Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank Coral Visa Credit Card

    With the ICICI Bank Coral Visa Credit Card you can earn up to 10,000 payback points every year. You also enjoy complimentary access to airport and railway lounges and movie ticket offers. Also save at least 15% at more than 2500 restaurants in India.

    The Gemstone Collection launched by the ICICI Bank offers a range of premiere credit cards. ICICI Bank Coral Credit Card is one of the five variants of ICICI credit cards available as part of the series. The card is modeled to provide a number of exclusive deals and offers to the cardholders.

    Features And Benefits Of The ICICI Bank Coral Credit Card

    Rewards on PAYBACK Points

    • Transactions worth Rs.2 lakh are awarded 2,000 points under the ICICI Bank Milestone Rewards program. Post this mark, 1,000 points will be given for transactions which are above Rs.1 lakh during an anniversary year.
    • The upper limit on PAYBACK Points is 10,000 per annum.
    • A cardholder can get 2 PAYBACK points on every purchase of Rs.100. This offer is valid for payments excluding fuel.
    • One can obtain 1 PAYBACK Point on payments for utilities and insurance.

    Offers on movie tickets

    • If a cardholder purchases a movie ticket from the BookMyShow website, they can get a complimentary ticket in that week.
    • One can obtain up to 2 complimentary tickets worth Rs.250 every month.
    • Tickets are handed out based on the availability.

    ICICI Culinary Treats Program

    • Cardholders can receive at least a discount of 15% while dining at over 2,500 restaurants across 12 cities in our country.

    Exclusive access to Airport and Railway lounges

    • Every quarter the credit cards allows a user to gain one complimentary access to select domestic airport lounges or railway lounges.
    • The complimentary lounge access can be availed only by the main cardholder.

    Secured transactions

    • The Coral Credit Card is modeled with a microchip which acts as an added protection against malicious use of the card.
    • A user is required to enter the Personal Identification Number (PIN) for transactions on card swipe machines.
    • In case of online purchases, one does not need to enter the PIN.
    • In order to avail 3D Secure, a cardholder must register their card through the official ICICI bank website.

    Waiver on fuel surcharges

    • A user of the Coral Credit Card can get a waiver of 1% on fuel surcharges. This can be availed at HPCL outlets for a maximum transaction of Rs.4,000.
    • The waiver is applicable on card payments made through ICICI Merchant Services’ card swipe machines.

    Fees And Charges Linked To The ICICI Coral Credit Card

    The following table indicates the fees that are associated with the credit card:

    Type of charges Size of charges

    Joining Fee

    500

    Annual Fee

    First year - Nil

    Second year onwards - 500

    Add-on fee

    Nil

    Minimum card transactions needed for reversal of Annual Fee

    Rs.1,50,000

    *The charges are subject to change as per the bank’s discretion. The mentioned figures are valid as of 6 September 2018.

    Savings On ICICI Coral Credit Card

    The table given below shows the estimated amount of savings that a cardholder can earn in a year:

    Annual card transactions of Rs.3,60,000 Savings earned

    24 free movie tickets

    Rs.6,000

    15% discounts on dining through ‘Culinary Treats’

    Rs.3,600

    Rewards on transactions worth Rs.3,00,000 per year

    Rs.1,425

    Rewards on achieving credit card Milestones

    Rs.750

    Complimentary Airport Lounge access

    Rs.4,000

    1% waiver on fuel surcharge

    Rs.600

    Complimentary access to Railway Lounge

    Rs.2,000

    Estimated savings

    Rs.18,325

    How To Apply For An ICICI Coral Credit Card?

    • Go to the official website of BankBazaar.
    • Click on the ‘Cards’ tab on the homepage.
    • Select the ‘Credit Cards’ option the dropdown list.
    • Choose ‘ICICI Coral Credit Card’ from the list of cards mentioned.
    • Check one’s eligibility to avail for the card.
    • Proceed to click on ‘Apply’ after.

    Eligibility And Documentation Required To Avail The ICICI Coral Credit Card

    • The primary card holder must be above 23 years of age.
    • The supplementary cardholder must be above 18 years of age.
    • The applicant must submit their Permanent Account Number along with an identity proof and address proof.
    • The net income of the primary cardholder must be above Rs.5 lakh.

    How To Redeem The ICICI Bank Coral Credit Card Rewards?

    • Gifts - After accumulating reward points, you can check your balance by logging into your account on the ICICI Bank website. There is an option to redeem your points. You will be directed to the PAYBACK website where you can choose from a range of products according to the points you have.
    • Shopping – PAYBACK has partnered with stores like Big Bazaar, Central, Pantaloons, and others. Ask to use your PAYBACK points and swipe your PAYBACK card to redeem your points.
    • Shopping online – You can shop online at any of the partnered websites like makemytrip.com, futurebazaar.com, bookmyshow.com and more. Under payment option, select 'PAYBACK points' and enter your details to redeem your points.
    • Cash – You can redeem your points for cash equivalent to Rs. 0.25 per point. Call the dedicated PAYBACK number and the amount will be credited to your credit card account within 7 working days. Cash back can be used to pay off outstanding balances, thus reducing your total amount due.

    ICICI Bank Coral VISA Credit Card FAQs:

    1. How do I pay my credit card bill?
      • You can drop off a cheque at any of the ICICI Bank branches and ATMs in the “drop box” facility.

      • You can pay with cash only at the bank branches during banking hours.

      • You can pay through Internet banking whether you hold an ICICI bank account or not.

      • You can avail the auto-debit facility which is a standing instruction to pay the bill directly through your bank account.

      • You can pay the bill through the Customer Care Centre.

    2. How long does it take to get a credit card after applying for it?

      The process of issuing a new credit card can take up to 21 working days.

    3. I lost my credit card, how do I replace it?

      Losing your credit card could possibly increase your risk of credit card fraud and duplication. Call the ICICI Bank Customer Care Centre immediately to block the card. A new card will be delivered to you within 7 days. The card replacement fee is Rs. 100. This process is also applicable for damaged cards.

    4. How can I protect myself against credit card fraud?

      Sign on the back of the card when you receive it. Change your PIN frequently. Don’t leave your receipts behind at an ATM, even if the transaction was declined. Don’t dispose of credit card statements and documents without shredding them. Do not give out your credit card details over the phone unless you made the call. No customer care representative requires your PIN number. Enter your TPIN or ATM PIN only on the IVR (Interactive Voice Response). Make an effort to memorise your PIN number, do not write it down or share it with anyone. Check your monthly statements to make sure all charges are correct. In case your card is stolen or lost, report it immediately to customer care and have it blocked. You can also avail insurance for the credit card.

    5. How do I avail of the fuel surcharge waiver on ICICI Bank Coral Credit Card?

      The offer is available at all HPCL petrol pumps. The maximum amount per transaction is Rs. 4,000 for a waiver of 2.5% on fuel surcharge. The payment should be made by swiping the card on the ICICI Merchant Services swipe machines only.

    6. How do I avail discounts at restaurants using the ICICI Bank Coral Credit Card?

      To avail any discounts offered, please present your ICICI Bank Coral Visa Credit Card while setting the bill.

    7. Am I required to carry any documents to access the domestic airport lounge for free?

      You need your ICICI Bank Coral Visa Credit Card and boarding pass to enjoy the domestic airport lounge twice in a month for free.

    8. Can I book movie tickets and avail the Buy One Get One Free offer on any movie ticket booking website?

      No, using the ICICI Bank Coral Credit Card, you can avail the Buy One Get One Free offer only on BookMyShow website.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.