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HDFC Business Regalia First Credit Card is tailored for business people and provides exclusive privileges and great savings. This HDFC Credit card offers premium benefits including complimentary airport lounge access, preferential financial benefits, dining privileges at premium hotels, free insurance policy and a lot more at an annual premium of Rs.1,000.
Cashback on business transactions:
Renewal fee waiver
Annual spend benefits
Other HDFC Bank Credit Cards
Priority Pass Membership:
Domestic airport lounge access:
Preferential foreign currency mark-up fee:
Complimentary insurance cover:
Fuel surcharge waiver:
Exclusive reward program:
Know about HDFC Credit Card Reward Points
|Type of credit card fee/charge||Amount|
|Minimum amount due||5% or Rs.200|
|Interest-free period||Up to 50 days|
|Cash withdrawal limit||40% of the credit limit|
|Add-on card fee||NIL|
|Interest charges||3.49% per month or 41.88% per annum|
|Cash withdrawal charges||2.5% of withdrawn amount or Rs.500, whichever is higher|
|Over limit charges||2.5% of over limit amount, subject to a minimum of Rs.500|
|Cash processing fee||Rs.100|
|Rewards redemption fee||Rs.99 per request|
|Late payment fee||
|Card re-issuance fee||Rs.100|
|Outstation cheque processing fee||Up to Rs.50|
|Foreign currency mark-up fee||2% of the transaction amount|
You can apply for HDFC Business Regalia First Credit Card online through:
Once the application is successfully submitted, you will receive a call from HDFC representative, who would guide you through the further application process.
If you are looking for a paperless approval process, you can apply through our BankBazaar website. Besides providing all the information required to know the credit card, we will also allow you to apply for Business Regalia First Credit Card through our site.
You can check your eligibility for the Business Regalia First Credit Card, apply for the card, and upload all the required documents online and get approval in a few minutes. Follow the steps to apply for the card through our site.
On successful submission of all the documents and application, you will receive an acknowledgement message with the ‘Application ID’. The ID can be used to track your application on our website using the ‘Track Application’ feature.
Yes, the Business Regalia First Credit Card comes is a chip card with an embedded microchip. The encrypted chip provides enhanced security and protects against fraudulent transactions.
Yes, the Regalia First Card is accepted at all Visa/MasterCard powered terminals across the globe. However, every foreign currency transaction attracts a mark-up fee of 2% of the transaction amount.
You can withdraw cash using the card at both domestic and international ATMs. The cash limit available on your card would typically be 40% of the total credit limit. Make sure you have enough limit before withdrawing cash. A transaction fee of 2.5% of the withdrawn amount would be charged every time you withdraw cash using your card.
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