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  • ICICI Bank Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Platinum Credit Card

    The ICICI Bank Platinum Credit Card has been designed keeping the customers’ best interests in mind, ensuring that they avail maximum benefits from using it. Apart from offering attractive rates of interest, this card has other rewards such as waiver on fuel surcharge, PAYBACK points, etc. which cardholders can enjoy. This card is exclusively available only to the existing customers of the bank.

    Features and Benefits of ICICI Platinum Credit Card:

    • With the ICICI Bank Platinum Credit Card, you will enjoy a 2.5% surcharge waiver when you purchase fuel for a maximum of Rs.4000 at any HPCL petrol pump.
    • For every hundred rupees that you spend on anything except fuel, you will earn 2 PAYBACK points. You can redeem these points to avail exciting products.
    • With this card, you can avail multiple Platinum benefits on travel, dining, hotel, shopping, etc., from Visa.

    Eligibility:

    Existing card members of ICICI bank are eligible to apply for the ICICI Bank Platinum Credit Card.

    Fees and Charges:

    Card Type

    Overdue interest charged on extended credit

    Interest charged on Cash advance

    Monthly Rate

    Annual Rate

    Monthly Rate

    Annual Rate

    ICICI Bank Platinum Credit Card

    3.40 percent

    40.80 percent

    3.40 percent

    40.80 percent

    Some of the other charges of ICICI Platinum Credit Card:

    Type of Charge

    Charges

    Cash Advance (Fees for transaction)

    2.50 percent (Rs.300 minimum)

    Fees for Redemption Handling

    Rs.99 for redemptions based on catalogue and Rs.25 for in- store and online redemptions at Payback partner brands online

    Fees for Dial-a-draft-transaction

    3 percent of the draft value (Rs.300 minimum fee)

    Charges for Over- limit

    2.5 percent on the over- limit sum (Rs.500 minimum)

    Cheque Return

    2 percent of total due amount (Rs.250 minimum)

    Fees for Auto – Debit return

    2 percent of total due amount (Rs.250 minimum)

    Cash Payment Fee at branches

    Rs.100 for each payment transaction

    Fees for Card Replacement

    Rs.100

    Fees for Cheque or Cash pick - up

    Rs.100 per pick up

    Request for Duplicate Statement

    Rs.100

    Request for Chargeslip

    Rs.100 for each chargeslip

    Charges for Late Payment

    Total Amount that is dueLate payment charge
    Below Rs.100No charge
    Between Rs.100 and Rs.500Rs.100
    Between Rs.500 and Rs.10,000Rs.500
    Between Rs.10,000 and Rs.20,000Rs.600
    Above Rs.20,000Rs.700

    ICICI Bank Platinum Card FAQs:

    1. Can I use my ICICI Bank Platinum Credit Card to make online purchases?

      Yes, you can use your ICICI Bank Platinum Credit Card to make online purchases.

    2. What will happen if I exceed my credit limit?

      If you exceed your credit limit, then the bank will decide whether to approve the transaction or not. If the bank approves it, you will have to pay an over – limit fee.

    3. In how much time will I get receive my credit card?

      You will receive your credit card in 21 working days.

    4. When will I be charged an interest?

      The bank will charge an interest only when you fail to pay the total due amount by due date. The interest will be charged till you clear off all your pending amounts. You will also have to pay an interest on all the cash advances, starting from the transaction date until payment.

    5. What does the auto- debit facility mean?

      Through the auto- debit facility, you allow the bank to charge your credit card bills directly to your bank account every month.

    ICICI Bank Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card, it is basic card, there is not much offers available in this card, i got this credit card through bank itself as i have my salary account so they have given me credit card from this bank and they have not charged me annual fee in this card, and i am happy with my credit limit which they have given me in this card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding ICICI bank credit card for a while, they have charged me annual fee or not i have no idea, i think they have not charged me annual fee, and there credit limit they have given in this card was sufficient , i am happy with my credit limit and they provide good offers in this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good credit card"
      0.5 4.5/5 "Excellent!"
      My credit card is good, through online I have approached and the credit limit is good around Rs. 60,000 its low, they enhanced the limit, I have spoke with the customer support they done the process on time, Even the card which I am holding its life time free card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding ICICI bank credit card for long time, they have charged me annual fee in this card, but there is waived off option is available in this card, like if i spend certain amount then my annual fee will get waived off and i am happy with my credit limit they have given in this card.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Offers should be enhanced"
      0.5 4.0/5 "Great!"
      Since 7 to 8 years, I am holding ICICI, initially they used to give buy one and get one its not available right now only for the for higher credit limit its available. I am holding platinum card, the customer support team is good, interest rate is similar.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Very Useful card"
      0.5 4.5/5 "Excellent!"
      I had been started using the ICICI bank credit card for more than 3 years. They have provided me a credit limit of Rs. 50000 which is not enough for me. They are giving me a different offers on regular basis however i have not availed any kind of offers so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this car for the last two and a half years, the services which they had been providing so far has been good. The credit limit with the card only has been around 30,000 which was less but the internet banking system with them has been good and it has been a life time free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The services which they had been providing so far had been excellent and i am satisfied with the credit limit which they had given with this card. There has been some good offers with this card like discounts, cash backs and other offers. There is an annual fee with this card but it will get waved off as per the usage which i make.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Icici credit card for last 3years where i used to get cash back offers in shopping . There customer service and response is good . Am satisfied with the credit limit which they have provided.There are annual charges for the card of r 500 . There are no additional charge for the transaction which I make payments through on-line banking.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been Icici credit card for last more than 2 years . Am really satisfied with their customer service and response . They really card for the customer , if i call them they really get back regarding followup's . I used get offers in book my show , mile offers . Overall am satisfied with the service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      My credit card is with ICICI Bank and there are no hassles in the process. There are good offers and benefits on the card. The statements are also clear and timely sent. The credit limit is fine and when ever I use the card it has been a smooth process.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK where the card is user friendly to access added on that it is the good card to use. The best feature of this card is that the EMI option is good and simple to do payment. The credit limit is very good with this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI bank credit card from last 2 years, the credit card services are good when compared to other cards and there was no annual fee charged for this credit card. Offers are good in this credit card and i am happy with the credit limit.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI bank credit card from last 3-4 months, the credit limit is less when compared to other cards. Offers like payback points are good in this credit card and the value is also good. There was no annual fee charged for Platinum credit card.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Very good card"
      0.5 4.5/5 "Excellent!"
      I have a credit card with ICICI bank from last 10 months, there was no annual fee charged for this credit card. I get good offers like payback points on this credit card. I am happy with the credit limit provided by ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with ICICI BANK , i am holding this card for past 6 year . The experience is good. SO far it has been a good experience with the card and their services. The customer support and their follow up is good and service provided them was great .
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I am using this card for the last two years and the services which they had been providing so far has been good. The credit limit with the card was good and there has been some annual charges with this card which was nominal. I had been using this card for all sort of purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      MY credit card was taken with ICICI BANK , i ma not happy with the services which has been provided through this card because i am getting payment issue there portal always have some error i have to go to browser . They offered 30000 of credit limit but i was expecting more here .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this Credit card for the last one month and the services which they had provided so far had been excellent. They had given me with a good credit limit with this card and it has been a life time free card as well. I have not yet explored with the benefits with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Its been few days i got my icici credit card . The customer service and response is good . Am satisfied with credit limit which they have applied There is annual charges for the card of Rs500.There is no additional charges for the transaction which i make. This card hold benefits of movie offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2018
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