Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Best Price Save Max Credit Card

    HDFC Bank offers HDFC Bank Best Price Save Max Credit Card to its customers who are self-employed and have a business of their own. If you are a self-employed individual and an HDFC Bank account holder, then you can apply for this credit card in order to take care of your business needs. It is a business-to-business credit card offered by the lender and provides you with various rewards depending on the spends made by you.

    Benefits of using the HDFC Best Price Save Max Credit Card

    Some of the benefits of using this credit card are given below:

    • You will earn 6 reward points on spending at ‘Best Price’ stores
    • You will earn 4 reward points on booking a railway ticket from the IRCTC website, spending on utility and dining
    • You will earn 2 reward points for using your credit card to purchase retail items

    Note: One reward point is equal to Rs.0.3 and reward points will be awarded for a minimum spend of Rs.150

    Complimentary ‘Best Price’ vouchers

    • You will earn ‘Best Price’ vouchers worth up to Rs.250 on making a minimum transaction of 4 purchases from a ‘Best Price’ store within 90 days of the issuance of the credit card
    • If you spend Rs.1.5 lakh quarterly using your credit card, then you will be eligible to get ‘Best Price’ vouchers worth up to Rs.1,000

    Travel Benefits

    • You can earn up to 8 complimentary lounge visits to more than 700 lounges in a calendar year if you use your credit card for travelling purposes
    • In case of your death due to an air accident, your nominee will receive Rs.50 lakh as compensation by the bank
    • In case of any medical emergency when you are travelling in or outside the country, the bank will provide a medical protection worth up to Rs.10 lakh if you are a user of the HDFC Best Price Save Max Credit Card
    • In case of any delay in your flight, the bank will provide you a cover of Rs.25,000 provided you are the primary holder of the credit card
    • In case you miss your connecting international flight, the bank will provide you a cover of Rs.25,000 provided you are the primary holder of the credit card

    Other Benefits

    • You will get a fuel surcharge waiver of 1%, or a cash back of up to Rs.250 per statement cycle if you make a minimum transaction of Rs.400 using your HDFC Best Price Save Max Card to purchase fuel
    • The HDFC Bank Save Max Credit Card facilitates contactless payment technology allowing you to make fast, secure, and convenient payment at retail outlets and merchant locations which accept contactless credit cards
    • You will be eligible to enjoy up to 50 days of interest free credit on your Save Max Credit Card

    HDFC Bank Best Price Save Max Credit Card Eligibility Criteria

    In order to apply for this particular credit card, there are certain eligibility criteria you will have to fulfill:

    • You must be a resident of India
    • The minimum age of eligibility is 21 years, and maximum age of eligibility is 65 years
    • You must be a self-employed person
    • You must be a member of ‘Best Price’ stores across the country

    Fees and Charges

    Type of Charge Amount
    Joining Fee Rs.1,000 + GST Your joining fee will be waived off if you spend Rs.30,000 within 90 days of the issuance of the card
    Renewal Fee Rs.1,000 + GST Your renewal fee will be waived off if you spend Rs.75,000 in one year from the date of issuance of the card

    How to apply for a HDFC Best Price Save Max Credit Card

    Online

    • Visit the official HDFC Bank website
    • Scroll down, and under the ‘Pay’ option, click on ‘Credit Cards’
    • You will be directed to a new page, where under the ‘Commercial Credit Cards’ section, you will find the ‘HDFC Bank Save Max Credit Card’ option. Click on ‘Know More’
    • You will be directed to a new page where you can read about the benefits offered by the bank. If you wish to apply for the credit card, click on ‘Apply Online’
    • If you are an existing customer then you can either click on ‘HDFC Bank Customer’ and provide your customer ID and password to log in to the net banking portal and apply for this credit card, or you can directly click on ‘DEBIT CARD PIN’ and provide the pin of your HDFC debit card in order to apply for this credit card. Follow the instructions and you will successfully apply for Save Max Credit Card
    • If you are a new customer, then you will have to provide your mobile number, enter the code as given, and authorise the bank to contact you in the future by ticking the box given and clicking on ‘Continue’. Follow the instructions given and you will be able to apply for this credit card. Later a representative of the bank will get in touch with you and will help you with the further application process

    Offline

    You can apply for Save Max Credit Card offline by visiting the nearest HDFC Bank along with all the necessary documents. A representative from the bank will get in touch with you and will help you with the application process. You will have to fill the credit card application form and submit it along with all the necessary documents. The documents will then be reviewed and if they are found to be correct, the bank will then send the credit card to your communication address.

    FAQs

    1. What are the ways through which I can view my credit card statement?

      You can log in to your HDFC credit card net banking portal and under ‘Credit Card’ select ‘Save Max Credit Card’ and click on statement in order to view the transactions made through the credit card. You can also authorise the bank to send you statement to your registered email ID and mobile number.

    2. How can I pay my credit card bill?

      You can simply log in to your net banking account using your credentials and under ‘Credit Card’ click on ‘Pay’. You can choose ‘Save Max Credit Card’ for which you will have to make the payment. You can either pay the minimum amount, full amount, or some other amount. After that you can complete the payment using a mode of payment you feel suitable.

    3. What are the modes of payment through which I can pay may credit card bill?

      The modes of payment through which I can pay my credit card bill online are:

      • Debit Card
      • Credit Card
      • UPI
      • E-Wallets
      • Net banking
      • ATM Fund Transfer
      • Auto-pay
      • Payment from a non-HDFC Bank account

      You can pay offline through cheque, or demand draft.

    4. What will happen if I do not pay my credit card bills on time?

      If you do not pay your credit card bills on time, the bank will levy an additional interest on your outstanding amount. If you still fail to pay your bill, the bank has the right to suspend your credit card and prevent you from applying for a credit card from HDFC Bank in future. Your overall credit score will also suffer.

    5. What should I do if my card gets stolen or lost?

      In case your credit card gets stolen or lost, you can immediately report it by either logging in to your net banking account or by calling the HDFC credit card customer care and informing them about the loss of your credit card.

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