Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I have credit card with HDFC bank. Which is free for a year, after a year the annual fee is around 500 rupees. I did not receive cash back offers but I used to get reward points from the bank. Credit limit is quite ok for my requirement. I am happy with HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Recommendable Bank"
      0.5 4.0/5 "Great!"
      As per my experience with HDFC bank for credit card, HDFC is a recommendable bank for those who are seeking for credit card. I got good credit limit from the bank with other benefits like reward points and cash back offers. I faced no issues from HDFC bank till date.
      Was this review helpful? 0
      , kanchipuram
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "High in charges"
      0.5 2.0/5 "Expected more"
      I am using HDFC credit card but planning to close the card. Actually the bank offered life time free card for the usage but when I missed the due date once, I was delay for one day for that they charged me around 400 rupees which is too high. Hence I am not interested in using HDFC card, I will close it soon.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the HDFC bank because they regularly update the credit limit and they used to give the points and they are understanding the customer. I am with them from the last five years of time. Response is very good one with the HDFC bank credit card.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I am maintaining a Hdfc Platinum times credit card for past 3 years, I have 5000 reward points on this card, but I haven't used it . Equated monthly installments are convertible very easily with Hdfc card. I am happy with the credit limit. Overall very good service on my Platinum Times Card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Good in offers"
      0.5 4.5/5 "Excellent!"
      HDFC Bank has been good in the credit card services as well. The bank has excellent deals and the credit limit is also good and to my satisfaction. The card is accepted at all outlets and there are flexible options of EMI online at Ecommerce portals.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I got credit card from HDFC bank with the limit of one lakh and twenty five thousand rupees. There is no annual fee for the card. Though I am not getting cash back offers but I am getting loan against my credit card with the lowest interest rate.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I availed credit card from HDFC bank which is a life time free card. I am getting more benefits from the bank more often. Their services are quite good and there was no problem with the bank for credit card usage. Their way of customer approach is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Satisfied with the offers"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank is the best for credit cards because they have a variety of options on it. The customer support is also good and there are no hassles in using the card online for purchases. The transactions goes through smoothly and I also get intimated instantly.
      Was this review helpful? 0
      , satna
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Quick in process"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank and I received a proper response as I am a long time customer. The team was cooperative on giving me details and also processing the same quickly. The bank was a bit high on the interest rate and processing charges.
      Was this review helpful? 0
      , satna
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      HDFC bank is good in providing the credit card services. The credit limit and interest rate are very convenient for me. But then, it is not as good as Citi bank. The bank is regularly providing reward points and cash back offers based on my usage. The services are good with HDFC.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Average "
      0.5 2.0/5 "Expected more"
      Hdfc has sent me mail saying that my Credit card application got pre approved and pre-qualified, after that, Hdfc executive gave a call and they told because of my personal due, it haven't approved, that was the reason I haven't got the card with HDFC bank. The rate of interest is nominal with HDFC card. They have explained me about the product very clearly.
      Was this review helpful? 0
      , mysore
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Fair"
      0.5 3.0/5 "Satisfactory"
      I am holding HDFC bank credit card from more than two years of time. Customer service is very good one with them and the credit limit value is around 30000 Rupees and am not really happy with them, also I don't want to increase it because the rate of interest was huge, also calculation of minimum due was not really good.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      The Titanium times credit card caries the different kind of benefits like reward points, cash back plans, the gift vouchers and the fuel surcharge waiver. I am happy with the credit limit. The rate of interest is nominal with this credit card. Overall happy using this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am having credit card with the HDFC bank and the credit limit value is fine one for me , also they have provided 3 lakh Rupees as limit. Customer service was not much delightful and I would like to say its an average one. Annual charges are nil with the HDFC bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • HDFC Bank Credit Card
      "Lot of things to improve"
      0.5 1.0/5 "Really Bad"
      I hold a HDFC bank credit card and it is the all miles credit card like it gives much benefit for traveling sort of things. From the last one year of time, I am using this credit card. Customer service is not really good one because their number is always engaged, else it would be busy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The offers which are availiable on my HDFC credit card is good and it is a life time free card. The card is accepted at all portals and the offline stores as well. HDFC bank had given me a decent credit limit and my transactions has always gone through with ease. The billing cycle is quite satisfactory too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • HDFC Bank Credit Card
      "Better Response"
      0.5 4.0/5 "Great!"
      HDFC bank offered a life time free card for me. The credit limit is quite good and it is satisfactory as per my usage. I am happy with HDFC bank services for my credit card. I do receive reward points and cash back offers regularly and I had no issues with the bank for my credit card.
      Was this review helpful? 0
      , chittoor
      Reviewed on May 22, 2017
    • HDFC Bank Credit Card
      "Satisfactory Service"
      0.5 5.0/5 "Blown Away!"
      I got a very good service from HDFC bank for my credit card. Actually I got personal loan from the same bank. Now I am happy that I have money in my bank account and card is in my pocket. HDFC bank is very good in providing standard service to the people.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I would like to say HDFC bank credit card is the best one because they are providing various offers at all the time. Customer service is also a good one. Response is also good and am using it from the last two years of time.
      Was this review helpful? 1
      , new delhi
      Reviewed on May 22, 2017
    Common Loader Icon

    HDFC Business Corporate Regalia Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Are you looking for a corporate credit card with travel and luxury benefits? If yes, check out Business corporate credit card offered by HDFC in India. From attractive discounts on dining bills to excellent concierge services, this card covers it all.

    Key Highlights:

    • Complimentary Taj Epicure Plus Membership
    • Foreign currency mark-up fee of 2% on international transactions.
    • 4 Reward Points per Rs.150 spent on the card.
    • 15% discount on dining at leading five-star hotels.
    • Personalised Global Concierge Services to suit your needs.

    Benefits:

    Travel benefits: Get a complimentary Taj Epicure Plus membership card with HDFC Business Corporate Regalia credit card. Customers can use this card and enjoy gold level status of the Taj InnerCircle and earn points for money spent on food and beverages in Taj hotels and resorts. You can enjoy receiving exclusive gift vouchers.

    Luxury benefit: HDFC Business Corporate Regalia credit card cardholders also get free Club Vistara Silver membership card. For every Rs.100 spent on Vistara flight bookings, cardholders can earn 6 club Vistara points. Customers can also carry additional 5 kg baggage in all Vistara flights. Another perk included in this card is Priority airport check-in and boarding.

    Exciting dining offers: Enjoy attractive dining offers at over 300 premium hotels in India with HDFC Business Corporate Regalia credit card.

    Exclusive portal for travel and entertainment: To redeem your reward points, simply visit hdfcbankRegalia.com. You can use your reward points against flight tickets, hotel bookings, mobile or DTH recharge or movie bookings.

    Features:

    Complimentary Airport Lounge Access: Cardholders also get a complimentary Priority Pass Membership and can enjoy free access to over 700 airports around the world. Customers can also enjoy:

    • Free refreshments and facilities like phones, fax and internet.
    • Avail 12 free access to Priority Pass Lounge in a year.
    • Your loved ones can also use this facility using your card by paying a nominal fee of $27 per person.

    Reward programme: Cardholders earn 4 points for every Rs.150 spent on the card. Make a booking at Corporate Regalia website or Air Vistara website and earn 8 reward points instantly. Customer also get 8 reward points on dining bills.

    Preferential financial privileges: Cardholders enjoy lowest foreign currency mark-up up to 2% on every foreign currency spends.

    Fuel Surcharge Waiver: Fuel surcharge will be waived off If you spend Rs.400 on fuel using this card.

    Concierge services: HDFC to Corporate Regalia cardholders offers excellent Concierge services. This service includes Itinerary planning and reservation, dining assistance, event organising, international gift delivery, meet-and-greet charges and more.

    Air Accidental death protection: In case of death in an air accident, your nominee will receive compensation up to Rs.1 crore. If you already have Business Corporate Regalia Credit card, visit HDFC website to enter your nominee details.

    Emergency overseas hospitalization: Cardholders get protection worth up to Rs.15 lakhs in case of medical emergencies out of the home country. This facility is extended only to the primary cardholders up to 70 years of age.

    How to Apply for a HDFC Business Corporate Regalia Credit Card?

    You can apply for HDFC Business Corporate Regalia Credit card on BankBazaar.com. Visit the website and browse the credit card section. This website also allows you to check your eligibility by answering simple questions about yourself. The website also lets you apply for the card instantly.

    Fees and Charges

    Details Charges
    Interest free days Up to 50 days
    Cash advance limit 40% of the credit limit
    Annual renewal fee Free for lifetime
    Minimum due 5% of total bill subject to a minimum of Rs.200
    Additional card fee Nil
    Cash advance 40% of credit limit
    Interest on revolving credit Charges on revolving credit is 1.99% per month or 23.88% per year. For default payments, the maximum interest rate is 3.5% monthly and 42% annually.
    Overlimit account fee 2.5% of amount spent over credit limit subject to a minimum of Rs.500.
    Charges on cash advance 2.5% on the amount withdrawn or Rs.300 whichever is greater.
    Rewards redemption fee Rs.75 redemption fee is waived off for Business Corporate Regalia credit card holders.
    Payment return 2% of the payment amount returned subject to a minimum of Rs.450.
    Cash processing fee Rs.100 for all card payments deposited in HDFC bank branches or ATMs.
    Balance transfer charges Not applicable
    Fuel surcharge For transaction amount greater than Rs.400, 2.5% of fuel surcharge is waived off. The maximum waiver is capped at Rs.500 per billing cycle.
    Foreign currency transactions 2% mark-up
    Railway ticket surcharge Rs.30 + 2.5% of the transaction amount.
    Duplicate card RS.100

    Late payment fees

    Statement Balance Fees
    Less than Rs.100 Nil
    Rs.100 - Rs. 500 Rs.100
    Rs.501 - Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.20,000 Rs.700

    FAQs:

    1. How do I check the status of my credit card?

      If you have applied for HDFC Business Corporate Regalia Credit card, you can check the progress of your credit card application, you can visit track your credit card section in HDFC website. You will be asked to enter your 16 digit application reference number and your registered mobile number or date of birth.

    2. How can I use HDFC concierge services?

      For concierge services, you can please call 1800 118 887 or 022 42320226.

    3. Can I earn Reward Points on the amount that I spend on fuel using my HDFC Business Corporate Regalia Credit card?

      No, you cannot earn Reward Points on the amount that you spend on fuel using your HDFC Business Corporate Regalia Credit card.

    4. Where can I get the list of hotels where I get exclusive dining privileges?

      You can get details about the list of hotels where Business Corporate Regalia Credit card attracts privileges by visiting commercial credit card section on HDFC website.

    5. Where can I get more details about HDFC Business Corporate Regalia Credit card?

      You can get more details about HDFC Business Corporate Regalia Credit card on the website of HDFC Bank. You can also visit HDFC bank and talk to a representative for more information. Simultaneously, you can also find information on BankBazaar website.

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