Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got the ICICI bank platinum chip card 2 months ago.The reward points, cash back offers are available with this card. But I never used it so far. The rate of interest is as per the market with this card. The customer service is good with ICICI bank. I am satisfied using ICICI bank Platinum chip credit card,
      Was this review helpful? 0
      , agra
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Good overall"
      0.5 3.5/5 "Pretty good"
      I hold a credit card of ICICI Bank and it is overall good. The process is good if I would to convert my purchases to an EMI, it is very much convenient to do so. There are good offers as well and the limit is okay. I am happy that there are no hassles in banking with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank credit card is very much customer friendly it is hassle free process, I did not face any issues with them till date. I pay the amount and it will get the credited on time and there are no issues with this card. They are giving offers on online stores for example mobile online shopping they give some cash back too.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Nice Experience"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is better on the credit card offers. The bank is also responsive when ever I reach out to them and they have a very decent credit limit. The deals are good online and the bank has a convenient billing system too. There a lot of other benefits too.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank Platinum chip card for past 3 months. I use this card to pay the bill, shopping and the online shopping, I am happy with the credit limit. The customer service is good with ICICI bank. The way they give response to the customer is very good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      For the past 1 year, I am having a platinum Visa Credit card with ICICI bank. The benefits of this card are, there are sufficient reward points on every transaction. All the reward points can be converted. The credit limit offered on the card is 50K, with which I am happy with till date later on if you want to upgrade there option for that also.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I also hold a credit card with ICICI Bank and I am not very happy with the features on the card. There are no much of offers provided and there are no reward points as well. The credit limit is low and they need an overall improvement in the credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Not a good one"
      0.5 4.0/5 "Great!"
      My ICICI credit card was closed before 6 years because of my mistake. So I decided to pay the full amount as I did not wish to continue with their services. I called the customer care and informed them about the same and I paid off the balance in 2 parts.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 14, 2017
    • ICICI Bank Credit Card
      "Good to Use"
      0.5 3.5/5 "Pretty good"
      I am happy customer of ICICI bank in terms of the credit card and other banking services. ICICI bank levied a very good credit limit which is really sufficient for my usage also there is no issues in getting reward points and cash back offers. I use this card for long time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • ICICI Bank Credit Card
      "Limit needs to be enhanced"
      0.5 4.0/5 "Great!"
      ICICI Bank has not given a proper credit limit when I compare them with Citibank. The limit offered on my credit is only 30k where as I get couple of lakhs on my other card. The services are good overall, as the basic offers and features are there.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 14, 2017
    • ICICI Bank Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      ICICI Bank has offered me a credit card as well and the offers on the card are more than satisfactory, I am happy that when I use the card the transactions has always gone through and there are no unwanted charges being taken from me. The services are good.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 14, 2017
    • ICICI Bank Credit Card
      "Nice Experience "
      0.5 4.0/5 "Great!"
      My savings account is with ICICI bank and the banking services are good. The online banking is the best and I have no hassles in using the services. I am not charged for the transactions and the phone banking is also reachable and they sort out my queries.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 14, 2017
    • ICICI Bank Credit Card
      "Below average card to use"
      0.5 2.0/5 "Expected more"
      The ICICI bank HPCL coral visa credit card doesn't have much offers, this card has the annual fee of Rs.400 to 500 and I want to close this card as soon as possible. The limit of the card is Rs.50000 , I use this card only to fill the fuel, because it gives the fuel surcharge waiver on HP pumps. Which is also available with other cards nowadays. I would say it is an below average card to use.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 14, 2017
    • ICICI Bank Credit Card
      "No Delays"
      0.5 4.0/5 "Great!"
      I had taken the credit card from ICICI bank.When I approached the bank for the credit card I had received a good service and the application been processed without any delay. I do have an account with the bank and I am a long term customer of the bank.
      Was this review helpful? 0
      , mundra
      Reviewed on Aug 12, 2017
    • ICICI Bank Credit Card
      "Good credit card"
      0.5 5.0/5 "Blown Away!"
      Last 12 years, I am utilizing ICICI service, it is good. I have taken personal loan from ICICI based on credit card. They used to send the statement through message its more convenient. I am getting good reward points and offers for all transaction. Credit limit is also good based on salary.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 12, 2017
    • ICICI Bank Credit Card
      "Fully satisfied"
      0.5 5.0/5 "Blown Away!"
      I can surely say that I am fully satisfied with ICICI bank for the credit card I use. I have good credit limit. There is no challenges in getting reward points and in redeeming those points but I think there is no option to convert the reward points into cash.
      Was this review helpful? 0
      , bhiwadi
      Reviewed on Aug 12, 2017
    • ICICI Bank Credit Card
      "Offer should be increased for an existing customer"
      0.5 3.0/5 "Satisfactory"
      I have ICICI salary account from 1999, based on that, they gave me credit card it is good. Whatever credit limit they gave me, its fine for me, but I put lot of request to increase the credit limit finally they have enhance it. Now it is fine, offer wise its average, I would like to suggest them to increase the offers for an existing customer.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 12, 2017
    • ICICI Bank Credit Card
      "Convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      Earlier ICICI have offered me Rs.25,000 it sufficient for me, but still they asking me to increase the credit limit. They always provide cash back, discounts offers through mails . Even Bank bills are clear they sending proper notification.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 11, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have already closed the ICICI bank credit card because of my personal reason. Credit limit value is around 50000 Rupees , also I was fine with this limited. Response was good one with the ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 11, 2017
    • ICICI Bank Credit Card
      "Moderate Service"
      0.5 4.0/5 "Great!"
      The credit card which I use is a chargeable card. I need to pay some amount in yearly basis. The credit limit is quite low but it would be more good if they increase the credit limit. But regularly getting reward points and other offers like cash back from the bank.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 11, 2017
    Common Loader Icon

    ICICI Bank Coral Credit Card against Fixed Deposit

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.