With time, add-on credit cards have become quite popular in India. Also known as supplementary credit cards, these can be issued to the family members of a primary cardholder. HDFC bank offers add-on credit cards to make shopping easy for every member of the family. These credit cards are not only easy to get but are also free of cost. HDFC add-on credit cards are loaded with benefits and can be obtained easily.
To get an HDFC add-on credit card, the applicant has to fulfill the following conditions:
Add-on Credit Cards by Popular Banks
HDFC asks the applicant to submit any of the photo ID documents that have been listed below to get an add-on credit card:
Applicants are asked by the bank to submit copies of one of the following documents as a proof of address:
You can call the toll free number 61606161/6160616 to track the status of your application for an HDFC add-on credit card.
The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.
Yes, the credit score of the primary cardholder will get affected if the add-on cardholder misses doesn’t make timely payments.
Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.
A primary cardholder can avail 1 to 5 add-on credit cards.
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