The HDFC Bank Visa Signature Credit Card is made for those who love to travel, this credit card offers access to airport lounges and lets you earn 2 Reward Points for every Rs.150 that you spend.
Airport Lounge Access
Complimentary Insurance Coverage
You get two types of insurance coverage with your HDFC Bank Visa Signature Credit Card. They are:
Other HDFC Bank Credit Cards
Accidental Death Insurance
Purchase Protection for Fire and Burglary
With the HDFC Bank Visa Signature Credit Card, you get up to 3 HDFC add-on credit cards, so your family can also enjoy owning this card.
First-year Fee and Annual Fee Waiver
You can redeem the reward points you earn on your card for products and vouchers from HDFC's rewards catalogue.
Here's how you can go about redeeming the points you have earned:
Alternatively, you can also fill in the 'Rewards Redemption Form' and mail it to:
HDFC Bank Cards Division
P.O. Box No. 8654
Chennai 600 041
|Type of Charge||Amount|
|Cash advance limit||40% of the credit limit|
|Grace period||Up to 50 days|
|Cash processing fee||Rs.100|
|Rewards redemption fee||Rs.99 per redemption request|
|Late payment fee||
- Less than Rs.100: Nil
- Rs.100 to Rs.500: Rs.100
- Rs.501 to Rs.5,000: Rs.500
- Rs.5,001 to Rs.10,000: Rs.600
- Rs.10,001 to Rs.25,000: Rs.800
- More than Rs.25,000: Rs.950
|Loan pre-closure fee||3% of the balance principal outstanding|
|Reissue of lost, stolen, or damaged card||Rs.100|
The eligibility criteria for this card may include specific income criteria. However, in general, here are the eligibility criteria for this card:Salaried Individuals
The documents required to apply for this card may differ from person to person. In general, though, here are the documents that you may be required to submit:
Your Reward Points are valid for two years from the date of accumulation. This means that if you earn your points in June 2023, they will expire in June 2025.
In case you lose your credit card, or you see any unauthorised charges made to your card, contact the HDFC bank credit card call centre immediately and block your card. This way, you will not be held liable for any unauthorised transactions made on your card.
With the HDFC Bank Visa Signature Credit Card, you enjoy an interest-free period (or a grace period) of up to 50 days.
You can still use your credit card even if the merchant you are making a purchase from doesn't have a chip terminal. In such a case, the merchant will use the magnetic strip on your card and will swipe your card instead.
In order to make a claim, you should:
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