HDFC Diners Club Rewardz Credit Card

Key Highlights of the HDFC Diners Club Rewards Credit Card

Some credit cards reward only a few types of spends, the HDFC Diners Club Rewardz Credit Card is not one of those cards.

This credit card rewards all your spending, no matter how trivial. You earn reward points that you can redeem for travel, lifestyle, retail, and entertainment vouchers. All for an annual fee of Rs.1,000 (excluding taxes).

• Get 3 Reward Points for every Rs.150 that you spend.
• 1,000 Reward Points as a welcome gift and 1,000 Reward Points each year you pay the annual fee.
• Choose from over 150 airlines and hotels when making bookings via www.hdfcdinersclub.com.

Features and Benefits of the HDFC Diners Club Rewardz Credit Card

Welcome Benefit and Renewal Benefit

• 1,000 Reward Points when you sign-up for the card. This way you can start accumulating points at an accelerated pace.
• You also get 1,000 Reward Points each year, when you pay the annual fee and renew your card membership.

Reward Points

• You get 3 Reward Points for every Rs.150 that you spend.
• There is no cap on the number of points you can earn.

Travel Benefits

• Choose from over 150 airline and hotel partners when you book your travel and hotel stays on the Diners Club website.
• Redeem your reward points for air tickets or hotel stays (1 Reward Point = 0.30 air miles).
• Transfer your Reward Points to various frequent flyer programmes such as Jet Privilege and KrisFlyer miles.

Lifestyle Benefits

• Get access to a 24/7 concierge service and have all your travel requests taken care of.
• To access this service, you need to call: 1800 209 4006.

HDFC Diners Club Rewardz Credit Card Limit

The limit on your credit card is the total amount you can spend without incurring any over-limit penalties.

This limit is usually intimated to you by the bank when your application has been approved. Moreover, the credit limit for the same card may differ from person to person since several factors go into determining the limit on your card. These include your employment status, your annual income, your current debt obligations, the number of credit cards you currently own, your repayment history, and of course, your credit score.

Based on all of these factors (and more), the bank will determine the credit limit on your card.

Latest Offers on Your HDFC Diners Club Rewardz Credit Card

• Get up to 40% off at selected restaurants courtesy of HDFC Good Food Trail.
• Enjoy savings up to 10% (maximum savings of Rs.400) on a minimum transaction of Rs.1,000 on D Mart Ready's website and their mobile application using PayZapp (valid until 5 May 2020).
• 10% off on bookings made on Isprava Villas (valid until 1 March 2020).

Reward Point Benefits with Your HDFC Diners Club Rewardz Credit Card

There are two ways you can earn Reward Points with your card.

• You earn 3 Reward Points per Rs.150 you spend (only eligible transactions will be rewarded points).
• You can earn points in an accelerated manner by signing up for the card and then paying your annual fee.
• Signing-up for the card gives you 1,000 Reward Points and renewing your card membership gives you 1,000 Reward Points.

How to Redeem Reward Points Earned

There are plenty of redemption options before you. Here's how you can redeem the points you earn:

• Convert your points to air miles and transfer the miles to the frequent flyer programme of your choice.
• Redeem your points for rewards from the HDFC Bank Diner's Club Rewardz catalogue.

The steps involved in redeeming your points are:

• Login to your HDFC net banking account.
• Register your credit card (if you haven't already).
• Select 'Redeem Reward Points' and continue to the online redemption portal.
• On the portal, select 'Redeem Reward Points' once again, set the points range, and then view the catalogue.
• Add to cart the product or products that you would like to redeem your points for.
• Before you check out, make sure that your address and email ID is correct since the product will be delivered to the registered address.
• Once all details have been confirmed, select 'Redeem'.
• Take note of the redemption order number since you will need it for all communication regarding this order.

The steps to convert your Reward Points to air miles are:

• Login to your net banking account.
• Register your card.
• Select 'Redeem Reward Points'. You will be redirected to the online redemption portal.
• Once here, navigate to the section which allows you to convert points to air miles.
• You will be given the option of transferring your points to JetPrivilege or KrisFlyer. Choose the frequent flyer programme you are a member of.
• Enter all the required details.
• Your Reward Points will then be transferred to the concerned frequent flyer programme.

Fees and Charges of HDFC Diner Club Rewardz Credit Card

Eligibility for HDFC Diner Club Rewardz Credit Card

Both salaried and self-employed individuals can apply for this card. The eligibility criteria for this credit card are:

Salaried Individuals:

• Minimum age: 21 years
• Maximum age: 60 years
• Net monthly income: Greater than Rs.30,000 per month

Self-employed Individuals

• Minimum age: 21 years
• Maximum age: 65 years
• Income: Income Tax Returns need to be greater than Rs.3.6 lakh per annum.

Documents Required to Apply for the HDFC Diner Club Rewardz Credit Card

The documents required may vary from each category of applicant. But in general, here are the documents that you may require:

• Identity-related documents: Including but not limited to PAN card, Aadhaar card, passport, and driver's licence.
• Address proof: Including but not limited to your Aadhaar card and passport.
• Income-related documents: Including but not limited to your latest payslip, income tax returns, and Form 16.

How to Apply for the HDFC Diners Club Rewardz Credit Card Online

You can apply for this card on the bank's website.

Once you select the 'Apply Now' button on the HDFC Diners Club Rewardz Credit Card webpage, you will be redirected to the online application form.

Enter the required details such as your name, phone number, income details, and PAN details. Once you submit your application, you will receive an SMS or a call from a bank official regarding the status of your application.

HDFC Diners Club Rewardz Credit Card Frequently Asked Questions

1. What is the validity of my Reward Points?

The Reward Points you earn are valid for 2 years from the date on which you earn them. This means that points earned in June 2019, will expire in June 2021.

2. How long will it take for my air miles redemption request to be processed?

It will take at least 7 working days to transfer your Reward Points to air miles.

3. Can I get a waiver on the annual fee?

Yes, you can get a waiver on the annual fee from the second year onwards. To be eligible for the waiver, you will have to charge a minimum of Rs.1 lakh to your card in the previous year.

4. Will I still get the renewal benefit of 1,000 Reward Points even if the annual fee is waived?

No. If your annual fee is waived, you will not receive the renewal benefit of 1,000 Reward Points.

5. Is there any cap on the Reward Points I earn?

No, there is no cap on the 3 Reward Points per Rs.150 that you earn. However, with respect to insurance transactions, the Reward Points are capped at 2,000 points per transaction.