Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Times Credit Card
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    1st Year Fee
    Rewards
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    1000
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    HDFC Bank Platinum Times Credit Card is Rated as "Excellent!" by 227 Users

    Fees & Charges

    Promised Interest Rate

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    HDFC Bank Platinum Times Credit Card

    Indulge yourself into a world of exclusive Platinum privileges and rewarding deals when you shop or transact with a HDFC Platinum Times Credit Card. Get discount with existing entertainment, dining and shopping offers specially crafted for HDFC Platinum customers.

    Features of a HDFC Platinum Times Credit Card:

    The HDFC Platinum Times Credit Card is a feature-loaded entertainment card with a bouquet of offers and discounts for Platinum customers. The card also contains an embedded EMV chip added as a security measure to provide safer transactions, thereby protecting it against counterfeit and fraud. Some of the key features of the card are listed below.

    • HDFC Bank presents a whole range of welcome vouchers to new customers offering choices from shopping, apparel, dining and entertainment.
    • Card holders can get up to 25% off on movies and up to 20% off on dining, with HDFC offering deals round-the clock.
    • MyRewards - HDFCs world-class Rewards program includes attractive redemption offers and customers can choose from a spectrum of gifts and vouchers. Cardholders can earn 3 Rewards Points for every Rs.150 spent. Under the Weekday Dining Bonanza, customers can earn 10 Rewards Points for every Rs 150 spent on dining. Accumulated rewards points are valid for up to a period of 2 years at participating outlet.
    • Fuel Surcharge waiver is capped at Rs.500 for every bill generated.
    • Since this is an EMV chip enabled card, it offers customers greater security while transacting and protects the card against fraud.
    • The cardholder carries zero lost card liability on fraudulent transactions done after the loss of card has been reported.
    • HDFC Platinum Times Credit cardholders can avail up to 50 days of interest-free credit facility, applicable from the date of purchase.
    • HDFC Platinum members can enjoy revolving credit facility on their credit cards at minimal interest rates.
    • Platinum credit cards can be registered with SmartPay, and customers can pay their utility bills conveniently via this service.

    Benefits of a HDFC Platinum Times Credit Card:

    • Customers booking a minimum of 4 movie tickets worth Rs 150 each in a month can get discounts of Rs. 1,800/- or more for the entire year.
    • Satiate the gastronome in you with exciting offers on dining every month. Get a discount of Rs 9,600 or up to 20% off on dining bills worth Rs 4,000, done in a month at any participating restaurant.
    • If a customer purchases fuel worth Rs 5,000 every month using a HDFC Platinum Times Credit Card, they are entitled to a discount of Rs 1,500 in a year for further fuel transactions.
    • Customers using smartphones can scan the QR Code on the Platinum Times Card and enjoy additional offers on the HDFC Bank Times Card Website.

    Fees & Charges:

    TypeCharges
    First Year FeeRs.1000/- plus taxes
    Renewal FeeRs.1000/- plus taxes
    Cash Advance Fees2.5% of the amount withdrawn
    Late Payment ChargesUp to Rs.700, depending on the outstanding balance

    Eligibility:

    • Salaried employees aged between 21 and 60 years are eligible to apply for a Platinum Times credit card.
    • Self-employed businessmen aged between 21 and 65 years can apply for this credit card.

    HDFC Platinum Times Credit Card FAQs:

    1. What is the minimum repayment amount to be paid by customers every month?

      Card holders have to pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs 200.

    2. How do I make payments for a HDFC Platinum Times credit card?

      Payments can be made via cheques, cash, at ATMs or by using net banking.

    3. Can HDFC Platinum Times credit card customers apply for add-on cards?

      Yes, customers can apply for up to 3 add-on cards with life-time fee waivers.

    4. Can a Platinum chip card be used for online transactions?

      Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.

    5. What are the merchant categories that a HDFC Platinum Times credit card can be used for?

      The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.

    HDFC Bank Platinum Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank money back credit card is easy to use and I use this card for all kind of purchases and for shopping purposes. The customer support is good with HDFC credit card departments. The credit limit is given based on the salary, so I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.5/5 "Excellent!"
      I have my credit with HDFC bank and I am using it for about 2 years . The credit limit was 3 lakhs. They have offered platinum International card. I get many cash back offers and rewards point but I have not used it. The charges are high in case of late payment and the interest rate is also high comparing to ICICI bank. The customer service and responses is very good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and they are excellent in the banking services. They always provide me with the authentic information and they are fast and very much professional. The card offers are also good and there are no issues at all.
      Was this review helpful? 0
      , guntur
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC bank 10 years back. I hold their platinum card and I get reward points for it . The credit limit was 1 lakh and I am satisfied with It. The customer service and responses was amazing. Here the charges are average and interest rate was also not so high. My overall experience was good so Its recommendable.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      HDFC is giving good offers with life time free credit card option, they are giving good discounts on shopping. But credit card bills are very difficult to understand, they are not updating the credit card transaction, apart from that everything is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      HDFC Bank is also good in the credit card and there has been no issues till date with the bank. The customer support team is very helpful and responsive as well. The limit is also good and the bank always informs me about the offers and deals I am eligible off.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 10 months, The credit card services are excellent in HDFC bank when compared to all other credit cards. I get good offers like cash back and reward points. I use this card for shopping and filling petrol, i am also satisfied with the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Unprofessional"
      0.5 5.0/5 "Blown Away!"
      I am unhappy with the way HDFC Bank treated me. I am holding this HDFC Bank credit card for a period of 2 years . Some time back, I tried to talking with the card services, I was on call for 30 minutes where I was referring to a charge, suddenly their representative interrupted me and told that it cannot be done. I felt it was too unprofessional and unethical.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good credit limit"
      0.5 5.0/5 "Blown Away!"
      I have had a credit limit of more than Rs. 1 Lakh with HDFC Credit Card, which helped me throughout the past few years with my financial needs. I have had a very experience with the Bank in regards to this card. Also there is no hidden charges that is been applied.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I have taken credit card loan around 1 lakh with the interest rate around of 8% for the tenure of 12 months, their was no charges applicable. I am using Dinus club card, I am getting reward points but looking good cash back and exciting offers..
      Was this review helpful? 0
      , nasik
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am a long time customer of HDFC Bank. The services and response is good always. They have the best of offers and the charges are normal. The credit limit is really good and they keep upgrading the same on a regular basis. Satisfactory overall on the credit card product.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      HDFC Bank has offered me a credit card and they have been providing the best of services. I get my statements on time. It would be better if it more in detail. Likewise at least once a month I receive a call giving me updates on the offers and also to check if I am facing a difficulty. It would be more appreciative if the call is made once in 15 days or at least send a message about particular offers and their validity period. For example today I have an offer if I purchase for 2K there is no tax, I never knew about this offer until I checked about it on my own. They could at least send a SMS updating on the same. It is a life time free card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Very quick process"
      0.5 5.0/5 "Blown Away!"
      I use Platinum credit card of HDFC. I just started the service before 2months, I didn't use the card till now. The credit limit was satisfactory, offered 70K. It is a lifetime free credit card. They only charge 1% as rate of interest which is very good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      HDFC Bank delivered a credit card to me saying that it would be a life time free card. But the card that came through was chargeable. So I returned the card back asking me to give what they have promised. It is another instance of unsatisfactory services from this bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Best banking "
      0.5 5.0/5 "Blown Away!"
      I bank with HDFC for past 1.2 years I get the best service as compared to other banks in the market.credit card is more useful for my transaction in case of emergency they had recently upgraded my credit card to one lakh easy to carry and safe to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good offers"
      0.5 4.0/5 "Great!"
      I had a Money Back Credit card with HDFC Bank. and felt the usage of it to be very useful. I also felt the offers available in this card to be very good. Also felt the credit limit of Rs.108000 to be very good. I have this Credit Card for the past 3 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Satifactory credit card"
      0.5 5.0/5 "Blown Away!"
      I am having Super Premium Regalia from HDFC its very excellent, because they are providing lower interest for the credit card loans and the amount getting disbursed within 10 seconds with good reward points. They gave me the credit limit around 3 lakhs its excellent.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "satisfactory"
      0.5 4.0/5 "Great!"
      My credit card is with HDFC bank which was taken 3 years back. The credit limit was 1.5 lakhs and I am satisfied with it. They have offered platinum card and I get many god cash back offers. Here the customer service and responses was very slow. Its taking much time to connect with them but I am satisfied with the net banking. My overall experience was satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      HDFC Bank has offered me a credit card and the bank has always been perfect in the offers and services. The bank is responsive too and there are no hassles. I get proper deals and the credit limit is good. The charges are normal and the limit is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The credit card services has been really good from HDFC Bank, they have provided me with a limit that is up to my expectations. The offers are good as well. They have given me a jumbo loan facility and also the cash back offers. The charges are normal.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 17, 2017
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