Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      I am using Diner club credit card, whenever I go for any tie up restaurant with the HDFC they are providing some cash back and also I get some reward points. I am happy with credit card service of HDFC. Bill are very transparent and clear about the transaction.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The HDFC bank All miles credit card carries benefits like reward points and cash back offers. The reward points can be redeemed as air tickets, which is very good offer. I am happy about the credit limit. The rate of interest is nominal with this card. I am satisfied using this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Extremely good in the services"
      0.5 5.0/5 "Blown Away!"
      After seeing my transactions in my account, HDFC Bank offered me a credit card with a credit limit of 60K. They have also told me to use the card for the next three to four months and the bank would increase the limit. Even if they do not do it, I would not mind because I am extremely happy with the clarity they provide in the services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a Money back credit card with HDFC bank for past 6 months. I get benefits like reward point, cash back offers and Online purchasing offers with this card. I am getting the notifications about the special offers with this card. The rate of interest is nominal with this card. I am happy about the credit limit and satisfied using money back card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Charges should be reduced"
      0.5 2.0/5 "Expected more"
      Three years back I had taken car loan from HDFC, they have charged 5% of interest for the foreclosure, I had taken the car loan of Rs. 3.60 lakhs for the tenure of five years. I have done a foreclosure between the tenure period, I am not happy with their charges and it was really high.
      Was this review helpful? 0
      , srinagar
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Clear process"
      0.5 4.0/5 "Great!"
      HDFC Bank has been good on the credit card services and the offers are good and satisfactory. The credit limit is also good and the bills are sent on time and I do not have to recheck the statements they send me. No hassles overall and I am happy to use them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Need improvement in services"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank is not doing well in terms of credit card. They do not value their customers. I am banking for this card for the last nine years and the credit limit is very less and the customer services are also not good, also they are not consistent in the process.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The credit card experience with HDFC bank is not good. Probably next year l might stop using this card because they also don't provide any offers and the credit limit they have offered is 50000 rupees and this is a life time free credit card holding this card for more than 5 years now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and when I did not get my personal loan through, I called up the customer care and I got the loan on the card. It was a very quick process and hassle free too. There are other benefits and offers on the card and no inconvenience faced.
      Was this review helpful? 0
      , porbandar
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Nice Credit card"
      0.5 5.0/5 "Blown Away!"
      HDFC gave me good cash back offers, I got upto Rs.2000 based on the product which I purchased. I have been using it for two years its good, they offered credit limit of Rs.75,000. I always make the total amount so I not aware of interest rate. Overall I am happy with their service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card is handy one like everything can be done through online and am having this card from the last one year of time. Response is good one with them and I have not faced much issues with them and the credit limit is 75000 rupees and its 5000 yearly charges for the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Convenient for all transactions"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC Regalia credit card for past five years, I got few offer in online shopping. when I convert the amount into an EMI interest rate is low around 12 to 13% and they giving the maximum tenure of 36 month. I am very much happy with the credit limit of HDFC.
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I am thankful to HDFC Bank as they were the only bank who offered me benefits when no other bank did. They offered me a credit credit when I was at my first job and they gave me a very decent credit limit though I was earning only 12K at that moment. Happy with the bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Perfect services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and I am happy only with this product. The offers on the card has been perfect and the credit limit is also satisfactory. It is a life time free card and the customer support is also responsive when ever I reach out to them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Convenient for transaction"
      0.5 4.0/5 "Great!"
      I am using HDFC credit card for five years, I am working with TCS, hence they are giving some special offers for the credit card. I used to get some reward points and cash back for kinds of transaction. I am fine with the credit limit is satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I do hold a credit card of HDFC bank with the credit limit of 1.5 lakh Rupees. Customer service is the best one for me and I am not running behind the offers. I had not faced the drawbacks with them till now, also they used to delay with the phone banking service, which is not only with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      Recently I have started using HDFC bank solitaire premium credit card. I have applied for HDFC bank money back card, but I am not sure, why they have issued the solitaire premium card. The credit limit with HDFC bank can be increased in future. This card doesn't have annual fee in the first year, from 2nd year onwards If we use more than 50 k or 1lakh the annual fee will be waived off. I would say, it is an average card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I am unhappy with the credit card experience with HDFC Bank. They need an improvement in every bit of the process. They had not given me a proper limit, neither are their offers on the card nor are my statements were on time and clear. Overall I am unhappy with them.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I use HDFC bank Visa credit card for the past 2 years. I get reward points, cash back offers, fuel surcharge waiver on this card. There are also lot of online offers given in this card. I am happy with the credit limit. The rate of interest is nominal on this card and I can say it is a good card to use.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Convenient for shopping"
      0.5 3.0/5 "Satisfactory"
      HDFC is good in offers for shopping, movie tickets and they are giving some good cash back offers in online shopping like Amazon, Mantra, Filpkart etc. My credit limit is not upto the mark, I had been using this HDFC credit card around one year and I am not satisified with it.
      Was this review helpful? 0
      , faridabad
      Reviewed on Jun 22, 2017
    Common Loader Icon

    HDFC Business Corporate Regalia Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Are you looking for a corporate credit card with travel and luxury benefits? If yes, check out Business corporate credit card offered by HDFC in India. From attractive discounts on dining bills to excellent concierge services, this card covers it all.

    Key Highlights:

    • Complimentary Taj Epicure Plus Membership
    • Foreign currency mark-up fee of 2% on international transactions.
    • 4 Reward Points per Rs.150 spent on the card.
    • 15% discount on dining at leading five-star hotels.
    • Personalised Global Concierge Services to suit your needs.

    Benefits:

    Travel benefits: Get a complimentary Taj Epicure Plus membership card with HDFC Business Corporate Regalia credit card. Customers can use this card and enjoy gold level status of the Taj InnerCircle and earn points for money spent on food and beverages in Taj hotels and resorts. You can enjoy receiving exclusive gift vouchers.

    Luxury benefit: HDFC Business Corporate Regalia credit card cardholders also get free Club Vistara Silver membership card. For every Rs.100 spent on Vistara flight bookings, cardholders can earn 6 club Vistara points. Customers can also carry additional 5 kg baggage in all Vistara flights. Another perk included in this card is Priority airport check-in and boarding.

    Exciting dining offers: Enjoy attractive dining offers at over 300 premium hotels in India with HDFC Business Corporate Regalia credit card.

    Exclusive portal for travel and entertainment: To redeem your reward points, simply visit hdfcbankRegalia.com. You can use your reward points against flight tickets, hotel bookings, mobile or DTH recharge or movie bookings.

    Features:

    Complimentary Airport Lounge Access: Cardholders also get a complimentary Priority Pass Membership and can enjoy free access to over 700 airports around the world. Customers can also enjoy:

    • Free refreshments and facilities like phones, fax and internet.
    • Avail 12 free access to Priority Pass Lounge in a year.
    • Your loved ones can also use this facility using your card by paying a nominal fee of $27 per person.

    Reward programme: Cardholders earn 4 points for every Rs.150 spent on the card. Make a booking at Corporate Regalia website or Air Vistara website and earn 8 reward points instantly. Customer also get 8 reward points on dining bills.

    Preferential financial privileges: Cardholders enjoy lowest foreign currency mark-up up to 2% on every foreign currency spends.

    Fuel Surcharge Waiver: Fuel surcharge will be waived off If you spend Rs.400 on fuel using this card.

    Concierge services: HDFC to Corporate Regalia cardholders offers excellent Concierge services. This service includes Itinerary planning and reservation, dining assistance, event organising, international gift delivery, meet-and-greet charges and more.

    Air Accidental death protection: In case of death in an air accident, your nominee will receive compensation up to Rs.1 crore. If you already have Business Corporate Regalia Credit card, visit HDFC website to enter your nominee details.

    Emergency overseas hospitalization: Cardholders get protection worth up to Rs.15 lakhs in case of medical emergencies out of the home country. This facility is extended only to the primary cardholders up to 70 years of age.

    How to Apply for a HDFC Business Corporate Regalia Credit Card?

    You can apply for HDFC Business Corporate Regalia Credit card on BankBazaar.com. Visit the website and browse the credit card section. This website also allows you to check your eligibility by answering simple questions about yourself. The website also lets you apply for the card instantly.

    Fees and Charges

    Details Charges
    Interest free days Up to 50 days
    Cash advance limit 40% of the credit limit
    Annual renewal fee Free for lifetime
    Minimum due 5% of total bill subject to a minimum of Rs.200
    Additional card fee Nil
    Cash advance 40% of credit limit
    Interest on revolving credit Charges on revolving credit is 1.99% per month or 23.88% per year. For default payments, the maximum interest rate is 3.5% monthly and 42% annually.
    Overlimit account fee 2.5% of amount spent over credit limit subject to a minimum of Rs.500.
    Charges on cash advance 2.5% on the amount withdrawn or Rs.300 whichever is greater.
    Rewards redemption fee Rs.75 redemption fee is waived off for Business Corporate Regalia credit card holders.
    Payment return 2% of the payment amount returned subject to a minimum of Rs.450.
    Cash processing fee Rs.100 for all card payments deposited in HDFC bank branches or ATMs.
    Balance transfer charges Not applicable
    Fuel surcharge For transaction amount greater than Rs.400, 2.5% of fuel surcharge is waived off. The maximum waiver is capped at Rs.500 per billing cycle.
    Foreign currency transactions 2% mark-up
    Railway ticket surcharge Rs.30 + 2.5% of the transaction amount.
    Duplicate card RS.100

    Late payment fees

    Statement Balance Fees
    Less than Rs.100 Nil
    Rs.100 - Rs. 500 Rs.100
    Rs.501 - Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.20,000 Rs.700

    FAQs:

    1. How do I check the status of my credit card?

      If you have applied for HDFC Business Corporate Regalia Credit card, you can check the progress of your credit card application, you can visit track your credit card section in HDFC website. You will be asked to enter your 16 digit application reference number and your registered mobile number or date of birth.

    2. How can I use HDFC concierge services?

      For concierge services, you can please call 1800 118 887 or 022 42320226.

    3. Can I earn Reward Points on the amount that I spend on fuel using my HDFC Business Corporate Regalia Credit card?

      No, you cannot earn Reward Points on the amount that you spend on fuel using your HDFC Business Corporate Regalia Credit card.

    4. Where can I get the list of hotels where I get exclusive dining privileges?

      You can get details about the list of hotels where Business Corporate Regalia Credit card attracts privileges by visiting commercial credit card section on HDFC website.

    5. Where can I get more details about HDFC Business Corporate Regalia Credit card?

      You can get more details about HDFC Business Corporate Regalia Credit card on the website of HDFC Bank. You can also visit HDFC bank and talk to a representative for more information. Simultaneously, you can also find information on BankBazaar website.

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