Plastic money is becoming diversified. This is evident from the fact that banks and financial institutions are venturing into profession specific credit card products that offer exciting benefits and rewards to suit the nature of job. A classic testimonial is the HDFC Doctors Superia Credit Card, offered to both salaried and self-practising doctors.
A hotbed for earning continuous reward points, this card offers 3X points on all types of purchases, complemented by exciting travel benefits.
|Annual Fee||Not Available|
|Cash Advance Fee||2.5% ( Minimum of Rs.300)|
|Late Payment Charges||Varies, based on the outstanding balance. Subject to a min. of Rs.100 with an upper cap of Rs.700.|
|Overlimit Fee||2.5% of the Overlimit amount(Subject to a minimum of Rs.500)|
|Salaried Doctors||Minimum Age: 21 years(Capped at 60 years)|
|Self-Practising Doctors||Minimum Age: 21 years(Capped at 65 years)|
If your HDFC Doctors Superia Credit Card is lost or stolen, report it immediately to the 24 hour call center. If there are any fraudulent transactions (misuse) on the card after reporting, you have Zero Liability, which means you're not responsible for payment of these charges.
The reward points are valid for 2 years from the date of accumulation. Check your HDFC card monthly statement for details on points earned, their expiry and redeem them accordingly.
Facilities such as phones, Wi-Fi access, fax services and conference rooms are available at over 600 airport lounges across the world.
The KrisFlyer membership helps you in redeeming Reward Points at over 20 international airlines. You can register for this program on krisflyer.com.
This card contains an embedded microchip which is encrypted. This chip provides enhanced security and helps protect against fraudulent transactions.
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