Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Times Credit Card
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    1st Year Fee
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    HDFC Bank Platinum Times Credit Card is Rated as "Excellent!" by 241 Users

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    HDFC Bank Platinum Times Credit Card

    Indulge yourself into a world of exclusive Platinum privileges and rewarding deals when you shop or transact with a HDFC Platinum Times Credit Card. Get discount with existing entertainment, dining and shopping offers specially crafted for HDFC Platinum customers.

    Features of a HDFC Platinum Times Credit Card:

    The HDFC Platinum Times Credit Card is a feature-loaded entertainment card with a bouquet of offers and discounts for Platinum customers. The card also contains an embedded EMV chip added as a security measure to provide safer transactions, thereby protecting it against counterfeit and fraud. Some of the key features of the card are listed below.

    • HDFC Bank presents a whole range of welcome vouchers to new customers offering choices from shopping, apparel, dining and entertainment.
    • Card holders can get up to 25% off on movies and up to 20% off on dining, with HDFC offering deals round-the clock.
    • MyRewards - HDFCs world-class Rewards program includes attractive redemption offers and customers can choose from a spectrum of gifts and vouchers. Cardholders can earn 3 Rewards Points for every Rs.150 spent. Under the Weekday Dining Bonanza, customers can earn 10 Rewards Points for every Rs 150 spent on dining. Accumulated rewards points are valid for up to a period of 2 years at participating outlet.
    • Fuel Surcharge waiver is capped at Rs.500 for every bill generated.
    • Since this is an EMV chip enabled card, it offers customers greater security while transacting and protects the card against fraud.
    • The cardholder carries zero lost card liability on fraudulent transactions done after the loss of card has been reported.
    • HDFC Platinum Times Credit cardholders can avail up to 50 days of interest-free credit facility, applicable from the date of purchase.
    • HDFC Platinum members can enjoy revolving credit facility on their credit cards at minimal interest rates.
    • Platinum credit cards can be registered with SmartPay, and customers can pay their utility bills conveniently via this service.

    Benefits of a HDFC Platinum Times Credit Card:

    • Customers booking a minimum of 4 movie tickets worth Rs 150 each in a month can get discounts of Rs. 1,800/- or more for the entire year.
    • Satiate the gastronome in you with exciting offers on dining every month. Get a discount of Rs 9,600 or up to 20% off on dining bills worth Rs 4,000, done in a month at any participating restaurant.
    • If a customer purchases fuel worth Rs 5,000 every month using a HDFC Platinum Times Credit Card, they are entitled to a discount of Rs 1,500 in a year for further fuel transactions.
    • Customers using smartphones can scan the QR Code on the Platinum Times Card and enjoy additional offers on the HDFC Bank Times Card Website.

    Fees & Charges:

    TypeCharges
    First Year FeeRs.1000/- plus taxes
    Renewal FeeRs.1000/- plus taxes
    Cash Advance Fees2.5% of the amount withdrawn
    Late Payment ChargesUp to Rs.700, depending on the outstanding balance

    Eligibility:

    • Salaried employees aged between 21 and 60 years are eligible to apply for a Platinum Times credit card.
    • Self-employed businessmen aged between 21 and 65 years can apply for this credit card.

    HDFC Platinum Times Credit Card FAQs:

    1. What is the minimum repayment amount to be paid by customers every month?

      Card holders have to pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs 200.

    2. How do I make payments for a HDFC Platinum Times credit card?

      Payments can be made via cheques, cash, at ATMs or by using net banking.

    3. Can HDFC Platinum Times credit card customers apply for add-on cards?

      Yes, customers can apply for up to 3 add-on cards with life-time fee waivers.

    4. Can a Platinum chip card be used for online transactions?

      Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.

    5. What are the merchant categories that a HDFC Platinum Times credit card can be used for?

      The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.

    HDFC Bank Platinum Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with HDFC bank which was taken 3 years back . The credit limit was 1 lakh and I hold money back International card. In case of late payment the charges are so high than other banks. The validity of the card is up to 2025 and I have 24/7 helpline number .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Transparent process"
      0.5 5.0/5 "Blown Away!"
      It is a life time free credit card with HDFC Bank and the customer services are good. They are always transparent about the transactions. Before taking any charges for the card, they will always contact me and inform me the same and then the bank charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Good One"
      0.5 5.0/5 "Blown Away!"
      For the past 3 years, I am using the credit card of HDFC Bank . the customer service is good from the bank side card regarding . The bank gave me a credit limit of around 1Lakh . The bank had given me a Cash withdrawal option there on the card and also balance transfer option . It is a Platinum card which I am using HDFC bank . I get Reward points on using the card. There are no Annual fee for this card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have a HDFC credit card,features are good compared to other card types.The limit on the card is more sufficient to transact.I earn reward points for every purchase through online as well as at the outlet.I had annual fees for this card but based on the long relationship they have made it as life time free card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with HDFC bank 1.5 years back . The credit limit was 25,000 which was satisfactory and the validity of the card 2022 and they have offered money back International card . The customer service and responses was good .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Looking for better offers"
      0.5 3.5/5 "Pretty good"
      HDFC give quick response, but not a friendly service. They are not providing many offers based on the credit transaction. I would like suggest them to give attractive offers from the market and also their interest and charges was high. HDFC don't have smart EMI option, if I purchase for Rs. 30k also I should repay on next month.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card as well and when ever I use the card I have no hassles. The transactions are smooth and there are no unwanted charges. The limit is good and the offers on the card is also to my satisfaction. In all there are no issues.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I am using HDFC credit card for nearly 3 to 4 years. I hold a platinum credit card, the credit limit was lesser. I can covert the payment into EMI's with normal charges which was good. It is a life time credit card. I am getting reward points and cash back offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I am using HDFC credit card for nearly 3 to 4 years. I hold a platinum credit card, the credit limit was lesser. I can covert the payment into EMI's with normal charges which was good. It is a life time credit card. I am getting reward points and cash back offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      Around 3 months ago I have the got the credit card loan from HDFC bank. I got around rs,1,00,000 from HDFC bank. The rate of interest and the charges are average with this credit card loan and I would say I am satisfied with the loan amount which HDFC bank approved.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      It is an excellent to use the HDFC bank diners Club black credit card. I have the HDFC bank credit card for past 1 year., I am satisfied with the credit limit with this card and I dont pay any annual fee to this card because it is an free card to use. I would say it is a good card to use.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.5/5 "Excellent!"
      I am using HDFC credit card from last 8-10 months and this credit card is very convenient to use. An annual fee of Rs 500 has to be paid every year for this credit card. I get SMS alerts for any offers in this card and i also get cash back on bill payments. I have a credit limit of Rs 30000 and the cash limit of Rs 3000 in this credit card. I use net banking for making payments and there are no charges on transaction.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The charges are high with the HDFC bank credit card services. The customer support is not up to the mark with the HDFC bank credit card department. I have the HDFC bank platinum times credit card for past one year. I am satisfied with the credit limit.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Good offers"
      0.5 5.0/5 "Blown Away!"
      I have a Hdfc basic credit card with a limit of 30,000.No annual fees to hold this card.I get offers for online shopping like Amazon.Net and mobile banking is excellent to use. Phone banking response is prompt.I make payment through online it reflects after 2 days.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      Customer service was good one with the HDFC bank credit card and the credit limit value is fine one for me. I am happy with them till now. Online portal of the HDFC bank credit card is really good one for me.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the credit card with the HDFC bank and am using it from the last two years of time. I would like to say that the line of credit card limit offered on the card is very minimal for me. Further, I did not observe any flaws with regards to the service till date.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a wonderful experience with hdfc credit card service ,the customer support was good also I use to get good offers from bookmyshow ,amazon ,flip kart and more ,the charges was good also the online credit application was helpful it was a good service from hdfc credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Need to improve"
      0.5 3.0/5 "Satisfactory"
      I am holding the credit card of HDFC bank, also I and am using from the last ten years of time. I would like to say that the online banking services are really good one with the HDFC bank credit card. I am happy with way HDFC credit card works......
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a platinum credit card from hdfc ,I use to receive flipkart ,amazon and some more offers from hdfc platinum card service and they use to charge yearly 499 also the interest rate and the charges was good with hdfc platinum card it was a good experience with hdfc platinum credit card service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have the HDFC bank platinum times card credit card for more then 4 years. I get good benefits with the HDFC bank titanium times credit card . I got very good credit limit and I am satisfied with it. For the first year I paid Rs,450 as annual fee but after that I never paid any annual fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
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