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  • ICICI Bank Unifare Delhi Metro Credit Card

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    ICICI Bank Unifare Delhi Metro Credit Card

    Who said customers can’t avail the features of two fantastic cards in one? Users now have the option of procuring the benefits of a credit card and the Delhi Metro Smart Card in one, thanks to the ICICI Bank Unifare Delhi Metro Credit Card. No more hassles of standing in never ending lines courtesy of the auto recharge feature among other attractive benefits. Customers can also avail a discount while travelling on the Metro. Other features include PAYBACK points that can be exchanged for a host of exciting gifts, waiver on fuel surcharge and discounts on dining bills. All in all, this card is a must have for all Delhi Metro travellers.

    Benefits of the ICICI Unifare Delhi Metro Credit Card:

    PAYBACK points on every purchase:
    • Customers will receive PAYBACK points each time they use their cards for any purchase including shopping, movies or dining.
    • Earn 2 PAYBACK points for every Rs. 100 spent. This is not applicable to fuel-related purchases.
    • Earn 4 PAYBACK points for every Rs. 100 spent on auto top-up transactions.
    • These points can be exchanged for a host of fantastic gifts thanks to PAYBACK which is the largest multi-partner loyalty program in India. Customers can also use these points to travel on the metro when they redeem them for Metro Miles, which is a cash recharge credited to their ICICI Bank Unifare Delhi Metro Credit Card. One PAYBACK point equals Rs. 0.25 when converted to Metro Miles.
    Save on Annual Fee:

    ICICI Bank Unifare Delhi Metro Credit Cardholders have the option of reversing their annual fee by spending Rs. 50,000 or more on their card every year and thereby save on paying the annual fee for the following year.

    Fuel Surcharge waiver:

    ICICI Bank Unifare Delhi Metro Credit Cardholders, on fuel transactions below Rs. 4000, can enjoy a waiver of 2.5% fuel surcharge at HPCL pumps. In addition to the transaction amount, their credit card will also have to be swiped on ICICI swipe machines for this option to be availed.

    Dining Discounts:

    Foodies rejoice! ICICI Bank Unifare Delhi Metro Credit Cardholders can enjoy a discount of at least 15% on their dining bill from various celebrated restaurants across the country. This offer is made available by ICICI Bank Culinary Treats.

    Priority for Security:

    Security is considered as top priority and the ICICI Bank Unifare Delhi Metro Credit Card comes with many features that protects it and ensures that it cannot be misused. Some of these features include an embedded microchip preventing counterfeiting and duplication. In addition to this, a PIN or Personal Identification Number is provided and is required for transactions at merchant outlets but is not necessary for online purchases. Customers need to also register for a 3D secure code which is verified by MasterCard/VISA secure code.

    MasterCard Moments:

    This is designed especially for MasterCard users. The MasterCard Moments program comes with a number of delightful experiences that can be enjoyed by customers.

    Unique Features and Advantages of the ICICI Unifare Delhi Metro Card:

    Preloaded Balance:

    The ICICI Bank Unifare Delhi Metro Credit Card has a pre-loaded amount of Rs. 100 that is available to use right after the card is availed. This saves up on additional time required to recharge the card.

    Auto Recharge Facility:

    Customers do not have to worry about exhausting the recharge amount on their card thanks to the auto recharge facility which credits Rs. 200 to their ICICI Bank Unifare Delhi Metro Credit Card every time their balance falls below Rs. 100. This also saves customers from waiting in long queues to recharge their card. The recharge amount is debited to the customer’s ICICI Bank Unifare Delhi Metro Credit Card.

    Discount on Travel:

    Customers using the ICICI Bank Unifare Delhi Metro Credit Card can enjoy a discount of 10% each time they travel on the metro while using the card. In addition to this, customers do not have to worry about planning their travel as their fare for the journey will be calculated depending on the station they exit from.

    Fees and Charges for the ICICI Bank Unifare Delhi Metro Card:

    Primary card
    One Time Joining FeeRs.299
    Annual Fee applicable from the second yearRs.299
    Overdue Interest on Extended Credit3.40% per month which amounts to 40.80% per annum
    Interest on Cash Advances3.40% per month which amounts to 40.80% per annum
    Service TaxVaries, is currently 12.36% and is applicable on interest, fees and all other charges
    Supplementary card
    One Time Joining FeeRs.299
    Overdue Interest on Extended Credit3.40% per month which amounts to 40.80% per annum
    Interest on Cash Advances3.40% per month which amounts to 40.80% per annum
    Service TaxVaries, is currently 12.36% and is applicable on interest, fees and all other charges

    ICICI Bank Unifare Delhi Metro Credit Card FAQs:

    1. What is the threshold limit for the Auto-recharge facility to work?

      The auto recharge feature on the ICICI Bank Unifare Delhi Metro card ensures that the customer always has a certain amount of balance available on his/her Delhi Metro Smart Card Chip. This feature gets activated every time the balance reaches a threshold limit of Rs. 100 post which a top-up amount of Rs. 200 will be credited to the customer’s Delhi Metro Transit Chip.

    2. How can customers redeem their PAYBACK points?
      • Customers can redeem their PAYBACK Points for either Rewards or Metro Miles. The procedure for both vary slightly as mentioned below -
      • Customers redeeming their PAYBACK Points for Metro Miles need to call the official number, post which a recharge of the corresponding amount will be received within 21 working days on their Delhi metro Smart Card Chip. Also, customers are required to have at least 400 PAYBACK Points in order to redeem them against Metro Miles.
      • In case customers are exchanging their points for Rewards, then they will have to call the PAYBACK Customer Care and place an online request online on the PAYBACK website after which they will receive the reward within 10 working days.
    3. Can customers use both the ICICI Bank Unifare Delhi Metro Credit Card and a Delhi Metro Smart Card on the same journey?

      Customers are advised not to use both their ICICI Bank Unifare Delhi Metro Credit Card and Delhi Metro Smart Card during the same journey as doing so may attract a fine as per the rules of Delhi Metro.

    4. If the Auto Recharge facility is not used for a long period of time, will it be deactivated?

      No, the Auto Recharge facility on their card will be deactivated only if the customer places a request for it and is not dependent on the usage.

    5. What measures can a user take if his/her ICICI Bank Unifare Delhi Metro Credit Card is unreadable or is damaged?

      If a customer’s ICICI Bank Unifare Delhi Metro Credit Card is damaged or unreadable, then he/she can visit the customer service window that is present at the station. In case the situation is not resolved, then the ICICI Bank Customer Care can be contacted. The existing credit card will be closed and a new one will be issued. However, the balance amount on the previous card will not be transferrable.

    ICICI Bank Unifare Delhi Metro Credit Card Reviews

    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI bank from last 17 years, there was no annual fee charged for this credit card. Offers like cash back are good in this credit card and they also provide instant loan with less interest rate. I am satisfied with the credit limit in this credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Good Card to Use"
      0.5 4.0/5 "Great!"
      It is a life time free card so time to time also i used to receive offers on LG and i will receive 10% offers on Grofers and other website. I have been using this card for 6 months. Once i have called to the customer care service and the response was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been the best card which i have been using the car for the last 12 years. The credit limit which they had provided had been less than i expected and i am expecting more in the near future. I have been using the card for shopping and all other purchases. There has been good reward points and cash back offers with the card as well which had not been used yet.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Credit limit has to increase"
      0.5 4.0/5 "Great!"
      The credit limit is not good. I have been using this card for 4 years. They did not increase my credit limit so far. I called to the customer care service for this issue, but they are not providing proper response. They said after 6 six months, i can increase my credit limit but its been more than 4 years till not even increased. They have given me a credit limit of Rs. 40000 which I'm not at all satisfied. The customer care people always helped me to resolve my queries.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Useful Card"
      0.5 4.0/5 "Great!"
      There was delay in the vouchers. The tied up offers are there which was not that much useful. Time taken to receive the voucher in the fast track. They have offered me credit limit of around a lakhs. I have taken this card for 5 months. I have started using this card for Groceries and Movies, Accessories shops. Sometimes, its take more time to reach the customer care executive. It is taking minimum of 3 minutes. I have called to know about the offers in this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      ICICI bank provides average services on credit card when compared to other credit cards. I am using this credit card from last 1 year and there was no annual fee charged for this credit card. Reward points are very limited on this credit card and i found no issues with this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      I have a credit card with ICICI bank from last 1 year, i paid an one time fee of Rs 499 for this credit card. I am finding issues with the payment as this credit card is collaborated with AMEX so it takes 3-4 days for the payment to get reflected. Offers like reward points are good in this credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      For last 8 months am using Icici Credit card .Am satisfied with the credit limit which they have provided . There is no annual charges for the card and there is no additional charges for the transaction which i make I use this card for all purpose and cash back offers also. Overall am satisfied with their customer service and response .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and am using it from the last two years of time. I would like to say that the response is okay one for me with them and the credit limit value is around 45000 Rupees. I am really happy with the ICICI bank credit card.
      Was this review helpful? 0
      , guntur
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 2-3 years, there are no hidden charges on any transactions with this credit card. I paid an annual fee of Rs 499 for this credit card. I get good cash back offers on this credit card and i am happy with the credit limit in this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      Am using Icici Credit card , am using this credit card for shopping purpose . Am satisfied with credit limit . And there is no annual charges for the card . I repay the amount by on-line banking through Icici credit card mobile application. . Their customer service and response is good .Their mobile application is user friendly and hassle free to use.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      For last quite some years am using Icici Credit card .Am satisfied with the credit limit which they have provided . There is no annual charges for the card and there is no additional charges for the transaction which i make I use this card for all purpose and cash back offers also. Overall am satisfied with their customer service and response .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      For last 2 years am using Icici Credit card , am using this credit card for shopping purpose . Am satisfied with credit limit . And there is no annual charges for the card . I repay the amount by on-line banking through Icici credit card mobile application. . Their customer service and response is good .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • ICICI Bank Credit Card
      "The Service needs Improvements"
      0.5 3.0/5 "Satisfactory"
      I have been using the ICICI Coral Visa credit card for a while. The Interest rate was high and charges are also high. I also have a Savings account , they debited the credit card payments from my sacings account with out any notifications so I closed this card. They need to take permission to the account holder or inform properly before debiting the amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      I have been using Icici credit card for quite some months . There customer service and response is good . Am satisfied with the credit limit which they have provided to m but need to increase . There is no annual charges for the card as its life time free card. There is no additional charge for the transaction which.I make payments through on line banking.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using Icici credit card for last quit months . Am satisfied with credit limit which they have provided .There is no annual charge for the card as its get waived off. There is some additional charge for the certain transaction The customer service and response is good regarding queries related to credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Worst Card to Have"
      0.5 1.0/5 "Really Bad"
      I have ended up my relation ship with ICICI. I have closed the card because of the bad service which is provided by them. Their is no good offers in this card. More than 10 years, i used this card. I have called their customer services lots of times, the customer care executive were arrogant. They charged around 500 for annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using for the last 9 years and the services has been very good and the service has been wonderful and there has not been any issues faced so far as a bank they have been good. Online help has there and there has been a good credit limit has been very good. They increase it every alternate year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      No issues so far with the credit card. It is a annual payment of rupees 600/-. Limit i am satisfied in my card. Documentation is easy and simple This is the first credit card i have since 6 years. I got once hike and i use not so much. Charges are very high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • ICICI Bank Credit Card
      "Satisfied with the Card"
      0.5 4.0/5 "Great!"
      Their is no annual fee. I'm not having that experience of their interest rate. But I'm aware of the interest rate of 2.5%. I never made the payment late. I used to get cashback of 5 to 10% in bigbazaar and other shops. I never converted the purchase into EMI. Their is no charges for EMI conversion. They are offering a paybacks offers. I'm not interested about EMI.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 18, 2018
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