Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • HDFC Bank Business Gold Credit Card

    Loading your search...
  • While there are several really attractive money-saver credit cards in the market, HDFC Business Gold Credit Card gets the nod because it offers tantalizing saving rates in major expense categories such as travel, dining, and shopping. In return for a nominal annual fee of INR 199, card users enjoy tremendous cash back offers at supermarkets, petrol pumps, air tickets and rail tickets.

    Benefits:

    • You can enjoy whopping business savings of up to INR 21000 in a year.
    • Enjoy rebates and savings up to INR 18000 on air journeys, utility bill payments and train tickets reserved via irctc.co.in every year.
    • On fuel purchase using HDFC Business Gold Credit Card, you can avail a waiver of up to INR 3000 annually.
    • Registering yourself at SmartPay with this card can make online payments convenient while saving.
    • Spending INR 15,000 in a year before the cards renewal date can get your renewal charges (INR 199 plus taxes) waived off.

    Features:

    1. Business Saving Features:
      • HDFC has wide-ranging partner tie-ups with various domestic airlines. This way you can get up to 1% cashback (up to INR 500) on air tickets if you purchase them online. Same goes for utility bill payment.
      • Enjoy additional charge waivers on train ticket (up to INR 500 per statement) when booked via irctc site.
      • Avail waiver on additional fuel charge of up to INR 250 per statement cycle, across all petrol pumps in the country for transactions between INR 400 and INR 5000. This will come up to INR 3000 yearly.
      • You can save up to INR 21000 annually for your business spend.
      • You can save up to INR 18000 on Air tickets, Utility bills and train tickets.
      • Spending INR 15,000 annually before renewal day to get your renewal fees of INR 199 plus taxes waived.
    2. Transfer of Balance:
      • You may transfer your unsettled dues on your existing Credit Card to HDFC Bank and start saving straightaway.
    3. Loan against your Business Gold Credit Card is also an attractive feature.
    4. Why worry when there is Easy EMI option?
      • Purchase a range of goods and services with your HDFC Bank Business Gold Credit Card without worrying about the budget.
      • For more convenient and stress-free shopping, HDFC has partnered with numerous mercantile establishments.
    5. Revolving Credit Facility on your HDFC Business Gold Credit Card comes at a monthly interest rate of 3.15%.
    6. HDFC ERGO Travel Insurance grants you complete peace of mind when you travel overseas with a variety of HDFC ERGO Travel Insurance plans at reasonable premiums.
    7. Supplementary Card:
    8. Add-On Sub Limit:
      • A Supplementary Card with a sub-limit feature gives improved control and security with the facility to track expenditures.

    Eligibility & Documentation:

      The Primary Cardholder must be an Indian citizen, of age 21 and not older than 65. You cannot give a Supplementary Card to a minor.

    HDFC Business Gold Credit Card FAQs:

    1. What is the yearly membership fee for the HDFC Bank Business Gold Credit Card?

      The Joining fee is INR 199 and the yearly renewal membership fee is also the same.

    2. Is there any mark-up fee for overseas funds transactions for Business Gold Credit Card?

      They will levy 3.5 % of the transaction sum as a mark-up fee for international money transactions.

    3. How can I pay the membership fee for the HDFC Bank Business Gold Credit Card?

      The membership fee for the year you bought this card will be payable to the initial statement of your HDFC Bank Business Gold Credit Card. This will become the subsequent monthly statement from the day of upgrade in case of upgrade cards.

    4. How can manage my monthly expenses?

      It can be tracked by your monthly statements, which is a record of every purchase and transaction you have done using your card. If you see an unauthorized transaction, notify HDFC customer care service instantly.

    5. How does HDFC Easy EMI system work?

      After choosing an outlet that is part of the HDFC Easy EMI program, make your purchase and let the cashier know that you are intending to go for the EMI system through this card.

    >Other Top Credit Cards By HDFC Bank
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    HDFC Bank Business Gold Credit Card Reviews

    • HDFC Bank Credit Card
      "HDFC should give all features to everyone"
      0.5 5.0/5 "Blown Away!"
      Purchased my credit card from HDFC almost 2 years ago. They have given me a credit limit of Rs. 25000 in between they have reduced my credit limit so I'm not sure about the credit limit. I'm getting movie ticket offer and in payzap app, i can get the discounts for various product.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2020
    • HDFC Bank
      HDFC Bank Credit Card
      "Very Good Card"
      0.5 5.0/5 "Blown Away!"
      I have a salary account from HDFC when the executive came to open the salary account, they have provided me a credit card from HDFC. Provided credit limit is satisfied for me. They are providing good offers but I've utilized the same. I used to pay the bill through auto deduction from my account.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 22, 2020
    • HDFC Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding HDFC titanium times credit card more than 3-4 years. Annual charges for this is Rs.499, if i purchase Rs. 50K in a year no need to pay annual charges. Credit limit is good of Rs.55K and also getting movie tickets offer from bookmyshow. I am getting 20% discounts on online shopping.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 22, 2020
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I have HDFC Bank credit card which was taken through bank.This was a money back card and it is used for the past 7 to 8 years .There are movie ticket offers on book my show and have discounts on shopping .There are cash back offers as well as reward points .I am satisfied with the credit limit and there is an option of converting EMI .
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 22, 2020
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I have a titanium times card from HDFC but i'm not using the card on permanent basis. They gave me a credit limit of Rs. 1.95 lakh and i didn't check about the annual fee details. In shopping, i get 10% discount and reward points. Through net banking, i used to make the bill payment and they have provided me a EMI conversion facility also.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2020
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have HDFC bank credit card which was directly taken through bank. I am using this credit card for the past 1 year .There are airport lounge access, movie ticket offers and discounts on shopping . without any hassles got this credit card .Everything is good on this credit card so far .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Life Time free card"
      0.5 4.0/5 "Great!"
      HDFC is a very good card in the market, they well known about the competition and offers available to the customers. They have provided me many offers in terms of purchasing large amount of product with no cost EMI offer. Its a money back credit card and first thing its a life time free card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "They are providing good service in online "
      0.5 4.0/5 "Great!"
      I am using HDFC credit card for a quite long time. This is a life time free credit card and there is a no annual charges. They have provided me a good credit limit. I'm receiving rewards points and i use this card for shopping. I am getting more offers, only thing is interest rate is high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Best service"
      0.5 4.0/5 "Great!"
      I have been holding a account with HDFC BANK for past 12 years. So bank has offered the credit card. I am using the credit card for many purposes. The bank offered me with limit of 45K which is not been enhanced. I have given the request twice but they have not increased. EMI conversion options are available. I am using mobile application are very user friendly.
      Was this review helpful? 2
      , tirupur
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Everyone can take it since it has more benefits"
      0.5 5.0/5 "Blown Away!"
      I have purchased the card from HDFC bank because I'm getting the cash back on every month and reward points as well so i recommend this card to everyone. I get Rs. 500 gift voucher every month which i can redeem in any of the outlets. I have a money back credit card based on the purchase, i get the points which i can redeem towards gift voucher or cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Best Service"
      0.5 4.0/5 "Great!"
      I have HDFC Bank credit card which was taken through bank.The features are good to me ,There are reward points ,cash back offers are there for shopping .This is a chargeable card and everything was good on this card to me .According to my concern everything is good on this credit card .
      Was this review helpful? 0
      , pune
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Best Card "
      0.5 5.0/5 "Blown Away!"
      If i purchase on Snapdeal website, i get 10* rewards points since its HDFC Snapdeal platinum card. Based on the products, i get 5% to 10% discount. I'm receiving the fuel sur charges waiver. I bought this card 5 years ago. I need to pay the annual fee of Rs. 499.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Good Card if its a life time free card"
      0.5 4.0/5 "Great!"
      HDFC card is good and executive did not give me a correct information because i was looking for a life time free card if i link a card to payzap app even though i linked the same, in my first month bill, they have mentioned the annual fee when i contact the customer care they are saying that after linked with payzap i need to pay 3 utility bill payment. I have sent a mail to their support team after that they have reversed my amount if they charged me for next year, i will close this card. They provides a loan to the customer.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Best Service"
      0.5 4.0/5 "Great!"
      I have HDFC Bank credit card which was taken through Bank directly.I am using this credit card for the past 7years and the credit limit was 1,26,000 it is pretty good .There are offers for shopping and this was a life time free card.There are movie ticket offers as well as airport lounge access but i have not used those offers.This was a paperless approval since have salary account .
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am using HDFC BANK credit card for past 2 years. I get 1% cash back on fuel and good reward points. I have converted rewards points into form of gift vouchers. I have done EMI conversion at the rate of interest 15%. I have a credit limit of Rs.70,000 which is sufficient.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 21, 2020
    • HDFC Bank Credit Card
      "Need to enhance the credit limit"
      0.5 4.0/5 "Great!"
      I have been using HDFC bank credit card for more than 6 months. It was applied through bank directly. The credit limit of 19K which is okay. In future they will enhance it. It is not a life time free card charges of 1000 rupees and there is no waiver off option. I use for petrol, bill payment and fuel purposes. It is a Master card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2020
    • HDFC Bank Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      The services are better from HDFC bank, they have provided me a life time free credit card. I am using Money Back credit card more than 5 years. The credit limit is sufficient and good. The documentation process was simple and it was at doorstep. I am getting cash back offer and reward benefits.
      Was this review helpful? 0
      , hosur
      Reviewed on Jan 20, 2020
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am using HDFC bank credit card for last 5 years. They have given me a credit limit of Rs. 44,000 and they haven't enhanced my limit not even once. There is no yearly charges for this card. I haven't talk with customer service till now. I get so many benefits like reward points for paying health insurance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2020
    • HDFC Bank Credit Card
      "Good card for all purposes"
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC bank credit card for more than 3 years. I had applied through bank directly. It is a life time free card. The credit limit 60K. EMI conversion is applicable in this card. Mobile app is good.EMI conversion is easy. I use for Shopping and fuel purposes. I get good reward points and redeem it. If I spend 100 rupees auto credit of 3.5 rupees for fuel purposes. It is a Titanium times card.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 20, 2020
    • HDFC Bank Credit Card
      "Good card "
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC bank credit card for more than 3 months. It was applied through other channel. The verification process was done on time and got a card by 2 weeks. It is master card. The credit limit of 60K. I get many benefits. I use this card for shopping, recharge and fuel purpose. EMI conversion is avail with nominal charges.
      Was this review helpful? 0
      , keonjhar
      Reviewed on Jan 20, 2020
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.