Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank Carbon Credit Card Reviews

    • ICICI Bank Credit Card
      "Convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI Ferrari credit card, there was no charges for it. I used to get discounts on movie ticket, fuel surcharges etc. I have accumulated 5000 reward points, I could convert those points into voucher and do the shopping its really good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from ICICI bank which is free from annual fees. I used to receive reward points and cash back offers from the bank regularly. I did not face any issues for my credit card till date. The customer service is good with ICICI.
      Was this review helpful? 0
      , meerut
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Fast Service"
      0.5 5.0/5 "Blown Away!"
      I applied for the credit card online with ICICI bank. But I did not receive the card as they rejected my application due to certain norms. But the response was good from the bank. The executives of ICICI bank are so fast in providing the services to the customers.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Need improvement on the payment method"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with ICICI bank and the major drawback is they do not have an option online where I am unable to make my payments from another bank debit card. If I got to the branch to pay by cash, I am charged 100 to 200 more. If I pay by cheque the payments reflects only after three to four days.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Need to be customer centric"
      0.5 1.0/5 "Really Bad"
      The time I have approached for the ICICI bank Rubyx credit card , the executive came and collected the documents and after 20days the card has disbursed but I have recieved ICICI Coral visa card. Then again I have reached customer service and returned the coral card. ICICI need to give proper service to the customers . They have charged me for the joining fee and the annual fee with this card but later on they have waived off all the charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Holding an ICICI Bank coral Visa Credit card for past 2 years, this card has the benefits like reward points, cash back offers and fuel surcharge waiver with this card. I am happy with the ICICI credit limit. I pay the credit bill through the mobile application which is very easy to do.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Wonderful "
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and am using it from the last five years of time. Customer service is good one with them and the offers are kind of nominal only, also there were nil offers sometimes. Bills and the payments are clear with the ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Think twice before you get"
      0.5 3.0/5 "Satisfactory"
      From the last five years of time, I do have ICICI bank credit card and the services are not bad with them. Offers are nil with them and the annual charges are free of cost. I would like to suggest that they can make the bookings to be get in vast order to satisfy the order as per the commitment as Buy one Get one in Bookmyshow.com.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "High Charges"
      0.5 4.0/5 "Great!"
      Actually I closed ICICI credit card recently. When I was using the credit card I felt that they were charging more unnecessarily. They used to collect double the charges on cheque bounce and late payment. So I am not comfortable with ICICI.
      Was this review helpful? 0
      , salem
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      The credit card of ICICI Bank has all the basic features and offers like other banks. The customer services are excellent as they do not delay in giving me any information either through email or on phone as well. Even I am also getting the statements for my card on time and it is very much satisfactory.
      Was this review helpful? 0
      , jalgaon
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Initially I was holding Platinum card and recently they upgraded as Coral card bank executives said that this card has good offer and movie tickets free and rewards points as well its char able card 499 and if i spend 1.50 lakhs annually no need to pay the annual charges of the card.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I use three credit cards with three different banks. For me ICICI bank is the best for credit card usage because they provide good offers more often and good service as well. Importantly their online facilities are too good. Credit limit is quite good and I got life time free card.
      Was this review helpful? 0
      , mysore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am using ICICI bank credit card for more than two years of time. Customer service is not much good for me like even in banking process itself they are not really working in a good way. Online services are fine one for me.
      Was this review helpful? 0
      , pondicherry
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is too good in providing credit card services. It is a life time free card and the offers provided by them was also good. I earn a lot of points and the points can be converted to cash and for shopping online as well. The statements are clear and it was sent to me on time.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I had received a life time free credit card from ICICI with a one time charge . They offered very good credit limit and also I have a lot of benefits on my credit card. ICICI bank has good customer support, they always used to provide good service to the customers.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      EMI option cant be make with the ICICI bank credit card online service, also net banking services are not really working good. I am holding ICICI bank credit card from the last 1.5 years of time, also their customer service is working in a good way.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • ICICI Bank Credit Card
      "Not Responsive"
      0.5 1.0/5 "Really Bad"
      Recently, I applied for the credit card with ICICI bank. Though my credit score is pretty good, I was waiting to get response from the bank. But I did not hear anything from the bank but finally I came to know that the application has been rejected. When I inquired about the reason for the rejection, they are not ready to disclose anything but simply told me that its because of internal policy. Whatever the internal policy, they should provide the reason to the applicant properly because I preferred ICICI bank for the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • ICICI Bank Credit Card
      "Excellent "
      0.5 4.5/5 "Excellent!"
      I hold a ICICI bank credit card and I am very much comfortable using that card, because I do have a bank account with them. Customer service is good one with the ICICI bank credit card , also its an excellent one. Response is an immediate one on my ICICI bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • ICICI Bank Credit Card
      "Recommendable Bank"
      0.5 4.5/5 "Excellent!"
      I would recommend ICICI bank for credit card services. Because they have a very good systems to be followed. The bank is good in terms of providing financial service to the people. They do have 24/7 customer service and very good online banking facilities.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2017
    • ICICI Bank Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      ICICI credit card services are good. I use credit card of ICICI bank for a long time. I did not face any trouble because of the card, also there are no hidden charges. Interest rate is very normal and credit limit offered by the bank is very much satisfactory,
      Was this review helpful? 0
      , jamnagar
      Reviewed on May 22, 2017
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    ICICI Bank Carbon Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The ICICI Bank Carbon takes card security to new levels. Carrying a built-in microprocessor, this card has been crafted to ensure that users perform completely secure online transactions. With revolutionary features like an LCD screen, a built-in battery and a 12-button touch keypad, the ICICI Bank Carbon Credit Card is a one-of-a-kind product, available to existing ICICI customers. To emphasis on the enhanced security that the card provides, the most unique feature is, that, customers can generate One-Time Passcodes (OTP) required for online transactions from the card itself. This is dynamic in nature and can be used repetitively while making online transactions. The ICICI Bank Carbon credit card can also be used like just any other credit card, to shop and swipe at ATMs and merchant outlets too. Additionally, the card also offers excellent lifestyle privileges, entertainment benefits and attractive travel deals to ICICI Bank card holders.

    Benefits of an ICICI Carbon Credit Card:

    Existing ICICI Bank card holders can enjoy various benefits when they avail an ICICI Bank Carbon Credit Card.

    Fuel Surcharge Waiver:

    Customers can get a surcharge waiver of 2.5% on fuel transactions, for a maximum amount of Rs 4000. This waiver is applicable across all petrol bunks in India.

    Annual Fees:

    Carbon card holders have to pay a one-time fee of Rs 1000 and do not have to pay any recurring annual fees. ICICI Bank does not levy any charge on supplementary cards.

    Features of an ICICI Bank Carbon Card:

    The ICICI Bank Carbon Credit Card contains some of the most unique features that no other credit card in Asia carries.

    LCD Screen - The card has an LCD screen which can generate One-Time Passcodes (OTP) real-time, by using the 4 digit CodeSure PIN.

    12-button touch keypad - This keypad helps customers to enter the 4 digit CodeSure PIN in order to generate the OTP on the LCD screen.

    Microprocessor / Battery - With a built in microprocessor, the Carbon card offers maximum protection while making online transactions and also has a battery, which can run for a period of three years.

    ICICI Bank Privileges:

    Experience Entertainment:

    Movie ticket bookings done on BookMyShow gets customers, one free ticket for every ticket booked. Customers can get up to two free tickets for a value of Rs. 400, in a month. The free ticket is given out on a first come first serve basis, subject to availability.

    Rewards Program:

    Customers can earn 2 PAYBACK rewards points for every Rs 100 spent on retail purchases, excluding fuel. Accrued PAYBACK points can be redeemed for a wide selection of gifts ranging from fashion products, dining and holiday packages, home appliances, gadgets, etc.

    Culinary Treats Program:

    Card holders can get a minimum of 15% on their dining bills at select fine-dining restaurants as part of the ICICI Bank Culinary Treats program.

    Visa Infinite Privileges:

    Visa Airport Lounge Access:

    ICICI Bank Carbon customers can enjoy complimentary access to airport lounges across India along with F&B services, free Wi-Fi, etc. Card holders can enjoy up to four lounge visits in a quarter.

    Visa Movie Privileges:

    BookMyShow offers 1 ticket free for every ticket booked on weekends. (From Friday to Sunday). Card holders can get up to a maximum of 1 free ticket every month, for a value of Rs 300 per ticket.

    Ezeego1 Travel Offers:

    Get amazing discounts on travel bookings done on Ezeego1.com using an ICICI Bank Carbon credit card. The promo code “VISA” has to be entered to avail these offers.

    How should you use your ICICI Bank Carbon Credit Card?

    Generate a 4-digit CodeSure PIN
    • Enter the credit card number into the screen.
    • The required details have to be provided and the option to receive the One-time passcode (OTP) should be selected.
    • Once the OTP has been received it should be entered into the space given.
    • Then, customers can create their own CodeSure PIN and Personal Assurance Message.
    • The CodeSure PIN can be used to generate the passcode on the card, which is required for online transactions.
    The following steps have to be followed while making online transactions using the ICICI Bank Carbon Credit Card.
    • On the checkout page, after entering the card details, customers will be directed to the Verified by Visa (VbV) page.
    • This authentication page will require the One-Time Passcode (OTP) or the Dynamic Passcode from the card.
    • A passcode has to be generated from the back of the card, using the CodeSure PIN.
    • This passcode has to be entered into the VbV authentication page to finish the transaction.
    • The passcode will be then submitted to ICICI Bank to be verified. Only after verification, ICICI Bank will authorize the online transaction.

    Eligibility:

    Existing ICICI Bank card holders are eligible to avail the ICICI Bank Carbon Credit Card.

    Fees & Charges:

    One Time Fee Rs. 1000
    Annual Fees Nil
    Add-on Card - Annual Fees Nil
    Overdue Interest on Extended Credit

    Monthly - 3.40%

    Annually - 40.80%

    Interest Rates - On Total Amount Due 1.25% to 3.50% per month
    Interest Rate - Cash Advance

    Monthly - 3.40%

    Annually - 40.80%

    Transaction Fee - Cash Advance 2.5% of the advance amount or a minimum of Rs. 300
    Interest Free Period 18 to 48 days
    Transaction Fee - Dial-a-draft 3% of the draft amount or a minimum of Rs. 300
    Request for Duplicate statements Rs. 100
    Over limit Fee 2.5% of the over limits amount or a minimum of Rs. 500
    Auto-Debit return fee / Return of cheque 2% of the total amount due or a minimum of Rs. 250.
    Card Replacement Fee Rs. 100

    Late Payment Charges:

    Total Amount DueLate Payment Fee
    Below Rs. 100NIL
    Between Rs. 100 and Rs. 500Rs. 100
    Between Rs. 500 and Rs. 10000Rs. 500
    Between Rs. 10000 and Rs. 20000Rs. 600
    Above Rs. 20000Rs. 700

    ICICI Bank Carbon Credit Card FAQs:

    1. How long does it take for an ICICI credit card application to be processed?

      Generally, an ICICI Bank credit card application processing time may be up to 21 working days.

    2. What should a customer do if he has lost his ICICI Carbon credit card?

      Customers have the option of either calling the ICICI Bank Customer Care Centre or sending a request via SMS to block the lost credit card. A new card will get delivered within seven working days.

    3. Can ICICI Bank customers retain their credit card if they immigrate to other countries?

      No, credit cards are generally issued to Indian residents only and customers have to surrender their card before emigration.

    4. How does the self-set limit on an ICICI Bank Carbon credit card work?

      Customers can set the monthly limit for making purchases on their add-on cards and any transaction beyond that limit will be automatically declined by ICICI Bank.

    5. What are the various payment methods that can be used by ICICI Bank Carbon Credit Card holders to pay their outstanding bills?

      Card holders can use the below given methods to make payments towards their credit card bills -

      • Auto Debits
      • Cheque / Drafts - These can be dropped at the branch, ATM or at any Skypak drop box.
      • Cash Deposit at ICICI Branches
      • Internet Banking
      • Click to Pay or NEFT Transactions
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