Bank of India offers add-on cards to all primary credit card holders so that the benefits of the parent card can be extended to close relatives. You can apply for your add-on credit cards through the bank’s website. You can also visit any Bank of India branch and request for an add-on credit card. After the submission of id proof and meeting the eligibility criteria, you can easily apply for a Bank of India add-on credit card.
The credit limit of your Bank of India the add-on card is the same as the one of the primary credit card. At times, the credit limit of the add-on cards might be less than that of the parent card. This will depend on the type of credit card that you choose.
The dues of your add-on card will be billed to the main card. So, you must keep in mind that a delay in any payment will automatically reflect in the primary cardholder’s CIBIL report. This will in turn affect the credit score of the primary cardholder. The main cardholder can easily track all the credit cards and monitor all transactions made via the add-on credit card.
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