Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Bank of India Add-on Credit Card

    Bank of India offers add-on cards to all primary credit card holders so that the benefits of the parent card can be extended to close relatives. You can apply for your add-on credit cards through the bank’s website. You can also visit any Bank of India branch and request for an add-on credit card. After the submission of id proof and meeting the eligibility criteria, you can easily apply for a Bank of India add-on credit card.

    • If you have a credit card with Bank of India, the bank will issue add-on credit cards to your close relatives like:
      • Parents
      • Spouse
      • Children (above the age of 18)
      • Brother
      • Sister
    • The KYC documents of the add-on credit card holder will be verified before the application form is approved.
    • The bank issues up to 2 add-on cards per credit card.

    Credit Limit of Bank of India Add-on Credit Card

    The credit limit of your Bank of India the add-on card is the same as the one of the primary credit card. At times, the credit limit of the add-on cards might be less than that of the parent card. This will depend on the type of credit card that you choose.

    Credit Score of Bank of India Add-on Credit Card

    The dues of your add-on card will be billed to the main card. So, you must keep in mind that a delay in any payment will automatically reflect in the primary cardholder’s CIBIL report. This will in turn affect the credit score of the primary cardholder. The main cardholder can easily track all the credit cards and monitor all transactions made via the add-on credit card.

    Benefits of Bank of India Add-on Credit Card

    • The cardholder of an add-on credit card can enjoy credit card benefits like the primary holder.
    • You can make cash withdrawals at the ATM using the Bank of India add-on card. Please note that the limit of the add-on credit card will be the same as the primary card although this depends on the bank.
    • The Bank of India add-on credit card has the same cashbacks, bonus features and rewards as the primary credit card.
    • The Bank of India add-on credit card offers financial independence to people who do not have access to or cannot apply for credit cards.
    • You will get mobile alerts, revolving credit, and interest-free period with the Bank of India add-on credit card.

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