Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
With time, add-on credit cards have become quite popular in India. Also known as supplementary credit cards, these can be issued to the family members of a primary cardholder.
SBI offers add-on credit cards to make shopping easy for every member of the family. These cards are not only easy to get but are also free of cost. SBI add-on credit cards are loaded with benefits and can be obtained with three simple steps.
To get an add-on credit card, the applicant has to fulfill the following conditions:
SBI asks an applicant to provide the following details while applying for an add-on credit card:
Documents required differ from bank to bank. Based on the norms, SBI might also ask for the following documents:
The application process to get an SBI add-on credit card is simple. One can apply for it either online or offline. Here is how one can apply for these cards online:
Listed below is how one can apply for an SBI add-on credit card offline:
Fees and charges applicable on SBI add-on credit cards are the same as the ones charged on the primary cards.
Listed below are some of the SBI credit cards covering segments like lifestyle, shopping, rewards, banking partnership, and travel that offer add-on cards for the family members of the primary cardholders:
You can visit the website www.sbicard.com, key in your username and password, and track the status of your application. You can also call the helpline number 1860-180-1290 or 39-02-02 (prefix your STD code).
The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.
Yes, the credit score of the primary cardholder will get affected if the add-on cardholder doesn't make timely payments.
Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.
A primary cardholder can avail 1 to 5 add-on credit cards.
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