Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 HDFC Bank Visa Signature Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Waived off
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details

    HDFC Bank Visa Signature Credit Card is Rated as "Excellent!" by 100 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Credit cards offer you countless benefits from saving your time to tracking of expenses, credit cards will make your transactions hassle free. A card like HDFC Visa Signature Credit Card will only add to these advantages by making your purchases more rewarding. You are sure to have an enriching experience with features like fuel surcharge waiver, access to airport lounges and reward points.

    Features of HDFC Visa Signature Credit Card:

    HDFC Visa Signature cardholders enjoy a host of features that ensures a delightful experience and enhances their lifestyle. Following are some of the benefits offered by this card.

    • Cardholders earn 2 Reward points for every Rs.150 spent using the card.
    • For incremental spends exceeding Rs 75,000 in a statement cycle, cardholders are awarded 50% additional Reward points.
    • With every fuel purchase, cardholders also get the fuel surcharge waived off which is capped at Rs.250 for every billing cycle.
    • Zero liability on lost card feature will ensure that you have zero liability if any fraudulent transactions are made with you card in case it is lost or stolen.
    • Cardholders also enjoy revolving credit at attractive interest rates on their credit card.
    • Reward points are valid for a period of two years. This means you can accumulate higher points and redeem it against better options.
    • HDFC Visa Signature cardholders also get to enjoy signature benefits like interest free credit period of up to 50 days.
    • With the priority pass membership, you will get access to more than 600 airport lounges at over 300 cities across the world.

    Benefits of HDFC Visa Signature Credit Card:

    • Customers can save up to Rs 8,300 every year with HDFCs Signature complimentary pass program and fuel surcharge waiver.
    • The first year fee is reversed if the cardholder bills Rs 15,000 to the card in the first 90 days from the card set-up date and renewal fee is reversed if Rs 75,000 is spent in a year before renewal date.
    • Enjoy lounge access at premium airports in India or overseas.
    • Customers can avail up to 3 supplementary cards.

    Eligibility:

    • Salaried applicants should be aged between 21 and 60 years of age.
    • For self-employed applicants, the age should be between 21 and 65 years to be able to apply for this card.

    Fees & Charges:

    Interest Free Credit PeriodUp to 50 days
    Minimum Repayment Amount5%, minimum amount Rs.200
    Fee for supplementary cardsLifetime free for up to 3 cards
    Cash Advance Limit40% of credit limit
    Reissue of credit card in case the card is lost, damaged or stolenRs.100
    Cash Advance Fee2.5% of amount withdrawn or Rs.300, whichever is higher
    How to Redeem the Reward Points?

    Customers can easily redeem their reward points through HDFC Net Banking portal. Customers can filter the points range and choose the reward category and add items to their shopping cart. Also, by using the phone banking service, they can easily redeem the points against a variety of options like cash rebates, discounts and exclusive merchandise.

    HDFC Visa Signature Credit Card FAQs:

    1. What is an EMV chip card? Is HDFC Visa Signature card chip enabled?

      An EMV (Europay, MasterCard and Visa) chip card will improve payment security by making counterfeiting technically difficult. HDFC Visa Signature card is EMV-chip enabled to ensure all your transactions are secure and safe.

    2. How do I make the credit card payment?

      If you are an existing HDFC customer, you can make the payment through Net banking, ATM or phone banking. Also, you can opt for a standing instruction facility through which funds can be transferred automatically. You can also make use of NEFT, cheque, draft or cash payments.

    3. What is the processing charge for balance transfer?

      The processing charges would be 2% of the balance transfer amount of Rs.250, whichever is higher.

    4. How do I apply for a supplementary card?

      You can apply for an add-on card using HDFCs net banking portal. You can also apply for a supplementary card by contacting the nearest physical branch.

    5. I forgot my credit card PIN. How do I apply for a duplicate PIN?

      You can login to the Net Banking portal to file a PIN change request. The new PIN will be sent to your registered contact address within 10 days.

     Loading your search... Loading your search...
  • HDFC Bank Visa Signature Credit Card Reviews

    • HDFC Bank Credit Card
      "Dissatisfactory"
      0.5 1.0/5 "Really Bad"
      If I pay the minimum due in other credit cards, they won't charge any rate of interest but in HDFC, they charge rate of interest and also they only call before the due of my credit card then once I done with the payment they never respond, it is not upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good To approach"
      0.5 5.0/5 "Blown Away!"
      I have no idea whether my credit card is a life time free or a chargeable one. But then the card is good for the usage. Credit limit is ok and I did not check the reward points and other stuffs yet. The credit card services of HDFC bank is good and approachable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      Got the HDFC bank Money back credit card a year ago. This card is used for shopping , online purchases, mobile bill and for other uses. The rewards points, cash back offers are very good with this Money back card. I am satisfied with the credit limit but the interest rate is high when compared with others,
      Was this review helpful? 0
      , medak
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Provide benefits"
      0.5 3.0/5 "Satisfactory"
      I am not very happy with the offers on my HDFC Bank credit card. The bank has not increased the credit limit, I am a customer for the last three years. There are no offers and I am not informed about the deals I am eligible off. I receive no messages from the bank too. The only good thing is this card is it is a life time free credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I am very much fond of HDFC Bank credit card service as there is no need to visit the bank in person also the network is very good. No issues using this credit card of HDFC and I am holding this credit card for a period of 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has also offered me a credit card and the banking services are good. I am happy with all the features I get on my card and the benefits are good as well. There are a lot of deals online and what ever transactions I do I get intimated and the charges are normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient to Use"
      0.5 4.5/5 "Excellent!"
      For more than a year I use HDFC credit card. So I am a customer of HDFC for past one year. The bank offered a life time free credit card with good credit limit. I have an option with HDFC bank to convert all the reward points into cash whenever required.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      HDFC is providing good service, I didn't face any issue with HDFC credit card its basically a corporate master credit card offered by company and we do not get offers in this and the limit they have offered is 70000 rupees and Iam holding this card for four years now and its basically a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Recently I have received the HDFC bank platinum card. They have disbursed the card within a week time. This card don't have any annual fee . I am satisfied with the credit limit, they have offered me Rs.25,000 as the limit. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Need improvement in benefits"
      0.5 2.0/5 "Expected more"
      HDFC bank is where I hold a credit card with. I am not very happy with the bank as they have not increased my credit limit as promised. I got this card a year now and I was initially offered 75K, I was told that the limit would increase in a year to 1.15 Lakh. It has not happened yet. Most of all there is no EMI conversion which makes it difficult to use the card. There is no loan facility too. The card has the basic offers of cash back.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient for all transaction"
      0.5 4.5/5 "Excellent!"
      HDFC is best, because it gives lot of offers and EMI options. I used to receive more reward points in all transactions, but monthly interest was high, if I make partial payment they used charged high. HDFC gave me life time free credit card without any annual charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am Having HDFC money back credit card and good thing is reward points i can redeem through cash back and I use this card often for online shopping, overall i am happy my credit limit its quite sufficient it 75000 rupees and Iam holding this card for four years now, their is no disadvantage i felt, overall i am satisfied with what i got
      Was this review helpful? 0
      , alwar
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      HDFC Bank is also good in the product of a credit card. The features are nice and the card also has a rewards as well. The customer services are also good as they provide proper support when ever needed. The limit is to my requirement and the transactions always gone through smoothly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Moderate Service"
      0.5 3.0/5 "Satisfactory"
      To be frank, I am not happy with HDFC bank in terms of the credit card services. My card has only 32K as a credit limit which is very low. Actually it was 36K in the beginning and I do not know what went wrong but they reduced it to 32K. At least they should have informed about the reason for reducing it. Because my transactions are very good and clean. So for me, this is an average service.
      Was this review helpful? 0
      , patna
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Norms are high"
      0.5 1.0/5 "Really Bad"
      HDFC bank norms are very high for the credit card service. They have so many criteria to pass. Moreover, the bank is always high in the rate of interest. They used to collect more documents for the card. The annual charges are high as well. So I decided not to take credit card from HDFC bank.
      Was this review helpful? 0
      , surat
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and they have also given me a decent credit limit. The customer support is excellent and the statements are also clear with all the transactions I do. The card is accessible at all outlets and it is smooth overall to use it.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Credit card works really well"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card works really smooth, all the transaction happens on time. I am holding this HDFC bank credit card for more than 7 to 8 years. I dont have any issues wtih HDFC till date . I always make the payment on time therefore I did not face any difficulties. All the transactions goes through well. Rates are high especially when it comes to jumbo cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I think there is no option to convert the reward points into cash. HDFC bank is good in all the aspects so it would be better for the customers if they have such facility to convert the points into cash. But the bank is not stingy in crediting reward points and other offers like cash back. Even the credit limit is more than required.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.