Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
HDFC Bank offers HDFC Bank Best Price Save Max Credit Card to its customers who are self-employed and have a business of their own. If you are a self-employed individual and an HDFC Bank account holder, then you can apply for this credit card in order to take care of your business needs. It is a business-to-business credit card offered by the lender and provides you with various rewards depending on the spends made by you.
Some of the benefits of using this credit card are given below:
Note: One reward point is equal to Rs.0.3 and reward points will be awarded for a minimum spend of Rs.150
In order to apply for this particular credit card, there are certain eligibility criteria you will have to fulfill:
| Type of Charge | Amount |
|---|---|
| Joining Fee | Rs.1,000 + GST Your joining fee will be waived off if you spend Rs.30,000 within 90 days of the issuance of the card |
| Renewal Fee | Rs.1,000 + GST Your renewal fee will be waived off if you spend Rs.75,000 in one year from the date of issuance of the card |
Online
Offline
You can apply for Save Max Credit Card offline by visiting the nearest HDFC Bank along with all the necessary documents. A representative from the bank will get in touch with you and will help you with the application process. You will have to fill the credit card application form and submit it along with all the necessary documents. The documents will then be reviewed and if they are found to be correct, the bank will then send the credit card to your communication address.
You can log in to your HDFC credit card net banking portal and under ‘Credit Card’ select ‘Save Max Credit Card’ and click on statement in order to view the transactions made through the credit card. You can also authorise the bank to send you statement to your registered email ID and mobile number.
You can simply log in to your net banking account using your credentials and under ‘Credit Card’ click on ‘Pay’. You can choose ‘Save Max Credit Card’ for which you will have to make the payment. You can either pay the minimum amount, full amount, or some other amount. After that you can complete the payment using a mode of payment you feel suitable.
The modes of payment through which I can pay my credit card bill online are:
You can pay offline through cheque, or demand draft.
If you do not pay your credit card bills on time, the bank will levy an additional interest on your outstanding amount. If you still fail to pay your bill, the bank has the right to suspend your credit card and prevent you from applying for a credit card from HDFC Bank in future. Your overall credit score will also suffer.
In case your credit card gets stolen or lost, you can immediately report it by either logging in to your net banking account or by calling the HDFC credit card customer care and informing them about the loss of your credit card.
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