The HDFC Business MoneyBack Credit Card offers a range of business-centric benefits from cashback on business transactions to accelerated reward points at partner stores. With the cashback feature, self-employed professionals can repay the card dues by simply exchanging the reward points accrued on the card. With spend-based rewards and annual fee waiver feature, the card is a true delight to every business person.
Cashback on business transactions
Annual fee waiver:
Spend-based benefits:
Waiver on fuel surcharge:
Balance Transfer:
Avail a loan on credit card:
Easy EMIs:
Interest-free credit:
No liability on lost card:
Security:
You can earn up to 2 reward points for every Rs.150 spent on your HDFC Business MoneyBack Credit Card except for fuel purchases, cash withdrawals, eWallet loading, etc.
Accelerated Reward Points:
Reward points redemption:
Type of credit card fee/charge | Amount |
Annual Fee | Rs.1,000 |
Minimum Amount Due | 5% or Rs.200 |
Interest-Free Period | Max. 50 days |
Cash Withdrawal Limit | 40% of the credit limit |
Add-on card fee | NIL |
Interest Charges | 3.49% per month or 41.88% per annum |
Cash Withdrawal Charges | 2.5% of withdrawn amount or Rs.500, whichever is higher |
Over Limit Charges | 2.5% of over limit amount, subject to minimum of Rs.500 |
Cash Processing Fee | Rs.100 |
Rewards Redemption Fee | Rs.99 per request |
Late Payment Fee |
|
Card Re-issuance Fee | Rs.100 |
Outstation Cheque Processing Fee | Up to Rs.50 |
You can apply for HDFC Business MoneyBack Credit Card online.
To apply through HDFC website
Once the application is successfully submitted, you will receive a call from HDFC representative, who would guide your through the further application process.
The merchant simply taps the card in the POS terminal instead of swiping it. The amount to be charged on the card, is then entered and the card is held until a slip is printed. You are then required to sign the charge-slip.
Yes, however as it is a chip card, it must be registered for 'Verified by Visa/MasterCard SecureCode'. This registration ensures the virtual transaction is secure and the card is safe to be used online.
You can either pay by cash, cheque, or make the payment at the ATM or via NetBanking.
Yes, it can be used anywhere in the world wherever Visa/MasterCard is accepted. However, a foreign currency mark-up fee of up to 3.5% of the transaction amount will be charged for each such transaction.
In case of stolen or lost card, you can call the 24/7 HDFC credit card customer care to report the loss.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.