Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBI Add-on Credit Cards

    With time, add-on credit cards have become quite popular in India. Also known as supplementary credit cards, these can be issued to the family members of a primary cardholder.

    What is SBI Add-on Credit Card?

    SBI offers add-on credit cards to make shopping easy for every member of the family. These cards are not only easy to get but are also free of cost. SBI add-on credit cards are loaded with benefits and can be obtained with three simple steps.

    Eligibility for SBI Add-on Credit Card

    To get an add-on credit card, the applicant has to fulfill the following conditions:

    • Applicant has to be more than 18 years of age.
    • Primary cardholders should permit the issuance of the requested add-on credit card.

    Documents required for an SBI Add-on Credit Card

    SBI asks an applicant to provide the following details while applying for an add-on credit card:

    • Full name
    • Date of birth
    • College/ Place of work

    Documents required differ from bank to bank. Based on the norms, SBI might also ask for the following documents:

    • Proof of age
    • Address proof
    • Proof of income of the primary cardholder
    • Photo ID

    How can I get SBI Add-on Credit Card

    The application process to get an SBI add-on credit card is simple. One can apply for it either online or offline. Here is how one can apply for these cards online:

    • The applicant has to log on to by using the primary cardholder's username and password.
    • They need to fill in the required details and information on the form provided.
    • Final step is to submit the form online.

    How to Apply SBI Add-on Credit Card Offline

    Listed below is how one can apply for an SBI add-on credit card offline:

    • The applicant can download the application form from
    • Next step is to fill in the required details with correct information.
    • The applicant must attach the required documents with the application.
    • The final step is to send the original application form to SBI Cards and Payment Services Private Ltd., P.O. Box: 16, GPO, New Delhi: 110001.

    Features and Benefits of SBI Add-on Credit Cards:

    • The credit limit on the add-on credit cards is shared with the primary card.
    • SBI add-on credit card can be used in India as well as abroad for shopping provided the international payment facility is enabled on the primary card.
    • The waiver limit on fuel surcharge on the add-on card is shared with the primary card.
    • The statement of the add-on card is sent to the primary cardholder as a single consolidated summary.
    • It is easy for primary cardholders to monitor the expenses being made on the add-on credit cards.
    • SBI add-on credit cardholders can earn reward points that they can use to avail amazing discounts.

    Fee and charges on SBI Add-on Credit Cards

    Fees and charges applicable on SBI add-on credit cards are the same as the ones charged on the primary cards.

    SBI credit cards that offer Add-on Cards

    Listed below are some of the SBI credit cards covering segments like lifestyle, shopping, rewards, banking partnership, and travel that offer add-on cards for the family members of the primary cardholders:

    FAQs on SBI Add-on Credit Cards

    1. How can I track my add-on credit card application?

      You can visit the website, key in your username and password, and track the status of your application. You can also call the helpline number 1860-180-1290 or 39-02-02 (prefix your STD code).

    2. How is CIBIL score calculated on an add-on credit card?

      The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.

    3. Will the credit score of the primary cardholder get affected if the add-on cardholder doesn't make timely payments?

      Yes, the credit score of the primary cardholder will get affected if the add-on cardholder doesn't make timely payments.

    4. Do add-on cardholders avail the same benefits as the primary cardholders?

      Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.

    5. How many add-on credit cards can a primary cardholder avail?

      A primary cardholder can avail 1 to 5 add-on credit cards.

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