Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • HDFC Bank Business Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Business Platinum Credit Card

    HDFC introduces the Business Platinum, a credit card which offers the most exclusive benefits along with generous cashback on every purchase. Travel in comfort and relax as you go with privileged lounge access at various airports across India. Enjoy accelerate savings on fuel purchases with fuel surcharge waiver. Features like high credit limits, additional savings for international spends and worldwide acceptance definitely make the HDFC Business Platinum a must have for the most discerning individual, that is, you.

    Benefits:

    • As a privileged Business Platinum card holder, enjoy credit limits as high as Rs 20 lakh on your card (subject to conditions).
    • Enjoy flat 1% cash back when you make purchases abroad on a minimum account balance of Rs 10,000 within one statement cycle.
    • Refuel at any station across India and enjoy fuel surcharge waiver of up to Rs 500 for every statement cycle, for transactions between Rs 400 to Rs 5,000.
    • Financial emergencies can arise any time, which is why your HDFC Business Platinum card allows you to withdraw cash up to 40% of your approved credit limit.
    • No matter the amount of caution one may exercise, card theft and loss can still take place. To ensure your peace of mind, your HDFC Business Platinum card comes with Zero Liability in case the card is lost or stolen, provided the loss is immediately reported to the credit card customer care department of HDFC.

    Features:

    • As a Business Platinum card holder, relax and unwind as you travel with exclusive Lounge Access at multiple airports across India.
    • This is a Chip credit card which comes embedded with an EMV chip for enhanced transaction security.
    • Enjoy preferred treatment, no matter where you go. The Business Platinum card is widely accepted across the globe at millions of merchants and establishments.
    • You can avail up to 50 interest free days on your purchases (counting from the day of purchase).
    • Enjoy generous cashback with this card which rewards you with up to 1% cash back not only on retail purchases but also international spends.
    • You may also get your 1st year membership fee reversed if you spend Rs 5,000 with your Business Platinum credit card within the first 90 days of your card set-up date.
    • Avail revolving credit facility at nominal interest rates.

    Fees & Charges:

    Annual Membership FeeRs 299
    Cash Advance ChargesRs 300 or 2.5% of amount withdrawn, whichever is higher.
    Reissue of lost / stolen / damaged cardRs 100
    Cash Processing FeeRs 100

    HDFC Business Platinum Credit Card FAQs:

    1. Are there any exceptions to receiving cash back on spends done with my Business Platinum Card?

      Cash backs are not applicable n fuel purchases.

    2. What is the annual membership fee chargeable on the Business Platinum Credit Card?

      A joining fee of Rs 299 and renewal fee of Rs 299 is chargeable on the HDFC Business Platinum credit card.

    3. Does the HDFC Business Platinum card carry any mark-up fee for foreign transactions?

      Yes, a fee of 3.5% based on the amount of the transaction shall be levied for foreign transactions.

    4. What is the interest rate applicable for revolving credit balance on this card?

      At the time of card issuance, an initial interest rate of 3.4% per month is chargeable and it is subject to change based on your spending.

    5. How can I pay my HDFC Business Platinum credit card membership fee?

      The first years membership fee shall be included in your first billing statement.

    6. What is the minimum amount which must be paid towards bill repayment?

      Card holders must pay at least 5% or Rs 200 as minimum amount towards bill repayment.

    HDFC Bank Business Platinum Credit Card Reviews

    • HDFC Bank Credit Card
      "Vouchers with dinning and shopping"
      0.5 4.0/5 "Great!"
      I hold a regalia credit card with HDFC. My current limit is 7 lakhs. For the past 6 years i am using this card.Mostly i choose online payment mode. I get reward points and even redeemed my points. This card provide dinning and shopping voucher.There is no annual fee
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Fuel Usage with HDFC"
      0.5 3.0/5 "Satisfactory"
      I hold a platinum credit card and my current limit is 75000. I request to change my bill cycle as i get my salary on 6 or 7 of every month. But they have declined that. I have reward points with the card. I mainly use this card for fuel. There is no fuel reverts.For converting to EMI the interest is 13% for 6 months.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using Diners Club credit card with HDFC for 1.5 months. The reward points and cash back offers are good. The credit limit was 1L which was happy and satisfactory. I used this card for shopping purposes and fuel filling. I don't remember the annual fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The benefits are average with the HDFC bank platinum times credit card, I have the HDFC bank platinum credit card for past one year. The customer support is average with the HDFC bank credit card department. I got the credit limit of Rs,40,000 and I would say it is an average credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 4.5/5 "Excellent!"
      I recently received the credit card from HDFC Bank. Though I have not communicated with them yet, the process to get the card was smooth and the credit limit is also to my satisfaction. I have not used the card much as well. Overall experience is good.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Looking for Better Service"
      0.5 2.0/5 "Expected more"
      I took HDFC credit card through online channel, for credit card user they providing different netbanking. Its not convenient or user friendly to access and their customer care is also taking long time to resolve the queries. I hope there will be no first year fee but from second year onwards there will be some annual charges applicable. Its give good offers, but service should be improved.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.The limit on the card is 1.90 lakhs anyways am happy with the limit and planning to increase it near future.Net banking is very comfortable to use and Mobile App is good to make payments.I do get offers and EMI options is applicable in this card.
      Was this review helpful? 0
      , kochi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Need to work on the customer service"
      0.5 5.0/5 "Blown Away!"
      I am happy with HDFC Bank because the features on the card is good. The bank has offered me a life time free credit card and they have also given me a better credit limit of 1.5 Lakh. But they need to work a lot on the customer services and response as it takes me a very long time to connect with them on phone.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      It is a good card to use with HDFC bank. The customer support is good with the HDFC bank, and they give good response to the customers. The HDFC bank regalia credit card is easy to use and I am satisfied with the credit limit. I can say it is a good card to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Average card"
      0.5 2.0/5 "Expected more"
      It is a neutral service that I received from HDFC Bank for credit card. The annual fee will be waived off according to the transaction of 1L & 50K. They are forcing to do higher spend to make the annual fee as free. I am using Platinum credit card for past one year. I never contacted the customer care. The reward points are not good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The HDFC bank executives is not giving proper credit card statements and they are not ready to send it as well. The customer support is average with the HDFC bank credit card department. I have got the HDFC bank credit card around 6 months ago.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have directly went to HDFC bank and checked with the Executives about the HDFC money back credit card but they told that they can approve my credit card only if I draw the salary of Rs,20,000, so that was the reason I haven't got the credit card from HDFC bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Pretty good "
      0.5 3.5/5 "Pretty good"
      The customer service was good HDFC Bank side for the credit card process . the gave me the credit Limit i am OK with it i wanted a bit more of a limit . there are no any kind of extra charges . Annual charges are there but if i link the bank account that then it will be not be there .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Fair"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card also I am using it from the last four years of time. I would like to say that the online banking services are really a good one for me. Everything is fine one when it comes to HDFC Bank credit card services.....
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I had taken a Money Back credit card with HDFC Bank. The rate of interest and charges are decent. The reward points and cash back offers are very good. I believe it is a life time free credit card. The redeem options are easy and they provide loan up to 25K based on credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I would like to say that the HDFC bank credit card is good one because of their services and there are no hidden charges too. I would like to say that offers are good one with the HDFC bank credit card.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      " Good Entertainment credit card"
      0.5 4.0/5 "Great!"
      I have Hdfc freedom credit card, if I do five transactions with my HDFC card, they provide one movie ticket, monthly I have been getting 2 to 3 movie tickets without any charges. I am happy to say its life time free credit card, the limit of the card is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The customer service is good from the HDFC Bank side while the card related process was very good . The bank gave me a good credit limit and i am happy with the limit , the bank gave me balance transfer and a cash withdrawal option . There are no good Offers there which is provided on the card . Till now i did not face any problem on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and the bank offers me the best of deals. The limit is also good and the services are more than satisfactory. Though I have not had the need to use the card I am happy that the process was smooth and easy and I got the card on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Unhappy"
      0.5 3.0/5 "Satisfactory"
      I had taken a credit card with HDFC Bank through online channel. They offered me a good credit limit but I am not happy with the credit card what they offered. The redeem option is not good. They offered me a Pearls card which cannot be acceptable at any dining place.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
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