Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 HDFC Regalia First Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.1,500 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    HDFC Regalia First Credit Card is Rated as "Excellent!" by 34 Users
    Credit Card BYTES FROM OUR KITCHEN

    HDFC Regalia First Credit Card

    HDFC is one of the top banks across the globe that offers great financial services and products. They are designed to meet the needs and requirements of the customers. The Regalia First card offered by HDFC bank is a unique credit that allows you to enjoy great privileges and benefits.

    Benefits of HDFC Regalia First Credit Card:

    The Regalia credit card comes with a myriad of benefits. These are as follows:

    • Enjoy great opportunities for saving your hard earned money. With the HDFC Regalia First card, you can choose to save up to Rs 50,000.
    • With the Regalia First card, you can enjoy dining privileges at more than 300 top class restaurants. These restaurants can be a part of leading chains of hotels like Marriott, Vivanta by Taj, Hyatt, The Leela, The Lalit, The Gateway, etc. Avail great savings and complimentary delights every time you use your Regalia credit card for dining.
    • On all the foreign currency spends, you can enjoy the lowest markup of 2%.
    • Avail 0% surcharge when you purchase fuel. However, the minimum transaction to avail 0% fuel surcharge must be Rs 400.
    • Avail 0% surcharge on fuel purchases.

    Features of Regalia First Credit Card:

    The features of the Regalia First card are as follows:

    • Avail complimentary access to more than 850 airport lounges across the globe. At these airport lounges, you can enjoy different facilities including, faxes, phones, internet and conference rooms. If you are the principal cardholder, you will be getting four free accesses each year to the priority pass airport lounges. Using your Regalia First credit card, your guests can also use the facilities at the airport lounges. However, for them a fee of $27 per visit will be charged. The usage charges for the lounges may differ from one lounge to another.
    • For every Rs 150 that you spend using this credit card, you can earn 4 Rewards Points. For any booking that you do via hdfcbankregalia.com, you can earn 2X Rewards Points (8 points). You may also earn 2X Rewards Points when you spend at stand-alone restaurants on dining. Earn Rewards Points for all your entertainment and travel booking done through hdfcbankregalia.com. The Rewards Points can be redeemed for various gifts that you may choose from the catalogue provided by HDFC bank.
    • The Rewards Points that you earn can be converted to air miles. These air miles can be used for both international flights and domestic flights.
    • Avail comprehensive insurance coverage against several risks that you might encounter with. A compensation of Rs 30 lakhs will be given to your nominated kin in th event of an air accident. In case there is a medical emergency situation when you are in a foreign country, avail Rs 10 lakh as medical emergency protection cost. The claim documents must be sent to HDFC Ergo General Insurance Company situated in Noida.

    Eligibility Calculator:

    The Eligibility Calculator is a user friendly tool that helps you to understand if you are eligible for the credit card or not. Enter the specific details in the table like date of birth, type of residence, gender, employment type, etc. and press the button that says ‘ Calculate my Eligibility’.

    How to apply?

    You can choose to apply for the Regalia First credit card offered by HDFC Bank is different ways. These are as follows:

    • You can apply online by filling the form available on the official website of the bank.
    • Walk into a nearby branch and speak with a representative of the bank to apply.
    • Call up on the hotline number of HDFC bank to speak with a phone banker and know more about the application process.

    Fees and Charges

    TypesCharges
    Interest free period50 days
    Minimum amount to be repaid5% of the outstanding balance or Rs 200, whichever is higher
    Limit on Cash Advance40% of the total credit limit
    Renewal / Annual FeeRs 1,000 / Rs 1,000
    Condition for annual fee waiverMembership fee for the first year is waived off when you spend a minimum amount of Rs 15,000 within a period of 90 days from the set up date of the card. When you spend Rs 1 lakh in one year, the membership fee for the next year will be waived off.
    Fee for additional cardUp to 3 additional cards are free for a lifetime
    Revolving credit charges2.95% every month (Annual – 35.4%)
    Charges for cash advanceRs 300 or 2.5% of the withdrawn amount, whichever is more
    Overlimit account charges2.5% of the overlimit amount. This fee is subject to a minimum amount of Rs 500.
    Payment return charges2% of the payment amount. This fee is subject to a minimum amount of Rs 400.
    Fee for cash processingRs 100
    Fee for Rewards redemptionRs 75 for every redemption request
    Processing charges for balance transferRs 250 or 2% of the balance transfer amount, whichever is more
    Fee for purchase of Railway ticketsRs 30 added with 2.5% of the total transaction amount. This is applicable if you are carrying out the transaction via HDFC payment gateway. On any other gateway, you will have to pay the fee as per the IRCTC rules
    Stolen / Damaged / Lost cardRs 100
    Processing charge for Cheque (outstation)Rs 25 for Cheque value of Rs 5,000. If the Cheque value is above Rs 5,000 then the fee is Rs 30
    Foreign currency transactions2%
    Krishi Kalyan Cess, Swachh Bharat Cess and Service TaxThis is applicable on all interest, fees and other charges

    Frequently Asked Questions:

    1. How can I update or change my address on my credit card?

      Send an email to the bank for changing or updating your address on the Regalia First credit card. You may also choose to change or update it online on the portal of the bank.

    2. How can I know about the credit card status?

      You can check the status of your credit card online on the website of the bank. You will have to enter the application reference number (16 digits) and your date of birth or mobile phone number.

    3. If I do not want statements to be sent at the mailing address, how do I stop it?

      In order to do this, you will have to download and fill up MID from the form center of HDFC Bank. Sign it and send it to the correspondence address of the bank.

    4. When should I fill up the progressive dispute form?

      After the CDF (Cardholder Dispute Form) form submission, the bank informs the merchant involved in the disputed transaction. The documents required to substantiate the transaction is produced by the merchant. After inspection, if you are still not satisfied as a customer, you may choose to fill up and submit the form.

    5. In order to report a transaction dispute, why should I fill up the CDF?

      The CDF (Cardholder Dispute Form) must be filled by you as per the guidelines set by MasterCard and Visa. It authorizes the bank to investigate about the transaction with merchant.

    Credit Card Reviews

    • HDFC Bank Credit Card
      "Best banking service"
      0.5 5.0/5 "Blown Away!"
      I am happy with the banking services provided by HDFC bank, it is good when compared to all other banks. I hold a salary account with this bank from last 5 years and the experience was good. Customer service is fine and they responded on time. ATM branches are working fine and the net banking facility is good with this bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with HDFC bank from last 5 years, the credit card services provided by HDFC bank is good when compared to all other credit cards. There is no annual fee charged for this credit card. I get offers like reward points and cash back in this credit card. I use net banking for making payments. I have a credit limit of Rs 1 lakh in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I am satisfied with the HDFC credit service. They offered a All miles credit card and with the good credit limit of more than one lakh rupees. I never paid any interest rate so don't have any idea. They charge annual fee but it will get waived off, if I do maximum transactions.
      Was this review helpful? 0
      , ambala
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a great experience with Hdfc credit card department. The online offers and benefits are good with Hdfc. Hdfc customer support was prompt and the credit limit they quoted me is sufficient for me. It is a best experience with Hdfc credit card department.
      Was this review helpful? 0
      , noida
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The credit limit offer by HDFC credit card department is 86k which was comfortable for me. And cash withdrawal limit is 34k. The documents part was smooth they collected from my door step. The customer support is good. It was an excellent experience with Hdfc credit card department.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      I hold a credit card of HDFC bank.I hold money back International card and the credit limit was1 lakh which was not satisfactory . The customer service and responses was up to the mark. Here there are no hidden charges and I am getting some reward points here.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using Jet privileged credit card of HDFC. The credit limit offer by Hdfc is comfortable and response was good. The customer support was good with Hdfc JET privilege credit card department. It was an excellent experience with Hdfc get privilege credit card department.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have a credit card with Hdfc ,it was a good experience with Hdfc credit card department but I was unable to process sometime. The credit limit what they offered is 60k but I was expecting 1k from Hdfc credit card department ,documents procedure was directly from door step which was an easy process in all.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with HDFC bank for about 4 years . They have offered money back International card and I am getting reward points as benefits. The credit limit was 26,000 which was satisfactory . I am satifeid with their online banking. The customer service and responsiveness was also good.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am holding a Regalia Credit card with HDFC Bank for around one year. The credit limit was one lakh rupees. The customer service and response was satisfactory. There is no annual charges on the card. I am getting reward points and cash back offers on my transactions.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I have my credit card with HDFC bank for about 5 years. They have offered money back International card and the credit limit was 1,80,000. I have 24./7 helpline number. Here the Interest rate and charges are average in the market. My overall experience was good and its recommendable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      From the last three to four years of time. I am using HDFC bank credit card and the response is very good . I would like to say that the customer service is also very good and the online portal is also working in better aspects with them. It is very good choice.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my credit card with HDFC bank for about 8 years. They have offered money back International card and the credit limit was 1.40 lakhs .The customer service and responses was really up to the mark. The charges and Interest rate was really high here comparing with other banks. My overall experience was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Hdfc credit card department was good,the customer support was fine. They had offered me a credit limit of 2.5k which was comfortable for me, all the documents were uploaded through online ,so it was a smooth procedure,it was totally a good experience with Hdfc credit card department.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Hdfc credit card department was good,the customer support was fine. They offered me a credit limit of 2.5k which was comfortable for me,documents have been uploaded through online ,so it was a smooth procedure,it was totally a good experience with Hdfc credit card department.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I am using the HDFC credit card for one month. I am not satisfied with the credit limit. I haven't received the bills to my email address so I have called the customer care and requested for it but still there was no proper response. They charge annual fee as 499 rupees.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have a Diners club credit card from Hdfc,the charges was good. The customer support was prompt with Hdfc compared to others in the market but they never provided me with any offers but the charges and interest rate was fine with Hdfc diners club credit card department.
      Was this review helpful? 0
      , thane
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with HDFC bank from last 2 years, the credit card services are very good in this bank when compared to all other credit cards. There is no annual fee charged for this credit card. I get offers like reward points in this credit card and i use this card mainly for shopping purpose. I have a credit limit of Rs 1 lakh which is sufficient for this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with HDFC bank was very good .The customer service and responses was up to the mark. I did not receive the card till now, so have no idea about the card still. My experience was not satisfactory therefore this card is not recommendable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2018
    • HDFC Bank Credit Card
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I do have HDFC bank credit card from the last twelve years of time. I would like to say that the response is very good one with the HDFC bank and the customer service is very good. Everything is fine one with the HDFC bank credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 17, 2018
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.