Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank Coral Visa Credit Card

    The Gemstone Collection launched by the ICICI Bank offers a range of premiere credit cards. ICICI Bank Coral Credit Card is one of the five variants of credit cards available as part of the series. The card is modeled to provide a number of exclusive deals and offers to the cardholders.

    Features And Benefits Of The ICICI Bank Coral Credit Card

    Rewards on PAYBACK Points

    • Transactions worth Rs.2 lakh are awarded 2,000 points under the ICICI Bank Milestone Rewards program. Post this mark, 1,000 points will be given for transactions which are above Rs.1 lakh during an anniversary year.
    • The upper limit on PAYBACK Points is 10,000 per annum.
    • A cardholder can get 2 PAYBACK points on every purchase of Rs.100. This offer is valid for payments excluding fuel.
    • One can obtain 1 PAYBACK Point on payments for utilities and insurance.

    Offers on movie tickets

    • If a cardholder purchases a movie ticket from the BookMyShow website, they can get a complimentary ticket in that week.
    • One can obtain up to 2 complimentary tickets worth Rs.250 every month.
    • Tickets are handed out based on the availability.

    ICICI Culinary Treats Program

    • Cardholders can receive at least a discount of 15% while dining at over 2,500 restaurants across 12 cities in our country.

    Exclusive access to Airport and Railway lounges

    • Every quarter the credit card allows a user to gain one complimentary access to select domestic airport lounges or railway lounges.
    • The complimentary lounge access can be availed only by the main cardholder.

    Secured transactions

    • The Coral Credit Card is modeled with a microchip which acts as an added protection against malicious use of the card.
    • A user is required to enter the Personal Identification Number (PIN) for transactions on card swipe machines.
    • In case of online purchases, one does not need to enter the PIN.
    • In order to avail 3D Secure, a cardholder must register their card through the official ICICI bank website.

    Waiver on fuel surcharges

    • A user of the Coral Credit Card can get a waiver of 1% on fuel surcharges. This can be availed at HPCL outlets for a maximum transaction of Rs.4,000.
    • The waiver is applicable on card payments made through ICICI Merchant Services’ card swipe machines.

    Fees And Charges Linked To The ICICI Coral Credit Card

    The following table indicates the fees that are associated with the credit card:

    Type of charges

    Size of charges

    Joining Fee

    500

    Annual Fee

    First year

    Nil

    Second year onwards

    500

    Add-on fee

    Nil

    Minimum card transactions needed for reversal of Annual Fee

    Rs.1,50,000

    *The charges are subject to change as per the bank’s discretion. The mentioned figures are valid as of 6 September 2018.

    Savings On ICICI Coral Credit Card

    The table given below shows the estimated amount of savings that a cardholder can earn in a year:

    Annual card transactions of Rs.3,60,000

    Savings earned

    24 free movie tickets

    Rs.6,000

    15% discounts on dining through ‘Culinary Treats’

    Rs.3,600

    Rewards on transactions worth Rs.3,00,000 per year

    Rs.1,425

    Rewards on achieving credit card Milestones

    Rs.750

    Complimentary Airport Lounge access

    Rs.4,000

    1% waiver on fuel surcharge

    Rs.600

    Complimentary access to Railway Lounge

    Rs.2,000

    Estimated savings

    Rs.18,325

    How To Apply For An ICICI Coral Credit Card?

    • Go to the official website of BankBazaar.
    • Click on the ‘Cards’ tab on the homepage.
    • Select the ‘Credit Cards’ option the dropdown list.
    • Choose ‘ICICI Coral Credit Card’ from the list of cards mentioned.
    • Check one’s eligibility to avail for the card.
    • Proceed to click on ‘Apply’ after.

    Eligibility And Documentation Required To Avail The ICICI Coral Credit Card

    • The primary card holder must be above 23 years of age.
    • The supplementary cardholder must be above 18 years of age.
    • The applicant must submit their Permanent Account Number along with an identity proof and address proof.
    • The net income of the primary cardholder must be above Rs.5 lakh.

    How To Redeem The ICICI Bank Coral Credit Card Rewards?

    • Gifts - After accumulating reward points, you can check your balance by logging into your account on the ICICI Bank website. There is an option to redeem your points. You will be directed to the PAYBACK website where you can choose from a range of products according to the points you have.
    • Shopping – PAYBACK has partnered with stores like Big Bazaar, Central, Pantaloons, and others. Ask to use your PAYBACK points and swipe your PAYBACK card to redeem your points.
    • Shopping online – You can shop online at any of the partnered websites like makemytrip.com, futurebazaar.com, bookmyshow.com and more. Under payment option, select 'PAYBACK points' and enter your details to redeem your points.
    • Cash – You can redeem your points for cash equivalent to Rs. 0.25 per point. Call the dedicated PAYBACK number and the amount will be credited to your credit card account within 7 working days. Cash back can be used to pay off outstanding balances, thus reducing your total amount due.

    ICICI Bank Coral VISA Credit Card FAQs:

    1. How do I pay my credit card bill?
        1. You can drop off a cheque at any of the ICICI Bank branches and ATMs in the “drop box” facility.
        2. You can pay with cash only at the bank branches during banking hours.
        3. You can pay through Internet banking whether you hold an ICICI bank account or not.
        4. You can avail the auto-debit facility which is a standing instruction to pay the bill directly through your bank account.
        5. You can pay the bill through the Customer Care Centre.
    2. How long does it take to get a credit card after applying for it?
    3. The process of issuing a new credit card can take up to 21 working days.

      • I lost my credit card, how do I replace it?
      • Losing your credit card could possibly increase your risk of credit card fraud and duplication. Call the ICICI Bank Customer Care Centre immediately to block the card. A new card will be delivered to you within 7 days. The card replacement fee is Rs. 100. This process is also applicable for damaged cards.

      • How can I protect myself against credit card fraud?
      • Sign on the back of the card when you receive it. Change your PIN frequently. Don’t leave your receipts behind at an ATM, even if the transaction was declined. Don’t dispose of credit card statements and documents without shredding them. Do not give out your credit card details over the phone unless you made the call. No customer care representative requires your PIN number. Enter your TPIN or ATM PIN only on the IVR (Interactive Voice Response). Make an effort to memorise your PIN number, do not write it down or share it with anyone. Check your monthly statements to make sure all charges are correct. In case your card is stolen or lost, report it immediately to customer care and have it blocked. You can also avail insurance for the credit card.

      • How do I avail of the fuel surcharge waiver on ICICI Bank Coral Credit Card?
      • The offer is available at all HPCL petrol pumps. The maximum amount per transaction is Rs. 4,000 for a waiver of 2.5% on fuel surcharge. The payment should be made by swiping the card on the ICICI Merchant Services swipe machines only.

      • How do I avail discounts at restaurants using the ICICI Bank Coral Credit Card?
      • To avail any discounts offered, please present your ICICI Bank Coral Visa Credit Card while setting the bill.

      • Am I required to carry any documents to access the domestic airport lounge for free?
      • You need your ICICI Bank Coral Visa Credit Card and boarding pass to enjoy the domestic airport lounge twice in a month for free.

      • Can I book movie tickets and avail the Buy One Get One Free offer on any movie ticket booking website?

    No, using the ICICI Bank Coral Credit Card, you can avail the Buy One Get One Free offer only on BookMyShow website.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    ICICI Bank Coral Visa Credit Card Reviews

    • ICICI Bank Credit Card
      "Need to increase the Credit Limit"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI credit card for 3 and half years, its a good one to use, but while applying they provided credit limit as 15 thousands post that they increase to 25 only, i would like to suggest to provide more credit limit, mean while the customer service was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I bank with ICICI Bank for a credit card. The customer services and response is good and there are good offers as well. Just that the credit limit is less. Else there are no hassles while using the card. The transactions are smooth and easy and no issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold ICICI bank credit card for long time, They have given me good offers in airport lounge, shopping movie tickets etc, They have not charged me annual fee in this card , it is life time free credit card,They have given me good credit limit. Their overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Satisfied with the card"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and there are good deals on the card. The customer services and response is good and there are no issues with the bank. There is a good credit limit as well. It has been a hassle free experience overall for me.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Eight months I have been ICICI credit card, its has life time free benefits and they upgraded the card features but the drawback is the limit they gave me only Rs. 30,000. The charges are very nominal, I am not getting any cash back based on the spend.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have a CORAL credit card with ICICI BANK and its almost 15 years. Its is easy to access and am happy with the benefits. There is no annual fee for my credit card. The credit limit is very high. It has option for flexi pay but never tried it. I use this card for multi purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I have taken the ICICI Bank credit card just for the sake of getting it. It has a annual fee of 200 only. But the expenditure to waive off that 200 is 50K, which is too much. I do not use it much. When ever I used it, there were no hassles. In all no hassles.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Lesser credit limit"
      0.5 3.0/5 "Satisfactory"
      In ICICI, I make my 75 % of the card bill to them . I maintain good track record with ICICI service . But they also never bothered to increase my credit limit . I requested them for two or three times but those customer care people have never responded for my request .
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using icici Bank credit card last 2 years . Service provided by icici Bank is good and their response is good . This is life time free card i used for multipurpose .After approval card i got after 3 days I satisfied with credit limit 50k and cash back and rewards point offer in this card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using the ICICI Bank Credit Card from the year of 2015 and the services with them has been good. There is some good benefits in using this card like cash back offers and i am using the card for all sort of purposes. There are no annual charges with this card and i am satisfied with the credit limit which is offered on this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good card for the reward points"
      0.5 4.5/5 "Excellent!"
      More than 2.5 years I have been using more ICICI credit card, the service is very transparent. They gave me Rs. 1.5 lakh of imit its satisfactory, I am holding life time free credit card, I used to track the credit card information through netbanking. But one time they charged me over limit fee then I raised request but they didn't consider it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "No hassles"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is good in the credit card features. I been using the card and there are no hassles whilst using the card. The credit limit is fine. The customer support and response is good and there are good benefits on the card and the billing is good too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I took ICICI bank credit card from long time, They have not been charging annual fee as it is life time free credit card, They have given me good offers in bookmyshow.com, They have given me good credit limit as i have expected, their overall service is good so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      Service provided by icici Bank is good and their response is good .I am using icici Bank credit card last one and half years This is chargeable 500 rupees , i used for multipurpose .After approval card i got after 3 days I satisfied with limit 66k and cash back and rewards point offer in this card .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Long back I got the ICICI coral credit card , that card for the international purpose and also it good for foreign transaction but I didn't use it for long time. Hence the bank called me and gave me another card its good for the online and offline shopping.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has almost been ten years since i am using the ICICI BANK CREDIT CARD, the services with them has been good. It is a life time free card and i am happy with the credit limit with this card. There is some added benefits with this card like reward points and also cash back offers. I am using the card for on-line as well as off-line purchases.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      This is life time free card no need any annual charges and in this card cash back offer but not much sometime got cash back last five month above I have ICICI bank credit card and I am satisfied with credit limit 45K and their customer service is good and response is also good , I am happy with this credit card,
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 23, 2019
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been six years since i am using the ICICI BANK CREIDT CARD, the services of them has been good where there has been some very good offers they are providing as well. I am happy with the credit limit with this card and i am using the card for all sort of purposes like shopping. There is a good cash back offer which i am getting through this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 23, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I bought ICICI BANK Credit card . There is no joining fee at the time of getting he card . The rate at which they provide rewards is also very good.They do run cash back offers on Amazon and Flipkart. Overall it is a useful card to have. I use this card for multipurpose .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I've been using the ICICI BANK credit card for a while.They don't have any commendable offers and promotions. The interest rates seems to be Reasonable. They are ready to increase my credit limit but i am happy with what i have and they gave me 44000 of credit limit .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 23, 2019
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