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  • ICICI Bank Unifare Mumbai Metro Credit Card

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    ICICI Bank Unifare Mumbai Metro Credit Card

    Get the best of both worlds with the ICICI Bank Unifare Mumbai Metro Credit Card which has the features of both a credit card and the Mumbai Metro Smart Card. Mumbaikars now have the convenience of availing facilities such as auto recharges and discounts while travelling on the Metro. Apart from this, customers also receive PAYBACK points which can redeemed for a whole lot of exciting gifts. The ICICI Bank Unifare Mumbai Metro Credit Card comes with a whole lot of other benefits and advantages which makes it a boon for every Mumbai Metro traveller. The ICICI Bank Unifare Mumbai Metro Credit Card comes with a prior credit amount of Rs. 100 which enables the immediate usage of the card.

    Benefits of the ICICI Bank Unifare Mumbai Metro Card:

    PAYBACK points on every spend:

    Customers stand to earn PAYBACK points every time their ICICI Bank Unifare Mumbai Metro Credit Card is swiped for any purchase thanks to PAYBACK which is one of the country’s highly successful loyalty programmes. Except on fuel related spends, customers can earn 2 PAYBACK points for every Rs. 100 spent. In addition to this, every time users spend Rs. 100 on auto recharge, they stand to earn 4 PAYBACK points.

    These points can be redeemed against a variety of exciting gifts such as fragrances, holidays, dining experiences and more. Apart from this, PAYBACK points can also be used for travel thanks to Metro Miles which is an option solely available on the ICICI Bank Unifare Mumbai Metro Credit Card. These points can be exchanged for a cash recharge of the same amount wherein each point is equal to Rs. 0.25 when used for Metro Miles.

    Dining Discounts:

    Foodies can now rejoice, especially those who are ICICI Bank Unifare Mumbai Metro Credit Cardholders. A minimum of 15% can be saved on their dining bill from various top notch restaurants across the country. This offer is made available by ICICI Bank Culinary Treats.

    Waiver of Fuel Surcharge:

    ICICI Bank Unifare Mumbai Metro Credit Card users can avail a waiver of 2.5% fuel surcharge at HPCL pumps if the credit card is swiped on ICICI swipe machines. This option is available on fuel transactions of up to Rs. 4000.

    Priority for Security:

    Security is given utmost importance and the ICICI Bank Unifare Mumbai Metro Credit Card has a microchip embedded within it that prevents duplication and counterfeiting. Apart from this a PIN or Personal Identification Number is also given which is required for transactions at merchant outlets. However, it is not necessary for online spends. Customers are also requested to register for a 3D secure code that is verified by MasterCard/VISA secure code.

    MasterCard Moments:

    This is especially designed for all those who have MasterCards. MasterCard Moments is a program that provides a number of amazing experiences designed to excite and inspire.

    Unique Features ICICI Unifare Mumbai Metro Credit Card:

    Preloaded Balance:

    The ICICI Bank Unifare Mumbai Metro Credit Card comes with Rs. 100 which is credited to the card and hence can be used immediately after it is procured without having to wait for recharges to be done.

    Auto Recharge Facility:

    Customers now have the option of getting their Smartcard Chip Balance on their ICICI Bank Unifare Mumbai Metro Credit Card automatically recharged, saving them from the hassle of waiting in long queues.

    Discount on Travel:

    ICICI Bank Unifare Mumbai Metro Credit Cardholders can also avail a discount of 20% each time they travel on the Mumbai Metro using their card. Apart from this, customers are also saved from the trouble of planning their travel as the fare will only be calculated from their exit station.

    Fees and Charges for the ICICI Unifare Mumbai Metro Card:

    Primary card
    One Time Joining FeeRs.299
    Annual Fee applicable from the second yearRs.299
    Overdue Interest on Extended Credit3.40% per month which amounts to 40.80% per annum
    Interest on Cash Advances3.40% per month which amounts to 40.80% per annum
    Service TaxVaries, is currently 12.36% and is applicable on interest, fees and all other charges
    Supplementary card
    One Time Joining FeeRs.299
    Overdue Interest on Extended Credit3.40% per month which amounts to 40.80% per annum
    Interest on Cash Advances3.40% per month which amounts to 40.80% per annum
    Service TaxVaries, is currently 12.36% and is applicable on interest, fees and all other charges

    ICICI Bank Unifare Mumbai Metro Credit Card FAQs:

    1. How does the auto-recharge facility work?

      For recharging the Mumbai Metro Smart Card Chip, the auto recharge feature on the ICICI Bank Unifare Mumbai Metro Credit Card can be used. Each time the balance on the commuter’s Mumbai Metro Smart Card Chip falls below the threshold limit, Rs. 200 is automatically credited to the Mumbai Metro Smart Card Chip and debited to the ICICI Bank Unifare Mumbai Metro Credit Card.

    2. How can PAYBACK points be redeemed?

      PAYBACK Points can be redeemed for two options, either for Metro Miles or Rewards -

      • For Metro Miles, customers are requested to call the official number following which they will receive a recharge of the corresponding amount within 21 working days on the Mumbai Metro Smart Card Chip. Apart from this, in order to redeem against Metro Miles, customers will require a minimum of 400 PAYBACK Points.
      • If points are being redeemed for rewards, customers are requested to call the PAYBACK Customer Care and place a request online on the PAYBACK website, post which they will receive the reward within 10 working days.

    3. If a customer has both the ICICI Bank Unifare Mumbai Metro Credit Card and a Mumbai Metro Smart Card, can both the cards be used during the same journey?

      Customers possessing both the ICICI Bank Unifare Mumbai Metro Credit Card and a Mumbai Metro Smart Card are advised to use a single card at the entry and exit points as using different cards may attract a fine as per the rules of Mumbai Metro.

    4. If the Auto Recharge facility is not used for a long period of time, will it be deactivated?

      The Auto Recharge facility on the card can only be deactivated on the request of the customer and is not based on the usage.

    5. What measures can a user take if his/her ICICI Bank Unifare Mumbai Metro Credit Card is lost or stolen?

      If a customer has lost or misplaced the ICICI Bank Unifare Mumbai Metro Credit Card, he/she is advised to immediately contact the ICICI Bank Customer Care who will then block and replace the Credit Card. However, it is to be noted that the balance on the Mumbai Metro Smart Card Chip cannot be transferred to the new Smart Card Chip.

    ICICI Bank Unifare Mumbai Metro Credit Card Reviews

    • ICICI Bank Credit Card
      "Platinum with ICICI"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum credit card with ICICI bank. My credit card limit is 20000 as i am not satisfied with the limit. I get discounts and cash backs on fuel stations. They provide reward points.Mobile banking with the bank is more comfortable. Good card with ICICI bank.
      Was this review helpful? 0
      , anuppur
      Reviewed on Nov 20, 2017
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card with ICICI bank.The limit on the card is 60,000,happy with the limit on the card as i am not planning to upgrade.I make payment through NEFT transfer as its very quick and fast.I do get offers for shopping offline and online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • ICICI Bank Credit Card
      "Better"
      0.5 2.0/5 "Expected more"
      I am having the ICICI bank credit card and the credit limit was around 1.8 lakh Rupees, also the customer service was so and so like I would say its an average one for me, also they have to work on it to get improved on the aspects.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 20, 2017
    • ICICI Bank Credit Card
      "Poor card to use"
      0.5 1.0/5 "Really Bad"
      As I'm a long time customer of ICICI bank for around 10 years they offered me a credit card and I accepted it and took it. I had been using their coral credit card for the past few years now and till now it has to be improved a lot in many aspects. The annual fees for this credit card is around Rs. 500 which I feel useless for a basic credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI platinum credit card from last 8 years, they did not charge any annual fee at the time of getting this credit card. ICICI bank provides good services on credit card when compared to all other credit cards. I feel the credit limit of Rs 60000 is less in this credit card. I get offers like cash back and reward points. I use this credit card for my personal use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a coral credit card with ICICI bank. I get 100 rupees discount with book my show app. I am using this card for more than one and half years. I get reward points with this card. Easy EMI option available. The application of this bank is very good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I hold a platinum credit card with ICICI bank. They provide movie tickets with book my show app. And an additional cashback of 10% with online web stores. From fuel stations also there is some reverts to my card. The annual charge is 199 rupees.
      Was this review helpful? 0
      , samastipur
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Great card"
      0.5 4.5/5 "Excellent!"
      I am a privilege customer. ICICI is providing a good service. They could have been more transparent on the reward points. I started my credit card service in 2008 with a platinum card before two years they upgraded to Coral platinum card. If I do 1L as a minimum transaction, the annual fee will be waived off. The customer service and response was pretty good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The ICICI Bank credit card i am using the bank gave me a balance transfer option on the card . Bill payment is easy i can pay through mobile application . It get Reward points on using the card .it is a Platinum credit card i am using from past 1 year and the limit i got on the credit card is 50K and cash withdraw option is also provided for 5K . The Rate of interest is high they are charging .
      Was this review helpful? 0
      , tenkasi
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I applied for a credit card with ICICI bank and they approved it and I took it from them. I have been using their ICICI titanium credit card for the past 1 year now and till now it is a good card for me. Their customer care is very good. I use it for online, shopping and dining. The annual fees of Rs. 1100 is applied to this credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank, its good. I am holding HPCL coral card for 2 years. The reward points and cash backs offers are moderate. It may be domestic credit card. They provided a 24/7 number to reach the customer support. I can redeem the reward points. Bookmyshow movie vouchers option this is the best one
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      As I'm a valuable customer with ICICI bank for around 1.5 years they offered me a credit card which I accepted it and took it from them. ICICI bank gave me a Coral Master credit card. I have been using this card now for around 1.5 years. There are no annual fees applied to this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of ICICI bank, I am holding this card from last 1 year, the services provided by ICICI credit card is good when compared to all other credit cards. They did not charge any annual fee at the time of getting this credit card. I get good offer like buy 1 get 1 on movie tickets but the error pops up as not eligible at the time of availing the offer. I use this card for dining, shopping and petrol. The credit limit of Rs 40000 which is actually less in this card.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good one "
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank which was taken 3 months back. They have offered platinum International card and the credit limit was 40,0000 which was not satisfactory . The customer service and responses was good . The validity the card is till 2022. Here the rate of interest and charges are average . My overall experience was good and I would like to recommend to others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good to hold"
      0.5 2.0/5 "Expected more"
      I am using ICICI credit card for a long time. They charge 500 rupees annually, If I don't transact much otherwise it will be waived off. I hold coral credit card. I am getting good reward points and cash back offers. I can redeem the points and the amount will be credited back into my credit limit. The credit limit was not good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      From the past 2011, i am using the credit card of ICICI Bank . The customer service is really good from the bank side . Bank gave a credit Limit of 35K and cash withdraw option is also there . Balance transfer option was also provided to me . I get Reward points on using the card .there are no Annual charges on the card , it is a platinum card which I am presently using with this bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      As I'm a long time customer with ICICI bank for around 6 years they offered me a credit card and I accepted it and took it. I have been using their coral credit card for 6 years now and till now it is a good card for me. There are no annual fees which is applicable for this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      ICICI bank provides best services on credit card when compared to all other credit cards. I am using this credit card from last 8-9 months. They did not charge any annual fee at the time of getting this credit card. I did not find any offers in this card, i use this card mainly for shopping and i am also fine with the credit limit.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with the service of ICICI for my credit card service they provide me good offers with reward points also the customer service was helpful the credit limit they offered me was very good it was totally a wonderful experience with ICICI for my credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The services at ICICI Bank is good and the experience is overall nice for the credit card. The card is accepted all over and the transactions are smooth. I am also happy with the credit limit and there are no extra charges taken for the card. The billing cycle is also comfortable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
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