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    HDFC Business Corporate Regalia Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service



    Are you looking for a corporate credit card with travel and luxury benefits? If yes, check out Business corporate credit card offered by HDFC in India. From attractive discounts on dining bills to excellent concierge services, this card covers it all.

    Key Highlights:

    • Complimentary Taj Epicure Plus Membership
    • Foreign currency mark-up fee of 2% on international transactions.
    • 4 Reward Points per Rs.150 spent on the card.
    • 15% discount on dining at leading five-star hotels.
    • Personalised Global Concierge Services to suit your needs.


    Travel benefits: Get a complimentary Taj Epicure Plus membership card with HDFC Business Corporate Regalia credit card. Customers can use this card and enjoy gold level status of the Taj InnerCircle and earn points for money spent on food and beverages in Taj hotels and resorts. You can enjoy receiving exclusive gift vouchers.

    Luxury benefit: HDFC Business Corporate Regalia credit card cardholders also get free Club Vistara Silver membership card. For every Rs.100 spent on Vistara flight bookings, cardholders can earn 6 club Vistara points. Customers can also carry additional 5 kg baggage in all Vistara flights. Another perk included in this card is Priority airport check-in and boarding.

    Exciting dining offers: Enjoy attractive dining offers at over 300 premium hotels in India with HDFC Business Corporate Regalia credit card.

    Exclusive portal for travel and entertainment: To redeem your reward points, simply visit You can use your reward points against flight tickets, hotel bookings, mobile or DTH recharge or movie bookings.


    Complimentary Airport Lounge Access: Cardholders also get a complimentary Priority Pass Membership and can enjoy free access to over 700 airports around the world. Customers can also enjoy:

    • Free refreshments and facilities like phones, fax and internet.
    • Avail 12 free access to Priority Pass Lounge in a year.
    • Your loved ones can also use this facility using your card by paying a nominal fee of $27 per person.

    Reward programme: Cardholders earn 4 points for every Rs.150 spent on the card. Make a booking at Corporate Regalia website or Air Vistara website and earn 8 reward points instantly. Customer also get 8 reward points on dining bills.

    Preferential financial privileges: Cardholders enjoy lowest foreign currency mark-up up to 2% on every foreign currency spends.

    Fuel Surcharge Waiver: Fuel surcharge will be waived off If you spend Rs.400 on fuel using this card.

    Concierge services: HDFC to Corporate Regalia cardholders offers excellent Concierge services. This service includes Itinerary planning and reservation, dining assistance, event organising, international gift delivery, meet-and-greet charges and more.

    Air Accidental death protection: In case of death in an air accident, your nominee will receive compensation up to Rs.1 crore. If you already have Business Corporate Regalia Credit card, visit HDFC website to enter your nominee details.

    Emergency overseas hospitalization: Cardholders get protection worth up to Rs.15 lakhs in case of medical emergencies out of the home country. This facility is extended only to the primary cardholders up to 70 years of age.

    How to Apply for a HDFC Business Corporate Regalia Credit Card?

    You can apply for HDFC Business Corporate Regalia Credit card on Visit the website and browse the credit card section. This website also allows you to check your eligibility by answering simple questions about yourself. The website also lets you apply for the card instantly.

    Fees and Charges

    Details Charges
    Interest free days Up to 50 days
    Cash advance limit 40% of the credit limit
    Annual renewal fee Free for lifetime
    Minimum due 5% of total bill subject to a minimum of Rs.200
    Additional card fee Nil
    Cash advance 40% of credit limit
    Interest on revolving credit Charges on revolving credit is 1.99% per month or 23.88% per year. For default payments, the maximum interest rate is 3.5% monthly and 42% annually.
    Overlimit account fee 2.5% of amount spent over credit limit subject to a minimum of Rs.500.
    Charges on cash advance 2.5% on the amount withdrawn or Rs.300 whichever is greater.
    Rewards redemption fee Rs.75 redemption fee is waived off for Business Corporate Regalia credit card holders.
    Payment return 2% of the payment amount returned subject to a minimum of Rs.450.
    Cash processing fee Rs.100 for all card payments deposited in HDFC bank branches or ATMs.
    Balance transfer charges Not applicable
    Fuel surcharge For transaction amount greater than Rs.400, 2.5% of fuel surcharge is waived off. The maximum waiver is capped at Rs.500 per billing cycle.
    Foreign currency transactions 2% mark-up
    Railway ticket surcharge Rs.30 + 2.5% of the transaction amount.
    Duplicate card RS.100

    Late payment fees

    Statement Balance Fees
    Less than Rs.100 Nil
    Rs.100 - Rs. 500 Rs.100
    Rs.501 - Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.20,000 Rs.700


    1. How do I check the status of my credit card?

      If you have applied for HDFC Business Corporate Regalia Credit card, you can check the progress of your credit card application, you can visit track your credit card section in HDFC website. You will be asked to enter your 16 digit application reference number and your registered mobile number or date of birth.

    2. How can I use HDFC concierge services?

      For concierge services, you can please call 1800 118 887 or 022 42320226.

    3. Can I earn Reward Points on the amount that I spend on fuel using my HDFC Business Corporate Regalia Credit card?

      No, you cannot earn Reward Points on the amount that you spend on fuel using your HDFC Business Corporate Regalia Credit card.

    4. Where can I get the list of hotels where I get exclusive dining privileges?

      You can get details about the list of hotels where Business Corporate Regalia Credit card attracts privileges by visiting commercial credit card section on HDFC website.

    5. Where can I get more details about HDFC Business Corporate Regalia Credit card?

      You can get more details about HDFC Business Corporate Regalia Credit card on the website of HDFC Bank. You can also visit HDFC bank and talk to a representative for more information. Simultaneously, you can also find information on BankBazaar website.

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