Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Visa Signature Credit Card

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    HDFC Bank Visa Signature Credit Card is Rated as "Excellent!" by 100 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Credit cards offer you countless benefits – from saving your time to tracking of expenses, credit cards will make your transactions hassle free. A card like HDFC Visa Signature Credit Card will only add to these advantages by making your purchases more rewarding. You are sure to have an enriching experience with features like fuel surcharge waiver, access to airport lounges and reward points.

    Features of HDFC Visa Signature Credit Card:

    HDFC Visa Signature cardholders enjoy a host of features that ensures a delightful experience and enhances their lifestyle. Following are some of the benefits offered by this card.

    • Cardholders earn 2 Reward points for every Rs.150 spent using the card.
    • For incremental spends exceeding Rs 75,000 in a statement cycle, cardholders are awarded 50% additional Reward points.
    • With every fuel purchase, cardholders also get the fuel surcharge waived off which is capped at Rs.250 for every billing cycle.
    • Zero liability on lost card feature will ensure that you have zero liability if any fraudulent transactions are made with you card in case it is lost or stolen.
    • Cardholders also enjoy revolving credit at attractive interest rates on their credit card.
    • Reward points are valid for a period of two years. This means you can accumulate higher points and redeem it against better options.
    • HDFC Visa Signature cardholders also get to enjoy signature benefits like interest free credit period of up to 50 days.
    • With the priority pass membership, you will get access to more than 600 airport lounges at over 300 cities across the world.

    Benefits of HDFC Visa Signature Credit Card:

    • Customers can save up to Rs 8,300 every year with HDFC’s Signature complimentary pass program and fuel surcharge waiver.
    • The first year fee is reversed if the cardholder bills Rs 15,000 to the card in the first 90 days from the card set-up date and renewal fee is reversed if Rs 75,000 is spent in a year before renewal date.
    • Enjoy lounge access at premium airports in India or overseas.
    • Customers can avail up to 3 supplementary cards.

    Eligibility:

    • Salaried applicants should be aged between 21 and 60 years of age.
    • For self-employed applicants, the age should be between 21 and 65 years to be able to apply for this card.

    Fees & Charges:

    Interest Free Credit PeriodUp to 50 days
    Minimum Repayment Amount5%, minimum amount Rs.200
    Fee for supplementary cardsLifetime free for up to 3 cards
    Cash Advance Limit40% of credit limit
    Reissue of credit card in case the card is lost, damaged or stolenRs.100
    Cash Advance Fee2.5% of amount withdrawn or Rs.300, whichever is higher
    How to Redeem the Reward Points?

    Customers can easily redeem their reward points through HDFC Net Banking portal. Customers can filter the points range and choose the reward category and add items to their shopping cart. Also, by using the phone banking service, they can easily redeem the points against a variety of options like cash rebates, discounts and exclusive merchandise.

    HDFC Visa Signature Credit Card FAQs:

    1. What is an EMV chip card? Is HDFC Visa Signature card chip enabled?

      An EMV (Europay, MasterCard and Visa) chip card will improve payment security by making counterfeiting technically difficult. HDFC Visa Signature card is EMV-chip enabled to ensure all your transactions are secure and safe.

    2. How do I make the credit card payment?

      If you are an existing HDFC customer, you can make the payment through Net banking, ATM or phone banking. Also, you can opt for a standing instruction facility through which funds can be transferred automatically. You can also make use of NEFT, cheque, draft or cash payments.

    3. What is the processing charge for balance transfer?

      The processing charges would be 2% of the balance transfer amount of Rs.250, whichever is higher.

    4. How do I apply for a supplementary card?

      You can apply for an add-on card using HDFCs net banking portal. You can also apply for a supplementary card by contacting the nearest physical branch.

    5. I forgot my credit card PIN. How do I apply for a duplicate PIN?

      You can login to the Net Banking portal to file a PIN change request. The new PIN will be sent to your registered contact address within 10 days.

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  • HDFC Bank Visa Signature Credit Card Reviews

    • HDFC Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am holding Titanium visa from HDFC, its a life time free credit card, I am holding it for seven years. HDFC won't charge anything extra, I never face any issue with that. I really appreciate about the billing part. Offers are same like other bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 28, 2017
    • HDFC Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      For past one year I have been using HDFC Money back credit card, It has good cash back. For all kind of shopping HDFC is providing good cash back offers. I am pretty much happy about that. I used to get good notification and reminder call from HDFC on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 28, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC bank money back credit card for past 4 months. This card has the reward point, cash back offers, the fuel surcharge waiver. I am happy about the credit limit. The rate of interest is low when compared with others. The credit limit can be increased in future. I am happy using this Hdfc bank card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 28, 2017
    • HDFC Bank Credit Card
      "Communication and Service part needs to be improved"
      0.5 1.0/5 "Really Bad"
      I was holding a HDFC credit card earlier later due to certain issues I had closed it. Without any intimation HDFC charged some credit card fee and I am holding salary account with same HDFC, hence they deducted Rs.40,000 from my account. I tried to inquire about the credit card charges and their customer service, But their response was very bad and they were very rude to me. Hence I closed all my accounts that I had with HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 28, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      I do have HDFC credit card but I use very rarely, because I had an experience. I tried to pay the hospital bill by HDFC credit card but the machine was accepted my credit card then paid through my debit card, I use 99% only debit card. I am holding HDFC diner club card its a life time free credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 28, 2017
    • HDFC Bank Credit Card
      "Better service for customer"
      0.5 4.0/5 "Great!"
      HDFC is good they not adding any over limit charges, I am using jet privilege card. I could redeem the reward points only for the flight ticket bookings. HDFC bill are clear, they updated everything on time an every month they gives gentle reminder and proper updates about the offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 27, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I haven't used HDFC bank diners club card much. The reward points cash back offers are available in this card but I haven't used it. I am happy with the credit limit. The rate of interest is nominal with this credit card. The service which I get on my credit card is really great. I was holding this card for the past 5 years.
      Was this review helpful? 1
      , madurai
      Reviewed on Jun 27, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank money back is really good to use, because it has so much of offers with it, like cash back offers, reward points and etc the reward points can be redeemed as cash. I am happy with the HDFC bank money back credit limit. The rate of interest is nominal with HDFC bank card. I am satisfied using HDFC bank card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 27, 2017
    • HDFC Bank Credit Card
      "Convenient for transaction"
      0.5 4.0/5 "Great!"
      Right now I am getting good reward point for my HDFC credit card transaction, I could redeem the points into cash. When I want to redeem the points, I could visit to the nearest branch to place a request. HDFC credit limit is also good very much satisfied.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 27, 2017
    • HDFC Bank Credit Card
      "Convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      Which I am using HDFC money back its superb to use. Whenever I do the transaction around 150, I would be getting 3 points. For one 1000 points they providing 300 rupees, I could redeem into cash or pay the outstanding. HDFC customer service is good, they are always there to listen and ready to help me at any point of time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 27, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      Having a HDFC bank Money back credit card for past 3 years. I get money back, reward points, cash back offers with this card. They are charging too much if we miss to do the payment on time and the late fee charges also high, when compared with others. The credit limit need to be increased with HDFC credit card. The rate of interest is high when compared with others.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jun 27, 2017
    • HDFC Bank Credit Card
      "Excellent services & credit limit"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and the bank has given me a good limit. I got a credit limit of one lakh. There are the other normal benefits of cash back offers and the reward points. There is a jumbo loan facility too. The statements are on time much before the billing date.
      Was this review helpful? 0
      , kota
      Reviewed on Jun 25, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card as well and the bank has been up to the mark. The offers on the card is perfect and the statements were very much clear. The customer services and response has been up to the mark always and I am happy with their credit limit too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 25, 2017
    • HDFC Bank Credit Card
      "Not Satisfied with the services"
      0.5 2.5/5 "Just OK"
      HDFC Bank sometimes tend to forget to send me reminders for the payments unlike other banks on my credit card. Since I was busy I missed the payment and when I called in to explain my genuine reason, the bank was not willing to understand and they have charged me for it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 25, 2017
    • HDFC Bank Credit Card
      "Superb Customer services, you killed competition."
      0.5 5.0/5 "Blown Away!"
      Dear HDFC Customer care team, you have also been superb at providing resolutions. HDFC bank is my fav bank to use a credit card, I told 6 other banks cards but none of other banks services are even close to HDFC. Keep up the good work team. Cheers
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 24, 2017
    • HDFC Bank Credit Card
      "Good one"
      0.5 4.0/5 "Great!"
      I have got the credit card with the HDFC bank and the credit limit value is good one. Customer service is also good one till now and I would like to say credit limit and the offers are really good but handling the card is so difficult.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 24, 2017
    • HDFC Bank Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      It is a life time free credit card with HDFC Bank and there are so many offers on my card. I also get the benefit of a jumbo loan which is given to me instantly. The customer services are excellent as they respond very quickly and there are no hassles overall.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 24, 2017
    • HDFC Bank Credit Card
      "Better when it comes to offers"
      0.5 5.0/5 "Blown Away!"
      I am holding HDFC bank credit card with the credit limit of 65000 Rupees, also their billing cycle is an odd one like it used to hit on the last day of the month. Customer service with the HDFC bank credit card is a good one. Offers are good one with them like they used to provide cash back and reward points too.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 24, 2017
    • HDFC Bank Credit Card
      "No Response"
      0.5 1.0/5 "Really Bad"
      I did not receive any kind of response from HDFC bank when I approached them for the credit card. Recently I applied for the credit card with HDFC bank. But my card application was not been processed by the bank and they just closed my application as I am a business man.
      Was this review helpful? 0
      , bhopal
      Reviewed on Jun 24, 2017
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has been good in the credit card services and the offers are satisfactory. They have a lot of options on the card and it is very convenient to use the card as well. The statements are clear and the customer support is good and easy to reach too.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Jun 24, 2017
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