Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI SimplyClick Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    Fee Details

    SBI SimplyClick Credit Card is Rated as "Great!" by 16 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Especially created for a digitally aware generation, the SBI SimplyClick Credit Card is must have card. With a whole wide world of benefits that come with it, the SimplyClick Credit Card is a card that has advantages lined up for everyone. With a plethora of rewards and offers up for grabs, this card can be used for various purchases from retail spends to booking tickets online and is also accepted almost everywhere globally.

    Benefits of the SBI SimplyClick Credit Card:

    Log-in Gift:

    All SBI SimplyClick Credit Card customers receive an e-gift voucher from Amazon worth Rs. 500 as part of their welcome hamper. These vouchers are received by customers after paying an annual membership fee and is valid for six months.

    E-Shopping Rewards:

    Users can earn upto 10X rewards on online shopping with partners such as Amazon, Cleartrip, Foodpanda, Lenskart, FabFurnish, Ola Money and BookMyShow. On shopping done on other sites, 5X rewards can be earned. For other spends, every time customers spend Rs. 100, they stand to earn 1 reward point. These points can then be redeemed against a variety of exciting gifts that are available in the Rewards Catalogue.

    It is to be noted that Balance Transfer, Flexipay, Cash Advance, Encash and Fuel transactions cannot be redeemed through points earned via the Rewards program.

    Milestone Rewards:

    For Rs. 1 lakh and Rs. 2 lakh spent online annually, customers receive e-gift vouchers valued at Rs. 2000 each.

    Complete Fuel Freedom:

    SBI SimplyClick Credit Card users receive a 2.5% waiver for fuel surcharge on every transaction between the amounts Rs. 500 to Rs. 3000 made. This waiver is not inclusive of GST and any other charges (wherever applicable).

    Annual Fee Reversal:

    Customers whose spends come upto Rs. 1,00,000 get a fee reversal of Rs. 499 per year on their card in the following year.

    Features of the SBI SimplyClick Credit Card:

    Acceptance Worldwide:

    The SBI SimplyClick Credit Card is accepted internationally card that can be used in more than 24 million outlets world over which includes over 3 lakh outlets within India. Users need to only look for a MasterCard/Visa acceptance sign.

    Credit Facility:

    Users have the option of clearing their outstanding payments according to a plan that is suitable to them, thanks to the extended credit option. The SBI SimplyClick Credit Card offers a revolving credit facility along with payment flexibility. Any amount from the minimum amount that is to be paid until the total amount that is outstanding, as shown in the user’s Monthly Statement can be paid and the unpaid balance can then be carried forward at very low finance charges.

    Add-on Cards:

    SBI SimplyClick Credit Card users have the option of procuring add-on cards for their family members including children who are above the age of 18, parents and spouse.

    No Fuel Surcharge:

    Customers can avail the benefits of other fuel credit cards in the country through the SimplyClick Credit Card. When this card is used to buy diesel, petrol or lubricants at any petrol pump outlet, fuel surcharge need not be paid. This option is applicable when fuel is purchased between the amounts of Rs. 500 and Rs. 3000 at all times for every transaction.

    Cash on the Go:

    SBI SimplyClick Credit card holders have access to over a million MasterCard/Visa ATMs worldwide to withdraw cash from. This also includes 18,000 ATMs within India itself. Along with this, users also have access to more than 10,000 ATMs that are affiliated to SBI in over 100 cities across the country.

    Online Railway Ticket Booking:

    Customers can now easily book their railway tickets online with their SBI SimplyClick Credit Card through the IRCTC website.

    Utility Bill Payment:

    SBI SimplyClick Cardholders can now avail the Easy Bill Pay facility through which various bills such as electricity, telephone and insurance can be paid online and on time.

    Peace of Mind:

    Security is given the utmost priority and customers have access to the SBI Card Customer Helpline and the 24 hours MasterCard/Visa Global Customer Assistance Services available globally that can be contacted during an emergency.

    Balance Transfer:

    Users now have the opportunity to save their money while they pay their dues. Outstanding dues from their other credit cards can now be transferred to their SBI card at very low interest rates.

    Flexipay:

    A simple installment plan allows users to purchase items of their choice with the option to repay in convenient monthly installments. SBI SimplyClick Card customers can opt for a plan that is suitable to their financial requirements and receive a low interest rate.

    Easy Money Facility:

    Just by calling the local SBI Card Customer Helpline, users can now order a bank draft at any point of time. The bank draft amount will be directly billed to the user’s SBI SimplyClick Credit Card account. This is especially useful while making payments related to fees, taxes, bills and others. Further details can be sought from the SBI Card Helpline.

    E-Statement:

    SBI SimplyClick Credit Card customers have the option of receiving their monthly statements through their e-mail, 24 hours and on all days of the week.

    SBI Card Alerts:

    Through the SBI Card Alerts, customers can receive information anywhere related to the status of their credit cards via an SMS on their cell phones. These alerts include Cheque Alerts, Mini Statement Alerts, Cash & Credit Alerts and Payment Assistance Alerts. Customers can subscribe to these alerts by visiting the SBI Card website or by calling the SBI Card Customer Helpline.

    SBI Card Online:

    SBI SimplyClick Credit Cardholders can now manage their card account online by visiting the SBI Card website. Various benefits such as locating the closest ATM affiliated to SBI, requesting a change of address, checking statements online or winning fabulous prizes can be availed through this feature.

    Drop Box Locator:

    SBI SimplyClick Credit Card users can now locate the closest SBI Card Drop Box by following a couple of simple steps.

    Documentation required:

    • PAN card
    • ID proofs
      • Driving License
      • Passport
      • Voter’s ID
      • UID Aadhaar Number

    Eligibility:

    The eligibility for procuring an SBI SimplyClick Credit Card is decided based on the applicant’s declared income and employment, among other factors.

    Fees and Charges:

    A single time Joining Fee Rs. 499
    Annual Fee Nil unless the total amount of purchases made in the previous year is below Rs. 1,00,000. If so, Rs. 499 will be charged as the fee.
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period A period of 20 to 50 days and is applicable on retail related shopping only and if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in the case of loans, EMI is also included.
    Cash Advance Limit A maximum of 80% of the credit limit. In case of a SimplySave or a SimplyClick Card holder the maximum amount is Rs. 12,000 per day and Rs. 15,000 per day for Platinum and Signature Card holders.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% yearly, calculated from the transaction date.
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs 99 along with Government Service Tax
    Cheque Pickup Rs. 90
    Cash OTC fee Rs. 100
    Replacing the card Rs. 100
    Surcharge - Railway Ticket Rs. 30 plus 2.5% of the transaction amount

    How to apply for the SBI SimplyClick Credit Card online?

    • Visit BankBazaar.com and click on the Credit Cards tab.
    • Under this tab you will find various credit card options from which you should click on the SBI Bank and then choose the SimplyClick Credit Card.
    • You can also check whether you are eligible for the credit card by using BankBazaar’s eligibility calculator tool. According to your eligibility and needs, a list of credit cards will be projected on the page.
    • Analyze, compare and choose the ideal credit card and click on the “Apply” option to instantly apply online for the credit card.

    SBI UBI Credit Card FAQs:

    1. Is there a joining fee charged while procuring the SBI UBI Credit Card?

      Yes, there is a one-time joining fee of Rs. 499 that is charged.

    2. How can customers book a railway ticket online using their SBI UBI Credit Card?

      Customers can now book their railway tickets online in the following simple steps -

      • Users need to register on the IRCTC website, which is free of cost
      • They need to log in to their account after creating it by providing their username and password
      • Tickets can then be booked by following the instructions that are given on the website
      • SBI card can be used to make payment via either of the two gateways provided, both of which accept all MasterCards.

      Users should note that the IRCTC website’s terms and conditions governs all transactions made through the website.

    3. Is there a surcharge applicable on railway ticket booking?

      Yes, 1.8% of the amount transacted along with service charges, wherever applicable is charged.

    4. How can users locate the closest SBI Card Drop Box?

      Users need to type “PIN” followed by a and their 6 digit pin code and send it to the given number, following which they will receive the list of drop boxes in their locality.

    5. Is there any fee charged on late payment?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750
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  • SBI SimplyClick Credit Card Reviews

    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I availed credit card from State bank of India. The bank offered chargeable card along with the good credit limit. Even I am getting reward points and cash back offers on my card. There was no issues with the bank for the card which I hold. Overall service is good.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • SBI Cards Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      I hold chargeable credit card with State bank of India. The annual fee is around 499 I believe. I am happy with the credit limit offered by the bank. Also they are giving reward points and cash back offers on my card. So it is very much comfortable to use.
      Was this review helpful? 1
      , bhopal
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      SBI credit card has all kind of benefits, good to get an card which is helpful and highly beneficial. SBI credit card is high in reward points, the credit limit they have offered is very best 1.5 lakhs and its chargeable card of 500 and the card is really good for all kinds of needs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Convenient Credit Card"
      0.5 4.0/5 "Great!"
      I have IRCTC credit card from SBI, I didn't get any offers from them in term of reward points or cash backs. But the Credit limit offered by them is very much satisfactory. SBI IVR system is not upto the mark, I can't reach the executives immediately to resolve my queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      For the past one year, I am using SBI cards. The one I hold with SBI is a life time free card. The credit limit is pretty good and I do not have any issues with the bank for the credit card. I am more comfortable with the card and the services are pretty good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      State bank of India offered life time free credit card. I do have savings account with the same bank. The bank is good in customer service and response. I am more comfortable with the bank and I do not have any problem with the bank for the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "The best on credit card"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a Master Credit card and I paid a joining fee of 499. There are annual charges of 499 as well. But I get a lot of cash back offers. If I spend Rs. 1000 online for shopping, I would get back a10% as cash back. There is a cash back on groceries too. For every 100 spent, I would get 4 points and I can redeem those points to pay my bill. The credit limit is good and there are other benefits like a loan on card, balance transfer and the EMI options too.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      State bank of India offered a life time free credit card for me. I already holding savings account with the bank. The credit limit is quite good and I do not have any issues with the bank for the credit card. I am getting reward points and cash back offers on the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am holding a SBI platinum credit card for more than a year. The customer service and the response was good with SBI. This card has good benefits, but I never utilized the benefits. The rate of interest is high when compared with others. I am not happy about the credit limit, still they can increase the credit limit in future. I am happy to use this platinum card with SBI.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "King in collecting interest rate"
      0.5 1.0/5 "Really Bad"
      I was offered a credit limit of Rs.79,000 on my SBI credit card its pretty good to use, but I am not fine with their service. If I have any queries related to the credit card I have to call their customer service, even if I call them I dont get any kind of response from them either. Interest rate was also very high for all transactions and they won't give clear information about the charges too.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "They should reduce the annual charges"
      0.5 4.0/5 "Great!"
      SBI given good credit limit with flexi pay option. I could convert the purchase amount into an EMI and also with balance transfer option. Other than that SBI giving good reward points for all transaction, One draw back on my SBI credit card, they are charging around 35% per annum as the interest rate on the outstanding principle amount.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am having platinum card with Sbi for past 2 years. This card is used to purchases, grocery and fuel purposes. I am happy with the credit limit with this platinum card. The customer service and the response is good. The rate of interest with this card is average. I am satisfied to use this platinum card of SBI.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      The credit card at SBI bank has a good network as I can use the card everywhere. I have not had any issues till date. The offers are excellent on the card and I am also happy with the credit card limit. I have just opted this card ans since Iam a TATA employee they have offered me this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I was given a simple save card by State Bank of India. They provide good offers and they are awesome in terms of customer service. The response is really good from the bank whenever I reach them the credit limit they have offered is 50000 rupees and annual charge of this card is 500/-
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 09, 2017
    • SBI Cards Credit Card
      "Very Good service"
      0.5 4.0/5 "Great!"
      I am satisfied with the overall service with the State bank of India Credit card i am using this service for about a year now and I get normal benefits and reward points, the credit limit they have offered is 48000 rupees and its a life time free card
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 09, 2017
    • SBI Cards Credit Card
      "Should be more transparent"
      0.5 1.0/5 "Really Bad"
      Earlier I got a call from Tata Company, They said they would be giving Tata SBI card with a very low processing fee of Rs.99. Even the card got dispatch but I was not available in my home. Hence the card got returned, after 15 days I got message and statement they charged Rs.510. Without getting that card I got two months bill of Rs.1200, If I call they were not responding well, but I got mail confirmation stating that my card has been blocked.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Good to use"
      0.5 3.0/5 "Satisfactory"
      State bank of India is providing a good service for credit cards. I use SBI cards for long time but the credit limit is not satisfactory because it is low. But I am getting reward points and cash back offers on the card. I never checked about the point redemption.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Trustable Bank"
      0.5 5.0/5 "Blown Away!"
      I believe SBI because it a Indian bank, therefore I have opened saving account with them. It a trusted bank, previously it was not that much good but currently they are progressing many features , I am using SBI buddy mobile app it is good, I could do everything through online and it is very much user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I prefer the credit card from State Bank of India, because they have decent offers. They provide free gift vouchers worth 3K and there are other good deals. The credit limit is a bit low, but the card is accessible all over. There is a annual fee for the card.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience wit State bank of India. After me submitting my details to the bank, they took a month to execute it. It has not been a very satisfactory process for me for the credit card. The deals on the card may be good, but they need to work on the customer services.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 07, 2017
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