Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • HSBC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      HSBC credit card is my least choice to prefer, which does not mean ,its not working good. I would like to say that the credit limit value is good one for me and I have stopped to use it for some long time. Offers are good one with them till now.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My best credit card is the ICICI bank one because I can merge everything with this credit card . I had been with them for some long time. Customer service is good, while it comes to matter of on time settlement. I have never faced the penalty charges till now , also the offers are up to the mark .
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • Citibank Credit Card
      "Nice credit card"
      0.5 3.0/5 "Satisfactory"
      I took credit card loan from CITI Bank, I approached the loan through online there is an option to afford pre approved credit card loan and they gave nominal interest rate. Apart from that, I am getting some reward points for the credit card transactions, I am fine with the credit limit as it is very much satisfactory.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Very Good "
      0.5 4.0/5 "Great!"
      Bank Bazaar. Com is very good, it is very easy to fill all columns and it is very clear and fast we don't have to wait for otp number I will also download app now and I will use now bankbazaar and we can know our cibil score very fast and also about my loan too,.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Bankbazaar an easy way to financial solution"
      0.5 4.5/5 "Excellent!"
      Awesome, Free of Cost, sitting at one place and without loosing time can solve all financial needs with the help of Bank Bazaar. Thanks to BankBazaar for such wonderful service which is really helpful to the common man and also the site is very beautiful and easy for anybody to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Very good "
      0.5 4.5/5 "Excellent!"
      My experience with the this company is very good, so easy to apply. I am very happy. It is time saving and very easy to use. Bank bazaar is very good application and bank bazaar team is very very supportive and good. I have wonderful experience with bank bazaar team. Thanks
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2017
    • Standard Chartered Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a life time free credit card with Standard Chartered bank. I have no issues in using this product with the bank. There are continuous calls and there are offers as well. The online banking is good and very much helpful as I can make my payments online and check on my transactions.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Convenient for transaction"
      0.5 4.0/5 "Great!"
      I am using HDFC credit card for five years, I am working with TCS, hence they are giving some special offers for the credit card. I used to get some reward points and cash back for kinds of transaction. I am fine with the credit limit is satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Axis Bank Credit Card
      "Good benefits"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me a credit card and I am happy with the process in getting the card. They have given me a decent credit limit. It is a life time free card and the customer services has always been great, because they are responsive when ever I reach out to them.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Scope for improvement"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one, am using from the last two years of time. Credit limit value could be get improvised like its really not beneficial for me. Whole scenario was not really made me to get satisfied about the process, also they used to take much time to resolve any issues.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "You should beleive it"
      0.5 4.0/5 "Great!"
      I want to mention ICICI bank credit card is my first choice because their interest rate is very lesser one for the minimum amount payment. Customer service and all is absolutely good. Online services are also an awesome one like its very clean and clear.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I do hold a credit card of HDFC bank with the credit limit of 1.5 lakh Rupees. Customer service is the best one for me and I am not running behind the offers. I had not faced the drawbacks with them till now, also they used to delay with the phone banking service, which is not only with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Standard Chartered Bank Credit Card
      "Best one"
      0.5 5.0/5 "Blown Away!"
      I am using Standard chartered bank credit card from the last three years of time, also the customer service is a good one. Online services are also good one , also the payment was not delayed till now. Credit limit value is good one with them and it is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      Recently I have started using HDFC bank solitaire premium credit card. I have applied for HDFC bank money back card, but I am not sure, why they have issued the solitaire premium card. The credit limit with HDFC bank can be increased in future. This card doesn't have annual fee in the first year, from 2nd year onwards If we use more than 50 k or 1lakh the annual fee will be waived off. I would say, it is an average card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 1.0/5 "Really Bad"
      I got Visa credit card with Kotak Mahindra. I hold this card for past 1 year. I don't get credit points, reward points,cash back offers with this card. I don't use this card even for shopping as well. The rate of interest is high when compared with others. The credit limit can be increased in future. The banking and the customer service need to be improved with Kotak Mahindra bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I availed chargeable credit card from State bank of India. The annual charges are 500 rupees. Also the credit limit offered by the bank is pretty good and satisfactory according to the requirement. I do receive reward points and cash back offers from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI Bank and the offers on the card is perfect. It is nice to get these deals and I am also informed about it as well. There are emails and messages sent on a regular basis. I also get intimated when ever I use my card. Nice experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • American Express Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I have used a credit card with Amex Bank and I am not happy with this bank. The charges are high and the offers are also not to my satisfaction. It has not been a good experience. The customer services is also average. There are no benefits at all on the card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • IndusInd Bank Credit Card
      "Such a waste useless INDUSIND credit card."
      0.5 1.0/5 "Really Bad"
      Indusind bank people call and tell the customer that they are giving free credit card(No yearly & processing fees). But they levy charges in card statement of first month around 1000. Their customer service won't respond. And most importantly they never give offers on online purchases like AMAZON & FLIPKART. Is there any rating less than one star? I want to give 1/2 star for this card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I am unhappy with the credit card experience with HDFC Bank. They need an improvement in every bit of the process. They had not given me a proper limit, neither are their offers on the card nor are my statements were on time and clear. Overall I am unhappy with them.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jun 22, 2017
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    Dining Credit Cards in India is Rated as "Excellent!" by 35747 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    If you have a big appetite for dining out, credit cards can make a world of difference to your wallet. Banks offer dining deals for credit cardholders to encourage them to pay their bills using the card. The cardholder also benefits from using the card by availing a number of discounts at a wide range of partner restaurants and food outlets. Save on your food bills with discounts, deals, offers and freebies at a wide range of restaurants all over the country and across the globe.

    Dining Offers on Credit Cards:

    By paying for your food bill using your credit card, you can save money depending on what your bank offers. Most banks partner with restaurants, pubs, food chains and outlets to offer the following:

    • Discounts - Customers can avail of anywhere between 5% to 40% off on their bill. Each restaurant has different terms and conditions to their offer. You might get the discount on your total bill, on the food bill, on food and soft beverages, or the discount can be availed of only on a minimum amount spent.
    • Complimentary items- At certain restaurants, customers are entitled to a complimentary drink, appetizer or a starter. Lounges may also offer complimentary cocktails. Cafes offer complimentary coffee.
    • Offers - Partner restaurants also offer buy one get one free deals where customers can get a second dish or drink on the house.

    Top Banks offering Dining Offers on Credit Cards:

    Citibank

    Citibank credit cards are eligible for dining offers from a wide range of restaurants in the country. Customers can get 10% to 25% off on their dining bills. Offers are available at partner restaurants in the following cities.

    • Delhi/NCR
    • Ahmedabad
    • Bengaluru
    • Mumbai
    • Pune
    • Vadodara

    You need to inform your waiter before the bill is generated to avail of any dining offers. A list of partner restaurants categorized by city is available on the bank’s website. All Citibank credit cards are eligible to participate in the dining offers except the corporate credit cards.

    ICICI Bank

    ICICI bank offers a dining programme called Culinary Treats for all its credit cardholders. Under this programme, customers can avail of offers at over 800 restaurants in India. All credit cards are eligible to participate in the Culinary Treats programme. Simply inform the waiter that you wish to avail the offer by paying with your ICICI Bank credit card.

    State Restaurants
    Uttar Pradesh 39
    Delhi/NCR 261
    Punjab 97
    West Bengal 107
    Andhra Pradesh 83
    Tamil Nadu 141
    Karnataka 260
    Maharashtra 461
    Gujarat 129
    Rajasthan 54

    Get minimum 15% off on your bill when you pay with your credit card. The partner restaurants serve up cuisines that include the following

    • Cafe, Fast Food, Burger,
    • Italian, Pizza
    • Sizzlers
    • American
    • Continental
    • Seafood
    • Oriental
    • Pan Asian
    • Multi Cuisine
    • World Cuisine
    • European
    • Chinese
    • Gujarati, Rajasthani,
    • Bengali
    • Lucknowi
    • Maharashtrian
    • Mughlai
    • Parsi
    • North Indian
    • South Indian
    • Kerala
    • Lounge

    HDFC Bank

    HDFC Bank offers dining privileges on select cards. Customers can avail of a minimum 15% off on their food bill. Credit cards are also entitled to earn accelerated reward points on dining spends on their credit cards. HDFC Bank also offers luxurious dining offers at 5 star hotels which includes discounts, complimentary drinks, cocktails, coffee and dessert. Cuisines include everything from Indian, Asian, Fusion and Continental. Some of the top cards with exclusive dining offers and privileges are:

    • HDFC Bank Infinia Credit Card
    • HDFC Bank Regalia Credit Card
    • JetPrivilege HDFC Bank Diners Club Credit Card
    • HDFC Bank Platinum Times Credit Card
    • HDFC Bank Titanium Times Credit Card
    • Snapdeal HDFC Bank Credit Card

    The following list of cards are entitled to earn accelerated reward points on their dining spends.

    • HDFC Bank Doctor’s Superia Credit Card
    • HDFC Bank Superia Credit Card
    • HDFC Bank Platinum Edge Credit Card
    • HDFC Bank Titanium Edge Credit Card
    • HDFC Bank Solitaire Credit Card

    American Express

    American Express has different dining offers on their credit cards. The most wide offer that includes all credit cards is the American Express Selects Dining Programme.

    • American Express Selects Dining Programme

    American Express offers the Selects Dining Offer to all American Express Cardmembers. To be eligible for the dining offers, your card account should be in good standing and valid. The customer should request for the offer before the bill is processed. The offers are available in the following cities:

    • Bengaluru
    • Delhi/NCR
    • Chennai
    • Mumbai

    Get 15% to 20% off on your food bill, total bill, or only if you bill a minimum amount. The offers are valid only on ala carte menus. Buffets and Happy Hours are not included in the offer.

    • Fine Dining

    American Express also offers an exclusive dining programme called Fine Dining on the American Express Platinum Reserve Credit Card. The Platinum Reserve card is also entitled to the Selects Programme. Under the Fine Dining programme, cardholders are entitled to the following offers

    • Taj Epicure Plus - Earn 25% of dining spends as Epicure Points. Get 50% on lunch buffets at Taj Coffee Shops. Get 20% off on two of your special occasions at a Taj restaurant. You are also entitled to Happy Hours at participating bars.
    • American Express Dining - Customers can enjoy discounts of up to 30% at participating restaurants, and also get an extra 5% cashback. There are more than 1,200 restaurants across 8 cities in India.
    • American Express Invites

    The American Express Invites programme is an international dining offer that encompasses thousands of restaurants in the world. In India, customers can avail of offers at participating outlets in Goa, New Delhi and Mumbai. Customers are entitled to 20% of on the bill. Restaurants also offer something complimentary that could be a wine or an appetizer.

    FAQs

    1. How do I know if my credit card is eligible for dining offers?

      This information is available online on your concerned bank’s website. You should also be able to find this information in the credit card leaflet handed to you when you received your credit card. You can also call the customer care service of your bank to find out if your credit card is entitled to dining privileges.

    2. Is there an expiry date on dining offers?

      Yes, the offers at restaurants all have their own expiry date. You will need to check your bank’s website, or the website dedicated to the dining programme to find out the validity of the offer. Dining programmes may also have an expiry date as a whole programme.

    3. How do I avail of dining offers?

      To avail of the offer, you need to inform the merchant partner or the waiter that you would like to get the discount or complimentary offer. To be eligible for the offer, you must pay the bill with your credit card.

    4. Are public holidays included for the dining offers?

      Almost all banks and the merchant partners allow dining offers to run on public holidays. The offers will not be valid, however, on blackout dates that include dates such as 14th February, Valentine’s day, and 31st December, New Year’s eve..

    5. Can I avail of discounts even during Happy Hours?

      No, discounts under dining programmes are not valid during Happy Hours. Dining offers are also not available on buffets.

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