Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank Virtual Credit Card

    ICICI virtual credit card (VCC) is a type of digital card that is given out to customers against a physical credit card or to new applicants. VCC is basically an add-on card issued against a primary card. All details such as CVV number, card number, expiry date, etc, will be displayed online on the digital card and there will be no physical version of the same issued to the applicant. This card can be used for all online transactions.

    Feature & Benefits of ICICI Virtual Credit Card

    • Digital credit card
    • Paperless
    • 1 reward point for spending Rs.200
    • Safe and secure
    • No need to carry a physical credit card
    • Hassle-free and convenient
    • This card is valid internationally
    • Attractive offers and benefits for online shopping

    Eligibility of ICICI Virtual Credit Card

    • ICICI credit card holders with a good track record
    • ICICI customers
    • Other individuals with a good credit score

    Fee & Charges of ICICI Virtual Credit Card

    • There is no additional fees or charges levied on a virtual credit card
    • The charges that are applicable to the primary credit card will be same for this type of card

    Terms & Conditions of ICICI Virtual Credit Card

    • This card can only be used for online transactions
    • The credit card is for personal use only
    • All transactions are subject to payment of additional taxes
    • Late payments will attract penalties

    FAQs of ICICI Virtual Credit Card

    1. Does CVV number change for each transaction?

      No. It will remain the same unless you apply for a new card. This number will only change if the customer applies for a new card.

    2. Will seperate add on virtual cards be issued by ICICI?

      Unfortunately, virtual cards will only be issued to primary applicants or cardholders.

    3. Does ICICI Bank levy any charges for issuing a virtual credit card?

      No. The service is free.

    4. Can the digital card be blocked online?

      Yes. This can be done at any point of time through net banking or by calling the customer care.

    5. How can a customer make payments towards transactions made on the virtual card?

      All transactions made using this card is added to the monthly credit card bill statement.

      

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