Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Visa Signature Credit Card
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    HDFC Bank Visa Signature Credit Card is Rated as "Excellent!" by 102 Users

    Fees & Charges

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    HDFC Bank Visa Signature Credit Card

    Credit cards offer you countless benefits from saving your time to tracking of expenses, credit cards will make your transactions hassle free. A card like HDFC Visa Signature Credit Card will only add to these advantages by making your purchases more rewarding. You are sure to have an enriching experience with features like fuel surcharge waiver, access to airport lounges and reward points.

    Features of HDFC Visa Signature Credit Card:

    HDFC Visa Signature cardholders enjoy a host of features that ensures a delightful experience and enhances their lifestyle. Following are some of the benefits offered by this card.

    • Cardholders earn 2 Reward points for every Rs.150 spent using the card.
    • For incremental spends exceeding Rs 75,000 in a statement cycle, cardholders are awarded 50% additional Reward points.
    • With every fuel purchase, cardholders also get the fuel surcharge waived off which is capped at Rs.250 for every billing cycle.
    • Zero liability on lost card feature will ensure that you have zero liability if any fraudulent transactions are made with you card in case it is lost or stolen.
    • Cardholders also enjoy revolving credit at attractive interest rates on their credit card.
    • Reward points are valid for a period of two years. This means you can accumulate higher points and redeem it against better options.
    • HDFC Visa Signature cardholders also get to enjoy signature benefits like interest free credit period of up to 50 days.
    • With the priority pass membership, you will get access to more than 600 airport lounges at over 300 cities across the world.

    Benefits of HDFC Visa Signature Credit Card:

    • Customers can save up to Rs 8,300 every year with HDFCs Signature complimentary pass program and fuel surcharge waiver.
    • The first year fee is reversed if the cardholder bills Rs 15,000 to the card in the first 90 days from the card set-up date and renewal fee is reversed if Rs 75,000 is spent in a year before renewal date.
    • Enjoy lounge access at premium airports in India or overseas.
    • Customers can avail up to 3 supplementary cards.

    Eligibility:

    • Salaried applicants should be aged between 21 and 60 years of age.
    • For self-employed applicants, the age should be between 21 and 65 years to be able to apply for this card.

    Fees & Charges:

    Interest Free Credit PeriodUp to 50 days
    Minimum Repayment Amount5%, minimum amount Rs.200
    Fee for supplementary cardsLifetime free for up to 3 cards
    Cash Advance Limit40% of credit limit
    Reissue of credit card in case the card is lost, damaged or stolenRs.100
    Cash Advance Fee2.5% of amount withdrawn or Rs.300, whichever is higher
    How to Redeem the Reward Points?

    Customers can easily redeem their reward points through HDFC Net Banking portal. Customers can filter the points range and choose the reward category and add items to their shopping cart. Also, by using the phone banking service, they can easily redeem the points against a variety of options like cash rebates, discounts and exclusive merchandise.

    HDFC Visa Signature Credit Card FAQs:

    1. What is an EMV chip card? Is HDFC Visa Signature card chip enabled?

      An EMV (Europay, MasterCard and Visa) chip card will improve payment security by making counterfeiting technically difficult. HDFC Visa Signature card is EMV-chip enabled to ensure all your transactions are secure and safe.

    2. How do I make the credit card payment?

      If you are an existing HDFC customer, you can make the payment through Net banking, ATM or phone banking. Also, you can opt for a standing instruction facility through which funds can be transferred automatically. You can also make use of NEFT, cheque, draft or cash payments.

    3. What is the processing charge for balance transfer?

      The processing charges would be 2% of the balance transfer amount of Rs.250, whichever is higher.

    4. How do I apply for a supplementary card?

      You can apply for an add-on card using HDFCs net banking portal. You can also apply for a supplementary card by contacting the nearest physical branch.

    5. I forgot my credit card PIN. How do I apply for a duplicate PIN?

      You can login to the Net Banking portal to file a PIN change request. The new PIN will be sent to your registered contact address within 10 days.

    HDFC Bank Visa Signature Credit Card Reviews

    • HDFC Bank Credit Card
      "Need to be Transparent to the customer"
      0.5 4.0/5 "Great!"
      I have taken a credit card with HDFC bank.The limit is not sufficient to transact with the card.Net banking facility is not applicable for thus card as i don't have an account with them.The executives did not intimate about he insurance for the card however i have been charged for the same of Rs 900,contacted the bank they promised to reverse the charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have a HDFC credit card from last 6-7 months, the credit card services are very good in HDFC bank when compared to all other credit cards. There is no annual fee in this credit card. I get 10% instant cash back on mobile purchase and Rs 2500 cash back on Make My Trip. I have a credit limit of Rs 45000 and the cash limit of Rs 18000. I use net banking for making payments and there is no transaction issues.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.The limit on the card is 50,000.I pay an annual fees of 500 to hold this card.The card type is Simply save card.The phone banking service is good and net banking service is convenient to use.I am happy banking with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with HDFC bank.They have offered a limit of 40,000.I don't have to pay an annual fees to use this card.I use net banking to make payment for the card bills.Phone banking service is good and respond on time.I do get reward points for every purchase and offers for shopping but i don't utilize it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card and am using it from the last seven to eight months of time. I would like to say that the customer service is very good one for me, also the credit limit value is an excellent one for me.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have HDFC bank credit card and am using it from the last two years of time. I would like to say that the response is fine one or me and the credit limit value is good one for me. I am happy with the HDFC bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the HDFC bank credit card for shopping, for fuel, for electronic purchases and for other usages,. I am satisfied with the credit limit with the Credit limit, I have approached their customer support to increase the credit limit but they haven't increased it yet.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC Bank. I am using platinum credit card for past 8 months. They offered a credit limit of 15K which was not good. I didn't get much discounts with them. It is a life time free credit card. Best thing is I can transfer the money into my account without any charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my credit card with HDFC bank.I hold diner's club International card and the credit limit was 50,000. The customer service and responses was satisfactory . MY overall experience was very good so I would like to recommend to friends and others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my credit card with HDFC bank.I hold diner's club International card and the credit limit was 50,000. The customer service and responses was satisfactory . My overall experience was very good so I would like to recommend to others and friends.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a HDFC credit card with a limit toe lakhs.I don't have to pay an annual fees to hold this card.I have offers for shopping.Net and mobile banking is excellent to use. Phone banking response is prompt.The card was processed within 7 days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The updates are very good with the HDFC bank, The credit card statements are sent on time from the HDFC bank. I have the HDFC bank money back credit card for more than a year. The customer support is good with the HDFC bank credit card department. This card is valid up to 2020.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Need to be Transparent to the customer"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card with HDFC bank.The limit on the card is 1.25 lakhs i am not satisfied with the limit on the card as they promised to give 3 lakhs.The bank has activated insurance for the card with the charges without informing me.I am totally not satisfied with the service as they need to be transparent to the customer.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using Money Back credit card with HDFC Bank. The limit is very good and it is easy to do all my transactions. The reward points and cash back offers are fine. I am using this credit card for around 1 year. It is a life time free credit card. The charges are good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.the limit on the card is 75,000.I pay an annual fees to hold this card of Rs 1000.I do get offers on the card and the net banking and phone banking service is good.Overall its a good experience with the bank.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I have applied for a credit card with HDFC bank.The bank has approved for a limit of 60,000 i am not happy with limit as expected more probably will increase it in future.The rate of interest is high as compared to others.I don't have to pay an annual fees to hold this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Satisfied with limit"
      0.5 5.0/5 "Blown Away!"
      I hold a HDFC credit card with a limit of 1 lakhs 25 thousand. I get reward points and cash backs with the card. There is no annual charges with HDFC. The customer service and response from the bank end was perfect. I am totally satisfied with the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I hold a HDFC credit card with a limit of 25,000. I need not pay an annul fees to hold this card.I have got best experience with hdfc bank. I pay my card bills by cheque.I use Mobile App as its very sufficient to transact.There is an EMI option on the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      HDFC Bank needs to work on their services overall for the credit card. The customer service is not up to the mark and I am not okay with the way the response is to the customer. The net banking is also not good and I need to wait for a long time to get connected. The offers and limit is okay.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I have taken HDFC a credit card with limit of 70,000 also I am happy holding the card.I pay an annual fees of 1000 to maintain the card.I have started using the card,I do get offers on the card.I make payment through online.The executives are good and they always respond on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
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