ICICI Bank offers a host of credit cards to customers that carry a number of benefits including reward programmes. ICICI Bank offers three different rewards programmes. Depending on the card you hold, you could be eligible to be a member in these reward programmes and stand to earn points and redeem them against a variety of redemption options. Each programme comes with its own benefits that make shopping and spending on your ICICI Bank credit card rewarding. Learn all about each programme, its benefits, rewards and the process of it.
Check Other Banks Credit Card Reward Points
You can earn reward points on your ICICI credit card when you make payments towards the following categories:
Through Customer Care
You can redeem your ICICI Bank Payback Points via:
You can redeem your reward points earned on ICICI credit cards form the ICICI website on these categories:
To see the PAYBACK partners’ catalogue, you can visit https://www.payback.in/partner-brands/icici-bank/redeem-points
These are the ICICI Bank credit cards that are eligible for the ICICI credit card rewards programme.
Corporate Credit Cards
Other Credit Cards
The Handpicked Rewards Programme offered by ICICI Bank gives credit cardholders exclusive rewards from a range of vouchers, merchandise, miles and donations. With some of the top brands as partners, the Handpicked Rewards Programme spans across categories such as apparel, books, dining, accessories and more.
Earning reward points depends on the credit card you hold. Each card offered by ICICI Bank is eligible for a different rate of rewards depending on the type of card held by the customer. Given below is a list of eligible credit cards and the ways in which you can earn handpicked reward points.
|Credit Cards||Handpicked Reward Points Benefits|
|ICICI Bank Sapphiro Visa Credit Card||You can earn 2 handpicked reward points on domestic spends and 4 points on international spends on your ICICI Bank Sapphiro Visa Credit Card.|
|ICICI Bank Rubyx Visa Credit Card||
|ICICI Bank Visa Signature Credit Card||Earn reward points on just about anything except fuel purchases. Be rewarded with up to 10 handpicked reward points for every Rs. 100 you spend.|
|ICICI Bank Platinum Identity Credit Card||Earn 2 handpicked reward points for every Rs. 200 spent domestically. Earn 4 points for every Rs. 200 spent abroad. You can also earn up to 8 points for every Rs. 200 spent on the accelerated categories.|
Yes, if you want to redeem your PAYBACK reward points into cash, you should call 080-40146444. You can also call the ICICI Bank customer care number.
You can check your reward points balance by registering for ICICI Bank Internet banking. You can then login to your account and access the Credit Cards tab. You can check your points balance under Rewards.
You can also contact the customer care via phone to get this information.
As long as you hold your credit card and all accounts with ICICI Bank are paid, in good standing and not overdue, your reward points are valid. There is no expiry date on the reward points you earn.
From the time you make the transaction, it can take between 24 hours and 48 hours for the reward points to reflect in your account. The rewards earned will reflect in your monthly credit card statement.
After you have placed your redemption request, your reward can take approximately 10 working days to reach your registered address.
There is no minimum points required for redemption. You are eligible to redeem your rewards from the start of your card membership, however, you will have to collect enough points to be able to get a reward.
Your reward item is not exchangeable. You will not be able to return the product or get it replaced. The item is also not refundable for cash or credit.
You can redeem your points online through your internet banking account. You can also redeem your points through the customer care service.
No, you do not require a minimum number of points to be able to redeem them.
There is no maximum or minimum limit on your reward points. You can redeem any number of points in a single order or multiple orders.
10X reward points offered by ICIC Bank is ten times the reward points that the you would have otherwise earned on your transactions.
Yes, you can convert your Payback points to JPMiles. You have to call the Contact Centre and request for a redemption order. You can also visit the website, rewards.payback.in and convert the reward points that you have earned.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.