Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI SimplyClick Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    SBI SimplyClick Credit Card is Rated as "Excellent!" by 21 Users

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    SBI SimplyClick Credit Card

    Especially created for a digitally aware generation, the SBI SimplyClick Credit Card is must have card. With a whole wide world of benefits that come with it, the SimplyClick Credit Card is a card that has advantages lined up for everyone. With a plethora of rewards and offers up for grabs, this card can be used for various purchases from retail spends to booking tickets online and is also accepted almost everywhere globally.

    Benefits of the SBI SimplyClick Credit Card:

    Log-in Gift:

    All SBI SimplyClick Credit Card customers receive an e-gift voucher from Amazon worth Rs. 500 as part of their welcome hamper. These vouchers are received by customers after paying an annual membership fee and is valid for six months.

    E-Shopping Rewards:

    Users can earn upto 10X rewards on online shopping with partners such as Amazon, Cleartrip, Foodpanda, Lenskart, FabFurnish, Ola Money and BookMyShow. On shopping done on other sites, 5X rewards can be earned. For other spends, every time customers spend Rs. 100, they stand to earn 1 reward point. These points can then be redeemed against a variety of exciting gifts that are available in the Rewards Catalogue.

    It is to be noted that Balance Transfer, Flexipay, Cash Advance, Encash and Fuel transactions cannot be redeemed through points earned via the Rewards program.

    Milestone Rewards:

    For Rs. 1 lakh and Rs. 2 lakh spent online annually, customers receive e-gift vouchers valued at Rs. 2000 each.

    Complete Fuel Freedom:

    SBI SimplyClick Credit Card users receive a 2.5% waiver for fuel surcharge on every transaction between the amounts Rs. 500 to Rs. 3000 made. This waiver is not inclusive of GST and any other charges (wherever applicable).

    Annual Fee Reversal:

    Customers whose spends come upto Rs. 1,00,000 get a fee reversal of Rs. 499 per year on their card in the following year.

    Features of the SBI SimplyClick Credit Card:

    Acceptance Worldwide:

    The SBI SimplyClick Credit Card is accepted internationally card that can be used in more than 24 million outlets world over which includes over 3 lakh outlets within India. Users need to only look for a MasterCard/Visa acceptance sign.

    Credit Facility:

    Users have the option of clearing their outstanding payments according to a plan that is suitable to them, thanks to the extended credit option. The SBI SimplyClick Credit Card offers a revolving credit facility along with payment flexibility. Any amount from the minimum amount that is to be paid until the total amount that is outstanding, as shown in the user’s Monthly Statement can be paid and the unpaid balance can then be carried forward at very low finance charges.

    Add-on Cards:

    SBI SimplyClick Credit Card users have the option of procuring add-on cards for their family members including children who are above the age of 18, parents and spouse.

    No Fuel Surcharge:

    Customers can avail the benefits of other fuel credit cards in the country through the SimplyClick Credit Card. When this card is used to buy diesel, petrol or lubricants at any petrol pump outlet, fuel surcharge need not be paid. This option is applicable when fuel is purchased between the amounts of Rs. 500 and Rs. 3000 at all times for every transaction.

    Cash on the Go:

    SBI SimplyClick Credit card holders have access to over a million MasterCard/Visa ATMs worldwide to withdraw cash from. This also includes 18,000 ATMs within India itself. Along with this, users also have access to more than 10,000 ATMs that are affiliated to SBI in over 100 cities across the country.

    Online Railway Ticket Booking:

    Customers can now easily book their railway tickets online with their SBI SimplyClick Credit Card through the IRCTC website.

    Utility Bill Payment:

    SBI SimplyClick Cardholders can now avail the Easy Bill Pay facility through which various bills such as electricity, telephone and insurance can be paid online and on time.

    Peace of Mind:

    Security is given the utmost priority and customers have access to the SBI Card Customer Helpline and the 24 hours MasterCard/Visa Global Customer Assistance Services available globally that can be contacted during an emergency.

    Balance Transfer:

    Users now have the opportunity to save their money while they pay their dues. Outstanding dues from their other credit cards can now be transferred to their SBI card at very low interest rates.

    Flexipay:

    A simple installment plan allows users to purchase items of their choice with the option to repay in convenient monthly installments. SBI SimplyClick Card customers can opt for a plan that is suitable to their financial requirements and receive a low interest rate.

    Easy Money Facility:

    Just by calling the local SBI Card Customer Helpline, users can now order a bank draft at any point of time. The bank draft amount will be directly billed to the user’s SBI SimplyClick Credit Card account. This is especially useful while making payments related to fees, taxes, bills and others. Further details can be sought from the SBI Card Helpline.

    E-Statement:

    SBI SimplyClick Credit Card customers have the option of receiving their monthly statements through their e-mail, 24 hours and on all days of the week.

    SBI Card Alerts:

    Through the SBI Card Alerts, customers can receive information anywhere related to the status of their credit cards via an SMS on their cell phones. These alerts include Cheque Alerts, Mini Statement Alerts, Cash & Credit Alerts and Payment Assistance Alerts. Customers can subscribe to these alerts by visiting the SBI Card website or by calling the SBI Card Customer Helpline.

    SBI Card Online:

    SBI SimplyClick Credit Cardholders can now manage their card account online by visiting the SBI Card website. Various benefits such as locating the closest ATM affiliated to SBI, requesting a change of address, checking statements online or winning fabulous prizes can be availed through this feature.

    Drop Box Locator:

    SBI SimplyClick Credit Card users can now locate the closest SBI Card Drop Box by following a couple of simple steps.

    Documentation required:

    • PAN card
    • ID proofs
      • Driving License
      • Passport
      • Voter’s ID
      • UID Aadhaar Number

    Eligibility:

    The eligibility for procuring an SBI SimplyClick Credit Card is decided based on the applicant’s declared income and employment, among other factors.

    Fees and Charges:

    A single time Joining Fee Rs. 499
    Annual Fee Nil unless the total amount of purchases made in the previous year is below Rs. 1,00,000. If so, Rs. 499 will be charged as the fee.
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period A period of 20 to 50 days and is applicable on retail related shopping only and if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges A maximum of 3.35% per month or 40.2% per annum calculated from the date of transaction
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in the case of loans, EMI is also included.
    Cash Advance Limit A maximum of 80% of the credit limit. In case of a SimplySave or a SimplyClick Card holder the maximum amount is Rs. 12,000 per day and Rs. 15,000 per day for Platinum and Signature Card holders.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% yearly, calculated from the transaction date.
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs 99 along with Government Service Tax
    Cheque Pickup Rs. 90
    Cash OTC fee Rs. 100
    Replacing the card Rs. 100
    Surcharge - Railway Ticket Rs. 30 plus 2.5% of the transaction amount

    How to apply for the SBI SimplyClick Credit Card online?

    • Visit BankBazaar.com and click on the Credit Cards tab.
    • Under this tab you will find various credit card options from which you should click on the SBI Bank and then choose the SimplyClick Credit Card.
    • You can also check whether you are eligible for the credit card by using BankBazaar’s eligibility calculator tool. According to your eligibility and needs, a list of credit cards will be projected on the page.
    • Analyze, compare and choose the ideal credit card and click on the “Apply” option to instantly apply online for the credit card.

    SBI UBI Credit Card FAQs:

    1. Is there a joining fee charged while procuring the SBI UBI Credit Card?

      Yes, there is a one-time joining fee of Rs. 499 that is charged.

    2. How can customers book a railway ticket online using their SBI UBI Credit Card?

      Customers can now book their railway tickets online in the following simple steps -

      • Users need to register on the IRCTC website, which is free of cost
      • They need to log in to their account after creating it by providing their username and password
      • Tickets can then be booked by following the instructions that are given on the website
      • SBI card can be used to make payment via either of the two gateways provided, both of which accept all MasterCards.

      Users should note that the IRCTC website’s terms and conditions governs all transactions made through the website.

    3. Is there a surcharge applicable on railway ticket booking?

      Yes, 1.8% of the amount transacted along with service charges, wherever applicable is charged.

    4. How can users locate the closest SBI Card Drop Box?

      Users need to type “PIN” followed by a and their 6 digit pin code and send it to the given number, following which they will receive the list of drop boxes in their locality.

    5. Is there any fee charged on late payment?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750
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  • SBI SimplyClick Credit Card Reviews

    • SBI Cards Credit Card
      "Good credit card"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is very useful, the reason being I am getting very good loan options also i am getting very good rate of interest . I can convert the purchase in to EMI i am not sure about the charges they had taken some processing fee too. Through MOBILE app i can place the request for EMI.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is also perfect in the credit cards services. The offers are good and there are a lot of cash back deals. The rewards are also useful as the points can be redeemed. The portal is very convenient to make my payment. The limit is to my satisfaction.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "So far so good"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card and I have not used it much. To what ever I have used the card there has not been any hassles. The charges are normal and the credit limit is also good. The statements are also clear and I am comfortable with the billing cycle.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Very Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using the SBI prime credit card very recently. I use this card for shopping, bill payments, dinning, air ticket booking and for other usages. The reward points cash back offers and other offers are available with this card.I am satisfied with the credit limit. I pay the annual fee of Rs.3000.
      Was this review helpful? 0
      , panaji
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Though limit is low its manageble"
      0.5 4.0/5 "Great!"
      SBI credit card is a very good one, the limit is low but its fine. Anyways I am not looking out for a higher limit. I am holding this SBI CARD for about one year. Name of the SBI CREDIT CARD is FBB style up card . I used to get some special discounts at big bazaar nor any other bazaar.
      Was this review helpful? 0
      , siliguri
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      SBI gave me amazon voucher worth Rs.500 as complimentary offers and for every purchase around 120 rupees they give me 10 reward points. I am using this credit card around 3 to 4 months its good. But still I didn't redeem the points, however I am satisfied with their offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and though it is a public sector bank. They provide good services and the response is always on time. There are proper deals and the reward points are good. They could be redeemable on shopping and other needs.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from the last 1.5 years of time. Service aspects are good one and the credit limit value is up 30000 Rupees, also their response is good one with them and I have faced some difficulties but it used to get resolved on immediately.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I got a Air India SBI platinum credit card for past 5years. The customer service is good with State Bank of India credit card department. The rate of interest is nominal with the SBI Air India card. I am happy with the credit limit. I pay the annual fee of Rs.1500
      Was this review helpful? 0
      , imphal
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Satisfactory "
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI. I am satisfied with the services and the statements are on time for me. The online banking is good and there are no charges taken for the card. The limit is also good and the bank is clear in the process and there are no hidden charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "My SBI CARD"
      0.5 3.0/5 "Satisfactory"
      I was initially confirmed by SBI that there would be cash back however later availing the card I realized that there is no such offer. What ever cash back I earned till date can be adjusted online stores. I am holding this SBI credit card for about 6 months and it is much better than HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      It is a average experience with SBI as well. I hold a credit card the bank is slow in the response and services. They are not up to the mark on the offers and the credit limit. They need to work on their banking overall. They could provide better deals.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Worst"
      0.5 4.0/5 "Great!"
      I am here to express my dissatisfaction which I had on my SBI credit card when I approached the bank for making the payment. The response provided by them was not good. I had an option to make the cash payment at the counter for which I had to stand in the que for a long time and make the payment. Even for making the cheque payment I had to stand in the line which I hate the most.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      For more than a year I hold the FBB SBI style up credit card. I am happy with the credit limit. I got the credit limit of Rs.60,000. The benefits like rewards points cash back offers and other benefits are available with this card. I pay the annual fee of Rs.500.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is simply superb. I hold an account with SBI for many years. Name of the SBI credit card is IRCTC I do get good offers and benefits from this card. I do earn good reward points on this card. I normally accumulate good rewards points and this can be adjusted against gift voucher and no charges for the same.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Its Convenient"
      0.5 5.0/5 "Blown Away!"
      I have platinum master card from SBI, they are providing good reward points and cash back in many e commerce website. I am happy with their credit limit its really sufficient. I am holding SBI credit card for past six months I didn't get any complimentary offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Unhappy with the services "
      0.5 2.0/5 "Expected more"
      State Bank of India has not been up to the mark even on the credit card services. There is no proper response when I contact them and there are no offers at all on my card. The credit limit is also not satisfactory and I would not want to recommend them to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      SBI taking Rs.3000 as an annual fee but to get waiver I should do more than Rs. 2 lakhs rupees of transaction . Credit limit is good in SBI. It is not that much great they upgrade it. Payment gate is very userfriendly and easy to make the monthly dues.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Convenient for shopping"
      0.5 4.0/5 "Great!"
      SBI Response is good in email support, but thier telecommunication is not good. Because their SBI customer care executives are not available after 8 pm. They should be reachable anytime. In term of offers SBI is good, their charges are also reasonable for credit card.
      Was this review helpful? 0
      , indore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      EMI conversion process is very easy when it comes to SBI. I had contacted their toll free number and my request was taken care off, they took around 10 to 12 hours of time to process my request. No processing fee was charged for the EMI conversion. Name of the SBI card is ELITE Credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
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