Earn Rewards Points (RP) on eligible retail transactions on the HDFC Titanium Edge Credit Card and redeem for cashback, merchandise, or air miles. Also get additional points on dining out.
The card offers the following benefits:
Other HDFC Bank Credit Cards
Upon making a minimum of 4 transactions every month, enjoy the following insurance benefits:
The credit limit that will be issued to you will depend on several factors such as your employment, income, credit score, existing debt obligations, and more. The limit that you are assigned may be different from another individual who has applied for the same card.
You will have to visit your nearest HDFC Bank branch to apply for this credit card. You can locate a branch close to you on the bank's website. Remember to take all the necessary documents to successfully apply for the card.
As mentioned earlier, here is the earning rate of Rewards Points on this credit card:
You can redeem your points online or offline as per your convenience. Here's a step-by-step guide on redeeming your Rewards Points:
Important note: The items you wish to redeem will only be sent to the address displayed on the redemption page. If you need to change the delivery address, then you first need to call HDFC bank credit card customer care and request for an address change before redeeming your points.
Once the bank receives your redemption request, the items will be delivered to your address within 15 business days.
|Type of Fee||Amount|
|Interest rate||3.49% p.m. (41.88% p.a.)|
|Interest-free period||Maximum 50 days|
|Minimum payment||Rs.200 or 5% of the outstanding balance, the higher of the two|
|Late payment fee||
|Rewards redemption fee||Rs.99 per redemption|
|Cash advance limit||Maximum 40% of the limit|
|Replacement card in case of loss/damage||Rs.100|
To apply for this credit card, you need to meet certain eligibility criteria:Salaried employees:
You will be requested to provide specific documents to verify your eligibility for this card. Such documents include (but are not limited to):
You may be requested to provide additional documents as per HDFC Bank's discretion.
Your points will be valid for a period of 2 years from the date they are accumulated. For example, if you earned your points in July 2019, then they will be valid until July 2021.
If you have converted your RPs to cashback, then it will be used to offset the future outstanding balance on your card.
No. You will not earn any RPs on fuel transactions. You will however get a fuel surcharge waiver of 1% if you spend a minimum of Rs.400 in a transaction. You can earn cashback up to Rs.250 per statement cycle on your fuel transactions.
Yes. You will earn RPs for paying your insurance premiums using your Titanium Edge Card. However, the maximum points you can earn per transaction is 2,000 points.
Yes. You can only redeem your RPs on accumulating at least 2,500 points.
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