•  Loading your search... Loading your search...
  • ICICI Bank Coral Credit Card against Fixed Deposit
    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Coral Credit Card against Fixed Deposit

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

    ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I bank with ICICI Bank for the credit card and the credit limit is good. There are good offers of cash back and rewards as well. There are no annual charges taken for the card. The customer services and response is good and there are no issues in the process.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I also use a credit card with ICICI Bank. The customer services and response is good and there has been no hassles till date. The credit limit is also good and the transactions are smooth when ever I use the card. The statements are also clear and on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      I was contacted on time for the credit card at ICICI Bank. But the credit card was delivered at the wrong address. I had to follow up with blue dart courier and get it delivered to my office address as requested initially. But, I have got the passes yet.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      It is a life time free credit card with ICICI Bank. The credit limit is good and the offers are there. Offers like cash back and reward points are there. But the limit is lower than SBI. There is a EMI facility, I need to use the card for 5K and above to convert the transactions to the emi.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with ICICI bank for about 2 years . The credit limit was 33,000 which is not satisfactory . The customer service and responses was up to the mark. I hold platinum International card and the charges are low than other banks. My experience was excellent.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I started using the ICICI BANK CORAL CREDIT CARD around 5 years ago. The customer support service is good with the ICICI bank. I use this ICICI BANK CORAL CREDIT CARD for shopping , online purchases and for other bill payments. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have opened a savings account with ICICI bank,the account is active for last eight years.The daily withdrawal limit is 50,000 through an ATM.there is limitation to number of withdrawal.I have no hidden charges or technical issues faced till date.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been banking with ICICI bank for past ten years of time.The limit on the card is 48,000.They offered credit limit increase but i did not avail that offer.Net banking is very comfortable to make payments.I have an EMI option in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had a credit card with ICICI bank,the limit on the card is 30,000.I have been using this card for last two years,i had closed it three years ago because of no proper service and low limit.I felt the card was not much convenient to use.Net banking was quite comfortable to make payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      ICICI bank has disbursed the ICICI bank coral platinum credit card within 20 tp 25 days of time. The customer support service was good with the ICICI bank . The credit limit value is average with this ICICI bank coral platinum credit card, still I am satisfied with the limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      Around for the past 10 years, I use the ICICI VISA PLATINUM CHIP CREDIT CARD . The customer support service is good with the ICICI bank. I use this card for shopping , online purchases and for other bill payments. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card for last eight months of time,The card is accepted in all outlets,the limit on the card is64,000,i rarely use this card.i have no annual fees to use tit,i don't get nay offers till date.i get good rewards points for every purchase.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 1.5 years, the credit card services are pretty good when compared to all other credit cards. I paid an annual fee of Rs 500 for this credit card. I get offers like buy 1 get 1 movie tickets in this credit card. I use net banking for making payments and i have a credit limit of Rs 1 lakh in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      The experience at ICICI Bank is good and there are no issues in using the credit card. The customer services and response is good. There are good offers on the card and the credit limit is also good. It is a smooth process and in all I do not have any inconvenience.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Looking for Better Credit Limit"
      0.5 4.5/5 "Excellent!"
      I am holding ICICI credit card around one year but the credit limit is very low. I tried reaching their customer service but there was no response, it would be great if they enhance the limit based on the transaction. I have life time free credit card from ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with ICICI Bank for the savings account and the banking process is good. There are no hassles and they have a good net banking facility. There are no charges taken for the transactions. The phone banking is also good and it is easy to connect with.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      There were good offers on the credit card of ICICI Bank and the customer services are also good too. The credit limit was not up to the mark. Else the experience is good. They are responsive when ever I reach out to them with a query. Satisfactory overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.5/5 "Pretty good"
      I am holding the ICICI bank Rubyx Visa credit card for the past 9 months. I have paid Rs.2800 as the annual fee, The credit limit value is good with this ICICI bank Rubyx visa credit card and I am satisfied with it. The hidden charges are high with this card and there is no transparency in the ICICI bank credit card process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am using ICICI bank credit card from the last eight years to ten years of time. Customer service is very good and their responsiveness too. I would like to say that the credit limit value is an average one for me with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "looking for better credit limit"
      0.5 1.0/5 "Really Bad"
      I am using ICICI bank credit card from last 6 months, the credit card services are not up to the mark in this bank. An annual fee of Rs 300 has to be paid every year for this credit card. I did not find any offers and benefit in this credit card. I have a credit limit of Rs 20000 which is less this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 22, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.