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  • HDFC Bank Platinum Times Credit Card

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  • A card that all you movie buffs and gastronomes out there should consider getting is the HDFC Bank Platinum Times Credit Card. The joining fee (which is also the fee for the first year) is Rs.1,000 and the annual fee for each subsequent year is Rs.1,000. The fee is waived with a minimum annual spend of Rs.2.5 lakh. The interest rate on this card is 40.8% p.a.
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    HDFC Bank Platinum Times Credit Card

    The Platinum Times credit card by HDFC Bank is specifically curated for all the movie buffs and the foodies in the country. With this card, you get exclusive discounts on movie ticket bookings and dining along with benefits under different categories as well.

    Key Highlights of the HDFC Bank Platinum Times Credit Card

    • Get a bouquet of discount vouchers as a welcome gift.
    • Enjoy a discount of 25% on movies.
    • Make the most of dining at more than 1,000 partner restaurants with a discount of 20%.
    • Get accelerated reward points on dining during weekdays.
    • The renewal fee of the card is waived if the annual expenditure is more than Rs.2,50,000.

    Features and Benefits of the HDFC Bank Platinum Times Credit Card

    Welcome Benefit

    • Kickstart your journey of entertainment and food with a range of vouchers on apparel, shopping, dining and other various categories offered by the bank.

    Movie and Dining Benefits

    • Get a wide range of city-based offers and discounts on dining, movie tickets, online shopping, etc.
    • Apart from this, you will get up to 25% off on movie ticket bookings.
    • Enjoy a discount of 20% on dining all throughout the year with your credit card at partner restaurants.

    Reward Point Benefits

    • With the HDFC Bank Platinum Times credit card, get 3 reward points for every Rs.150 spent.
    • Avail accelerated rewards of 10 reward points for every Rs.150 spent on dining during weekdays.
    • The reward points will be valid for 2 years from the date of accumulation.

    Fuel Benefits

    • With the credit card, you will also be getting a fuel surcharge waiver of 1.5% for fuel transactions.
    • The maximum waiver per statement cycle is Rs.250.

    Insurance Benefits

    • For a minimum of 4 transactions in a month, avail a free Accidental Death insurance worth Rs.50 lakh.
    • Get a free Fire and Burglary protection for goods above Rs.5,000 for 6 months.
    • In the case of loss of credit card, you need to report it by calling customer care.
    • Once you report the loss, cardholders carry zero liability on any fraudulent transactions.

    HDFC Bank Platinum Times Credit Card Limit

    The credit limit for the HDFC Bank Platinum Times card will be at the discretion of the bank. The bank takes several factors into consideration before adding a credit limit such as the credit report of the applicant, the credit score and the repayment habits of past and ongoing loans.

    Latest Offers by the HDFC Bank Platinum Times Credit Card

    • Enjoy a discount of 25% on products purchased from themancompany.com with your card.
    • Get discounts of up to Rs.500 on a minimum spend of Rs.1,599 on Myntra.com.
    • Make the most of your credit card with a discount of up to 18% on a minimum purchase of Rs.3,000 on your bookings made on MakeMyTrip.com.
    • Use the coupon code and get a discount of 30% on your purchases made on Crocs.com with your credit card.
    • Enjoy a discount of 10% on Thomas Cook International Holidays for a minimum of 2 people.
    • Make the most of your Platinum Times credit card with a discount of Rs.1,000 on your purchases at Lenskart.com.

    Reward Point Benefits on the HDFC Bank Platinum Times Credit Card

    • For every Rs.150 spent, earn 3 reward points.
    • Earn 10 points on every Rs.150 on dining during weekdays.
    • The reward points will be valid for 2 years from the date of purchase.
    • The reward points accumulated in the credit card can be redeemed for a wide range of products from the rewards catalogue of the bank.

    How to redeem reward points earned on HDFC Bank Platinum Times credit card?

    Redemption of HDFC credit card points can be done offline, through post as well as online.

    If you wish to redeem the points through post, you will have to download the points redemption form from the website.

    Add the details and then send it to the address mentioned below:

    Rewards Helpdesk,

    HDFC Bank Cards Division,

    P.O. Box No. 8654,

    Thiruvanmiyur, P.O.,

    Chennai - 600041.

    To redeem the credit card points online, here are the steps which you need to follow:

    • Login to HDFC net banking.
    • Select the 'credit cards'tab.
    • If you have registered your card, it will appear on the page. If you have not registered, you will need to do so.
    • Click on 'redeem reward points'on the left side of the navigation bar and select your Platinum Times credit card. Click on 'continue'.
    • Once you do, the website will redirect you to the online redemption portal.
    • On the homepage, click on 'Redeem Reward Points'.
    • Select the 'points range'and 'item category'to check the catalogue.
    • You can select the items you wish to purchase by adding them to the cart.
    • Once done, click on 'view shopping cart'.
    • Read the terms and conditions and check on the box indicating you have read it.
    • Click on 'redeem'and note down the redemption order number for future references.

    Fees and Charges on the HDFC Bank Platinum Times Credit Card

    Type of Charge Amount
    Annual fee Rs.1,000
    Cash advance limit 40% of the credit limit
    Minimum repayment amount 5% or a minimum of Rs.200
    Interest-free period Up to 50 days
    Charges on revolving credit 3.49%
    Additional card fee Free
    Cash advance charges 2.5% on the withdrawn amount or Rs.500; the higher amount is taken.
    Charges on over limit account 2.5% on the over limit amount subject to a minimum of Rs.450.
    Late payment charges

    If statement balance is less than Rs.100 - Nil

    Between Rs.100 and Rs.500 - Rs.100

    Between Rs.501 and Rs.5,000 - Rs.500

    Between Rs.5,001 and Rs.10,000 - Rs.600

    Between Rs.10,001 and Rs.25,000 - Rs.800

    More than Rs.25,000 - Rs.950

    Payment return charges 2% of the payment amount subjected to a minimum of Rs.450.
    Rewards redemption fee Rs.99 per request.
    Cash processing fee Rs.100
    Balance transfer processing charges 1% of the balance transfer amount or Rs.250. The higher amount will be taken.
    Fuel transaction surcharge Fuel surcharge is capped at Rs.250 per billing/statement cycle.
    Outstation cheque processing charge

    If cheque value is up to Rs.2,500 - Rs.25

    If cheque value is more than Rs.2,500 - Rs.50

    Reissue of stolen, lost or damaged card Rs.100
    Railway ticket purchase fee 1.8% of the transaction amount + GST
    Foreign currency transaction 3.5%
    Card validation charges - Lounge Rs.2 and will not be reversed by the bank.

    Eligibility Criteria for the HDFC Bank Platinum Times Credit Card

    • The age of a salaried applicant must be between the age of 21 years and 60 years.
    • The age of a self-employed individual must be between the age of 21 years and 65 years.
    • The primary applicant must be a resident or a non-resident of the country.
    • The age of the add-on cardholder must be at least 15 years.

    Documents Required to apply for the Platinum Times Credit Card

    • 2 passport size coloured photographs.
    • Copy of the applicant's PAN card or Form 60.
    • A valid identity proof which can be Aadhaar card, driving license or Passport.
    • Copy of Income proof which includes latest salary slips, Form 16 or Income Tax returns.
    • Address proof, which is Aadhaar card, Passport or copy of the electricity bill.

    How to Apply for the HDFC Bank Platinum Times Credit Card?

    You can apply for the credit card through offline or online methods.

    If you do not have access to the internet or net banking, you can visit the branch of HDFC bank and apply for the card by filling the application form. You are required to present all the documents at the bank while applying for the card.

    However, through online methods, you can apply for the card from the official website of HDFC Bank or through BankBazaar.

    To apply for the card on BankBazaar, here are the steps you need to follow:

    • Click on the 'check eligibility'tab on BankBazaar's page of HDFC Bank Platinum Times credit card.
    • Add the information required to be filled.
    • You will need to upload all the documents as required in the application form.
    • Click on submit. The page will provide you with a tracking ID.
    • This ID number will help you track the status of your application.

    HDFC Bank Platinum Times Credit Card FAQs

    1. What is the minimum repayment amount for HDFC Platinum Times Credit Card?
    2. Cardholders must pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs.200.

    3. How do I make payments for an HDFC Platinum Times credit card?
    4. Payments can be made via cheques, cash, at ATMs or by using net banking.

    5. Can HDFC Platinum Times credit card customers apply for add-on cards?
    6. Yes, customers can apply for up to 3 add-on cards with a lifetime fee waiver.

    7. Can a Platinum chip card be used for online transactions?
    8. Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.

    9. What are the merchant categories that the HDFC Platinum Times credit card can be used for?
    10. The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    HDFC Bank Platinum Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Good and helpful"
      0.5 5.0/5 "Blown Away!"
      Around 2 months before, i got the card and its times card. They have given me a credit limit above of Rs. 50000. There is a annual fee of Rs. 500. All of the benefits i get like dining , shopping and flight tickets. First month itself its easy to understand. I make the payment through online.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 07, 2019
    • HDFC Bank
      HDFC Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      HDFC BANK has given me a Times Platinum card and have been using for last 3 years. My experience is good but the payment mode is difficult which needs an improvement also IVR procedure should be simple to connect with the executive. I know the rate of interest which was average but not done EMI conversion. The credit limit is sufficient.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 09, 2019
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the HDFC credit card and it is very good.Annual fee charges is applicable.I am getting cash back offers in this card.I am getting reward points for all transactions.I had got book my show ticket of rs.2000 for 3 months.Payment process is easy which is made through online.card is very secured.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 26, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since the waver off with this card was good. The process in getting this card was very easy and comfortable and within ten days i got the card. The credit limit with the card has been good and the bank executive had directly approached me and explained me with the benefits and features with the card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Mar 11, 2019
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Times Credit card for a while. The limit is is 4 Lacs, enhanced the limit with respect to the salary. Depends they increased the limit. The only drawback is that the card valid for only three years. The reward points system is not Upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Platinum Times Credit card for a while., I've got offers online shopping offers. The limit was also good. I am still using the card and there hasn't been any issues so far. They always come up with online shopping cash-back offers on Amazon and Flipkart.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 28, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the 1 year. The experience is good. There are points, not user friendly. The limit is very low. Reward points value also very less. They need to come up with more exclusive offers with the credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 24, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the HDFC Times Credit card for a while. The experience was good, they have nice reward points the service good. The credit limit keep on increasing. I am really happy about their services.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 16, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the HDFC Times Credit card for a while. The experience is been good and they have given the very good limit also increased, there are no special offers and the reward points offered are also very less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've been using the HDFC Times Platinum Credit card for the past 3 years, the experience was good. I have got offers movie tickets booked via BookMyShow. I have also received reward points and haven't redeemed the points it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 28, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Platinum Money Back credit card for 1 year, the service is good. I am getting reward points. I am having EMI facility with this card. So far it has been a good experience with the card and their services. They need to provide more useful offers.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 26, 2018
    • HDFC Bank Credit Card
      "Good credit card"
      0.5 5.0/5 "Blown Away!"
      I have to pay the annual fee of Rs. 500. I have purchased this credit card for a long time for past 2 years. The customer care service is good and they are always available if i have any query so far. They have offered me a credit limit of Rs. 53000 and I'm quite satisfied with it. I don't face any issues with service so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 26, 2018
    • HDFC Bank Credit Card
      "Overall Good"
      0.5 5.0/5 "Blown Away!"
      The interest rates are high in HDFC card. I'm not sure about the annual fee in this card. They are offering a cashback offers on mall in some brands and mobiles. I don't find any discount offer and rewards points. I did not call the customer care. I had an issue with the HDFC, I just want to change the mobile number however i have to visit the bank for this procedure.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 21, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience with Bank Bazaar services so far and i had started using the services of them very recently. I had been using the website of them and it had been easy in using it. Their customer support also had been very good and they had been making a good follow up during the whole process.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 17, 2018
    • HDFC Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the HDFC Times Credit card for a while. The card is fine but they're charging 1000 rupees as annual fee for nothing. They don't provide any special offers and vouchers and the annual charges for such an ordinary card is not feasible.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Platinum Times Credit card for a while. They have given me a very good credit limit of 120000. It has been a very useful card for all my day to day transactions and I have never faced any issues with their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2018
    • HDFC Bank Credit Card
      "Decent Card"
      0.5 4.0/5 "Great!"
      Its been 3 to 4 years since I'm using this credit card. If i use a lot then there is no annual charge. They have offered me a credit limit of Rs. 50000 and i 'm happy about it. They have called many times to increase the credit limit and i have rejected the same. They offering a cashback points. There is a offer for dining and shopping. I have never tried the rewards points conversion.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 06, 2018
    • HDFC Bank Credit Card
      "Good services"
      0.5 5.0/5 "Blown Away!"
      I have purchased this HDFC card around 2 years. They have offered me credit limit of Rs. 65000 and I'm not happy about the credit card. In HDFC, i don't remember about the annual fee for this credit card. The annual fee will get waived off. I used to get many cashback offers on Flipkart, Amazon in other e-commerce websites.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 03, 2018
    • HDFC Bank Credit Card
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      I have purchased the credit card 7 years ago. For a credit limit, they have given Rs. 1 lakhs as credit limit. They are not charging anything for the credit card. There are some offers providing in the HDFC always, for that i used to received the SMS notification also. I'm using the Internet banking for many option so i don't need call the customer care service.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 03, 2018
    • HDFC Bank Credit Card
      "Fees are high"
      0.5 3.0/5 "Satisfactory"
      The annual fee and service is quite high. They are charging Rs. 1000 as annual fee. The interest rates are high they are charging 13% on cash withdrawals. There are many offers are available but which is not suitable for me. They have to send offers according to the customer's usage. I have started using this Times card for past 7 months. I never tried the customer care service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 01, 2018
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