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  • ICICI Bank Coral Credit Card against Fixed Deposit

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    ICICI Bank Coral Credit Card against Fixed Deposit

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

    ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have my credit card with ICICI Bank 5months back. The credit limit was 60,000 which is satisfactory and i hold coral card .I did not get the pin still so i am not suing it . The customer service and responses was not good and I have no idea about the annul fee also. My overall experience was not up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 25, 2018
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      I am a privileged customer of ICICI Bank and the customer services are good. I hold a credit card. It is a chargeable card, if I use 30K in a year the charges will be waived off. I am happy with the offers and the credit limit. There are no hassles with the statements too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 25, 2018
    • ICICI Bank Credit Card
      "Average card"
      0.5 3.5/5 "Pretty good"
      My credit card application was approved with ICICI bank and the experience was average. The process took 45 days to complete because there was a signature issues. I am happy with the credit limit and there is no annual fee charged for this card. Customer service was good and they collected documents on time. I use this card for general purpose and i did not find any offers so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank 1 year bank. The credit limit was 32,000 which is snot satisfactory at all. I have no idea about the benefits . The customer service and response was good. I am holding life time free card so there is no annual fee .My overall experience was really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have started using the ICICI bank coral visa credit card for the past 3 years. The credit limit value is low with this card and I have raised a request to increase the credit limit value . They have increase the limit up to 9,000 , It would be good if they can increase up to Rs,50,000 as credit limit value.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "ICICI platinum credit card"
      0.5 4.0/5 "Great!"
      I hold a platinum credit card with ICICI bank.The sur charges for fuel will get reverted. For EMI conversion the interest was on the higher side, it comes around 10 to 11% for 1 year.The customer service and response was fine with ICICI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      The application process of ICICI bank credit card was very long, it took more than a month to receive the credit card. They gave a credit limit of Rs 50000 which is less for this card. I use this credit card mainly for petrol and purchase. Annual fee of Rs 500 has to be paid for this card and the customer support was not up to the mark.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with ICICI bank and the experience was good, the process took 2 months to complete. The credit limit of Rs 55000 is very less in this card. An annual fee of Rs 500 has to be paid for this card. Movie tickets offer from book my show is not valid. I use this credit card for multipurpose and the customer support was very good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with ICICI bank and the experience was very good, I am happy with the credit limit in this card and there is no annual fee for this card. I use this credit card mainly for shopping purpose. I received my credit card within a week. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer support is good with ICICI credit card service. ICICI credit limit is sufficient for me. ICICI online net banking is easy for navigation with lot of good options. The rate of interest and charges is fine with ICICI. It is an average service from ICICI credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank coral visa credit card for the past 4 years. The rewards points and the cash back offers are good with the ICICI bank coral credit card. I am satisfied with the credit limit value. The customer service is good ICICI bank and I need to pay the annual fee to this card, but they will revert it back.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Offers and limit is good"
      0.5 4.5/5 "Excellent!"
      I hold a credit card with ICICI Bank as well. The bank is providing the best of offers and the credit limit is good. I can use my card all over and there are good deals. It has been hassle free and the statements are clear too. The customer support is good.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the ICICI bank Ferrari Platinum Credit card for the past five Months. The card is packed with the exciting features such as Buy One Get one offers on movie tickets and also have domestic Airport Lounge Access and the they also offer Shopping Discount Vouchers regularly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2018
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a credit card from Icici bank, the experience with the credit card is not so good, their services are lacking and they are not fully responsive or reachable, the card is OK, but they need to make improvements on the services, I am not satisfied completely.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • ICICI Bank Credit Card
      "Not completely satisfied"
      0.5 4.0/5 "Great!"
      I am not happy with the credit card I am holding from Icici Bank, the customer service the bank is providing is not so good, and if I have any issues the customer service is not easily accessible. So on this point they need to make some improvements.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The rate of Interest and charges was been nominal compared to others in the market. The offers and benefits are good with Icici. The credit limit is comfortable for me. The customer support was been prompt. It was a good experience with Icici credit card department.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 23, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have been using Icici credit card for the past four months. The customer support is prompt with Icici credit card service. The credit limit was also good with Icici credit card service. It was an good experience with Icici credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 23, 2018
    • ICICI Bank Credit Card
      "ICICI credit card"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI bank and i have received reward points and cash back with the card. I have requested to increase the limit but till now the have not increased the limit. I am not using any application with the card. There is no annual charge with the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am using Icici credit card service. The customer support is prompt with Icici credit card service. The offers and cash backs are good with Icici credit card service. The online net banking is easy to use with lot of good options.., It was an good experience with Icici credit card service.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 23, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I have been using Icici credit card for the past four months. The customer support is prompt with Icici credit card service. The credit limit was also good with Icici credit card service. It was an good experience with Icici credit card service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2018
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