The HDFC Business Corporate Regalia credit card offers you the best-in-class luxury benefits in the travel and lifestyle category. From personal global concierge services to dining at 5-star restaurants, this credit card is nothing but royalty.
Enjoy one of the best-in-class rewards program with your HDFC Bank Business Corporate Regalia credit card.
The credit limit of the HDFC credit card is under the discretion of the bank and depends on a number of factors such as your credit report and credit history. The bank checks your credit score along with your current and past loans and repayment history.
Other HDFC Bank Credit Cards
You can choose to redeem your HDFC Bank Regalia credit card points through offline or online methods.Through Post:
To redeem your reward points through post, you will need to download the 'Rewards Redemption Form' from the website. Once you fill the form, you will need to send it to the corporate address of the bank at:
HDFC Bank Cards Division,
P.O. Box No. 8654,
Chennai - 600041.Online Redemption of Reward Points
The reward points earned on your Regalia credit card can also be redeemed online as well through HDFC Credit Card Net Banking.To redeem your reward points online, here are the steps which you need to follow:
|Type of Charge||Amount|
|Interest-free credit period||Up to 50 days|
|Minimum repayment amount||5% subjected to a minimum of Rs.200|
|Cash Advance limit||
Under Individual Liability - 30% of the credit limit
Under corporate liability - 40% of the credit limit
|Additional card fee||Nil|
|Charges on revolving credit||3.49% per month.|
|Cash Advance charges||2.5% of the amount withdrawn or Rs.500 whichever is higher.|
|Payment Return Charges||2% of the payment amount subjected to a minimum of Rs.450.|
|Cash Processing Fee||Rs.100|
|Late Payment Charges||
If Statement Balance is less than Rs. 100 - Nil
From Rs.100 to Rs.500 - Rs.100
From Rs.501 to Rs.5,000 - Rs.500
From Rs.5,001 - Rs.10,000 - Rs.600
From Rs.10,001 - Rs.25,000 - Rs.800
More than Rs.25,000 - Rs.950
|Balance Transfer/Balance Transfer on EMI charges||N/A|
|Charges on Over Limit Account||2.5% of the over limit amount subjected to a minimum of Rs.500.|
|Rewards Redemption Fee||Rs.99 per redemption request|
|Fuel Surcharges||1% surcharge waived off for transactions between Rs.400 to Rs.5,000. The maximum waiver is Rs.500 per statement cycle.|
|Reissue of Lost, damaged or stolen card||Rs.100|
|Outstation Cheque Processing Card||
Cheque value up to Rs.5,000 - Rs.25
Cheque value above Rs.5,000 - Rs.50
|Foreign Currency transactions||2%|
|Retrieval Fee||Rs.125 per charge slip|
The list of documents mentioned above are indicative and the bank might ask you to produce additional documents when required to apply for the credit card.
You can apply for this credit card through online and offline methods. To apply for the card under offline methods, you can visit a branch of the bank and apply for the same.
Under online methods, you can apply for the card from the official website of HDFC Bank or through BankBazaar.To apply for the card through Bankbazaar, here are the steps you need to follow:
If you have applied for HDFC Business Corporate Regalia Credit card, you can check the progress of your credit card application, you can visit track your credit card section in HDFC website. You will be asked to enter your 16-digit application reference number and your registered mobile number or date of birth.
For concierge services, you can please call 1800 118 887 or 022 42320226.
No, you cannot earn Reward Points on the amount that you spend on fuel using your HDFC Business Corporate Regalia Credit card.
You can get details about the list of hotels where Business Corporate Regalia Credit card attracts privileges by visiting commercial credit card section on HDFC website.
You can get more details about HDFC Business Corporate Regalia Credit card on the website of HDFC Bank. You can also visit HDFC bank and talk to a representative for more information. Simultaneously, you can also find information on BankBazaar website.
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