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  • ICICI Bank HPCL Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Platinum Credit Card

    ICICI Bank offers a credit card that promises great rewards with the option to save intelligently as well. No more fuel woes or those nasty surcharges. The ICICI Bank HPCL Platinum Credit Card combines the best of rewards and savings and presents a card that is simple, hassle free and allows customers to manage their hard earned dough. With minimal charges and fantastic benefits, the HPCL Platinum Credit Card is a boon in disguise.

    Savings and Rewards: With 2.5% cashback, reduce fuel bills:

    Customers can avail a maximum of Rs. 100 when they purchase fuel at all HPCL petrol pumps year on year and month on month when ICICI Merchant swipe machines are used to swipe the credit cards.

    Save on the fuel surcharge:

    ICICI Bank HPCL Platinum Credit Cardholders can now avail a fuel surcharge waiver of 2.5% when fuel transactions are of a maximum of Rs. 4000 at all HPCL pumps. This is available only when the cards are swiped on ICICI Merchant Services swipe machines.

    Rewards by PAYBACK:

    Every time ICICI Bank HPCL Platinum Credit Cardholders spend Rs. 100, they receive accelerated 2.5X Rewards. Customers can receive 2 PAYBACK points on spends and 5 PAYBACK points on spends related to fuel. Users can also use their PAYCHECK membership card at selective HPCL petrol pumps to immediately receive points that can be redeemed for fuel. Apart from this, customers can also receive fuel worth Rs. 500 for every 2000 PAYBACK Points that they earn.

    Annual Fee Savings:

    ICICI Bank HPCL Platinum Credit Card holders stand the chance to reverse their annual fee of Rs. 199 by spending Rs. 50000 or more on their card annually. Customers should note that, in order to be eligible for this offer, their credit card should not have been cancelled during the time of applying for the annual fee reversal.

    Additional Benefits of the ICICI Bank HPCL Platinum Credit Card:

    Off on movie tickets:

    Customers can procure a discount of Rs. 100 on any given day during the week on tickets booked through Book My Show. This discount is available two times each month and if customers do not book tickets, they can save Rs. 2400 every year. It is to be noted that the tickets issued are limited and can be procured on a first come first serve basis as long as the daily limit is available.

    Savings on Dining:

    ICICI Bank HPCL Platinum Credit Card users can enjoy lip-smacking delicacies at more than 800 restaurants across the country while saving a minimum of 15% thanks to Culinary Treats, which is the premier dining program by ICICI Bank.

    Offers on Wellness, Dining and Hotels:

    Appreciate the value of a good life within the country or even abroad thanks to amazing deals offered by VISA with wonderful offers from lifestyle stores, spas, restaurants and more.

    Fees and Charges for the ICICI HPCL Platinum Credit Card:

    Joining FeeRs. 199 plus service tax
    Annual Fee for the first yearNil
    Annual Fee for the second yearRs. 199 plus service tax
    Supplementary Card FeeNil
    Overdue Interest on Extended Credit40.80% annually which is 3.40% each month
    Interest on Cash Advances40.80% annually which is 3.40% each month
    Cash Advance - Transaction FeeA minimum of Rs. 300 or 2.5% on the advance amount
    Redemption Handling FeeRs. 99 for catalogue based redemptions and Rs. 25 for redemptions that are either store bought or online from brands that are PAYBACK Online partners.
    Dial-a-draft Transaction FeeA minimum of Rs. 300 or 3% of the draft value amount
    Over limit ChargesA minimum of Rs. 500 or 2.5% on the over-limit amount
    Return of Cheque2.5% of the total amount that is due or a minimum of Rs. 250
    Auto Debit Return Fee2.5% of the total amount that is due or a minimum of Rs. 250
    Fee on Cash Payment at branchesFor every payment transaction, Rs. 100 is charged
    Outstation Cheque Processing Fee1% of the value of the cheque or a minimum of Rs. 100
    Duplicate Statement RequestIf more than 3 months, then Rs. 100 is charged
    Fee for replacing the cardRs.100
    Cash/Cheque pick up feeFor every pick-up, Rs. 100 is charged
    Chargeslip RequestFor every chargeslip
    Foreign Currency TransactionMark up of 3.50%
    Service TaxCurrently, 12.36%

    ICICI HPCL Platinum Card FAQs:

    1. Is there a joining fee applicable for the card?

      Yes, there is a joining fee of Rs. 199 that is charged while availing the ICICI Bank HPCL Platinum Credit Card

    2. Is there a surcharge applicable on railway bookings?

      Yes, there is a surcharge of 1.805% of the transaction amount that is charged if tickets are purchased online and in other cases, there is a surcharge of 2.50% of the transaction value that is charged.

    3. What are the late payment charges?

      Charges are applicable based on the total amount due. This is given in the table below

      Total Amount DueCharges
      > Rs. 100None
      Rs. 100 - Rs. 500Rs.100
      Rs. 500 - Rs. 10000Rs.500
      Rs. 10000 - Rs.20000Rs.600
      < Rs. 20000Rs.700
    4. Can the annual fee be reversed at any given time?

      During the anniversary year, if total spends total up to Rs. 50000 or more than for the following year, there is no annual fee charged.

    5. How long does it take for a new credit card to be processed?

      New credit cards take up to 21 days to be processed.

    ICICI Bank HPCL Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I was using ICICI bank credit card for 3 years and i closed the card, again i started using this credit card from last 1 month. Initially it was a coral credit card and now i am using platinum credit card. There was no annual fee charged and payback points are good in this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI bank credit card from last 10 years, it is a Rubyx credit card where the offers are very good and useful. They did not charge any annual fee at the time of getting this credit card and the credit limit is sufficient in ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Am using the ICICI credit card for last 1 month. They have given me a credit me a very good limit. I have received my card on time. They sending a offer notification on a regular basis. I have spoke with their customer care to change the pin number and the response was good. I have installed the mobile app and i have changed my pin number.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card, they have charged me annual fee up to 500 rupees in this card, but there is waived off option available like if annual fee will cut off if i spend certain amount , and i am happy with my credit limit in this card, they provide good offers in shopping and fuels.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I took my credit card with ICICI bank for long time,they have charged me annual fee in this card,and i have no idea about waived off option it available in this card for not, and i am happy with my credit limit they have given me in this card, they provide good offers and discount in shopping and fuels products.
      Was this review helpful? 0
      , guntakal
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card, the best thing in this card is that they provide good offers and and there service is too good, they have not charged me annual fee in this card, it is life time free credit card, and i am happy with my credit limit they have given me in this card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card for a while, and they have not charged any annual fee in this card , it is life time free card and i am okay with my credit limit which they have given me in this card and like they charge annual fee but most of time it use to get waived off so i considered as no annual fee they charge and they provide good offers and discount in this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      ICICI bank is providing not that much good service for the credit card . I have been using for last few years . There are no annual charges for the card as its life time free card . Am satisfied with the credit limit which they have offered . Customer service and response is satisfactory and not up to the mark .
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 4.5/5 "Excellent!"
      I carry a ICICI credit card and i am using since the past one year. I never had any complaints with ICICI as till date the services are up to the mark. The limit given to me on card is good compare to my other Credit card. There are certain annual charges here but it gets waived off later.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is good overall in the credit card services. The customer support and response is fine. There are no hassles while I use the card. The credit limit is fine and the card can be used all over. The statements are sent to me on time. Overall good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      There is a annual fee of Rs. 299 and it will get waived off. There is a offer on movie ticket booking, fuel sur charges waiver on petrol bunk. There is a 15% off on restaurants. I am using the ICICI credit card for last 1 year and i have got the credit limit of RS. 30000.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Need to experience the card a lot"
      0.5 3.0/5 "Satisfactory"
      There is no proper communication from ICICI people. This month i have received the MANCHESTAR FOOTBALL credit card. I have got the credit limit of Rs. 25000. There is a offers on restaurants and booking movie tickets. If i purchase a fuel of Rs. 750, i will get a cashback of Rs. 6. They have dispatched the card on a promised time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card from past 2 years, this is my first card, and they have charged me annual fee in this card, but there is waived off option available in this card like if i spend certain amount then my annual fee will get waived off and i am happy with my credit limit they have given me in this card and they provide good offers.
      Was this review helpful? 0
      , indore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card from long time, they have not charged annual fee in this card it is life time card, they have given me good credit limit in this card and i am happy with my limit and there offers are good they have given me offers in maximum products, overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card from past 5-6 years,this is my first card, and they have not charged any annual fee in this card, it is life time free credit card and the best part is that i can convert emi option and there offers are good, they have given me very good credit limit, i need to reduce it .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the ICICI BANK where the service is very good and satisfactory with this where the customer service is responsive and very much good. There is a EMI option added on that the offers are sufficient also reward points were offered on this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "User friendly card"
      0.5 5.0/5 "Blown Away!"
      Since my banking experience with ICICI hence the services has been good. They have provided me a credit limit of Rs. 85000 and if i spent certain amount my annual fee will get waived off. They are giving good offers on movie tickets. If i spend nicely this month, they will provide the best offers next month. The repayment option is good and To make the payment using the app is user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I had been using this card for a while and i am not that much satisfied with the services of them. But they had been reducing some charges without any intimations and the charges has also been high. The credit limit with the card has been good and i had been using this card for all purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this card for the last one year and i am quite happy with the services which they had been providing so far. The credit limit with the card has been good and there has been some good benefits which comes with this card as well. There has not been any annual charges with this card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using the ICICI credit card for 1.5 months. They have given me a credit limit of Rs. 25000 and i cannot able to check the credit limit details in the app. There is no annual fee. I never interacted with their customer care. I have not checked any kind of offers in ICICI card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 11, 2018
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