Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • HDFC Bank Business Platinum Credit Card Reviews

    • HDFC Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am having the credit card with the HDFC bank and am using it from the last 1.5 years of time. Their service aspects are also a good one with the HDFC bank credit card. Payment modes are fine with the HDFC bank credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I am having the HDFC bank credit card from the last one year of time. Response provided b y HDFC bank credit card and the offers are really a fine one with them. I would like to say that the online payment facilities are feasible one with them till now.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "SATISFACTORY"
      0.5 4.0/5 "Great!"
      HDFC bank has got normals offers in the card. The bank has offered me the credit limit around is 74000 thousand rupees and this is an annual charges of this card which is rs 499 and this amount is getting waived off from my reward points and 1st been 4 years since I am holding this card overall fine with their service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 3.5/5 "Pretty good"
      HDFC credit card services was excellent and they process and the service was on time when the time i apply and the representatives were really helpful when i needed the service ,and the process was fast when the time I applied and I can say HDFC credit service was really excellent.
      Was this review helpful? 0
      , kolhapur
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      HDFC provides me excellent services on my HDFC credit card and also they provide me many offers where I can use my HDFC credit card and the card and I am using is MONEY BACK card with the help of which I get services from the representatives of HDFC credit was for so I am very much comfortable with the HDFC credit card services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a life time free credit card and there are a lot of benefits on it. I get cash back offers and the discounts are also much on the transactions I do. I get good deals online as I shop a lot. I get my bills on time which helps me makes my payment easily.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I don't use the HDFC bank platinum card much. I am having the HDFC bank credit card for more than 6years. I use this card for online shopping, utility bills and the for others uses. I get the benefit like reward points, cash back offers and which can be redeemed as cash , I am satisfied with the credit limit. The rate of interest is nominal with this card.
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      , bangalore
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Excellent point system"
      0.5 4.5/5 "Excellent!"
      I hold a money back credit card with HDFC bank. As and when I use my card I earn points on the transactions. After which when I want to redeem them, I can login in to my account and convert those points to cash, in this way it makes it more easy for me to use it for shopping as I can use the points on what I prefer to purchase. One point is equal to 40 paisa.
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      , chennai
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      The HDFC bank credit card process is average. I got the rewards point by using the HDFC bank jet privilege card but I can't redeem those points from this jet privilege card. I hold the HDFC bank Jet privilege for almost past 3 years. I am satisfied with the credit limit.
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      , visakhapatnam
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      Happy using HDFC credit card, I am using this credit card for 6 months. Happy with the HDFC customer service and the rate of interest, Good reward points programme is sponsored by HDFC. I am not finding any difficult using this HDFC credit card.
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      , guntur
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Best Credit card ever."
      0.5 5.0/5 "Blown Away!"
      I am using HDFC Regalia credit card and this is the best credit card i have came across in sense of Limit, Transaction to EMI and reward program. And have referred the same to my friends and colleague . Hoping to make the relationship much stronger with the services.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There are no charges for the credit card I hold with HDFC Bank. I am much happy to bank with them as I have not faced any kind of inconvenience like hidden charges or late charges. The offers are regular which is provided on this card and the credit limit what they have offered to me was 51000 which is okay for me and I was able to get the statements on time.
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      , jaipur
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Rewards are good"
      0.5 4.0/5 "Great!"
      The best I prefer about the credit card of HDFC bank it is very easy to accumulate more points, and those points can be redeemed on my shopping. It is a life time free card. There are other benefits as well which I am happy about. The card is also acceptable every where.
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      , noida
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      HDFC credit card offers are not that much good for the customers they have offered me life time free credit card. Limit value is 75000 initially later I have lost my card then they have reissued again but the limit they have given this time is 60000 rupees and I am using it from the last four years of time and the response is also a good one with them
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      , hyderabad
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card and its the best one because of their customer service like they used to provide the refund on immediate basis relating to the payment issues. I would like to say that the response is fine one with the HDFC bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good service but EMI option should be enabled"
      0.5 5.0/5 "Blown Away!"
      I hold HDFC credit card for last seven years, based on the transaction they offered me different loans with lower interest rate but I didn't avail it and and I do get some offers on E- commerce website. But HDFC didn't give me an EMI option though I am satisfied with the credit limit, hence it would be great if they provides EMI option for the out standing monthly due to avoid higher interest.
      Was this review helpful? 0
      , haridwar
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Fantastic service"
      0.5 5.0/5 "Blown Away!"
      I am holding HDFC Regalia credit card I am using the HDFC credit card which provides fantastic service and their executives were very much helpful for me when ever I need their services and also the rate of intrest is very low compared to others and i had very good experience with HDFC credit card services till now and iam a happy customer of HDFC bank for their credit services .
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 2.0/5 "Expected more"
      HDFC bank credit card is not really working in good way for me because of their rate of interest. Response were really poor one with them. Customer service aspects are also need to improve and the payment modes are really fine with the HDFC bank credit card.
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      , new delhi
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Experiencing HDFC bank money back credit card for past 3 years. I use this card for petrol usage , in big bazaar purchases and for online purchases. This card has the benefit of Reward points, cash back offers and other offers with it. I would say it is a life time free credit card, there is no annual fee for this card. I am not satisfied with the credit limit, it would be great if they can increase the credit limit.
      Was this review helpful? 0
      , dharwad
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and it has been a smooth process with the bank. The billing cycle is convenient for me. I am also happy with the customer services. There are a lot of rewards I get when I shop online and offline and in all there are no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
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    HDFC Bank Business Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    HDFC introduces the Business Platinum, a credit card which offers the most exclusive benefits along with generous cashback on every purchase. Travel in comfort and relax as you go with privileged lounge access at various airports across India. Enjoy accelerate savings on fuel purchases with fuel surcharge waiver. Features like high credit limits, additional savings for international spends and worldwide acceptance definitely make the HDFC Business Platinum a must have for the most discerning individual, that is, you.

    Benefits:

    • As a privileged Business Platinum card holder, enjoy credit limits as high as Rs 20 lakh on your card (subject to conditions).
    • Enjoy flat 1% cash back when you make purchases abroad on a minimum account balance of Rs 10,000 within one statement cycle.
    • Refuel at any station across India and enjoy fuel surcharge waiver of up to Rs 500 for every statement cycle, for transactions between Rs 400 to Rs 5,000.
    • Financial emergencies can arise any time, which is why your HDFC Business Platinum card allows you to withdraw cash up to 40% of your approved credit limit.
    • No matter the amount of caution one may exercise, card theft and loss can still take place. To ensure your peace of mind, your HDFC Business Platinum card comes with Zero Liability in case the card is lost or stolen, provided the loss is immediately reported to the credit card customer care department of HDFC.

    Features:

    • As a Business Platinum card holder, relax and unwind as you travel with exclusive Lounge Access at multiple airports across India.
    • This is a Chip credit card which comes embedded with an EMV chip for enhanced transaction security.
    • Enjoy preferred treatment, no matter where you go. The Business Platinum card is widely accepted across the globe at millions of merchants and establishments.
    • You can avail up to 50 interest free days on your purchases (counting from the day of purchase).
    • Enjoy generous cashback with this card which rewards you with up to 1% cash back not only on retail purchases but also international spends.
    • You may also get your 1st year membership fee reversed if you spend Rs 5,000 with your Business Platinum credit card within the first 90 days of your card set-up date.
    • Avail revolving credit facility at nominal interest rates.

    Fees & Charges:

    Annual Membership FeeRs 299
    Cash Advance ChargesRs 300 or 2.5% of amount withdrawn, whichever is higher.
    Reissue of lost / stolen / damaged cardRs 100
    Cash Processing FeeRs 100

    HDFC Business Platinum Credit Card FAQs:

    1. Are there any exceptions to receiving cash back on spends done with my Business Platinum Card?

      Cash backs are not applicable n fuel purchases.

    2. What is the annual membership fee chargeable on the Business Platinum Credit Card?

      A joining fee of Rs 299 and renewal fee of Rs 299 is chargeable on the HDFC Business Platinum credit card.

    3. Does the HDFC Business Platinum card carry any mark-up fee for foreign transactions?

      Yes, a fee of 3.5% based on the amount of the transaction shall be levied for foreign transactions.

    4. What is the interest rate applicable for revolving credit balance on this card?

      At the time of card issuance, an initial interest rate of 3.4% per month is chargeable and it is subject to change based on your spending.

    5. How can I pay my HDFC Business Platinum credit card membership fee?

      The first years membership fee shall be included in your first billing statement.

    6. What is the minimum amount which must be paid towards bill repayment?

      Card holders must pay at least 5% or Rs 200 as minimum amount towards bill repayment.

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