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    We found 1 HDFC Bank Platinum Times Credit Card
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    1st Year Fee
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    HDFC Bank Platinum Times Credit Card is Rated as "Excellent!" by 305 Users

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    HDFC Bank Platinum Times Credit Card

    Indulge yourself into a world of exclusive Platinum privileges and rewarding deals when you shop or transact with a HDFC Platinum Times Credit Card. Get discount with existing entertainment, dining and shopping offers specially crafted for HDFC Platinum customers.

    Features of a HDFC Platinum Times Credit Card:

    The HDFC Platinum Times Credit Card is a feature-loaded entertainment card with a bouquet of offers and discounts for Platinum customers. The card also contains an embedded EMV chip added as a security measure to provide safer transactions, thereby protecting it against counterfeit and fraud. Some of the key features of the card are listed below.

    • HDFC Bank presents a whole range of welcome vouchers to new customers offering choices from shopping, apparel, dining and entertainment.
    • Card holders can get up to 25% off on movies and up to 20% off on dining, with HDFC offering deals round-the clock.
    • MyRewards - HDFCs world-class Rewards program includes attractive redemption offers and customers can choose from a spectrum of gifts and vouchers. Cardholders can earn 3 Rewards Points for every Rs.150 spent. Under the Weekday Dining Bonanza, customers can earn 10 Rewards Points for every Rs 150 spent on dining. Accumulated rewards points are valid for up to a period of 2 years at participating outlet.
    • Fuel Surcharge waiver is capped at Rs.500 for every bill generated.
    • Since this is an EMV chip enabled card, it offers customers greater security while transacting and protects the card against fraud.
    • The cardholder carries zero lost card liability on fraudulent transactions done after the loss of card has been reported.
    • HDFC Platinum Times Credit cardholders can avail up to 50 days of interest-free credit facility, applicable from the date of purchase.
    • HDFC Platinum members can enjoy revolving credit facility on their credit cards at minimal interest rates.
    • Platinum credit cards can be registered with SmartPay, and customers can pay their utility bills conveniently via this service.

    Benefits of a HDFC Platinum Times Credit Card:

    • Customers booking a minimum of 4 movie tickets worth Rs 150 each in a month can get discounts of Rs. 1,800/- or more for the entire year.
    • Satiate the gastronome in you with exciting offers on dining every month. Get a discount of Rs 9,600 or up to 20% off on dining bills worth Rs 4,000, done in a month at any participating restaurant.
    • If a customer purchases fuel worth Rs 5,000 every month using a HDFC Platinum Times Credit Card, they are entitled to a discount of Rs 1,500 in a year for further fuel transactions.
    • Customers using smartphones can scan the QR Code on the Platinum Times Card and enjoy additional offers on the HDFC Bank Times Card Website.

    Fees & Charges:

    TypeCharges
    First Year FeeRs.1000/- plus taxes
    Renewal FeeRs.1000/- plus taxes
    Cash Advance Fees2.5% of the amount withdrawn
    Late Payment ChargesUp to Rs.700, depending on the outstanding balance

    Eligibility:

    • Salaried employees aged between 21 and 60 years are eligible to apply for a Platinum Times credit card.
    • Self-employed businessmen aged between 21 and 65 years can apply for this credit card.

    HDFC Platinum Times Credit Card FAQs:

    1. What is the minimum repayment amount to be paid by customers every month?

      Card holders have to pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs 200.

    2. How do I make payments for a HDFC Platinum Times credit card?

      Payments can be made via cheques, cash, at ATMs or by using net banking.

    3. Can HDFC Platinum Times credit card customers apply for add-on cards?

      Yes, customers can apply for up to 3 add-on cards with life-time fee waivers.

    4. Can a Platinum chip card be used for online transactions?

      Yes, this credit card can be used for online transactions after registering with MasterCard SecureCode.

    5. What are the merchant categories that a HDFC Platinum Times credit card can be used for?

      The HDFC Platinum Times credit card can be used at retail outlets, travel sites, entertainment websites and much more.

    HDFC Bank Platinum Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Times Credit card for a while. The limit is is 4 Lacs, enhanced the limit with respect to the salary. Depends they increased the limit. The only drawback is that the card valid for only three years. The reward points system is not Upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Platinum Times Credit card for a while., I've got offers online shopping offers. The limit was also good. I am still using the card and there hasn't been any issues so far. They always come up with online shopping cash-back offers on Amazon and Flipkart.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 28, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the 1 year. The experience is good. There are points, not user friendly. The limit is very low. Reward points value also very less. They need to come up with more exclusive offers with the credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 24, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the HDFC Times Credit card for a while. The experience was good, they have nice reward points the service good. The credit limit keep on increasing. I am really happy about their services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the HDFC Times Credit card for a while. The experience is been good and they have given the very good limit also increased, there are no special offers and the reward points offered are also very less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've been using the HDFC Times Platinum Credit card for the past 3 years, the experience was good. I have got offers movie tickets booked via BookMyShow. I have also received reward points and haven't redeemed the points it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 28, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Platinum Money Back credit card for 1 year, the service is good. I am getting reward points. I am having EMI facility with this card. So far it has been a good experience with the card and their services. They need to provide more useful offers.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 26, 2018
    • HDFC Bank Credit Card
      "Good credit card"
      0.5 5.0/5 "Blown Away!"
      I have to pay the annual fee of Rs. 500. I have purchased this credit card for a long time for past 2 years. The customer care service is good and they are always available if i have any query so far. They have offered me a credit limit of Rs. 53000 and I'm quite satisfied with it. I don't face any issues with service so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 26, 2018
    • HDFC Bank Credit Card
      "Overall Good"
      0.5 5.0/5 "Blown Away!"
      The interest rates are high in HDFC card. I'm not sure about the annual fee in this card. They are offering a cashback offers on mall in some brands and mobiles. I don't find any discount offer and rewards points. I did not call the customer care. I had an issue with the HDFC, I just want to change the mobile number however i have to visit the bank for this procedure.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 21, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience with Bank Bazaar services so far and i had started using the services of them very recently. I had been using the website of them and it had been easy in using it. Their customer support also had been very good and they had been making a good follow up during the whole process.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 17, 2018
    • HDFC Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the HDFC Times Credit card for a while. The card is fine but they're charging 1000 rupees as annual fee for nothing. They don't provide any special offers and vouchers and the annual charges for such an ordinary card is not feasible.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Platinum Times Credit card for a while. They have given me a very good credit limit of 120000. It has been a very useful card for all my day to day transactions and I have never faced any issues with their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2018
    • HDFC Bank Credit Card
      "Decent Card"
      0.5 4.0/5 "Great!"
      Its been 3 to 4 years since I'm using this credit card. If i use a lot then there is no annual charge. They have offered me a credit limit of Rs. 50000 and i 'm happy about it. They have called many times to increase the credit limit and i have rejected the same. They offering a cashback points. There is a offer for dining and shopping. I have never tried the rewards points conversion.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 06, 2018
    • HDFC Bank Credit Card
      "Good services"
      0.5 5.0/5 "Blown Away!"
      I have purchased this HDFC card around 2 years. They have offered me credit limit of Rs. 65000 and I'm not happy about the credit card. In HDFC, i don't remember about the annual fee for this credit card. The annual fee will get waived off. I used to get many cashback offers on Flipkart, Amazon in other e-commerce websites.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 03, 2018
    • HDFC Bank Credit Card
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      I have purchased the credit card 7 years ago. For a credit limit, they have given Rs. 1 lakhs as credit limit. They are not charging anything for the credit card. There are some offers providing in the HDFC always, for that i used to received the SMS notification also. I'm using the Internet banking for many option so i don't need call the customer care service.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 03, 2018
    • HDFC Bank Credit Card
      "Fees are high"
      0.5 3.0/5 "Satisfactory"
      The annual fee and service is quite high. They are charging Rs. 1000 as annual fee. The interest rates are high they are charging 13% on cash withdrawals. There are many offers are available but which is not suitable for me. They have to send offers according to the customer's usage. I have started using this Times card for past 7 months. I never tried the customer care service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 01, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the HDFC Platinum Times card for a while. It will take almost 2-3 days to reflect the payment once its been done which is not good at all. The Payment should be updated instantly so that it won't affect the credit score of a particular customer.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 29, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      If i spend more than 1.50 lakhs, then the annual charges will be free otherwise i have to pay the annual fee of Rs. 499. They have provided me a credit limit of Rs. 70000. Nearly 5 months i have been using this HDFC credit card. I used to get a movie tickets, Groceries and electronic good. I will get a cashback on that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 29, 2018
    • HDFC Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have not used this card for pat 3 years. When i called the customer care, they have given a good credit card with the same limit which i had earlier in the old card. They have got a very good customer care service. They used to give a required information and they are very prompt in everything. It is a life time card
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 28, 2018
    • HDFC Bank Credit Card
      "Average Card"
      0.5 3.5/5 "Pretty good"
      It is a life time free credit card. In HDFC, they have offered me a credit limit of Rs. 1.10 lakhs. Their is no hidden charges are there. The customer care service also fine. Overall I'm satisfied with the experience of using the HDFC credit card
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 28, 2018
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