Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Good one"
      0.5 4.0/5 "Great!"
      I want to say, ICICI bank credit card is the best one for me because the payment used to get reflected in their server in a day of time. I am using ICICI bank credit card from the last four to five months of time. Credit limit value enhancement is not yet experienced but now its a kind of okay.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Should understand the customer's needs"
      0.5 2.0/5 "Expected more"
      I am holding salary account with ICICI, hence I am using the credit card. Overall service of ICICI, it is not upto the mark, they taking lot of charges for the credit card transaction. Customer service is bad, especially the IVR system automatically calls gets disconnect while ringing. I never spoke with customer service as of now for any queries.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My friends are using ICICI credit card. And I am getting good feedback about the bank from them. The bank is providing more reward points it seems also they are upgrading the credit limit every year. I do not have any idea about their customer service, but the card is really helpful.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding a Platinum Chip credit card of ICICI bank for the past 3 years. I was offered a limit of 55k which is very much sufficient for me. I don't get any kind of cash back offers on my ICICI Bank credit card. This is just a basic card, I did not get any sort of reward points and other offers. But on the other hand, I also get fuel surcharge waiver based on this card. The rate of interest is very much competitive.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Not customer centric"
      0.5 1.0/5 "Really Bad"
      When I approached ICICI bank for the credit card, they said that everything is fine. So I submitted all the documents then they confirmed me that I would be received the card in 15 days but there was no response after that. So again I had applied for the credit card but the bank is least bothered to respond back.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I am enjoying reward points, cash back offers, fuel surcharge waiver and offers on the selective restaurants with the ICICI Platinum Chip card. I am very much happy about the credit limit which was offered on my ICICI bank credit card. I am holding this Platinum Chip card for the past 5 months. The rate of interest is very much nominal on this card I am very much happy to use this Chip card.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I use ICICI credit card for the past two years. Till date I never faced any issues with the bank like hidden charges or something. The one I hold is a life time free card. I do received reward points and cash back offers on my card. The overall service is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I do have credit card with the ICICI bank and am with them from the last one year of time. Customer service is an excellent one and the credit limit value is good one and I have not faced any difficulties with the ICICI bank credit card till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I do have ICICI bank credit card and am using it from the last three years of time. Customer service is also very good with the ICICI bank credit card and the responsiveness too. I got the offer as 50% off while buying the clothes and the credit limit value is around 35000 Rupees, which is really okay for me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Need improvement on feature part"
      0.5 2.5/5 "Just OK"
      Still now I have not received any offers from ICICI. I have been holding this credit card around two years. They offered me the credit limit of Rs.30,000 only one they have called me for the enhancement of credit card limit. There is no much reward points or offers on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Comfortable"
      0.5 4.0/5 "Great!"
      I use ICICI credit card. The card which I hold is a chargeable one. It is very comfortable for the usage. I have no issues with the bank for the credit card services. I am happy with the bank in terms of my credit card. In all the services of ICICI bank is good.
      Was this review helpful? 0
      , warangal
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The best about the credit card is the transactions has never declined. It is with ICICI Bank. The credit limit is sufficient enough for me. The drawback is, there are no much of offers like how other banks offer. The customer services are good, but it would be better if they are supportive in the offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Very Disappointed"
      0.5 1.0/5 "Really Bad"
      Once I applied for the credit card with ICICI bank. Actually I am banking with ICICI for so long time. Hence I approached them for the card. But I never received single call or message from the bank for my credit card application. The bank is disappointing a lot.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Good for day to day use"
      0.5 5.0/5 "Blown Away!"
      ICICI charges are bit high but worth. I am got ICICI Coral credit card very recently. Earlier I used platinum credit card. They told in Coral card, there is free movie ticket and no charges for billing. No add on charges of petrol filling. Even I am fine with the credit limit its good.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am a existing customer of ICICI Bank and I have got a lot of offers from them. They have also provided a credit card and the offers is good enough and it is accessible all over. The credit limit they have offered me is 96000 now initially they have offered 20 to 25k and its a life time free credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use ICICI bank coral card to fill the fuel and for the restaurants bills. The benefits like rewards points and the cash back offers and the fuel surcharge waiver is available with this card, but I am not sure how to redeem those offers. I am happy about the credit limit. The rate of interest is nominal with ICICI bank.
      Was this review helpful? 0
      , udaipur
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Flexible Credit Card"
      0.5 5.0/5 "Blown Away!"
      Based on ICICI credit card, I got the personal loan at a very low interest rate of 12%. In fact that loan amount got credited within 48 hours of time. I approached credit card loan through online I got loan reference no and done the quick process. ICICI credit card is also flexible to use and it is very easy to make the payment too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Very helpful"
      0.5 5.0/5 "Blown Away!"
      I do hold 3 credit cards,amongst all I like ICICI credit card as it is the one which is the best according to me. There are no additional charges till now which I incurred from the last three years of time. Service aspects are the fine one with the ICICI bank credit card and their online services are also working in a very good way.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 20, 2017
    • ICICI Bank Credit Card
      "Good offers"
      0.5 4.0/5 "Great!"
      ICICI bank credit card is also working in good way like they used to come up with offers on time to time, also the redeeming reward points is really a easy one. Offers are really good like the surcharge waivers and other things are applicable.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 19, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I use platinum credit card with ICICI bank. It is a life time free credit card. The credit limit is satisfactory and I have no issues on it. They provide cash back offers and reward points on my card. But I had not redeemed those points till date.
      Was this review helpful? 0
      , paradip
      Reviewed on Jun 19, 2017
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    ICICI Bank Coral Credit Card against Fixed Deposit

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

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