Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Credit Card Reward Points

    ICICI Bank offers a host of credit cards to customers that carry a number of benefits including reward programmes. ICICI Bank offers three different rewards programmes. Depending on the card you hold, you could be eligible to be a member in these reward programmes and stand to earn points and redeem them against a variety of redemption options. Each programme comes with its own benefits that make shopping and spending on your ICICI Bank credit card rewarding. Learn all about each programme, its benefits, rewards and the process of it.

    How to Earn ICICI Bank Credit Card Reward Points

    You can earn reward points on your ICICI credit card when you make payments towards the following categories:

    • Movies
    • Groceries
    • Dining
    • Railways
    • Welcome bonus
    • Accelerated spend-based reward points
    • PAYBACK reward points
    • Everyday shopping
    • International Travel
    • High-value purchases
    • Automatic Bill Pay
    • Supplementary Cards

    How to Redeem ICICI Bank Credit Card Reward Points

    • Via Netbanking

      • Step 1: Login to your online banking account with your user ID and password.
      • Step 2: Visit the Credit Cards page and click on “Reward Points”.
      • Step 3: Click on Redeem Online.
      • Step 4: Select any of the items available for redemption.
      • Step 5: You will be given a unique order ID which you need to note down.
      • Step 6: Your order will be placed and should reach your registered address in about 10 working days.
      • Step 7: Orders once placed are non-refundable, non-exchangeable for another reward or cash.
    • Through Customer Care

      • Call the ICICI Bank credit card customer care in your city that is available 24/7.
      • Speak to a representative and give them the item code for the reward you have selected.
      • You will be given a unique order ID which you need to note down.
      • Your order will be placed and should reach your registered address in about 10 working days.
      • Orders once placed are non-refundable, non-exchangeable for another reward or cash.

    How to Redeem ICICI Bank Payback Points

    You can redeem your ICICI Bank Payback Points via:

    • PAYBACK website
    • PAYBACK partners

    How to Redeem ICICI Bank Payback Points via the PAYBACK Website

    • Step 1: Visit the website, www.payback.in
    • Step 2: Choose your product from around more than 1,000 items on the PAYBACK Rewards Catalogue. You can also choose a voucher from more than 100 brands on the PAYBACK VoucherWorld website.
    • Step 3: Select the rewards from categories like mobiles, electronics, kitchen appliances, and travel.
    • Step 4: Log into the portal and first place your order for rewards.
    • Step 5: The voucher will be delivered to your email id and also your mobile number. If you have ordered a product, it will be delivered to your billing address in 2 weeks’ time.

    How to Redeem ICICI Bank Payback Points via PAYBACK Partners

    • Step 1: First, visit any of the in-store or online partners of ICICI Bank
    • Step 2: You can choose your items form more than 100 partners
    • Step 3: Now, use the PAYBACK card and quote Linked Mobile Number during checkout

    How to Convert ICICI Bank Reward Points into Airmiles/Loyalty Points

    • You can redeem your PAYBACK Points for JPMiles
    • For redeeming, you need to visit the website, PAYBACK.in
    • You can also call PAYBACK Contact Centre, 1860-258-5000

    ICICI Bank Credit Card Rewards Catalogue

    You can redeem your reward points earned on ICICI credit cards form the ICICI website on these categories:

    • Electronics
    • Travel accessories
    • Lifestyle
    • Storage devices
    • E-voucher and gift vouchers
    • Home and kitchen appliances

    To see the PAYBACK partners’ catalogue, you can visit https://www.payback.in/partner-brands/icici-bank/redeem-points

    Eligible Cards for ICICI Credit Card Rewards Programme

    These are the ICICI Bank credit cards that are eligible for the ICICI credit card rewards programme.

    Corporate Credit Cards

    • ICICI Bank Gold Corporate Credit Cards
    • ICICI Bank Gold Business Credit Cards
    • ICICI Bank Silver Corporate Credit Cards

    Other Credit Cards

    • ICICI Bank Big Bazaar Gold, PLC & Silver Credit Cards
    • ICICI Bank American Express Green Credit Card
    • ICICI Bank e-BOR Preferred Gold & Silver Credit Cards
    • ICICI Bank Easy Deposit Preferred Gold Credit Card
    • ICICI Bank Gold Next Credit Card
    • ICICI Bank Foreign National Platinum Credit Card
    • ICICI Bank Virtual Credit Card

    Handpicked Rewards Programme

    The Handpicked Rewards Programme offered by ICICI Bank gives credit cardholders exclusive rewards from a range of vouchers, merchandise, miles and donations. With some of the top brands as partners, the Handpicked Rewards Programme spans across categories such as apparel, books, dining, accessories and more.

    How to Earn Handpicked Reward Points

    Earning reward points depends on the credit card you hold. Each card offered by ICICI Bank is eligible for a different rate of rewards depending on the type of card held by the customer. Given below is a list of eligible credit cards and the ways in which you can earn handpicked reward points.

    Credit Cards Handpicked Reward Points Benefits
    ICICI Bank Sapphiro Visa Credit Card You can earn 2 handpicked reward points on domestic spends and 4 points on international spends on your ICICI Bank Sapphiro Visa Credit Card.
    ICICI Bank Rubyx Visa Credit Card
    • With the ICICI Bank Rubyx Visa Credit Card, you can select any one of three categories to earn accelerated handpicked reward points.
    • Depending on your expenditure patterns you can choose between travel, shopping and essentials. For the category you select, you will earn 4 reward points.
    • You will earn 2 points for spends on any other purchase.
    ICICI Bank Visa Signature Credit Card Earn reward points on just about anything except fuel purchases. Be rewarded with up to 10 handpicked reward points for every Rs. 100 you spend.
    ICICI Bank Platinum Identity Credit Card Earn 2 handpicked reward points for every Rs. 200 spent domestically. Earn 4 points for every Rs. 200 spent abroad. You can also earn up to 8 points for every Rs. 200 spent on the accelerated categories.

    FAQs on ICICI Bank Credit Card Reward Points

    1. Can we convert ICICI Bank credit card reward points to cash?

      Yes, if you want to redeem your PAYBACK reward points into cash, you should call 080-40146444. You can also call the ICICI Bank customer care number.

    2. How can I view my reward points balance?

      You can check your reward points balance by registering for ICICI Bank Internet banking. You can then login to your account and access the Credit Cards tab. You can check your points balance under Rewards.

      You can also contact the customer care via phone to get this information.

    3. Do my ICICI Bank Reward Points expire?

      As long as you hold your credit card and all accounts with ICICI Bank are paid, in good standing and not overdue, your reward points are valid. There is no expiry date on the reward points you earn.

    4. How long will it take for the points earned to be credited to my account?

      From the time you make the transaction, it can take between 24 hours and 48 hours for the reward points to reflect in your account. The rewards earned will reflect in your monthly credit card statement.

    5. How long will my rewards item take to be delivered?

      After you have placed your redemption request, your reward can take approximately 10 working days to reach your registered address.

    6. Do I need to collect a minimum number of points to be able to redeem them?

      There is no minimum points required for redemption. You are eligible to redeem your rewards from the start of your card membership, however, you will have to collect enough points to be able to get a reward.

    7. Can I return or exchange the reward received?

      Your reward item is not exchangeable. You will not be able to return the product or get it replaced. The item is also not refundable for cash or credit.

    8. How to redeem handpicked reward points?

      You can redeem your points online through your internet banking account. You can also redeem your points through the customer care service.

    9. Do I need a minimum number of points to be eligible for Rewards Redemption?
    10. No, you do not require a minimum number of points to be able to redeem them.

    11. Is there a maximum limit on the number of points I can redeem?

      There is no maximum or minimum limit on your reward points. You can redeem any number of points in a single order or multiple orders.

    12. What is the 10X reward point offered by ICICI Bank?

      10X reward points offered by ICIC Bank is ten times the reward points that the you would have otherwise earned on your transactions.

    13. Is there any option to convert my Payback points to JPMiles?

      Yes, you can convert your Payback points to JPMiles. You have to call the Contact Centre and request for a redemption order. You can also visit the website, rewards.payback.in and convert the reward points that you have earned.

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