Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 HDFC Bank Superia Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Waived off
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details

    HDFC Bank Superia Credit Card is Rated as "Excellent!" by 109 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Your search for an all-round credit card is sure to come to an end with the HDFC Superia. This premium card offered by HDFC comes with a string of the most exciting benefits, privileges and features spanning across several lifestyle verticals like dining, fuel, shopping, travel and more. Get a chance to accumulate reward points like never before with the Rewards Program which earns you handsome reward points on joining, renewal and every spend. If you wish to find out more about what this card offers, read on.

    Benefits:

    • Earn Air Vouchers up to Rs 8000 or corresponding Air Miles on a spend of Rs 5 lakh with your Superia card.
    • Maximize your savings and save up to Rs 8300, each year, on lounge access and fuel surcharge.
    • Relax and unwind as you travel, with privileged lounge access to some of the finest airport lounges worldwide.
    • Enjoy reversal on your first years annual fee if you spend Rs 15,000 within the first 90 days of your card being set-up. You could also get a reversal of your renewal fee if you spend Rs 75,000 within a year, prior to the card renewal date.
    • Your Reward points are valid for a duration of 2 years so you may redeem them as and when you wish, within that time period.
    • To ensure your peace of mind, your Superia card has the Zero Liability feature which absolves the cardholder of any liability in case their card is stolen or lost. However, the cardholder must immediately report the loss to the customer care center at the earliest.
    • One of the noteworthy benefits of the Superia Credit Card is that it allows you to enjoy up to 50 interest free days on your purchases.
    • Dining out was never this rewarding. Now, earn 50% more reward points on spends at dining establishments.
    • As a new member of the Superia family, you get 1000 Reward Points as Welcome benefit and another 1000 Reward Points each time you renew your card membership.

    Features:

    • As a Superia Card holder, you get a chance to avail the unique benefits of the Superia Travel Club. Redeem reward points on lieu of international and Indian Miles with over 20 international airlines and domestic airlines like Jet, Air India and others.
    • Make the best of the Superia Rewards Program which earns you 3 reward points for every Rs 150 charged to your card. You may redeem these points on Air Miles, Air Vouchers or choose a gift from the exclusive Rewards Catalogue.
    • Relieve travel stress and enjoy some much needed rest and refreshment at over 600 airport lounges around the world with exclusive Priority Pass Membership. Make use of world class facilities like internet access, phones, conference rooms and more during your stopovers.
    • Superia Credit Cards are EMV Chip Cards which come with enhanced security features to lend greater security to your transactions.
    • At a nominal interest rate, you can enjoy Revolving Credit facility on your Superia credit card.
    • It is easier than before to get a waiver on your annual membership fee. For a waiver on your first years annual membership fee, all you have to do is spend Rs 15,000 on your Superia card within the first 90 days of your card set-up date. For a waiver on the following years annual fee, you just need to spend Rs 75,000 within a year with your Superia credit card.

    Fees & Charges:

    The fee payable with the Superia Credit Card include annual fee and renewal fee. The cash advance fee, only levied if the cardholder requires to use the card to withdraw cash at any ATM in India or abroad, is applicable at the rate of 2.5% on the amount withdrawn. Other charges applicable on the Superia card include late payment charges, cash processing fee, rewards redemption fee, balance transfer processing charges, railway ticket purchase fee, re-issue of lost/damaged card, outstation cheque processing charge, foreign currency transactions, etc.

    Eligibility:

    Individuals shall be eligible for a HDFC Superia Credit Card based on the following criteria:

    Salaried Employee – Applicant must be at least 21 years and not above 60 years of age.

    Self Employed – Applicant must not be below 21 years and not above 65 years of age.

    HDFC Superia Credit Card FAQs:

    1. Which transactions shall be considered when spends are taken into account?

      Transactions excluding the following types shall be considered as spends. Please note, spends done via any add-on cards will be considered.

      • Transactions related to Cash on Call (COC)
      • Balance Transfer (BT)
      • Cash withdrawal at ATMs and
      • All transactions converted from EMIs or EMI debits made to your Superia account.
    2. What is the fee chargeable for re-issue of a lost/damaged Superia credit card?

      A fee of Rs 100 shall be charged towards the re-issue of a lost or damaged Superia credit card.

    3. Which transactions done on the Superia Card qualify for Reward Points?

      All retail transactions shall qualify for Reward Points. Other transactions like fee, cash advance and other charges do not earn any reward points. Only retail purchases qualify for Reward Points. Cash advance, fees and other charges do not accrue any reward points. Transaction amounts less than Rs. 150 will not accrue any Reward Points.

    4. Does my Superia credit card also have a magnetic strip?

      Yes, the Superia card also contains a magnetic strip and may be used for swipe transactions.

    5. Are there any special conditions to avail the Welcome/ Renewal Benefit?

      The Welcome & Renewal benefit is only applicable if the cardholder is paying the annual fee.

     Loading your search... Loading your search...
  • HDFC Bank Superia Credit Card Reviews

    • HDFC Bank Credit Card
      "Norms are high"
      0.5 1.0/5 "Really Bad"
      HDFC bank norms are very high for the credit card service. They have so many criteria to pass. Moreover, the bank is always high in the rate of interest. They used to collect more documents for the card. The annual charges are high as well. So I decided not to take credit card from HDFC bank.
      Was this review helpful? 0
      , surat
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and they have also given me a decent credit limit. The customer support is excellent and the statements are also clear with all the transactions I do. The card is accessible at all outlets and it is smooth overall to use it.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Credit card works really well"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card works really smooth, all the transaction happens on time. I am holding this HDFC bank credit card for more than 7 to 8 years. I dont have any issues wtih HDFC till date . I always make the payment on time therefore I did not face any difficulties. All the transactions goes through well. Rates are high especially when it comes to jumbo cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I think there is no option to convert the reward points into cash. HDFC bank is good in all the aspects so it would be better for the customers if they have such facility to convert the points into cash. But the bank is not stingy in crediting reward points and other offers like cash back. Even the credit limit is more than required.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Not recommendable to a middle class customer"
      0.5 1.5/5 "Bad"
      HDFC Bank has not been up to the mark for the credit card as I have the same 35k as credit limit as when I first got the card. The second is there are no EMI options. I can only convert a transaction to EMI only when there is an offer for me. Else I would have to pay the whole amount the following month. If not I would have to pay extra amount of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Looking for better reward"
      0.5 4.0/5 "Great!"
      HDFC credit card service is good, in term of offers it is not upto the mark. I have converted the purchased amount into an EMI, their interest rates are high but the best part, they don't an annual fee, its a life time free credit. HDFC offered low credit limit but my CITI credit limit is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      As I bank with HDFC for more than ten years, they offered a life time free credit card. I do not have any issues on credit limit because it is sufficient for my usage. I receive cash back offers frequently, so in that way the bank is good. Not only that, they used to credit reward points in to my account.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Good pocket money card"
      0.5 5.0/5 "Blown Away!"
      Since two years, I am using HDFC Money back credit card, I have used this card as maximum extend three to four times. The charges are also good, so far I have accumulated 3100 reward points but I didn't redeem it. Offer wise HDFC is good they are giving many benefits in e commerce website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Unhappy with the services"
      0.5 2.0/5 "Expected more"
      HDFC Bank has not been up to the mark on the credit card services. There were no much of offers on the card and the credit limit is also not up to my expectation. I am not happy with the overall process and services the bank has been offering me. Not a recommendable bank too.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      HDFC credit card is very user friendly and very prompt, moreover there is no hidden charges on the bill. Right now they are providing the insta and jumbo loans on credit card and every quarter I am getting airport lounge and discounts on online website like Amazon, bookmyshow etc.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I do hold credit card with HDFC bank for about three to four months only. I havent explored much. The banking services are good. I am happy with the card process. They have offered me a good credit limit around 55000 rupees and the annual charges of this card is 499 rupees. The annual charges can be waived off if you spend more than 2 lakh rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Nice Experience "
      0.5 4.5/5 "Excellent!"
      I hold a credit card with HDFC Bank and the features on the card is excellent. It is a life time free card and the credit limit is perfect and the card is accessible at all outlets. There are a lot of deals online and there are offers are also nice too.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Offers & services are good."
      0.5 4.5/5 "Excellent!"
      HDFC bank is the best for a credit card. The customer services are good and this bank is the best as I get more offers and a excellent credit limit. It is a life time free card and the benefits like movie tickets and a loan facility are there. There are convenient EMI options too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.5/5 "Excellent!"
      I used to get best response for my HDFC credit card, I am holding HDFC money back card for past two years its good. I am also getting reward points and other offers in flipkart, amazon for the online shopping. I am very fine to recommend the HDFC credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      I prefer using a credit card of HDFC Bank as I prefer using their reward point system. I get a lot on the Diners credit card and the points can be redeemed as well online. The credit limit is also good and it is a life time free card. I am not charged for any of my transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Till date no hassles"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and am using the banking services for 15 years and there has been no hassles till date. It has always been very convenient to use the card and I get intimated on all the transactions I do. The statements are clear and on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank money back card is easy to use . I use this card to pay the utility bills for shopping . The customer service with HDFC bank is very good, the rate of interest is nominal wuith HFFC bank. I am happy with the credit limit with HDFC bank.
      Was this review helpful? 0
      , srinagar
      Reviewed on Aug 14, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      The Customer service is really good with the HDFC bank credit card department. I am holding the HDFC bank credit card for more than 5 years. I am getting the benefits like reward points, cash back offers with this card, but I don't redeem those points. I am satisfied with the credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.