Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank Carbon Credit Card Reviews

    • ICICI Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      The services at ICICI Bank has been up to the mark. There has not been any kind of inconvenience in using the credit card. I am not used the card much though, I make my payments as and when I use the card. The limit on the card is good and it is hassle free.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 24, 2017
    • ICICI Bank Credit Card
      "Good deals and services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of ICICI Bank and the billing cycle is very much normal. The statements are sent to me on time always so I am able to make my payment as well on time. There are always new offers and the credit limit is also to my satisfaction. In all I did not face any hassle with ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 24, 2017
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      ICICI Bank has offered me a credit card as well and the offers on the card are very much realistic. I used to get a lot of deals online and there are EMI options as well. The charges are normal and the bank has offered me a good credit limit. Furthermore, I have no issues with the statements too.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 24, 2017
    • ICICI Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI Bank and I am happy with the offers the bank provides me. There are a lot of cash back deals and the points are also redeemable. The statements are clear and the billing cycle is also comfortable for me. Overall no hassles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 23, 2017
    • ICICI Bank Credit Card
      "Very good benefits"
      0.5 4.5/5 "Excellent!"
      The offers on the credit card is good and the bank has also given me decent credit limit. The customer services and response has been perfect with ICICI Bank. I get a lot of rewards on all my transactions and the points can be redeemed online too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 23, 2017
    • ICICI Bank Credit Card
      "High charges"
      0.5 4.0/5 "Great!"
      ICICI Bank needs an overall improvement in the customer services and the credit card deals. The credit limit is also not up to the mark. I was offered a limit of around 63k online and the worst of all is the bank is very high on the annual fee and other charges too.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
    • ICICI Bank Credit Card
      "Need improvement"
      0.5 1.0/5 "Really Bad"
      The ICICI executive came to my place thrice and collected my documents to process my credit card but after that they haven't gave any response in concern to my credit card application. The customer service and the response need to be improved with ICICI bank. The rate of interest is nominal with ICICI bank.
      Was this review helpful? 0
      , madurai
      Reviewed on Jul 17, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      ICICI provides reward points on my credit card. I am using ICICI card which is a chargeable one. I do not have any accounts with the bank but I got only credit card. The services are good and the bank quoted good credit limit as well. Also I am getting cash back offers.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • ICICI Bank Credit Card
      "Good to Use"
      0.5 4.5/5 "Excellent!"
      I use credit card of ICICI bank for the past one year. The credit limit is pretty good and I use to make the payment before 10 days so I do not default in making the payments. The customer service is also good and I am quite satisfied with their service too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 13, 2017
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The credit card experience is good and there are a good of offers for me. Axis bank has been doing good and they are very much proactive in the services. There has not been issues while accessing my card the credit limit they have offered is one lakhs and I am holding this card for about a year now
      Was this review helpful? 0
      , hisar
      Reviewed on Jul 13, 2017
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Its a life time free credit card.I use this card with ICICI bank for long time life 15 years Even the customer service is good with ICICI bank there are some offers but I don't check all that.and they have given the grace period of payment of 45 days.
      Was this review helpful? 1
      , valsad
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      I applied for the credit card with ICICI bank and they provided the card as a life time free card. The credit limit is quite good as per my requirement. And I am happy with the credit card. It is more comfortable for my usage and there is no issues at all.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Satifactory service"
      0.5 3.0/5 "Satisfactory"
      The first and foremost reason the service is not good with this card they have so much charges if I use this card and the credit limit is also not good, they have just offered 20000 rupees as limit which is not satisfied at all and its chargeable card 299/- and at some places if they don't have ICICI machine there by they dont accept ICICI credit cards too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Actually, ICICI bank provides offers more often. They offered credit cards too. The bank is good in providing credit limit because they provided sufficient limit on my card. Once they shifted my account into privileged category, I did not receive any offers from the bank. Previously, I used to get more offers frequently.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Easy to avail ICICI credit card"
      0.5 4.0/5 "Great!"
      I don't get any waiver on my ICICI credit card for the annual fee, but in CITI if I swipe my credit card for Rs.30k they give a waiver on annual charges, that is the draw back. But ICICI customer service is good, I have ICICI customer care mobile number, I could reach their executive they help on queries. ICICI credit card have petrol surcharges option, but I can't utilize the same at all petrol bunks.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Convenient"
      0.5 4.0/5 "Great!"
      I have EMI credit card with ICICI bank. The limit offered by the bank is good enough. I am using this card on daily basis. Even I have credit cards with other bank. I am getting reward points on every usage and the services of ICICI is good for the credit card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "Convenient"
      0.5 5.0/5 "Blown Away!"
      I availed credit card from ICICI bank. This is a chargeable card. I am very convenient with the bank in using the card. I have reward points and cash back offers on my card. Till date, I do not have any kind of issues with the bank at any point of time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2017
    • ICICI Bank Credit Card
      "No offers for credit card user"
      0.5 3.0/5 "Satisfactory"
      I cant redeem my points easily in ICICI, there is no online options. So far I didn't get any cash backs its not upto the mark. I have been using it around two years. Their credit limit is nominal but they asked me to upgrade it but not interested to continue with them.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 11, 2017
    • ICICI Bank Credit Card
      "Be customer oriented"
      0.5 3.0/5 "Satisfactory"
      Initially I was informed that I will get more benefits on my credit card so I applied for the card and got it but after taking the card, they are telling different and there is no benefits on my credit card. They should not provide wrong commitments in order to make the customers to get the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2017
    • ICICI Bank Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      ICICI credit card works well, but it has lower credit limit, I am getting petrol surcharge and movie ticket at my bookmyshow. ICICI is also providing air lounge facilities and dinning and shopping offers. It has many add on features even there are no hidden charges as well. However it would be great if they provide a detailed description about the transactions (i.e) spends and repayments.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jul 11, 2017
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    ICICI Bank Carbon Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The ICICI Bank Carbon takes card security to new levels. Carrying a built-in microprocessor, this card has been crafted to ensure that users perform completely secure online transactions. With revolutionary features like an LCD screen, a built-in battery and a 12-button touch keypad, the ICICI Bank Carbon Credit Card is a one-of-a-kind product, available to existing ICICI customers. To emphasis on the enhanced security that the card provides, the most unique feature is, that, customers can generate One-Time Passcodes (OTP) required for online transactions from the card itself. This is dynamic in nature and can be used repetitively while making online transactions. The ICICI Bank Carbon credit card can also be used like just any other credit card, to shop and swipe at ATMs and merchant outlets too. Additionally, the card also offers excellent lifestyle privileges, entertainment benefits and attractive travel deals to ICICI Bank card holders.

    Benefits of an ICICI Carbon Credit Card:

    Existing ICICI Bank card holders can enjoy various benefits when they avail an ICICI Bank Carbon Credit Card.

    Fuel Surcharge Waiver:

    Customers can get a surcharge waiver of 2.5% on fuel transactions, for a maximum amount of Rs 4000. This waiver is applicable across all petrol bunks in India.

    Annual Fees:

    Carbon card holders have to pay a one-time fee of Rs 1000 and do not have to pay any recurring annual fees. ICICI Bank does not levy any charge on supplementary cards.

    Features of an ICICI Bank Carbon Card:

    The ICICI Bank Carbon Credit Card contains some of the most unique features that no other credit card in Asia carries.

    LCD Screen - The card has an LCD screen which can generate One-Time Passcodes (OTP) real-time, by using the 4 digit CodeSure PIN.

    12-button touch keypad - This keypad helps customers to enter the 4 digit CodeSure PIN in order to generate the OTP on the LCD screen.

    Microprocessor / Battery - With a built in microprocessor, the Carbon card offers maximum protection while making online transactions and also has a battery, which can run for a period of three years.

    ICICI Bank Privileges:

    Experience Entertainment:

    Movie ticket bookings done on BookMyShow gets customers, one free ticket for every ticket booked. Customers can get up to two free tickets for a value of Rs. 400, in a month. The free ticket is given out on a first come first serve basis, subject to availability.

    Rewards Program:

    Customers can earn 2 PAYBACK rewards points for every Rs 100 spent on retail purchases, excluding fuel. Accrued PAYBACK points can be redeemed for a wide selection of gifts ranging from fashion products, dining and holiday packages, home appliances, gadgets, etc.

    Culinary Treats Program:

    Card holders can get a minimum of 15% on their dining bills at select fine-dining restaurants as part of the ICICI Bank Culinary Treats program.

    Visa Infinite Privileges:

    Visa Airport Lounge Access:

    ICICI Bank Carbon customers can enjoy complimentary access to airport lounges across India along with F&B services, free Wi-Fi, etc. Card holders can enjoy up to four lounge visits in a quarter.

    Visa Movie Privileges:

    BookMyShow offers 1 ticket free for every ticket booked on weekends. (From Friday to Sunday). Card holders can get up to a maximum of 1 free ticket every month, for a value of Rs 300 per ticket.

    Ezeego1 Travel Offers:

    Get amazing discounts on travel bookings done on Ezeego1.com using an ICICI Bank Carbon credit card. The promo code “VISA” has to be entered to avail these offers.

    How should you use your ICICI Bank Carbon Credit Card?

    Generate a 4-digit CodeSure PIN
    • Enter the credit card number into the screen.
    • The required details have to be provided and the option to receive the One-time passcode (OTP) should be selected.
    • Once the OTP has been received it should be entered into the space given.
    • Then, customers can create their own CodeSure PIN and Personal Assurance Message.
    • The CodeSure PIN can be used to generate the passcode on the card, which is required for online transactions.
    The following steps have to be followed while making online transactions using the ICICI Bank Carbon Credit Card.
    • On the checkout page, after entering the card details, customers will be directed to the Verified by Visa (VbV) page.
    • This authentication page will require the One-Time Passcode (OTP) or the Dynamic Passcode from the card.
    • A passcode has to be generated from the back of the card, using the CodeSure PIN.
    • This passcode has to be entered into the VbV authentication page to finish the transaction.
    • The passcode will be then submitted to ICICI Bank to be verified. Only after verification, ICICI Bank will authorize the online transaction.

    Eligibility:

    Existing ICICI Bank card holders are eligible to avail the ICICI Bank Carbon Credit Card.

    Fees & Charges:

    One Time Fee Rs. 1000
    Annual Fees Nil
    Add-on Card - Annual Fees Nil
    Overdue Interest on Extended Credit

    Monthly - 3.40%

    Annually - 40.80%

    Interest Rates - On Total Amount Due 1.25% to 3.50% per month
    Interest Rate - Cash Advance

    Monthly - 3.40%

    Annually - 40.80%

    Transaction Fee - Cash Advance 2.5% of the advance amount or a minimum of Rs. 300
    Interest Free Period 18 to 48 days
    Transaction Fee - Dial-a-draft 3% of the draft amount or a minimum of Rs. 300
    Request for Duplicate statements Rs. 100
    Over limit Fee 2.5% of the over limits amount or a minimum of Rs. 500
    Auto-Debit return fee / Return of cheque 2% of the total amount due or a minimum of Rs. 250.
    Card Replacement Fee Rs. 100

    Late Payment Charges:

    Total Amount DueLate Payment Fee
    Below Rs. 100NIL
    Between Rs. 100 and Rs. 500Rs. 100
    Between Rs. 500 and Rs. 10000Rs. 500
    Between Rs. 10000 and Rs. 20000Rs. 600
    Above Rs. 20000Rs. 700

    ICICI Bank Carbon Credit Card FAQs:

    1. How long does it take for an ICICI credit card application to be processed?

      Generally, an ICICI Bank credit card application processing time may be up to 21 working days.

    2. What should a customer do if he has lost his ICICI Carbon credit card?

      Customers have the option of either calling the ICICI Bank Customer Care Centre or sending a request via SMS to block the lost credit card. A new card will get delivered within seven working days.

    3. Can ICICI Bank customers retain their credit card if they immigrate to other countries?

      No, credit cards are generally issued to Indian residents only and customers have to surrender their card before emigration.

    4. How does the self-set limit on an ICICI Bank Carbon credit card work?

      Customers can set the monthly limit for making purchases on their add-on cards and any transaction beyond that limit will be automatically declined by ICICI Bank.

    5. What are the various payment methods that can be used by ICICI Bank Carbon Credit Card holders to pay their outstanding bills?

      Card holders can use the below given methods to make payments towards their credit card bills -

      • Auto Debits
      • Cheque / Drafts - These can be dropped at the branch, ATM or at any Skypak drop box.
      • Cash Deposit at ICICI Branches
      • Internet Banking
      • Click to Pay or NEFT Transactions
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