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    ICICI Credit Card Reward Points Reviews

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    ICICI Bank Credit Card Reward Points Programme Overview:

    ICICI Bank offers a host of credit cards to customers that carry a number of benefits including reward programmes. ICICI Bank offers three different rewards programmes. Depending on the card you hold, you could be eligible to be a member in these reward programmes and stand to earn points and redeem them against a variety of redemption options. The three programmes offered are:

    1. Handpicked Rewards
    2. PAYBACK Rewards
    3. ICICI Bank Rewards

    Each programme comes with its own benefits that make shopping and spending on your ICICI Bank credit card rewarding. Learn all about each programme, its benefits, rewards and the process of it.

    Handpicked Rewards Programme:

    The Handpicked Rewards Programme offered by ICICI Bank gives credit cardholders exclusive rewards from a range of vouchers, merchandise, miles and donations. With some of the top brands as partners, the Handpicked Rewards Programme spans across categories such as apparel, books, dining, accessories and more.

    How to earn Handpicked Reward Points:

    Earning reward points depends on the credit card you hold. Each card offered by ICICI Bank is eligible for a different rate of rewards depending on the type of card held by the customer. Given below is a list of eligible credit cards and the ways in which you can earn handpicked reward points.

    1. ICICI Bank Sapphiro Visa Credit Card:

      You can earn 2 handpicked reward points on domestic spends and 4 points on international spends on your ICICI Bank Sapphiro Visa Credit Card.

    2. ICICI Bank Rubyx Visa Credit Card:

      With the Rubyx Card, you can select any one of three categories to earn accelerated handpicked reward points. Depending on your expenditure patterns you can choose between travel, shopping and essentials. For the category you select, you will earn 4 reward points. You will earn 2 points for spends on any other purchase.

      Essentials Shopping Travel
      Groceries Groceries Travel Portals
      Supermarkets Supermarkets Travel Agents
      Utilities and Bill Payments Retail Fashion Airlines
      Healthcare and Wellness Departmental Store Car Rentals
      Spas Consumer Durables Hotels
      Hospitals Electronics -
    3. ICICI Bank Visa Signature Credit Card

      Earn reward points on just about anything except fuel purchases. Be rewarded with up to 10 handpicked reward points for every Rs. 100 you spend on your ICICI Bank Visa Signature Credit Card.

      Category Expenditure Points earned for every Rs. 100 upto Rs. 5 lakhs Points earned for every Rs. 100 above Rs. 5 lakhs
      Regular spends Rs. 100 1 2
      Restaurants and hotels Rs. 100 2 4
      Travel Bookings Rs. 100 4 8
      International Spends Rs. 100 5 10
    4. ICICI Bank Platinum Identity Credit Card:

      Earn 2 handpicked reward points for every Rs. 200 spent domestically. Earn 4 points for every Rs. 200 spent abroad. You can also earn up to 8 points for every Rs. 200 spent on the accelerated categories.

      Category Expenditure Spends upto Rs. 2.5 lakhs per year Spends of Rs. 2.5 lakhs to Rs. 5 lakhs per year Spends above Rs. 5 lakhs per year
      Domestic Rs. 200 2 3 4
      International Rs. 200 4 5 8
    5. ICICI Bank Ascent American Express Credit Card:

      Be rewarded with 4,000 handpicked reward points on becoming an ICICI Bank Ascent American Express Credit Card holder.

      Category Expenditure Spends upto Rs. 2.5 lakhs per year Spends of Rs. 2.5 lakhs to Rs. 5 lakhs per year Spends above Rs. 5 lakhs per year
      Dining Shopping at leading departmental stores Air tickets booked through airline offices and websites International Spends Rs. 200 2 3 4
      Other spends Rs. 200 4 5 8
    6. Other ICICI Bank Credit Cards:

      For the following credit cards, how to earn handpicked reward has not been specified, but will be conveyed to you by ICICI Bank or will be mentioned in your credit card documents. To find out your earn rate, you can also visit the ICICI Bank website or call the ICICI Bank Credit Card Customer Care.

      1. ICICI Bank Limited Edition Credit Card
      2. ICICI Bank Business Ascent American Express Credit Card
      3. ICICI Bank American Express Gold Credit Card
      4. ICICI Bank Platinum Credit Card
      5. ICICI Bank Corporate Platinum Credit Card

    Accelerated Handpicked Rewards:

    You can earn reward points by spending on your credit card. Use your ICICI Bank credit card to pay for your everyday purchases and bills. Eligible cards will earn rewards at the rate specified for that card. You can find out the rate on the ICICI Bank website or calling the ICICI Bank Customer Care. You can earn more rewards on the following categories:

    1. Everyday shopping - Shop for groceries, dining and just about anything on your ICICI Bank credit card. Online spends are also eligible to earn reward points.
    2. Bill Payments - Set automatic payments for your utility bills to be paid on your credit card and earn reward points.
    3. Supplementary Cards - Avail of supplementary cards for your family members above 18 years. Earn more rewards for spends on the supplementary cards that will be credited to your account.
    4. High-value purchases - Spending on jewellery, holiday bookings and travel bookings and earn more rewards.
    5. International Travel - Carry your credit card abroad when you travel and be awarded for all your international spends.

    What can you redeem your Handpicked Reward Points for?

    You can redeem your handpicked reward points for merchandise, air miles, vouchers or donate it to charity. The choice is yours to make from the catalogue of rewards.

    Handpicked Rewards Redemption Categories:

    The Handpicked Rewards Programme spans across a number of categories that have been listed below. You can redeem your accumulated points for miles, merchandise, travel and donations under the respective categories.

    1. Air Miles
    2. Automobiles
    3. Electronics
    4. Experiences
    5. Gift to Charity
    6. Gift Vouchers
    7. Home & Kitchen
    8. Lifestyle
    9. Online Shopping
    10. Travel

    Handpicked Rewards Catalogue:

    Listed below are the gifts or rewards you can avail of with your Handpicked Reward points. Choose from the wide selection based on the number of points you have accumulated.

    Category Reward Points Required Reward Value
    Air Miles 300 Jet Airways (Only for Jetprivilege Members) 200 JPMiles
    300 Singapore Miles (Only for KrisFlyer Members) 200 KrisFlyer Miles
    Vouchers 620 Arrow Rs. 500
    636 Levi’s Rs. 501
    650 Zodiac Rs. 500
    1250 FabIndia Rs. 1,000
    1250 Lee Rs. 1,000
    1250 Lifestyle Rs. 1,000
    1250 Nike Rs. 1,000
    1250 Shopper’s Stop Rs. 1,000
    1250 Westside Rs. 1,000
    1250 Mainland China Rs. 1,000
    1300 Wrangler Rs. 1,000
    1300 Croma Rs. 1,000
    1300 Pizza Hut Rs. 1,000
    1450 Flipkart Rs. 1,000
    1500 Amazon Rs. 1,000
    1500 Nautica Rs. 1,000
    1500 Hidesign Rs. 1,000
    7000 Tanishq Rs. 5,000
    7500 Jimmy Choo Rs. 5,000
    7500 Canali Rs. 5,000
    15500 Genesis La Mode Rs. 10,000
    Merchandise 1120 Graphite -
    4000 Guess for Women EDP Spray - 75 ml -
    6000 Bvlgari - Aqua Marine for Men (100 ml) -
    200000 Omega Constellation watch -
    Charity 800 GiveIndia - Sankara Nethralaya Rs. 550 - Correct the vision of 2 poor patients by donating a pair of spectacles
    1500 GiveIndia - Annamrita - ISKON Food Relief Foundation Rs. 990 - Sponsor a midday meal for one academic year for 9 children studying in a Government-aided school
    2300 Give India - Vidhayak Sansad Rs. 1,925 - 1 month’s food, shelter and education for one poor girl child.
    2900 Give India - Sankara Eye Hospital Rs. 2,464 - Cataract Operation for a poor elderly person

    How to redeem ICICI Bank Credit Card Handpicked Reward Points:

    To redeem your points and avail of the goodies offered, you can follow any of the methods listed below. There is no minimum number of points required to be eligible to redeem your handpicked rewards. You can collect your points from multiple ICICI Bank credit cards that are eligible for the Handpicked Rewards Scheme. There is also no maximum limit on the rewards points you can redeem. A redemption fee of Rs. 99 plus service tax will be applicable towards handling charges. The fee will be charged to your credit card. The points will be consolidated for redemption. 

    1. Online:
      1. Login to your Internet banking account on the ICICI Bank website with your User ID and password.
      2. You can then go to the credit cards page and click on “Reward Points”.
      3. To redeem your points, click on “Redeem Online”.
      4. You will be given a list of items to choose from. Select your item and redeem.
      5. A unique reference ID will be generated, kindly note it down for future reference.
      6. With the online option, you can check your points balance, browse through rewards and redeem your points immediately.
      7. Your order will take approximately 10 working days to reach your address. For air miles conversion, it might take approximately 15 working days.
      8. You can check the status of your gifts by calling or email the customer care service.
      9. Once the reward is issued it will be non-refundable, non-replaceable, non-exchangeable for cash or another product.
    2. Phone:
      1. Call the 24-hour Customer Care line provided by ICICI Bank.
      2. A representative will assist you.
      3. You need to provide your selected reward’s item code.
      4. The representative will place your order and give you a unique transaction ID for future reference.
      5. Your order will take approximately 10 working days to reach your address. For air miles conversion, it might take approximately 15 working days.
      6. You can check the status of your gifts by calling or email the customer care service.
      7. Once the reward is issued it will be non-refundable, non-replaceable, non-exchangeable for cash or another product.

    Eligible ICICI Bank Credit Cards for Handpicked Rewards:

    • ICICI Bank Sapphiro Visa Credit Card
    • ICICI Bank Rubyx Visa Credit Card
    • ICICI Bank Visa Signature Credit Card
    • ICICI Bank Limited Edition Credit Card
    • ICICI Bank Platinum Identity Credit Card
    • ICICI Bank Ascent American Express Credit Card
    • ICICI Bank Business Ascent American Express Credit Card
    • ICICI Bank American Express Gold Credit Card
    • ICICI Bank Platinum Credit Card
    • ICICI Bank Corporate Platinum Credit Card

    PAYBACK Rewards Programme:

    Under the PAYBACK Rewards Programme, customers can earn points every time they shop. PAYBACK is India’s largest multi-brand loyalty programme. Credit cardholders eligible for this scheme can benefit from a multitude of vouchers, merchandise and much more.

    How to earn PAYBACK Points on ICICI Bank Credit Cards:

    Customers can earn PAYBACK points by spending on their credit cards. Bonus points are awarded for shopping at partner stores. Listed below are the credit cards currently available from ICICI Bank and the points that can be earned on them for every Rs. 100 spent on the card.

    Card Name Domestic Retail Spends All International Spends Online Others
    ICICI Bank Platinum Chip Credit Card 2 2 2 2
    ICICI Bank Instant Platinum Credit Card - Against FD 3 3 3 3
    Unifare Metro Credit Card 2 2 2 4 Points on metro top ups
    ICICI Bank HPCL Platinum Credit Card 2 2 2 5 Points on using at HPCL Petrol Pump
    ICICI Bank HPCL Coral Credit Card 2 2 2 5 Points on using at HPCL Petrol Pump
    ICICI Bank HPCL Coral American Express Credit Card 2 2 2 6 Points on using at HPCL Petrol Pump
    ICICI Bank Coral Credit Card 2 2 2 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Coral Contactless Credit Card 2 2 2 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Coral American Express Credit Card 2 2 3 4 Points on Dining, Groceries and Supermarkets
    ICICI Bank Rubyx MasterCard Credit Card 2 2 2 4 Points on Shopping or Travel or Essentials
    ICICI Bank Rubyx American Express Credit Card 3 3 3 6 Points on Shopping or Travel or Essentials
    ICICI Bank Diamant Credit Card 3 6 3 3
    ICICI Bank Sapphiro Platinum American Express Credit Card 3 6 3 3
    ICICI Bank Sapphiro Master Card Credit Card 2 4 2 2

    Accelerated PAYBACK Rewards:

    PAYBACK and ICICI Bank offers you a number of ways to earn extra PAYBACK points. Multiple your rewards by spending on your credit card for just about anything. 

    1. Everyday shopping - Shop for groceries, dining and just about anything on your ICICI Bank credit card. Online spends are also eligible to earn reward points.
    2. Bill Payments - Set automatic payments for your utility bills to be paid on your credit card and earn reward points.
    3. Supplementary Cards - Avail of supplementary cards for your family members above 18 years. Earn more rewards for spends on the supplementary cards that will be credited to your account.
    4. High-value purchases - Spending on jewellery, holiday bookings and travel bookings and earn more rewards.
    5. International Travel - Carry your credit card abroad when you travel and be awarded for all your international spends.
    6. PAYBACK Card - Use your ICICI Bank credit card along with your PAYBACK Card at partner brands and earn extra rewards.
    7. PAYBACK City - Shop at PAYBACK partners in your city and earn extra reward points. A few examples of accelerated rewards in your city are given below:
      1. You could earn 5 points for every Rs. 200 spent at Big Bazaar.
      2. At Central, you can earn 4 points for every Rs. 100 spent.
      3. At Hometown, you will earn 6 points for every Rs. 100 spent.
    8. Online Partner Brands - Shop at partner stores online and enter your PAYBACK number when making the payment. You will earn more reward points. A few examples of accelerated rewards online are given below:
      1. Ezone online - Earn 3 points for every Rs. 200 spent.
      2. Future Bazaar - Earn 3 points for every Rs. 100 spent.
    9. PAYBACK Online Store - Choose your shop online, enter your PAYBACK number on the selected merchant’s page and select “Shop Now”. You can then shop on the merchant’s site and earn PAYBACK points for your purchases.
    10. PAYBACK Partner Stores - You can shop at partner brands and earn additional PAYBACK points with special offers from the partner stores. You can find out about special offers in emails from PAYBACK or visit the online coupon centre on the PAYBACK website.
    11. Coupons - Access the Coupon Centre on the PAYBACK website. Activate your coupon and shop online or at a partner store. Earn extra points for your purchases.

    Partner Stores of PAYBACK:

    Use your ICICI Bank credit card along with your PAYBACK Card at partner store to multiply your rewards. You can earn both reward points and accumulate more points that you can later redeem for a host of rewards offered. Listed below are some of the popular partner stores of PAYBACK.

    Partner Value of transaction Points earned
    Amazon Rs. 100 Up to 14 points
    Basics Life Rs. 100 Up to 150 points
    Domino’s Pizza Rs. 100 Up to 8 points
    Ferns n Petals Rs. 100 Up to 6 points
    First Cry Per transaction Up to 20 points
    Flaberry Rs. 100 Up to 18 points
    Flipkart Rs. 100 Up to11 points
    Healthkart Rs. 100 Up to 6 points
    IndiaTime Shopping Per transaction Up to 30 points
    Jabong Rs. 100 Up to 7 points
    Naaptol Rs. 100 Up to 12 points
    AskMeBazaar Rs. 100 Up to 13 points
    IndiaMags Rs. 100 Up to 12 points
    McDonald’s Rs. 100 Up to 5 points
    Paytm Rs. 100 Up to 3 points
    Zivame Rs. 100 Up to 8 points
    Pepperfry Rs. 100 Up to 12 points
    Purple Per transaction Up to 60 points
    Snapdeal Rs. 100 Up to 12 points
    Shopclues Rs. 100 Up to 4 points
    Surat Diamond Jewellery Per transaction Up to 60 points
    The Yellow Door Rs. 100 Up to 7 points
    TrendIn Per transaction Up to 150 points
    FoodPanda Rs. 100 Up to 12 points
    YepMe Rs. 100 Up to 5 points

    You can earn extra points for transactions with PAYBACK partners. Given below is a list of PAYBACK partners.

    Online Partners:

    • American Express
    • ICICI Bank
    • Trip Advisor
    • First Cry
    • MakeMyTrip
    • BookMyShow
    • HiCare
    • eBay
    • Naaptol
    • Oxigen
    • Perfume2Order
    • Surat Diamond Jewellery
    • MobiKwik

    In Store Partners:

    • Big Bazaar
    • Samsung
    • eZone
    • Central
    • Carzonrent
    • FLF
    • Food Bazaar
    • Brand Factory
    • Foodhall
    • Hotel Formule 1
    • Hometown
    • HPCL
    • Pantaloons
    • Easy Cabs

    What can you redeem your PAYBACK points for:

    You can redeem your points for a variety of rewards. Redeem your PAYBACK points for the following:

    • Cash - Every PAYBACK point you earn is worth 0.25 paisa. Upon your request, your points will be converted to cash and credited to your credit card account.
    • In-store - Redeem your points while you shop at any of the PAYBACK partner stores.
    • Catalogue - Take your pick from the PAYBACK rewards catalogue and choose your merchandise.
    • Air Miles - As a PAYBACK member, you can convert your points to air miles with partner airlines. This option is available to customers who are eligible to convert their points to air miles as specified by the credit card.
    • Charity - Make a donation to a charity listed in the catalogue by converting your points its cash value.

    PAYBACK Rewards Catalogue:

    The catalogue offered under the PAYBACK Rewards Scheme has an unlimited array of merchandise. Visit the PAYBACK website to view the complete catalogue of rewards on offer.

    Rewards Categories

    • Fashion and Lifestyle
    • Books
    • Home & Kitchen
    • Beauty, Health and Gourmet
    • Sport, Fitness and Outdoors
    • Toys and Baby products
    • Electronics
    • Gift Cards
    • Luxury
    • Stationery
    • Gifts
    • Air Miles
    • Charity

    How to redeem PAYBACK Points on ICICI Bank Credit Cards:

    You can redeem your PAYBACK points under two categories:

    1. Cash
    2. Gifts
    1. Redeem PAYBACK points for cash:

      Every PAYBACK point you earn is worth 0.25 paisa. You will need to call the dedicated number for ICICI Bank PAYBACK Rewards Scheme : 080-40146444. Your points will be converted to its cash value and be credited to your credit card account within 7 working days.

    2. Redeem PAYBACK points for gifts:

      You can redeem your points via the following methods:

      1. Call the PAYBACK customer care line and place your order. You will receive your gift at your registered address within 10 working days.
      2. Visit the PAYBACK website : www.payback.in and place a request for redemption online. You will receive your gift at your registered address within 10 working days.
      3. Visit any PAYBACK Partner store to redeem your points against your purchase.
      4. Redeem your points at online partner stores.

    Service Charges to redeem PAYBACK Points on ICICI Bank Credit Cards:

    Service charges are levied based on the type of redemption.

    1. Catalogue: For rewards redeemed from the catalogue, a handling fee of Rs. 99 plus service tax will be applicable.
    2. Online: For redemptions done online at PAYBACK Partner brands, a fee of Rs. 25 plus service tax will be levied.
    3. In-Store: To redeem rewards at PAYBACK Partner stores, a fee of Rs. 25 plus service tax will be levied.
    Charges for ICICI Bank Credit Card PAYBACK Rewards Scheme
    Redemption Option Charges
    Catalogue Rs. 99 handling charges + Service tax
    Online Rs. 25 handling charges + Service tax
    In-Store Rs. 25 handling charges + Service tax

    Eligible ICICI Bank Credit Cards for PAYBACK Rewards Programme:

    The ICICI Bank credit cards that are eligible to earn and redeem rewards under the PAYBACK programme are listed below.

    Gemstone Collection:

    • ICICI Bank Diamant Credit Card
    • ICICI Bank Sapphiro Credit Cards
    • ICICI Bank Rubyx Credit Cards
    • ICICI Bank Coral Credit Cards

    Instant and Secured Cards:

    • ICICI Bank Instant Platinum & Titanium Credit Cards
    • ICICI Bank Instant Gold Credit Card
    • ICICI Bank Easy Deposit Gold & Silver Credit Cards
    • ICICI Bank Easy Deposit Credit Card
    • ICICI Bank Secured Silver (Sterling Silver) Credit Card
    • Co-branded and Affinity Credit Cards
    • ICICI Bank HPCL Platinum & Titanium Credit Cards
    • ICICI Bank Adani Credit Card
    • ICICI Bank Affinity Credit Cards
    • ICICI Bank Air Deccan Visa Credit Card
    • ICICI Bank Airtel Silver & Gold Credit Cards
    • ICICI Bank Amway Credit Card
    • ICICI Bank Apollo NIC Credit Card
    • ICICI Bank Bajaj Capital Credit Card
    • ICICI Bank BPL Credit Card
    • ICICI Bank CESC Credit Card
    • ICICI Bank CSOI Credit Card
    • ICICI Bank Dhiraj Sons Credit Card
    • ICICI Bank Ebony Credit Card
    • ICICI Bank Federal Bank Gold & Silver Credit Cards
    • ICICI Bank FIFA Credit Card
    • ICICI Bank Forum Credit Card
    • ICICI Bank Gitanjali Gems Credit Card
    • ICICI Bank HLN Credit Card
    • ICICI Bank HPCL Gold & Silver Credit Cards
    • ICICI Bank HPCL Smart Gold Credit Card
    • ICICI Bank India Infoline Credit Card
    • ICICI Bank Indian Platinum Credit Card
    • ICICI Bank Indiatimes Credit Card
    • ICICI Bank Karvy Silver Credit Card
    • ICICI Bank Megamart Credit Card
    • ICICI Bank Mohun Bagan Credit Card
    • ICICI Bank Prulife Silver Credit Card
    • ICICI Bank PSB Blue, Gold & Silver Credit Cards
    • ICICI Bank RCA Plus Visa Credit Card
    • ICICI Bank Sarovar Credit Card
    • ICICI Bank Spice Telecom Visa Credit Card
    • ICICI Bank Toyota Credit Card
    • ICICI Bank Trinethra Credit Card
    • ICICI Bank X-Box Credit Card
    • ICICI Bank Central Gold Credit Card
    • ICICI Bank Big Bazaar Gold & PLC Credit Cards
    • Centurion Bank of Punjab Miracle Credit Card
    • CBOP Miracle True Value Star Card-V
    • ICICI Thomas Cook Titanium Card
    • Development Credit Bank Silver and Gold Card-M
    • ICICI Bank HPCL Airtel Gold Credit Card

    Corporate Credit Cards:

    • ICICI Bank Corporate Platinum Credit Cards (Individual Liability)
    • ICICI Bank Corporate Gold Credit Cards (Individual Liability)
    • ICICI Bank Corporate Silver Credit Cards (Individual Liability)
    • ICICI Bank Business Platinum Credit Cards (Individual Liability)
    • ICICI Bank Business Gold Credit Cards (Individual Liability)

    Other Credit Cards:

    • ICICI Bank Platinum Credit Card
    • ICICI Bank Titanium Credit Card
    • ICICI Bank Business Credit Card
    • ICICI Bank Business Platinum Credit Card
    • ICICI Bank Cash Credit Cards
    • ICICI Bank EMI Credit Cards
    • ICICI Bank Global Indian Silver & Gold Credit Cards
    • ICICI Bank Gold Credit Card
    • ICICI Bank HNI Gold Credit Card
    • ICICI Bank Home Credit Cards
    • ICICI Bank Master Bluechip Gold Credit Card
    • ICICI Bank MasterCard Blue & Silver Credit Cards
    • ICICI Bank Online Credit Card
    • ICICI Bank Picture Credit Card
    • ICICI Bank Platinum Low APR Credit Card
    • ICICI Bank Preferred Gold, Silver & Picture Credit Cards
    • ICICI Bank Remittance Credit Card
    • ICICI Bank Self-employed Credit Card
    • ICICI Bank Solid Gold Credit Card
    • ICICI Bank Sterling Silver Credit Card
    • ICICI Bank True Blue,True Value & True Value Star Credit Cards
    • ICICI Bank Visa Electron Credit Card
    • ICICI Bank Visa Mini Credit Card
    • ICICI Bank Youth Credit Card
    • ICICI Bank Secured Gold ( Solid Gold ) Credit Card
    • ICICI Bank Travel Smart Card
    • ICICI Bank Peerless Credit Card
    • ICICI EMI SILVER CARD
    • ICICI Bank Platinum Chip Credit Cards
    • ICICI Bank E-Wallet Card
    • ICICI Easy Deposit ( True Blue ) Card
    • ICICI Bank Future Silver & Gold Credit Cards
    • ICICI Bank Platinum Chip Credit Cards

    ICICI Bank Rewards:

    ICICI Bank offers select credit cardholders a rewards programme that is loaded with benefits. The loyalty programme comes with automatic enrolment for eligible customers. The reward points you earn will never expire as long as you hold the credit card.

    How to earn ICICI Bank Rewards with your ICICI Bank Credit Card:

    You can earn reward points by spending on your credit card. Use your ICICI Bank credit card to pay for your everyday purchases and bills. Eligible cards will earn rewards at the rate specified for that card. You can find out the rate on the ICICI Bank website or calling the ICICI Bank Customer Care. You can earn more rewards on the following categories:

    1. Everyday shopping - Shop for groceries, dining and just about anything on your ICICI Bank credit card. Online spends are also eligible to earn reward points.
    2. Supplementary Cards - Avail of supplementary cards for your family members above 18 years. Earn more rewards for spends on the supplementary cards that will be credited to your account.
    3. Utility Payments - Set automatic payments for your utility bills to be paid on your credit card and earn reward points.
    4. International Travel - Carry your credit card abroad when you travel and be awarded for all your international spends.
    5. High-value purchases - Spending on jewellery, holiday bookings and travel bookings and earn more rewards.

    What can you redeem your ICICI Bank Reward Points for:

    You can redeem your rewards for merchandise available in the catalogue. ICICI Bank Rewards Programme offers products and vouchers.

    ICICI Bank Rewards Catalogue:

    Merchandise:

    Product Description Points Required
    Leather Passport Holder Leather Passport Holder 600 points
    Parker Parker Pen Set - Vector 785 points
    Travel Tek Organiser Travel Tek Organiser 1290 points

    Vouchers:

    Partner Value Points Required
    Shopper’s Stop Rs. 500 1075
    Lifestyle Rs. 500 1075
    Westside Rs. 500 1075
    Benetton Rs. 500 1110
    Lee Rs. 500 1125
    Wrangler Rs. 500 1125
    Arrow Rs. 500 1125
    Amazon Rs. 500 2400

    How to redeem ICICI Bank Rewards with your ICICI Bank Credit Card:

    Redeeming your rewards is easy and simple. You don’t need a minimum amount of points accumulated to be eligible to redeem your points. You can redeem ICICI Bank Reward points using the following methods.

    1. Online - Internet Banking

    2. Phone - Customer Care

    Online - Internet Banking:

    • Login to your online banking account with your user ID and password.
    • Visit the Credit Cards page and click on “Reward Points”.
    • Click on Redeem Online.
    • Select any of the items available for redemption.
    • You will be given a unique order ID which you need to note down.
    • Your order will be placed and should reach your registered address in about 10 working days.
    • Orders once placed are non-refundable, non-exchangeable for another reward or cash.

    Phone - Customer Care:

    • Call the ICICI Bank Customer Care in your city that is available 24/7.
    • Speak to a representative and give them the item code for the reward you have selected.
    • You will be given a unique order ID which you need to note down.
    • Your order will be placed and should reach your registered address in about 10 working days.
    • Orders once placed are non-refundable, non-exchangeable for another reward or cash.

    Eligible ICICI Credit Cards for ICICI Bank Rewards:

    The cards that are eligible for the ICICI Bank Rewards Programme are listed below.

    Corporate Credit Cards:

    • ICICI Bank Amex Business Ascent Platinum Credit Cards (Corporate Liability)
    • ICICI Bank Gold Business Credit Cards (Corporate Liability)
    • ICICI Bank Gold Corporate Credit Cards (Corporate Liability)
    • ICICI Bank Silver Corporate Credit Cards (Corporate Liability)

    Other ICICI Bank Credit Cards:

    • ICICI Bank American Express Green Credit Card
    • ICICI Bank Big Bazaar Gold, PLC & Silver Credit Cards
    • ICICI Bank Easy Deposit Preferred Gold Credit Card
    • ICICI Bank e-BOR Preferred Gold & Silver Credit Cards
    • ICICI Bank Foreign National Platinum Credit Card
    • ICICI Bank Gold Next Credit Card
    • ICICI Bank Virtual Credit Card

    ICICI Credit Card Reward Points FAQs:

    ICICI Handpicked Rewards FAQs:

    1. How to redeem handpicked reward points?

      You can redeem your points online through your internet banking account. You can also redeem your points through the customer care service.

    2. Do I need a minimum number of points to be eligible for Rewards Redemption?

      No, you do not require a minimum number of points to be able to redeem them.

    3. Is there a maximum limit on the number of points I can redeem?

      There is no maximum or minimum limit on your reward points. You can redeem any number of points in a single order or multiple orders.

    4. Can I return the rewards item?

      Reward items cannot be returned. The items are not exchangeable, replaceable, transferable or refundable for cash or credit.

    5. Do my handpicked rewards have an expiration date?

      Handpicked reward points do not have an expiration date. As long as you are a cardholder and all your accounts with ICICI Bank are in good standing and not overdue, your reward points will be valid.

    ICICI Bank PAYBACK Rewards FAQs:

    1. For what can I redeem my PAYBACK points for?

      The points you earn can be redeemed against a host of options offered by PAYBACK rewards. Choose items from the PAYBACK rewards catalogue or shop at PAYBACK’s partner brands in-store and online.

    2. Who is eligible for the PAYBACK programme?

      Anyone who holds an eligible ICICI Bank credit card will automatically be enrolled in the PAYBACK programme.

    3. What is a PAYBACK card?

      A PAYBACK card will be issued to you. This is your membership into the PAYBACK loyalty programme. It cannot be used to make payments. You can use the card to earn PAYBACK points with your credit card and at PAYBACK partners.

    4. Who are the PAYBACK partners?

      PAYBACK has a list of partners that include MakeMyTrip, HPCL, Brand Factory, Central, Brand Factory, Ezone and more. Check out the list of partners mentioned in the PAYBACK Section above.

    5. Do PAYBACK Points expire?

      Yes, PAYBACK points will expire in 3 years from when they were earned.

    6. Will my PAYBACK card expire?

      No, your PAYBACK card is valid for a life-time.

    7. Do I have to register for the PAYBACK programme?

      You will be automatically enrolled in the programme if your card is eligible. But you need to register online on the PAYBACK website. Enter your card number and fill in the relevant details. Within 24 hours, a password will be generated and sent to your registered email ID.

    ICICI Bank Rewards FAQs:

    1. Do I have to enrol in the ICICI Bank Rewards Programme to earn and redeem rewards?

      All eligible credit cardholders are automatically enrolled in the ICICI Bank Rewards Programme. There is no activation or signing up required by the customer.

    2. How can I view my reward point’s balance?

      You can check your reward point’s balance by registering for ICICI Bank Internet banking. You can then login to your account and access the Credit Cards tab. You can check your points balance under Rewards.

      You can also contact the customer care via phone to get this information.

    3. Do my ICICI Bank Reward Points expire?

      As long as you hold your credit card and all accounts with ICICI Bank are paid, in good standing and not overdue, your reward points are valid. There is no expiry date on the reward points you earn.

    4. How long will it take for the points earned to be credited to my account?

      From the time you make the transaction, it can take between 24 hours and 48 hours for the reward points to reflect in your account. The rewards earned will reflect in your monthly credit card statement.

    5. How long will my rewards item take to be delivered?

      After you have placed your redemption request, your reward can take approximately 10 working days to reach your registered address.

    6. Do I need to collect a minimum number of points to be able to redeem them?

      There is no minimum points required for redemption. You are eligible to redeem your rewards from the start of your card membership, however, you will have to collect enough points to be able to get a reward.

    7. Can I return or exchange the reward received?

      Your reward item is not exchangeable. You will not be able to return the product or get it replaced. The item is also not refundable for cash or credit.

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