Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Bank Business Gold Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Business Gold Credit Card

    While there are several really attractive money-saver credit cards in the market, HDFC Business Gold Credit Card gets the nod because it offers tantalizing saving rates in major expense categories such as travel, dining, and shopping. In return for a nominal annual fee of INR 199, card users enjoy tremendous cash back offers at supermarkets, petrol pumps, air tickets and rail tickets.

    Benefits:

    • You can enjoy whopping business savings of up to INR 21000 in a year.
    • Enjoy rebates and savings up to INR 18000 on air journeys, utility bill payments and train tickets reserved via irctc.co.in every year.
    • On fuel purchase using HDFC Business Gold Credit Card, you can avail a waiver of up to INR 3000 annually.
    • Registering yourself at SmartPay with this card can make online payments convenient while saving.
    • Spending INR 15,000 in a year before the cards renewal date can get your renewal charges (INR 199 plus taxes) waived off.

    Features:

    1. Business Saving Features:
      • HDFC has wide-ranging partner tie-ups with various domestic airlines. This way you can get up to 1% cashback (up to INR 500) on air tickets if you purchase them online. Same goes for utility bill payment.
      • Enjoy additional charge waivers on train ticket (up to INR 500 per statement) when booked via irctc site.
      • Avail waiver on additional fuel charge of up to INR 250 per statement cycle, across all petrol pumps in the country for transactions between INR 400 and INR 5000. This will come up to INR 3000 yearly.
      • You can save up to INR 21000 annually for your business spend.
      • You can save up to INR 18000 on Air tickets, Utility bills and train tickets.
      • Spending INR 15,000 annually before renewal day to get your renewal fees of INR 199 plus taxes waived.
    2. Transfer of Balance:
      • You may transfer your unsettled dues on your existing Credit Card to HDFC Bank and start saving straightaway.
    3. Loan against your Business Gold Credit Card is also an attractive feature.
    4. Why worry when there is Easy EMI option?
      • Purchase a range of goods and services with your HDFC Bank Business Gold Credit Card without worrying about the budget.
      • For more convenient and stress-free shopping, HDFC has partnered with numerous mercantile establishments.
    5. Revolving Credit Facility on your HDFC Business Gold Credit Card comes at a monthly interest rate of 3.15%.
    6. HDFC ERGO Travel Insurance grants you complete peace of mind when you travel overseas with a variety of HDFC ERGO Travel Insurance plans at reasonable premiums.
    7. Supplementary Card:
    8. Add-On Sub Limit:
      • A Supplementary Card with a sub-limit feature gives improved control and security with the facility to track expenditures.

    Eligibility & Documentation:

      The Primary Cardholder must be an Indian citizen, of age 21 and not older than 65. You cannot give a Supplementary Card to a minor.

    HDFC Business Gold Credit Card FAQs:

    1. What is the yearly membership fee for the HDFC Bank Business Gold Credit Card?

      The Joining fee is INR 199 and the yearly renewal membership fee is also the same.

    2. Is there any mark-up fee for overseas funds transactions for Business Gold Credit Card?

      They will levy 3.5 % of the transaction sum as a mark-up fee for international money transactions.

    3. How can I pay the membership fee for the HDFC Bank Business Gold Credit Card?

      The membership fee for the year you bought this card will be payable to the initial statement of your HDFC Bank Business Gold Credit Card. This will become the subsequent monthly statement from the day of upgrade in case of upgrade cards.

    4. How can manage my monthly expenses?

      It can be tracked by your monthly statements, which is a record of every purchase and transaction you have done using your card. If you see an unauthorized transaction, notify HDFC customer care service instantly.

    5. How does HDFC Easy EMI system work?

      After choosing an outlet that is part of the HDFC Easy EMI program, make your purchase and let the cashier know that you are intending to go for the EMI system through this card.

    HDFC Bank Business Gold Credit Card Reviews

    • HDFC Bank Credit Card
      "Average performance credit card "
      0.5 4.0/5 "Great!"
      In the last two year , I am satisfied with the HDFC credit card . Obtaining various offers and discounts in on-line shopping . Offers varies from time to time . Downloading the statement is easy in HDFC app . A normal interest rates and satisfied credit limit . HDFC never do any Hidden charges .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card of HDFC BANK which is a user friendly card to access also the card is good and hassle free to access. The credit limit with this card is good and it is satisfactory with this credit card. The offers also good with this card which is sufficient.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Need to increase credit limit"
      0.5 3.0/5 "Satisfactory"
      i am using Hdfc Bank credit card more than 1 year. This card comes under a life time free credit card. Credit limit they given only Rs. 35000 i am not happy with the credit limit. Customer services and responsiveness is okay. I am not getting any special offer from Hdfc card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have directly applied with HDFC bank for nthe Credit Card .The credit limit is good and i got the credit limit upto 61000.This card is a jet previlege card it is having cashback offers and reward points as well.The agent clearly explained the process and not yet faced any issues while submitting the documents .The Overall Service is good.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "GOOD CARD TO USE"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the HDFC BANK and i am satisfied with the services of this bank as they provide the satisfactory credit limit along with that there is a EMI conversion option with this card but i have not availed that facility. It is user friendly card to use.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Need to reduce the charges"
      0.5 4.0/5 "Great!"
      I am using HDFC Times Titanium card for past one year. I am getting discounts on online purchase. The credit limit was good and they have provided above 50K. There was no annual charges. The customer service was good. I can convert the payments into EMI and the charges are high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Experience is not smooth"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank is good in the credit card services. The customer support is good and they are responsive. I get good offers on the card and the credit limit is also fine. The statements are clear and sent to me on time. It is one of the best cards when compared to the others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "GOOD CARD TO USE"
      0.5 4.0/5 "Great!"
      I am holding the credit card with the HDFC BANK since from last 2-3 years with this bank. I have many rewards points but it is difficult to redeem so i have not tried regarding that apart from that they have given the loan on credit card with good service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card for the last one year and the services which they had been providing so far was good. I am happy with the credit limit with this card and there has been some good benefits with this card as well like reward points. There is an annual fee which will get waved off as per the usage which we are making.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      Everything is good with HDFC BANK . I am completely satisfied and this Credit Card i have applied and i am pretty much excited. Hope I will have a wonderful time with HDFC in coming days too. I am holding this card for past 5 month . Overall it is great.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Average card"
      0.5 3.5/5 "Pretty good"
      I hold HDFC BANK credit card . They offered very low credit limit with this card , i am expecting more limit . I am using this card for past 4 year . I use this card for shopping , traveling and many purpose . They have not increase the limit though i am old customer of this bank .
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is life time free card and cash back and more offer in this card everything is good of Hdfc bank credit card . and I am satisfied this bank . I am using this card approximately ten years and their customer service is provided is good and response properly . I am satisfied with limit in this card .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Need to improve the services"
      0.5 2.0/5 "Expected more"
      I am not happy with the services of HDFC BANK . I am not satisfied with card also the primary services is not good of this card . I am not getting proper response from customer support side also . They offered very low credit limit with this card . The card is chargeable .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Avearge "
      0.5 3.5/5 "Pretty good"
      My credit card was taken with HDFC BANK . The documentation was done very well they come to my place to collect document . The card is not chargeable and i am not aware about the waive off option . Mainly i use this card for grocery and benefits is nothing as if now .
      Was this review helpful? 0
      , noida
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I did find the rates reasonable and also it has better discounts options. HDFC BANK has cash back and rewards points that i often look for. Started using it and it got a user friendly interface.I hold HDFC BANK credit card . I sue this card for multipurpose . NO annul fee is there .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      I am holding the credit card with the HDFC BANK the credit limit with this card is very good also there are good offers with this card, added on that there is no issues with this credit card. The customer service is good with this bank and no charges applicable with this bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      Its been more than 3 years i am using HDFC credit card. But on a recent note i was unhappy as there was no rewards points and redeem offer. There is lot of service charge with this card . Credit limit is much satisfactory . There is annul charges but they gave waive off option too.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC Diners club credit card for more than 2 years. This card comes under a life time free credit card. There are more reward points. The credit limit is sufficient. It is of Rs. 550000. The customer service and responsiveness is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC has given me a Diners Club credit card and am using since last 8months. I am a customer of HDFC so thought of taking it. EMI conversion is applicable but not done yet and I think charge is reasonable. I got a good limit and life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • HDFC Bank Credit Card
      "Best travel card"
      0.5 3.0/5 "Satisfactory"
      I am using Hdfc Bank Regalia credit card more than 10 months. This card comes under a life time free credit card. no annual charges no joining fees. I get the rewards on all the purchases I do on this card. .Customer services and responsiveness is good
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 19, 2019
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.