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  • SBI SimplyClick Credit Card

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  • Save each time you spend with the SimplyCLICK SBI Card. The first-year fee or the joining fee is Rs.499 while the annual fee from the second year onwards is also Rs.499. The annual fee is waived if you spend a minimum of Rs.1 lakh annually. The interest rate on this card is up to 3.35% per month or 40.2% p.a.
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  • We found 1 SBI SimplyClick Credit Card
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    499
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    SimplyClick SBI Card

    Key highlights of SBI SimplyCLICK Credit Card
    • A shopping credit card with exclusive benefits on online shopping
    • 10 times more reward points on online spends at partner websites
    • 5 times more reward points on all online spends
    • Milestone rewards
    • Annual fee waiver
    Shopping benefits offered by SimplyCLICK Credit Card
    • Welcome gift voucher
    • Accelerated rewards on online shopping

    Offers on Bank Bazaar 

    • Check your eligibility for the SimplyCLICK Credit Card for free
    • Free credit score check
    • 100% paperless approval and hassle-free processing guaranteed

    Features and benefits of the SimplyCLICK SBI Card

    Rewards point programme:

    • Earn 1 reward point on every Rs.100 spent on the card.
    • Get 10 times more reward points for online purchases made at partner stores including Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart.
    • 5X reward points on all other online spends.
    • Reward points can be redeemed for e-gift vouchers from partner stores listed on SBI rewards catalogue.
    • Cash advances, Flexipay, balance transfer and fuel transactions are not eligible for reward points.

    Milestone rewards: You can bag Cleartrip e-vouchers worth Rs.2,000 each on annual online spends of Rs.1 lakh and Rs.2 lakh.

    Annual fee waiver: Spend Rs.1 lakh or more on your SBI SimplyCLICK credit card in a membership year and get the annual fee of Rs.499 for the year waived off.

    Wave and make payments: The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals. Currently, the Wave and Pay technology is accepted on all transactions below Rs.2,000.

    Fuel benefit: You will receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000 made at all petrol pumps across India.

    Worldwide acceptance: The SimplyCLICK SBI Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.

    Free add-on cards: You have the option of procuring add-on credit cards for your immediate family members including your children and siblings above 18 years of age.

    Peace of mind: Security is given the utmost priority and customers have access to the SBI Card customer helpline and the 24 hours MasterCard/Visa Global Customer Assistance Services that can be contacted during an emergency.

    Balance transfer facility: Outstanding dues from other bank credit cards can be transferred to SBI SimplyCLICK Credit Card at a low interest rate through the Balance transfer facility.

    Flexipay option: A simple instalment plan that allows you to make big ticket purchases with the option to repay in convenient monthly instalments. You can opt for a plan that is suitable to your financial requirements at a reasonable interest rate.

    Easy money facility: Just by calling the local SBI Card customer helpline, you can now order a bank draft at any point of time. The bank draft amount will be directly billed to your SimplyCLICK SBI Card account. This is especially useful while making payments related to fees, taxes, bills and others. Further details can be sought from the SBI Card Helpline.

    Fees and Charges of SimplyCLICK SBI Card

    Type of fee or charge Amount
    Joining fee  Rs.499 
    Annual fee  Rs.499 
    Interest rate  Up to 3.35% per month 
    Cash withdrawal fee 
    • 2.5% of the transaction amount or Rs.300 per transaction (SBI ATMs) 
    • 3% or Rs.300 (International ATMs) 
    Rewards redemption fee  Rs.99 per request 
    Late payment fee  Total amount due Rs.0 to Rs.200 – NIL  Rs.201 to Rs.500 – Rs.100  Rs.501 to Rs.1,000 – Rs.400  Rs.1,001 to Rs.10,000 – Rs.600  Rs.10,001 to Rs.25,000 – Rs.800  Rs.25,001 and above – Rs.950 
    Payment dishonour fee  2% of the payment amount or Rs.450 
    Statement retrieval fee  Rs.100 per statement 
    Over-limit fee  2.5% of the over-limit amount or Rs.500 
    Foreign currency transaction fee  3.5% of the transaction amount 
    Card replacement charge  Rs.100 

    Eligibility to apply for SimplyCLICK SBI Card

    The eligibility for procuring the SimplyCLICK SBI Card is decided based on the applicant’s declared income and employment, among other factors.

    You can check your eligibility to apply for the card on SBI website by following the steps provided below.

    • Visit SBI Credit Cards ‘Simplyfier’ page.
    • Click on ‘Your income and expense information’ 
    • Select your income and monthly expenditure and click on ‘Show my card 

    A list of credit cards would appear. If you are eligible to apply for SimplyCLICK SBI card, you will find the card in the list.

    If you find it, click on ‘Apply Now’ button corresponding to the card to apply for it. 

    Documents required to apply for SimplyCLICK SBI Card

    • Identity proof 
    • Address proof 
    • PAN card 
    • Passport size photograph 
    • Income proof document 
    • Bank statement 
    How to apply for SimplyCLICK SBI Card Online?
    • Go to bankbazaar.com and click on the ‘Credit Cards’ tab.
    • Click on the SBI Bank and then choose the SimplyCLICK SBI Card.
    • Click on the ‘Check Eligibility’ button to establish your eligibility for the card. 
    • If eligible, you will be redirected to the online application page. 
    • Fill the online application form and click on ‘Submit’. 
    • Upload and submit the required documents in the following step. 

    Once you submit the application, you will receive an acknowledgement message with the Application ID. You can use the same to track your credit card application status, a week after submitting the application.

    FAQs related to SBI SimplyCLICK Credit Card

    What are the advantages of the SimplyCLICK SBI card?

    SBI SimplyCLICK credit card provides more benefits to those who shop online quite frequently. If you are regular customer of most of the partner brands such as Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart, you can reap the best benefits.

    Every spend on the partner e-commerce platforms would provide you 10 times more reward points, which can be exchanged for gifts and vouchers.

    Besides that, the annual fee waiver on spends above Rs.1 lakh provides much value by enabling the cardholders to enjoy the benefits free for a lifetime.

    What is the difference between SBI SimplyCLICK and an SBI SimplyCLICK Advantage credit card?

    Most of the features and benefits offered on both the cards are similar. The only difference is in the interest charge levied on outstanding due amount.

    For SBI SimplyCLICK credit card the interest rate is 3.35% per month and for SimplyCLICK Advantage it is 2.50% per month.

    Which credit card is better - SBI SimplySAVE or SBI SimplyCLICK?

    Every SBI credit card is unique and so are the SimplySAVE and SimplyCLICK credit cards.

    While the SimplySAVE credit card provides you benefits on every day in-store purchases such as groceries, dining, movies, etc., the SimplyCLICK credit card provides benefits on online shopping, especially at the partner stores such as Amazon, Lenskart, BookMyShow, Cleartrip, etc.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    SBI SimplyClick Credit Card Reviews

    • SBI Cards Credit Card
      "Useful Card"
      0.5 4.0/5 "Great!"
      I have a simplyclick credit card from SBI. I get a rewards points on my purchase and the instant discounts on shopping. They have provided me a limit of Rs. 10000 and i use this card for more than 2 years but they have not increased the limit. They have a annual fee of Rs. 500.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 09, 2019
    • SBI Cards
      SBI Cards Credit Card
      "Good for online transactions"
      0.5 3.0/5 "Satisfactory"
      SBI is providing an option for balance transfer but never used it. I have 2 credit cards, FBB Style up card and Simply Click. The annual fees are applicable but Simply click has given voucher for the first year alone and it has other benefit of 2.5% cash back at e-commerce sites. I use this card from last 2months and it was taken for online purchase and buying grocery.
      Was this review helpful? 1
      , kolkata
      Reviewed on Oct 08, 2019
    • SBI Cards Credit Card
      "Below Average Card"
      0.5 3.5/5 "Pretty good"
      I am having a SBI simplyclick card with me. I am not sure about the benefits. Probably i am holding the card for past 4 years. There is no annual charges on this card. I'm not all satisfied with the limit provided to me. They have not increased my limit on a yearly basis. Earlier i have received a message stating that i will get a cashback on my purchase but they have stopped it now.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 30, 2019
    • SBI Cards Credit Card
      "Good credit card service provider"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is good and i have a card variant of simplyclick. I am using the card for almost 5 months. The benefits are similar like other credit cards in SBI. In fact, they have told something about the credit limit while filling the application but after i received the card its something different. When i enquired with the sales executive, he said the limit will get enhanced after 6 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 30, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I got a SBI Simply Click credit card since past 2 years. The credit limit is good. I am getting reward points for transactions and 2 to 3times, have redeemed the points which is easy. The interest rate is high for late payment which they need to reduce.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 28, 2019
    • SBI Cards Credit Card
      "They need improvement "
      0.5 3.0/5 "Satisfactory"
      SBI people are making so much charges even though I'm making the minimum charges including the GST. SBI is giving a pathetic services because we have to a long queue for talking to customer care support. More than 1.5 years, i'm holding the SBI Simplyclick credit card. I'm getting the benefits of rewards points. The main important thing is the charges are high. Credit limit enhancement is not available on this card. They are taking too much time to dispatched the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 04, 2019
    • SBI Cards Credit Card
      "Better card"
      0.5 5.0/5 "Blown Away!"
      I got a credit card with State Bank of India and its okay. Its Simply Click card and am using around one year. They have given me a good credit limit. I am okay with the interest rate. I am getting regular cash back for fuel filling and also other benefits are applicable.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 31, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      2 years before, i have purchased the credit card from SBI and i have never faced any issue till now and they have given me a limit of Rs. 88000 and there is enhancement till now even though i didn't expect because of the other cards. SBI is provided me a variant SBI simplysave benefit. I never tried the balance transfer because the rate of interest is high.
      Was this review helpful? 1
      , madurai
      Reviewed on Aug 31, 2019
    • SBI Cards Credit Card
      "Very Good Card"
      0.5 4.0/5 "Great!"
      They have provided me a simplyclick variant from SBI. I got some rewards points depends on my purchase. I get a coupons on Amazon. From 2016, i hold this card and i never faced any single issue. I'm convenient with the bill details. I need to pay the annual fee of Rs. 499+GST charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 31, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      SBI rewards points are very useful and their cashback offer available on online market. I use the SBI simply click card for near about 2 years. I get 10* rewards points in online shopping which can be converted into online voucher. The card limit is very poor which is Rs. 32000.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jul 31, 2019
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have State Bank Of india credit card which i have taken through Online .This was my first credit card and this was a simply click card,I am using this credit card for the past 1.5 years and there was no difficulties faced so far .This was a free card and when applied the agent and bank end was very supportive.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 31, 2019
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      SBI is also good and the credit card offers are really fantastic. I never had a chance to contact the customer service. The interest rate is good. I am using Simply Click card for last 4 years. The credit limit is good. There is no annual fee. I am getting vouchers on Amazon which is very useful.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jul 30, 2019
    • SBI Cards Credit Card
      "Average services"
      0.5 3.0/5 "Satisfactory"
      I am not satisfied with the services provided by SBI card . Their customer care service is not that much great. They charged heavily, if we late to pay the bill due to this reason they decreased my credit limit. I have a simply click card with me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 26, 2019
    • SBI Cards Credit Card
      "Need to work on late payment charges"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for online shopping and am getting 10% cash back for every products also they are doing cash back for paying electricity bills. Its a Simply Click card which am using it for last 2 years. The charges are very high for late payments. The annual fee is zero.
      Was this review helpful? 0
      , thane
      Reviewed on Jul 26, 2019
    • SBI Cards Credit Card
      "Doing Good"
      0.5 3.0/5 "Satisfactory"
      They are not revising the credit limit on SBI. When i purchase the card the limit was Rs. 19000 and there is no credit limit enhancement after completed the one year also. I have a simplyclick card. Its easy to make a bill payment. It has a balance transfer but i haven't utilize it.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 25, 2019
    • SBI Cards Credit Card
      "Not recommendable card"
      0.5 5.0/5 "Blown Away!"
      I am not having the account in their bank hence they are not increasing the limit. I have a credit card from SBI and in every metro station the young boys are standing and asking for credit card or increasing the limit which doesn't like secure even though its a Government concern.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 25, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have a SBI Simply Click credit card for past 4 to 5years. I am happy with reward points and benefits. They are charging annual fee of Rs.500. The credit limit is not satisfied. I would appreciate, if they could increase my limit. The payment mode is convenient.
      Was this review helpful? 8
      , hyderabad
      Reviewed on Jul 02, 2019
    • SBI Cards Credit Card
      "Need to reduce the interest rate"
      0.5 3.0/5 "Satisfactory"
      I am using SBI Simply Click credit card for around 2 years. There is annual fee of Rs.499 rupees plus GST. The credit limit is same as the beginning and there is no improvement at all. I have done EMI conversion and the procedure is simple. The interest rate is around 24% per annum which is very high when compared to other banks.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Jun 27, 2019
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      SBI credit card is good and am satisfied with this. I am using Simply Click for more than 2 years. There is no annual fee. The credit limit is okay and fine. The rate of interest is good for late payment and EMI conversion. I do get discounts and reward points.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 25, 2019
    • SBI Cards Credit Card
      "Need to increase the limit"
      0.5 2.5/5 "Just OK"
      I am using SBI credit card for more than 4 years. My credit limit is not sufficient and they have offered me only 20K which was increased recently. It is a life time free credit card. I hold a Simply Click card and for every transactions, they are providing reward point depends on retailers. Mostly 1point = 1rupee.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 17, 2019
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