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  • ICICI Bank Coral Credit Card against Fixed Deposit

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    ICICI Bank Coral Credit Card against Fixed Deposit

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

    ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI bank from last 17 years, there was no annual fee charged for this credit card. Offers like cash back are good in this credit card and they also provide instant loan with less interest rate. I am satisfied with the credit limit in this credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Good Card to Use"
      0.5 4.0/5 "Great!"
      It is a life time free card so time to time also i used to receive offers on LG and i will receive 10% offers on Grofers and other website. I have been using this card for 6 months. Once i have called to the customer care service and the response was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been the best card which i have been using the car for the last 12 years. The credit limit which they had provided had been less than i expected and i am expecting more in the near future. I have been using the card for shopping and all other purchases. There has been good reward points and cash back offers with the card as well which had not been used yet.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Credit limit has to increase"
      0.5 4.0/5 "Great!"
      The credit limit is not good. I have been using this card for 4 years. They did not increase my credit limit so far. I called to the customer care service for this issue, but they are not providing proper response. They said after 6 six months, i can increase my credit limit but its been more than 4 years till not even increased. They have given me a credit limit of Rs. 40000 which I'm not at all satisfied. The customer care people always helped me to resolve my queries.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Useful Card"
      0.5 4.0/5 "Great!"
      There was delay in the vouchers. The tied up offers are there which was not that much useful. Time taken to receive the voucher in the fast track. They have offered me credit limit of around a lakhs. I have taken this card for 5 months. I have started using this card for Groceries and Movies, Accessories shops. Sometimes, its take more time to reach the customer care executive. It is taking minimum of 3 minutes. I have called to know about the offers in this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      ICICI bank provides average services on credit card when compared to other credit cards. I am using this credit card from last 1 year and there was no annual fee charged for this credit card. Reward points are very limited on this credit card and i found no issues with this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      I have a credit card with ICICI bank from last 1 year, i paid an one time fee of Rs 499 for this credit card. I am finding issues with the payment as this credit card is collaborated with AMEX so it takes 3-4 days for the payment to get reflected. Offers like reward points are good in this credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      For last 8 months am using Icici Credit card .Am satisfied with the credit limit which they have provided . There is no annual charges for the card and there is no additional charges for the transaction which i make I use this card for all purpose and cash back offers also. Overall am satisfied with their customer service and response .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and am using it from the last two years of time. I would like to say that the response is okay one for me with them and the credit limit value is around 45000 Rupees. I am really happy with the ICICI bank credit card.
      Was this review helpful? 0
      , guntur
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 2-3 years, there are no hidden charges on any transactions with this credit card. I paid an annual fee of Rs 499 for this credit card. I get good cash back offers on this credit card and i am happy with the credit limit in this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      Am using Icici Credit card , am using this credit card for shopping purpose . Am satisfied with credit limit . And there is no annual charges for the card . I repay the amount by on-line banking through Icici credit card mobile application. . Their customer service and response is good .Their mobile application is user friendly and hassle free to use.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      For last quite some years am using Icici Credit card .Am satisfied with the credit limit which they have provided . There is no annual charges for the card and there is no additional charges for the transaction which i make I use this card for all purpose and cash back offers also. Overall am satisfied with their customer service and response .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      For last 2 years am using Icici Credit card , am using this credit card for shopping purpose . Am satisfied with credit limit . And there is no annual charges for the card . I repay the amount by on-line banking through Icici credit card mobile application. . Their customer service and response is good .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "The Service needs Improvements"
      0.5 3.0/5 "Satisfactory"
      I have been using the ICICI Coral Visa credit card for a while. The Interest rate was high and charges are also high. I also have a Savings account , they debited the credit card payments from my sacings account with out any notifications so I closed this card. They need to take permission to the account holder or inform properly before debiting the amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      I have been using Icici credit card for quite some months . There customer service and response is good . Am satisfied with the credit limit which they have provided to m but need to increase . There is no annual charges for the card as its life time free card. There is no additional charge for the transaction which.I make payments through on line banking.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using Icici credit card for last quit months . Am satisfied with credit limit which they have provided .There is no annual charge for the card as its get waived off. There is some additional charge for the certain transaction The customer service and response is good regarding queries related to credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Worst Card to Have"
      0.5 1.0/5 "Really Bad"
      I have ended up my relation ship with ICICI. I have closed the card because of the bad service which is provided by them. Their is no good offers in this card. More than 10 years, i used this card. I have called their customer services lots of times, the customer care executive were arrogant. They charged around 500 for annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using for the last 9 years and the services has been very good and the service has been wonderful and there has not been any issues faced so far as a bank they have been good. Online help has there and there has been a good credit limit has been very good. They increase it every alternate year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      No issues so far with the credit card. It is a annual payment of rupees 600/-. Limit i am satisfied in my card. Documentation is easy and simple This is the first credit card i have since 6 years. I got once hike and i use not so much. Charges are very high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Satisfied with the Card"
      0.5 4.0/5 "Great!"
      Their is no annual fee. I'm not having that experience of their interest rate. But I'm aware of the interest rate of 2.5%. I never made the payment late. I used to get cashback of 5 to 10% in bigbazaar and other shops. I never converted the purchase into EMI. Their is no charges for EMI conversion. They are offering a paybacks offers. I'm not interested about EMI.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 18, 2018
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