•  Loading your search... Loading your search...
  • ICICI Bank Coral Visa Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Coral Visa Credit Card

    An ICICI Bank Coral VISA Credit Card is issued by ICICI Bank under the Gemstone Collection which aspires to provide unique features as rare as a gemstone. This collection is powered by ICICI’s exclusive lifestyle privileges. The ICICI Bank Coral Credit Card offers unlimited cash rewards every day and everywhere.

    Features and Benefits of ICICI Bank Coral Visa Credit Card:

    • Welcome gift - complimentary Provogue tie worth Rs. 999.
    • Microchip cards - Newly issued cards are embedded with a microchip which provides an additional layer of security in the form of a Personal identification Number (PIN). This provides additional security against counterfeiting and duplication.
    • 2x cash rewards at supermarkets, on groceries and dining.
    • Buy one get one free movie ticket offer on Bookmyshow. Avail up to 2 tickets per month up to the value of Rs. 250 per ticket.
    • 2 complimentary domestic airport lounge visits every quarter.
    • Culinary Treats program offers a minimum 15% savings on dining bills at over 800 restaurants across India.
    • Enjoy a waiver of 2.5% on fuel surcharge on a maximum spend of Rs. 4,000 per transaction at any HPCL pump.
    • Spend Rs. 125,000 in the first year, and enjoy the annual fee waived.
    • Earn PAYBACK points and redeem it for cash or gifts of your choice. Earn 4 points on every Rs. 100 spent on dining, supermarkets and groceries. Earn 2 points for Rs. 100 on other transactions.

    Eligibility and documentation:

    Eligibility for ICICI Bank Coral VISA Credit Card is:
    • Salaried individuals who are earning a minimum of Rs. 45,000 per month.
    • Self-employed earning a minimum of Rs 5.4 lakhs in the last IT return filed.
    • Minimum age limit is:
    • Primary card holder - Minimum 23 years.
    • Add-on card holder - Minimum 18 years.
    The documents required to apply for ICICI Bank Coral VISA Credit Card is:
    • Address proof
    • ID Proof
    • PAN card
    • Income proof
    • Salaried Individual - Latest 2 months’ salary slips
    • Self-employed businessmen/professionals - Latest IT returns
    • 1 photograph

    Charges and Interest:

    • Joining fee of Rs. 1,000 + tax (Limited period offer of Rs. 500)
    • Annual fee of Rs. 500 + tax from 2nd year onwards.
    • Late payment charges is applicable for minimum due amount over Rs. 100.
    • Service tax currently at 12.36% may be applicable on fees, interest and other charges.

    The rate of interest charged is at the sole discretion of the bank. It can be as low as 1.25% per month.

    • Interest is charged if the total amount due is not paid by the payment due date.
    • There is an interest-free period which could be from 18 to 48 days.
    • If the previous outstanding balances are not paid, interest is charged on the total amount due on any new transaction made from the date of the transaction.
    • The interest rate may be determined on your credit history, purchase pattern, loyalty, and payment behavior.
    • In case of default, the interest rate can increase up to 3.5% per month (maximum).
    How to Redeem the ICICI Bank Coral Credit Card rewards?
    • Gifts - After accumulating reward points, you can check your balance by logging into your account on the ICICI Bank website. There is an option to redeem your points. You will be directed to the PAYBACK website where you can choose from a range of products according to the points you have.
    • Shopping – PAYBACK has partnered with stores like Big Bazaar, Central, Pantaloons, and others. Ask to use your PAYBACK points and swipe your PAYBACK card to redeem your points.
    • Shopping online – You can shop online at any of the partnered websites like makemytrip.com, futurebazaar.com, bookmyshow.com and more. Under payment option, select 'PAYBACK points' and enter your details to redeem your points.
    • Cash – You can redeem your points for cash equivalent to Rs. 0.25 per point. Call the dedicated PAYBACK number and the amount will be credited to your credit card account within 7 working days. Cash back can be used to pay off outstanding balances, thus reducing your total amount due.

    How to apply for ICICI Bank Coral Credit Card?

    • On the BankBazaar website, under the “credit card” section, you can view and explore all the credit cards.
    • Check your eligibility by entering your basic details.
    • The cards you are eligible for will be generated.
    • Find the ICICI Bank Coral Credit Card and you can apply for it instantly online.
    • Fill in detailed information and submit your application.

    ICICI Bank Coral VISA Credit Card FAQs:

    1. How do I pay my credit card bill?
      • You can drop off a cheque at any of the ICICI Bank branches and ATMs in the “drop box” facility.
      • You can pay with cash only at the bank branches during banking hours.
      • You can pay through Internet banking whether you hold an ICICI bank account or not.
      • You can avail the auto-debit facility which is a standing instruction to pay the bill directly through your bank account.
      • You can pay the bill through the Customer Care Centre.
    2. How long does it take to get a credit card after applying for it?

      The process of issuing a new credit card can take up to 21 working days.

    3. I lost my credit card, how do I replace it?

      Losing your credit card could possibly increase your risk of credit card fraud and duplication. Call the ICICI Bank Customer Care Centre immediately to block the card. A new card will be delivered to you within 7 days. The card replacement fee is Rs. 100. This process is also applicable for damaged cards.

    4. How can I protect myself against credit card fraud?

      Sign on the back of the card when you receive it. Change your PIN frequently. Don’t leave your receipts behind at an ATM, even if the transaction was declined. Don’t dispose of credit card statements and documents without shredding them. Do not give out your credit card details over the phone unless you made the call. No customer care representative requires your PIN number. Enter your TPIN or ATM PIN only on the IVR (Interactive Voice Response). Make an effort to memorise your PIN number, do not write it down or share it with anyone. Check your monthly statements to make sure all charges are correct. In case your card is stolen or lost, report it immediately to customer care and have it blocked. You can also avail insurance for the credit card.

    5. How do I avail of the fuel surcharge waiver on ICICI Bank Coral Credit Card?

      The offer is available at all HPCL petrol pumps. The maximum amount per transaction is Rs. 4,000 for a waiver of 2.5% on fuel surcharge. The payment should be made by swiping the card on the ICICI Merchant Services swipe machines only.

    6. How do I avail discounts at restaurants using the ICICI Bank Coral Credit Card?

      To avail any discounts offered, please present your ICICI Bank Coral Visa Credit Card while setting the bill.

    7. Am I required to carry any documents to access the domestic airport lounge for free?

      You need your ICICI Bank Coral Visa Credit Card and boarding pass to enjoy the domestic airport lounge twice in a month for free.

    8. Can I book movie tickets and avail the Buy One Get One Free offer on any movie ticket booking website?

      No, using the ICICI Bank Coral Credit Card, you can avail the Buy One Get One Free offer only on www.bookmyshow.com.

    ICICI Bank Coral Visa Credit Card Reviews

    • ICICI Bank Credit Card
      "Average Service"
      0.5 4.0/5 "Great!"
      I have been holding this card for a while and the services which they had been providing so far had been very good. They had been given with a very good credit limit and i have been using the card for shopping and other purchases but recently i have stopped using the card much and there has been a minimal usage now with the card. Their mobile application has been very helpful and it has been very much user friendly as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Hassle free services"
      0.5 4.0/5 "Great!"
      Just once i called the customer care to check about the airport launch access. Their is no services for this charges. The interest rates same like other credit card. I don't remember I'm paying any annual fee. I'm getting some movie tickets offer but i never utilized it. I'm holding this card for more than 4 years. I don't much use this card. I never increased the limit so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "BETTER"
      0.5 5.0/5 "Blown Away!"
      I have been using since 2 years. Documentation i have done through the bank. I have got my credit card after 1 month when i have applied for my card. Limit i am satisfied with my card what they have provided for me. Offers i am getting in my card but i am not using it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding this card for almost a month. The credit limit with the card has been satisfactory and it has been a very minimal usage i have made with this card. The process in getting the card has been very smooth and easy as well. There has not been any issues faced with their banking services so far.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I have been holding this account for a while and there has not been much issues faced, the credit limit has been satisfactory and there has been a minimal usage i have been making, and the services o far had been good and there has not been any issues faced.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      It has been almost three months i have been holding this account and the services which they had been providing so far had been okay. The credit limit with the card has been less than i expected and there has been issues faced with using the card. I have not been able to use the card for my purchases as the credit limit has been less. Their customer support has been good and they had been responsive.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Reliable Card"
      0.5 5.0/5 "Blown Away!"
      It get the Internet shopping in different website. I can able to withdraw the money from this card. Most of the countries, i can access this card. In many of the showroom, their is a cahback offer for my apple i phone. I will get monthly two tickets free. I will get 1 free international and 2 domestic airport launch access is there. The gave the credit limit is very less.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "One of the best"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI bank credit card from the last 2.5 years of time. I would like to say that the customer service is good one and its very quite easy to access their customer service. I am really happy with the ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the ICICI bank and the response is good too. I would like to say that the credit limit value is good with the ICICI bank credit card and the online services are good too.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I have been using the card for the lat 5-6 years and they had been providing a good service so and there has not been any issues faced so far with their services. The credit limit with the card has been satisfactory and i have been using the card for shopping and all other purchases as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been holding this card for the last one year. The credit limit with the card has been less than i expected, but there has been good offers with the card like reward points and cash back offers as well. I have been using the card for shopping and all other purchases as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have a salary account with Icici bank, I am happy with the services of the bank, I never faced any issues as such it has been a smooth banking with them. The customer service they provide is also good, they give quick and fast responses. I am satisfied banking with them.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have a credit card taken from Icici bank, the limit they have offered me is Rs. 2,00,000, the services of the bank is good I am quite satisfied with it. I never faced any issues with their transactions, I get good customer service s well, I am quite happy with the services.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have a credit card from Icici Bank, the limit is Rs. 2,00,000, the services I experienced with this bank is good so far. The card they have offered is lifetime free, hence I am not worried about the fees and charges. I am satisfied with the credit card I have.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 14, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 6 months, the credit limit is less when compared to other credit cards. There was no annual fee charged at the time of getting this credit card. The only benefit i got in this credit card is free insurance. All my transactions are hassle free in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Having the ICICI bank platinum chip credit card for the past 6 years. The customer support service and the response is good with the ICICI bank. The credit limit value is god with this ICICI bank platinum chip credit card and i am satisfied with it, at present I am not using this ICICI bank platinum chip credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2018
    • ICICI Bank Credit Card
      "I'm yet to use this card"
      0.5 2.5/5 "Just OK"
      It is a co-branded card. It is a life time free card but in broacher they are mentioned that Rs.199 for that i have to check with the customer care. I never called to their customer care. I'm not very keen on using the credit card. I got this card recently a week before.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI bank from last 3 months, i am not aware of any offers on this credit card. I have no issues with any transactions with this credit card. I am happy with the credit limit and there was no annual fee charged at the time of getting this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2018
    • ICICI Bank Credit Card
      "Great Card to Use"
      0.5 5.0/5 "Blown Away!"
      When I'm traveling, I'm using this ICICI Coral Contactless credit card. Airport launch, IRCTC launches are available in this card. I'm using this card for couple of months. I don't find much offers available in this credit card. Overall, I'm glad to have this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2018
    • ICICI Bank Credit Card
      "Happy with the ICICI Card"
      0.5 5.0/5 "Blown Away!"
      The purpose of getting card is for fuel and purchase. I wont use this credit card for online purchase. I will use the card in merchants by swiping the card in POS machines. I have been a ex employee of ICICI Bank from that i have received a free life time free credit card.I don't check the offers on regular basis. Generally, i used to get the rewards points.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 13, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.