HDFC Bank Business Gold Credit Card

While there are several really attractive money-saver credit cards in the market, HDFC Business Gold Credit Card gets the nod because it offers tantalizing saving rates in major expense categories such as travel, dining, and shopping. In return for a nominal annual fee of INR 199, card users enjoy tremendous cash back offers at supermarkets, petrol pumps, air tickets and rail tickets.

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Benefits of HDFC Business Gold Credit Card

  1. You can enjoy whopping business savings of up to INR 21000 in a year.
  2. Enjoy rebates and savings up to INR 18000 on air journeys, utility bill payments and train tickets reserved via irctc.co.in every year.
  3. On fuel purchase using HDFC Business Gold Credit Card, you can avail a waiver of up to INR 3000 annually.
  4. Registering yourself at SmartPay with this card can make online payments convenient while saving.
  5. Spending INR 15,000 in a year before the cards renewal date can get your renewal charges (INR 199 plus taxes) waived off.
Other HDFC Bank Credit Cards
  1. HDFC Bank Regalia Credit Card
  2. HDFC Bank Solitaire Credit Card
  3. HDFC Bank Superia Credit Card
  4. HDFC Bank Titanium Edge Credit Card
  5. HDFC Business Regalia First Credit Card
  6. HDFC Bank Platinum Times Credit Card
  7. HDFC Bank Titanium Times Credit Card
  8. HDFC Bank Business Platinum Credit Card
  9. HDFC Bank Visa Signature Credit Card
  10. HDFC Bank MoneyBack Credit Card
  11. HDFC Bank Infinia Credit Card
  12. HDFC Bank Platinum Edge Credit Card
  13. HDFC Bank Platinum Plus Credit Card
  14. HDFC Bank All Miles Credit Card
  15. HDFC Bank Diners Club Black Credit Card
  16. HDFC Diners Club Privilege Credit Card
  17. HDFC Bank Millenia Credit Card
  18. HDFC Regalia First Credit Card
  19. HDFC Bank Diners ClubMiles Card
  20. HDFC Bank Freedom Credit Card
  21. 6E Rewards IndiGo HDFC Bank Credit Card
  22. 6E Rewards XL Indigo HDFC Bank Credit Card
  23. IndianOil HDFC Bank Credit Card
  24. HDFC Bank Easy EMI Card
  25. HDFC Business Regalia Credit Card
  26. HDFC Best Price Save Max Credit Card
  27. HDFC Business MoneyBack Credit Card
  28. HDFC Best Price Save Smart Credit Card
  29. HDFC Bank Diners Club Premium Credit Card
  30. HDFC Diners Club Rewardz Credit Card
  31. HDFC Bank Doctor's Regalia Credit Card
  32. HDFC Bank Doctor's Superia Credit Card
  33. HDFC Bank Teacher's Platinum Credit Card
  34. HDFC Bank World MasterCard Credit Card
  35. HDFC Bharat Credit Card
  36. HDFC Bank Corporate Platinum Credit Card
  37. HDFC Bank Corporate Premium Credit Card
  38. HDFC SAP Concur Solutions Black Corporate Credit Card
  39. HDFC SAP Concur Solutions Prime Corporate Credit Card
  40. HDFC Business Corporate Regalia Credit Card
  41. HDFC Business Corporate MoneyBack Credit Card
  42. HDFC Bank Corporate World MasterCard Credit Card
  43. HDFC Bank Corporate Visa Signature Credit Card
  44. HDFC Bank Purchase Credit Card
  45. HDFC Bank Central Travel Account Credit Card
  46. HDFC Bank Distributor Credit Card
  47. MakeMyTrip HDFC Bank ForexPlus Card
  48. HDFC Bank Regalia ForexPlus Card
  49. HDFC Bank Multicurrency Platinum ForexPlus Chip Card
  50. HDFC Bank ISIC Student ForexPlus Card
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HDFC Bank Business Gold Credit Card - Features:

Business Saving Features:

  1. HDFC has wide-ranging partner tie-ups with various domestic airlines. This way you can get up to 1% cashback (up to INR 500) on air tickets if you purchase them online. Same goes for utility bill payment.
  2. Enjoy additional charge waivers on train ticket (up to INR 500 per statement) when booked via irctc site.
  3. Avail waiver on additional fuel charge of up to INR 250 per statement cycle, across all petrol pumps in the country for transactions between INR 400 and INR 5000. This will come up to INR 3000 yearly.
  4. You can save up to INR 21000 annually for your business spend.
  5. You can save up to INR 18000 on Air tickets, Utility bills and train tickets.
  6. Spending INR 15,000 annually before renewal day to get your renewal fees of INR 199 plus taxes waived.

Transfer of Balance:

  1. You may transfer your unsettled dues on your existing Credit Card to HDFC Bank and start saving straightaway.

Easy EMI

  1. Purchase a range of goods and services with your HDFC Bank Business Gold Credit Card without worrying about the budget.
  2. For more convenient and stress-free shopping, HDFC has partnered with numerous mercantile establishments.

Supplementary Card:

  1. With this your loved ones too can enjoy the benefit of your credit card.

Add-On Sub Limit:

  1. A Supplementary Card with a sub-limit feature gives improved control and security with the facility to track expenditures.

Other Benefits

  1. Loan against your Business Gold Credit Card is also an attractive feature.
  2. Revolving Credit Facilitymon your HDFC Business Gold Credit Card comes at a monthly interest rate of 3.15%.
  3. HDFC ERGO Travel Insurance grants you complete peace of mind when you travel overseas with a variety of HDFC ERGO Travel Insurance plans at reasonable premiums.

Eligibility & Documentation:

The Primary Cardholder must be an Indian citizen, of age 21 and not older than 65. You cannot give a Supplementary Card to a minor.

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HDFC Business Gold Credit Card FAQs:

  • What is the yearly membership fee for the HDFC Bank Business Gold Credit Card?

    The Joining fee is INR 199 and the yearly renewal membership fee is also the same.

  • Is there any mark-up fee for overseas funds transactions for Business Gold Credit Card?

    They will levy 3.5 % of the transaction sum as a mark-up fee for international money transactions.

  • How can I pay the membership fee for the HDFC Bank Business Gold Credit Card?

    The membership fee for the year you bought this card will be payable to the initial statement of your HDFC Bank Business Gold Credit Card. This will become the subsequent monthly statement from the day of upgrade in case of upgrade cards.

  • How can manage my monthly expenses?

    It can be tracked by your monthly statements, which is a record of every purchase and transaction you have done using your card. If you see an unauthorized transaction, notify HDFC customer care service instantly.

  • How does HDFC Easy EMI system work?

    After choosing an outlet that is part of the HDFC Easy EMI program, make your purchase and let the cashier know that you are intending to go for the EMI system through this card.

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