Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Diners Club Rewardz Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    Fee Details
    HDFC Diners Club Rewardz Credit Card is Rated as "Great!" by 58 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Diners Club Rewardz Credit Card

    HDFC Bank offers the Diners Club Rewardz credit card with delightful benefits. Cardholders can enjoy exclusive privileges including access to lounges all over the world and concierge service available 24x7. The card comes with travel benefits, reward points, annual fee waivers and more.

    Benefits of HDFC Diners Club Rewardz

    • Welcome Benefit

      Get 1,000 reward points credited to your card upon joining. The points will be credited once the membership fee is paid.

    • Renewal Benefit

      Get another 1,000 reward points when you renew your membership of the HDFC Diners Club Rewardz credit card.

    • Annual Fee Waiver

      Within the first three months of the card issue, spend Rs.15,000 and get the first years annual fee reimbursed. If you spend Rs.1 lakh in 12 months, you can get the renewal fee waived for the next year.

    • Reward Points

      Earn rewards every time you shop with your credit card. You can later redeem the points collected for air tickets, hotel stays, air miles or anything from the redemption catalogue.

    • Travel benefits

      Enjoy access to leading lounges around the globe with the Exclusive Lounge Program. You can access over 25 lounges in India alone.

    • 24/7 Concierge Service

      Get a number of services with your own concierge available around the clock. Make use of the following services provided on your HDFC Diners Club Rewardz credit card:

      • Car Rental and Limousine Referral and Assistance
      • Hotel Referral and Reservation Assistance
      • Golf Course Referral and Reservation Assistance
      • Dining Referral and Reservation Assistance
      • Flower and Gift Delivery Assistance
      • Courier Service Assistance
      • Business Services

      To avail any of these services simply call on the toll-free number provided by the bank. For calls made within India, there are no charges applicable. If you are making an international call, then carrier charges will apply.

    • Key Features of HDFC Diners Club Rewardz

      • Supplementary card

        Get 3 add on cards free of charge for a lifetime and share the benefits of your credit card with your immediate family members.

      • Interest-free period

        You can avail credit periods of up to 50 days from the date of transaction when you swipe your credit card.

      • Cash advance

        Get cash when you need it the most for up to 40% of your credit limit. Cash advances come with a hefty interest rate so use it wisely.

      • Revolving credit

        The minimum due payment required on your credit card is 5% of total bill subject to a minimum of Rs.200. You can choose you revolve the rest of your bill over a few months. You will be charged interest for this service.

      • Petrol Surcharge waiver

        Pay for fuel with your credit card and get the petrol surcharge waived for up to Rs.500 per billing cycle.

      HDFC Diners Club Rewardz Card Rewards

      Earn reward points every time you spend on your HDFC Diners Club Rewardz credit card. You can later redeem these points for exciting gifts air miles, flight tickets and hotel stays.

      Earn points

      • Spend on the HDFC Bank Diners Club website and get 6 reward points for every Rs.150 charged to your credit card.
      • Spend on retail and get 2 reward points for every Rs.150 charged to your credit card.
      • Double your reward points when you spend on groceries, dining and at supermarkets.
      • Get double the reward points when you spend on airline tickets.
      • Bill more than Rs.10,000 in one statement cycle and get double the reward points.

      Redeem Points

      • Points that you accumulate can be used on a host of options.
      • Log on to the HDFC Bank Diners Club website and redeem the points to book flight tickets or stays at hotels with over 150 partner airlines and hotels. 1 reward point is valued at Rs.0.75.
      • Convert your reward points to air miles . Customers can convert points to JPMiles on Jet Airways, KrisFlyer Miles on Singapore Airlines and Air India Miles on Air India. Every reward point is valued at 0.70 paisa.
      • Customers can also redeem their points to get products listed in the redemption catalogue.

      Fees and Charges:

      DetailsCharges
      Annual FeeRs.1,000 plus tax
      Renewal FeeRs.1,000 plus tax
      Charges on cash advance2.5% on the amount withdrawn, subject to a minimum of Rs.300.
      Interest on revolving creditInitial rate of interest is fixed at 3.40% per month or 40.8% annually. Based on spends, repayment and utilization, this can be changed periodically. Maximum interest rate chargeable even in the event of default is 3.5% per month or 42% per year.
      Duplicate cardRs.100
      Overlimit charges2.5% of amount spent over credit limit subject to a minimum of Rs.450
      Cash processing Rs.100 for all credit card bills paid with cash at bank branches or ATMs
      Payment return2% of the payment amount returned subject to a minimum of Rs.450.
      Balance Transfer Fee2% of the amount transferred subject to a minimum of Rs.250.
      Outstation chequeFor cheques up to Rs.5,000 value, Rs.25 is charged. For cheques above Rs.5,000, Rs. 50 is charged.
      Foreign currency transactions3.0% markup
      Railway ticket surchargeRs.30 + 2.5% of the transaction amount. For transactions carried out through the HDFC payment gateway, a fee of 1.8% + service tax is applicable. For all other bank gateways, the rate is as per the IRCTC website.

      Late payment fees

      Statement Balance Fees
      Less than Rs.100Nil
      Rs.100 - Rs. 500Rs.100
      Rs.501 - Rs.5,000Rs.400
      Rs.5,001 to Rs.10,000Rs.500
      Rs.10,001 to Rs.20,000Rs.700
      Rs.20,001 and aboveRs.700

      How do I make payments on my credit card?

      You can make payments via the following methods -

      • HDFC bank account holders can use net banking, ATMs or phone banking.
      • Non HDFC bank customers can place standing instructions to transfer money automatically from their bank account.
      • NEFT is available using the IFSC code HDFC0000128.
      • VISA money transfer.
      • Bill desk facility is available for cardmembers who do not have a HDFC account to pay through other bank accounts.
      • Cheque or draft drawn on HDFC Bank Card Number xxxx xxxx xxxx xxxx.
      • Cash payments at bank branch.

      FAQs

      1. Can I earn reward points on fuel transactions?

        No, reward points cannot be earned on the HDFC Bank Diners Club Rewardz credit card when you spend on fuel transactions.

      2. How do I address grievances regarding my HDFC credit card?

        • You can call the customer care line between 9:30 a.m. and 5:30 a.m.
        • You can write to the following address:

          The Manager, Grievance Cell,

          HDFC Bank Credit Cards Division,

          8, Lattice Brigade Road,

          Thiruvanmiyur, Chennai - 600 041.

      3. How long are my reward points valid?

        Reward points are valid for 2 years from the date on which it was earned.

      4. Can I pay my bill before the due date?

        Yes, you can pay your bill before the due date mentioned on your credit card statement.

      5. What happens if I am unable to pay my bill for a particular month?

        If you delay in your payment, then a late fee will be applicable. This can also result in your interest rate being increased. If you pay at least the minimum due, you will not incur any charges. But the amount you carry forward will be charged interest at 3.4% per month.

      6. I am unable to pay back my total credit card bill, what should I do?

        In case you are permanently unable to pay your outstanding dues, please contact the bank and communicate your financial situation. The bank may devise an easier plan to pay back the amount. If you ignore your bill, the bank will send reminders via text messages, emails, telephone, post or fax. A third party will be appointed to collect the debt in accordance to the code of conduct.

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  • HDFC Bank Diners Rewardz Credit Card Reviews

    • HDFC Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC bank.I am using this for about 10 years. The card updation service was good. HDFC's net banking options and service was remarkable when comparing to other banks net banking system. They have offered money back card for which the benefit was life time free charges. I am using this for about 10 years.
      Was this review helpful? 0
      , pollachi
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "POOR SERVICE"
      0.5 2.0/5 "Expected more"
      I can say it was a good experience with HDFC but they don't have an option to change the personal details like in other banks which they have in online ,very responsible representatives but their customer service representatives needs lot of time to understand. Transaction part was also very fast, I use to get regular offers from HDFC ,I can say overall it was an good service from HDFC bank for my credit card service .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I can say it was a good experience with HDFC ,very responsible representatives. Transaction part was also very fast, I use to get regular offers from HDFC ,I can say overall it was an good service from HDFC bank for my credit card service . I am happy with their service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Basic credit card"
      0.5 3.0/5 "Satisfactory"
      Before four years, I have taken HDFC credit card its a basis card, hence there is no annum its a life time free credit card. Credit limit is also good, they always give more offers but denied to upgrade it. Overall I am very fine to use HDFC credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      I can say it was a good experience with HDFC , Transaction part was also very fast. I don't get much offers or discounts ,I can say overall it was a good service, but they need to improve much in their communication and customer service other than that everything was fine .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I can say it was a good experience with HDFC ,very responsible representatives. Transaction part was also very fast,I feel the interest rate was little high and they said customer service will be till 24/7 but if I contact them after 7, I was unable to connect with them. Still I use to get regular offers from them even during the online shopping ,I can say overall it was an good service from HDFC .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I pay the Credit bill on time, If I miss to pay the bill before the due date, they will the grace time to do the payment. I use the all miles credit card for past 5years . This card is used for shopping and online purchases. I get the rewards points cash back offers and other benefits with this card. I am happy with the HDFC all miles card credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "HDFC credit card"
      0.5 3.0/5 "Satisfactory"
      PROS- What ever HDFC Promised about the rewards they have provided the same. For instance i was told that I would be getting some JP miles for the transactions like wise I am getting the same now. CONS.- I am unable to reach the customer support of HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      HDFC Bank was good in the customer services earlier when they had the plans of expanding. I am talking about six to seven years ago. After expanding as they have no more data base they are not focusing on their customer. So, they are average in the service. I hold a credit card and there are no much of offers on it.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Userfriendly credit card"
      0.5 4.0/5 "Great!"
      I have HDFC credit card around five years, I used to receive reward point and I could do convert the redeem points into cash. I myself can redeem the points through online option or else I get touch with customer service to help on redemption, I am fine with that.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Services and offers are good"
      0.5 4.0/5 "Great!"
      HDFC Bank is doing good in the credit card services. There are offers from time to time and the credit limit is also perfect. There is no inconvenience faced in the process and the statements are also on time. There has never been any hidden charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a HDFC bank TITANIUM TIMES credit card for past 6months. The credit card service is very good from HDFC bank. I use this card for shopping and for bill payments for other usages. The credit limit is good and I am happy with it. I pay the annual fee of Rs.500.
      Was this review helpful? 0
      , hubli
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      Limit is not that high when it comes to HDFC Bank credit card otherwise HDFC credit card is the best. I am holding this credit card for about 5 years. I have not used the card much, not sure about the offers too . I am yet to place a request for the limit enhancement.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      Limit is not that high when it comes to HDFC Bank credit card otherwise HDFC credit card is the best. I am holding this credit card for about 5 years. I have not used the card much, not sure about the offers too . I am yet to place a request for the limit enhancement.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my credit card with HDFC bank. They offered me FREEDOM card for which the benefits are reward points and cash back offers. When I was disappointed with my personal loan process with KOTAK bank, I have approached HDFC bank for my personal loan and using my credit card I have taken the loan here. The rate of interest was 1.25% per month. Their net banking was good and never felt any inconvenience while using it .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      I got the credit limit of Rs. 75,000 with the HDFC bank money back credit card. I use this card for past 8 months, The rate of interest is nominal with this card. I pay the annual of Rs.500, but for he first it is for free of cost. I am happy and satisfied with the credit limit.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Its Best"
      0.5 5.0/5 "Blown Away!"
      Past five years I am holding HDFC credit card its really good they are providing good reward points and cash back in many transaction. Even HDFC credit limit is also good and satisfactory, so far I dind't face any issues on credit card bill part.
      Was this review helpful? 0
      , rajkot
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      I hold a HDFC bank credit card and the reward points are great.The customer services are good and the overall experience has been perfect. I can redeem my points for fuel and the online shopping as well. There are nominal charges taken on the card.
      Was this review helpful? 0
      , tirupati
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Not Approachable service"
      0.5 1.0/5 "Really Bad"
      From the past 10 months i hold a Money back credit card with HDFC BANK. The current limit of my credit card is 45000 but i am not satisfied with my current limit but not yet requested for an up gradation. If i have any query with the service and calls the customer care they wont give any proper response.
      Was this review helpful? 0
      , nadiad
      Reviewed on Sep 20, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am using HDFC bank credit card from the last ten years of time. Response is fine one with the HDFC bank credit card and their customer service is good one for me. Customer service is also fine one for me with the HDFC bank credit card and the credit limit value is okay for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
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