Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • HDFC Bank Business Gold Credit Card Reviews

    • HDFC Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank Money back card for more than a year. The customer service is not up to the mark with HDFC bank. The late fee and the charges are very bad with HDFC bank money back card. They need to improve on it. I am getting the reward points cash back offer with this money back card, I am satisfied with the credit limit,
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 3.5/5 "Pretty good"
      Over all I am happy using HDFC times credit card is really good I am not happy with the rate of interest, fees and charges. Reward points are credited for each and every transaction. When compared with other banks rate of interest is really high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has only offered me a credit card and it has been two years now and, I had received this credit card and the credit limit they have offered me is 80000. This credit card was offered based on card to card bases, its a life time free credit card
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE "
      0.5 5.0/5 "Blown Away!"
      HDFC credit card service was good but the documentation part was higher and I am using money back card and hdfc has to reduce their document part and the process was good and they completed the process on time but, I am very much disappointed with the service provided by HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 3.5/5 "Pretty good"
      Over all I am happy using HDFC times credit card is really good I am not happy with the rate if interest, fees and charges. Reward points are credited for each and every transaction. When compared with other banks rate of interest is really high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      I hold a credit card of HDFC Bank and I have not faced any issues till now. They were regularly following up by providing me offers and also informing me any changes on my card. The limit is to my satisfaction like initially they have offered me around 60000 rupees and now the limit is around 87000 rupees.and its a life time free credit card
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Happy holding regalia card"
      0.5 4.0/5 "Great!"
      Got HDFC bank Regalia credit card for past 3 years. I get the benefits like reward points, Air ticket bookings and other benefits with this Regalia card. I am satisfied with the credit limit. The rate of interest is nominal with Regalia card.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "good experience"
      0.5 5.0/5 "Blown Away!"
      Right from the start till the end the process was completed till date I did not face any issues while using this credit card of HDFC at any point of time This my second credit card, this card is one and the same as ICICI. I would certainly recommend their service to others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I took credit card loan from HDFC, their executive have called me and informed about insta loan within 15 minutes the amount credit in my account, HDFC also gave me best rate of interest and they gave prepayment option. In term of offers HDFC credit card is best.
      Was this review helpful? 0
      , sonipat
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      Having HDFC bank Platinum times card for more than 2 years. There customer service is good. The HDFC bank platinum card carries better benefits with it. I would say I am satisfied with the credit limit. I pay the annual fee of Rs.500 to this card every year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Convenient for all transasction or shoppings"
      0.5 4.0/5 "Great!"
      I am holding HDFC Money back card, unique feature which is available in the card. I could convert the points into cash and also I am getting good offers in E commerce website like yatra.com, amazon etc, There are no annaual fee applicable and also they provided me balance transfer option. HDFC offered me a satisfactory credit limit.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Dissatisfactory"
      0.5 1.0/5 "Really Bad"
      If I pay the minimum due in other credit cards, they won't charge any rate of interest but in HDFC, they charge rate of interest and also they only call before the due of my credit card then once I done with the payment they never respond, it is not upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good To approach"
      0.5 5.0/5 "Blown Away!"
      I have no idea whether my credit card is a life time free or a chargeable one. But then the card is good for the usage. Credit limit is ok and I did not check the reward points and other stuffs yet. The credit card services of HDFC bank is good and approachable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      Got the HDFC bank Money back credit card a year ago. This card is used for shopping , online purchases, mobile bill and for other uses. The rewards points, cash back offers are very good with this Money back card. I am satisfied with the credit limit but the interest rate is high when compared with others,
      Was this review helpful? 0
      , medak
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Provide benefits"
      0.5 3.0/5 "Satisfactory"
      I am not very happy with the offers on my HDFC Bank credit card. The bank has not increased the credit limit, I am a customer for the last three years. There are no offers and I am not informed about the deals I am eligible off. I receive no messages from the bank too. The only good thing is this card is it is a life time free credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I am very much fond of HDFC Bank credit card service as there is no need to visit the bank in person also the network is very good. No issues using this credit card of HDFC and I am holding this credit card for a period of 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has also offered me a credit card and the banking services are good. I am happy with all the features I get on my card and the benefits are good as well. There are a lot of deals online and what ever transactions I do I get intimated and the charges are normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient to Use"
      0.5 4.5/5 "Excellent!"
      For more than a year I use HDFC credit card. So I am a customer of HDFC for past one year. The bank offered a life time free credit card with good credit limit. I have an option with HDFC bank to convert all the reward points into cash whenever required.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      HDFC is providing good service, I didn't face any issue with HDFC credit card its basically a corporate master credit card offered by company and we do not get offers in this and the limit they have offered is 70000 rupees and Iam holding this card for four years now and its basically a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Recently I have received the HDFC bank platinum card. They have disbursed the card within a week time. This card don't have any annual fee . I am satisfied with the credit limit, they have offered me Rs.25,000 as the limit. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
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    HDFC Bank Business Gold Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    While there are several really attractive money-saver credit cards in the market, HDFC Business Gold Credit Card gets the nod because it offers tantalizing saving rates in major expense categories such as travel, dining, and shopping. In return for a nominal annual fee of INR 199, card users enjoy tremendous cash back offers at supermarkets, petrol pumps, air tickets and rail tickets.

    Benefits:

    • You can enjoy whopping business savings of up to INR 21000 in a year.
    • Enjoy rebates and savings up to INR 18000 on air journeys, utility bill payments and train tickets reserved via irctc.co.in every year.
    • On fuel purchase using HDFC Business Gold Credit Card, you can avail a waiver of up to INR 3000 annually.
    • Registering yourself at SmartPay with this card can make online payments convenient while saving.
    • Spending INR 15,000 in a year before the cards renewal date can get your renewal charges (INR 199 plus taxes) waived off.

    Features:

    1. Business Saving Features:
      • HDFC has wide-ranging partner tie-ups with various domestic airlines. This way you can get up to 1% cashback (up to INR 500) on air tickets if you purchase them online. Same goes for utility bill payment.
      • Enjoy additional charge waivers on train ticket (up to INR 500 per statement) when booked via irctc site.
      • Avail waiver on additional fuel charge of up to INR 250 per statement cycle, across all petrol pumps in the country for transactions between INR 400 and INR 5000. This will come up to INR 3000 yearly.
      • You can save up to INR 21000 annually for your business spend.
      • You can save up to INR 18000 on Air tickets, Utility bills and train tickets.
      • Spending INR 15,000 annually before renewal day to get your renewal fees of INR 199 plus taxes waived.
    2. Transfer of Balance:
      • You may transfer your unsettled dues on your existing Credit Card to HDFC Bank and start saving straightaway.
    3. Loan against your Business Gold Credit Card is also an attractive feature.
    4. Why worry when there is Easy EMI option?
      • Purchase a range of goods and services with your HDFC Bank Business Gold Credit Card without worrying about the budget.
      • For more convenient and stress-free shopping, HDFC has partnered with numerous mercantile establishments.
    5. Revolving Credit Facility on your HDFC Business Gold Credit Card comes at a monthly interest rate of 3.15%.
    6. HDFC ERGO Travel Insurance grants you complete peace of mind when you travel overseas with a variety of HDFC ERGO Travel Insurance plans at reasonable premiums.
    7. Supplementary Card:
      • With this your loved ones too can enjoy the benefit of your credit card.
    8. Add-On Sub Limit:
      • A Supplementary Card with a sub-limit feature gives improved control and security with the facility to track expenditures.

    Eligibility & Documentation:

      The Primary Cardholder must be an Indian citizen, of age 21 and not older than 65. You cannot give a Supplementary Card to a minor.

    HDFC Business Gold Credit Card FAQs:

    1. What is the yearly membership fee for the HDFC Bank Business Gold Credit Card?

      The Joining fee is INR 199 and the yearly renewal membership fee is also the same.

    2. Is there any mark-up fee for overseas funds transactions for Business Gold Credit Card?

      They will levy 3.5 % of the transaction sum as a mark-up fee for international money transactions.

    3. How can I pay the membership fee for the HDFC Bank Business Gold Credit Card?

      The membership fee for the year you bought this card will be payable to the initial statement of your HDFC Bank Business Gold Credit Card. This will become the subsequent monthly statement from the day of upgrade in case of upgrade cards.

    4. How can manage my monthly expenses?

      It can be tracked by your monthly statements, which is a record of every purchase and transaction you have done using your card. If you see an unauthorized transaction, notify HDFC customer care service instantly.

    5. How does HDFC Easy EMI system work?

      After choosing an outlet that is part of the HDFC Easy EMI program, make your purchase and let the cashier know that you are intending to go for the EMI system through this card.

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