With time, add-on credit cards have become quite popular in India. Also known as supplementary credit cards, these can be issued to the family members of a primary cardholder.
What is SBI add-on credit card ?
SBI offers add-on credit cards to make shopping easy for every member of the family. These cards are not only easy to get but are also free of cost. SBI add-on credit cards are loaded with benefits and can be obtained with three simple steps.
Eligibility for an SBI add-on credit card
To get an add-on credit card, the applicant has to fulfill the following conditions:
Applicant has to be more than 18 years of age.
Primary cardholders should permit the issuance of the requested add-on credit card.
Documents required for an SBI add-on credit card
SBI asks an applicant to provide the following details while applying for an add-on credit card:
Date of birth
College/ Place of work
Documents required differ from bank to bank. Based on the norms, SBI might also ask for the following documents:
Proof of age
Proof of income of the primary cardholder
How can i get SBI add-on credit card
The application process to get an SBI add-on credit card is simple. One can apply for it either online or offline. Here is how one can apply for these cards online:
The applicant has to log on to sbicard.com by using the primary cardholder's username and password.
They need to fill in the required details and information on the form provided.
Final step is to submit the form online.
How to Apply SBI add-on credit card offline
Listed below is how one can apply for an SBI add-on credit card offline:
The applicant can download the application form from www.sbicard.com.
Next step is to fill in the required details with correct information.
The applicant must attach the required documents with the application.
The final step is to send the original application form to SBI Cards and Payment Services Private Ltd., P.O. Box: 16, GPO, New Delhi: 110001.
Features and benefits of an SBI add-on credit card:
The credit limit on the add-on credit cards is shared with the primary card.
SBI add-on credit card can be used in India as well as abroad for shopping provided the international payment facility is enabled on the primary card.
The waiver limit on fuel surcharge on the add-on card is shared with the primary card.
The statement of the add-on card is sent to the primary cardholder as a single consolidated summary.
It is easy for primary cardholders to monitor the expenses being made on the add-on credit cards.
SBI add-on credit cardholders can earn reward points that they can use to avail amazing discounts.
Fee and charges on SBI add-on credit cards
Fees and charges applicable on SBI add-on credit cards are the same as the ones charged on the primary cards.
SBI credit cards that offer add-on cards
Listed below are some of the SBI credit cards covering segments like lifestyle, shopping, rewards, banking partnership, and travel that offer add-on cards for the family members of the primary cardholders:
SBI Card Elite
SBI Card Elite Advantage
SBI Card Prime
SBI Card Prime Advantage
Simply Click SBI Card
Simply SAVE SBI Card
SBI Card Unnati
Capital First SBI Card
Air India SBI Platinum Card
Chennai Metro SBI Card
Yatra SBI Card
Federal Bank SBI Credit Card
Oriental Bank of Commerce-SBI Card
Karur Vysya Bank-SBI Card
Bank of Maharashtra-SBI Card
FAQs on SBI add-on credit card
How can I track my add-on credit card application?
You can visit the website www.sbicard.com, key in your username and password, and track the status of your application. You can also call the helpline number 1860-180-1290 or 39-02-02 (prefix your STD code).
How is CIBIL score calculated on an add-on credit card?
The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.
Will the credit score of the primary cardholder get affected if the add-on cardholder doesn't make timely payments?
Yes, the credit score of the primary cardholder will get affected if the add-on cardholder doesn't make timely payments.
Do add-on cardholders avail the same benefits as the primary cardholders?
Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.
How many add-on credit cards can a primary cardholder avail?
A primary cardholder can avail 1 to 5 add-on credit cards.
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I am using SBI credit card which was offered by Bajaj Finserv. This was a simply save card and using almost for 6 to 7 months.The credit limit was less of 30K. If it is increased it will be good to me. I am getting good reward points as well as cash back offers.Tried to redeem the reward points through online but unable to redeem that was the issue.
Fraud call comes. Information leaks from sbi card. Please avoid taking this card, I got a call from this number from 7064177052 and it knows my registered number and expiry date and which card it is. Please do not take this card if you want to avoid fraud
I am using SBI credit card more than 2 years. From SBI they given for an annual fee chargeable card Rs. 499, but there is an option for a waiver off for a certain amount usage within a year. The limit is given for a sufficient and good. Customer service and responsiveness was good.I am getting reward points, i got 500 points still i haven't used.
I have been using SBI credit card for the past 6-7 months. Customer service was excellent in this bank and credit limit was good. Annual charges for this card is Rs. 500 and waiver off i am not sure but this card is very helpful for me. I am having one application and am receiving my credit card statements through that.
I have SBI credit card which was taken through Online .This card is good to use and the credit limit was ok .There are very useful cash back offers as well as reward points .There was proper callback and follow up from bank end .I have submitted the required documents through the agent .
I have SBI credit card which was taken through Online.I have got this credit card recently not even a week but used once.The credit limit was sufficient and this was a chargeable one .I have not checked any cash back offers as well as reward points .I am satisfied with the service.
I have taken a IRCTC SBI PLATINUM credit card. I am using this card more than 2 and half years. This is a life time free credit card. I am getting reward points for that i can book train ticket booking. Customer service and responsiveness was good.
Was this review helpful?
Reviewed on Nov 29, 2019
I have SBI credit card which was taken through Online . I am satisfied with their service so far .They have provided with good credit limit, I am using this credit card for the past 3 months. It is good to use and there was no issues. I am satisfied with the service as well.
I have taken SBI bank credit card recently. This is a life time free card and also i am using this card for fuel purpose, some times i will do other shopping. Credit limit is okay and also this international card. Customer service and responsiveness was good.
1)Pending Interaction Id :- 1-627921969192) Pending Interaction Id:- 1-640283402353) Pending Interaction Id:- 1-64685599909
I think above pending interaction ID showing your service and and you customer care capability.if any one responsible person reading this email kindly show your seniors.
Â I Will definitionally close my card asap because your service and commitment.
Do not Take SBI Cards. No security at all. My all details of the card got leaked from SBI and I became entrapped in money fraud. SBI is so irresponsible that they even don't take any responsibility and saying that the money to be paid by me. #Wah #SBI #Wah
I am holing a State Bank of India credit card I have been using this card for the pas 6 months. SBI's rate of interest is very low in comparison to other banks. Credit limit is also sufficient. I am getting good cashback. It's not a lifeitme free card.
I got a credit card from State Bank of India which is Co-branch of KVB. I have been using Platinum card for about 3years. The annual fee is not applicable since am a staff of KVB. They have offered a limit of 75K and it wil be happy if they could do higher also. Am getting an offers for fuel filling and Amazon purchase which I never used it. Once I paid the payment delayed for one day, they have charged me highly.
I am using State Bank Of India credit card which was taken through Bank direclty.I am using this credit card for the past 2 years ,The credit limit was really good and it was upto 50,000.This was a free card ,customer service is really good and banking service is also good ,I have got all the required details about the card process very clearly through the agent .
I use SBI credit card for a year, they have provided me a balance transfer option which is good. I haven't interacted with the customer support. The credit limit is decent. The annual fee is applicable of Rs.300 or 400. I am getting reward points and discounts when I am doing shopping from Big Bazaar.
I am using a State Bank of India credit card. I have been using this card for the past two years. Credit limit is only 57 thousand, I was expecting at least 1.5 lakhs. it's a lifetime free credit card. Their bill payment system is very simple and easy.
I am holding a State Bank of India Credit card for the past 2-3 years. I am really happy with the features of this card. Credit limit is also sufficient for me. Annual fee is chargeable. There is reward points and offers. Bill payment is very easy.
SBI credit card rate of interest is huge for the emi I have been holding this card for last two years. I converted Rs.25,000 into emi for nine months of duration with the interest rate of 9.5% per annum its should be reduced as per the market. But I like this card because many offers provided by SBI especially at amazon, big bazaar shoppings.
This is a good card I am using it for last 5 to 6 years but I have concern about my SBI credit card limit though I am an existing customer they didn't increase the limit and I have good credit score as well so they should consider. But they do have airport lounge or travel bookings discounts.
I am holding a State Bank of India credit card. I have been using this card more than 2 years. My credit limit is very less, it's only 35 thousand. Their charges are more in comparison to other banks. I am not satisfied with their customer service, very difficult to reach them.