Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • HDFC Bank Platinum Times Credit Card

    A card that all you movie buffs and gastronomes out there should consider getting is the HDFC Bank Platinum Times Credit Card. The joining fee (which is also the fee for the first year) is Rs.1,000 and the annual fee for each subsequent year is Rs.1,000. The fee is waived with a minimum annual spend of Rs.2.5 lakh. The interest rate on this card is 40.8% p.a.
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    We found 1 HDFC Bank Platinum Times Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
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    Fee Details

    Key Highlights of HDFC Platinum Credit Card

    • An entertainment credit card with discounts on movie and dining throughout the year.
    • Renewal fee waiver on annual spends of Rs.2.5 lakh.
    • Accelerated rewards on dining spends on weekdays.
    • Savings up to Rs.13,000 a year on dining, movies, and fuel spends.

    Entertainment Benefits

    • The card offers up to 20% off on dining and 25% off on movie ticket bookings at partner outlets.
    • 10 reward points on every Rs.150 spent on dining from Monday to Friday at select restaurants in your city.

    Offers by BankBazaar

    If you apply for the HDFC Platinum Times Card through BankBazaar, you can

    • Check you CIBIL score and eligibility to apply for the card for free.
    • If you’re eligible, you can apply for the Platinum Credit Card on the same page, upload the documents and get instant approval.
    • 100% paperless and hassle-free processing guaranteed.

    Features and Benefits

    Welcome gift: Enjoy a welcome gift voucher of your choice from various categories including shopping, hotel, apparel, dining and entertainment. You can visit HDFC Times Card website to choose a welcome gift based on your location and offer type.

    Movie and dining offers: You can get up to 25% off on movies and up to 20% off on dining spends on the card throughout the year. The offer is valid at select restaurants in your city. Visit HDFC Times Card website to check exclusive dining and movie offers available in your city.

    Reward points program

    • Earn 3 reward points on every Rs.150 spent using the card on all retail purchases.
    • 10 accelerated reward points on dining spends during weekdays (Monday to Friday).
    • Accrued reward points are valid for 2 years and can be redeemed for exclusive gifts from the HDFC rewards catalogue.

    Fuel surcharge waiver: The 1% fuel surcharge will be waived if you use the Platinum Times Credit Card to pay your fuel bill. The maximum waiver per month is Rs.250.

    Zero liability on lost card: Don’t worry if you lose your HDFC Platinum Credit Card. Simply report the same to the HDFC credit card customer care within 24 hours and become zero liable for any fraudulent transactions that might take place thereafter.

    Contactless payment: The Platinum Times card is enabled for contactless payments thus ensures fast, easy and secure payments at retail outlets. The contactless feature is currently available only for the transactions below Rs.2,000 and can be used at terminals enabled for contactless technology only.

    HDFC Platinum Times Credit Card - Value chart

    Use your Platinum Times Credit Card for your day-to-day spends such as fuel, entertainment, and dining and enjoy super savings as mentioned below.

    Monthly Spend Savings per year
    Fuel purchases of Rs.5,000 Rs.1,500
    4 movie tickets of Rs.150 each Rs.1,800
    Dining spends of Rs.4,000 Rs.9,600
    Total savings Rs.12,900

    Special benefits: Conduct a minimum of 4 transactions every month, to get -

    • Rs.50 lakh worth free accidental death insurance policy
    • Complimentary fire and burglary protection for goods worth above Rs.5000 purchased using the credit card.

    Fees and Charges

    Type of fee/charge Amount
    Joining fee Rs.1,000
    Annual fee Rs.1,000
    Interest rate 3.49% per month
    Cash withdrawal fee 2.5% of the withdrawn amount (Minimum Rs.500)
    Cash advance limit 40% of the credit limit
    Rewards redemption fee Rs.99 per request
    Late payment charges
    • Less than Rs.100 – None
    • Rs.100 to Rs.500 – Rs.100
    • Rs.501 to Rs.5,000 – Rs.500
    • Rs.5,001 to Rs.10,000 – Rs.600
    • Rs.10,001 and 25,000 – Rs.800
    • For more than Rs.25,000 – Rs.950
    Outstation cheque processing charge Cheque value of up to Rs.5,000 – Rs.25 Cheque value of more than Rs.5,000 – Rs.50
    Cash processing fee Rs.100
    Over limit charges 2.5% of the over-limit amount (minimum Rs.500)
    Reissue of lost, stolen or damaged card Rs.100
    Foreign currency transaction fee 3.5%
    Payment return charges 2% of payment amount (minimum Rs.450)

    Eligibility Criteria

    • Applicant should be either salaried or self-employed.
    • For salaried the age range is 21 to 60 years.
    • For self-employed, it is 21 to 65 years.
    • The applicant should have a good credit history and a stable flow of income.

    Documents Required

    The basic documents required to process any credit card application are listed below. However, the bank may ask you for other documents based on your profile.

    • KYC documents
    • PAN card
    • Income proof such as salary slip or income tax returns
    • Bank statements and others.

    How to Apply for HDFC Platinum Times Credit Card online

    Visit HDFC official website to apply for the Platinum Times Credit Card directly. Once the bank receives your application, it would approach you for further processing.

    Alternatively, you can also apply through BankBazaar and enjoy the exclusive offers.

    Steps to apply for Platinum Times Credit Card on BankBazaar

    • The ‘Check Eligibility’ button on the page would help you know your eligibility to apply for the card
    • If you’re eligible, you will find an option to apply for the card.
    • Click on ‘Apply Now’, fill the online application form, upload the documents and press ‘Submit’.

    You will receive an acknowledgement message with the application ID upon successful submission of the application.

    The same ID would help you track the application status of your credit card application in the later stage.

    FAQs:

    1. What is the minimum repayment amount for HDFC Platinum Times Credit Card
    2. Cardholders have to pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs.200.

    3. How do I make payments for a HDFC Platinum Times credit card
    4. Payments can be made via cheques, cash, at ATMs or by using net banking.

    5. Can HDFC Platinum Times credit card customers apply for add-on cards
    6. Yes, customers can apply for up to 3 add-on cards with life-time fee waiver.

    7. Can a Platinum chip card be used for online transactions
    8. Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.

    9. What are the merchant categories that a HDFC Platinum Times credit card can be used for
    10. The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.

    >Other Top Credit Cards By HDFC Bank
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    HDFC Bank Platinum Times Credit Card Reviews

    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the HDFC credit card and it is very good.Annual fee charges is applicable.I am getting cash back offers in this card.I am getting reward points for all transactions.I had got book my show ticket of rs.2000 for 3 months.Payment process is easy which is made through online.card is very secured.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 26, 2019
    • HDFC Bank
      HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since the waver off with this card was good. The process in getting this card was very easy and comfortable and within ten days i got the card. The credit limit with the card has been good and the bank executive had directly approached me and explained me with the benefits and features with the card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Mar 11, 2019
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Times Credit card for a while. The limit is is 4 Lacs, enhanced the limit with respect to the salary. Depends they increased the limit. The only drawback is that the card valid for only three years. The reward points system is not Upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Platinum Times Credit card for a while., I've got offers online shopping offers. The limit was also good. I am still using the card and there hasn't been any issues so far. They always come up with online shopping cash-back offers on Amazon and Flipkart.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 28, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the 1 year. The experience is good. There are points, not user friendly. The limit is very low. Reward points value also very less. They need to come up with more exclusive offers with the credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 24, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the HDFC Times Credit card for a while. The experience was good, they have nice reward points the service good. The credit limit keep on increasing. I am really happy about their services.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 16, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the HDFC Times Credit card for a while. The experience is been good and they have given the very good limit also increased, there are no special offers and the reward points offered are also very less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've been using the HDFC Times Platinum Credit card for the past 3 years, the experience was good. I have got offers movie tickets booked via BookMyShow. I have also received reward points and haven't redeemed the points it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 28, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Platinum Money Back credit card for 1 year, the service is good. I am getting reward points. I am having EMI facility with this card. So far it has been a good experience with the card and their services. They need to provide more useful offers.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 26, 2018
    • HDFC Bank Credit Card
      "Good credit card"
      0.5 5.0/5 "Blown Away!"
      I have to pay the annual fee of Rs. 500. I have purchased this credit card for a long time for past 2 years. The customer care service is good and they are always available if i have any query so far. They have offered me a credit limit of Rs. 53000 and I'm quite satisfied with it. I don't face any issues with service so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 26, 2018
    • HDFC Bank Credit Card
      "Overall Good"
      0.5 5.0/5 "Blown Away!"
      The interest rates are high in HDFC card. I'm not sure about the annual fee in this card. They are offering a cashback offers on mall in some brands and mobiles. I don't find any discount offer and rewards points. I did not call the customer care. I had an issue with the HDFC, I just want to change the mobile number however i have to visit the bank for this procedure.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 21, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience with Bank Bazaar services so far and i had started using the services of them very recently. I had been using the website of them and it had been easy in using it. Their customer support also had been very good and they had been making a good follow up during the whole process.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 17, 2018
    • HDFC Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the HDFC Times Credit card for a while. The card is fine but they're charging 1000 rupees as annual fee for nothing. They don't provide any special offers and vouchers and the annual charges for such an ordinary card is not feasible.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Platinum Times Credit card for a while. They have given me a very good credit limit of 120000. It has been a very useful card for all my day to day transactions and I have never faced any issues with their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2018
    • HDFC Bank Credit Card
      "Decent Card"
      0.5 4.0/5 "Great!"
      Its been 3 to 4 years since I'm using this credit card. If i use a lot then there is no annual charge. They have offered me a credit limit of Rs. 50000 and i 'm happy about it. They have called many times to increase the credit limit and i have rejected the same. They offering a cashback points. There is a offer for dining and shopping. I have never tried the rewards points conversion.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 06, 2018
    • HDFC Bank Credit Card
      "Good services"
      0.5 5.0/5 "Blown Away!"
      I have purchased this HDFC card around 2 years. They have offered me credit limit of Rs. 65000 and I'm not happy about the credit card. In HDFC, i don't remember about the annual fee for this credit card. The annual fee will get waived off. I used to get many cashback offers on Flipkart, Amazon in other e-commerce websites.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 03, 2018
    • HDFC Bank Credit Card
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      I have purchased the credit card 7 years ago. For a credit limit, they have given Rs. 1 lakhs as credit limit. They are not charging anything for the credit card. There are some offers providing in the HDFC always, for that i used to received the SMS notification also. I'm using the Internet banking for many option so i don't need call the customer care service.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 03, 2018
    • HDFC Bank Credit Card
      "Fees are high"
      0.5 3.0/5 "Satisfactory"
      The annual fee and service is quite high. They are charging Rs. 1000 as annual fee. The interest rates are high they are charging 13% on cash withdrawals. There are many offers are available but which is not suitable for me. They have to send offers according to the customer's usage. I have started using this Times card for past 7 months. I never tried the customer care service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 01, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the HDFC Platinum Times card for a while. It will take almost 2-3 days to reflect the payment once its been done which is not good at all. The Payment should be updated instantly so that it won't affect the credit score of a particular customer.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 29, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      If i spend more than 1.50 lakhs, then the annual charges will be free otherwise i have to pay the annual fee of Rs. 499. They have provided me a credit limit of Rs. 70000. Nearly 5 months i have been using this HDFC credit card. I used to get a movie tickets, Groceries and electronic good. I will get a cashback on that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 29, 2018
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