Especially created for a digitally aware generation, the SimplyCLICK SBI Card is must have card. With a whole wide world of benefits that come with it, the SimplyCLICK Credit Card is a card that has advantages lined up for everyone. With a plethora of rewards and offers up for grabs, this card can be used for various purchases from retail spends to booking tickets online and is also accepted almost everywhere globally.
All SimplyCLICK SBI Card customers receive Welcome voucher worth Rs. 500 from Amazon on joining.
Rewards point programme:
Cardholders can bag e-vouchers worth Rs.2,000 each on annual online spend of Rs.1 lakh and Rs.2 lakh.
Complete Fuel Freedom:
SimplyClick SBI Card users receive a 1% fuel surcharge waiver on every fuel transaction between the amounts Rs.500 to Rs.3,000 made at all petrol pumps across India.
Annual Fee Reversal:
Customers who spend Rs.1 lakh or more on their SBI SimplyCLICK credit card in the current year will get joining fee back in the following year.
The SimplyCLICK SBI Card is accepted internationally card and can be used in more than 24 million outlets world outlets worldwide which over which includes over 3 lakh outlets within India. Users need to only look for a MasterCard/Visa acceptance sign.
Users have the option of clearing their outstanding payments according to a plan that is suitable to them, thanks to the extended credit option. The SimplyCLICK SBI Card offers a revolving credit facility along with payment flexibility. Any amount from the minimum amount that is to be paid until the total amount that is outstanding, as shown in the user’s Monthly Statement can be paid and the unpaid balance can then be carried forward at very low finance charges.
SimplyCLICK SBI Card users have the option of procuring add-on cards for their family members including children who are above the age of 18, parents and spouse.
Cash on the Go:
SimplyCLICK SBI Card holders have access to over a million MasterCard/Visa ATMs worldwide to withdraw cash from. This also includes 18,000 ATMs within India itself. Along with this, users also have access to more than 10,000 ATMs that are affiliated to SBI in over 100 cities across the country.
Online Railway Ticket Booking:
Customers can now easily book their railway tickets online with their SimplyCLICK SBI Card through the IRCTC website.
Utility Bill Payment:
SBI SimplyCLICK Cardholders can now avail the Easy Bill Pay facility through which various bills such as electricity, telephone and insurance can be paid online and on time.
Peace of Mind:
Security is given the utmost priority and customers have access to the SBI Card Customer Helpline and the 24 hours MasterCard/Visa Global Customer Assistance Services available globally that can be contacted during an emergency.
Users now have the opportunity to save their money while they pay their dues. Outstanding dues from their other credit cards can now be transferred to their SBI card at very low interest rates.
A simple installment plan allows users to purchase items of their choice with the option to repay in convenient monthly installments. SBI SimplyCLICK Card customers can opt for a plan that is suitable to their financial requirements and receive a low interest rate.
Easy Money Facility:
Just by calling the local SBI Card Customer Helpline, users can now order a bank draft at any point of time. The bank draft amount will be directly billed to the user’s SimplyCLICK SBI Card account. This is especially useful while making payments related to fees, taxes, bills and others. Further details can be sought from the SBI Card Helpline.
SimplyCLICK SBI Card customers have the option of receiving their monthly statements through their e-mail, 24 hours and on all days of the week.
SBI Card Alerts:
Through the SBI Card Alerts, customers can receive information anywhere related to the status of their credit cards via an SMS on their cell phones. These alerts include Cheque Alerts, Mini Statement Alerts, Cash & Credit Alerts and Payment Assistance Alerts. Customers can subscribe to these alerts by visiting the SBI Card website or by calling the SBI Card Customer Helpline.
SBI Card Online:
SimplyCLICK SBI Cardholders can now manage their card account online by visiting the SBI Card website. Various benefits such as locating the closest ATM affiliated to SBI, requesting a change of address, checking statements online or winning fabulous prizes can be availed through this feature.
Drop Box Locator:
SimplyCLICK SBI Card users can now locate the closest SBI Card Drop Box by following a couple of simple steps.
The eligibility for procuring an SimplyCLICK SBI Card is decided based on the applicant’s declared income and employment, among other factors. However, listed below are the age criteria:
|For salaried applicants||21 to 70 years|
|For pensioners||40 to 70 years|
|For self-employed||21 to 70 years|
|Add-on Fee Per Annum||NIL|
|Extended Credit (Interest Free Period)||A period of 20 to 50 days and is applicable retail purchases only and if the outstanding balance amount from the previous month is paid off completely.|
|Extended Credit (Finance Charges)||A maximum of 3.35% per month calculated from the date of transaction.|
|Extended Credit (Minimum Amount Due)||A minimum of Rs.200 or 5% of the total amount due along with government service tax and in the case of loans, EMI is also included.|
|Cash Advance Limit||A maximum of 80% of the credit limit. For SimplyCLICK cardholders, the maximum amount is Rs.12,000 per day|
|Cash Advance - Free Credit Period||Nil|
|Cash Advance - Finance Charges||A maximum of 3.35% per month, calculated from the transaction date.|
|Cash Advance Fee||For transactions made from State Bank of India ATMs and other Domestic ATMs, Rs.300 or 2.5% of the amount withdrawn, for each transaction. For transactions made from international ATMs, Rs.300 or 3% of the amount withdrawn for every transaction.|
|Statement Retrieval||If over 2 months, then Rs.100 for each statement|
|Over limit||A minimum of Rs.500 or 2.5% of the over limit amount|
|Rewards Redemption Fee||Rs.99|
|Cash OTC Fee||Rs.100|
|Card Replacement Fee||Rs.100|
|Surcharge - Railway Ticket||Rs.30 plus 2.5% of the transaction amount|
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