Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Standard Chartered Add-on Credit Cards

    If there is one product that has had a significant impact on the financial world, it is without doubt a credit card. These plastic cards may look small and unassuming but the power they wield is significantly bigger. Introduced in the 1950s, credit cards have changed the financial landscape of global economy. Credit cards are similar to loans that can be availed through a swipe of the card. Unlike debit cards where individuals use their own money to pay for purchases, with a credit card funds are withdrawn on credit and will have to be repaid. Almost all banks and financial institutions today provide credit cards to their customers.

    One of the biggest advantages of credit cards is the convenience offered by them. Instead of having to carry a whole wad of cash, customers can just use their credit cards as it is accepted almost everywhere across the world. Additionally, credit cards, when used have other advantages as well. Each time individuals use their credit card to pay for a product or a service, they will earn Reward Points, dining discount, AirMiles or even waiver of fuel surcharges based on the features of the credit card. These Reward Points can also be exchanged for gifts and other perks from the company’s Rewards Catalogue.

    Who can avail for Standard Chartered Add-on Credit Cards?

    Due to its popularity, this financial product can be availed from a number of banks and financial providers as long as the eligibility criteria is met. Not everybody can avail credit cards however, as there are certain conditions that need to be met before one becomes eligible to avail this financial tool. This is due to the fact that credit cards are not free. In addition to joining fee and/or annual fee, customers will have to pay the credit card bill every month during the billing cycle. In case cardholders are unable to pay the bill completely, they can also pay just the minimum amount that is due. However, in case the bill is not paid in full, an interest rate will be imposed on the subsequent payments. If left unchecked, this amount can end being quite hefty resulting in the cardholder falling into a debt trap. Therefore, one must be able to afford a credit card.

    Therefore, only if an individual meets the required eligibility criteria can he/she procure a credit card. Eligibility factors for a credit card varies depending on the age, income and credit score of the applicant, among other factors. However, sometimes individuals may not meet the above criteria for various reasons and these applicants can avail an Standard Chartered add-on or supplementary credit card.

    Supplementary credit cards on the other hand can be availed by family members of the primary cardholder only if they meet the required eligibility criteria such as age and if they are related to the primary cardholder.

    What is an Standard Chartered Bank Add-on Credit Card?

    Supplementary or add-on credit cards are additional cards provided under the primary credit card to relatives of the primary cardholder. These cards usually have the same benefits and credit limit as the primary credit card and can be utilised similarly. Additionally, add-on credit cardholders can avail Rewards Points and AirMiles along with other discounts every time they use their credit card to pay for products or services. The number of add-on credit cards that can be availed depends on the credit card issuer but is usually between 3 to 5 cards. Individuals can avail add-on credit cards for their family members such as children who are adults, spouse, siblings and so on.

    One of the most popular and well-known banks in the country, Standard Chartered Bank is known for their customer friendly services and plethora of product offerings. As part of their retail banking portfolio, Standard Chartered Bank provides credit cards and debit cards among other products. Supplementary credit cards can also be availed by family members of the primary cardholder.

    Eligibility for Standard Chartered Bank Add-on Credit Cards

    In order to avail an add-on credit card, the applicant must meet the following eligibility criteria -

    • Applicants must be above the age of 18.
    • Applicants must be an immediate blood relation of the primary cardholder such as his/her children, spouse, parents, parents-in-law, siblings and so on.
    • The primary cardholder must approve the request for the add-on credit card.

    Other criteria may be imposed based on the terms and conditions of Standard Chartered Bank.

    Documents Required for Standard Chartered Bank Add-on Credit Cards

    In case an applicant is eligible to avail an add-on credit card from Standard Chartered Bank, the following documents will have to be furnished so as to complete the application process -

    • Application form that has been completely filled.
    • Self attested proof of identity such as PAN card, Aadhaar card or Passport.
    • Self attested proof of address such as Voter ID, Passport or Aadhaar card.

    Additional documents may be asked for based on the requirements of Standard Chartered Bank. It is important to note that add-on credit cards will not be provided unless KYC or Know-Your-Customer documents are not provided.

    How to apply for Standard Chartered Bank Add-on Credit Cards

    Individuals can apply for supplementary credit cards from Standard Chartered Bank through the following channels -

    Customer Care

    Applicants can contact the Standard Chartered Bank customer Care Centre that is available at all times on all days of the week from their registered mobile number.

    Additionally, applicants can also write to the Standard Chartered Bank customer care email id.

    Standard Chartered Bank branch

    Applicants can also contact Standard Chartered Bank for an add-on credit card by visiting one of the numerous branches of the bank and apply for the same.

    Features and Benefits of Standard Chartered Bank Add-on Credit Cards

    Supplementary credit cards are usually procured by the primary cardholder for relatives when they are not eligible for it on their own. These credit cards have certain unique features and benefits as listed below -

    • Supplementary credit cards from Standard Chartered Bank come with a number of perks that can be enjoyed by the cardholder. These perks are usually the same as that available on the primary credit card such as AirMiles, Fuel surcharge waiver and so on.
    • Additionally, each time Standard Chartered Bank add-on credit cardholders use their card, they can avail points that can be redeemed at a later date. Apart from this dining and shopping discounts can also be enjoyed.
    • The credit limit of Standard Chartered Bank supplementary credit cards are the same as that of the primary credit card. However, in certain cases the limit on supplementary credit cards may be lower than that of the primary card.
    • The primary cardholder has the option to track the spends made on all add-on credit cards separately. Additionally, the spend limit on each of the cards can also be adjusted.
    • Most of these credit cards can also be used abroad, subject to certain terms and conditions.

    Fees and Charges for Standard Chartered Bank Add-on Credit Cards

    Fees and charges for an Standard Chartered Bank Add-on credit card varies based on the type of credit card chosen. Most add-on credit cards do not come with joining or annual fee.

    Standard Chartered Bank Credit Cards with Add-on Options

    The list of cards for which supplementary cards can be procured are as follows -

    • Standard Chartered Platinum Rewards Credit Card
    • Standard Chartered Manhattan Platinum Credit Card
    • Standard Chartered SuperValue Titanium Credit Card
    • Standard Chartered Emirates World Credit Card
    • Standard Chartered Landmark Rewards Platinum Credit Card
    • Standard Chartered Yatra Platinum Credit Card
    • Standard Chartered Visa Infinite Credit Card
    • Standard Chartered Platinum Elite Credit Card
    • Standard Chartered Gold Rewards Credit Card
    • Standard Chartered Bajaj Finserv Platinum Credit Card
    • Standard Chartered Bajaj Finserv World Credit Card

    Customers should note that this list is subject to variations from time to time based on the bank’s discretion.

    FAQs on Standard Chartered Bank Credit Cards :

    1. Who pays the bills for an add-on credit card?
    2. Credit card bill for a supplementary credit card is paid by the primary cardholder.

    3. How is credit score calculated on a supplementary credit card?
    4. Credit score will not be calculated for a supplementary credit card. Instead all activities will be reflected in the primary cardholder’s credit report. Hence the add-on credit card must be used judiciously.

    5. What is the credit limit applicable for an Standard Chartered Bank add-on credit card?
    6. The credit limit for an Standard Chartered Bank add-on credit card is either the same as that of the primary credit card based on the terms and conditions of the bank.

    7. Who is eligible to avail an Standard Chartered Bank add-on credit card?
    8. Immediate blood relatives of the primary cardholder can avail an add-on Standard Chartered Bank credit card.

    Know More About Other Bank Add-on Credit Card

      

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    Standard Chartered Add-on Credit Cards Reviews

    • Bank Bazaar Credit Card
      "Got my free credit card through Bank bazaar"
      0.5 5.0/5 "Blown Away!"
      I got my new credit card from Bank bazaar based on my credit score . When I am checking free credit score in their portal , I got a call from the sales team . Based on my score there was a life time free card is available . Then I decided to go with this card .
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 24, 2019
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about this bank bazaar service through on line,i am happy with their service and i have applied for credit card from them, i have not faced any issue or difficulty in that getting my credit card, whole process when smoothly and i have used mobile application it is easy to access.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • Punjab National Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have one more credit card last two years from punjab national bank , this is free card , but I am not satisfied with credit limit just 10k after using 1.6years then increase only 10k , now credit limit is 20k , and their customer service is good ,
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • RBL Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      Their customer service is not good I try but every time call is not going , I have taken one RBL credit card here is credit limit is 45k not much happy ,last one years I have this credit card , I am not getting any offer , and I dont know this is charges or free , but I am satisfied with this credit card ,
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been applied for HDFC BUSINESS MONEYBACK credit card for recently, they have not charged me annual fee as it is life time free credit card, the credit limit which they have given to me was okay, the card came on time there was no delay or issue in getting card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • YES Bank Credit Card
      "Not upto the expectation"
      0.5 3.0/5 "Satisfactory"
      Yes bank has not given me the expected credit limit when I was promised before buying this credit card . I am not received any promotional offers for this card . But the executive has given big hype about having and using this card . There will be huge credit limit and so many offers will be available .
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 24, 2019
    • Bank Bazaar Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I came to know about bank bazaar service through on line, this is my first time i have been availing their service, their website is good, but one thing i would like to suggest them is that stop doing too much of spamming call, i use to get too much of call from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • RBL Bank Credit Card
      "Need improve their customer care"
      0.5 5.0/5 "Blown Away!"
      I am happy with the service of RBL bank, but i am not happy with their customer care service they are not up to the mark, as i use to get too much call a day i use to get call up to 40-50 times, and there is language barrier as well, they do not speck English properly,i have been using this card from past one and half years,but from last 3 months i face this issue.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • American Express Credit Card
      "Outlets should be increase"
      0.5 3.0/5 "Satisfactory"
      I hold Amex credit card from long time, but i am not happy with the card, their service is good, but it is not useful for me, they should increase in many outlet this card, even i do transaction in on line, i could not do online transactions as it use to show as invalid offers for amex card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Need to increase the Credit Limit"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI credit card for 3 and half years, its a good one to use, but while applying they provided credit limit as 15 thousands post that they increase to 25 only, i would like to suggest to provide more credit limit, mean while the customer service was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bank bazaar service through on line, this is my first time i have been applied for their service, their mobile application is good,it is user friendly application, but one thing i would like to suggest them is that they should reduce the call flow.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • Bank Bazaar Credit Card
      "Overall experience is good"
      0.5 4.0/5 "Great!"
      The customer services and response is good at Bankbazaar. I got regular messages about the updates. The website is good and it is easy to use and understand. There were follow up calls as well. It was easy to get the details of the banks and their offers too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • IndusInd Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Indusind bank credit card for recently, they have not charged me annual fee as it is life time free credit card, i am not happy with the credit limit they have given me less credit limit, like they said 75,000 i will be getting so far but after that they have just given me 50,000 as an limit, the reason for choosing this card is for their offers for shopping and movie tickets, there was much delay in getting loan, there was wrong information was given , the pin got generated after 15 days.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good. Can do better"
      0.5 3.5/5 "Pretty good"
      The documents was taken on time for the credit card. The updates was not done for me. I had to call the person who took the documents and I was told that the paper work is processed and I will get the card in few days. The follow up calls was not there with HDFC Bank. There are charges annually for the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • Bank Bazaar Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I came to know about bank bazaar through my friend because this is the good financial product, so once i download the app i repeatedly getting calls from bank bazaar, i would like to suggest to get minimum the calls. The best part of bank bazaar which i would like to share is providing the amazon voucher offer.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good reward point"
      0.5 4.0/5 "Great!"
      I got my HDFC credit card very recently . in HDFC also I am not happy with the credit limit . I thought HDFC has a great brand value they always fulfill the customers requirement . But interms of credit point they made me so happy with that . Their credit point has some value .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold SBI credit card from long time, They have not charged me annual fee, they use to give good offers in shopping, i am happy with the credit limit which they have given to me, they use to give good offers based on my requirement so far i did not face any issue.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 24, 2019
    • Bank Bazaar Credit Card
      "High level customer service"
      0.5 3.5/5 "Pretty good"
      Bank bazaar has proved strongly they are the masters of digital shopping . They know the nook and corner of the business strategy . I am so thankful for the bank bazaar customer service and guiding me a correct credit card according to my taste .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I bank with ICICI Bank for a credit card. The customer services and response is good and there are good offers as well. Just that the credit limit is less. Else there are no hassles while using the card. The transactions are smooth and easy and no issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • American Express Credit Card
      "Completely disappointed with the credit limit"
      0.5 2.0/5 "Expected more"
      Highly disappointed with the American express service . When I am taking a card with very high interest with them they given a credit limit of only 25 k. I though it was a international credit card, their limit also will be in higher scale . But complete collapse of my dream .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
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