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  • HDFC Bank Superia Credit Card

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    Key Highlights of the HDFC Bank Superia Credit Card

    The Superia card is a premium credit card offered by HDFC Bank which offers a lot of amazing features and benefits across a number of categories such as dining, travel, fuel, and shopping. The card also comes with reward points with every purchase you make along with a welcome bonus.

    • A welcome offer of 1,000 reward points.
    • On every spend of Rs.150, get 3 reward points.
    • Get 50% more reward points on every Rs.150 spent on dining expenses.
    • Make the most of a complimentary Priority Pass Membership.
    • With a minimum 4 transactions every month, get a free Accidental Death Coverage and Fire and Burglary Protection.
    • Get a renewal benefit of 1,000 reward points.
    • If you spend Rs.15,000 within the first 3 months, your annual fee is waived off.
    • Enjoy an interest-free period of up to 50 days.

    Features and Benefits of the HDFC Bank Superia Credit Card

    Welcome Benefits
    • Enjoy a welcome benefit of 1,000 reward points on paying the annual fee.
    • By paying the renewal fee for the next year, 1,000 reward points will be given to you.
    Reward Point Benefits
    • For every Rs.150 spent on your card, you will get 3 reward points.
    • These reward points can be redeemed for air miles at more than 20 international airlines or domestic airlines.
    • The reward points which will be added to your account will be valid for 2 years from the date of accumulation.
    Travel Benefits
    • With the reward points accumulated in your credit card, you can redeem it to purchase tickets at more than 20 international airlines through KrisFlyer - Singapore Airlines Frequent Flyer Program.
    • You can also redeem the reward points for AirMiles. These miles can be used to purchase tickets from AirIndia. The miles can also be redeemed against air vouchers for other leading domestic airlines.
    Dining Benefits
    • Enjoy 50% more reward points when you dine with your HDFC Bank Superia credit card.
    Fuel Benefits
    • The fuel surcharge of 1% is waived off on all fuel transactions for minimum transactions of Rs.400.
    • The maximum cashback for fuel transactions is capped at Rs.500 per statement cycle.
    Annual Fee Waiver
    • If you spend Rs.15,000 within the first 90 days from the date of set up, the first-year membership fee will be waived off.
    • By spending Rs.75,000 in the first year and your next year's annual fee will be waived off.

    HDFC Bank Superia Credit Card Limit

    The card limit for the HDFC Bank Superia is decided by the bank after considering several factors. The bank takes into consideration the primary applicant's credit score, credit report along with the repayment habit for past and ongoing debts or loans.

    Latest Offers by the HDFC Bank Superia Credit Card

    • Enjoy a discount of 5% up to Rs.500 on car rental bookings on saavari.com.
    • Make the most of a 25% discount per month, up to Rs.100 on booking movie tickets at Inox Movies.
    • Get a discount of Rs.225 on a minimum purchase of Rs.1,500 at BigBasket. The offer is valid between the 6th and 10th of every month.
    • Avail a discount of 25% or a cashback of Rs.150 on Zomato for a minimum expenditure of Rs.500.
    • Get a 10% discount on minimum spends of Rs.2,100 on shopping purchases at Myntra. The maximum discount under the offer is Rs.500.
    • Enjoy 5% cashback on purchases made on HDFC SmartBuy. Maximum cashback availed under this offer is Rs.1,000 per month.

    Reward Point Benefits on the HDFC Bank Superia Credit Card

    • Get 3 reward points on every Rs.150 spent on your Superia credit card.
    • Make the most of your dining experience by availing 50% more reward points on dining with your card.
    • These reward points can be redeemed against AirMiles. These miles can be used to purchase flight tickets at top airlines in the country and abroad.
    • These reward points on your card will be valid for 2 years from the date of accumulation.

    How to Redeem reward points earned on HDFC Bank Superia Credit Card?

    The reward points on your Superia credit card can be redeemed through online or offline methods.

    You can redeem the points offline through post by filling the rewards redemption form which is available for download on the website. Once you have filled the form, it needs to be sent through post to the following address:

    Rewards Helpdesk,

    HDFC Bank Cards Division,

    P.O. Box No. 8654,

    Thiruvanmiyur, P.O.,

    Chennai - 600041.

    If you wish to redeem your reward points, you can do so by following the steps mentioned below:
    • Log in to your HDFC Bank net banking account.
    • Click on the 'credit cards' tab.
    • If your credit card is not registered, you will need to do so. It can be done by adding your card number and ATM PIN.
    • After your card is registered, click on the 'redeem reward points' and select 'continue'.
    • The website will then redirect you to the rewards redemption page.
    • Select 'Redeem Reward Points'.
    • Select the category of the item you need.
    • Once done, choose the points range to check the catalogue of various products.
    • You can then select the items and add them to the cart for purchase.
    • After you have chosen the products, click on 'view your shopping cart'.
    • Once everything checks out, you are required to read the terms and condition and check the box.
    • Once done, click on 'redeem'. The redemption order number which is given must be noted down for future references.

    Fees and Charges on the HDFC Bank Superia Credit Card

    Type of Charge Amount
    Annual fee Rs.1,000
    Minimum repayment amount 5% or a minimum of Rs.200
    Cash advance limit 40% of the credit limit
    Interest-free period Up to 50 days
    Charges on revolving credit 3.49% per month
    Additional card fee Free
    Cash advance charges 2.5% of the amount withdrawn or Rs.500, whichever is higher
    Late payment charges

    If the statement balance is less than Rs.100 - Nil

    Balance between Rs.100 and Rs.500 - Rs.100

    Balance between Rs.500 and Rs.5,000 - Rs.500

    Balance between Rs.5,001 and Rs.10,000 - Rs.600

    Balance between Rs.10,001 and Rs.25,000 - Rs.800

    More than Rs.25,000 - Rs.950

    Payment return charges 2% of the payment amount subjected to a minimum of Rs.450.
    Charges on over limit account 2.5% of the over limit amount subjected to a minimum of Rs.500
    Cash processing fee Rs.100
    Balance transfer processing charges 1% of the balance transfer amount or Rs.250. The higher amount will be taken.
    Rewards redemption fee Rs.99 per redemption request
    Fuel transaction charges Rs.500 per statement cycle will be waived off
    Outstation cheque processing charges

    Cheque value of up to Rs.5,000 - Rs.25

    Cheque value of more than Rs.5,000 - Rs.50

    Foreign currency transactions 3.5%
    Reissue of a stolen, lost or damaged card Rs.100
    Railway ticket purchase fee 1.8% of the transaction amount + GST

    Eligibility Criteria for the HDFC Superia Credit Card

    • The primary applicant must be a resident or a non-resident of India.
    • The add-on cardholder must be at least 15 years of age.
    • If the primary cardholder is a salaried individual, he or she must be between the age of 21 years and 60 years.
    • If the applicant is a self-employed individual, he or she must be between the ages of 21 years and 65 years.

    Documents required for applying for the HDFC Superia Credit Card

    • Copy of Form 60 and PAN card.
    • Address proof which should include PAN card, Passport, Aadhaar card or a copy of your electricity bill.
    • 2 passport-sized coloured photographs.
    • Duly filled application form
    • An identity proof which includes Aadhaar card, PAN card or driving license.
    • Proof of income which can include a copy of your Form 16, latest salary slips or IT returns.

    How to Apply for the HDFC Bank Superia Credit Card?

    An applicant can apply for the credit card through offline or online methods. If you wish to apply offline, you will need to visit the bank branch, fill the application form and submit the documents required to apply.

    You can also apply for the credit card online from the HDFC Bank website or through BankBazaar. To apply for the card through BankBazaar's website, here are the steps you need to follow:

    • Click on the tab of 'Check Eligibility' on the HDFC Bank Superia credit card on BankBazaar.
    • Add the information which is asked for in the webpage.
    • You will also have to upload the documents required for the application of the card.
    • Once you click on 'submit', a track application ID is sent to you. You can use this ID to track the status of your credit card application.

    HDFC Bank Superia Credit Card FAQs

    • Which transactions shall be considered when spends are considered?

    Transactions excluding the following types shall be considered as spends. Please note, spends done via any add-on cards will be considered.

      • Transactions related to Cash on Call (COC)
      • Balance Transfer (BT)
      • Cash withdrawal at ATMs and

    All transactions converted from EMIs or EMI debits made to your Superia account.

    • What is the fee chargeable for re-issue of a lost/damaged Superia credit card?

    A fee of Rs 100 shall be charged towards the re-issue of a lost or damaged Superia credit card.

    • What kind of transactions done on the Superia Card qualify for Reward Points?

    All retail transactions shall qualify for Reward Points. Other transactions like fee, cash advance and other charges do not earn any reward points. Only retail purchases qualify for Reward Points.

    Cash advance, fees, and other charges do not accrue any reward points. Transaction amounts less than Rs. 150 will not accrue any Reward Points.

    • Does my Superia credit card also have a magnetic strip?

    Yes, the Superia card also contains a magnetic strip and may be used for swipe transactions.

    • Are there any special conditions to avail the Welcome/ Renewal Benefit?

    The Welcome & Renewal benefit is only applicable if the cardholder is paying the annual fee.

    >Other Top Credit Cards By HDFC Bank
      

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    HDFC Bank Superia Credit Card Reviews

    • HDFC Bank Credit Card
      "Nice response and good offers on online "
      0.5 4.0/5 "Great!"
      HDFC Bank has offered the best card which is a Superia credit card. The overall service offered was good, from HDFC Bank related to the credit card.They dont provide much offers except the online offers available.The response and service offered was good which is best.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jul 05, 2016
    • HDFC Bank
      HDFC Bank Credit Card
      "Good enough "
      0.5 4.0/5 "Great!"
      I have free Superior credit card from hdfc bank . It has many benefit like the reward points can be redeem into gift vouchers in pizza huts and coffee day. Emi facility is given with the 3%-4% per month which is very high. Petrol surcharge wavier is given only HP bunks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 15, 2016
    • HDFC Bank Credit Card
      "Need to provide emi option on website..."
      0.5 5.0/5 "Blown Away!"
      Almost the limit is 1.5lakhs on the superia credit card. No special benefits from HDFC bank credit card. Online offers are there as I get 5% of cash back. Auto debit facilities are available for utility payments. Maintenance charge is nil for me. Online options should be there for emi as here we can convert only by calling the customer service.
      Was this review helpful? 0
      , nagpur
      Reviewed on Mar 14, 2016
    • HDFC Bank Credit Card
      "Good...."
      0.5 3.0/5 "Satisfactory"
      I use the superia card and pay within 50 days. If I am unable to pay on time the credit card payment the HDFC bank would collect penalty charge. It has some points. Flexi payment options is there for due amount. If my due is large, at times they allow to pay in emi. If we dial a customer service they unnecessarily offer some product as they insist to take that. However happy to use.
      Was this review helpful? 0
      , bokaro
      Reviewed on Mar 14, 2016
    • HDFC Bank Credit Card
      "Best card..."
      0.5 5.0/5 "Blown Away!"
      I am carrying HDFC Bank credit card since 2008. No sales calls and no annual charges. I am using their Superia card. I used to get proper updates regarding offers an all. I had a good relationship with them so, they dint charged me any penalty also.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 07, 2016
    • HDFC Bank Credit Card
      "Need more benefits.."
      0.5 3.0/5 "Satisfactory"
      HDFC bank also good. Facilities are that much good. Rewards points and cash was not good. Previously I used their Visa card now they upgraded to Supriea card. I am not okay with them so it would be great if they provide the same good offers to their customers.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 24, 2016
    • HDFC Bank Credit Card
      "Need more offers!"
      0.5 3.0/5 "Satisfactory"
      I was happy with the offers on the card for the first few years. I am using the Superia card with HDFC bank for more than 5 years. I would suggest them to provide more attractive offers on the credit card. It would be nice if they waive off the processing fees against the personal loan applications.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 12, 2016
    • HDFC Bank Credit Card
      "Need better offers!"
      0.5 3.0/5 "Satisfactory"
      Initially the offers available on the credit card are pretty good. But later on that is not the same. Since 2010, I am having the Superia credit card with HDFC bank. I would suggest them to improvise the customer service as they are not up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 10, 2016
    • HDFC Bank Credit Card
      "Good Services"
      0.5 4.0/5 "Great!"
      I use my Superia credit card only when I have a requirement. Though I get a lot of calls from the HDFC bank informing me about the offers. I do not get to use them. It is a life time free card. The rate of interest is normal. Overall I have not faced any issues with the bank.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Feb 05, 2016
    • HDFC Bank Credit Card
      "A happy Cusomter"
      0.5 4.0/5 "Great!"
      I am happy with the hdfc bank superia credit card because it can be used any time any were except the IRCTC ticket booking they have some problem in making payment which has to be improve and they have introduce more offers on the card. They should do the quality check for the products given on the promo
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 27, 2016
    • HDFC Bank Credit Card
      "flexibility in paying an outstanding amount..."
      0.5 5.0/5 "Blown Away!"
      HDFC bank has some flexibility in paying the outstanding credit card amount as we can part pay. In my superia credit card I have limit of 1.50lakhs. This credit card been issues via my corporate so there is not annual maintenance charge. Could not recall offers and benefits.
      Was this review helpful? 0
      , kochi
      Reviewed on Jan 25, 2016
    • HDFC Bank Credit Card
      "Very good "
      0.5 5.0/5 "Blown Away!"
      In the Superior credit card from hdfc bank they give reward point for the online purchase. We can redeem the points into purchase. I have taken four to five emi conversation with the interest rate of 16% but in few cases they do not charge interest rate and processing fee charged. Depends upon the usage of the card they waive off the annul fee.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 22, 2016
    • HDFC Bank Credit Card
      "Great points!"
      0.5 5.0/5 "Blown Away!"
      Though I am making payments through different bank account, it is taking around 3 days to complete the payment. I am having the Superia card with HDFC bank for more than 7 years. Since there are reward points for transaction, I earned around 14K reward points. Further on, I never redeemed the points till now.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 29, 2015
    • HDFC Bank Credit Card
      "Update us with the offer "
      0.5 3.0/5 "Satisfactory"
      I have the superior credit card from hdfc bank . I get the reward point for each Rs.100 will get one point. On time they use to update us on the offer which is reflected in the statement. The billing cycle process is as per customer convenient. I get the immediate response for any emi conversion or loan process.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 29, 2015
    • HDFC Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      Good emi conversation is given on the hdfc superior credit card with the rate of interest of 1.5% per month . There is no annual fee. Loan against credit is given on the 100% credit limit without any interest rate for 12 months and the processing was very minimum like Rs.1000.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 17, 2015
    • HDFC Bank Credit Card
      "Fine.."
      0.5 5.0/5 "Blown Away!"
      Each and every month I used to get many offers from them. Even I am getting vouchers also but I never utilized. I am holding Superia card with HDFC Bank. I found that interest rate part was higher side in HDFC Bank. Service wise they are good. But some of the branches were not responding properly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2015
    • HDFC Bank Credit Card
      "Its fine"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank credit card is fine. My feedback is always positive it would be great if they reduce the rate of interest. It is also good and I would recommend this card to others. Name of the HDFC Bank its Superia credit card. As of now I have not redeemed the bonus points yet.
      Was this review helpful? 1
      , delhi
      Reviewed on Dec 10, 2015
    • HDFC Bank Credit Card
      "No out standing balance on it "
      0.5 3.0/5 "Satisfactory"
      The credit card which I holding with HDFC bank was Superia one. Only in my emergency time will be using it for shopping an all. The card is still with me but there was no out standing balance to me. 2.3 lakhs is the credit limit and because of it I have spent a lot. I wont recommend any body for the credit cards.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 28, 2015
    • HDFC Bank Credit Card
      "Excellent !!!!!"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has very good customer service in the credit card deportment. In the superior card they give offer online shopping and also on biz bazaar the maximum discount is 15%. EMI facility and cash loan are given with very good rate like 13% per annum .
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 25, 2015
    • HDFC Bank Credit Card
      "International card"
      0.5 5.0/5 "Blown Away!"
      Mine is an international credit card of HDFC Superia, there is no processing fee because its associated with my bank account. I am holding this credit card for 5 years old. I am getting more reward points. I normally use the card on retail. I also get some discounts when I shop online Amazon and snap deal 10% off with HDFC Bank. Never missed the payment
      Was this review helpful? 0
      , kota
      Reviewed on Nov 14, 2015
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