Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Times Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time Within 30 minutes
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    HDFC Bank Platinum Times Credit Card is Rated as "Excellent!" by 205 Users

    Fees & Charges

    Promised Interest Rate

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    Overview:

    Indulge yourself into a world of exclusive Platinum privileges and rewarding deals when you shop or transact with a HDFC Platinum Times Credit Card. Get discount with existing entertainment, dining and shopping offers specially crafted for HDFC Platinum customers.

    Features of a HDFC Platinum Times Credit Card:

    The HDFC Platinum Times Credit Card is a feature-loaded entertainment card with a bouquet of offers and discounts for Platinum customers. The card also contains an embedded EMV chip added as a security measure to provide safer transactions, thereby protecting it against counterfeit and fraud. Some of the key features of the card are listed below.

    • HDFC Bank presents a whole range of welcome vouchers to new customers offering choices from shopping, apparel, dining and entertainment.
    • Card holders can get up to 25% off on movies and up to 20% off on dining, with HDFC offering deals round-the clock.
    • MyRewards - HDFCs world-class Rewards program includes attractive redemption offers and customers can choose from a spectrum of gifts and vouchers. Cardholders can earn 3 Rewards Points for every Rs.150 spent. Under the Weekday Dining Bonanza, customers can earn 10 Rewards Points for every Rs 150 spent on dining. Accumulated rewards points are valid for up to a period of 2 years at participating outlet.
    • Fuel Surcharge waiver is capped at Rs.500 for every bill generated.
    • Since this is an EMV chip enabled card, it offers customers greater security while transacting and protects the card against fraud.
    • The cardholder carries zero lost card liability on fraudulent transactions done after the loss of card has been reported.
    • HDFC Platinum Times Credit cardholders can avail up to 50 days of interest-free credit facility, applicable from the date of purchase.
    • HDFC Platinum members can enjoy revolving credit facility on their credit cards at minimal interest rates.
    • Platinum credit cards can be registered with SmartPay, and customers can pay their utility bills conveniently via this service.

    Benefits of a HDFC Platinum Times Credit Card:

    • Customers booking a minimum of 4 movie tickets worth Rs 150 each in a month can get discounts of Rs. 1,800/- or more for the entire year.
    • Satiate the gastronome in you with exciting offers on dining every month. Get a discount of Rs 9,600 or up to 20% off on dining bills worth Rs 4,000, done in a month at any participating restaurant.
    • If a customer purchases fuel worth Rs 5,000 every month using a HDFC Platinum Times Credit Card, they are entitled to a discount of Rs 1,500 in a year for further fuel transactions.
    • Customers using smartphones can scan the QR Code on the Platinum Times Card and enjoy additional offers on the HDFC Bank Times Card Website.

    Fees & Charges:

    TypeCharges
    First Year FeeRs.1000/- plus taxes
    Renewal FeeRs.1000/- plus taxes
    Cash Advance Fees2.5% of the amount withdrawn
    Late Payment ChargesUp to Rs.700, depending on the outstanding balance

    Eligibility:

    • Salaried employees aged between 21 and 60 years are eligible to apply for a Platinum Times credit card.
    • Self-employed businessmen aged between 21 and 65 years can apply for this credit card.

    HDFC Platinum Times Credit Card FAQs:

    1. What is the minimum repayment amount to be paid by customers every month?

      Card holders have to pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs 200.

    2. How do I make payments for a HDFC Platinum Times credit card?

      Payments can be made via cheques, cash, at ATMs or by using net banking.

    3. Can HDFC Platinum Times credit card customers apply for add-on cards?

      Yes, customers can apply for up to 3 add-on cards with life-time fee waivers.

    4. Can a Platinum chip card be used for online transactions?

      Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.

    5. What are the merchant categories that a HDFC Platinum Times credit card can be used for?

      The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.

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  • HDFC Bank Platinum Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank Money back card for more than a year. The customer service is not up to the mark with HDFC bank. The late fee and the charges are very bad with HDFC bank money back card. They need to improve on it. I am getting the reward points cash back offer with this money back card, I am satisfied with the credit limit,
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 3.5/5 "Pretty good"
      Over all I am happy using HDFC times credit card is really good I am not happy with the rate of interest, fees and charges. Reward points are credited for each and every transaction. When compared with other banks rate of interest is really high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has only offered me a credit card and it has been two years now and, I had received this credit card and the credit limit they have offered me is 80000. This credit card was offered based on card to card bases, its a life time free credit card
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE "
      0.5 5.0/5 "Blown Away!"
      HDFC credit card service was good but the documentation part was higher and I am using money back card and hdfc has to reduce their document part and the process was good and they completed the process on time but, I am very much disappointed with the service provided by HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 3.5/5 "Pretty good"
      Over all I am happy using HDFC times credit card is really good I am not happy with the rate if interest, fees and charges. Reward points are credited for each and every transaction. When compared with other banks rate of interest is really high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      I hold a credit card of HDFC Bank and I have not faced any issues till now. They were regularly following up by providing me offers and also informing me any changes on my card. The limit is to my satisfaction like initially they have offered me around 60000 rupees and now the limit is around 87000 rupees.and its a life time free credit card
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Happy holding regalia card"
      0.5 4.0/5 "Great!"
      Got HDFC bank Regalia credit card for past 3 years. I get the benefits like reward points, Air ticket bookings and other benefits with this Regalia card. I am satisfied with the credit limit. The rate of interest is nominal with Regalia card.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "good experience"
      0.5 5.0/5 "Blown Away!"
      Right from the start till the end the process was completed till date I did not face any issues while using this credit card of HDFC at any point of time This my second credit card, this card is one and the same as ICICI. I would certainly recommend their service to others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I took credit card loan from HDFC, their executive have called me and informed about insta loan within 15 minutes the amount credit in my account, HDFC also gave me best rate of interest and they gave prepayment option. In term of offers HDFC credit card is best.
      Was this review helpful? 0
      , sonipat
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      Having HDFC bank Platinum times card for more than 2 years. There customer service is good. The HDFC bank platinum card carries better benefits with it. I would say I am satisfied with the credit limit. I pay the annual fee of Rs.500 to this card every year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Convenient for all transasction or shoppings"
      0.5 4.0/5 "Great!"
      I am holding HDFC Money back card, unique feature which is available in the card. I could convert the points into cash and also I am getting good offers in E commerce website like yatra.com, amazon etc, There are no annaual fee applicable and also they provided me balance transfer option. HDFC offered me a satisfactory credit limit.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 18, 2017
    • HDFC Bank Credit Card
      "Dissatisfactory"
      0.5 1.0/5 "Really Bad"
      If I pay the minimum due in other credit cards, they won't charge any rate of interest but in HDFC, they charge rate of interest and also they only call before the due of my credit card then once I done with the payment they never respond, it is not upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good To approach"
      0.5 5.0/5 "Blown Away!"
      I have no idea whether my credit card is a life time free or a chargeable one. But then the card is good for the usage. Credit limit is ok and I did not check the reward points and other stuffs yet. The credit card services of HDFC bank is good and approachable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      Got the HDFC bank Money back credit card a year ago. This card is used for shopping , online purchases, mobile bill and for other uses. The rewards points, cash back offers are very good with this Money back card. I am satisfied with the credit limit but the interest rate is high when compared with others,
      Was this review helpful? 0
      , medak
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Provide benefits"
      0.5 3.0/5 "Satisfactory"
      I am not very happy with the offers on my HDFC Bank credit card. The bank has not increased the credit limit, I am a customer for the last three years. There are no offers and I am not informed about the deals I am eligible off. I receive no messages from the bank too. The only good thing is this card is it is a life time free credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I am very much fond of HDFC Bank credit card service as there is no need to visit the bank in person also the network is very good. No issues using this credit card of HDFC and I am holding this credit card for a period of 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has also offered me a credit card and the banking services are good. I am happy with all the features I get on my card and the benefits are good as well. There are a lot of deals online and what ever transactions I do I get intimated and the charges are normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient to Use"
      0.5 4.5/5 "Excellent!"
      For more than a year I use HDFC credit card. So I am a customer of HDFC for past one year. The bank offered a life time free credit card with good credit limit. I have an option with HDFC bank to convert all the reward points into cash whenever required.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      HDFC is providing good service, I didn't face any issue with HDFC credit card its basically a corporate master credit card offered by company and we do not get offers in this and the limit they have offered is 70000 rupees and Iam holding this card for four years now and its basically a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Recently I have received the HDFC bank platinum card. They have disbursed the card within a week time. This card don't have any annual fee . I am satisfied with the credit limit, they have offered me Rs.25,000 as the limit. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
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