Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank MoneyBack Credit Card
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    HDFC Bank MoneyBack Credit Card is Rated as "Excellent!" by 1260 Users

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    HDFC Bank MoneyBack Credit Card

      HDFC Payback Credit Cards
      HDFC Money Back Credit Card
    • Redeem Reward points as Cash Back on your MoneyBack Credit Card (100 Reward Points = Rs 20)
    • Earn 2 Reward Points on every Rs 150 spent for all retail purchases
    • Earn 2 X Reward Points on Online Purchases
    • 1 % Fuel surcharge waived off on all fuel spends*

    If you are searching for a credit card that will let you earn money even when you are making every day spends, HDFC MoneyBack credit card is the answer. Cardholders get to enjoy cash back on essential and non-essential purchases and other exclusive privileges. Other benefits like fuel surcharge waiver, interest free credit, cash back on online spends and special deals from HDFC makes this the perfect credit card for an enthusiastic shopper.

    HDFC MoneyBack Credit Card Benefits:

    • Save on Fuel Purchases

      With the fuel surcharge waiver that comes with this card, you can save up to Rs. 1800 every year on your fuel purchases at stations across India.

    • Milestone rewards:

      Spend Rs.50,000 or more on retail purchases in a quarter and get an e-voucher worth Rs.500. The spend milestone offer came in to effect from 1 April 2018.

    • Renewal Fee Waiver

      The renewal fee is reversed if Rs.50,000 is billed to the card in 12 months before the renewal date.

    HDFC MoneyBack Credit Card Features:

    • Enjoy a fuel surcharge waiver of up to Rs.250 whenever you make fuel purchase at fuel stations across India.
    • Whenever Rs.150 is spent using the card, 2 Reward points are credited. 3X Reward Points are awarded on online spends.
    • Cardholders can avail up to 50 interest free days starting from the date of purchase.
    • With the embedded microchip in the card, every transaction that you make with the card will be secure and encrypted. You can DIP your card at Chip enabled POS (Point Of Sale) and swipe the card at non-chip POS.
    • After reporting the loss of your credit card, you have a zero liability on any fraudulent transactions made using your card.
    • Cardholders also enjoy revolving credit on the card at low interest rates.

    Eligibility and Documentation:

    • Salaried employees aged between 21 to 60 years are eligible to apply for MoneyBack Credit Card. For self-employed applicants, the age should be between 21 to 65 years.
    • The applicant should have a good credit history and a constant flow of income.
    • Applicants will be asked to submit an identity proof, a proof of address and other income related documents like PAN Card, salary slip and income tax return statements.

    HDFC MoneyBack Credit Card Fees & Charges:

    Type of fee/charge Amount
    Annual fee/Renewal fee Rs.1,000
    Cash advance limit 40% of credit limit
    Cash advance fees 2.5% (Minimum Rs.300)
    Late payment charges
    • Less than Rs.100 – None
    • Rs.100 to Rs.500 – Rs.100
    • Rs.501 to Rs.5,000 – Rs.400
    • Rs.5001 to Rs.10000 – Rs.500
    • Rs.10,001 and above – Rs.750
    Over limit charges 2.5% of the over-limit amount (minimum Rs.500)
    Payment return charges 2% of payment amount (minimum Rs.450)
    Cash processing fee Rs.100
    Rewards redemption fee Rs.99 per redemption request
    Balance transfer processing charges 1% of balance transfer amount (minimum Rs.250)
    Railway ticket purchase fee 1.8% of transaction amount
    Reissue of lost, stolen or damaged card Rs.100
    Outstation cheque processing charge Cheque of up to Rs.5,000 – Rs.25 Cheque of more than Rs.5,000 – Rs.50
    Foreign currency transaction fee Cross currency mark-up of 3.5%

    How to apply for HDFC MoneyBack Credit Card?

    Navigate to the credit cards section from the Homepage of BankBazaar. You can explore various credit cards, compare credit cards and also check the eligibility for credit cards. After you fill in your lifestyle needs and other details, BankBazaar will display a list of credit cards that match your requirements. You can instantly apply for a card by clicking Apply and filling in your personal details.

    HDFC MoneyBack Card FAQs:

    1. What is that advantage of an EMV chip card?

      MoneyBack credit card is equipped with a Chip technology that makes it virtually impossible to copy or tamper the card. You can be assured of a safe and secure transactions with EMV chip card.

    2. How can I redeem my Reward Points?

      Reward Points (RP) can be redeemed as cash back on the MoneyBack credit card. For every 100 Reward Points, Rs.20 will be credited.

    3. I am a self-employed professionals. What documents can I submit as income proof?

      You can submit documents like Income Tax Returns and business continuity certificate as income proof.

    4. If the merchant does not have a chip enabled terminal, how do I make a transaction with my EMV card?

      In case the merchant does not have a chip enabled point of sale, the card can be swiped and transacted.

    5. Can I get an add-on card in addition to the primary MoneyBack card?

      Yes, you can get a supplementary card with the MoneyBack card.

    HDFC Bank MoneyBack Credit Card Reviews

    • HDFC Bank Credit Card
      "Good service"
      0.5 4.5/5 "Excellent!"
      Till now i have not paid any interest rate for the credit card payment. I hold this HDFC Money back credit card for nearly 5 months. They have provided me credit limit of Rs. 38000. There is no annual fee for this card. Still i have not received any offer notification in my messages. In mail, i have got some offers which I'm satisfied with.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 13, 2018
    • HDFC Bank Credit Card
      "Excellent website"
      0.5 3.5/5 "Pretty good"
      Holding the credit card with HDFC which is a money back card. I'm using this credit card for past 6 months. I have got a satisfied credit limit. There is a annual fee in this card and however it will get waived off if i use the card for certain limit in a year.
      Was this review helpful? 0
      , rajahmundry
      Reviewed on Nov 12, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 4.5/5 "Excellent!"
      Recently I got the credit card from HDFC Bank which is Moneyback Platinum. I am not satisfied with the credit limit, they have told me 1L but now its 21K. Then I called the customer support, representative told me it will enhance after 3 months. It is a life time free credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 10, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding this card from the year of 2016 and it has been a good service which they had provided like there is a system of converting points into cash which is good. The credit limit with the card has been good and i am using the card for e-commerce online shopping but not been using for fuel purchase since they reduce some charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 09, 2018
    • HDFC Bank Credit Card
      "Quite good"
      0.5 5.0/5 "Blown Away!"
      I would believe HDFC Money Back and it is the oldest credit card and using it for a long time. The drawback is whatever I spend, the reward point conversion is less. I got a credit limit increased twice. First I have purchased laptop and it got increased and again on the purchase of house hold things. EMI option is available. There is no annual charges. I spend the card yearly 50K which is more than enough for them.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 08, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      HDFC credit card is best, it is a life time free credit card and very good to use. There is no hidden charges. I am using MoneyBack card for past one year. The credit limit is satisfactory. I am using it for dining and all the purpose. Payment mode is convenient.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 31, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using this card nearly for the last one and a half years and the services from their end had been good. The credit limit whcih they had given with the card has been good and there has been an annual fee of 500 with the card. I had been using the card for online shopping and for other purchases.
      Was this review helpful? 2
      , chennai
      Reviewed on Oct 30, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC bank from last 8 years, there was no annual fee charged for this credit card. It is a money back credit card where the offers like cash back are good in this card. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 24, 2018
    • HDFC Bank Credit Card
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      I had approached them to get Diners Club miles card and they had provided me with Money Back card and i am unhappy with the card. I am not happy with the credit limit of 52,000 which they had given with the card and with the benefits with the card as well.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 23, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have hdfc bank credit card and I am can't facing any problem. In terms of simple use of customer login and hdfc security is best . Customer support is excellent .if customer is genuine than hdfc bank service are best in industry . No any issue regarding Hdfc product
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 15, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this card almost five years back and the services which they had provided so far had been good. There has not been any annual fee with the card and the credit limit which they had given with the card has been satisfactory. I had been using the card for all sort of purposes.
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 11, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been almost eight years since i am holding this card and their banking services had been good so far. I am happy with the credit limit with the card and there has also been good benefits in holding this card as well. I had been getting some good cash back offers with this card on my purchases and it was useful and it has been a life time free card.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 09, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 2.5/5 "Just OK"
      The credit card from HDFC BANK is good card to use. it is satisfactory by using this credit card. The service is good and i am getting offers also in this card. This is a free card. good for the first time users. can be used in the eCommerce websites for some extra discounts.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 09, 2018
    • HDFC Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had been holding this HDFC Money back credit card for quite a long time and the services which they had been providing so far had been good. There has been some good offers available with the card as well and it has been a basic card. I had been using the card for shopping and all other purchases.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 17, 2018
    • HDFC Bank Credit Card
      "Good deals and limit"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has offered me a money back credit card and there are a lot of cash back that I would get on all my transactions. The other benefit is, it is a life time free card. The credit limit is also satisfactory and sufficient for me. The services are good too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 07, 2018
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.5/5 "Excellent!"
      I've been using the HDFC Money Back Credit card. It gives me More offers, they also provides jumbo loans. It has also got online offers in Flipkart and Amazon. It has been a very good experience with the card their services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 23, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Moneyback Credit card for a while. The service is good, the credit limit is very low. They haven't increased the limit yet. I haven't received any offers as well. So far it has been a good experience with the card and their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 23, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Business MoneyBack Credit card for a while. Their service not upto the mark, I cna only make payments via Cash in their branches. They don't have an option for NEFT and IMPS payments.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 23, 2018
    • HDFC Bank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Money Back Credit card for a while. HDFC is the best, the cash limit is high. It is also pretty much user friendly, they provided with a 40% cash limit. So far it has been a good experience wit the card and their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 13, 2018
    • HDFC Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card which is life time free. The customer services and response is good and there are no issues while using the card. The credit limit is good and there are good offers like cash back and rewards too. Overall good.
      Was this review helpful? 2
      , kolkata
      Reviewed on Aug 03, 2018
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