Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank HPCL Platinum Credit Card
    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Platinum Credit Card

    ICICI Bank offers a credit card that promises great rewards with the option to save intelligently as well. No more fuel woes or those nasty surcharges. The ICICI Bank HPCL Platinum Credit Card combines the best of rewards and savings and presents a card that is simple, hassle free and allows customers to manage their hard earned dough. With minimal charges and fantastic benefits, the HPCL Platinum Credit Card is a boon in disguise.

    Savings and Rewards: With 2.5% cashback, reduce fuel bills:

    Customers can avail a maximum of Rs. 100 when they purchase fuel at all HPCL petrol pumps year on year and month on month when ICICI Merchant swipe machines are used to swipe the credit cards.

    Save on the fuel surcharge:

    ICICI Bank HPCL Platinum Credit Cardholders can now avail a fuel surcharge waiver of 2.5% when fuel transactions are of a maximum of Rs. 4000 at all HPCL pumps. This is available only when the cards are swiped on ICICI Merchant Services swipe machines.

    Rewards by PAYBACK:

    Every time ICICI Bank HPCL Platinum Credit Cardholders spend Rs. 100, they receive accelerated 2.5X Rewards. Customers can receive 2 PAYBACK points on spends and 5 PAYBACK points on spends related to fuel. Users can also use their PAYCHECK membership card at selective HPCL petrol pumps to immediately receive points that can be redeemed for fuel. Apart from this, customers can also receive fuel worth Rs. 500 for every 2000 PAYBACK Points that they earn.

    Annual Fee Savings:

    ICICI Bank HPCL Platinum Credit Card holders stand the chance to reverse their annual fee of Rs. 199 by spending Rs. 50000 or more on their card annually. Customers should note that, in order to be eligible for this offer, their credit card should not have been cancelled during the time of applying for the annual fee reversal.

    Additional Benefits of the ICICI Bank HPCL Platinum Credit Card:

    Off on movie tickets:

    Customers can procure a discount of Rs. 100 on any given day during the week on tickets booked through Book My Show. This discount is available two times each month and if customers do not book tickets, they can save Rs. 2400 every year. It is to be noted that the tickets issued are limited and can be procured on a first come first serve basis as long as the daily limit is available.

    Savings on Dining:

    ICICI Bank HPCL Platinum Credit Card users can enjoy lip-smacking delicacies at more than 800 restaurants across the country while saving a minimum of 15% thanks to Culinary Treats, which is the premier dining program by ICICI Bank.

    Offers on Wellness, Dining and Hotels:

    Appreciate the value of a good life within the country or even abroad thanks to amazing deals offered by VISA with wonderful offers from lifestyle stores, spas, restaurants and more.

    Fees and Charges for the ICICI HPCL Platinum Credit Card:

    Joining FeeRs. 199 plus service tax
    Annual Fee for the first yearNil
    Annual Fee for the second yearRs. 199 plus service tax
    Supplementary Card FeeNil
    Overdue Interest on Extended Credit40.80% annually which is 3.40% each month
    Interest on Cash Advances40.80% annually which is 3.40% each month
    Cash Advance - Transaction FeeA minimum of Rs. 300 or 2.5% on the advance amount
    Redemption Handling FeeRs. 99 for catalogue based redemptions and Rs. 25 for redemptions that are either store bought or online from brands that are PAYBACK Online partners.
    Dial-a-draft Transaction FeeA minimum of Rs. 300 or 3% of the draft value amount
    Over limit ChargesA minimum of Rs. 500 or 2.5% on the over-limit amount
    Return of Cheque2.5% of the total amount that is due or a minimum of Rs. 250
    Auto Debit Return Fee2.5% of the total amount that is due or a minimum of Rs. 250
    Fee on Cash Payment at branchesFor every payment transaction, Rs. 100 is charged
    Outstation Cheque Processing Fee1% of the value of the cheque or a minimum of Rs. 100
    Duplicate Statement RequestIf more than 3 months, then Rs. 100 is charged
    Fee for replacing the cardRs.100
    Cash/Cheque pick up feeFor every pick-up, Rs. 100 is charged
    Chargeslip RequestFor every chargeslip
    Foreign Currency TransactionMark up of 3.50%
    Service TaxCurrently, 12.36%

    ICICI HPCL Platinum Card FAQs:

    1. Is there a joining fee applicable for the card?

      Yes, there is a joining fee of Rs. 199 that is charged while availing the ICICI Bank HPCL Platinum Credit Card

    2. Is there a surcharge applicable on railway bookings?

      Yes, there is a surcharge of 1.805% of the transaction amount that is charged if tickets are purchased online and in other cases, there is a surcharge of 2.50% of the transaction value that is charged.

    3. What are the late payment charges?

      Charges are applicable based on the total amount due. This is given in the table below

      Total Amount DueCharges
      > Rs. 100None
      Rs. 100 - Rs. 500Rs.100
      Rs. 500 - Rs. 10000Rs.500
      Rs. 10000 - Rs.20000Rs.600
      < Rs. 20000Rs.700
    4. Can the annual fee be reversed at any given time?

      During the anniversary year, if total spends total up to Rs. 50000 or more than for the following year, there is no annual fee charged.

    5. How long does it take for a new credit card to be processed?

      New credit cards take up to 21 days to be processed.

    ICICI Bank HPCL Platinum Credit Card Reviews

    • ICICI Bank Credit Card
      "Very Poor"
      0.5 1.0/5 "Really Bad"
      Was satisfied with limit which I have received the ICICI credit card. But there are many hidden charges made to my card. Customer service response is good, which I am not benefited. I feel the other cards do have better benefits than this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Credit limit should be best"
      0.5 4.0/5 "Great!"
      ICICI credit card process is simple, they are not looking for credit score. But the limit of the card is low, it would be great if they enhance the limit. Even customer service is not upto the mark. Online service is very convenient to track credit card transaction.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      My credit card application was approved with ICICI bank and the experience was quite good. I have a credit limit of Rs 55000 which is sufficient but i expected more. I paid an one time fee of Rs 500 for this credit card. The process was smooth and i received my credit card within 1 week. Customer service was good and they collected documents on time. I did not find any offers in this credit card and i use this card for multi purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      The services are good at ICICI bank and the offers are good as well. They are responsive when ever I have a clarification. The statements are clear and the card is also accepted everywhere. There are cash back deals and reward points too. In all no issues in the credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I cancelled the credit card with ICICI Bank because I was not able to register to the net banking and I have tried all the possible ways and I have written the emails and made several phone calls as well. At the last moment I paid the amount and closed the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have been banking with ICICI bank for last 4-5 months.The limit on the card is 45,000.I don't have charges for the first year and second year onward its 500.The net banking facilitate is simple and easy to operate.I get best offers for shopping.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Okay"
      0.5 4.0/5 "Great!"
      When I got this ICICI bank credit card, I was ok with there services. But I see no much offers with the ICICI card compared to other cards I own. They also started charging for the conversion of rewards points too. That was little surprising for me. Overall I would say it's an OKAY card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Awesome"
      0.5 2.5/5 "Just OK"
      I am using ICICI bank credit card from the last four years of time. Services are not yet experienced . I would like to say that the credit limit value is nominal one for me with the ICICI bank credit card. Everything is better one for me with them till now.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • ICICI Bank Credit Card
      "Best card to use."
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with ICICI bank.The limit on the card is 40,000.I have no annual fees to hold this card.They had offered a platinum card.I ma not happy with the limit hence closed the card otherwise i am happy banking with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken ICICI bank Coral credit card.They had offered a limit of 50,000 i closed the card because of the charges and i am not okay to hold multiple cards as i don't have control on my transactions.I feel the other cards do have better benefits than this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 2 years, i find this credit card is very convenient to use. They did not charge any annual fee at the time of getting this credit card. I did not find any good offers in this credit card. I use net banking for making payments and there are no payment issues. I have a credit limit of Rs 80000 which is sufficient for this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI bank from last 10-12 years, the credit card services are pretty good when compared to all other credit cards. There is no annual fee charged for this credit card. I have coral card so i get offers like buy 1 get 1 movie tickets. I have a credit limit of Rs 2 lakhs and the cash limit of Rs 80000 in this credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the ICICI bank coral visa credit card around a year ago . The customer support service is good with the ICICI bank. I have got good credit limit value with this card and they have offered me a higher credit limit to this card and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I am not using the ICICI bank ICICI FERRARI PLATINUM CREDIT CARD at present, because I have got the other cad which has the same credit limit value with the ICICI bank itself, so that was the reason I have closed the ICICI FERRARI PLATINUM CREDIT CARD credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with ICICI bank.The limit on the card is one lakh,i have been holding the card for last 11 years. I have no annual fees to hold this card.Net banking is user friendly.I am very much satisfied with the service of the bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card of ICICI bank.The limit on the card is 50,000 I don't have to pay an annual fees to use this card.I got many offers and reward points for every purchase,the banks service is excellent as compared to others. Net banking is also equally good.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have been using the ICICI bank platinum chip credit card for past 7 months. I am satisfied with the credit limit value with this card. The customer support is good wit the ICICI bank credit card department. I use this card for all kind of purchase and for other bill payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I have applied for credit card of ICICI and received ICICI FERRARI PLATINUM CREDIT CARD with the limit of rs25,000. But my expectation was rs 80,000 to rs1,00,000. Card was delivered within the promised date. I would like to increase my credit limit and more would be happy if that happens at the earliest.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved by ICICI bank and my experience was good, I have a credit limit of Rs 50000 with the cash limit of Rs 10000 but i expected Rs 1 lakh for this credit card. The process was smooth and i received my credit card within 2 weeks. I am not aware of any offers in this credit card. Customer service was good and they collected documents on time. I use this card for multi purpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I use the ICICI bank platinum chip visa credit card . The customer support is good with the ICICI bank. I use this card for shopping, fuel , online shopping, restaurants, and for other usages . I am satisfied with the credit limit which was offered by ICICI bank platinum chip credit card.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jan 22, 2018
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