Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • HDFC Bank MoneyBack Credit Card

    Earn Rs.20 for every 100 reward points. HDFC Bank MoneyBack Credit Card allows you to redeem reward points as cashback. With 1% fuel surcharge waiver and 2X reward points on online purchases, this card is ideal for those who love to shop online.

    We found 1 HDFC Bank MoneyBack Credit Card
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    HDFC Bank MoneyBack Credit Card is Rated as "Excellent!" by 1281 Users

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      HDFC Money Back Credit Card
    • Redeem Reward points as Cash Back on your MoneyBack Credit Card (100 Reward Points = Rs 20)
    • Earn 2 Reward Points on every Rs 150 spent for all retail purchases
    • Earn 2 X Reward Points on Online Purchases
    • 1 % Fuel surcharge waived off on all fuel spends*

    If you are searching for a credit card that will let you earn money even when you are making every day spends, HDFC MoneyBack credit card is the answer. Cardholders get to enjoy cash back on essential and non-essential purchases and other exclusive privileges. Other benefits like fuel surcharge waiver, interest free credit, cash back on online spends and special deals from HDFC makes this the perfect credit card for an enthusiastic shopper.

    HDFC MoneyBack Credit Card Benefits:

    • Save on Fuel Purchases

      With the fuel surcharge waiver that comes with this card, you can save up to Rs. 1800 every year on your fuel purchases at stations across India.

    • Milestone rewards:

      Spend Rs.50,000 or more on retail purchases in a quarter and get an e-voucher worth Rs.500. The spend milestone offer came in to effect from 1 April 2018.

    • Renewal Fee Waiver

      The renewal fee is reversed if Rs.50,000 is billed to the card in 12 months before the renewal date.

    HDFC MoneyBack Credit Card Features:

    • Enjoy a fuel surcharge waiver of up to Rs.250 whenever you make fuel purchase at fuel stations across India.
    • Whenever Rs.150 is spent using the card, 2 Reward points are credited. 3X Reward Points are awarded on online spends.
    • Cardholders can avail up to 50 interest free days starting from the date of purchase.
    • With the embedded microchip in the card, every transaction that you make with the card will be secure and encrypted. You can DIP your card at Chip enabled POS (Point Of Sale) and swipe the card at non-chip POS.
    • After reporting the loss of your credit card, you have a zero liability on any fraudulent transactions made using your card.
    • Cardholders also enjoy revolving credit on the card at low interest rates.

    Eligibility and Documentation:

    • Salaried employees aged between 21 to 60 years are eligible to apply for MoneyBack Credit Card. For self-employed applicants, the age should be between 21 to 65 years.
    • The applicant should have a good credit history and a constant flow of income.
    • Applicants will be asked to submit an identity proof, a proof of address and other income related documents like PAN Card, salary slip and income tax return statements.

    HDFC MoneyBack Credit Card Fees & Charges:

    Type of fee/charge Amount
    Annual fee/Renewal fee Rs.1,000
    Cash advance limit 40% of credit limit
    Cash advance fees 2.5% (Minimum Rs.300)
    Late payment charges
    • Less than Rs.100 – None
    • Rs.100 to Rs.500 – Rs.100
    • Rs.501 to Rs.5,000 – Rs.400
    • Rs.5001 to Rs.10000 – Rs.500
    • Rs.10,001 and above – Rs.750
    Over limit charges 2.5% of the over-limit amount (minimum Rs.500)
    Payment return charges 2% of payment amount (minimum Rs.450)
    Cash processing fee Rs.100
    Rewards redemption fee Rs.99 per redemption request
    Balance transfer processing charges 1% of balance transfer amount (minimum Rs.250)
    Railway ticket purchase fee 1.8% of transaction amount
    Reissue of lost, stolen or damaged card Rs.100
    Outstation cheque processing charge Cheque of up to Rs.5,000 – Rs.25 Cheque of more than Rs.5,000 – Rs.50
    Foreign currency transaction fee Cross currency mark-up of 3.5%

    How to apply for HDFC MoneyBack Credit Card?

    Navigate to the credit cards section from the Homepage of BankBazaar. You can explore various credit cards, compare credit cards and also check the eligibility for credit cards. After you fill in your lifestyle needs and other details, BankBazaar will display a list of credit cards that match your requirements. You can instantly apply for a card by clicking Apply and filling in your personal details.

    HDFC MoneyBack Card FAQs:

    1. What is that advantage of an EMV chip card?

      MoneyBack credit card is equipped with a Chip technology that makes it virtually impossible to copy or tamper the card. You can be assured of a safe and secure transactions with EMV chip card.

    2. How can I redeem my Reward Points?

      Reward Points (RP) can be redeemed as cash back on the MoneyBack credit card. For every 100 Reward Points, Rs.20 will be credited.

    3. I am a self-employed professionals. What documents can I submit as income proof?

      You can submit documents like Income Tax Returns and business continuity certificate as income proof.

    4. If the merchant does not have a chip enabled terminal, how do I make a transaction with my EMV card?

      In case the merchant does not have a chip enabled point of sale, the card can be swiped and transacted.

    5. Can I get an add-on card in addition to the primary MoneyBack card?

      Yes, you can get a supplementary card with the MoneyBack card.

    HDFC Bank MoneyBack Credit Card Reviews

    • HDFC Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I earlier had a money back credit card with HDFC Bank and the card expired and the bank renewed the card and sent me a Regalia. As long as I used the card there were no hassles and the transactions are smooth and the overall services are on time too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 13, 2019
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Taken my HDFC Credit card in December 2016. I have chosen the money bank card. I have received the credit limit of RS. 99000 and there has been no annual fee. They have given me a insta loan and insta jumbo loan. I make the payment through online and its easy to make.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jan 10, 2019
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have started using the HDFC credit card for last 5 years. I have chosen the money back in that they are providing only cashback and I'm not sure about the rewards points for each and every transaction. I have called the customer many reason for some enquiry, the response was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 09, 2019
    • HDFC Bank Credit Card
      "Very Nice Card"
      0.5 4.0/5 "Great!"
      I like the money back which i hold for a long time. I will get a rewards points for each and every purchase. I can able to convert my rewards points into cash and there has no charges for the conversion. I get a good service for my HDFC credit card till now.
      Was this review helpful? 0
      , srikakulam
      Reviewed on Jan 09, 2019
    • HDFC Bank Credit Card
      "Customer friendly card"
      0.5 5.0/5 "Blown Away!"
      HDFC people are keep following the customer regarding any issue and there will be personal banker who used to call me and guided me well. They have given me the bookmyshow offer hence i will get a 2 tickets every months. This is a money back card hence i can covert my rewards points into cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I hold a HDFC credit card and i am using from long.. The limit which i have got here is good and often there are offers here. I never had any issue on any of my transaction and i get messages and statements on time. Customer service is good and Its a good to go card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 20, 2018
    • HDFC Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Hdfc bank giving good service for credit card .Am getting good cash back offers in this card . Using its for last 3 years and am very much satisfied with their customer service . There is no annual charges for the card . Am satisfied with the credit limit which they have offered of Rs 90000. Overall am satisfied with service .
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 14, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have selected money back card from HDFC. There is no particular reason for selecting this card. Only for rewards points and offers are coming time to time from flipkart and Amazon. The documentation process was good. Collection executive came and collected all the customer. This is a annual fee free card.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding my credit card with HDFC. I am using the money back credit card. The late fee charges are higher in HDFC. They have offered me a credit limit of Rs. 45000 and I'm satisfied with it. I'm not using any of the offers provided by both the card. There is a annual charges of Rs. 500 and i don't know about the waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • HDFC Bank Credit Card
      "Relevant card"
      0.5 4.0/5 "Great!"
      I'm holding a HDFC money back credit card. Since long time like 7 years, i have started using this card. There is no charges for this card. There is no such offer and its claim charges. There is low charges in this card. This card is having a credit limit of Rs. 1 lakh. Some time back i have called the call centre people for redemption of my rewards points and the response was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 03, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I hold a money back credit card with HDFC for last 2. 5years. I am not happy with the credit limit, they have not increasing the limit. The late payment fee is higher and it does not have any annual fee. I don't see no more benefits. I would appreciate if they can increase my limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 02, 2018
    • HDFC Bank Credit Card
      "Looking for more benefits"
      0.5 3.5/5 "Pretty good"
      HDFC card does not have unique benefits but its acceptable everywhere. I can hold it for general purpose. They do give some discounts on shopping. Am using the MONEY BACK credit card for past 3 years. It is a life time free credit card. I cannot make the payment on their sites.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 30, 2018
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took HDFC BANK Money Back credit card through online channel. The customer service and response was okay. They have taken 2 weeks to deliver the card. The documentation process was good and simple. I am happy with the credit limit. There is no annual charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 28, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      Bought the HDFC money back credit card for more than 2 years. I have got a credit limit of Rs. 2 lakhs. I'm using the card mainly for petrol purpose. The sur charges waiver will not be available if i use this card. I'm getting a money back on each and every purchase.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 28, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have a MONEY BACK CREDIT CARD and using it for more than 2 years. It is very good and they have given a credit limit of 2L. There are multiple offers on the credit card. There is an option for flexi pay but I never used it. The payment mode is net banking.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 27, 2018
    • HDFC Bank Credit Card
      "Unhappy"
      0.5 1.0/5 "Really Bad"
      I am not happy with the HDFC credit card because of the charges and the service. I have used the card for past 4 years, its a Visa Money back credit card. The credit limit was no issues. I have given the request to close the credit card, its still in process. There is no option for EMI conversion.
      Was this review helpful? 0
      , vizianagaram
      Reviewed on Nov 27, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      They are not providing any good offers. Since 1,5 years i have been using this card however they have not enhanced the credit limit. I have chosen the HDFC money back card. I did not received any rewards points or cashback offers. They have offered me a credit limit of Rs. 58000 which i'm not satisfied with it and i have called the customer care service to increase the credit limit if any offer they will increase the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with HDFC Money back card There is no welcome call from the HDFC people regarding how to use the card, how to change pin and facilities of the card. There is no available information on the website also regarding this.I bought the card 2 months before. I got a credit limit of Rs. 70000 and I'm not happy about it. This card has a annual fee of Rs. 500. There is no proper offer is there.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 18, 2018
    • HDFC Bank Credit Card
      "Card is Good"
      0.5 4.0/5 "Great!"
      Comparative the card is giving good rates. I have started using the HDFC rewards card for last 2 years. I have got a credit limit of Rs. 98000. There are a rewards points on recharges and purchases. I can able to redeem the reward points. There is no annual fee. Interest rate should be lower when i convert into EMI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2018
    • HDFC Bank Credit Card
      "Good Services"
      0.5 5.0/5 "Blown Away!"
      Am holding the HDFC money back for last 1 year. Because of the Good offers on online website, i have purchased the card with this bank. I'm happy about the credit limit with a amount of Rs. 30000. There is no annual fee in this card. I don't find any cashback, discount and rewards points so far. They used to send a offer notifications regularly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2018
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