HDFC Diners Club Rewardz Credit Card

Benefits of HDFC Diners Club Rewardz

• Welcome Benefit

Get 1,000 reward points credited to your card upon joining. The points will be credited once the membership fee is paid.

• Renewal Benefit

Get another 1,000 reward points when you renew your membership of the HDFC Diners Club Rewardz credit card.

• Annual Fee Waiver

Spend Rs.1 lakh in 12 months and get a waiver of next year’s renewal fee.

• Reward Points: Earn rewards every time you shop with your credit card.
• Earn 3 reward points on every Rs.150 spent on the card towards retail purchases.
• You can later redeem the points collected for air tickets, hotel stays, air miles or anything from the redemption catalogue.
• Log on to the HDFC Bank Diners Club website and redeem the points to book flight tickets or stays at hotels with over 150 partner airlines and hotels. 1 reward point is valued at 0.30 AirMile
• Convert your reward points to AirMiles. Customers can convert points to JPMiles on Jet Airways and KrisFlyer Miles on Singapore. Every reward point is valued at 0.30 AirMile.
• Customers can also redeem their points to get products listed in the redemption catalogue.

• 24/7 Concierge Service

Get a number of services with your own concierge available around the clock. Make use of the following services provided on your HDFC Diners Club Rewardz credit card:

• Car Rental and Limousine Referral and Assistance
• Hotel Referral and Reservation Assistance
• Golf Course Referral and Reservation Assistance
• Dining Referral and Reservation Assistance
• Flower and Gift Delivery Assistance
• Courier Service Assistance
• Business Services

To avail any of these services simply call on the toll-free number provided by the bank. For calls made within India, there are no charges applicable. If you are making an international call, then carrier charges will apply.

Key Features of HDFC Diners Club Rewardz

• Supplementary card

Get 3 add on cards free of charge for a lifetime and share the benefits of your credit card with your immediate family members.

• Interest-free period

You can avail credit periods of up to 50 days from the date of transaction when you swipe your credit card.

• Cash advance

Get cash when you need it the most. You can avail up to 40% of your credit limit a cash advance. Every cash withdrawal attracts a cash advance fee of 2-2.5% of the transaction amount. All cash advances are levied with a finance charge from the date of withdrawal till the due is cleared in full.

• Revolving credit

The minimum due payment required on your credit card is 5% of total bill subject to a minimum of Rs.200. You can choose to revolve the rest of your bill over a few months. An initial interest of 3.49% per month or 41.88% per annum will be charged on carry forwarded balances and cash advances on revolving credit basis.

• Petrol Surcharge waiver

Pay for fuel with your credit card and get the petrol surcharge waived for up to Rs.500 per billing cycle.

Fees and Charges of HDFC Diners Club Rewardz:

Late payment fees

How do I make payments on my credit card?

You can make payments via the following methods -

• HDFC bank account holders can use net banking, ATMs or phone banking.
• Non-HDFC bank customers can place standing instructions to transfer money automatically from their bank account.
• NEFT is available using the IFSC code HDFC0000128.
• VISA money transfer.
• Bill desk facility is available for cardmembers who do not have a HDFC account to pay through other bank accounts.
• Cheque or draft drawn on HDFC Bank Card Number Cash payments at bank branch.

FAQs On HDFC Diners Club Rewardz

1. Can I earn reward points on fuel transactions?

No, reward points cannot be earned on the HDFC Bank Diners Club Rewardz credit card when you spend on fuel transactions.

The Manager, Grievance Cell,

HDFC Bank Credit Cards Division,

8, Lattice Brigade Road,

Thiruvanmiyur, Chennai - 600 041.

Reward points are valid for 2 years from the date of accrual.

Yes, you can pay your bill before the due date mentioned on your credit card statement.

If you delay in your payment, then a late fee will be applicable. This can also result in your interest rate being increased. If you pay at least the minimum due, you will not incur any late payment charges. But the amount you carry forward will be charged interest at 3.49% per month.

In case you are permanently unable to pay your outstanding dues, please contact the bank and communicate your financial situation. The bank may devise an easier plan to pay back the amount. If you ignore your bill, the bank will send reminders via text messages, emails, telephone, post or fax. A third party will be appointed to collect the debt in accordance to the code of conduct.