Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank HPCL Platinum Credit Card

    Responsiveness

    Fees & Charges

    Customer Service

    Promised Interest Rate

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Platinum Credit Card

    ICICI Bank offers a credit card that promises great rewards with the option to save intelligently as well. No more fuel woes or those nasty surcharges. The ICICI Bank HPCL Platinum Credit Card combines the best of rewards and savings and presents a card that is simple, hassle free and allows customers to manage their hard earned dough. With minimal charges and fantastic benefits, the HPCL Platinum Credit Card is a boon in disguise.

    Savings and Rewards: With 2.5% cashback, reduce fuel bills:

    Customers can avail a maximum of Rs. 100 when they purchase fuel at all HPCL petrol pumps year on year and month on month when ICICI Merchant swipe machines are used to swipe the credit cards.

    Save on the fuel surcharge:

    ICICI Bank HPCL Platinum Credit Cardholders can now avail a fuel surcharge waiver of 2.5% when fuel transactions are of a maximum of Rs. 4000 at all HPCL pumps. This is available only when the cards are swiped on ICICI Merchant Services swipe machines.

    Rewards by PAYBACK:

    Every time ICICI Bank HPCL Platinum Credit Cardholders spend Rs. 100, they receive accelerated 2.5X Rewards. Customers can receive 2 PAYBACK points on spends and 5 PAYBACK points on spends related to fuel. Users can also use their PAYCHECK membership card at selective HPCL petrol pumps to immediately receive points that can be redeemed for fuel. Apart from this, customers can also receive fuel worth Rs. 500 for every 2000 PAYBACK Points that they earn.

    Annual Fee Savings:

    ICICI Bank HPCL Platinum Credit Card holders stand the chance to reverse their annual fee of Rs. 199 by spending Rs. 50000 or more on their card annually. Customers should note that, in order to be eligible for this offer, their credit card should not have been cancelled during the time of applying for the annual fee reversal.

    Additional Benefits of the ICICI Bank HPCL Platinum Credit Card:

    Off on movie tickets:

    Customers can procure a discount of Rs. 100 on any given day during the week on tickets booked through Book My Show. This discount is available two times each month and if customers do not book tickets, they can save Rs. 2400 every year. It is to be noted that the tickets issued are limited and can be procured on a first come first serve basis as long as the daily limit is available.

    Savings on Dining:

    ICICI Bank HPCL Platinum Credit Card users can enjoy lip-smacking delicacies at more than 800 restaurants across the country while saving a minimum of 15% thanks to Culinary Treats, which is the premier dining program by ICICI Bank.

    Offers on Wellness, Dining and Hotels:

    Appreciate the value of a good life within the country or even abroad thanks to amazing deals offered by VISA with wonderful offers from lifestyle stores, spas, restaurants and more.

    Fees and Charges for the ICICI HPCL Platinum Credit Card:

    Joining FeeRs. 199 plus service tax
    Annual Fee for the first yearNil
    Annual Fee for the second yearRs. 199 plus service tax
    Supplementary Card FeeNil
    Overdue Interest on Extended Credit40.80% annually which is 3.40% each month
    Interest on Cash Advances40.80% annually which is 3.40% each month
    Cash Advance - Transaction FeeA minimum of Rs. 300 or 2.5% on the advance amount
    Redemption Handling FeeRs. 99 for catalogue based redemptions and Rs. 25 for redemptions that are either store bought or online from brands that are PAYBACK Online partners.
    Dial-a-draft Transaction FeeA minimum of Rs. 300 or 3% of the draft value amount
    Over limit ChargesA minimum of Rs. 500 or 2.5% on the over-limit amount
    Return of Cheque2.5% of the total amount that is due or a minimum of Rs. 250
    Auto Debit Return Fee2.5% of the total amount that is due or a minimum of Rs. 250
    Fee on Cash Payment at branchesFor every payment transaction, Rs. 100 is charged
    Outstation Cheque Processing Fee1% of the value of the cheque or a minimum of Rs. 100
    Duplicate Statement RequestIf more than 3 months, then Rs. 100 is charged
    Fee for replacing the cardRs.100
    Cash/Cheque pick up feeFor every pick-up, Rs. 100 is charged
    Chargeslip RequestFor every chargeslip
    Foreign Currency TransactionMark up of 3.50%
    Service TaxCurrently, 12.36%

    ICICI HPCL Platinum Card FAQs:

    1. Is there a joining fee applicable for the card?

      Yes, there is a joining fee of Rs. 199 that is charged while availing the ICICI Bank HPCL Platinum Credit Card

    2. Is there a surcharge applicable on railway bookings?

      Yes, there is a surcharge of 1.805% of the transaction amount that is charged if tickets are purchased online and in other cases, there is a surcharge of 2.50% of the transaction value that is charged.

    3. What are the late payment charges?

      Charges are applicable based on the total amount due. This is given in the table below

      Total Amount DueCharges
      > Rs. 100None
      Rs. 100 - Rs. 500Rs.100
      Rs. 500 - Rs. 10000Rs.500
      Rs. 10000 - Rs.20000Rs.600
      < Rs. 20000Rs.700
    4. Can the annual fee be reversed at any given time?

      During the anniversary year, if total spends total up to Rs. 50000 or more than for the following year, there is no annual fee charged.

    5. How long does it take for a new credit card to be processed?

      New credit cards take up to 21 days to be processed.

    ICICI Bank HPCL Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this card almost a year back and it was closed recently. The services which they had provided so far has been pretty good. The credit limit with the card has been good and there was a one time fee of 500 with the card as well. I had closed this card since because of some personal reasons.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      Fantastic is the word i would love to give it to ICICI BANK credit Card. All my transaction till date were smooth enough and never had any issue. The best part about this card is its terms and conditions are crystal clear compare to other banks. Credit limit is more satisfactory and there is no annual charges on it. Free Life time card, what else you need.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I was looking for a card which got good offers and i found ICICI BANK suitable for it. Its a not Life-time free card and there are annual charges here.Credit limit is fine and the interest rates seems reasonable. Have started using it and loving it. Interface of mobile and net-banking are user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my saving and salary account with ICICI bank for long time,Their service is good they use to update me time to time about my transaction or any offers which are running currently and the minimum balance in my account and the overall service rendered by them was so far so good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been holding ICICI credit card for long time,They have charged me annual fee in this card,but waived off option is available in this card,like if i spend certain amount then my annual fee will get waived off, and i am happy with the credit limit which they have given me in this card.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am satisfied with this credit limit and their customer service provided is good and response at a time last one and half years I am using Icici bank credit card this is life time free card and rewards point offer is available here and I am happy with Icici bank .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Need improvement on the helpdesk"
      0.5 4.0/5 "Great!"
      ICICI Ferrari platinum is a life free credit card, I am using it for several year its nice in terms of the customer support, the helpdesk is not convenient, they direct me to the IVR response. They need to improve their customer care aspects remaining all are fine.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "My First Credit card"
      0.5 5.0/5 "Blown Away!"
      ICICI is my first credit card for more than 15 years , I am using this card with good shopping offers in on-line . ICICI always good dining offers , Clothing offers , Journey ticket booking offers . Every time I make my payment in on time . Till now there is no extra charges to me .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am happy with icici bank , I am satisfied with this credit limit and their customer service provided is good and response at a time, and this card is first year is rs-500 hundred chargeable then the card is life time free card and cash back offer in this card last one years I am using this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Very Good Credit card"
      0.5 5.0/5 "Blown Away!"
      I got this ICICI credit card very recently after applying in on-line . Within 10 days of time , they delivered my credit card . Documents has been collected in off-line . No annual fees for this card .ICICI offered me a credit limit according to my existing cards .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I got a Coral credit card from ICICI BANK and its been 2 months. I am happy with the high credit limit. The annual charge is reasonable which is Rs.200. My experience was very good and satisfactory. I use this card for shopping, fuel, etc. Am getting 5-10% cash back offer for fuel filling and also discounts restaurants and movie ticket booking.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      Recently have taken a credit card from ICICI BANK and its been 2 months. They have provided me a low limit of 18K. I have a Titanium card and there is no annual fee. The payment mode is convenient and the charges are standard for late payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      For credit card payments, ICICI accepts only Visa payment not through the master card. If they could provide this option which will be better. I have a coral card for past 3 months. The credit limit is average but it has good benefits. There was no annual fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The process took few days to complete for ICICI bank credit card application, there was no annual fee charged for this credit card and the credit limit is fine in this card. I use this credit card for multipurpose and the customer service was very good. Offer is good .
      Was this review helpful? 2
      , indore
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with ICICI bank credit card, the process took few weeks to complete. They offered satisfactory credit limit with this credit card . Customer service was good and they followed up on time. There is no joining fee at the time of getting this card .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very long time since i am using this credit card and the services which they had been providing so far has been pretty good. There has been some annual charges with this card and i use the card when there is some good offers and also depending up on the purchase amount. I am satisfied with the credit limit with this card as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      There is no specific reason for choosing this credit card with ICICI BANK . Did not faced an issue while making a payment and i hope Bank will take this into consideration. Often visit on-line portals for shopping. The card is chargeable . I am aware of the interest rates on this card and just used it once.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      All the benefits of ICICI credit card is linked with my salary account which was convenient. I am using the Platinum card for 4 year without annual charges. Every year they are increasing the limit. Flexi pay option is given and the charges are reasonable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I am using this credit card for the last two and a half years and the services which they where providing so far has been better. But there has not been much offers which used to get and the credit limit with the card was above 1,00,000. It does not have any annual charges as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using ICICI bank credit card for long time.I am not happy with the limit which they have given me in this card,it is too less as per my expectation, and even i am not happy with their offers which they have given me in this card, and they have charged me annual fee in this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 15, 2019
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