HDFC Business Regalia First Credit Card

1. By spend Rs.1 lakh or more in a calendar year, you will be eligible for a fee waiver for next renewal year.

Annual spend benefits

1. On spending Rs.3 lakh in an anniversary year, you can earn 5,000 reward points as spend-based rewards. Also, stand a chance to earn another 2,500 reward points on spending Rs.6 lakh in the same year.
2. If the total spends in a calendar year equals Rs.6 lakh, you can earn 7,500 reward points as annual spend bonus.

Priority Pass Membership:

1. All HDFC Business Regalia First Business Credit Cardholders will get a complimentary membership to airport priority pass program. The program provides access to more than 1,000 airport lounges across the globe.
2. The primary member along with the add-on cardholder can enjoy 3 free airport lounge visits outside India in a membership year.
3. Lounge visits within India, guest visits, and international lounge visits exceeding the free visits will be charged as per the prevailing lounge rate per person per visit.
4. Priority pass membership will be provided to the card members on request. Your eligible to apply for the card only when have done 4 transactions on your card in the last 60 days.

Domestic airport lounge access:

1. For airport lounge visits within India, you can use the Lounge Access Program provided by Visa/MasterCard. The program entitles you for 8 complimentary lounge visits per year.
2. You can use the free visits at any of the participating airport lounges in India. Only primary cardholders can avail the lounge access facility.

Preferential foreign currency mark-up fee:

1. Exclusive for the members of Business Regalia First Credit Card, HDFC offers a preferential foreign currency mark-up fee of 2% on all foreign currency transactions.

Dining privileges:

1. Business Regalia First card users can enjoy exclusive dining privileges at more than 3,000 premium restaurants located in over 20 cities in India. At select hotels and restaurants, they can avail up to 15% discount on food and beverage bills, complimentary drinks, desserts, etc.

Complimentary insurance cover:

1. The Regalia Business card comes with a complimentary insurance policy that provides air accident cover worth Rs.50 lakh, emergency overseas hospitalization cover worth Rs.10 lakh, flight delay cover up to Rs.25,000, and missing of connecting international flight cover worth up to Rs.25,000.

Fuel surcharge waiver:

1. Use your Regalia First Credit Card at any petrol station within India and save from paying 1% fuel surcharge that is typically levied on all card transactions. You can enjoy a maximum surcharge waiver of Rs.500 per billing cycle. Waiver valid only on minimum transaction value of Rs.400.

Exclusive reward program:

1. Every retail purchase of value Rs.150 will provide you 4 reward points. And at select business categories such as travel, business purchases, solutions or food delivery, you can earn 10X more reward points.
2. Accrued reward points can be redeemed for travel, entertainment, and hotel bookings on hdfcbankregalia.com. Each reward point is equal to 30 paise.
3. You can also redeem the reward points for gifts or vouchers from HDFC rewards catalogue and also for air miles of leading domestic and international airlines.
4. The earned reward points are valid for 2 years from the date of accumulation. Card transactions related to EasyEMI and e-wallet loading are not eligible for reward points. For insurance transactions, a maximum number of rewards per transaction is capped at 2,000.

Eligibility to Apply for HDFC Regalia First Credit Card

1. Applicant must be a self-employed businessman or professional
2. Should be in the age group of 21 to 65 years
3. Should have filed minimum income tax returns of more than 7.2 lakh in a year.

Documents required to Apply for HDFC Business Regalia First Credit Card

1. KYC documents such as PAN card, address proof, and ID proof
2. Income tax returns with computation sheet
3. One photograph

HDFC Business Regalia First Credit Card - Fees and Charges

How to Apply for HDFC Business Regalia First Credit Card Online?

You can apply for HDFC Business Regalia First Credit Card online through:

1. HDFC official website
2. BankBazaar.com

Apply for HDFC Business Regalia Credit Card through HDFC Bank website

1. Visit Business Regalia First Credit Card at www.hdfcbank.com/personal/credit_card/business-regalia-first
2. Click on the ‘Apply Online’ button
3. Fill the ‘Credit Card Application Form’ with the required details
4. Click on ‘Submit’

Once the application is successfully submitted, you will receive a call from HDFC representative, who would guide you through the further application process.

Apply for HDFC Bank Business Regalia First Credit Card through BankBazaar

If you are looking for a paperless approval process, you can apply through our BankBazaar website. Besides providing all the information required to know the credit card, we will also allow you to apply for Business Regalia First Credit Card through our site.

You can check your eligibility for the Business Regalia First Credit Card, apply for the card, and upload all the required documents online and get approval in a few minutes. Follow the steps to apply for the card through our site.

1. As you’re already on the HDFC Business Regalia First Credit Card page, click on the ‘Check Eligibility’ button.
2. You will be prompted with a list of questions - answer all to know your eligibility.
3. Once you’re eligible for the card, you will be redirected to the online application page, where you need to fill all the required fields before clicking on ‘Submit’.
4. You will then be asked to upload the documents - do the same and click on ‘Submit’

On successful submission of all the documents and application, you will receive an acknowledgement message with the ‘Application ID’. The ID can be used to track your application on our website using the ‘Track Application’ feature.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>