Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Credit Card Reward Points

    ICICI Bank offers a host of credit cards to customers that carry a number of benefits including reward programmes. ICICI Bank offers three different rewards programmes. Depending on the card you hold, you could be eligible to be a member in these reward programmes and stand to earn points and redeem them against a variety of redemption options. Each programme comes with its own benefits that make shopping and spending on your ICICI Bank credit card rewarding. Learn all about each programme, its benefits, rewards and the process of it.

    Types of ICICI Credit Card Reward Programme

    The following are the types of reward programmes offered by the ICICI Credit card to the card holders:

    • ICICI Bank Rewards Scheme: From grocery and online shopping to jewellery, dining, travel and hotel bookings, these reward schemes enable you to earn and redeem reward points on everyday purchases.
    • Hand-picked Rewards Scheme: This scheme spans across categories such as apparel, books, dining, accessories, etc., and is applicable from effective date for selected credit cards only.
    • PAYBACK Scheme: This scheme will be applicable on and after the effective date for selected credit cards only.

    Advantages of Rewards Programmes

    The following are the benefits of the various reward programmes offered by the ICICI Bank Credit Cards:

    • Reward points can be earned every time the user spends through their credit card.
    • Unlimited reward points can be earned depending upon the user transaction
    • Reward points do not expire
    • Reward points can be redeemed from a wide range of vouchers and gifts items

    How to Earn Hand-picked Reward Points?

    The following are the ways to accelerate your ICICI reward points:

    • Earn points from everyday online or offline shopping
    • Earn points faster through jewellery shopping, ticket bookings, travel, or hotel bookings
    • International travel will also help you earn more points faster
    • Use ICICI Credit cards to pay recurring bills for utility payment
    • Gift up to two Supplementary cards to your family member above 18 years to earn rewards

    How to Redeem ICICI Bank Credit Card Reward Points

    Reward points earned through various channels can be redeemed in the following ways:

    1. Via Netbanking

      The following are the ways to redeem your ICICI Credit Card Reward point through Net Banking:

      • Step 1: Login to your online banking account with your user ID and password.
      • Step 2: Visit the Credit Cards page and click on “Reward Points”.
      • Step 3: Click on Redeem Online.
      • Step 4: Select any of the items available for redemption.
      • Step 5: You will be given a unique order ID which you need to note down.
      • Step 6: Your order will be placed and should reach your registered address in about 10 working days.
      • Step 7: Orders once placed are non-refundable, non-exchangeable for another reward or cash.
    2. Through Customer Care

      Mentioned below are the steps to redeem your ICICI Credit Card Reward points through Customer Care:

      • Call the ICICI Bank credit card customer care in your city that is available 24/7.
      • Speak to a representative and give them the item code for the reward you have selected.
      • You will be given a unique order ID which you need to note down.
      • Your order will be placed and should reach your registered address in about 10 working days.
      • Orders once placed are non-refundable, non-exchangeable for another reward or cash.

    How to Redeem ICICI Bank Payback Points

    You can redeem your ICICI Bank Payback Points via:

    • PAYBACK website
    • PAYBACK partners

    via the PAYBACK Website

    The following are the steps to redeem ICICI Bank Payback points through PAYBACK website:

    • Step 1: Visit the website,
    • Step 2: Choose your product from around more than 1,000 items on the PAYBACK Rewards Catalogue.
    • Step 3: Select the rewards from categories like mobiles, electronics, kitchen appliances, and travel.
    • Step 4: Log into the portal and first place your order for rewards.
    • Step 5: The voucher will be delivered to your email id and also your mobile number. If you have ordered a product, it will be delivered to your billing address in 2 weeks’ time.

    Note: If you have ordered a product, it will be delivered to your billing address in 2 weeks’ time.

    via PAYBACK Partners

    • Step 1: First, visit any of the in-store or online partners of ICICI Bank
    • Step 2: You can choose your items from more than 100 partners
    • Step 3: Now, use the PAYBACK card and quote Linked Mobile Number during checkout

    How to Convert ICICI Bank Reward Points into Airmiles/Loyalty Points

    Here are the steps to convert your reward points on ICICI Credit card into Airmiles or Loyalty points:

    • You can redeem your PAYBACK Points for JPMiles
    • For redeeming, you need to visit the website,
    • You can also call PAYBACK Contact Centre, 1860-258-5000

    ICICI Bank Credit Card Rewards Catalogue

    You can redeem your reward points earned on ICICI credit cards from the ICICI website in these categories:

    • Electronics
    • Travel accessories
    • Lifestyle
    • Storage devices
    • E-voucher and gift vouchers
    • Home and kitchen appliances

    Hand-picked Reward Point on Specific Products

    Here is the list of products which are applicable for Hand-picked reward points:

    Product Product Details Purchase or donation value worth (Rs.) Code Points
    InterMiles 200 InterMiles (For members only) NA JP0003 300
    Amazon Amazon Gift Voucher 1,000 SR5021 1500
    Arrow Gift Voucher worth 500 HR1001 620
    Zodiac Gift Voucher worth 500 HR1002 650
    GiveIndia Feed the Annamrita midday meal through Annamrita-ISKCON Food Relief Foundation to 5 school children per year 1,100 SR5011 1600
    GiveIndia Correct the vision of 2 poor patients through Sankara Nethralaya by donating spectacles 550 SR5012 800
    GiveIndia Provide medical support to underprivileged mothers and newborn babies through Foundation of Mother and Child 550 SR5023 800
    GiveIndia Support poor farmers in agriculature and their kid's education through Manuvikasa 1,100 SR5024 1600
    GiveIndia Support elderly and destitute women through Maitri India 550 SR5025 800
    GiveIndia Support the education of a poor tribal child for a year through Kalinga Institute of Social Sciences 1,100 SR5026 1600
    Graphite Graphite Premium Men's Leather Wallet NA AC5003 1120
    Fabindia Gift Voucher 1,000 SR3593 1250
    Flipkart Flipkart Gift Voucher 1,000 SR5009 1450
    Lifestyle Gift Voucher 1,000 SR3587 1250
    Mainland China Dining Voucher 1,000 SR3507 1250
    Nike Gift Voucher 1,000 SR3504 1250
    Tanishq Voucher 5,000 HR1228 7000
    Shoppers Stop Gift Voucher 1,000 SR3510 1250
    Westside Gift Voucher 1,000 SR3580 1250
    Croma Gift Voucher 1,000 HR1056 1300
    Pizza Hut Gift Voucher 1,000 HR1015 1300
    Hidesign Gift Voucher 1,000 AC6027 1500
    GUESS GUESS for Women EDP Spray-75ml NA HR1059 4000
    Genesis La Mode Voucher 10,000 HR1220 15500
    Big Basket Big Basket Gift Voucher 1,000 SR5031 1400
    Central Central Gift Voucher 1,001 SR5032 1400
    Big Bazaar Big Bazaar Gift Voucher 1,000 SR5034 1400
    Titan Titan Gift Voucher 1,000 SR5036 1400

    ICICI Bank Credit Cards Eligible for Reward Programme

    The eligible ICICI credit card for reward programmes are as follows:

    Cards Hand-picked points on the ICICI Bank Credit Card Utilities and insurance categories (Every Rs.100 spent) New ICICI Bank Milestone Rewards program (Maximum)
    Domestic spending (except fuel) International spending
    ICICI Bank Sapphiro Visa Credit Card 2 (per Rs.100 spent) 4 (per Rs.100 spent) 1 20,000
    ICICI Bank Rubyx Visa Credit Card 2 (per Rs.100 spent) 4 (per Rs.100 spent) 1 15,000
    ICICI Bank Visa Signature Credit Card Travel books- 4 (Up to Rs.5 Lakh)
    8 (Above Rs.10 lakh)
    Restaurants & Hotels-
    2 (Up to Rs.5 Lakh)
    4 (Above Rs.10 lakh)
    Other expenses- 1 (Up to Rs.5 Lakh)
    2 (Above Rs.10 lakh)
    5 (Up to Rs.5 Lakh)
    10 (Above Rs.10 lakh)
    Fuel surcharge waiver across all petrol pumps along with Top-ups NA
    ICICI Bank Platinum Identity Credit Card 2 (per Rs.200 spent) 4 (per Rs.200 spent) Fuel surcharge waiver across all petrol pumps with Top-ups NA

    Other cards eligible for ICICI Credit Card Reward Programme are as follows:

    • ICICI Bank Limited Edition Credit Card
    • ICICI Bank Business Ascent American Express® Credit Card
    • ICICI Bank American Express® Gold Credit Card
    • ICICI Bank Corporate Platinum Credit Card

    Redemption Handling Fee

    Mentioned below are the reward points redemption handling fees for the corresponding reward programmes:

    Scheme Category Handling Fee + Service tax
    ICICI Bank Reward Scheme NA Rs.99
    ICICI Bank Hand-picked Reward Scheme NA Rs.99
    PAYBACK Reward Scheme Catalogue based redemptions Rs.99
    Online and in-store redemptions at PAYBACK Partner Brands Rs.25

    FAQs on ICICI Bank Credit Card Reward Points

    1. Can we convert ICICI Bank credit card reward points to cash?

      Yes, if you want to redeem your PAYBACK reward points into cash, you should call 080-40146444. You can also call the ICICI Bank customer care number.

    2. How can I view my reward points balance?

      You can check your reward points balance by registering for ICICI Bank Internet banking. You can then login to your account and access the Credit Cards tab. You can check your points balance under Rewards. You can also contact the customer care via phone to get this information.

    3. Do my ICICI Bank Reward Points expire?

      As long as you hold your credit card and all accounts with ICICI Bank are paid, in good standing and not overdue, your reward points are valid. There is no expiry date on the reward points you earn.

    4. How long will it take for the points earned to be credited to my account?

      From the time you make the transaction, it can take between 24 hours and 48 hours for the reward points to reflect in your account. The rewards earned will reflect in your monthly credit card statement.

    5. How long will my rewards item take to be delivered?

      After you have placed your redemption request, your reward can take approximately 10 working days to reach your registered address.

    6. Do I need to collect a minimum number of points to be able to redeem them?

      There is no minimum points required for redemption. You are eligible to redeem your rewards from the start of your card membership, however, you will have to collect enough points to be able to get a reward.

    7. Can I return or exchange the reward received?

      Your reward item is not exchangeable. You will not be able to return the product or get it replaced. The item is also not refundable for cash or credit.

    8. How to redeem handpicked reward points?

      You can redeem your points online through your internet banking account. You can also redeem your points through the customer care service.

    9. Do I need a minimum number of points to be eligible for Rewards Redemption?

      No, you do not require a minimum number of points to be able to redeem them.

    10. Is there a maximum limit on the number of points I can redeem?

      There is no maximum or minimum limit on your reward points. You can redeem any number of points in a single order or multiple orders.

    11. What is the 10X reward point offered by ICICI Bank?

      10X reward points offered by ICIC Bank is ten times the reward points that the you would have otherwise earned on your transactions.

    12. Is there any option to convert my Payback points to JPMiles?

      Yes, you can convert your Payback points to JPMiles. You have to call the Contact Centre and request for a redemption order. You can also visit the website, and convert the reward points that you have earned.

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