Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank Coral Credit Card against Fixed Deposit

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    ICICI Bank Coral Credit Card against Fixed Deposit

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

    ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I have been using ICICI Platinum card for more than 1.5 years. The credit limit is low which they need to increase. IVR takes longer time for the connectivity also they need to improve the service. There is no annual charge for this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • ICICI Bank Credit Card
      "BETTER"
      0.5 3.5/5 "Pretty good"
      I am not satisfied with the credit card that i am using it with the ICICI BANK because the credit limit with this bank card is not satisfactory also there are no offers available with this credit card. There is a EMI conversion option with this credit card which is good also it is easy to convert.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has almost been ten months since i am using this credit card and the services which they had provided me has been pretty good. But the credit limit with the card has been less and there has not been any annual charges with this card. I had been using this credit card for all sort of purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • ICICI Bank Credit Card
      "Never understand the value of the customers"
      0.5 1.0/5 "Really Bad"
      I purchased the ICICI credit card 4 months before . I have huge transaction in ICICI salary account , but even though they provided me a credit limit of 25 k only . I am highly disappointed with the ICICI service . Never understand the value of the customers and customers requirements .
      Was this review helpful? 1
      , gulbarga
      Reviewed on Mar 21, 2019
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for the last six months where services with them was quite good. The credit limit with the card has been good and it has been a life time free card. I am using this credit card for all purposes like shopping and for most of my purchases.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 21, 2019
    • ICICI Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      The reason to like this ICICI card, they are providing best services compared to other credit card. The offers are very good like reward points and discounts on the shopping, hotel etc. They have cash back of 1% at fuel filling, its a life time free signature credit card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 21, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this credit card for the last couple of years and the services which they had provided so far was pretty good. There is an annual charges of 500 with this card and there is some good offers which comes with this card as well. I am happy with the credit limit with the card as well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 21, 2019
    • ICICI Bank Credit Card
      "Best reward card"
      0.5 5.0/5 "Blown Away!"
      I am having ICICI BANK EXPRESSION credit card for the past 1year.This is one of the best reward shopping and travel we can use this card. Credit limit is really good and sufficient. Customer service and responsiveness in Bank is really good.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 21, 2019
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is doing good in the credit card features. The customer support is fine and they are responsive too. The statements are clear and sent to me on time. The credit limit is also good and there are good deals on the card. It is convenient when I use it and there are no annual charges on the card.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Best Service provider"
      0.5 5.0/5 "Blown Away!"
      I am a bank employee of ICICI, for the online shopping I get more discount in amazon, flipkart etc. I am using this credit card around six years, everything is satisfactory with my bank credit card. The bill part is very keen and clear, they send email statement before the due date.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I am not using the ICICI bank credit card as I am not happy with the services. Apart from not providing the offers, without any intimation they have charged me Rs.700 for not using the credit card. Since I did not make that payment, the interest amount has accumulated and now it is a fee of 1900. I tried contacting the customer care and they did not answer the call.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Convenient card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI credit card for last 3 to 4 years and it was a good card. Its a Coral card and the credit limit is average. The annual charges are applicable and its 500 rupees. I have contacted the customer service and its good. Also there is option for EMI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "They need to incrsae the credit limit of customer "
      0.5 4.0/5 "Great!"
      The services of ICICI BANK is good, i am holding this card for past 6 month .The service was fine they come up well with lots of offers on e commerce website specially on AMAZON and FLIPKART . The customer service do proper follow up here . I got card on time .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      MY application was taken with ICICI BANK , i am holding this card for more than 5month . Benefits were reward points , cash back and so many, i am happy with the benefits here . The process of getting the card was good and customer service of this bank are very helpful .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      MY application was taken with ICICI BANK , i am using this card for past few year . I use this card for both online as well offline . I use to get proper mail and messages after transaction this is the best part . I use to get reward point as well cash back also .
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI BANK . They offered me a very low limit . It has got Cash back offers . Customer support is also good.I am holding this card for past few months and never had any issues with their services. Thee is no joining fee here with this card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had taken this credit card almost ten years back and i had closed it since because of the higher interest rate with them. The services which they had provided has been fine and the credit limit with the card has also been good. The annual charges with this card has been reasonable.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I am using this credit card for the last couple of months and the services of them has been pretty good. But the credit limit with the card was only around 18,000 which is very less. They had made a charge of 5000 for the over limit spend which is not that good. I just used the card for some purchases.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK the card has the satisfactory credit limit also the card is life time free card also it is user friendly with no issues with this credit card. They provide with the sufficient offers which is very good than others.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "GOOD CARD TO USE"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK they have offered the credit limit which is sufficient with this credit card. There are good offers with this card also there is a EMI conversion option with this card but not yet used it. The customer service is very good with this bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 20, 2019
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