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Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Offers on Bank BazaarÂ
Rewards point programme:
Milestone rewards: You can bag Cleartrip e-vouchers worth Rs.2,000 each on annual online spends of Rs.1 lakh and Rs.2 lakh.
Annual fee waiver: Spend Rs.1 lakh or more on your SBI SimplyCLICK credit card in a membership year and get the annual fee of Rs.499 for the year waived off.
Wave and make payments: The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals. Currently, the Wave and Pay technology is accepted on all transactions below Rs.2,000.
Fuel benefit: You will receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000 made at all petrol pumps across India.
Worldwide acceptance: The SimplyCLICK SBI Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.
Free add-on cards: You have the option of procuring add-on credit cards for your immediate family members including your children and siblings above 18 years of age.
Peace of mind: Security is given the utmost priority and customers have access to the SBI Card customer helpline and the 24 hours MasterCard/Visa Global Customer Assistance Services that can be contacted during an emergency.
Balance transfer facility: Outstanding dues from other bank credit cards can be transferred to SBI SimplyCLICK Credit Card at a low interest rate through the Balance transfer facility.
Flexipay option: A simple instalment plan that allows you to make big ticket purchases with the option to repay in convenient monthly instalments. You can opt for a plan that is suitable to your financial requirements at a reasonable interest rate.
Easy money facility: Just by calling the local SBI Card customer helpline, you can now order a bank draft at any point of time. The bank draft amount will be directly billed to your SimplyCLICK SBI Card account. This is especially useful while making payments related to fees, taxes, bills and others. Further details can be sought from the SBI Card Helpline.
| Type of fee or charge | Amount |
| Joining fee | Rs.499 |
| Annual fee | Rs.499 |
| Interest rate | Up to 3.35% per month |
| Cash withdrawal fee |
|
| Rewards redemption fee | Rs.99 per request |
| Late payment fee | Total amount due Rs.0 to Rs.200 – NIL Rs.201 to Rs.500 – Rs.100 Rs.501 to Rs.1,000 – Rs.400 Rs.1,001 to Rs.10,000 – Rs.600 Rs.10,001 to Rs.25,000 – Rs.800 Rs.25,001 and above – Rs.950 |
| Payment dishonour fee | 2% of the payment amount or Rs.450 |
| Statement retrieval fee | Rs.100 per statement |
| Over-limit fee | 2.5% of the over-limit amount or Rs.500 |
| Foreign currency transaction fee | 3.5% of the transaction amount |
| Card replacement charge | Rs.100 |
The eligibility for procuring the SimplyCLICK SBI Card is decided based on the applicant’s declared income and employment, among other factors.
You can check your eligibility to apply for the card on SBI website by following the steps provided below.
A list of credit cards would appear. If you are eligible to apply for SimplyCLICKÂ SBI card, you will find the card in the list.
If you find it, click on ‘Apply Now’ button corresponding to the card to apply for it.Â
Once you submit the application, you will receive an acknowledgement message with the Application ID. You can use the same to track your credit card application status, a week after submitting the application.
What are the advantages of the SimplyCLICK SBI card?
SBI SimplyCLICK credit card provides more benefits to those who shop online quite frequently. If you are regular customer of most of the partner brands such as Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart, you can reap the best benefits.
Every spend on the partner e-commerce platforms would provide you 10 times more reward points, which can be exchanged for gifts and vouchers.
Besides that, the annual fee waiver on spends above Rs.1 lakh provides much value by enabling the cardholders to enjoy the benefits free for a lifetime.
What is the difference between SBI SimplyCLICK and an SBI SimplyCLICK Advantage credit card?
Most of the features and benefits offered on both the cards are similar. The only difference is in the interest charge levied on outstanding due amount.
For SBI SimplyCLICK credit card the interest rate is 3.35% per month and for SimplyCLICK Advantage it is 2.50% per month.
Which credit card is better - SBI SimplySAVE or SBI SimplyCLICK?
Every SBI credit card is unique and so are the SimplySAVE and SimplyCLICK credit cards.
While the SimplySAVE credit card provides you benefits on every day in-store purchases such as groceries, dining, movies, etc., the SimplyCLICK credit card provides benefits on online shopping, especially at the partner stores such as Amazon, Lenskart, BookMyShow, Cleartrip, etc.
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