ICICI Bank offers a host of credit cards to customers that carry a number of benefits including reward programmes. ICICI Bank offers three different rewards programmes. Depending on the card you hold, you could be eligible to be a member in these reward programmes and stand to earn points and redeem them against a variety of redemption options. Each programme comes with its own benefits that make shopping and spending on your ICICI Bank credit card rewarding. Learn all about each programme, its benefits, rewards and the process of it.
Check Other Banks Credit Card Reward Points
The following are the types of reward programmes offered by the ICICI Credit card to the card holders:
The following are the benefits of the various reward programmes offered by the ICICI Bank Credit Cards:
The following are the ways to accelerate your ICICI reward points:
Reward points earned through various channels can be redeemed in the following ways:
The following are the ways to redeem your ICICI Credit Card Reward point through Net Banking:
Mentioned below are the steps to redeem your ICICI Credit Card Reward points through Customer Care:
You can redeem your ICICI Bank Payback Points via:
via the PAYBACK Website
The following are the steps to redeem ICICI Bank Payback points through PAYBACK website:
Note: If you have ordered a product, it will be delivered to your billing address in 2 weeks’ time.
via PAYBACK Partners
Here are the steps to convert your reward points on ICICI Credit card into Airmiles or Loyalty points:
You can redeem your reward points earned on ICICI credit cards from the ICICI website in these categories:
To see the PAYBACK partners’ catalogue, you can visit https://www.payback.in/partner-brands/icici-bank/redeem-points
Here is the list of products which are applicable for Hand-picked reward points:
|Product||Product Details||Purchase or donation value worth (Rs.)||Code||Points|
|InterMiles||200 InterMiles (For members only)||NA||JP0003||300|
|Amazon||Amazon Gift Voucher||1,000||SR5021||1500|
|Arrow||Gift Voucher worth||500||HR1001||620|
|Zodiac||Gift Voucher worth||500||HR1002||650|
|GiveIndia||Feed the Annamrita midday meal through Annamrita-ISKCON Food Relief Foundation to 5 school children per year||1,100||SR5011||1600|
|GiveIndia||Correct the vision of 2 poor patients through Sankara Nethralaya by donating spectacles||550||SR5012||800|
|GiveIndia||Provide medical support to underprivileged mothers and newborn babies through Foundation of Mother and Child||550||SR5023||800|
|GiveIndia||Support poor farmers in agriculature and their kid's education through Manuvikasa||1,100||SR5024||1600|
|GiveIndia||Support elderly and destitute women through Maitri India||550||SR5025||800|
|GiveIndia||Support the education of a poor tribal child for a year through Kalinga Institute of Social Sciences||1,100||SR5026||1600|
|Graphite||Graphite Premium Men's Leather Wallet||NA||AC5003||1120|
|Flipkart||Flipkart Gift Voucher||1,000||SR5009||1450|
|Mainland China||Dining Voucher||1,000||SR3507||1250|
|Shoppers Stop||Gift Voucher||1,000||SR3510||1250|
|Pizza Hut||Gift Voucher||1,000||HR1015||1300|
|GUESS||GUESS for Women EDP Spray-75ml||NA||HR1059||4000|
|Genesis La Mode||Voucher||10,000||HR1220||15500|
|Big Basket||Big Basket Gift Voucher||1,000||SR5031||1400|
|Central||Central Gift Voucher||1,001||SR5032||1400|
|Big Bazaar||Big Bazaar Gift Voucher||1,000||SR5034||1400|
|Titan||Titan Gift Voucher||1,000||SR5036||1400|
The eligible ICICI credit card for reward programmes are as follows:
|Cards||Hand-picked points on the ICICI Bank Credit Card||Utilities and insurance categories (Every Rs.100 spent)||New ICICI Bank Milestone Rewards program (Maximum)|
|Domestic spending (except fuel)||International spending|
|ICICI Bank Sapphiro Visa Credit Card||2 (per Rs.100 spent)||4 (per Rs.100 spent)||1||20,000|
|ICICI Bank Rubyx Visa Credit Card||2 (per Rs.100 spent)||4 (per Rs.100 spent)||1||15,000|
|ICICI Bank Visa Signature Credit Card||Travel books- 4 (Up to Rs.5 Lakh)
8 (Above Rs.10 lakh)
Restaurants & Hotels-
2 (Up to Rs.5 Lakh)
4 (Above Rs.10 lakh)
Other expenses- 1 (Up to Rs.5 Lakh)
2 (Above Rs.10 lakh)
|5 (Up to Rs.5 Lakh)
10 (Above Rs.10 lakh)
|Fuel surcharge waiver across all petrol pumps along with Top-ups||NA|
|ICICI Bank Platinum Identity Credit Card||2 (per Rs.200 spent)||4 (per Rs.200 spent)||Fuel surcharge waiver across all petrol pumps with Top-ups||NA|
Other cards eligible for ICICI Credit Card Reward Programme are as follows:
Mentioned below are the reward points redemption handling fees for the corresponding reward programmes:
|Scheme||Category||Handling Fee + Service tax|
|ICICI Bank Reward Scheme||NA||Rs.99|
|ICICI Bank Hand-picked Reward Scheme||NA||Rs.99|
|PAYBACK Reward Scheme||Catalogue based redemptions||Rs.99|
|Online and in-store redemptions at PAYBACK Partner Brands||Rs.25|
Yes, if you want to redeem your PAYBACK reward points into cash, you should call 080-40146444. You can also call the ICICI Bank customer care number.
You can check your reward points balance by registering for ICICI Bank Internet banking. You can then login to your account and access the Credit Cards tab. You can check your points balance under Rewards. You can also contact the customer care via phone to get this information.
As long as you hold your credit card and all accounts with ICICI Bank are paid, in good standing and not overdue, your reward points are valid. There is no expiry date on the reward points you earn.
From the time you make the transaction, it can take between 24 hours and 48 hours for the reward points to reflect in your account. The rewards earned will reflect in your monthly credit card statement.
After you have placed your redemption request, your reward can take approximately 10 working days to reach your registered address.
There is no minimum points required for redemption. You are eligible to redeem your rewards from the start of your card membership, however, you will have to collect enough points to be able to get a reward.
Your reward item is not exchangeable. You will not be able to return the product or get it replaced. The item is also not refundable for cash or credit.
You can redeem your points online through your internet banking account. You can also redeem your points through the customer care service.
No, you do not require a minimum number of points to be able to redeem them.
There is no maximum or minimum limit on your reward points. You can redeem any number of points in a single order or multiple orders.
10X reward points offered by ICIC Bank is ten times the reward points that the you would have otherwise earned on your transactions.
Yes, you can convert your Payback points to JPMiles. You have to call the Contact Centre and request for a redemption order. You can also visit the website, rewards.payback.in and convert the reward points that you have earned.
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