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  • ICICI Bank Virtual Credit Card

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  • ICICI virtual credit card (VCC) is a type of digital card that is given out to customers against a physical credit card or to new applicants. VCC is basically an add-on card issued against a primary card. All details such as CVV number, card number, expiry date, etc, will be displayed online on the digital card and there will be no physical version of the same issued to the applicant. This card can be used for all online transactions.

    Feature & Benefits of ICICI Virtual Credit Card

    • Digital credit card
    • Paperless
    • 1 reward point for spending Rs.200
    • Safe and secure
    • No need to carry a physical credit card
    • Hassle-free and convenient
    • This card is valid internationally
    • Attractive offers and benefits for online shopping

    Eligibility of ICICI Virtual Credit Card

    • ICICI credit card holders with a good track record
    • ICICI customers
    • Other individuals with a good credit score

    Fee & Charges of ICICI Virtual Credit Card

    • There is no additional fees or charges levied on a virtual credit card
    • The charges that are applicable to the primary credit card will be same for this type of card

    Terms & Conditions of ICICI Virtual Credit Card

    • This card can only be used for online transactions
    • The credit card is for personal use only
    • All transactions are subject to payment of additional taxes
    • Late payments will attract penalties

    FAQs of ICICI Virtual Credit Card

    1. Does CVV number change for each transaction?

      No. It will remain the same unless you apply for a new card. This number will only change if the customer applies for a new card.

    2. Will seperate add on virtual cards be issued by ICICI?

      Unfortunately, virtual cards will only be issued to primary applicants or cardholders.

    3. Does ICICI Bank levy any charges for issuing a virtual credit card?

      No. The service is free.

    4. Can the digital card be blocked online?

      Yes. This can be done at any point of time through net banking or by calling the customer care.

    5. How can a customer make payments towards transactions made on the virtual card?

      All transactions made using this card is added to the monthly credit card bill statement.

      

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    ICICI Bank Virtual Credit Card Reviews

    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI bank credit card which was offered through Bank .I am using this credit card for the past 6 months and the credit limit was really good and it was sufficient as well .This was a free card and there are good reward points as well as cash back offers .I have got the credit card on time without any delay .
      Was this review helpful? 0
      , warangal
      Reviewed on Sep 21, 2019
    • ICICI Bank
      ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI Bank credit card which i am using for more than 2 years .I have taken this credit card through bank directly.This was a free card and got the details about the card process through the agent.I have got very good credit limit and this card is good to use .I am very much comfortable with the service so far .
      Was this review helpful? 0
      , surat
      Reviewed on Sep 21, 2019
    • ICICI Bank Credit Card
      "Good card but limit has to be enhanced"
      0.5 4.5/5 "Excellent!"
      Since three years I am holding ICICI credit card, they are providing complimentary services like airport lounge, pay back points and cash back for the transaction. Apart from these benefits I have fuel surcharges from selected petrol bunks. But I am fine with limit they need to increase.
      Was this review helpful? 0
      , madurai
      Reviewed on Sep 20, 2019
    • ICICI Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I have been using ICICI Coral credit card and sometimes, I have been receiving offers like buy one plus one for bookmyshow.com. They are charging 22% interest rate for EMI conversion and basically it depends upon the duration. I think, it has annual fee but it will be reimbursed if I use some amount.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2019
    • ICICI Bank Credit Card
      "Very Good Card"
      0.5 5.0/5 "Blown Away!"
      I have a credit card from ICICI. They are providing a offers for taking a personal loan with the lower interest rate compared to other banks. I have salary account with ICICI hence its easy to make the payment. They are providing a very good offers also. I am using this card for almost 6 years.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "Good one"
      0.5 5.0/5 "Blown Away!"
      ICICI Card, i don't do much transaction so far i did only one transaction. From ICICI, their service is good and they are sending the offer messages on a regular basis. I have got a good credit limit of Rs. 65000 and they have charged me a annual fee of Rs. 500+ GST. Got this card 6 months back.
      Was this review helpful? 0
      , belgaum
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which i have got directly through Bank .I am using this credit card for the past 2 months ,The credit limit was very less it was upto 25,000.This was a chargeable card and the agent gave all the relevant details about the card process.I have got the credit card on time as well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "EMI interest should be reduced"
      0.5 4.0/5 "Great!"
      I have ICICI visa platinum coral credit card, its good for the reward points and cash back based on this transactions. I am holding this card for last one year, on 2015 I purchased I phone around Rs.18,000 then I converted the emi for one year, monthly emi was Rs.1500 at the time. I felt monthly interest was higher it should be reduced.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2019
    • ICICI Bank Credit Card
      "Doing good"
      0.5 4.0/5 "Great!"
      I am using ICICI CORAL credit card and it has buy1 get1 movie ticket offer but I never availed that. They have given a credit limit which was decent. Its been 6 to 7months and they are not charging annual fee. My wife was telling me that they are offering for movie tickets and points for flight booking hence have gone for it.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 18, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI CORAL credit card and got a good credit limit from the bank. There is no offers. They are not charging annually which am happy. I use this card for multi purpose. The payment mode is easier to pay the outstanding balance.
      Was this review helpful? 3
      , visakhapatnam
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I use ICICI Coral credit card for past 2 years and the annual fee is chargeable of Rs.500 but it will be reversible as per my purchase. I never tried for EMI conversion so no idea about the charges. The credit limit is very low and they have given me only 40K.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Convenient card"
      0.5 5.0/5 "Blown Away!"
      I am having an ICICI credit card and they have provided me a credit limit of 50K. I did not find any difficulty in using the card. The customer service was very good. I never done EMI conversion but it has an option for it. Its been more than 5 years. There is no restrictions, I can use this card for shopping, purchasing textiles, restaurants,fuel also.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold ICICI credit card and its been a good experience. The credit limit is pretty decent and the services are very good. I have just recently taken through online. The annual fee is not applicable. I have not received any notification regarding the offers. The process was pretty quicker for getting the card when compared with others.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Fantastic premium travel card"
      0.5 5.0/5 "Blown Away!"
      ICICI is a good card to use and it has a lots features like unlimited spa at airport and unlimited airport launch access in domestic and international. On my birthday, they have given the voucher of Rs. 7500 for having my birthday party at Trident hotel and unlimited wifi access in the airport. I got the limit of more than Rs. 8 lakhs.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Okay"
      0.5 4.0/5 "Great!"
      The credit limit is average on ICICI Bank credit card. Its been almost 5years and have never approached the credit limit enhancement also they haven't done it. The customer service is good. The annual fee is applicable and I have to pay Rs.500. Its just a basic card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI BANK credit card recently and its good. The credit limit is very very less only and it would be appreciable if they can increase my limit so that I can use this card frequently. The annual fee is not applicable. There is no hidden charges and the payment mode is easier.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Need to provide more offers "
      0.5 3.0/5 "Satisfactory"
      I am using ICICI platinum credit card for more than a year which was processed through a bank directly. It is a life time free credit card. The credit limit is sufficient before, easy to do pay for an online usage and EMI option was applicable. I use for shopping, movie purposes. In this card there is no much offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am holding ICICI bank coral credit card for more than 2 years where they given for a low limit of 35 thousands till not enhanced for further. It is a life time free credit card. EMI option was applicable and charges are nominal. I use for fuel and shopping purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Very Friendly card"
      0.5 4.0/5 "Great!"
      ICICI bank credit card is linked with my salary account hence they have provided me a zero annual fee credit card. I am getting the benefits of ticket booking, cashbacks and others. They have a rewards points system of paybcks which i can convert into cash.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank customer service is available on 24/7 days, I am using this ICICI bank credit card from past three years, EMI option are available its an life time free credit card, credit limit is good, cash back offer and movie ticket offers are good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 13, 2019
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