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    HDFC Bank Teacher’s Platinum Credit Card

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    HDFC Bank Teacher’s Platinum Credit Card

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    It is sad that society lavishes more admiration and riches on celebs and politicians when teachers are not given their due credit in spite of choosing a noble profession. Even in this era of information and technological growth, you cannot deny that teachers hold key to unravelling life’s prospects. But 21st century is not an easy era to be a teacher.

    On one hand, teachers are under constant threat of violence from fundamentalists who are against the idea of education and enlightenment. On the other hand, being up to date and constantly dealing with generation gap is another challenge. To top it all, teachers are not the best paid people in the country. This is where HDFC Teachers Platinum Credit Card with its many perks helps you to make most out of your everyday purchases, along with theft protection facility and an attractive reward point system.


    • You can grab over 2400 Reward Points per year on holiday shopping alone (not less than INR 5000)!
    • This card gifts you an additional 500 Bonus Reward Points on special occasion such as Teachers Day.
    • You can save up to INR 1500 annually on fuel purchase, provided that you buy INR 5000 worth of fuel per month.
    • There shall be no Lost Card liability if you report it to the bank at the earliest.


    • Incredible Reward Points: Every time you spend INR 150 with HDFC Teachers Platinum Card, it fetches you two reward points.
    • Weekend goldmine of points: You get thrice the number of points if you spend the same during weekends i.e. six points for INR 150 spend.
    • On Teacher's Day (5th September), you can earn 500 Reward Points as a gift.
    • If you pay with this card for fuel, there will be no additional charge levied. You also get a waiver upto INR 250 per billing cycle.
    • You shall not be held accountable for fraud transactions in case of theft or loss of card once reported to the bank.
    • You can get an interest free term of maximum 50 days from the day of borrowing or buying.
    • All the reward points accrued have a validity of two years.
    • Revolving credit facility: You can avail Revolving Credit on your Teachers Platinum Card at minimal rate of interest.
    • A complementary add-on card is another perk and all the benefits of your card can be shared with your family (if they are of age 18 and above).
    • Utility bills payments: By registering your Teacher’s Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service you can ensure that all your utility bills are paid on time.

    Eligibility and documents:

    • The applicant has to be at least of age 21 and not more than 60. But if you are self-employed i.e. an entrepreneur or a freelance professional with the required income, the age limit is extended to 65 years.
    • You must submit all your income documents including bank statements, salary slips, and IT Papers. Photocopies of a national identity card and permanent residence proof.

    HDFC Teachers Platinum Credit Card FAQs:

    1. How many days will it take for the cash to be credited to my HDFC Bank Teachers Platinum Card?

      The sum authorized by you will be credited to your HDFC Bank account in two days though this is not applicable during weekends and other bank holidays.

    2. What can I do if I have accidentally punched in the wrong Credit Card number?

      In order to guarantee precision, HDFC assert that the card number is entered two times and double-checked before approving the disbursement. Nevertheless if in certain situations a payment is made to a wrong Credit Card account, you can immediately notify the HDFC Customer Care.

    3. If the bank I want to pay from (or for) does not show in the list, what can I do?

      HDFC constantly strives to add more banks to their quick transaction service and make things easier for their vast clientele. But if a certain bank is unlisted, you can transfer funds using NEFT.

    4. Can HDFC Teachers Platinum Card withdraw a benefit that it offers?

      Yes, it can. Most credit card issuers regularly tweak the options they offer. But they will do this only if customers are not using a particular benefit and will instantly replace it with another popular option.

    5. I lost my wallet along with my credit card. What should I do?

      Please notify the HDFC customer service right away. They will block it temporarily if you think that the card can be recovered. Otherwise you will be issued a new card with a different number for a nominal fee.


    Compare, check your eligibility and apply for credit cards online.

    HDFC Bank Teacher’s Platinum Credit Card Reviews

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