Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Times Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time Within 30 minutes
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    HDFC Bank Platinum Times Credit Card is Rated as "Excellent!" by 200 Users

    Fees & Charges

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    Overview:

    Indulge yourself into a world of exclusive Platinum privileges and rewarding deals when you shop or transact with a HDFC Platinum Times Credit Card. Get discount with existing entertainment, dining and shopping offers specially crafted for HDFC Platinum customers.

    Features of a HDFC Platinum Times Credit Card:

    The HDFC Platinum Times Credit Card is a feature-loaded entertainment card with a bouquet of offers and discounts for Platinum customers. The card also contains an embedded EMV chip added as a security measure to provide safer transactions, thereby protecting it against counterfeit and fraud. Some of the key features of the card are listed below.

    • HDFC Bank presents a whole range of welcome vouchers to new customers offering choices from shopping, apparel, dining and entertainment.
    • Card holders can get up to 25% off on movies and up to 20% off on dining, with HDFC offering deals round-the clock.
    • MyRewards - HDFC’s world-class Rewards program includes attractive redemption offers and customers can choose from a spectrum of gifts and vouchers. Cardholders can earn 3 Rewards Points for every Rs.150 spent. Under the Weekday Dining Bonanza, customers can earn 10 Rewards Points for every Rs 150 spent on dining. Accumulated rewards points are valid for up to a period of 2 years at participating outlet.
    • Fuel Surcharge waiver is capped at Rs.500 for every bill generated.
    • Since this is an EMV chip enabled card, it offers customers greater security while transacting and protects the card against fraud.
    • The cardholder carries zero lost card liability on fraudulent transactions done after the loss of card has been reported.
    • HDFC Platinum Times Credit cardholders can avail up to 50 days of interest-free credit facility, applicable from the date of purchase.
    • HDFC Platinum members can enjoy revolving credit facility on their credit cards at minimal interest rates.
    • Platinum credit cards can be registered with SmartPay, and customers can pay their utility bills conveniently via this service.

    Benefits of a HDFC Platinum Times Credit Card:

    • Customers booking a minimum of 4 movie tickets worth Rs 150 each in a month can get discounts of Rs. 1,800/- or more for the entire year.
    • Satiate the gastronome in you with exciting offers on dining every month. Get a discount of Rs 9,600 or up to 20% off on dining bills worth Rs 4,000, done in a month at any participating restaurant.
    • If a customer purchases fuel worth Rs 5,000 every month using a HDFC Platinum Times Credit Card, they are entitled to a discount of Rs 1,500 in a year for further fuel transactions.
    • Customers using smartphones can scan the QR Code on the Platinum Times Card and enjoy additional offers on the HDFC Bank Times Card Website.

    Fees & Charges:

    TypeCharges
    First Year FeeRs.1000/- plus taxes
    Renewal FeeRs.1000/- plus taxes
    Cash Advance Fees2.5% of the amount withdrawn
    Late Payment ChargesUp to Rs.700, depending on the outstanding balance

    Eligibility:

    • Salaried employees aged between 21 and 60 years are eligible to apply for a Platinum Times credit card.
    • Self-employed businessmen aged between 21 and 65 years can apply for this credit card.

    HDFC Platinum Times Credit Card FAQs:

    1. What is the minimum repayment amount to be paid by customers every month?

      Card holders have to pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs 200.

    2. How do I make payments for a HDFC Platinum Times credit card?

      Payments can be made via cheques, cash, at ATMs or by using net banking.

    3. Can HDFC Platinum Times credit card customers apply for add-on cards?

      Yes, customers can apply for up to 3 add-on cards with life-time fee waivers.

    4. Can a Platinum chip card be used for online transactions?

      Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.

    5. What are the merchant categories that a HDFC Platinum Times credit card can be used for?

      The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.

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  • HDFC Bank Platinum Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      I am using Diner club credit card, whenever I go for any tie up restaurant with the HDFC they are providing some cash back and also I get some reward points. I am happy with credit card service of HDFC. Bill are very transparent and clear about the transaction.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The HDFC bank All miles credit card carries benefits like reward points and cash back offers. The reward points can be redeemed as air tickets, which is very good offer. I am happy about the credit limit. The rate of interest is nominal with this card. I am satisfied using this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Extremely good in the services"
      0.5 5.0/5 "Blown Away!"
      After seeing my transactions in my account, HDFC Bank offered me a credit card with a credit limit of 60K. They have also told me to use the card for the next three to four months and the bank would increase the limit. Even if they do not do it, I would not mind because I am extremely happy with the clarity they provide in the services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a Money back credit card with HDFC bank for past 6 months. I get benefits like reward point, cash back offers and Online purchasing offers with this card. I am getting the notifications about the special offers with this card. The rate of interest is nominal with this card. I am happy about the credit limit and satisfied using money back card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Charges should be reduced"
      0.5 2.0/5 "Expected more"
      Three years back I had taken car loan from HDFC, they have charged 5% of interest for the foreclosure, I had taken the car loan of Rs. 3.60 lakhs for the tenure of five years. I have done a foreclosure between the tenure period, I am not happy with their charges and it was really high.
      Was this review helpful? 0
      , srinagar
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Clear process"
      0.5 4.0/5 "Great!"
      HDFC Bank has been good on the credit card services and the offers are good and satisfactory. The credit limit is also good and the bills are sent on time and I do not have to recheck the statements they send me. No hassles overall and I am happy to use them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Need improvement in services"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank is not doing well in terms of credit card. They do not value their customers. I am banking for this card for the last nine years and the credit limit is very less and the customer services are also not good, also they are not consistent in the process.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The credit card experience with HDFC bank is not good. Probably next year l might stop using this card because they also don't provide any offers and the credit limit they have offered is 50000 rupees and this is a life time free credit card holding this card for more than 5 years now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and when I did not get my personal loan through, I called up the customer care and I got the loan on the card. It was a very quick process and hassle free too. There are other benefits and offers on the card and no inconvenience faced.
      Was this review helpful? 0
      , porbandar
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Nice Credit card"
      0.5 5.0/5 "Blown Away!"
      HDFC gave me good cash back offers, I got upto Rs.2000 based on the product which I purchased. I have been using it for two years its good, they offered credit limit of Rs.75,000. I always make the total amount so I not aware of interest rate. Overall I am happy with their service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card is handy one like everything can be done through online and am having this card from the last one year of time. Response is good one with them and I have not faced much issues with them and the credit limit is 75000 rupees and its 5000 yearly charges for the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Convenient for all transactions"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC Regalia credit card for past five years, I got few offer in online shopping. when I convert the amount into an EMI interest rate is low around 12 to 13% and they giving the maximum tenure of 36 month. I am very much happy with the credit limit of HDFC.
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I am thankful to HDFC Bank as they were the only bank who offered me benefits when no other bank did. They offered me a credit credit when I was at my first job and they gave me a very decent credit limit though I was earning only 12K at that moment. Happy with the bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Perfect services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and I am happy only with this product. The offers on the card has been perfect and the credit limit is also satisfactory. It is a life time free card and the customer support is also responsive when ever I reach out to them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Credit Card
      "Convenient for transaction"
      0.5 4.0/5 "Great!"
      I am using HDFC credit card for five years, I am working with TCS, hence they are giving some special offers for the credit card. I used to get some reward points and cash back for kinds of transaction. I am fine with the credit limit is satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I do hold a credit card of HDFC bank with the credit limit of 1.5 lakh Rupees. Customer service is the best one for me and I am not running behind the offers. I had not faced the drawbacks with them till now, also they used to delay with the phone banking service, which is not only with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      Recently I have started using HDFC bank solitaire premium credit card. I have applied for HDFC bank money back card, but I am not sure, why they have issued the solitaire premium card. The credit limit with HDFC bank can be increased in future. This card doesn't have annual fee in the first year, from 2nd year onwards If we use more than 50 k or 1lakh the annual fee will be waived off. I would say, it is an average card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I am unhappy with the credit card experience with HDFC Bank. They need an improvement in every bit of the process. They had not given me a proper limit, neither are their offers on the card nor are my statements were on time and clear. Overall I am unhappy with them.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I use HDFC bank Visa credit card for the past 2 years. I get reward points, cash back offers, fuel surcharge waiver on this card. There are also lot of online offers given in this card. I am happy with the credit limit. The rate of interest is nominal on this card and I can say it is a good card to use.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Convenient for shopping"
      0.5 3.0/5 "Satisfactory"
      HDFC is good in offers for shopping, movie tickets and they are giving some good cash back offers in online shopping like Amazon, Mantra, Filpkart etc. My credit limit is not upto the mark, I had been using this HDFC credit card around one year and I am not satisified with it.
      Was this review helpful? 0
      , faridabad
      Reviewed on Jun 22, 2017
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