HDFC Bank Diners Club Premium Credit Card is an international card that offers multiple benefits related to travel, lifestyle, golf, etc. The card has amazing features and an excellent rewards program that cardholders can enjoy and take advantage of.
Key Points:
- 2,500 Reward Points as welcome offer.
- 2,500 Reward Points on card renewal.
- 2x Reward Points on hotel or air ticket bookings.
- Free access to airport lounges.
- 4 Reward Points for every Rs.150 spent at retail stores.
- 8 Reward Points for every Rs.150 spent on HDFC Bank Diners Club website.
Benefits:
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Welcome Gift – Apply for an HDFC Bank Diners Club Premium Credit Card and get a welcome gift of 2,500 Reward Points.
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Renewal Benefit – Earn 2,500 Reward Points when you renew your HDFC Bank Diners Club Premium Credit Card.
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Travel Benefits – Spend money on hotels and air tickets bookings on HDFC Bank Diners Club using this card and earn 2x Reward Points.
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Fee Waiver – If you spend Rs.40,000 in a period of 3 months using this card, your fee for the first year will be reversed. If you spend Rs.3,00,000 within the first 12 months of receiving the card, your renewal fee will be waived off.
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Lifestyle Benefits – You can enjoy 24x7 Concierge services on this card. The concierge will make golf, dining and hotel reservations on your behalf and also assist you with other services.
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Reward Points – Get 4 Reward Points for every Rs.150 that you spend at retail stores and 8 Reward Points on every Rs.150 that you spend on purchasing retail products on HDFC Bank Diners Club website using this card.
Features:
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Insurance Protection - Apply for an HDFC Bank Diners Club Premium Credit Card to avail the following:
- Rs.1 Crore worth Air Accident coverage.
- Up to Rs.25 Lakhs worth Emergency Medical Expenses coverage.
- Up to Rs.9 Lakhs worth Credit Liability coverage.
- Up to Rs.50,000 worth Travel Insurance coverage will be provided in case of delay or loss of luggage. It is capped at 10$ for every hour and is restricted to 8 hours.
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Golf Program – Complimentary access to golf lessons at certain Golf Courses in India. Each lesson will last for a minimum of 30 minutes and includes green fees, instructor’s fee and range golf balls (50 balls for each lesson).
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Redemption – You can redeem your Reward Points to book hotel or air tickets on the website of HDFC Bank Diners Club. You can also redeem your points for airmiles of Air India, Singapore Airlines and Jet Airways. Apart from this, you can also redeem your points to purchase products listed in the card’s reward redemption catalogue.
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Airport Lounge Access – This card offers complimentary access to international airport lounges 5 times in one year and unlimited access to airport lounges in India.
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Fuel Surcharge Waiver – If you spend money on fuel using this card, you will receive a fuel surcharge waiver.
Fees and Charges:
|
Type of Fees and Charges
|
Amount |
| Membership fee for the first year |
Rs.2,500 |
| Membership fee for card renewal |
Rs.2,500 |
| Add-on Cards |
Up to 3 cards free for lifetime |
| Interest free period |
Up to 50 days |
| Minimum Repayment Amount |
5% (Minimum – Rs.200) |
| Mark Up on Foreign Currency |
2% |
| Revolving credit charges |
3.25% per month |
| Cash Advance Limit |
40% of credit limit |
| Cash Advance fee on transactions |
2.5% (Minimum – Rs.300) |
| Finance Charge on Cash Advance |
1.99% per month |
|
Late Payment Charges
|
If outstanding balance is less than Rs.100, then nothing will be charged. |
| If outstanding balance ranges from Rs.100 to Rs.500, then Rs.100 will be charged. |
| If outstanding balance ranges from Rs.501 to Rs.5,000, then Rs.400 will be charged. |
| If outstanding balance ranges from Rs.5,001 to Rs.10,000, then Rs.500 will be charged. |
| If outstanding balance ranges from Rs.10,001 to Rs.20,000, then Rs.700 will be charged. |
| If outstanding balance is Rs.20,001 or more, then Rs.700 will be charged. |
| Overlimit charge |
2.5% of the overlimit amount (Minimum – Rs.500) |
| Payment return fee |
2% of the payment amount (Minimum – Rs.450) |
| Fee for processing cash |
Rs.100 |
| Fee for Balance Transfer |
2% of the amount (Minimum – Rs.250) |
| Fee for purchasing railway ticket |
Rs.30 plus 2.5% of the transacted amount. |
| Maximum fuel surcharge waiver |
Rs.500 per billing cycle |
| Fee for reissuing lost/damaged/stolen card |
Rs.100 |
| Outstation Cheque processing fee |
Rs.25, provided the value is up to Rs.5,000.
Rs.50, provided the value is over Rs.5,000.
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Service Tax, Swachh Bharat Cess and Krishi Kalyan Tax will be applicable on all the above mentioned fees and charges.
The rates/fees & charges that are mentioned above can be changed at any time at the discretion of HDFC Bank.
How to Apply for an HDFC Bank Diners Club Premium Credit Card?
To apply for an HDFC Bank Diners Club Premium Credit Card, you have to contact HDFC Bank. You can also leave your details on the website of HDFC Bank Diners Club and a representative from the bank will get in touch with you.
FAQs:
- How much airmiles can I earn against each Reward Point?
Each Reward Point will help you earn 0.70 airmiles.
- Will I be awarded Reward Points on fuel transactions?
No, you will not be awarded Reward Points on fuel transactions.
- If I use the revolving credit facility on my HDFC Bank Diners Club Premium Credit Card and do not pay the total amount due at the end of the billing cycle. Will I be charged interest on the total outstanding balance?
If you use the revolving credit facility on your HDFC Bank Diners Club Premium Credit Card and do not pay the total amount due at the end of the billing cycle, then yes you will be charged interest on the total outstanding balance plus on every new transaction that you make using the card. The interest will be charged until you pay back the full amount.
- What is the value of Reward Points?
1 Reward Point is equal to Rs.0.75.
- How to find more information about HDFC Bank Diners Club Premium Credit Card?
To find more information about HDFC Bank Diners Club Premium Credit Card, you have to visit the website of HDFC Bank Diners Club. You can also visit any branch of the bank or contact on the helpline number to get details.
Details
Rs.750 Amazon voucher free
Paperless approval option available
