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  • ICICI Bank Virtual Credit Card is Rated as "Great!" by 9622 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    ICICI Bank Virtual Credit Card

    ICICI virtual credit card (VCC) is a type of digital card that is given out to customers against a physical credit card or to new applicants. VCC is basically an add-on card issued against a primary card. All details such as CVV number, card number, expiry date, etc, will be displayed online on the digital card and there will be no physical version of the same issued to the applicant. This card can be used for all online transactions.

    Feature & Benefits of ICICI Virtual Credit Card

    • Digital credit card
    • Paperless
    • 1 reward point for spending Rs.200
    • Safe and secure
    • No need to carry a physical credit card
    • Hassle-free and convenient
    • This card is valid internationally
    • Attractive offers and benefits for online shopping

    Eligibility of ICICI Virtual Credit Card

    • ICICI credit card holders with a good track record
    • ICICI customers
    • Other individuals with a good credit score

    Fee & Charges of ICICI Virtual Credit Card

    • There is no additional fees or charges levied on a virtual credit card
    • The charges that are applicable to the primary credit card will be same for this type of card

    Terms & Conditions of ICICI Virtual Credit Card

    • This card can only be used for online transactions
    • The credit card is for personal use only
    • All transactions are subject to payment of additional taxes
    • Late payments will attract penalties

    FAQs of ICICI Virtual Credit Card

    1. Does CVV number change for each transaction?

      No. It will remain the same unless you apply for a new card. This number will only change if the customer applies for a new card.

    2. Will seperate add on virtual cards be issued by ICICI?

      Unfortunately, virtual cards will only be issued to primary applicants or cardholders.

    3. Does ICICI Bank levy any charges for issuing a virtual credit card?

      No. The service is free.

    4. Can the digital card be blocked online?

      Yes. This can be done at any point of time through net banking or by calling the customer care.

    5. How can a customer make payments towards transactions made on the virtual card?

      All transactions made using this card is added to the monthly credit card bill statement.

    ICICI Bank Virtual Credit Card Reviews

    • ICICI Bank Credit Card
      "Nice process"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI Bank and there are good deals on the card. The customer support and response is fine. The statements are clear and sent to me on time. They have provided a good credit limit on the card. There are no hassles till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2018
    • ICICI Bank Credit Card
      "ICICI is the best card"
      0.5 5.0/5 "Blown Away!"
      They have pretty good offers on daily basis on the movie tickets, they do provide cash back offers on some offers. The reward points are get , ICICI bank credit limit is good, they keep increase the limit as per the transaction hence happy about it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 09, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card for while, there service is good, they did not charge any annual fee in this bank and i am happy with my credit limit which they have given in this card and they provide good offer and discount in shopping and in fuel , overall service rendered by them was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 3.5/5 "Pretty good"
      I have been using Personal loan with ICICI bank , there rate of interest and processing fee was nominal and there customer support team was okay not that much good and they have not taken any hidden charges and the loan amount which they have given me was okay.
      Was this review helpful? 0
      , hosur
      Reviewed on Dec 08, 2018
    • ICICI Bank Credit Card
      "Need to enhance the limi"
      0.5 3.0/5 "Satisfactory"
      ICICI Bank is not up to the mark with the credit card. They have not increased the credit limit though I am banking with them for a long time. The reward points are okay, I do not have any other offers. There is no EMI option and there are charges for the card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 08, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I hold a credit card with ICICI Bank for the last six years. It is not a up to the mark experience, because the bank has not enhanced the credit limit for me. The other banks are doing a better job in the limit enhancement. The statements are clear and on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 08, 2018
    • ICICI Bank Credit Card
      "BEST CARD"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the ICICI BANK where the card is user friendly to access. I use this mostly for the ticket transactions and it is the good card to use because already i hold an existing account with this bank so it is very easy to pay too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 08, 2018
    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank and the credit limit is fine and the customer services and response is fine too. There are good deals and offers and the statements are clear and sent to me on time. There has been no issues overall till date with the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card, it is basic card, there is not much offers available in this card, i got this credit card through bank itself as i have my salary account so they have given me credit card from this bank and they have not charged me annual fee in this card, and i am happy with my credit limit which they have given me in this card.
      Was this review helpful? 3
      , mumbai
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding ICICI bank credit card for a while, they have charged me annual fee or not i have no idea, i think they have not charged me annual fee, and there credit limit they have given in this card was sufficient , i am happy with my credit limit and they provide good offers in this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good credit card"
      0.5 4.5/5 "Excellent!"
      My credit card is good, through online I have approached and the credit limit is good around Rs. 60,000 its low, they enhanced the limit, I have spoke with the customer support they done the process on time, Even the card which I am holding its life time free card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding ICICI bank credit card for long time, they have charged me annual fee in this card, but there is waived off option is available in this card, like if i spend certain amount then my annual fee will get waived off and i am happy with my credit limit they have given in this card.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Offers should be enhanced"
      0.5 4.0/5 "Great!"
      Since 7 to 8 years, I am holding ICICI, initially they used to give buy one and get one its not available right now only for the for higher credit limit its available. I am holding platinum card, the customer support team is good, interest rate is similar.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Very Useful card"
      0.5 4.5/5 "Excellent!"
      I had been started using the ICICI bank credit card for more than 3 years. They have provided me a credit limit of Rs. 50000 which is not enough for me. They are giving me a different offers on regular basis however i have not availed any kind of offers so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this car for the last two and a half years, the services which they had been providing so far has been good. The credit limit with the card only has been around 30,000 which was less but the internet banking system with them has been good and it has been a life time free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The services which they had been providing so far had been excellent and i am satisfied with the credit limit which they had given with this card. There has been some good offers with this card like discounts, cash backs and other offers. There is an annual fee with this card but it will get waved off as per the usage which i make.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Icici credit card for last 3years where i used to get cash back offers in shopping . There customer service and response is good . Am satisfied with the credit limit which they have provided.There are annual charges for the card of r 500 . There are no additional charge for the transaction which I make payments through on-line banking.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been Icici credit card for last more than 2 years . Am really satisfied with their customer service and response . They really card for the customer , if i call them they really get back regarding followup's . I used get offers in book my show , mile offers . Overall am satisfied with the service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      My credit card is with ICICI Bank and there are no hassles in the process. There are good offers and benefits on the card. The statements are also clear and timely sent. The credit limit is fine and when ever I use the card it has been a smooth process.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Dec 07, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK where the card is user friendly to access added on that it is the good card to use. The best feature of this card is that the EMI option is good and simple to do payment. The credit limit is very good with this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 07, 2018
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