Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    HDFC Bank Titanium Edge Credit Card

    We found 1 HDFC Bank Titanium Edge Credit Card

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    HDFC Bank Titanium Edge Credit Card is Rated as "Excellent!" by 417 Users

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    Overview:

    The Titanium Edge credit card from HDFC Bank is a premium cash back card that offers a wide array of benefits and privileges to the cardholder including fuel surcharge waivers, dining benefits and an attractive rewards programme.

    Features of HDFC Bank Titanium Edge Credit Card:

    • For every Rs. 150 you spend earn 2 Reward Points (RP).
    • Receive up to 50% more reward points when you dine outside.
    • Reward points can be redeemed as Cashback against the outstanding amount on your Credit Card. This way you can increase your savings.
    • Revolving credit facility is available at low interest rate.
    • Zero liability protection is enabled for loss of card
    • For transactions of Rs 250/- and above, fuel surcharge will be completely waived off.
    • Enjoy up to 50 days of interest free period.

    Benefits of HDFC Bank Titanium Edge Credit Card:

    • With a spend of Rs 5 Lakhs on your card, earn cashback of up to Rs.2900/- on the reward points accumulated on your card.
    • Get the opportunity to save as much as Rs 1,800 on an annual basis, through your fuel transactions.
    • Annual fee for the first year is reversed with a spend Rs 10,000 during the first 90 days of receiving the card.
    • Renewal fee is reversed when you spend Rs 50,000 annually, prior to date of expiry of validity of the credit card.

    Eligibility:

    • In order to be eligible to apply, the applicant should be at least 21 years old whether he/she is salaried or self-employed.
    • Maximum age limit is 60 years for salaried applicants and 65 years for self-employed applicants.

    Fees and Charges:

    Payment return charges 2% of payment amount, minimum Rs. 450 Reissue of lost, stolen or damaged card Rs.100 Cash Processing Fee Rs.100 Late Payment Charges up to Rs 700/- Add on Card Fees NIL

    HDFC Bank Titanium Edge Credit Card FAQs:

    1. How will I be eligible for a waiver of annual fees?

      With a spend of Rs. 10,000 during the first 90 days of receiving the card, you will be eligible for the waiver of the first year’s membership fee and with a spend of Rs.50,000 on your card annually, you are entitled to get an annual fee waiver for the next year.

    2. How many add-on cards can HDFC Bank Titanium Edge credit card customers apply for?

      Yes, customers can apply for up to 3 add-on cards with which comes free of any additional cost.

    3. How much minimum repayment amount is to be paid per month by customers?

      The minimum repayment amount to be paid by the Titanium Edge credit card holders is at least 5% of the outstanding balance or a minimum of Rs 200, whichever is higher.

    4. What should I do if I lose my HDFC Bank Titanium Edge credit card?

      You should immediately report the loss of your card to the customer care center of HDFC Bank and then the card will be blocked/ deactivated in order to prevent fraudulent use.

    5. Can I use my Titanium Edge chip card for online transactions?

      Yes, this credit card can be used for online transactions.

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  • HDFC Bank Titanium Edge Credit Card Reviews

    • HDFC Bank Credit Card
      "They should understand Customer's Needs"
      0.5 1.0/5 "Really Bad"
      I had been using this card more than three years, my credit limit is just Rs. 40,000 but in CITI , I am using for the period of one and half year. Initially they gave the credit limit of Rs.80k now increased to Rs.1.20 lakh and I am holding saving account with HDFC more than 5 years. I had done many loan payments through their account, I dont have any cheque bounce, they would have increase my limit.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am having HDFC bank credit card from the last four years of time. The offers are not really fine one with them like I am not able to make the big purchase into EMI conversion, also am not satisfied with the HDFC bank credit card till now.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Transparent in details"
      0.5 5.0/5 "Blown Away!"
      The offers are good at HDFC bank and there are no charges taken for card annually. The best I prefer is the statements which was sent on time and I did not have any discrepancy in the bills. The customer support is always helpful and I get the updates regularly on calls and through emails.
      Was this review helpful? 0
      , delhi
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered a life time free credit card and they have given me a limit of around four lakhs which is more than satisfactory for me. The customer support is good and they are responsive is giving me details instantly without a delay. The offers are good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Very well "
      0.5 5.0/5 "Blown Away!"
      I have a current account with HDFC based on this account they used to give many offers. In fact I got HDFC Religalia card, initially they gave 35,000 but now they increased the Rs. 3 lakhs credit limit. I am very happy about it. HDFC bill part is very clear.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      I am using HDFC credit card. The credit limit is good and it is sufficient as per my requirement. I am getting reward points. They provide offers on travelings, entertainments. Sometimes they give cash back offers. I never checked about the rate of interest and the annual charges. It is going smooth till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Convenient banking"
      0.5 5.0/5 "Blown Away!"
      When ever I contacted HDFC bank with regards to my credit card, they were very helpful to give me details. The offers are good and the cash back I get on it is helpful. The points can be redeemed on fuel and there are other benefits of EMI and loan features too.
      Was this review helpful? 0
      , panchkula
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Very good in services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has been good in the services for the credit card as well. Everything falls in place from the offers to the credit limit and the updates they give me on the card. The customer services are good and professional as well in the communication.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Hassle free banking"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has been very good in services as well. I hold a credit card and till date I have not had any issues in getting my statements or in getting any offers. The response is good when I contact for any clarification on the statements. The credit limit is also satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      The annual charges for my credit card is around 500 to 750. I used to get reward points and cash back offers from HDFC bank. Reward points are redeemable but I did not try yet. Interest rate is something always high with HDFC bank. It has been seven months with HDFC bank for the credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 2.5/5 "Just OK"
      There are a lot of bad experiences with HDFC Bank for the credit card. The first is they charge much for many things and unlike other banks they do not convert the outstanding to an EMI. The next is that they do not have an option online to update my contact information, with technology being advanced these days, I was asked to send a letter to the branch to update my new number. The third thing is I was told that I am eligible for all my purchases when the guy sold this card to me. But that is not the case. Before I purchase anything I need to call the customer care and check if I can convert to an EMI and then I could decide to buy the product.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      " EMI conversion process has to be changed"
      0.5 1.0/5 "Really Bad"
      When I swipe my credit card for ten days they were adding some amount to the out standing. I could pay only minimum amount due. Hence I requested them to convert the out standing amount into an EMI withn 5% of interest but they refused to process. HDFC gave me the credit limit of 50,000 it is good. If they gives EMI option for the out standing that would be convenient.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 27, 2017
    • HDFC Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I would like to say HDFC bank credit card is best one and the credit interest is lesser one, also the credit limit value too. Customer service is fine one with the HDFC bank credit card and am using it from the last five years of time.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Titanium times card has the reward points but I don't use it, I have this card for past 4 years. Through the net banking I pay the credit card bill, which is very easy to do. I am not happy with the credit limit, HDFC can increase the credit limit with this titanium card. Overall I am satisfied using HDFC card.
      Was this review helpful? 0
      , jamnagar
      Reviewed on May 26, 2017
    • HDFC Bank Credit Card
      "Its Awesome"
      0.5 5.0/5 "Blown Away!"
      I am happy with HDFC credit card, I can use and I can pay it. I am using titanium times credit card, I am getting good rewards points over there. I can use it for online shopping and their credit limit is also good. If they add any charges also they immediately update me.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have got this credit card via online,I have applied for money back credit card and they offered me the credit limit 75000 rupees and its been 2 years Iam holding this credit card they have not giving any offers and its a life time free credit card. I am very fine to use HDFC credit card without any hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • HDFC Bank Credit Card
      "Super "
      0.5 5.0/5 "Blown Away!"
      I am using the credit card of HDFC and I would like to say HDFC bank credit card is the best one with them. Response is good one with them and the credit limit value is good one with them, also I am using it from the last two years of time. Offers are also good one with them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have a Regalia credit card of HDFC bank which they have offered me ten days before. I was using intitally all miles card and the bank has upgraded the card and they have given me 10 days before initially all miles card was really good I was having good reward points and the credit limit of 75k and it was a chargable card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 26, 2017
    • HDFC Bank Credit Card
      "Restricted card"
      0.5 4.0/5 "Great!"
      I am really satisfied with the HDFC Diners club card because its acceptable as world wide. Its been more than a year of time, I am with them and am satisfied with the credit limit. The accepted level is very limited with the, which is the disadvantage.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • HDFC Bank Credit Card
      "Good pocket money card"
      0.5 4.0/5 "Great!"
      HDFC don't have much offeres compared to other credit card, My HDFC credit card name is Titanium times credit card. There is no cash back but I am getting good reward points, I have accumulated almost 5000 points. One point = one rupees, I can convert those points into cash for the credit card payment.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2017
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