Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • SBI SimplyClick Credit Card

    Save each time you spend with the SimplyCLICK SBI Card. The first-year fee or the joining fee is Rs.499 while the annual fee from the second year onwards is also Rs.499. The annual fee is waived if you spend a minimum of Rs.1 lakh annually. The interest rate on this card is up to 3.35% per month or 40.2% p.a.
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    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Fee Details

    SimplyClick SBI Card

    Key highlights of SBI SimplyCLICK Credit Card
    • A shopping credit card with exclusive benefits on online shopping
    • 10 times more reward points on online spends at partner websites
    • 5 times more reward points on all online spends
    • Milestone rewards
    • Annual fee waiver
    Shopping benefits offered by SimplyCLICK Credit Card
    • Welcome gift voucher
    • Accelerated rewards on online shopping

    Offers on Bank Bazaar 

    • Check your eligibility for the SimplyCLICK Credit Card for free
    • Free credit score check
    • 100% paperless approval and hassle-free processing guaranteed

    Features and benefits of the SimplyCLICK SBI Card

    Rewards point programme:

    • Earn 1 reward point on every Rs.100 spent on the card.
    • Get 10 times more reward points for online purchases made at partner stores including Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart.
    • 5X reward points on all other online spends.
    • Reward points can be redeemed for e-gift vouchers from partner stores listed on SBI rewards catalogue.
    • Cash advances, Flexipay, balance transfer and fuel transactions are not eligible for reward points.

    Milestone rewards: You can bag Cleartrip e-vouchers worth Rs.2,000 each on annual online spends of Rs.1 lakh and Rs.2 lakh.

    Annual fee waiver: Spend Rs.1 lakh or more on your SBI SimplyCLICK credit card in a membership year and get the annual fee of Rs.499 for the year waived off.

    Wave and make payments: The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals. Currently, the Wave and Pay technology is accepted on all transactions below Rs.2,000.

    Fuel benefit: You will receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000 made at all petrol pumps across India.

    Worldwide acceptance: The SimplyCLICK SBI Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.

    Free add-on cards: You have the option of procuring add-on credit cards for your immediate family members including your children and siblings above 18 years of age.

    Peace of mind: Security is given the utmost priority and customers have access to the SBI Card customer helpline and the 24 hours MasterCard/Visa Global Customer Assistance Services that can be contacted during an emergency.

    Balance transfer facility: Outstanding dues from other bank credit cards can be transferred to SBI SimplyCLICK Credit Card at a low interest rate through the Balance transfer facility.

    Flexipay option: A simple instalment plan that allows you to make big ticket purchases with the option to repay in convenient monthly instalments. You can opt for a plan that is suitable to your financial requirements at a reasonable interest rate.

    Easy money facility: Just by calling the local SBI Card customer helpline, you can now order a bank draft at any point of time. The bank draft amount will be directly billed to your SimplyCLICK SBI Card account. This is especially useful while making payments related to fees, taxes, bills and others. Further details can be sought from the SBI Card Helpline.

    Fees and Charges of SimplyCLICK SBI Card

    Type of fee or charge Amount
    Joining fee  Rs.499 
    Annual fee  Rs.499 
    Interest rate  Up to 3.35% per month 
    Cash withdrawal fee 
    • 2.5% of the transaction amount or Rs.300 per transaction (SBI ATMs) 
    • 3% or Rs.300 (International ATMs) 
    Rewards redemption fee  Rs.99 per request 
    Late payment fee  Total amount due Rs.0 to Rs.200 – NIL  Rs.201 to Rs.500 – Rs.100  Rs.501 to Rs.1,000 – Rs.400  Rs.1,001 to Rs.10,000 – Rs.600  Rs.10,001 to Rs.25,000 – Rs.800  Rs.25,001 and above – Rs.950 
    Payment dishonour fee  2% of the payment amount or Rs.450 
    Statement retrieval fee  Rs.100 per statement 
    Over-limit fee  2.5% of the over-limit amount or Rs.500 
    Foreign currency transaction fee  3.5% of the transaction amount 
    Card replacement charge  Rs.100 

    Eligibility to apply for SimplyCLICK SBI Card

    The eligibility for procuring the SimplyCLICK SBI Card is decided based on the applicant’s declared income and employment, among other factors.

    You can check your eligibility to apply for the card on SBI website by following the steps provided below.

    • Visit SBI Credit Cards ‘Simplyfier’ page.
    • Click on ‘Your income and expense information’ 
    • Select your income and monthly expenditure and click on ‘Show my card 

    A list of credit cards would appear. If you are eligible to apply for SimplyCLICK SBI card, you will find the card in the list.

    If you find it, click on ‘Apply Now’ button corresponding to the card to apply for it. 

    Documents required to apply for SimplyCLICK SBI Card

    • Identity proof 
    • Address proof 
    • PAN card 
    • Passport size photograph 
    • Income proof document 
    • Bank statement 
    How to apply for SimplyCLICK SBI Card Online?
    • Go to bankbazaar.com and click on the ‘Credit Cards’ tab.
    • Click on the SBI Bank and then choose the SimplyCLICK SBI Card.
    • Click on the ‘Check Eligibility’ button to establish your eligibility for the card. 
    • If eligible, you will be redirected to the online application page. 
    • Fill the online application form and click on ‘Submit’. 
    • Upload and submit the required documents in the following step. 

    Once you submit the application, you will receive an acknowledgement message with the Application ID. You can use the same to track your credit card application status, a week after submitting the application.

    FAQs related to SBI SimplyCLICK Credit Card

    What are the advantages of the SimplyCLICK SBI card?

    SBI SimplyCLICK credit card provides more benefits to those who shop online quite frequently. If you are regular customer of most of the partner brands such as Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart, you can reap the best benefits.

    Every spend on the partner e-commerce platforms would provide you 10 times more reward points, which can be exchanged for gifts and vouchers.

    Besides that, the annual fee waiver on spends above Rs.1 lakh provides much value by enabling the cardholders to enjoy the benefits free for a lifetime.

    What is the difference between SBI SimplyCLICK and an SBI SimplyCLICK Advantage credit card?

    Most of the features and benefits offered on both the cards are similar. The only difference is in the interest charge levied on outstanding due amount.

    For SBI SimplyCLICK credit card the interest rate is 3.35% per month and for SimplyCLICK Advantage it is 2.50% per month.

    Which credit card is better - SBI SimplySAVE or SBI SimplyCLICK?

    Every SBI credit card is unique and so are the SimplySAVE and SimplyCLICK credit cards.

    While the SimplySAVE credit card provides you benefits on every day in-store purchases such as groceries, dining, movies, etc., the SimplyCLICK credit card provides benefits on online shopping, especially at the partner stores such as Amazon, Lenskart, BookMyShow, Cleartrip, etc.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    SBI SimplyClick Credit Card Reviews

    • SBI Cards Credit Card
      "Need to increase the limit"
      0.5 2.5/5 "Just OK"
      I am using SBI credit card for more than 4 years. My credit limit is not sufficient and they have offered me only 20K which was increased recently. It is a life time free credit card. I hold a Simply Click card and for every transactions, they are providing reward point depends on retailers. Mostly 1point = 1rupee.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 17, 2019
    • SBI Cards
      SBI Cards Credit Card
      "Good for shopping and other transactions"
      0.5 5.0/5 "Blown Away!"
      On my SBI simply click card, if I spend Rs. 20,000 I get Rs.500 amazon voucher directly from the bank. Its second most preferable card, the support is good and they are helpful. At the time of issuing the card they told there is a yearly fee of Rs. 499 + gst however I am getting Rs.1500 voucher on yearly basis its more beneficial. Main benefits if I make any transaction immediately its flash in the netbanking. If I spend Rs. 1 lakh they are providing Rs. 2000 voucher at amazon or clear trip.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2019
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am having SBI Simply Click creidt card which was directly taken through Online .This card is very useful and very good to use .This card is used for the past 1.5 years .There was good reward points and cash back offers .The credit card got on time and i am satisfied with the service so far .
      Was this review helpful? 0
      , mumbai
      Reviewed on May 31, 2019
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I am using the SBI SIMPLY CLICK CARD for the last couple of years, the services of them had always been good. The annual charges with this card is nominal and i am satisfied with the credit limit with this card. There has been some better offers with this card and i am using the card for shopping and for all other purchases.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 16, 2019
    • SBI Cards Credit Card
      "Not Satisfied with the services"
      0.5 1.0/5 "Really Bad"
      I had been using the SBI Simply Click Card for the last couple of years and i am not much happy with the services provided by them. They had promised that there will not be any joining fees with the card but they had taken charges and there is an annual charges of 499 plus GST with this card. Their customer support team had also not been responsive as well.
      Was this review helpful? 2
      , mumbai
      Reviewed on May 14, 2019
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has just been couple of months since i am using the SBI SIMPLY CLICK Credit card and the services with them had been good. They had given me with a credit limit of 75,000 and there is some added benefits with this card as well. It has an annual charges of 500 and i am using the card for all sort of purposes like shopping.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 11, 2019
    • SBI Cards Credit Card
      "Big salute for SBI"
      0.5 5.0/5 "Blown Away!"
      SBI is awesome and they are providing many benefits. Even when I buy gold, they are giving good cash back offers in Kalyan Jewelers, GRT, etc. I hold Simply click card from 2018 and lucky to get a card. There is no annual charges, credit limit is sufficient. The customer service is superb but charges are little bit higher for EMI conversion and used to pay minimum due on a regular manner.
      Was this review helpful? 0
      , chennai
      Reviewed on May 10, 2019
    • SBI Cards Credit Card
      "Better"
      0.5 5.0/5 "Blown Away!"
      I use SBI Simply Click for last 4 to 5years and the limit is average but the payment gateway is good and transaction getting reflected immediately. The annual charges are applicable but if swipe the card above 30K then it will be zero. I am getting good reward points.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 10, 2019
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using the SBI SIMPLY CLICK CARD for the last one year and the best benefit with this card is that get a lot of offers on the e-commerce websites and cash back offers as well. The annual charges with the card will get waved off if i am using more than 25,000 with this card annually. There is a good credit limit with this card and i use the card for all sort of purposes.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 09, 2019
    • SBI Cards Credit Card
      "Need to waive off annual charge"
      0.5 4.0/5 "Great!"
      I have cancelled my SBI credit card because the annual charge is applicable. I need to spend 1L in a year to get Rs.500 waived off. Its a Simply Click credit card and used for 3 years. I have not received offers. The customer service is good and online app is satisfactory.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 13, 2019
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I have been using this card for more than three years and the services which they had been providing so far had been good. The credit limit with the card has been less but there has been some better offers with the card like reward points and cash back offers and i use the card for all sort of purposes.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 11, 2019
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using SBI credit card for more than 2 years. Its a Simply Click card and credit limit was very low, I have been informed they will enhance the limit which was not happened. The annual charges are applicable. The rate of interest was reasonable. There was no benefits till now.
      Was this review helpful? 1
      , new delhi
      Reviewed on Mar 09, 2019
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding SBI SIMPLY CLICK credit card for more than a year. It is a good card and the credit limit is very low. It would be great if they can increase my limit. They are charging Rs.500 as an annual free. The customer service is good. It has an option for flexi pay.
      Was this review helpful? 0
      , nellore
      Reviewed on Mar 01, 2019
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for the last one year where the services which they had been providing so far was good. I am satisfied with the credit limit with this card and i am using the card for shopping and all other purchases. There has been some good reward points which i used to get through the card as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 26, 2019
    • SBI Cards Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I hold SBI Simply Click credit card for past one year. I am not happy with the credit service actually have tried to enhance the card but there was no appropriate service. The credit limit was 10K. There was no hidden charges. It gives option for flexi pay which have not tried yet.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2019
    • SBI Cards Credit Card
      "Need to improve the service"
      0.5 4.0/5 "Great!"
      The charges are little bit high and the interest rate is not flexible like HDFC and ICICI Bank. I am using SBI Simply Click credit card for around 2 years. They took like 500 rupees as an annual fee plus GST. The credit limit was average. I am not getting prompt service from them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 20, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with STATE BANK OF INDIA , there is compulsory annual fee with this card which is waived of for Rs 1 Lakh spend. Their customer services were very prompt and their follow up is good .They offered very good credit limit with this card. I use this card for online as well offline also .
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 18, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using the STATE BANK OF INDIA credit card for a while. The gave me good limit with this card. The card is also equipped with a solid reward points system. Overall I never had any issues with their services. I use this card for shopping , grocery and so many .
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2019
    • SBI Cards Credit Card
      "Excellent & User friendly redeemption process"
      0.5 5.0/5 "Blown Away!"
      I am getting great reward points and very much satisfied. If I spend 20K on amazon site and get 500 rupees voucher. I have been using SBI credit card for more than 2 years and I got 8K clear trip voucher without any condition. I hold SBI Simply Click credit card and If I spend about 1L then annual fee will be waived off. The charges are very nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2019
    • SBI Cards Credit Card
      "Below average"
      0.5 2.5/5 "Just OK"
      SBI is okay and they have very good offers but when comes to the customer service which am not satisfied. I hold Simply click credit card. Am a customer of SBI for 10 years but taken the card recently 2months back. Earlier I had a gold card and annual fee is 5000k and I think 500 rupees as yearly fee for this card.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Feb 09, 2019
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