Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank NRI Coral Credit Cards

    The ICICI Bank NRI Coral Credit Card is a first-of-its-kind unsecured credit card that not only guarantees security but also provides a number of useful features and amazing benefits that the cardholder can make use of. Also, using this card, cardholders can make railway and flight booking to make their travel within India an easy and trouble-free affair.

    Applicants can get this credit card using a simple process online or offline. This card comes with great deals on movie tickets, hotel bookings, lounge visits, and dining benefits. Let us take a detailed look at the features, benefits, fees, charges, eligibility, and documentation process of this card.

    Features and Benefits of the ICICI Bank NRI Coral Credit Cards

    • This card comes equipped with a Chip-and-PIN security system that ensures that the cardholder stays safe against fraud and duplication of cards.
    • Cardholders can bag 2 complimentary lounge visits each quarter.
    • They can also get 3 complimentary UBER vouchers each worth Rs.100.
    • They can bag one free ticket under the buy-one-get-one plan offered by BookMyShow.
    • Cardholders can get up to 2 complimentary tickets per month priced at up to Rs.250 each ticket.
    • Cardholders can get a discount worth 15% or more on dining at more than 2,500 restaurants across 12 major cities in India under the Culinary Treats Program offered by ICICI Bank.
    • Cardholders can reap benefits from the MasterCard Moments program that enables them to enjoy a host of enriching experiences.
    • Cardholders can bag a waiver worth 1% on fuel surcharge each time they buy petrol or diesel. This offer will be valid on a maximum expenditure of Rs.4,000 per transaction at all HPCL petrol pumps.

    Fees and Charges on the ICICI Bank NRI Coral Credit Cards

    Fees and Charges Amount
    Joining Fee Rs.1000 plus GST
    Annual Fee Rs.500 plus GST (waived off from the second year if annual spends are more than Rs.1,50,000 per year)
    Add-on Card Fee Rs.199
    Finance Charges A monthly rate of 3.40% and an annual rate of 40.80%
    Cash Advance Fee 2.50% of the amount withdrawn or Rs.300 (whichever is higher)
    Dial-a-Draft Fee 3% of the value of the draft amount subject to a minimum fee of Rs.300
    Late Payment Charges A maximum of Rs.750
    Over-limit Charges 2.50% on the over-limit amount (subject to a minimum of Rs.500)
    Cheque-Return Fee 2% of the Total Amount Due or a minimum of Rs.450 (whichever is higher)
    Fee on Cash Payment at Branches Rs.100 per payment transaction
    Duplicate Statement Request Rs.100
    Card Replacement Fee Rs.100
    Cash or Cheque Pick-Up Fee Rs.100 per Pick-Up
    Charge Slip Request Rs.100 per charge slip
    Railway Booking Surcharge 1.80% of the transaction value for payment made online and 2.50% on other bookings. Cost of railway tickets will be recovered along with charges and taxes levied if any by the acquiring bank at actual.
    Foreign Currency Transaction Charges Cross-currency mark-up of 3%

    How To Apply For An ICICI Bank NRI Coral Credit Cards

    Individuals can apply for ICICI Bank NRI Coral Credit Card using an online as well as an offline method. Let’s take a look at both of these methods one by one:

    • Applying for ICICI Bank NRI Coral Credit Card online: Applicants can visit the official website of ICICI Bank by logging on to and can apply for this card. They will have select it from the list of credit cards listed on the website. Next, all they need to do is click on the “Apply Now” tab that’s placed right under the particulars of the card. Once, they click on it, they will be directed to a page wherein they will need to fill in their details.
    • Applying for ICICI Bank Expressions Credit Card offline: To apply for an ICICI Bank Expressions Credit Card, the applicant can call the toll-free number 1800-200-3344 and talk to the bank's representative to start the application process. Alternatively, they can also step into their nearest branch of ICICI Bank and meet the bank’s representative in person, fill an application form, and submit the required documents to procure this card.

    Eligibility Criteria For An Icici Bank Nri Coral Credit Cards

    To procure an ICICI Bank NRI Coral Credit Cards, the applicant needs to fulfil certain eligibility criteria some of which are listed below:

    • Applicant should possess a Non-Resident External Rupee (NRE) or Non-resident Ordinary (NRO) account with ICICI Bank.
    • They should be more than 21 years of age.
    • The applicant should also have a steady source of income that will help them in repaying the borrowed amount on the credit card.
    • Self-employed applicants also should have a steady flow of earning to make sure that they are able to repay the borrowed amount on their ICICI Bank NRI Coral Credit Cards.

    Documents Required For ICICI Bank NRI Coral Credit Cards

    Applicants should submit the documents listed below to procure the ICICI Bank NRI Coral Credit Card:

    • Address proof of residence abroad
    • KYC documents
    • PAN card
    • A copy of their valid passport
    • A copy of valid visa/ work permit abroad (irrespective of the country they are working in)
    • A copy of their resident card
    • Copies of their passport-sized photograph
    • Copies of their latest bank statement
    • Copies of salary statement

    FAQs On Icici Bank NRI Coral Credit Cards

    1. What do I do if my ICICI NRI Coral Credit Card is lost or stolen?

      In case of misuse, loss, or damage of your ICICI NRI Coral Credit Card, you can report the incident immediately to the bank by sending this SMS, CCBLK <last 4 digits of your card> to 5676766. This will help you to block your card instantly and will prevent further misuse of the same.

    2. How can I pay my credit card bills?

      You can pay your credit card bills by using one of the methods listed below:

      • ICICI Credit Card Net banking
      • Dropping cheque in the drop box at any ICICI Bank branch
      • Visa money transfer
      • Auto-debit facility on other debit cards
      • NEFT
      • Making cash payment at any of the branches of the bank
    3. Will I have to submit a proof of employment along with other documents to procure this card?

      While it is not compulsory to do that, you can submit it in case you have it.

    4. Do ICICI NRI Coral Credit Cards offer auto-debit facility?

      Yes, ICICI Coral Credit Cards offer auto-debit facility. You can activate it by registering your credit card to the bank’s net banking facility.

    5. Will I be able to book railway tickets using my ICICI NRI Coral Credit Card??

      Yes, you can use this card to book railway tickets. Cost of railway tickets will be recovered along with charges and taxes levied if any by the acquiring bank. Cost of railway tickets will be recovered along with charges and taxes levied if any by the acquiring bank at actual. The bank will charge 1.80% of the transaction value for payments made online and 2.50% on bookings made otherwise.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.