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    HDFC Add-on Credit Cards

     With time, add-on credit cards have become quite popular in India. Also known as supplementary credit cards, these can be issued to the family members of a primary cardholder. HDFC bank offers add-on credit cards to make shopping easy for every member of the family. These cards are not only easy to get but are also free of cost. HDFC add-on credit cards are loaded with benefits and can be obtained easily.

    Eligibility for HDFC Add-On Credit Cards

    To get an HDFC add-on credit card, the applicant has to fulfill the following conditions:

    • Applicant has to be more than 18 years of age.
    • Applicant has to be related to the primary cardholder.
    • Primary cardholders should permit the issuance of the requested HDFC add-on credit card.

    Documents Required for HDFC Add-On Credit Cards

    HDFC asks the applicant to submit any of the photo ID documents that have been listed below to get an add-on credit card:

    • Any government organization ID card with photo and signature of the applicant
    • PAN Card
    • Senior Citizen ID Card (if applicable)
    • Passport
    • Railway Station Pass ID (recognized by the government)
    • Driver's License or Learner's License
    • Passbook bearing a photo of the applicant
    • Voter's ID Card
    • Mediclaim/Insurance photo card
    • Ration Card (with applicant's name)
    • OBC photo card
    • Workplace/College photo ID card
    • Club membership ID card (with photo of the applicant)
    • Student ID card (wherever applicable)

    Applicants are asked by the bank to submit copies of one of the following documents as a proof of address:

    • Driver's license
    • Property tax receipt
    • Passport
    • Society maintenance bill
    • Telephone bill (BSNL/MTNL)
    • Water Bill
    • Electricity Bill
    • Gas Bill
    • Bank account statement
    • Address confirmation by the corporate on company letterhead as valid address proof
    • Ration card
    • LIC Premium Receipt
    • Voter's ID
    • Company ID card
    • Letter from the society
    • Letter from any recognized public authority
    • Monthly outgoing bill from registered housing society
    • Mobile postpaid bill
    • Registration documents/ownership proof copy
    • Senior citizens card from Indian Railways/Indian Airlines Driver's license
    • Property tax receipt
    • Passport
    • Society maintenance bill
    • Telephone bill (BSNL/MTNL)
    • Water Bill
    • Electricity Bill
    • Gas Bill
    • Bank account statement
    • Address confirmation by the corporate on company letterhead as valid address proof
    • Ration card
    • LIC Premium Receipt
    • Voter's ID
    • Company ID card
    • Letter from the society
    • Letter from any recognized public authority
    • Monthly outgoing bill from registered housing society
    • Mobile postpaid bill
    • Registration documents/ownership proof copy
    • Senior citizens card from Indian Railways/Indian Airlines

    Know How to Apply for HDFC Add-On Credit Cards Online

    An applicant needs to visit the website, mailer.hdfcbank.com and download the application form. After filling in the details, the applicant can submit it at the nearest HDFC bank.

    Features and benefits of HDFC Add-On Credit Cards

    • The credit limit on the add-on credit cards is shared with the primary card.
    • HDFC add-on credit card can be used in India as well as abroad for shopping provided the international payment facility is enabled on the primary card.
    • The waiver limit on fuel surcharge on the add-on card is shared with the primary card.
    • The statement of the add-on card is sent to the primary cardholder as a single consolidated summary.
    • It is easy for primary cardholders to monitor the expenses being made on the add-on credit cards.
    • HDFC add-on credit cardholders can earn reward points that they can use to avail amazing discounts.

    Fees and charges for HDFC Add-On Credit Cards

    Fees and charges applicable on HDFC add-on credit cards are the same as the ones charged on the primary cards.

    HDFC credit cards that offer add-on cards

    • Super Premium Cards
    • Women's Solitaire Credit Cards
    • Premium Travel Credit Cards
    • Premium Credit Cards
    • Titanium Credit Cards
    • Gold Credit Cards
    • Silver Credit Cards
    • Visa Value Plus Credit Cards

    FAQs on HDFC Add-On Credit Cards

    1. How can I track my add-on credit card application?
    2. You can call the toll free number 1800 266 4332 to track the status of your application for an HDFC add-on credit card.

    3. How is CIBIL score calculated on an add-on credit card?
    4. The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.

    5. Will the credit score of the primary cardholder get affected if the add-on cardholder doesn’t make timely payments?
    6. Yes, the credit score of the primary cardholder will get affected if the add-on cardholder misses doesn’t make timely payments.

    7. Do add-on cardholders avail the same benefits as the primary cardholders?
    8. Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.

    9. How many add-on credit cards can a primary cardholder avail?
    10. A primary cardholder can avail 1 to 5 add-on credit cards.

    Know More About Other Bank Add-on Credit Card

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