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  • ICICI Bank Coral Credit Card against Fixed Deposit

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    ICICI Bank Coral Credit Card against Fixed Deposit

    ICICI Bank Coral Credit Card against Fixed Deposit, is offered to customers who already have a fixed deposit with ICICI Bank which is held jointly with another individual or singly. If the applicant meets this eligibility criteria then, the ICICI Bank Coral Credit Card is issued to them instantly. Thus, this is an Instant Credit Card offered by ICICI bank, and is also an Assured Credit Card for those who have a fixed deposit in the bank. The customer need not submit any income documents to avail this credit card.

    Benefits of the ICICI Coral Credit Card against Fixed Deposit:

    • One time joining fee of Rs. 500 only.
    • Minimal documentation and quick processing.
    • The credit card will be linked to the fixed deposit and the credit limit available on the ICICI Bank Coral Credit Card will be around 85% of the funds available in the fixed deposit.
    • Enjoy cash rewards on your ICICI Bank Coral Credit Card against fixed deposits. You can earn double the regular reward points when you spend money on groceries, dining, supermarkets and other outlets.
    • Get an opportunity to avail an additional movie ticket for free when you purchase one movie ticket through the BookMyShow website.
    • Avail up to 15% savings through the Culinary Treats program, on dining at over 800 restaurants.
    • Enjoy free access to airport lounges.

    Features of ICICI Bank Coral Card against Fixed Deposit:

    Chip and PIN card:

    This is a unique chip card that comes with a PIN (Personal Identification Number) for additional security. While making purchases at merchant outlets, the cardholder will have to provide the PIN to authorize the transaction.

    Assured Credit Card:

    This is an assured credit card. Customers who have a fixed deposit with the bank can avail this card instantly. They need not submit their income documents again.

    Eligibility:

    • Individuals who are over 18 years old and has an ICICI Bank Fixed Deposit with funds worth Rs. 20,000 or more as deposit can apply.
    • The minimum tenure of the fixed deposit should be at least 180 days.
    • The Fixed Deposit should not be Quantum/ Linked/NR/80C
    • Income Documents not required

    Fees and charges:

    Joining FeeRs. 500 + service tax
    Annual FeeRs. 500 + service tax

    ICICI Coral Credit Card against Fixed Deposit FAQs:

    1. How can I apply for this credit card?

      In order to avail an ICICI Bank Coral Credit Card against Fixed Deposit, simply follow the following steps:

      • Visit the nearest ICICI Bank branch and apply for the credit card against your existing fixed deposit.
      • If you do not have a fixed deposit in ICICI Bank open a new Fixed Deposit account with the required minimum balance and documentation.
      • Once this step is done, you can provide a copy of your ID proof and avail the card instantly. No income or other documents are required.

    2. How long is my ICICI Bank Coral Credit Card against Fixed Deposit valid?

      In order to continue enjoying the privileges and benefits associated with this credit card, the customer must continue to maintain his/her Fixed Deposit account in ICICI Bank. The fixed deposit can be placed in an auto renewal mode to enable this.

    3. What happens in case I forget to pay the credit card due amount on time?

      A nominal late payment fee will be charged in case the minimum amount due is not paid within the due date. However, if the cardholder does not pay the credit card dues within 60 days after the payment due date then the outstanding amount will be recovered from his/her Fixed Deposit account.

    4. Can the annual fee on my credit card be reversed?

      Yes. The annual fee on your card will be reversed when the spends in the previous year is greater than Rs. 1,25,000.

    ICICI Bank Coral Credit Card against Fixed Deposit Reviews

    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am using the ICICI bank credit card and the customer service is working in good way. I would like to say that the credit limit value is around 30000 Rupees for me and its really an enough one for me to met my expenses.
      Was this review helpful? 0
      , goa
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank platinum chip credit card for past 1 year. I use this card for shopping, for purchases and for other usages. I am satisfied with the credit limit. The customer service is good with credit card department. I would say I got good service.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I also hold a credit card with ICICI Bank and the bank is not doing good on the card. The services and response needs improvement and the charges are also high. The bank needs to improve overall when compared to the HDFC Bank, they need to be more customer centric.
      Was this review helpful? 0
      , guntur
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      ICICI Bank is doing great on the credit card offers as well. There are no charges for the card and the card has all the basis offers and the transactions on the card is very smooth and easy. The online banking is also good and it helps me make my payments on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Holding the ICICI bank platinum chip credit card for more than 7 years. I use this card for shopping , for purchases and for bill payments. The customer support is good with ICICI bank credit card department. I am satisfied with the credit limit. The rate of interest is nominal with ICIC bank platinum chip card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      The credit card of ICICI Bank is not recommendable from my end as I see other bank cards having loads of cash back offers and discounts on online shopping but there is none of these offers on this card. I was initially informed that the card would be free of charge and after six months I was charged 1K. After I called the customer care they reduced 400.
      Was this review helpful? 0
      , nasik
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      I also bank with ICICI Bank for a credit card and they are equally doing good in the offers and the limit is also fine for me. The card has not let me down when ever I have used it and the billing cycle is also normal and very much satisfactory. In all no issues.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank 5 years back. The credit limit was 2 lakhs here. I hold their visa card and Its an International card. I have 24/7 helpline number and OTP device to login also. The benefits are reward points and cash back offers. The customer service and responses was good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      ICICI bank has offered me a credit card when other banks backed out on me. I did not have to pay any joining fee and it is also a life time free card. They have given me good offers to use on the card and I am also happy with the credit limit I got. The services was also appreciated.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good till date"
      0.5 4.5/5 "Excellent!"
      I also hold a credit card with ICICI Bank and the options are good. There are the cash back deals and there are no charges related. I get the rewards as well and the points can be redeemed as well. The statements are also clear and very much on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good usage"
      0.5 4.5/5 "Excellent!"
      I have been using ICICI Bank's Credit Card for quite a while now. Eventhough my usage aren't that much with this card, I felt the offers are pretty impressive. I also feel this Bank to be Customer Centric and responsive towards their Customer.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and am using it from the last ten months of time. Customer service is fine one with the ICICI bank credit card and the response is good one with the ICICI bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "average service"
      0.5 2.0/5 "Expected more"
      I have a credit card with ICICI the service is fine but the rate of interest and the fees and charges is very high with ICICI for my credit card service compare to other banks in the market also the customer service is not good they were not responding properly ,I would say the service is average from ICICI for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The service from ICICI for my credit card service is good but if there is any delay in the payment they are not accepting the late payments the charges is also little high I feel they are not much supportive ,the service of ICICI is very good still for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I have used a credit card from ICICI Bank and as long as I used it, the experience was good. I had regular offers and the limit was also more than satisfactory. Since I no longer wanted the card because I have another bank card as well. I surrendered the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The service from ICICI for my credit card is very good I use to get regular intimation regarding new offers and schemes also with the statements and amount if I have any queries they will fix my issue on time without any delay I would say the service from ICICI for my credit card service is very good .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
    • ICICI Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I have not much used the service of ICICI credit card service but still the service of ICICI is good customer service of ICICI is very nice and sometime I use to get some offers from ICICI ,I would say the service of ICICI is very good for my credit card service I don't find any issue with the service of ICICI .
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • ICICI Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I am very much comfortable with the service of ICICI for my ICICI coral card I would say the service of ICICI is best I use to get good and regullar offers from ICICI and the staffs of ICICI is also very helpful if I have any queries with the service and the fees and charges are also fine ,so I will say the service of ICICI is very good for my credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Its a Jet privilege coral credit card i am using from last one year of ICICI bank . The customer service is real good from their end . They provided me a limit of 25K and a cash withdraw option of rupees three thousand seven hundred . I receive reward points on using the card and i receive it and convert it into cash .
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • ICICI Bank Credit Card
      "Looking for better feature"
      0.5 1.0/5 "Really Bad"
      I am not satisfied with very high interest on monthly basic and late payment fee was high. It has lot of inconvenient service than HDFC, they have normal credit limit of Rs. 40 it was also not sufficient for the transaction. Overall I am not okay with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
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