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  • ICICI Bank Unifare Delhi Metro Credit Card

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    ICICI Bank Unifare Delhi Metro Credit Card

    Who said customers can’t avail the features of two fantastic cards in one? Users now have the option of procuring the benefits of a credit card and the Delhi Metro Smart Card in one, thanks to the ICICI Bank Unifare Delhi Metro Credit Card. No more hassles of standing in never ending lines courtesy of the auto recharge feature among other attractive benefits. Customers can also avail a discount while travelling on the Metro. Other features include PAYBACK points that can be exchanged for a host of exciting gifts, waiver on fuel surcharge and discounts on dining bills. All in all, this card is a must have for all Delhi Metro travellers.

    Benefits of the ICICI Unifare Delhi Metro Credit Card:

    PAYBACK points on every purchase:
    • Customers will receive PAYBACK points each time they use their cards for any purchase including shopping, movies or dining.
    • Earn 2 PAYBACK points for every Rs. 100 spent. This is not applicable to fuel-related purchases.
    • Earn 4 PAYBACK points for every Rs. 100 spent on auto top-up transactions.
    • These points can be exchanged for a host of fantastic gifts thanks to PAYBACK which is the largest multi-partner loyalty program in India. Customers can also use these points to travel on the metro when they redeem them for Metro Miles, which is a cash recharge credited to their ICICI Bank Unifare Delhi Metro Credit Card. One PAYBACK point equals Rs. 0.25 when converted to Metro Miles.
    Save on Annual Fee:

    ICICI Bank Unifare Delhi Metro Credit Cardholders have the option of reversing their annual fee by spending Rs. 50,000 or more on their card every year and thereby save on paying the annual fee for the following year.

    Fuel Surcharge waiver:

    ICICI Bank Unifare Delhi Metro Credit Cardholders, on fuel transactions below Rs. 4000, can enjoy a waiver of 2.5% fuel surcharge at HPCL pumps. In addition to the transaction amount, their credit card will also have to be swiped on ICICI swipe machines for this option to be availed.

    Dining Discounts:

    Foodies rejoice! ICICI Bank Unifare Delhi Metro Credit Cardholders can enjoy a discount of at least 15% on their dining bill from various celebrated restaurants across the country. This offer is made available by ICICI Bank Culinary Treats.

    Priority for Security:

    Security is considered as top priority and the ICICI Bank Unifare Delhi Metro Credit Card comes with many features that protects it and ensures that it cannot be misused. Some of these features include an embedded microchip preventing counterfeiting and duplication. In addition to this, a PIN or Personal Identification Number is provided and is required for transactions at merchant outlets but is not necessary for online purchases. Customers need to also register for a 3D secure code which is verified by MasterCard/VISA secure code.

    MasterCard Moments:

    This is designed especially for MasterCard users. The MasterCard Moments program comes with a number of delightful experiences that can be enjoyed by customers.

    Unique Features and Advantages of the ICICI Unifare Delhi Metro Card:

    Preloaded Balance:

    The ICICI Bank Unifare Delhi Metro Credit Card has a pre-loaded amount of Rs. 100 that is available to use right after the card is availed. This saves up on additional time required to recharge the card.

    Auto Recharge Facility:

    Customers do not have to worry about exhausting the recharge amount on their card thanks to the auto recharge facility which credits Rs. 200 to their ICICI Bank Unifare Delhi Metro Credit Card every time their balance falls below Rs. 100. This also saves customers from waiting in long queues to recharge their card. The recharge amount is debited to the customer’s ICICI Bank Unifare Delhi Metro Credit Card.

    Discount on Travel:

    Customers using the ICICI Bank Unifare Delhi Metro Credit Card can enjoy a discount of 10% each time they travel on the metro while using the card. In addition to this, customers do not have to worry about planning their travel as their fare for the journey will be calculated depending on the station they exit from.

    Fees and Charges for the ICICI Bank Unifare Delhi Metro Card:

    Primary card
    One Time Joining FeeRs.299
    Annual Fee applicable from the second yearRs.299
    Overdue Interest on Extended Credit3.40% per month which amounts to 40.80% per annum
    Interest on Cash Advances3.40% per month which amounts to 40.80% per annum
    Service TaxVaries, is currently 12.36% and is applicable on interest, fees and all other charges
    Supplementary card
    One Time Joining FeeRs.299
    Overdue Interest on Extended Credit3.40% per month which amounts to 40.80% per annum
    Interest on Cash Advances3.40% per month which amounts to 40.80% per annum
    Service TaxVaries, is currently 12.36% and is applicable on interest, fees and all other charges

    ICICI Bank Unifare Delhi Metro Credit Card FAQs:

    1. What is the threshold limit for the Auto-recharge facility to work?

      The auto recharge feature on the ICICI Bank Unifare Delhi Metro card ensures that the customer always has a certain amount of balance available on his/her Delhi Metro Smart Card Chip. This feature gets activated every time the balance reaches a threshold limit of Rs. 100 post which a top-up amount of Rs. 200 will be credited to the customer’s Delhi Metro Transit Chip.

    2. How can customers redeem their PAYBACK points?
      • Customers can redeem their PAYBACK Points for either Rewards or Metro Miles. The procedure for both vary slightly as mentioned below -
      • Customers redeeming their PAYBACK Points for Metro Miles need to call the official number, post which a recharge of the corresponding amount will be received within 21 working days on their Delhi metro Smart Card Chip. Also, customers are required to have at least 400 PAYBACK Points in order to redeem them against Metro Miles.
      • In case customers are exchanging their points for Rewards, then they will have to call the PAYBACK Customer Care and place an online request online on the PAYBACK website after which they will receive the reward within 10 working days.
    3. Can customers use both the ICICI Bank Unifare Delhi Metro Credit Card and a Delhi Metro Smart Card on the same journey?

      Customers are advised not to use both their ICICI Bank Unifare Delhi Metro Credit Card and Delhi Metro Smart Card during the same journey as doing so may attract a fine as per the rules of Delhi Metro.

    4. If the Auto Recharge facility is not used for a long period of time, will it be deactivated?

      No, the Auto Recharge facility on their card will be deactivated only if the customer places a request for it and is not dependent on the usage.

    5. What measures can a user take if his/her ICICI Bank Unifare Delhi Metro Credit Card is unreadable or is damaged?

      If a customer’s ICICI Bank Unifare Delhi Metro Credit Card is damaged or unreadable, then he/she can visit the customer service window that is present at the station. In case the situation is not resolved, then the ICICI Bank Customer Care can be contacted. The existing credit card will be closed and a new one will be issued. However, the balance amount on the previous card will not be transferrable.

    ICICI Bank Unifare Delhi Metro Credit Card Reviews

    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI platinum credit card from last 8 years, they did not charge any annual fee at the time of getting this credit card. ICICI bank provides good services on credit card when compared to all other credit cards. I feel the credit limit of Rs 60000 is less in this credit card. I get offers like cash back and reward points. I use this credit card for my personal use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a coral credit card with ICICI bank. I get 100 rupees discount with book my show app. I am using this card for more than one and half years. I get reward points with this card. Easy EMI option available. The application of this bank is very good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I hold a platinum credit card with ICICI bank. They provide movie tickets with book my show app. And an additional cashback of 10% with online web stores. From fuel stations also there is some reverts to my card. The annual charge is 199 rupees.
      Was this review helpful? 0
      , samastipur
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Great card"
      0.5 4.5/5 "Excellent!"
      I am a privilege customer. ICICI is providing a good service. They could have been more transparent on the reward points. I started my credit card service in 2008 with a platinum card before two years they upgraded to Coral platinum card. If I do 1L as a minimum transaction, the annual fee will be waived off. The customer service and response was pretty good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The ICICI Bank credit card i am using the bank gave me a balance transfer option on the card . Bill payment is easy i can pay through mobile application . It get Reward points on using the card .it is a Platinum credit card i am using from past 1 year and the limit i got on the credit card is 50K and cash withdraw option is also provided for 5K . The Rate of interest is high they are charging .
      Was this review helpful? 0
      , tenkasi
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I applied for a credit card with ICICI bank and they approved it and I took it from them. I have been using their ICICI titanium credit card for the past 1 year now and till now it is a good card for me. Their customer care is very good. I use it for online, shopping and dining. The annual fees of Rs. 1100 is applied to this credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank, its good. I am holding HPCL coral card for 2 years. The reward points and cash backs offers are moderate. It may be domestic credit card. They provided a 24/7 number to reach the customer support. I can redeem the reward points. Bookmyshow movie vouchers option this is the best one
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      As I'm a valuable customer with ICICI bank for around 1.5 years they offered me a credit card which I accepted it and took it from them. ICICI bank gave me a Coral Master credit card. I have been using this card now for around 1.5 years. There are no annual fees applied to this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of ICICI bank, I am holding this card from last 1 year, the services provided by ICICI credit card is good when compared to all other credit cards. They did not charge any annual fee at the time of getting this credit card. I get good offer like buy 1 get 1 on movie tickets but the error pops up as not eligible at the time of availing the offer. I use this card for dining, shopping and petrol. The credit limit of Rs 40000 which is actually less in this card.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good one "
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank which was taken 3 months back. They have offered platinum International card and the credit limit was 40,0000 which was not satisfactory . The customer service and responses was good . The validity the card is till 2022. Here the rate of interest and charges are average . My overall experience was good and I would like to recommend to others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good to hold"
      0.5 2.0/5 "Expected more"
      I am using ICICI credit card for a long time. They charge 500 rupees annually, If I don't transact much otherwise it will be waived off. I hold coral credit card. I am getting good reward points and cash back offers. I can redeem the points and the amount will be credited back into my credit limit. The credit limit was not good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      From the past 2011, i am using the credit card of ICICI Bank . The customer service is really good from the bank side . Bank gave a credit Limit of 35K and cash withdraw option is also there . Balance transfer option was also provided to me . I get Reward points on using the card .there are no Annual charges on the card , it is a platinum card which I am presently using with this bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      As I'm a long time customer with ICICI bank for around 6 years they offered me a credit card and I accepted it and took it. I have been using their coral credit card for 6 years now and till now it is a good card for me. There are no annual fees which is applicable for this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      ICICI bank provides best services on credit card when compared to all other credit cards. I am using this credit card from last 8-9 months. They did not charge any annual fee at the time of getting this credit card. I did not find any offers in this card, i use this card mainly for shopping and i am also fine with the credit limit.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with the service of ICICI for my credit card service they provide me good offers with reward points also the customer service was helpful the credit limit they offered me was very good it was totally a wonderful experience with ICICI for my credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The services at ICICI Bank is good and the experience is overall nice for the credit card. The card is accepted all over and the transactions are smooth. I am also happy with the credit limit and there are no extra charges taken for the card. The billing cycle is also comfortable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      As I'm a ICICI bank's savings account holder for more than 15 years they offered me a credit card which I accepted and took it from them. Now I'm using this ICICI bank Platinum Master credit card around 10 years. This is a good card to use. There is no annual fees for this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • ICICI Bank Credit Card
      "Good pocket money card and easy to use"
      0.5 4.0/5 "Great!"
      I have Platinum chip credit card from ICICI, its a life time free and there is no joining or annual sub divison charges. They provides 15% discounts on dinning they got tie up with them and if I use my card in shopper stop I get addition 5 to 10% of cash back. Its really good even for the movie ticket like buy one+ get one at bookmyshow.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 17, 2017
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am using ICICI bank credit card from last 2 years, the services provided by ICICI credit card is comparatively good. They did not charge any annual fee at the time of getting this credit card. I did not find any offers on this credit card. I use this credit card for general purpose and the credit limit is less in this credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • ICICI Bank Credit Card
      "Dissatisfied Service on credit card"
      0.5 1.0/5 "Really Bad"
      ICICI provided very least credit limit, initially they told life time free credit card. Now I paid the activation fee around Rs. 600, I spoke with the customer care, they told bank gave me Ferrari card instead of normal card. Customer service is also not professional.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
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