If you apply for the HDFC Platinum Times Card through BankBazaar, you can
Welcome gift: Enjoy a welcome gift voucher of your choice from various categories including shopping, hotel, apparel, dining and entertainment. You can visit HDFC Times Card website to choose a welcome gift based on your location and offer type.
Movie and dining offers: You can get up to 25% off on movies and up to 20% off on dining spends on the card throughout the year. The offer is valid at select restaurants in your city. Visit HDFC Times Card website to check exclusive dining and movie offers available in your city.
Reward points program
Fuel surcharge waiver: The 1% fuel surcharge will be waived if you use the Platinum Times Credit Card to pay your fuel bill. The maximum waiver per month is Rs.250.
Zero liability on lost card: Don’t worry if you lose your HDFC Platinum Credit Card. Simply report the same to the HDFC credit card customer care within 24 hours and become zero liable for any fraudulent transactions that might take place thereafter.
Contactless payment: The Platinum Times card is enabled for contactless payments thus ensures fast, easy and secure payments at retail outlets. The contactless feature is currently available only for the transactions below Rs.2,000 and can be used at terminals enabled for contactless technology only.
HDFC Platinum Times Credit Card - Value chart
Use your Platinum Times Credit Card for your day-to-day spends such as fuel, entertainment, and dining and enjoy super savings as mentioned below.
|Monthly Spend||Savings per year|
|Fuel purchases of Rs.5,000||Rs.1,500|
|4 movie tickets of Rs.150 each||Rs.1,800|
|Dining spends of Rs.4,000||Rs.9,600|
Special benefits: Conduct a minimum of 4 transactions every month, to get -
|Type of fee/charge||Amount|
|Interest rate||3.49% per month|
|Cash withdrawal fee||2.5% of the withdrawn amount (Minimum Rs.500)|
|Cash advance limit||40% of the credit limit|
|Rewards redemption fee||Rs.99 per request|
|Late payment charges||
|Outstation cheque processing charge||Cheque value of up to Rs.5,000 – Rs.25 Cheque value of more than Rs.5,000 – Rs.50|
|Cash processing fee||Rs.100|
|Over limit charges||2.5% of the over-limit amount (minimum Rs.500)|
|Reissue of lost, stolen or damaged card||Rs.100|
|Foreign currency transaction fee||3.5%|
|Payment return charges||2% of payment amount (minimum Rs.450)|
The basic documents required to process any credit card application are listed below. However, the bank may ask you for other documents based on your profile.
Visit HDFC official website to apply for the Platinum Times Credit Card directly. Once the bank receives your application, it would approach you for further processing.
Alternatively, you can also apply through BankBazaar and enjoy the exclusive offers.
Steps to apply for Platinum Times Credit Card on BankBazaar
You will receive an acknowledgement message with the application ID upon successful submission of the application.
The same ID would help you track the application status of your credit card application in the later stage.
Cardholders have to pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs.200.
Payments can be made via cheques, cash, at ATMs or by using net banking.
Yes, customers can apply for up to 3 add-on cards with life-time fee waiver.
Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.
The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.
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