Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank HPCL Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Platinum Credit Card

    ICICI Bank offers a credit card that promises great rewards with the option to save intelligently as well. No more fuel woes or those nasty surcharges. The ICICI Bank HPCL Platinum Credit Card combines the best of rewards and savings and presents a card that is simple, hassle free and allows customers to manage their hard earned dough. With minimal charges and fantastic benefits, the HPCL Platinum Credit Card is a boon in disguise.

    Savings and Rewards: With 2.5% cashback, reduce fuel bills:

    Customers can avail a maximum of Rs. 100 when they purchase fuel at all HPCL petrol pumps year on year and month on month when ICICI Merchant swipe machines are used to swipe the credit cards.

    Save on the fuel surcharge:

    ICICI Bank HPCL Platinum Credit Cardholders can now avail a fuel surcharge waiver of 2.5% when fuel transactions are of a maximum of Rs. 4000 at all HPCL pumps. This is available only when the cards are swiped on ICICI Merchant Services swipe machines.

    Rewards by PAYBACK:

    Every time ICICI Bank HPCL Platinum Credit Cardholders spend Rs. 100, they receive accelerated 2.5X Rewards. Customers can receive 2 PAYBACK points on spends and 5 PAYBACK points on spends related to fuel. Users can also use their PAYCHECK membership card at selective HPCL petrol pumps to immediately receive points that can be redeemed for fuel. Apart from this, customers can also receive fuel worth Rs. 500 for every 2000 PAYBACK Points that they earn.

    Annual Fee Savings:

    ICICI Bank HPCL Platinum Credit Card holders stand the chance to reverse their annual fee of Rs. 199 by spending Rs. 50000 or more on their card annually. Customers should note that, in order to be eligible for this offer, their credit card should not have been cancelled during the time of applying for the annual fee reversal.

    Additional Benefits of the ICICI Bank HPCL Platinum Credit Card:

    Off on movie tickets:

    Customers can procure a discount of Rs. 100 on any given day during the week on tickets booked through Book My Show. This discount is available two times each month and if customers do not book tickets, they can save Rs. 2400 every year. It is to be noted that the tickets issued are limited and can be procured on a first come first serve basis as long as the daily limit is available.

    Savings on Dining:

    ICICI Bank HPCL Platinum Credit Card users can enjoy lip-smacking delicacies at more than 800 restaurants across the country while saving a minimum of 15% thanks to Culinary Treats, which is the premier dining program by ICICI Bank.

    Offers on Wellness, Dining and Hotels:

    Appreciate the value of a good life within the country or even abroad thanks to amazing deals offered by VISA with wonderful offers from lifestyle stores, spas, restaurants and more.

    Fees and Charges for the ICICI HPCL Platinum Credit Card:

    Joining FeeRs. 199 plus service tax
    Annual Fee for the first yearNil
    Annual Fee for the second yearRs. 199 plus service tax
    Supplementary Card FeeNil
    Overdue Interest on Extended Credit40.80% annually which is 3.40% each month
    Interest on Cash Advances40.80% annually which is 3.40% each month
    Cash Advance - Transaction FeeA minimum of Rs. 300 or 2.5% on the advance amount
    Redemption Handling FeeRs. 99 for catalogue based redemptions and Rs. 25 for redemptions that are either store bought or online from brands that are PAYBACK Online partners.
    Dial-a-draft Transaction FeeA minimum of Rs. 300 or 3% of the draft value amount
    Over limit ChargesA minimum of Rs. 500 or 2.5% on the over-limit amount
    Return of Cheque2.5% of the total amount that is due or a minimum of Rs. 250
    Auto Debit Return Fee2.5% of the total amount that is due or a minimum of Rs. 250
    Fee on Cash Payment at branchesFor every payment transaction, Rs. 100 is charged
    Outstation Cheque Processing Fee1% of the value of the cheque or a minimum of Rs. 100
    Duplicate Statement RequestIf more than 3 months, then Rs. 100 is charged
    Fee for replacing the cardRs.100
    Cash/Cheque pick up feeFor every pick-up, Rs. 100 is charged
    Chargeslip RequestFor every chargeslip
    Foreign Currency TransactionMark up of 3.50%
    Service TaxCurrently, 12.36%

    ICICI HPCL Platinum Card FAQs:

    1. Is there a joining fee applicable for the card?

      Yes, there is a joining fee of Rs. 199 that is charged while availing the ICICI Bank HPCL Platinum Credit Card

    2. Is there a surcharge applicable on railway bookings?

      Yes, there is a surcharge of 1.805% of the transaction amount that is charged if tickets are purchased online and in other cases, there is a surcharge of 2.50% of the transaction value that is charged.

    3. What are the late payment charges?

      Charges are applicable based on the total amount due. This is given in the table below

      Total Amount DueCharges
      > Rs. 100None
      Rs. 100 - Rs. 500Rs.100
      Rs. 500 - Rs. 10000Rs.500
      Rs. 10000 - Rs.20000Rs.600
      < Rs. 20000Rs.700
    4. Can the annual fee be reversed at any given time?

      During the anniversary year, if total spends total up to Rs. 50000 or more than for the following year, there is no annual fee charged.

    5. How long does it take for a new credit card to be processed?

      New credit cards take up to 21 days to be processed.

    ICICI Bank HPCL Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with ICICI bank 15 days back. The credit limit was 50,000 and they have offered platinum domestic card. I have no idea about the charges and interest rate .The validity of the card is 2022 and I have 24/7 helpline number also. The customer service and responses was good so my overall experience was not bad.
      Was this review helpful? 0
      , haldwani
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Bad"
      0.5 2.0/5 "Expected more"
      I have my credit card with ICICI bank which was taken 4 months back. The credit limit is just 20,000 so I am not satisfied with it . The validity of my card is 2021. The charges are really high in case of late payment. I have platinum International card .The customer service is very good and responsiveness is good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Dissatisfied service"
      0.5 2.0/5 "Expected more"
      I had a bad experience with ICICI because they are not transparent on the credit card bills, they charge me very heavy and they won't give clear information about the fee. I have been using this ICICI for three years but they are customer oriented.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Remarkable service"
      0.5 5.0/5 "Blown Away!"
      Remarkable service provided by ICICI Bank for the credit card. The bank is customer friendly I am holding this ICICI credit card for a period of 6 months . It is a Master Credit cared. The benefits that I receive from this card are as follows, dining and jewelry purchase etc. On an average I get 5% discount regularly.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI credit card from last 3 years, the services provided by ICICI credit card is good when compared to all other credit cards. They did not charge any annual fee at the time of getting this credit card. I also get good offers like cash back, reward points and EMI options. I am also satisfied with the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am using Platinum credit card with ICICI Bank. The credit limit was ok, its not satisfactory. I use net banking of ICICI bank for online transaction. There are reward points and cash back offers. The annual charges applicable on this card. I pay through online.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI credit card from last 10 months, the services provided by ICICI credit card is good when compared to all other credit cards. I get good offers like cash back and reward points. I use this card for shopping, dining and booking tickets. There was no annual fee charged at the time of getting this card and i am also satisfied with the credit limit
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "GOOD ONE"
      0.5 5.0/5 "Blown Away!"
      From the past one year I am using the platinum credit card of ICICI Bank .its a good Customer service from their end , they gave me a credit limit of 40K and cash withdraw option of 10K I get cash back offers . If I spend more than 10K i am year the annual fee will be waived off . It a good experience over all .
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      It was a good experience from ICICI regarding my credit card service, there response was very good . With a very good customer service and also the offers from ICICI is good and regular for my ICICI coral card ,it was a good service from ICICI.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have a ICIC coral card the service is very excellent ,I never contacted ICICI customer service as I never get any issue with ICICI service ,I used to get good and regular offers from ICICI for my credit card . To conclude, it was a remarkable service that I received from ICICI.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "average service"
      0.5 2.0/5 "Expected more"
      I feel the service of ICICI for my credit card service is average ,customer service is fine ,but they have not increased my credit limit till ,now and there is no offers from ICICI ,not customer oriented they have improve their service more.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      It was the first credit card which I started to use in the beginning it was 20 was my credit limit but after some time they increased my limit with 5 more but there is no offers from ICICI till now also the customer service is good with ICICI ,I would say the service from ICICI is very good for my credit card service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My credit card was taken with ICICI bank. The credit limit was 25,000 which is very low than other banks so I have requested them to increase my credit limit still there is no satisfactory reply from them so I am not satisfied with the customer service and responses . I have no idea about the charges and interest rates here . The validity of the card is till 2022.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "GOod to hold"
      0.5 5.0/5 "Blown Away!"
      I am not using ICICI credit card that much because I am using HDFC credit card frequently for all transaction. But I used to get petrol surcharges on ICICI credit card and also they are providing good cash back offers in some websites, I am fine with that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Looking for best offer"
      0.5 3.0/5 "Satisfactory"
      ICICI gave me the credit limit of Rs.40,000 they haven't increase the limit in one and half year but I am a prompt payer of ICICI. They should increase the limit and should increase the offer. Bank not communicating anything about the offers as well
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am getting good discounts on petrol surcharges, movie tickets, hotel, restaurant, shopping, dining with my ICICI credit card. I am satisfied with the credit limit it was around Rs.80,000 but still its is less. I am looking for a better enhancement.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      My credit card is with ICICI Bank and the offers on the card is good. The customer support team is also helpful when I reach out with any clarifications. The credit limit is satisfactory and there are rewards on my card and I can redeem the points too.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank 7 years back. The credit limit was 20,000 which was satisfactory, The customer service and responsiveness was up to the mark .I hold the platinum HP card and Its an International card. The benefits are reward points and discounts on fuel purchase. The validity of the card is till 2024. I have 24/7 helpline number and my overall experience was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Though I am a existing customer of ICICI Bank the bank did not give me any offers from the on start of me using my credit card. Once they realized that I started to use the card of Amex they increased my credit limit and they started to provide regular offers.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good but service should be improved"
      0.5 4.0/5 "Great!"
      I have basic credit card from ICICI card, some website gives good cash back offer not all website. I don't want to go for enhance of credit card to avoid the annual fee. I am fine with credit limit, which they offered me for the basic transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
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