a 2.5% surcharge waiver when you purchase fuel for a maximum of Rs.4000 at any HPCL petrol pump.
    • For every hundred rupees that you spend on anything except fuel, you will earn 2 PAYBACK points. You can redeem these points to avail exciting products.
    • With this card, you can avail multiple Platinum benefits on travel, dining, hotel, shopping, etc., from Visa.

    Eligibility:

    Existing card members of ICICI bank are eligible to apply for the ICICI Bank Platinum Credit Card.

    Fees and Charges:

    Card Type

    Overdue interest charged on extended credit

    Interest charged on Cash advance

    Monthly Rate

    Annual Rate

    Monthly Rate

    Annual Rate

    ICICI Bank Platinum Credit Card

    3.40 percent

    40.80 percent

    3.40 percent

    40.80 percent

    Some of the other charges of ICICI Platinum Credit Card:

    Type of Charge

    Charges

    Cash Advance (Fees for transaction)

    2.50 percent (Rs.300 minimum)

    Fees for Redemption Handling

    Rs.99 for redemptions based on catalogue and Rs.25 for in- store and online redemptions at Payback partner brands online

    Fees for Dial-a-draft-transaction

    3 percent of the draft value (Rs.300 minimum fee)

    Charges for Over- limit

    2.5 percent on the over- limit sum (Rs.500 minimum)

    Cheque Return

    2 percent of total due amount (Rs.250 minimum)

    Fees for Auto – Debit return

    2 percent of total due amount (Rs.250 minimum)

    Cash Payment Fee at branches

    Rs.100 for each payment transaction

    Fees for Card Replacement

    Rs.100

    Fees for Cheque or Cash pick - up

    Rs.100 per pick up

    Request for Duplicate Statement

    Rs.100

    Request for Chargeslip

    Rs.100 for each chargeslip

    Charges for Late Payment

    Total Amount that is dueLate payment charge
    Below Rs.100No charge
    Between Rs.100 and Rs.500Rs.100
    Between Rs.500 and Rs.10,000Rs.500
    Between Rs.10,000 and Rs.20,000Rs.600
    Above Rs.20,000Rs.700

    ICICI Bank Platinum Card FAQs:

    1. Can I use my ICICI Bank Platinum Credit Card to make online purchases?

      Yes, you can use your ICICI Bank Platinum Credit Card to make online purchases.

    2. What will happen if I exceed my credit limit?

      If you exceed your credit limit, then the bank will decide whether to approve the transaction or not. If the bank approves it, you will have to pay an over – limit fee.

    3. In how much time will I get receive my credit card?

      You will receive your credit card in 21 working days.

    4. When will I be charged an interest?

      The bank will charge an interest only when you fail to pay the total due amount by due date. The interest will be charged till you clear off all your pending amounts. You will also have to pay an interest on all the cash advances, starting from the transaction date until payment.

    5. What does the auto- debit facility mean?

      Through the auto- debit facility, you allow the bank to charge your credit card bills directly to your bank account every month.

    ICICI Bank Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      My salary account was taken with ICICI Bank 1 year back. The credit limit was 80,000 which is satisfactory . The customer service and responses was up to the mark.I am happy with the mobile application. The fees and charges are nominal.My overall experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with ICICI bank from last 1.5 years, this credit card is a lifetime free credit card and the credit limit is sufficient in this card. I get Rs 1.25 cash back for Rs 100 spent and no surcharges on fuel. I make my bill payments through phone pay and there are no transaction issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "good product"
      0.5 4.0/5 "Great!"
      I had taken a credit card from the top most private sector bank ICICI BANK through a online partner. The customer support is good and well responsive. I lost my credit card and i applied in online and they delivered my credit card to my registered communication address.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The service was good with the ICICI bank in regards to my credit card application. I have got the ICICI FERRARI PLATINUM CREDIT CARD within 15days of time. The credit limit value is low with this card and it would be good if they can increase the credit limit.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Applied for the ICICI BANK Platinum chip credit card and I have got the response on time from the ICICI bank and they have asked me to submit the required documents but I couldn't submit the required documents at that moment so, that was the reason I can't get the credit card from ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have started using the ICICI bank Platinum chip credit card around 5 months ago. The credit card service is good with the ICICI bank and they give good response to the customers, The credit limit value is good with this ICICI bank Platinum chip credit card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good in deals and service"
      0.5 4.0/5 "Great!"
      The credit card offers and deals are good with ICICI Bank and the customer services are good. The credit limit is also fine and I have no issues while using the card. It is accepted all over and the statements are also clear and sent to me on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Easy EMI"
      0.5 3.5/5 "Pretty good"
      I hold a platinum credit card with ICICI bank and i am fine with my limit. I have received reward points but not yet redeemed the points. I got this card 2 years back but i have started using the card 7 months back. Flexi EMI option is available. There are no annual charges.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank and the deals are good on the card. The credit limit can be enhanced as it is low when compared to the other bank cards I use. The customer services and response is good and there are no hassles overall while using the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average card"
      0.5 2.0/5 "Expected more"
      My credit card application was approved with ICICI bank and the experience was not up to the mark, i am happy with the credit limit but the customer service did not respond properly. I am using this card for multipurpose but i did not find any offers in this card so far. An annual fee of Rs 1250 has to be paid for this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI were my limit is up to my expectations. I have received reward points and cash back with the card after the purchases. The customer service is good. Easy EMI option is available. Recently i have converted to no cost EMI.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using the ICICI bank Platinum chip credit card for the past one year. The customer support service is good with the ICICI bank and they give good service to the customers. The credit limit value is average with this card and it would be good if they can increase the credit limit value with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I use the ICICI BANK Coral visa credit card for the past 1 month time. The customer support service is good with the ICICI bank and they give good response to the customers. The credit limit value is Rs.25000 and I am not satisfied with it, it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Icici credit card service provides me with the credit limit of 20k which is sufficient for me. The documents process was been smooth. The customer support service is good with Icici credit service. It was totally an Fabulous experience with Icici credit card service.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average credit card"
      0.5 1.0/5 "Really Bad"
      ICICI I have the coral credit card and I have been using the credit card for the past 8 to 9 years the credit limit is not satisfied for me hence I called to the customer care for increasing my credit limit many times hence forth this is not card is not helpful for me as this is a average credit card so I going to close the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Very good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken wit ICICI bank. I hold Ferrari card and the credit limit was 1 lakh. The customer service and responses was really not good. They have delay the process and it took more than a month . I am getting reward points as benefits here so its recommendable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Beginer card to use"
      0.5 4.0/5 "Great!"
      I have used the ICICI BANK PLATINUM CHIP Master credit card around a year ago and i have used it for the past 3 years. The customer support service is good with the ICICI bank and they give good response to the customers. The credit limit value is good with this card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a Icici credit card, the card is OK I am not completely satisfied with the card they have offered me. I am not getting good services. There has been a pretty little benefits added to the card, and I just find it an ordinary credit card, I would rate this card as an average.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Need to improve on the offers"
      0.5 3.5/5 "Pretty good"
      There are no offers what so ever with ICICI Bank on the credit card. Be it online or offline I do not get the offers like other banks. The credit limit is also not up to the mark. The customer services and response is good, I have no issues with the services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 16, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 1.0/5 "Really Bad"
      The ICICI bank has offered me a HPCL coral American express credit card recently. the customer support service is not up to the mark with the ICICI bank , I can't reach them on time. The response part has to focused by the ICICI bank credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2018
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