Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • ICICI Bank Platinum Identity Credit Card Reviews

    • ICICI Bank Credit Card
      "Satisfied with the benefits"
      0.5 5.0/5 "Blown Away!"
      The offers on my credit card is the best and the credit limit too. ICICI Bank has also offered me a balance transfer option on the card which is helpful and also a loan and EMI facility. The statements are clear and it is well explained about the transactions.
      Was this review helpful? 0
      , indore
      Reviewed on May 19, 2017
    • ICICI Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I do hold a credit card with the ICICI bank and am having it from the last 2.5 years of time. Customer service is really good one and I made the payment to them via ECS , so there are no reminders, also I did not get any calls from them. ICICI bank credit card is pretty good and its depends up on the income.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 19, 2017
    • ICICI Bank Credit Card
      "Long term companion"
      0.5 4.0/5 "Great!"
      I always prefer using ICICI bank credit card , at one occassion they did not increase the limit at the appropriate time and that was the only time they have let me down. I had been with them from the last ten years of time. Credit limit value is fine for me and it is quite satisfactory too. Also the Rate of interest was not really huge with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Best of benefits"
      0.5 5.0/5 "Blown Away!"
      I also bank with ICICI Bank for a credit card. The offers are too good. I get nice features and the reward points I earn I can redeem it online as well on shopping. The credit limit is good and the card is accepted at any outlet and I can convert the transactions to a EMI as well.
      Was this review helpful? 1
      , mumbai
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I would like to recommend my ICICI bank corral visa credit card . I do get much offers on it instead I get reward points. I use this card for the last 2.5 years and as per my usage and the interaction with the bank everything is fine. This card is free for life time. Credit limit they have offered is 75k.
      Was this review helpful? 1
      , new delhi
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am not very happy with the credit card from ICICI Bank. They have given me a credit limit of only 30K and there are no much of offers as well. SBI offers me a better credit limit and and decent offers too. There could be an improvement in the services of ICICI Bank.
      Was this review helpful? 1
      , chennai
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I do have credit card with ICICI bank. It is a chargeable card, the annual fee is around 500 rupees. I receive reward points and cash back offers from the bank but as of now I did not redeemed those reward points into cash. The rate of interest is something around 13.99%.
      Was this review helpful? 0
      , chandrapur
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      It has been one and a half year when I received credit card from ICICI bank but they have offered me only 35000 rupees as credit limit. Initially it was platinum credit card now they have upgraded to coral credit card. Its a life time free credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Happy using this card"
      0.5 5.0/5 "Blown Away!"
      Holding ICICI Bank Platinum chip VISA credit card for past 3 years. There are benefits available with the reward points which can be redeemed only as vouchers. The interest rate is nominal with this card. There is no such plenty offers compared with SBI. Overall I feel happy using this card,. And moreover, I am happy with credit limit with this ICICI bank card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      I were using Coral credit card for long days, they gave movie tickets offers like buy one, get one free but whenever I tried it gave me error message stating try again later, its an inconvenient par and I am using two credit card from ICICI, but they wont send separate bills to check about the offers or transaction.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Need better offer and credit limit"
      0.5 4.0/5 "Great!"
      Four years back, I got ICICI platinum credit card but they yet not increased the offers or credit limit. Whenever I am using my credit card I would be getting reward points, But I am not aware of offers, ICICI wont give transparent about the offers on bill.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Hassle Free"
      0.5 5.0/5 "Blown Away!"
      I got the ICICI personal loan through the credit card without documents. Within 48 hours ICICI have disbursed the amount but interest rate was high they were charged 16% it was fixed rate. I have taken the amount within Rs. 3 lakhs with the tenure of four years and I am fine with ICICI credit card offers and the credit limit is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have used the ICICI bank credit card in very rare time and I was with them for ten years of time. I have not seen much advantages with them and the customer service works in a fine way. Bill payment procedures are nominal one with them and the online services too.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Nice benefits"
      0.5 4.0/5 "Great!"
      I get a lot of decent offers on my credit card and the bank has always sent intimated me when ever I make a transaction. I bank with ICICI Bank for the same and being an existing customer the credit limit is good. My statements are also on time and clear.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "No issues faced"
      0.5 5.0/5 "Blown Away!"
      I had earlier used a credit card with ICICI Bank and I closed it as I was doing too much of transactions on it. I used to transact for 1.50 lakh per month. As long as I used the card it was a nice experience and there has been no issues in the bills as well.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2017
    • ICICI Bank Credit Card
      "Overall good"
      0.5 3.0/5 "Satisfactory"
      I do have ICICI bank credit card for more than 2.5 years of time. The main advantage is the lounge access in the airport by using this ICICI bank credit card and the customer service is an excellent one, also their security is far better than their competitors. Always, I have to unlock the payback credit to redeem it like it used to be get closed in two to three months of time automatically.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 17, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The ICICI Coral credit card is used for the purchases like electronic and grocery items. I am happy with the credit limit with ICICI credit card. I got benefits with this card like rewards, cash back offer and fuel surcharge waiver, which I don't use any of it. The rate of interest is bit higher with this card as well late fee charges also applicable.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 17, 2017
    • ICICI Bank Credit Card
      "Quick in process"
      0.5 5.0/5 "Blown Away!"
      After me applying for a credit card with ICICI Bank, I received it on time and it was not a delayed process. I got it as promised and the credit limit the bank has offered me is good enough too. It is a life time free card and I did not have to pay any joining fees too. There is a buy one get one movie ticket free offer. Though I have not explored on the card yet. I am happy with the quick process.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • ICICI Bank Credit Card
      "So far so good"
      0.5 4.0/5 "Great!"
      I also bank for a credit card with ICICI Bank and I am not a person who looks in for offers. When ever I need to use my card I do so and I have not faced any hassles till date. My transactions has always gone through with ease. There are no charges for my card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2017
    • ICICI Bank Credit Card
      "They should stick on their commitment"
      0.5 4.0/5 "Great!"
      When I took credit card they said there was no joining fee but they were charged the amount of 1200 and service tax. I spoke with their customer service, they said we can't do anything on it. I am not happy with their commitment , now I am planning to close it.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2017
    Common Loader Icon

    ICICI Bank Platinum Identity Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    A simple credit card to cater to your personal needs and reward you with hand-picked rewards. The ICICI Bank Platinum Credit Card is designed to make spending money more rewarding. Enjoy attractive rates of interest on your outstanding balances and pay back the amount due after long interest-free periods at your convenience. Earn rewards every step of the way and even get accelerated rewards on selected spends. Call upon the 24/7 concierge service to help you with travel, dining, automobile, medical and gifting requirements.

    Benefits:

    Hand-picked Rewards:

    For every Rs. 200 you spend on your credit card in India, you will earn 2 hand-picked rewards. When you use your card internationally, you will earn 4 reward points for every Rs. 200 spent. You also get a chance to accelerate your reward earnings to 8 points for every Rs. 200 on selected spends. Redeem your rewards from a host of gifts, deals and discounts including lifestyle and travel privileges.

    i-Assist:

    Your very own personal concierge to take care of all your needs including travel bookings, hotel and restaurant reservations, emergency auto assist, medical services and even flower or gift delivery.

    Surcharge waivers:

    Fill up your tank at any petrol station and get the fuel surcharge waived.

    Annual fee waiver:

    When you take on the ICICI Bank Platinum Identity Card, you will be charged Rs. 2000 as a joining fee, but you will not incur any annual fee for the first year. From the second year onwards, a fee of Rs. 750 will be charged annually.

    Features:

    Interest-free credit period:

    Pay for your purchases 18-48 days later when you use your ICICI Bank Platinum Identity Card. The interest-free period will differ based on a number of factors and the time at which you make the purchase. Enjoy the interest free periods as long as you clear your credit card bills in full.

    Attractive interest rates:

    Interest rates on the Platinum Identity card is 3.40% per month. It can be as low as 1.25% per month depending on your relationship with the bank, your purchase and credit history, and loyalty. Upon defaults, the highest rate of interest you can incur is 3.50% per month.

    Internet Banking:

    Use the internet banking facility of ICICI Bank to manage your credit card account. Easily make payments, view statements, dispute transactions, send queries and more, anytime and anywhere at your convenience.

    Mobile Banking:

    Download the ICICI Bank mobile app to carry your bank account with you. Manage your credit card account through your phone at your convenience. Carry out a number of transactions through your phone. You can also use the SMS banking facility.

    Important Fees and Charges:

    ChargeAmount
    Joining Fee2000
    Annual Fee750
    Supplementary CardNil
    Interest on extended credit or overdue interest3.40 % per month or 40.80% per annum.
    Interest on cash advance3.40 % per month or 40.80% per annum.
    Cash advance transaction charge2.5% of transaction amount, subject to a minimum of Rs. 300.

    Related Fees and Charges:

    ChargeAmount
    Reward redemptionRs. 99 + service tax is levied for handling and courier on hand-picked reward redemption requests.
    Card replacementRs.100
    Chargeslip requestRs.100
    Overlimit2.5% of the overlimit amount, or a minimum of Rs. 500.
    Dial a loan transaction fee3% of the amount subject to a minimum of Rs. 300.
    Card replacement1% of the cheque amount, subject to a minimum Rs. 100,
    Chargeslip requestRs.100
    Overlimit2% of the total amount payable, subject to a minimum of Rs. 250.
    Dial a loan transaction fee2% of the total amount payable, subject to a minimum Rs. 250.
    Cash payment at bank branch1% of the cheque amount, subject to a minimum Rs. 100,
    Surcharge on railway booking1.80% of the transaction amount for bookings made online. 2.5% for any other booking.
    Fuel surcharge2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.
    Service taxService tax is charged at 12.36%. Applicable on interest, fees, surcharge and other fees.

    Late Payment Charges:

    Total Amount DueCharges
    Up to Rs. 99Nil
    Rs. 100 - Rs. 500Rs.100
    Rs. 500 - Rs. 10000Rs.500
    Rs. 10000 - Rs. 20000Rs.600
    Above Rs. 20000Rs.700

    ICICI Platinum Credit Card FAQs:

    1. After applying for the ICICI Bank Platinum Identity Card, how long will it take to receive the card?

      After submitting the application along with all required documentation, ICICI Bank will take up to 21 working days to process the application.

    2. How do I make payments towards my credit card?

      There are a number of options to pay your credit card bill.

      • Cheque or Draft - Visit any ICICI ATM or bank branch and drop a cheque made in favour of your credit card number.
      • Cash - Pay your credit card bill in cash at any ICICI Bank Branch. A fee of Rs. 100 is charged for this service.
      • Auto-debit facility - ICICI account holders can use the auto-debit facility which automatically debits your bank account at you request or standing instructions.
      • Customer care - You can make payments through the customer care helpline. Call customer service and give them the necessary details of your credit card and they will guide you through the payment.
      • Click to Pay - Cardholders who do not have an ICICI bank account can pay online from another bank using the “Click to Pay” option.

    3. What are the consequences of missed payments?

      If you miss a credit card payment, you will be notified by ICICI Bank to make the payment. Your overdue account will attract a penalty fee. Your credit card may also be subject to a higher interest rate. Furthermore, upon continuously defaulting on your credit card payment, ICICI Bank will report you to CIBIL. This will hamper your future credit opportunities.

    4. What do I do if I lost my ICICI Bank Platinum Identity credit card?

      If you lose or misplace your credit card, report it immediately to customer care. The credit card will be blocked and a new one will be issued. The new credit card will be sent to you within 7 working days.

    5. What do I do if my credit card is declined?

      If you ICICI Bank Platinum Identity Credit Card is declined, please contact the ICICI Bank customer care. They will be able to tell you what the situation is and why your credit card was declined, and help you resolve the problem.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.