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  • ICICI Bank Unifare Bangalore Metro Credit Card

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    ICICI Bank Unifare Bangalore Metro Credit Card

    The ICICI Bank Unifare Bangalore Metro Credit Card comes with great privileges to the frequent traveler. This credit card offers the unique benefit of having two cards in one, i.e., the ICICI Bank credit card and Namma Metro Smart Card (smart card offered by BMRCL). This co-branded card is available in the MasterCard variant and it also uses the Near Field Communication (NFC) technology. One of the major highlights of this card is that it comes with an auto recharge facility. If the balance on your card drops below Rs. 100, then an automatic recharge of Rs. 200 is done by the Bank. This card ensures that you have hassle-free travel options with instant payment solutions.

    Special Benefits of ICICI Unifare Bangalore Metro Credit Card:

    • Auto Recharge facility - Your Namma Metro Smart Card Chip balance will be automatically recharged if it falls below a predetermined amount.
    • Discount of 15% discount on Namma Metro travel fare
    • On every Auto Recharge transaction get 8 PAYBACK Points
    • You can redeem your accumulated PAYBACK Points and earn Metro Miles for metro travel. This is powered by PAYBACK.
    • Enjoy fuel surcharge waiver of 2.5% across HPCL petrol pumps, while purchasing fuel using this credit card.
    • Get a minimum discount of at least 15% on your dining expenses at premier restaurants across India with the card’s Culinary Treats program.
    • Avail great Platinum benefits, backed by MasterCard

    Benefits:

    Earn Payback Points:
    • On every ?100 spent on the card, you can earn 2 PAYBACK Points, except for fuel purchases
    • On every ?100 spent on Auto Recharge transactions, you can earn 4 PAYBACK Points

    Earn PAYBACK Points from various PAYBACK partners by using your PAYBACK card or by providing your registered mobile number. PAYBACK Points can be redeemed for Metro Miles which can be used to travel hassle-free on Namma Metro. This special option for redemption of Payback points is offered for the benefit of Namma Metro commuters and is available only on the ICICI Bank Unifare Bangalore Metro Credit Card.

    You can convert your accumulated Payback points to Metro Miles and encash it for a corresponding value as cash recharge on your Namma Metro Smart Card Chip. 1 PAYBACK Point is equal to Rs. 0.25. PAYBACK Points can also be used to redeem exciting gifts such as fragrances, fashion, holidays, dining, gadgets, home entertainment, and much more.

    Fuel Surcharge waiver:

    On transactions above Rs. 4000, avail 2.5% fuel surcharge waiver in HPCL fuel station.

    Culinary Treats Program:

    Enjoy your dining experience by saving up to 15% and more on your dining bills when you dining at any of the participating restaurants.

    Features:

    Convenience of a Smart Card:

    You get a preloaded amount of ? 100 on your Namma Metro Smart Card Chip when you are issued an ICICI Bank Unifare Bangalore Metro Credit Card. This amount is charged to your credit card account.

    Auto Recharge Facility:

    The Auto Recharge facility ensures that your Smart Card Chip balance is automatically recharged for an amount of Rs. 200 whenever it drops below Rs. 100. This amount will be charged against your ICICI Bank Unifare Bangalore Metro Credit Card balance.

    Discount on Fares:

    Avail a discount of 15% from Bangalore Metro Rail Corporation Limited every time you travel at Namma Metro using the ICICI Bank Unifare Bangalore Metro Credit Card. This offer is similar to the one available on the Namma Metro Smart Card.

    Freedom from Planning:

    You can terminate or extend your travel plans without having to provide prior notification, when you use your ICICI Bank Unifare Bangalore Metro Credit Card at the Bangalore Metro. The fare will be charged to your account, based on the station where you enter and the station where you exit.

    Security Chip and PIN:

    An embedded microchip on your ICICI Bank Unifare Bangalore Metro Credit Card ensures that your card is secured against fraud and other misuse. It is secured by a PIN that has to be entered at merchant outlets to validate a transaction. For online transactions, a 3D secure code has to be entered.

    Fees and Charges:

    ChargeAmount Payable
    Joining FeeRs.299
    Annual FeeRs.299
    Supplementary CardRs. 299 (one-time payment)
    Interest on overdue extended credit40.80% annually (3.40% per month)
    Interest on cash advances40.80% annually (3.40% per month)
    Service Tax12.36%

    ICICI Bank Unifare Bangalore Metro Card FAQs:

    1. What is the threshold limit?

      The balance available on your Namma Metro Smart Card Chip on which the Auto Recharge instruction is triggered, is called the threshold limit. Rs. 100 is the threshold limit and if the value drops below Rs.100, instructions for automatic credit of ?200 will be sent to BMRCL, and the amount will be deducted from your Credit limit.

    2. When will by balance be automatically recharged?

      Once you tap your credit card at an entry gate in any Namma Metro station in Bangalore, the Auto Recharge will get triggered if the balance is lower than the threshold limit on your Namma Metro Smart Card Chip. The updated balance can be viewed by you when you tap the card next time at the Entry gate.

    3. Can auto recharge facility be deactivated?

      Yes. In order to deactivate the auto recharge facility on your card, you can contact the Namma Metro station customer care. Once this feature has been deactivated, it cannot be reactivated on this card. If you want to get this facility again, you will have to place a request through the customer care service, for a replacement card.

    4. Can the balance on my Namma Metro Smart Card Chip be transferred to my replacement card if the original one has been stolen?

      No. In case lost/stolen cards are reissued, the balance on the Namma Metro Smart Card Chip will not be transferred to the new Smart Card Chip on the replaced card.

    ICICI Bank Unifare Bangalore Metro Credit Card Reviews

    • ICICI Bank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the ICICI salaried cum savings for the past 10 years. The branch staff is very good. The iMobile application is very good and easy to do all the banking transactions. I never experienced any difficulty with their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the ICICI Ferrari Credit card for the past 10 years, It is good I do get many offers and some payback points. I redeemed the points it is easy. I am really happy about their services. I never had any issues with the card or their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I was having a credit card from Icici bank, I been using the credit card since 6 years before I closed it. It was a lifetime free credit card but only issue with the card was the credit limit which they have never promised to increase and the limit was quite low.
      Was this review helpful? 0
      , chennai
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I bought the ICICI GEMSTONE CORAL CONTACTLESS CREDIT CARD online. Th card is Providing BookMyShow offers, the limit is also very good. I make payments online which is convenient for me. As of now I never faced any issues with their service.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I also have a credit card with the ICICI bank and I've been using it for a while. Their services are really good . I am happy about the limit and never faced any hassle with their services. Overall ICICI is a reliable credit source to finance my daily life needs.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      I have been holding this card for almost 5 years, the services had been okay with this card. During the time of the special online sales there have been offers for purchasing with this card where i have been using it for mostly. The credit limit which they have been given with this card has been good. It has been a good card for movie ticket offers.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with ICICI bank from last 2 years, the credit card services are average when compared to other credit cards. I have a HP card where i get good reward points on petrol. This is a lifetime free credit card and the credit limit is fine with this credit card. Net banking is easy to make bill payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit card service is good with the ICICI bank. I got the ICICI bank coral visa credit card around 4months ago. I am using this ICICI bank coral visa credit card for the offers which I get along with this card. The credit limit value is good with this card and I am satisfied using it.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 2.5/5 "Just OK"
      The customer support service and the response is not customer oriented with the ICICI bank. I hold the ICICI bank coral visa platinum credit card for more than 7months. The credit limit value is Rs,60,000 and I am very much satisfied with it.
      Was this review helpful? 0
      , hosur
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      The credit limit which they have been provided has been good. I have not yet started using the card, but the process was easy and quick. But there was a delay during the time of receiving the ATM pin. Other than that the card was on time to reach me.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 21, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a ICICI bank credit card from last 5-6 years, offers like movie tickets and cash back are good with this credit card. I did not face any transaction issues at the time of using this credit card. I am happy with the credit limit in this card and this is a lifetime free credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 20, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with ICICI bank from last 2 years, the credit card services are pretty good when compared to all other credit cards. I am not aware of the annual fee but the credit limit is sufficient in this card. I get good payback points and it is easy to redeem. I use this credit card for multipurpose.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      ICICI bank provides best services on credit card when compared to all other credit cards. I pay an annual fee for this credit card and the credit limit is sufficient in this credit card. I am not aware of any offers on this credit card and i use this credit card for multipurpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the ICICI Platinum Credit Card for the past 2 Months, It has very good features. There was a delay in receiving the card, it took almost a month. Billing cycle is very good. I make payment online. Overall I am really happy about the card and its features.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • ICICI Bank Credit Card
      "Looking for good offers"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with ICICI bank from last 1 year, i am happy with the credit limit in this credit card and there is no annual fee charged at the time of getting this credit card. I did not find much benefits on this credit card and i use this card for multipurpose.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI bank from last 4-5 years, there is no annual fee charged at the time of getting this credit card. I am happy with the credit limit in this credit card. Offers are very good in this credit card and i use this card for multipurpose. Net banking is easy to make bill payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • ICICI Bank Credit Card
      "Life time Free Card"
      0.5 5.0/5 "Blown Away!"
      I have been using this ICICI Credit Card for past 1 month. It is zero annual fee card. Best thing about this card is Easy EMI conversion and No annual fee Hence it is a Life time free card. I have very good purchase experience in ICICI. Net banking is easy to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 19, 2018
    • ICICI Bank Credit Card
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      So far my experience with the ICICI credit card is good and it is easy to use. The customer service is good. I have been getting so many wonderful offers like purchasing in amazon then i will be getting 10% off. Other than that i am getting offers in book my show as buy 1 get 1 offer.
      Was this review helpful? 0
      , chennai
      Reviewed on May 19, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      The services which they have provided with the card has been good. But the credit limit would have been some more. There has been offers in booking movie tickets and there was also airport launch facilities with this card as well. There is an annual fee which will be waved off as per the usage. The customer service has been excellent so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've been using the ICICI platinum credit card for the past 8 Months, this is a Basic card with no features. They need to come up with new offers every once in a while. This just useful like any other cards you can find. Overall I never had any issues with their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
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