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  • ICICI Bank HPCL Platinum Credit Card

    Fees & Charges

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    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Platinum Credit Card

    ICICI Bank offers a credit card that promises great rewards with the option to save intelligently as well. No more fuel woes or those nasty surcharges. The ICICI Bank HPCL Platinum Credit Card combines the best of rewards and savings and presents a card that is simple, hassle free and allows customers to manage their hard earned dough. With minimal charges and fantastic benefits, the HPCL Platinum Credit Card is a boon in disguise.

    Savings and Rewards: With 2.5% cashback, reduce fuel bills:

    Customers can avail a maximum of Rs. 100 when they purchase fuel at all HPCL petrol pumps year on year and month on month when ICICI Merchant swipe machines are used to swipe the credit cards.

    Save on the fuel surcharge:

    ICICI Bank HPCL Platinum Credit Cardholders can now avail a fuel surcharge waiver of 2.5% when fuel transactions are of a maximum of Rs. 4000 at all HPCL pumps. This is available only when the cards are swiped on ICICI Merchant Services swipe machines.

    Rewards by PAYBACK:

    Every time ICICI Bank HPCL Platinum Credit Cardholders spend Rs. 100, they receive accelerated 2.5X Rewards. Customers can receive 2 PAYBACK points on spends and 5 PAYBACK points on spends related to fuel. Users can also use their PAYCHECK membership card at selective HPCL petrol pumps to immediately receive points that can be redeemed for fuel. Apart from this, customers can also receive fuel worth Rs. 500 for every 2000 PAYBACK Points that they earn.

    Annual Fee Savings:

    ICICI Bank HPCL Platinum Credit Card holders stand the chance to reverse their annual fee of Rs. 199 by spending Rs. 50000 or more on their card annually. Customers should note that, in order to be eligible for this offer, their credit card should not have been cancelled during the time of applying for the annual fee reversal.

    Additional Benefits of the ICICI Bank HPCL Platinum Credit Card:

    Off on movie tickets:

    Customers can procure a discount of Rs. 100 on any given day during the week on tickets booked through Book My Show. This discount is available two times each month and if customers do not book tickets, they can save Rs. 2400 every year. It is to be noted that the tickets issued are limited and can be procured on a first come first serve basis as long as the daily limit is available.

    Savings on Dining:

    ICICI Bank HPCL Platinum Credit Card users can enjoy lip-smacking delicacies at more than 800 restaurants across the country while saving a minimum of 15% thanks to Culinary Treats, which is the premier dining program by ICICI Bank.

    Offers on Wellness, Dining and Hotels:

    Appreciate the value of a good life within the country or even abroad thanks to amazing deals offered by VISA with wonderful offers from lifestyle stores, spas, restaurants and more.

    Fees and Charges for the ICICI HPCL Platinum Credit Card:

    Joining FeeRs. 199 plus service tax
    Annual Fee for the first yearNil
    Annual Fee for the second yearRs. 199 plus service tax
    Supplementary Card FeeNil
    Overdue Interest on Extended Credit40.80% annually which is 3.40% each month
    Interest on Cash Advances40.80% annually which is 3.40% each month
    Cash Advance - Transaction FeeA minimum of Rs. 300 or 2.5% on the advance amount
    Redemption Handling FeeRs. 99 for catalogue based redemptions and Rs. 25 for redemptions that are either store bought or online from brands that are PAYBACK Online partners.
    Dial-a-draft Transaction FeeA minimum of Rs. 300 or 3% of the draft value amount
    Over limit ChargesA minimum of Rs. 500 or 2.5% on the over-limit amount
    Return of Cheque2.5% of the total amount that is due or a minimum of Rs. 250
    Auto Debit Return Fee2.5% of the total amount that is due or a minimum of Rs. 250
    Fee on Cash Payment at branchesFor every payment transaction, Rs. 100 is charged
    Outstation Cheque Processing Fee1% of the value of the cheque or a minimum of Rs. 100
    Duplicate Statement RequestIf more than 3 months, then Rs. 100 is charged
    Fee for replacing the cardRs.100
    Cash/Cheque pick up feeFor every pick-up, Rs. 100 is charged
    Chargeslip RequestFor every chargeslip
    Foreign Currency TransactionMark up of 3.50%
    Service TaxCurrently, 12.36%

    ICICI HPCL Platinum Card FAQs:

    1. Is there a joining fee applicable for the card?

      Yes, there is a joining fee of Rs. 199 that is charged while availing the ICICI Bank HPCL Platinum Credit Card

    2. Is there a surcharge applicable on railway bookings?

      Yes, there is a surcharge of 1.805% of the transaction amount that is charged if tickets are purchased online and in other cases, there is a surcharge of 2.50% of the transaction value that is charged.

    3. What are the late payment charges?

      Charges are applicable based on the total amount due. This is given in the table below

      Total Amount DueCharges
      > Rs. 100None
      Rs. 100 - Rs. 500Rs.100
      Rs. 500 - Rs. 10000Rs.500
      Rs. 10000 - Rs.20000Rs.600
      < Rs. 20000Rs.700
    4. Can the annual fee be reversed at any given time?

      During the anniversary year, if total spends total up to Rs. 50000 or more than for the following year, there is no annual fee charged.

    5. How long does it take for a new credit card to be processed?

      New credit cards take up to 21 days to be processed.

    ICICI Bank HPCL Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with ICICI bank from last 3.5 years, i pay an annual fee of Rs 199 for this card and it will be waived off if i spend Rs 50000 in this card. I get good payback points in this card and surcharges are waived off on petrol. The type of credit card is Coral card and the credit limit is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The benefits and the offers are better with the ICICI bank coral visa credit card . I have got this credit card very recently. I use this ICICI bank coral visa credit card very rarely and the credit limit value is average with this card still , they need to increase the credit limit value.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank platinum chip credit card is good to use and I use this card for shopping , online purchases and for other usages. The credit limit value is good with this ICICI bank platinum chip credit card and I am satisfied with it. I would say, it is a good card to use.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have my credit card approved with ICICI bank and the experience was good, the credit limit is less in this card and there is no annual fee for this card. The process was smooth and i received my credit card within 10 days. Documents were collected on time and the customer service was good. I have not used this card so far so i am not aware of any offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most private sector bank ICICI BANK through a online partner. The customer support is good and well responsive. I am not satisfied by their credit limit which is Rs.36,000/- very low and i expected around Rs. 70,000/-.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I use the ICICI bank coral credit card for the past 3 years. The credit card service is average with the ICICI bank. The customer support service and the response is good with the ICICI bank. The promised offers and the benefits are not available with this ICICI bank coral credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good card to hold"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI were my limit is up to my expectations. I have received reward points and cash back with the card after the purchases. The customer service is good. There is no annual charge. I am comfortable with mobile banking.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      The ICICI bank credit card service is good , I have got the ICICI visa coral credit card with in couple of days . The customer support service and the response is good with the ICICI bank and they give good response to the customers. the credit limit value is good with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 20, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold the ICICI titanium credit card for more than 3years . The customer support service is good with the ICICI bank. I get the benefits like cash back offers , rearwards points and fuel surcharge from this car. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The customer support service is good with the ICICI bank and I use the ICICI bank platinum chip credit card for more than a year. The credit limit value is good with the ICICI bank and I use this card for all kind of usages , I get offers like cash back and benefits from this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • ICICI Bank Credit Card
      "Looking for good offers"
      0.5 2.0/5 "Expected more"
      I am using ICICI bank credit card from last 2 years, i am happy with the credit limit and there is no annual fee charged for this card. I did not find any transaction issues at the time of swiping the card. I did not find any offers in this credit card so far.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 19, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      My salary account was taken with ICICI Bank 1 year back. The credit limit was 80,000 which is satisfactory . The customer service and responses was up to the mark.I am happy with the mobile application. The fees and charges are nominal.My overall experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with ICICI bank from last 1.5 years, this credit card is a lifetime free credit card and the credit limit is sufficient in this card. I get Rs 1.25 cash back for Rs 100 spent and no surcharges on fuel. I make my bill payments through phone pay and there are no transaction issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "good product"
      0.5 4.0/5 "Great!"
      I had taken a credit card from the top most private sector bank ICICI BANK through a online partner. The customer support is good and well responsive. I lost my credit card and i applied in online and they delivered my credit card to my registered communication address.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The service was good with the ICICI bank in regards to my credit card application. I have got the ICICI FERRARI PLATINUM CREDIT CARD within 15days of time. The credit limit value is low with this card and it would be good if they can increase the credit limit.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Applied for the ICICI BANK Platinum chip credit card and I have got the response on time from the ICICI bank and they have asked me to submit the required documents but I couldn't submit the required documents at that moment so, that was the reason I can't get the credit card from ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have started using the ICICI bank Platinum chip credit card around 5 months ago. The credit card service is good with the ICICI bank and they give good response to the customers, The credit limit value is good with this ICICI bank Platinum chip credit card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good in deals and service"
      0.5 4.0/5 "Great!"
      The credit card offers and deals are good with ICICI Bank and the customer services are good. The credit limit is also fine and I have no issues while using the card. It is accepted all over and the statements are also clear and sent to me on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Easy EMI"
      0.5 3.5/5 "Pretty good"
      I hold a platinum credit card with ICICI bank and i am fine with my limit. I have received reward points but not yet redeemed the points. I got this card 2 years back but i have started using the card 7 months back. Flexi EMI option is available. There are no annual charges.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank and the deals are good on the card. The credit limit can be enhanced as it is low when compared to the other bank cards I use. The customer services and response is good and there are no hassles overall while using the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
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