There is no pre-set card limit on the HDFC Bank Infinia credit card. To know more about the credit limit, you can visit the bank branch or call the HDFCs credit card toll free number.
Other HDFC Bank Credit Cards
You can redeem reward points through offline and online methods. If you wish to do so offline, you will need to visit the website and download the reward points redemption form. After filling the form, it needs to be sent to the following address:
HDFC Bank Cards Division,
P.O. Box No. 8654,
Chennai - 600041.To redeem the reward points online, here are the steps which need to be followed:
|Type of Charge||Amount|
|Minimum Repayment amount||5% or a minimum of Rs.200|
|Interest-free period||Up to 50 days|
|Cash advance limit||40% of the available credit limit|
|Charges on revolving credit||1.99% per month|
|Additional card fee||Free|
|Cash advance charges||2.5% of the amount withdrawn or Rs.500, whichever is higher.|
|Charges on over limit amount||2.5% of the over limit amount or Rs.500, whichever is higher.|
|Late payment charges||
If statement balance is less than Rs.100 - Nil
From Rs.100 to Rs.500 - Rs.100
From Rs.501 to Rs.5,000 - Rs.500
From Rs.5,001 to Rs.10,000 - Rs.600
From Rs,10,001 to Rs.25,000 - Rs.800
More than Rs.25,000 - Rs.950
|Cash processing fee||Rs.100|
|Payment return charges||2% of the payment amount subjected to a minimum of Rs.450.|
|Rewards redemption fee||Rs.99 per request|
|Fuel transaction charge||Surcharge waiver capped at Rs.1,000 per statement cycle|
|Balance transfer processing charges||1% of balance transfer amount or Rs.250, whichever is higher.|
|Railway ticket purchasing fee||1.8% of the transaction amount + GST|
|Card validation charges - Lounge||Rs.2 which will not be reversed by the bank|
|Outstation cheque charges||
Cheque value of up to Rs.5,000 - Rs.25
Cheque value of more than Rs.5,000 - Rs.50
|Reissue of lost, stolen or damaged card||Rs.100|
|Foreign currency transactions||2%|
You can apply for the HDFC Bank Infinia credit card through offline as well as through online methods. If you wish to apply offline, you will need to visit the bank branch and fill the application form or call the customer care of the bank.
Through online methods, you can either apply directly from the HDFC Bank website or through BankBazaar. To apply from BankBazaar, here are the steps you need to follow:
You enjoy an interest-free period up to 50 days.
You can withdraw up to 40% of the credit limit with your Infinia Credit Card.
You will receive your Priority Pass Membership card as part of the welcome kit along with your Infinia Credit Card. Follow the instructions to activate your membership and present the card at any participating airport lounge to get access.
No. EasyEMI transactions and any transaction related to the loading of your e-wallet will not earn any Reward Points.
Reward Points on insurance transactions are capped at 2,000 points per transaction.
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