The ICICI Bank VISA Signature Credit Card is designed to make your life run smoother. For the frequent traveller, the card assists you any time with i-Assist, your personal concierge service. Plus, get complimentary access to exclusive lounges around the world. Rest and freshen up between your travels. The card also caters to the golf lover, giving you opportunities to play at some of the best golf courses around the world. Get special privileges and hand-picked rewards with your ICICI Bank VISA Signature Credit Card.
Fuel surcharge waiver:
Other ICICI Bank Credit Cards
Interest-free credit period:
Attractive interest rates:
|Annual Fee||Rs. 2000 from the second year onwards|
|Interest on extended credit or overdue interest||3.40 % per month or 40.80% per annum.|
|Interest on cash advance||3.40 % per month or 40.80% per annum.|
|Cash advance transaction charge||2.5% of transaction amount, subject to a minimum of Rs. 300.|
|Priority Pass Membership||Free. US$99 otherwise.|
|Cash payment at bank branch||Rs.100|
|Cheque or cash pick up||Rs.100|
|Outstation cheque processing charge||1% of the cheque amount, subject to a minimum Rs. 100,|
|Reward redemption||Rs. 99 + service tax is levied for handling and courier on hand-picked reward redemption requests.|
|Overlimit||2.5% of the overlimit amount, or a minimum of Rs. 500.|
|Dial a loan transaction fee||3% of the amount subject to a minimum of Rs. 300.|
|Cheque return||2% of the total amount payable, subject to a minimum of Rs. 250.|
|Auto-Debit return fee||2% of the total amount payable, subject to a minimum Rs. 250.|
|Fuel surcharge||2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.|
|Surcharge on railway booking||1.80% of the transaction amount for bookings made online. 2.5% for any other booking.|
|Service tax||Service tax is charged at 14%. Applicable on interest, fees, surcharge and other fees.|
|Total Amount Due||Charges|
|Up to Rs. 99||Nil|
|Rs. 100 - Rs. 500||Rs.100.00|
|Rs. 500 - Rs. 10000||Rs.500.00|
|Rs. 10000 - Rs. 20000||Rs.600.00|
|Above Rs. 20000||Rs.700.00|
ICICI Bank provides you with a number of easy options to make payments towards your credit card. Use any of the following methods to pay your credit card bills.
If you pay your outstanding bills in full, you will not attract any interest at all. If you choose to pay partially or just the minimum amount due, the outstanding balance will be charged interest. Any subsequent purchase will also attract interest immediately.
If your ICICI Bank VISA Signature credit card is damaged or lost, you can report it to ICICI Bank via the customer care or Internet banking. You can request for a new card which will be sent to you within 7 working days. The old credit card will be blocked and no longer usable.
When you apply for an ICICI Bank VISA Signature Credit Card, you will incur a fee of Rs. 25,000 as joining charges. There are no annual fees for the first year. From the second year onwards, a fee of Rs. 2,000 will be charged.
If your credit card is declined, this could be because you have exceeded the credit limit, technical errors, the credit card is damaged and so on. Kindly call the ICICI bank 24x7 customer care number. An executive will be able to assist you in finding out the reason and solution to it.
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