Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank Carbon Credit Card Reviews

    • ICICI Bank Credit Card
      "Comfortable credit card"
      0.5 5.0/5 "Blown Away!"
      With ICICI BANK i hold a credit card where my limit is 70000. I am satisfied with my current limit. The rate of interest for my credit card is 13 percentage minimum of 6 months. I used to get some reward points at the time of my purchase. The payment and mobile banking options are really good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 4.0/5 "Great!"
      ICICI Bank has also offered me a credit card and the banking services are good on the card. The offers are good and the statements are clear and on time. There has been no issues when ever I used my card. Till date it is a nice experience overall. The limit is also good.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am using ICICI bank credit card form the last 1.5 years of time. Credit limit value is up to the enough extent one for me. I would like to say that the customer service is good one with them and their response is also fine one for me.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Offers are good"
      0.5 4.0/5 "Great!"
      The best about ICICI Bank is the instant approval for a loan on the credit card. There are no documents involved and I only have to apply for it online and the funds gets credited in my account. There are annual charges on the card as well. Good overall.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Credit card"
      0.5 4.0/5 "Great!"
      The most interesting part of ICICI was, they have accepted my personal loan request and processed the loan on time. They offer good services. I do get special discount 10% to 15% make my trip it is applicable on a case to case basis and they provide seasonal offers too on my credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      My credit card is with ICICI Bank and it is comfortable to bank with them. The transactions are smooth and there are no hassles in the charges or the statements. There are various deals and I get intimated about it. They also have the basic features.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the credit card with the ICICI bank and am using it from the last one year of time. Response is great one and the customer service aspects are also good one and I have not faced any issues on it.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank credit card from the last four months of time. Services are good one with them and their customer service too. Response and other things are also really a good one with them. Credit limit value is around 30000 Rupees.
      Was this review helpful? 0
      , madurai
      Reviewed on Sep 22, 2017
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card is good and ICICI Bank is great in this product too. The services are good and they are responsive as well. They had not taken any hidden charges and the credit limit is perfect for me. There are rewards which can be redeemed.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      Using the ICICI bank Coral master credit card for past 1year. The customer service is good with Credit card department. I use this card for bill payments, dinning, shopping's and for other usages. I am not satisfied with the credit limit , but they have offered me loan on basis of credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      There could be more offers in the ICICI Bank credit card and the limit could also be more enhanced. The customer services are good. There could be great in the deals and other online features. There are normal charges for the card and the overall it is good.
      Was this review helpful? 0
      , greater noida
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my credit card with ICICI bank. They have offered coral card and 1.26lacks is the limit for that. I am using it for about 10 years still they have not increased the limit. I am satisfied with their rate of interest and fees and charges. My overall experience was good.
      Was this review helpful? 0
      , sonipat
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      My credit card process is with ICICI Bank and the bank is doing great on this process too. There are regular offers and the credit limit is perfect. The customer support team is also easy to connect with and they sort out the details on time and without any inconvenience.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My saving account is with ICICI bank . It was my salary account before now I have converted that to my saving account. They have offered RUBY card and the benefits are more or less as standard charter bank. They have to improve their customer service and responses because they kept me on hold for a long when I was enquiring.
      Was this review helpful? 0
      , sonipat
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Convenient for transaction"
      0.5 5.0/5 "Blown Away!"
      I have life time free credit card with ICICI, I have some reward points but still I didn't redeem it. I am not sure about the cash back offers I haven't tried it but its a good credit card. Interest rate is huge hence I didn't go head for the upgrade of my credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      i have been using ICICI bank rubyx credit card for 15 years and it has been a great experience with then . i have online payment option with the icici bank and i get good offers on my credit card . the customer service of ICICI BANK Credit Card department is great the resolve customer query in a given time time line and also they give equal acknowledgement to every single customer .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      Though ICICI Bank is good in the banking services, they need to improve on the credit card. There could be more offers and the credit limit could also be enhanced. It is a average experience when I compare the bank with HDFC Bank. The customer service is good.
      Was this review helpful? 0
      , gorakhpur
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I can say it was a good experience with ICICI bank ,very responsible representatives. Transaction part was also very fast, I use to get regular offers from ICICI ,I can say overall it was a good service from ICICI bank for my credit card service .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • ICICI Bank Credit Card
      "AVERAGE SERVICE"
      0.5 2.5/5 "Just OK"
      It is not a good service ,for everything fuel, shopping they charge more . Also the representatives and customer service was also not helpful,I never get any offers from them . So I stopped using my ICICI credit card ,overall it was not an good experience with them.
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      , hyderabad
      Reviewed on Sep 20, 2017
    • ICICI Bank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      I am yet to receive the card from ICICI, I have placed the request for the credit card i have submitted my documents they confirmed my verification was not done, also application was not processed. I tried reaching their customer care I did not get any news from them about my application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
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    ICICI Bank Carbon Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Carbon Credit Card

    The ICICI Bank Carbon takes card security to new levels. Carrying a built-in microprocessor, this card has been crafted to ensure that users perform completely secure online transactions. With revolutionary features like an LCD screen, a built-in battery and a 12-button touch keypad, the ICICI Bank Carbon Credit Card is a one-of-a-kind product, available to existing ICICI customers. To emphasis on the enhanced security that the card provides, the most unique feature is, that, customers can generate One-Time Passcodes (OTP) required for online transactions from the card itself. This is dynamic in nature and can be used repetitively while making online transactions. The ICICI Bank Carbon credit card can also be used like just any other credit card, to shop and swipe at ATMs and merchant outlets too. Additionally, the card also offers excellent lifestyle privileges, entertainment benefits and attractive travel deals to ICICI Bank card holders.

    Benefits of an ICICI Carbon Credit Card:

    Existing ICICI Bank card holders can enjoy various benefits when they avail an ICICI Bank Carbon Credit Card.

    Fuel Surcharge Waiver:

    Customers can get a surcharge waiver of 2.5% on fuel transactions, for a maximum amount of Rs 4000. This waiver is applicable across all petrol bunks in India.

    Annual Fees:

    Carbon card holders have to pay a one-time fee of Rs 1000 and do not have to pay any recurring annual fees. ICICI Bank does not levy any charge on supplementary cards.

    Features of an ICICI Bank Carbon Card:

    The ICICI Bank Carbon Credit Card contains some of the most unique features that no other credit card in Asia carries.

    LCD Screen - The card has an LCD screen which can generate One-Time Passcodes (OTP) real-time, by using the 4 digit CodeSure PIN.

    12-button touch keypad - This keypad helps customers to enter the 4 digit CodeSure PIN in order to generate the OTP on the LCD screen.

    Microprocessor / Battery - With a built in microprocessor, the Carbon card offers maximum protection while making online transactions and also has a battery, which can run for a period of three years.

    ICICI Bank Privileges:

    Experience Entertainment:

    Movie ticket bookings done on BookMyShow gets customers, one free ticket for every ticket booked. Customers can get up to two free tickets for a value of Rs. 400, in a month. The free ticket is given out on a first come first serve basis, subject to availability.

    Rewards Program:

    Customers can earn 2 PAYBACK rewards points for every Rs 100 spent on retail purchases, excluding fuel. Accrued PAYBACK points can be redeemed for a wide selection of gifts ranging from fashion products, dining and holiday packages, home appliances, gadgets, etc.

    Culinary Treats Program:

    Card holders can get a minimum of 15% on their dining bills at select fine-dining restaurants as part of the ICICI Bank Culinary Treats program.

    Visa Infinite Privileges:

    Visa Airport Lounge Access:

    ICICI Bank Carbon customers can enjoy complimentary access to airport lounges across India along with F&B services, free Wi-Fi, etc. Card holders can enjoy up to four lounge visits in a quarter.

    Visa Movie Privileges:

    BookMyShow offers 1 ticket free for every ticket booked on weekends. (From Friday to Sunday). Card holders can get up to a maximum of 1 free ticket every month, for a value of Rs 300 per ticket.

    Ezeego1 Travel Offers:

    Get amazing discounts on travel bookings done on Ezeego1.com using an ICICI Bank Carbon credit card. The promo code “VISA” has to be entered to avail these offers.

    How should you use your ICICI Bank Carbon Credit Card?

    Generate a 4-digit CodeSure PIN
    • Enter the credit card number into the screen.
    • The required details have to be provided and the option to receive the One-time passcode (OTP) should be selected.
    • Once the OTP has been received it should be entered into the space given.
    • Then, customers can create their own CodeSure PIN and Personal Assurance Message.
    • The CodeSure PIN can be used to generate the passcode on the card, which is required for online transactions.
    The following steps have to be followed while making online transactions using the ICICI Bank Carbon Credit Card.
    • On the checkout page, after entering the card details, customers will be directed to the Verified by Visa (VbV) page.
    • This authentication page will require the One-Time Passcode (OTP) or the Dynamic Passcode from the card.
    • A passcode has to be generated from the back of the card, using the CodeSure PIN.
    • This passcode has to be entered into the VbV authentication page to finish the transaction.
    • The passcode will be then submitted to ICICI Bank to be verified. Only after verification, ICICI Bank will authorize the online transaction.

    Eligibility:

    Existing ICICI Bank card holders are eligible to avail the ICICI Bank Carbon Credit Card.

    Fees & Charges:

    One Time Fee Rs. 1000
    Annual Fees Nil
    Add-on Card - Annual Fees Nil
    Overdue Interest on Extended Credit

    Monthly - 3.40%

    Annually - 40.80%

    Interest Rates - On Total Amount Due 1.25% to 3.50% per month
    Interest Rate - Cash Advance

    Monthly - 3.40%

    Annually - 40.80%

    Transaction Fee - Cash Advance 2.5% of the advance amount or a minimum of Rs. 300
    Interest Free Period 18 to 48 days
    Transaction Fee - Dial-a-draft 3% of the draft amount or a minimum of Rs. 300
    Request for Duplicate statements Rs. 100
    Over limit Fee 2.5% of the over limits amount or a minimum of Rs. 500
    Auto-Debit return fee / Return of cheque 2% of the total amount due or a minimum of Rs. 250.
    Card Replacement Fee Rs. 100

    Late Payment Charges:

    Total Amount DueLate Payment Fee
    Below Rs. 100NIL
    Between Rs. 100 and Rs. 500Rs. 100
    Between Rs. 500 and Rs. 10000Rs. 500
    Between Rs. 10000 and Rs. 20000Rs. 600
    Above Rs. 20000Rs. 700

    ICICI Bank Carbon Credit Card FAQs:

    1. How long does it take for an ICICI credit card application to be processed?

      Generally, an ICICI Bank credit card application processing time may be up to 21 working days.

    2. What should a customer do if he has lost his ICICI Carbon credit card?

      Customers have the option of either calling the ICICI Bank Customer Care Centre or sending a request via SMS to block the lost credit card. A new card will get delivered within seven working days.

    3. Can ICICI Bank customers retain their credit card if they immigrate to other countries?

      No, credit cards are generally issued to Indian residents only and customers have to surrender their card before emigration.

    4. How does the self-set limit on an ICICI Bank Carbon credit card work?

      Customers can set the monthly limit for making purchases on their add-on cards and any transaction beyond that limit will be automatically declined by ICICI Bank.

    5. What are the various payment methods that can be used by ICICI Bank Carbon Credit Card holders to pay their outstanding bills?

      Card holders can use the below given methods to make payments towards their credit card bills -

      • Auto Debits
      • Cheque / Drafts - These can be dropped at the branch, ATM or at any Skypak drop box.
      • Cash Deposit at ICICI Branches
      • Internet Banking
      • Click to Pay or NEFT Transactions
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