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  • ICICI Bank Coral Credit Card against Fixed Deposit

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  • ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

      

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    ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI bank credit card which was offered through Bank .I am using this credit card for the past 6 months and the credit limit was really good and it was sufficient as well .This was a free card and there are good reward points as well as cash back offers .I have got the credit card on time without any delay .
      Was this review helpful? 1
      , warangal
      Reviewed on Sep 21, 2019
    • ICICI Bank
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      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI Bank credit card which i am using for more than 2 years .I have taken this credit card through bank directly.This was a free card and got the details about the card process through the agent.I have got very good credit limit and this card is good to use .I am very much comfortable with the service so far .
      Was this review helpful? 1
      , surat
      Reviewed on Sep 21, 2019
    • ICICI Bank Credit Card
      "Good card but limit has to be enhanced"
      0.5 4.5/5 "Excellent!"
      Since three years I am holding ICICI credit card, they are providing complimentary services like airport lounge, pay back points and cash back for the transaction. Apart from these benefits I have fuel surcharges from selected petrol bunks. But I am fine with limit they need to increase.
      Was this review helpful? 0
      , madurai
      Reviewed on Sep 20, 2019
    • ICICI Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I have been using ICICI Coral credit card and sometimes, I have been receiving offers like buy one plus one for bookmyshow.com. They are charging 22% interest rate for EMI conversion and basically it depends upon the duration. I think, it has annual fee but it will be reimbursed if I use some amount.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2019
    • ICICI Bank Credit Card
      "Very Good Card"
      0.5 5.0/5 "Blown Away!"
      I have a credit card from ICICI. They are providing a offers for taking a personal loan with the lower interest rate compared to other banks. I have salary account with ICICI hence its easy to make the payment. They are providing a very good offers also. I am using this card for almost 6 years.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "Good one"
      0.5 5.0/5 "Blown Away!"
      ICICI Card, i don't do much transaction so far i did only one transaction. From ICICI, their service is good and they are sending the offer messages on a regular basis. I have got a good credit limit of Rs. 65000 and they have charged me a annual fee of Rs. 500+ GST. Got this card 6 months back.
      Was this review helpful? 0
      , belgaum
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which i have got directly through Bank .I am using this credit card for the past 2 months ,The credit limit was very less it was upto 25,000.This was a chargeable card and the agent gave all the relevant details about the card process.I have got the credit card on time as well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "EMI interest should be reduced"
      0.5 4.0/5 "Great!"
      I have ICICI visa platinum coral credit card, its good for the reward points and cash back based on this transactions. I am holding this card for last one year, on 2015 I purchased I phone around Rs.18,000 then I converted the emi for one year, monthly emi was Rs.1500 at the time. I felt monthly interest was higher it should be reduced.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "Doing good"
      0.5 4.0/5 "Great!"
      I am using ICICI CORAL credit card and it has buy1 get1 movie ticket offer but I never availed that. They have given a credit limit which was decent. Its been 6 to 7months and they are not charging annual fee. My wife was telling me that they are offering for movie tickets and points for flight booking hence have gone for it.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 18, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI CORAL credit card and got a good credit limit from the bank. There is no offers. They are not charging annually which am happy. I use this card for multi purpose. The payment mode is easier to pay the outstanding balance.
      Was this review helpful? 3
      , visakhapatnam
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I use ICICI Coral credit card for past 2 years and the annual fee is chargeable of Rs.500 but it will be reversible as per my purchase. I never tried for EMI conversion so no idea about the charges. The credit limit is very low and they have given me only 40K.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Convenient card"
      0.5 5.0/5 "Blown Away!"
      I am having an ICICI credit card and they have provided me a credit limit of 50K. I did not find any difficulty in using the card. The customer service was very good. I never done EMI conversion but it has an option for it. Its been more than 5 years. There is no restrictions, I can use this card for shopping, purchasing textiles, restaurants,fuel also.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold ICICI credit card and its been a good experience. The credit limit is pretty decent and the services are very good. I have just recently taken through online. The annual fee is not applicable. I have not received any notification regarding the offers. The process was pretty quicker for getting the card when compared with others.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Fantastic premium travel card"
      0.5 5.0/5 "Blown Away!"
      ICICI is a good card to use and it has a lots features like unlimited spa at airport and unlimited airport launch access in domestic and international. On my birthday, they have given the voucher of Rs. 7500 for having my birthday party at Trident hotel and unlimited wifi access in the airport. I got the limit of more than Rs. 8 lakhs.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Okay"
      0.5 4.0/5 "Great!"
      The credit limit is average on ICICI Bank credit card. Its been almost 5years and have never approached the credit limit enhancement also they haven't done it. The customer service is good. The annual fee is applicable and I have to pay Rs.500. Its just a basic card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI BANK credit card recently and its good. The credit limit is very very less only and it would be appreciable if they can increase my limit so that I can use this card frequently. The annual fee is not applicable. There is no hidden charges and the payment mode is easier.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Need to provide more offers "
      0.5 3.0/5 "Satisfactory"
      I am using ICICI platinum credit card for more than a year which was processed through a bank directly. It is a life time free credit card. The credit limit is sufficient before, easy to do pay for an online usage and EMI option was applicable. I use for shopping, movie purposes. In this card there is no much offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am holding ICICI bank coral credit card for more than 2 years where they given for a low limit of 35 thousands till not enhanced for further. It is a life time free credit card. EMI option was applicable and charges are nominal. I use for fuel and shopping purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Very Friendly card"
      0.5 4.0/5 "Great!"
      ICICI bank credit card is linked with my salary account hence they have provided me a zero annual fee credit card. I am getting the benefits of ticket booking, cashbacks and others. They have a rewards points system of paybcks which i can convert into cash.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank customer service is available on 24/7 days, I am using this ICICI bank credit card from past three years, EMI option are available its an life time free credit card, credit limit is good, cash back offer and movie ticket offers are good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 13, 2019
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