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  • ICICI Bank HPCL Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Platinum Credit Card

    ICICI Bank offers a credit card that promises great rewards with the option to save intelligently as well. No more fuel woes or those nasty surcharges. The ICICI Bank HPCL Platinum Credit Card combines the best of rewards and savings and presents a card that is simple, hassle free and allows customers to manage their hard earned dough. With minimal charges and fantastic benefits, the HPCL Platinum Credit Card is a boon in disguise.

    Savings and Rewards: With 2.5% cashback, reduce fuel bills:

    Customers can avail a maximum of Rs. 100 when they purchase fuel at all HPCL petrol pumps year on year and month on month when ICICI Merchant swipe machines are used to swipe the credit cards.

    Save on the fuel surcharge:

    ICICI Bank HPCL Platinum Credit Cardholders can now avail a fuel surcharge waiver of 2.5% when fuel transactions are of a maximum of Rs. 4000 at all HPCL pumps. This is available only when the cards are swiped on ICICI Merchant Services swipe machines.

    Rewards by PAYBACK:

    Every time ICICI Bank HPCL Platinum Credit Cardholders spend Rs. 100, they receive accelerated 2.5X Rewards. Customers can receive 2 PAYBACK points on spends and 5 PAYBACK points on spends related to fuel. Users can also use their PAYCHECK membership card at selective HPCL petrol pumps to immediately receive points that can be redeemed for fuel. Apart from this, customers can also receive fuel worth Rs. 500 for every 2000 PAYBACK Points that they earn.

    Annual Fee Savings:

    ICICI Bank HPCL Platinum Credit Card holders stand the chance to reverse their annual fee of Rs. 199 by spending Rs. 50000 or more on their card annually. Customers should note that, in order to be eligible for this offer, their credit card should not have been cancelled during the time of applying for the annual fee reversal.

    Additional Benefits of the ICICI Bank HPCL Platinum Credit Card:

    Off on movie tickets:

    Customers can procure a discount of Rs. 100 on any given day during the week on tickets booked through Book My Show. This discount is available two times each month and if customers do not book tickets, they can save Rs. 2400 every year. It is to be noted that the tickets issued are limited and can be procured on a first come first serve basis as long as the daily limit is available.

    Savings on Dining:

    ICICI Bank HPCL Platinum Credit Card users can enjoy lip-smacking delicacies at more than 800 restaurants across the country while saving a minimum of 15% thanks to Culinary Treats, which is the premier dining program by ICICI Bank.

    Offers on Wellness, Dining and Hotels:

    Appreciate the value of a good life within the country or even abroad thanks to amazing deals offered by VISA with wonderful offers from lifestyle stores, spas, restaurants and more.

    Fees and Charges for the ICICI HPCL Platinum Credit Card:

    Joining FeeRs. 199 plus service tax
    Annual Fee for the first yearNil
    Annual Fee for the second yearRs. 199 plus service tax
    Supplementary Card FeeNil
    Overdue Interest on Extended Credit40.80% annually which is 3.40% each month
    Interest on Cash Advances40.80% annually which is 3.40% each month
    Cash Advance - Transaction FeeA minimum of Rs. 300 or 2.5% on the advance amount
    Redemption Handling FeeRs. 99 for catalogue based redemptions and Rs. 25 for redemptions that are either store bought or online from brands that are PAYBACK Online partners.
    Dial-a-draft Transaction FeeA minimum of Rs. 300 or 3% of the draft value amount
    Over limit ChargesA minimum of Rs. 500 or 2.5% on the over-limit amount
    Return of Cheque2.5% of the total amount that is due or a minimum of Rs. 250
    Auto Debit Return Fee2.5% of the total amount that is due or a minimum of Rs. 250
    Fee on Cash Payment at branchesFor every payment transaction, Rs. 100 is charged
    Outstation Cheque Processing Fee1% of the value of the cheque or a minimum of Rs. 100
    Duplicate Statement RequestIf more than 3 months, then Rs. 100 is charged
    Fee for replacing the cardRs.100
    Cash/Cheque pick up feeFor every pick-up, Rs. 100 is charged
    Chargeslip RequestFor every chargeslip
    Foreign Currency TransactionMark up of 3.50%
    Service TaxCurrently, 12.36%

    ICICI HPCL Platinum Card FAQs:

    1. Is there a joining fee applicable for the card?

      Yes, there is a joining fee of Rs. 199 that is charged while availing the ICICI Bank HPCL Platinum Credit Card

    2. Is there a surcharge applicable on railway bookings?

      Yes, there is a surcharge of 1.805% of the transaction amount that is charged if tickets are purchased online and in other cases, there is a surcharge of 2.50% of the transaction value that is charged.

    3. What are the late payment charges?

      Charges are applicable based on the total amount due. This is given in the table below

      Total Amount DueCharges
      > Rs. 100None
      Rs. 100 - Rs. 500Rs.100
      Rs. 500 - Rs. 10000Rs.500
      Rs. 10000 - Rs.20000Rs.600
      < Rs. 20000Rs.700
    4. Can the annual fee be reversed at any given time?

      During the anniversary year, if total spends total up to Rs. 50000 or more than for the following year, there is no annual fee charged.

    5. How long does it take for a new credit card to be processed?

      New credit cards take up to 21 days to be processed.

    ICICI Bank HPCL Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI bank from last 17 years, there was no annual fee charged for this credit card. Offers like cash back are good in this credit card and they also provide instant loan with less interest rate. I am satisfied with the credit limit in this credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Good Card to Use"
      0.5 4.0/5 "Great!"
      It is a life time free card so time to time also i used to receive offers on LG and i will receive 10% offers on Grofers and other website. I have been using this card for 6 months. Once i have called to the customer care service and the response was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been the best card which i have been using the car for the last 12 years. The credit limit which they had provided had been less than i expected and i am expecting more in the near future. I have been using the card for shopping and all other purchases. There has been good reward points and cash back offers with the card as well which had not been used yet.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Credit limit has to increase"
      0.5 4.0/5 "Great!"
      The credit limit is not good. I have been using this card for 4 years. They did not increase my credit limit so far. I called to the customer care service for this issue, but they are not providing proper response. They said after 6 six months, i can increase my credit limit but its been more than 4 years till not even increased. They have given me a credit limit of Rs. 40000 which I'm not at all satisfied. The customer care people always helped me to resolve my queries.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Useful Card"
      0.5 4.0/5 "Great!"
      There was delay in the vouchers. The tied up offers are there which was not that much useful. Time taken to receive the voucher in the fast track. They have offered me credit limit of around a lakhs. I have taken this card for 5 months. I have started using this card for Groceries and Movies, Accessories shops. Sometimes, its take more time to reach the customer care executive. It is taking minimum of 3 minutes. I have called to know about the offers in this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      ICICI bank provides average services on credit card when compared to other credit cards. I am using this credit card from last 1 year and there was no annual fee charged for this credit card. Reward points are very limited on this credit card and i found no issues with this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      I have a credit card with ICICI bank from last 1 year, i paid an one time fee of Rs 499 for this credit card. I am finding issues with the payment as this credit card is collaborated with AMEX so it takes 3-4 days for the payment to get reflected. Offers like reward points are good in this credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      For last 8 months am using Icici Credit card .Am satisfied with the credit limit which they have provided . There is no annual charges for the card and there is no additional charges for the transaction which i make I use this card for all purpose and cash back offers also. Overall am satisfied with their customer service and response .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and am using it from the last two years of time. I would like to say that the response is okay one for me with them and the credit limit value is around 45000 Rupees. I am really happy with the ICICI bank credit card.
      Was this review helpful? 0
      , guntur
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 2-3 years, there are no hidden charges on any transactions with this credit card. I paid an annual fee of Rs 499 for this credit card. I get good cash back offers on this credit card and i am happy with the credit limit in this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      Am using Icici Credit card , am using this credit card for shopping purpose . Am satisfied with credit limit . And there is no annual charges for the card . I repay the amount by on-line banking through Icici credit card mobile application. . Their customer service and response is good .Their mobile application is user friendly and hassle free to use.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      For last quite some years am using Icici Credit card .Am satisfied with the credit limit which they have provided . There is no annual charges for the card and there is no additional charges for the transaction which i make I use this card for all purpose and cash back offers also. Overall am satisfied with their customer service and response .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      For last 2 years am using Icici Credit card , am using this credit card for shopping purpose . Am satisfied with credit limit . And there is no annual charges for the card . I repay the amount by on-line banking through Icici credit card mobile application. . Their customer service and response is good .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "The Service needs Improvements"
      0.5 3.0/5 "Satisfactory"
      I have been using the ICICI Coral Visa credit card for a while. The Interest rate was high and charges are also high. I also have a Savings account , they debited the credit card payments from my sacings account with out any notifications so I closed this card. They need to take permission to the account holder or inform properly before debiting the amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      I have been using Icici credit card for quite some months . There customer service and response is good . Am satisfied with the credit limit which they have provided to m but need to increase . There is no annual charges for the card as its life time free card. There is no additional charge for the transaction which.I make payments through on line banking.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using Icici credit card for last quit months . Am satisfied with credit limit which they have provided .There is no annual charge for the card as its get waived off. There is some additional charge for the certain transaction The customer service and response is good regarding queries related to credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Worst Card to Have"
      0.5 1.0/5 "Really Bad"
      I have ended up my relation ship with ICICI. I have closed the card because of the bad service which is provided by them. Their is no good offers in this card. More than 10 years, i used this card. I have called their customer services lots of times, the customer care executive were arrogant. They charged around 500 for annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using for the last 9 years and the services has been very good and the service has been wonderful and there has not been any issues faced so far as a bank they have been good. Online help has there and there has been a good credit limit has been very good. They increase it every alternate year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      No issues so far with the credit card. It is a annual payment of rupees 600/-. Limit i am satisfied in my card. Documentation is easy and simple This is the first credit card i have since 6 years. I got once hike and i use not so much. Charges are very high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Satisfied with the Card"
      0.5 4.0/5 "Great!"
      Their is no annual fee. I'm not having that experience of their interest rate. But I'm aware of the interest rate of 2.5%. I never made the payment late. I used to get cashback of 5 to 10% in bigbazaar and other shops. I never converted the purchase into EMI. Their is no charges for EMI conversion. They are offering a paybacks offers. I'm not interested about EMI.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 18, 2018
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