Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Bank Infinia Credit Card

    The Infinia credit card by HDFC Bank is an all-around substitute for all cash transactions. The card comes with no spending limit and offers you limitless benefits, offers, and privileges amongst a wide range of categories.
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    Key Highlights of the HDFC Bank Infinia Credit Card

    • Complimentary airport lounge access with Priority Pass Membership and MasterCard Lounge Access Program.
    • Best-in-class dining privileges.
    • 5 reward points on every Rs.150 spent.

    Features and Benefits of the HDFC Bank Infinia Credit Card

    Milestone benefits
    • When you spend Rs.10 lakh lor more in the on year, you the get renewal membership fee waived off for next year.
    Travel Privileges
    • Preferential access to more than 1,000 airport lounges in India and abroad with the complimentary Priority Pass Membership
    • Primary and add-on cardholders can have access to facilities like refreshments and the business center.
    • Cardholders get 4 complimentary lounge visits in domestic lounges per quarter with the MasterCard/Visa Lounge Access Program.
    • The card comes with the lowest foreign currency markup of 2% on all spends made outside the country.
    Lifestyle Benefits
    • Customized hotel bookings, dining reservations, movie ticket bookings and much more can be done with access to your personal concierge service.
    • To contact the service, cardholders can call 1800 118 887 or 022 4232022
    • Enjoy complimentary gold games at some of the best golf courses in India and the world with the Infinia credit card.
    • To get a list of the domestic and international golf courses, it is advised to visit the website of HDFC Bank.
    • With the card, get access to exclusive restaurants at select golf courses in the country.
    • The primary cardholder will receive a 100% green fee waiver during the visit.
    • Infinia cardholders receive complimentary Club Marriott membership.
    Dining Benefits
    • With the HDFC Infinia credit card, get exclusive offers and discounts of up to 15% at more than 3,000 participating restaurants.
    • Enjoy a discount of up to 20% on the food and beverage bill at restaurants in Marriott Hotels.
    • Make the most of the membership with up to 20% off on 'Best Available Rates' on rooms at Marriott Hotels in India and on 'Weekend Rates' in Marriott Hotels in the Asia Pacific.
    Financial Benefits
    • HDFC Bank's Infinia credit card offers the lowest foreign currency markup fee at 2% plus GST on all foreign transactions.
    • The Convenience fee of 1% is waived off on all fuel transaction. The minimum transaction value is Rs.400 and the maximum waiver offered is Rs.1,000 per statement cycle.
    • This HDFC Bank Credit Card comes with an interest-free period of up to 50 days.
    • The primary cardholder can also withdraw up to 40% of the credit limit without any cash withdrawal charges.
    Insurance Benefits
    • In case of death in an air accident, the nominated next of kin will receive insurance compensation of Rs.3 crore.
    • The primary cardholder will also be covered with medical insurance worth Rs.50 lakh while travelling abroad.
    • The extending amount on HDFC Bank's Infinia credit card will be covered to an extent of Rs.9 lakh in the case of permanent disability of the primary cardholder or accidental death.
    Reward Point Benefits
    • With this card, you will have access to one of the best rewards programs offered by the bank.
    • Get 5 reward points for every Rs.150 spent on the card with no conditions attached.
    • Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy.
    • Enjoy 2X reward points on every spend of Rs.150 on bookings made on the infinia website, dining and flight bookings on the website of Air Vistara.
    • Make the most of your reward points and convert them to Air Miles. These miles can be exchanged for tickets and services at leading domestic and international airlines.
    • The reward points have a lifetime of 3 years from the date of accumulation.

    HDFC Bank Infinia Credit Card Limit

    There is no pre-set card limit on the HDFC Bank Infinia credit card. To know more about the credit limit, you can visit the bank branch or call the HDFC credit card toll free number.

    Other HDFC Bank Credit Cards

    How to Redeem Reward Points Earned on HDFC Bank Infinia Credit Card?

    You can redeem reward points through offline and online methods. If you wish to do so offline, you will need to visit the website and download the reward points redemption form. After filling the form, it needs to be sent to the following address:

    Rewards Helpdesk,

    HDFC Bank Cards Division,

    P.O. Box No. 8654,

    Thiruvanmiyur, P.O.,

    Chennai - 600041.

    To redeem the reward points online, here are the steps which need to be followed:
    • Log in to your HDFC credit card net banking.
    • Click on the 'Credit Cards' tab.
    • You will need to register your credit card.
    • Once you do, click on 'Redeem reward points'
    • Select your card and then click on 'Continue'.
    • The website will redirect you to a different page.
    • Select your 'point range' and 'item category' from the range of different categories.
    • Click on the items to be purchased and it will be added to your cart.
    • Once done, click on the option 'view shopping cart' to check the items.
    • Check on the box to indicate that you have read the terms and conditions.
    • Click on 'redeem' and submit.

    Fees and Charges on HDFC Bank Infinia Credit Card

    Type of Charge Amount
    Joining fee Rs.12,500
    Renewal fee Rs.5,000
    Minimum repayment amount 5% or a maximum of Rs.200
    Cash withdrawal fee 2.5% of the withdrawn amount (Minimum Rs.500)
    Cash advance limit 40% of the credit limit
    Rewards redemption fee Rs.99
    Add-on cards charges NIL
    Foreign currency mark-up fee 2%
    Late payment charges
    • Less than Rs.100 - Nil
    • Rs.100 to Rs.500 - Rs.100
    • Rs.501 to Rs.5,000 - Rs.500
    • Rs.5,001 to Rs.10,000 - Rs.600
    • Rs.10,001 and 25,000 - Rs.800
    • Rs.25,000 to Rs.50,000 - Rs.1,100
    • Over Rs.50,000 - Rs.1,300
    Over limit charges 2.5% of the over the limit amount (Min. of Rs.550)
    Cash processing fee Rs.100 per transaction
    Payment return charges 2% of the payment amount (Minimum of Rs.450)
    Card re-issuance charges Rs.100 per instance
    Duplicate statement Rs.10

    Eligibility Criteria for HDFC Bank Infinia Credit Card

    • The primary cardholder can be a resident or a non-resident of India.
    • The applicant must be between the ages of 18 and 70 years.
    • The add-on cardholder must be at least 15 years of age.

    Documents Required for HDFC Bank Infinia Credit Card

    • Duly filled application form.
    • A copy of your PAN card or Form 60.
    • Identity proof such as Aadhaar card, Passport or driving licence.
    • Proof of income such as a copy of your IT returns, latest pay slips and Form 16.
    • Address proof such as Aadhaar card or Passport.
    • 2 coloured passport size photographs.

    How to Apply for HDFC Bank Infinia Credit Card Online?

    You can apply for the HDFC Bank Infinia credit card through offline as well as through online methods. If you wish to apply offline, you will need to visit the bank branch and fill the application form or call the customer care of the bank.

    Through online methods, you can either apply directly from the HDFC Bank website or through BankBazaar. To apply from BankBazaar, here are the steps you need to follow:

    • Click on the 'check eligibility' tab on the HDFC Bank Infinia credit card page on BankBazaar.
    • Add the information which is required on the form.
    • You will need to upload the documents which are required for the application procedure.
    • After you click on 'submit', you will receive a tracking ID. You can use this ID to track the status of your application.

    FAQs on HDFC Bank Infinia Credit Card

    1. What is the interest-free period on my card?

      You enjoy an interest-free period up to 50 days.

    2. Is there a limit on the amount of cash I can withdraw?

      You can withdraw up to 40% of the credit limit with your Infinia Credit Card.

    3. How do I get access to my Priority Pass Membership?

      You will receive your Priority Pass Membership card as part of the welcome kit along with your Infinia Credit Card. Follow the instructions to activate your membership and present the card at any participating airport lounge to get access.

    4. Will I earn Reward Points for EasyEMI transactions?

      No. EasyEMI transactions and any transaction related to the loading of your e-wallet will not earn any Reward Points.


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