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  • ICICI Bank Coral Credit Card against Fixed Deposit

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    ICICI Bank Coral Credit Card against Fixed Deposit

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

    ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card, it is basic card, there is not much offers available in this card, i got this credit card through bank itself as i have my salary account so they have given me credit card from this bank and they have not charged me annual fee in this card, and i am happy with my credit limit which they have given me in this card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding ICICI bank credit card for a while, they have charged me annual fee or not i have no idea, i think they have not charged me annual fee, and there credit limit they have given in this card was sufficient , i am happy with my credit limit and they provide good offers in this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good credit card"
      0.5 4.5/5 "Excellent!"
      My credit card is good, through online I have approached and the credit limit is good around Rs. 60,000 its low, they enhanced the limit, I have spoke with the customer support they done the process on time, Even the card which I am holding its life time free card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding ICICI bank credit card for long time, they have charged me annual fee in this card, but there is waived off option is available in this card, like if i spend certain amount then my annual fee will get waived off and i am happy with my credit limit they have given in this card.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Offers should be enhanced"
      0.5 4.0/5 "Great!"
      Since 7 to 8 years, I am holding ICICI, initially they used to give buy one and get one its not available right now only for the for higher credit limit its available. I am holding platinum card, the customer support team is good, interest rate is similar.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Very Useful card"
      0.5 4.5/5 "Excellent!"
      I had been started using the ICICI bank credit card for more than 3 years. They have provided me a credit limit of Rs. 50000 which is not enough for me. They are giving me a different offers on regular basis however i have not availed any kind of offers so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this car for the last two and a half years, the services which they had been providing so far has been good. The credit limit with the card only has been around 30,000 which was less but the internet banking system with them has been good and it has been a life time free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The services which they had been providing so far had been excellent and i am satisfied with the credit limit which they had given with this card. There has been some good offers with this card like discounts, cash backs and other offers. There is an annual fee with this card but it will get waved off as per the usage which i make.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Icici credit card for last 3years where i used to get cash back offers in shopping . There customer service and response is good . Am satisfied with the credit limit which they have provided.There are annual charges for the card of r 500 . There are no additional charge for the transaction which I make payments through on-line banking.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been Icici credit card for last more than 2 years . Am really satisfied with their customer service and response . They really card for the customer , if i call them they really get back regarding followup's . I used get offers in book my show , mile offers . Overall am satisfied with the service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      My credit card is with ICICI Bank and there are no hassles in the process. There are good offers and benefits on the card. The statements are also clear and timely sent. The credit limit is fine and when ever I use the card it has been a smooth process.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK where the card is user friendly to access added on that it is the good card to use. The best feature of this card is that the EMI option is good and simple to do payment. The credit limit is very good with this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI bank credit card from last 2 years, the credit card services are good when compared to other cards and there was no annual fee charged for this credit card. Offers are good in this credit card and i am happy with the credit limit.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI bank credit card from last 3-4 months, the credit limit is less when compared to other cards. Offers like payback points are good in this credit card and the value is also good. There was no annual fee charged for Platinum credit card.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Very good card"
      0.5 4.5/5 "Excellent!"
      I have a credit card with ICICI bank from last 10 months, there was no annual fee charged for this credit card. I get good offers like payback points on this credit card. I am happy with the credit limit provided by ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with ICICI BANK , i am holding this card for past 6 year . The experience is good. SO far it has been a good experience with the card and their services. The customer support and their follow up is good and service provided them was great .
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I am using this card for the last two years and the services which they had been providing so far has been good. The credit limit with the card was good and there has been some annual charges with this card which was nominal. I had been using this card for all sort of purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      MY credit card was taken with ICICI BANK , i ma not happy with the services which has been provided through this card because i am getting payment issue there portal always have some error i have to go to browser . They offered 30000 of credit limit but i was expecting more here .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this Credit card for the last one month and the services which they had provided so far had been excellent. They had given me with a good credit limit with this card and it has been a life time free card as well. I have not yet explored with the benefits with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 06, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Its been few days i got my icici credit card . The customer service and response is good . Am satisfied with credit limit which they have applied There is annual charges for the card of Rs500.There is no additional charges for the transaction which i make. This card hold benefits of movie offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2018
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