Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    SBI SimplyClick Credit Card

    We found 1 SBI SimplyClick Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    Fee Details

    SBI SimplyClick Credit Card is Rated as "Excellent!" by 13 Users

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Especially created for a digitally aware generation, the SBI SimplyClick Credit Card is must have card. With a whole wide world of benefits that come with it, the SimplyClick Credit Card is a card that has advantages lined up for everyone. With a plethora of rewards and offers up for grabs, this card can be used for various purchases from retail spends to booking tickets online and is also accepted almost everywhere globally.

    Benefits of the SBI SimplyClick Credit Card:

    Log-in Gift:

    All SBI SimplyClick Credit Card customers receive an e-gift voucher from Amazon worth Rs. 500 as part of their welcome hamper. These vouchers are received by customers after paying an annual membership fee and is valid for six months.

    E-Shopping Rewards:

    Users can earn upto 10X rewards on online shopping with partners such as Amazon, Cleartrip, Foodpanda, Lenskart, FabFurnish, Ola Money and BookMyShow. On shopping done on other sites, 5X rewards can be earned. For other spends, every time customers spend Rs. 100, they stand to earn 1 reward point. These points can then be redeemed against a variety of exciting gifts that are available in the Rewards Catalogue.

    It is to be noted that Balance Transfer, Flexipay, Cash Advance, Encash and Fuel transactions cannot be redeemed through points earned via the Rewards program.

    Milestone Rewards:

    For Rs. 1 lakh and Rs. 2 lakh spent online annually, customers receive e-gift vouchers valued at Rs. 2000 each.

    Complete Fuel Freedom:

    SBI SimplyClick Credit Card users receive a 2.5% waiver for fuel surcharge on every transaction between the amounts Rs. 500 to Rs. 3000 made. This waiver is not inclusive of GST and any other charges (wherever applicable).

    Annual Fee Reversal:

    Customers whose spends come upto Rs. 1,00,000 get a fee reversal of Rs. 499 per year on their card in the following year.

    Features of the SBI SimplyClick Credit Card:

    Acceptance Worldwide:

    The SBI SimplyClick Credit Card is accepted internationally card that can be used in more than 24 million outlets world over which includes over 3 lakh outlets within India. Users need to only look for a MasterCard/Visa acceptance sign.

    Credit Facility:

    Users have the option of clearing their outstanding payments according to a plan that is suitable to them, thanks to the extended credit option. The SBI SimplyClick Credit Card offers a revolving credit facility along with payment flexibility. Any amount from the minimum amount that is to be paid until the total amount that is outstanding, as shown in the user’s Monthly Statement can be paid and the unpaid balance can then be carried forward at very low finance charges.

    Add-on Cards:

    SBI SimplyClick Credit Card users have the option of procuring add-on cards for their family members including children who are above the age of 18, parents and spouse.

    No Fuel Surcharge:

    Customers can avail the benefits of other fuel credit cards in the country through the SimplyClick Credit Card. When this card is used to buy diesel, petrol or lubricants at any petrol pump outlet, fuel surcharge need not be paid. This option is applicable when fuel is purchased between the amounts of Rs. 500 and Rs. 3000 at all times for every transaction.

    Cash on the Go:

    SBI SimplyClick Credit card holders have access to over a million MasterCard/Visa ATMs worldwide to withdraw cash from. This also includes 18,000 ATMs within India itself. Along with this, users also have access to more than 10,000 ATMs that are affiliated to SBI in over 100 cities across the country.

    Online Railway Ticket Booking:

    Customers can now easily book their railway tickets online with their SBI SimplyClick Credit Card through the IRCTC website.

    Utility Bill Payment:

    SBI SimplyClick Cardholders can now avail the Easy Bill Pay facility through which various bills such as electricity, telephone and insurance can be paid online and on time.

    Peace of Mind:

    Security is given the utmost priority and customers have access to the SBI Card Customer Helpline and the 24 hours MasterCard/Visa Global Customer Assistance Services available globally that can be contacted during an emergency.

    Balance Transfer:

    Users now have the opportunity to save their money while they pay their dues. Outstanding dues from their other credit cards can now be transferred to their SBI card at very low interest rates.

    Flexipay:

    A simple installment plan allows users to purchase items of their choice with the option to repay in convenient monthly installments. SBI SimplyClick Card customers can opt for a plan that is suitable to their financial requirements and receive a low interest rate.

    Easy Money Facility:

    Just by calling the local SBI Card Customer Helpline, users can now order a bank draft at any point of time. The bank draft amount will be directly billed to the user’s SBI SimplyClick Credit Card account. This is especially useful while making payments related to fees, taxes, bills and others. Further details can be sought from the SBI Card Helpline.

    E-Statement:

    SBI SimplyClick Credit Card customers have the option of receiving their monthly statements through their e-mail, 24 hours and on all days of the week.

    SBI Card Alerts:

    Through the SBI Card Alerts, customers can receive information anywhere related to the status of their credit cards via an SMS on their cell phones. These alerts include Cheque Alerts, Mini Statement Alerts, Cash & Credit Alerts and Payment Assistance Alerts. Customers can subscribe to these alerts by visiting the SBI Card website or by calling the SBI Card Customer Helpline.

    SBI Card Online:

    SBI SimplyClick Credit Cardholders can now manage their card account online by visiting the SBI Card website. Various benefits such as locating the closest ATM affiliated to SBI, requesting a change of address, checking statements online or winning fabulous prizes can be availed through this feature.

    Drop Box Locator:

    SBI SimplyClick Credit Card users can now locate the closest SBI Card Drop Box by following a couple of simple steps.

    Documentation required:

    • PAN card
    • ID proofs
      • Driving License
      • Passport
      • Voter’s ID
      • UID Aadhaar Number

    Eligibility:

    The eligibility for procuring an SBI SimplyClick Credit Card is decided based on the applicant’s declared income and employment, among other factors.

    Fees and Charges:

    A single time Joining Fee Rs. 499
    Annual Fee Nil unless the total amount of purchases made in the previous year is below Rs. 1,00,000. If so, Rs. 499 will be charged as the fee.
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period A period of 20 to 50 days and is applicable on retail related shopping only and if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in the case of loans, EMI is also included.
    Cash Advance Limit A maximum of 80% of the credit limit. In case of a SimplySave or a SimplyClick Card holder the maximum amount is Rs. 12,000 per day and Rs. 15,000 per day for Platinum and Signature Card holders.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% yearly, calculated from the transaction date.
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs 99 along with Government Service Tax
    Cheque Pickup Rs. 90
    Cash OTC fee Rs. 100
    Replacing the card Rs. 100
    Surcharge - Railway Ticket Rs. 30 plus 2.5% of the transaction amount

    How to apply for the SBI SimplyClick Credit Card online?

    • Visit BankBazaar.com and click on the Credit Cards tab.
    • Under this tab you will find various credit card options from which you should click on the SBI Bank and then choose the SimplyClick Credit Card.
    • You can also check whether you are eligible for the credit card by using BankBazaar’s eligibility calculator tool. According to your eligibility and needs, a list of credit cards will be projected on the page.
    • Analyze, compare and choose the ideal credit card and click on the “Apply” option to instantly apply online for the credit card.

    SBI UBI Credit Card FAQs:

    1. Is there a joining fee charged while procuring the SBI UBI Credit Card?

      Yes, there is a one-time joining fee of Rs. 499 that is charged.

    2. How can customers book a railway ticket online using their SBI UBI Credit Card?

      Customers can now book their railway tickets online in the following simple steps -

      • Users need to register on the IRCTC website, which is free of cost
      • They need to log in to their account after creating it by providing their username and password
      • Tickets can then be booked by following the instructions that are given on the website
      • SBI card can be used to make payment via either of the two gateways provided, both of which accept all MasterCards.

      Users should note that the IRCTC website’s terms and conditions governs all transactions made through the website.

    3. Is there a surcharge applicable on railway ticket booking?

      Yes, 1.8% of the amount transacted along with service charges, wherever applicable is charged.

    4. How can users locate the closest SBI Card Drop Box?

      Users need to type “PIN” followed by a and their 6 digit pin code and send it to the given number, following which they will receive the list of drop boxes in their locality.

    5. Is there any fee charged on late payment?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750
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  • SBI SimplyClick Credit Card Reviews

    • SBI Cards Credit Card
      "Not bad"
      0.5 2.0/5 "Expected more"
      I am having the SBI Elite card and am using it from the last eight months of time. Credit limit is around 3.5 lakh Rupees till now. Customer service is also a good one with them and the interest rate is the drawback with them, also they will not provide the reason for the extra charges.
      Was this review helpful? 1
      , chennai
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the State bank of India and the services are good one with them, also they have contacted me to increase the credit limit. Customer service is good one with them and am using it from the last two months of time.
      Was this review helpful? 0
      , tirupur
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I do have credit card with the SBI and I want to say its the best one because their service aspects are really good while compare with some other competitors. Response is fine one with them and am having this credit card from the last two years of time. Offers are almost good one with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      State bank of India provides good credit card service. I am using the card for long time but I did not gone through any kind of tough situation because of the credit card. I used to get reward points and cash back offers. Good feature of SBI is we can convert all the reward points into cash.
      Was this review helpful? 0
      , pune
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Need to look for customer"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one am having from the last three to four years of time. Rate of interest is huge with them and reaching out the customer service is also really a tough one. They are charging the standardized rate of interest on a monthly basis. It looks like something which is P rivaling in the market.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      With the SBI platinum credit card the interest rates is really high and the customer support is not up to the mark. I don't get any benefits with this card. I hold this card for past 3 years. The Sbi can increase the credit limit with this card. Overall I am satisfied with the service
      Was this review helpful? 0
      , jamnagar
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      It was quite good to use style credit card of State bank of India. . I don't have any charges on my statement no hidden charges anything its clear.credit limit they have offered is 35000 rupees overall experience was fine with state bank of India.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Good credit card"
      0.5 3.0/5 "Satisfactory"
      Earlier I had simply save credit card now they upgraded for Platinum card. SBI simply save card has one point for 100 rupees spent. But platinum has two points for 100 rupees. If I wish. I could redeem the points into cash or voucher. Features are good with SBI credit card they got tie up with many outlets like KFC, coffee day etc.
      Was this review helpful? 0
      , narwana
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Convenient Shopping with SBI ELITE"
      0.5 5.0/5 "Blown Away!"
      Almost SBI credit card interest rate is equally good. I am holding Platinum Elite credit card it has the credit limit of Rs.2.4 lakhs. Frequently I shop with my credit card, I purchased many home appliances 65,000 CREDIT LIMIT. There is no annual charges, its a life credit limit, I got maximum cash back of Rs.65,000 which is really great.
      Was this review helpful? 1
      , chennai
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Its Convenient "
      0.5 3.0/5 "Satisfactory"
      I couldn't redeem SBI reward points into cash, I am using SBI credit card for past eight month, I used to get cash back in online shopping upto 10% to 15%. I am happy about it. SBI offered me good credit limit, its very much satisfied. Overall I am happy with their offers.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      When I had been offered this card, i was told it was that the credit limit would be good but the credit limit they have offered is 16k which is very low. The most important feature is on line banking with sufficient credit limit I have called the bank to increase my limit but they just said " Sorry sir no offers running now".
      Was this review helpful? 1
      , udaipur
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "The best for a credit card"
      0.5 5.0/5 "Blown Away!"
      SBI is excellent in the services. When ever I call the customer support they respond well and on the same day they sort out what ever my clarification might be. There are reward points and I benefit a lot with this credit card when I use it online as I get 5% to 10% cash back. There is a annual fee of Rs.500 and it is waived off as my transactions crosses the specified limit. I am also happy with the online banking, because when I log in I am able see the details of my outstanding and principle and due date. I do not have to navigate much for information.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Offers has to be improvement"
      0.5 3.0/5 "Satisfactory"
      SBI interest rate is high they taking high processing fee for EMI conversion, they didn't give any another offers on the credit card. I am using SBI Simply Save credit card for past one year they offered me the credit limit of Rs. 1 lakhs its good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Good to use for railway tickets"
      0.5 5.0/5 "Blown Away!"
      I have SBI IRCTC credit card, I used to book the railway tickets with that card and I am getting good offers with good reward points. For 100 rupees spent - 1 points, last year I have accumulated and got 2000 rupees voucher for the shopping, I am very happy to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card at SBI is good and the best is the fast process in me getting the card. There is a annual fee of 499% and it gets waived off if I swipe my card for a certain limit. The drawback is that the credit limit was lesser than what was promised.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Its Good to hold"
      0.5 3.0/5 "Satisfactory"
      I am getting very good follow up calls from SBI on credit card reminder and they updating good offers on time. I am fine with the credit card its good credit limit. I used to get some offers in online shopping, but I am not much aware of other offers.
      Was this review helpful? 1
      , chennai
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "The best in banking"
      0.5 4.5/5 "Excellent!"
      I hold a credit card with SBI and the offers are excellent and also the credit limit as well. There are charges on the card and there is no refund as well. I am still happy with the bank as the card is accepted all over and the services are good and the statements are clear.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "Under updattion"
      0.5 4.0/5 "Great!"
      Having SBI simply save card for past 2 years, Availing the benefits like reward points and the cash back offers with this card. The customer service need improvement here. I am happy with the credit limit with this card. The mobile application need to focused a lot. Overall it is an average card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "It should be transparent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI IRCTC credit card, they are giving best offer on train booking, when I book any railway ticket through my credit card, ticket cost is getting low. But I faced some issues with SBI credit ca rd, I have paid all the out standing due of my card, but SBI impacted credit score hence unable to loan from any bank. I had lot of communication with them but still it was not resolved.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "Very Good"
      0.5 4.5/5 "Excellent!"
      I am having the credit card with the SBI and I got it from them because I had the salary account with them. Customer service is good one with them and the credit limit is good one and I made it in optimized manner. Online services were good with them before but after merging , I have faced some issues with them.
      Was this review helpful? 0
      , dharapuram
      Reviewed on May 24, 2017
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