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  • HDFC Bank Business Platinum Credit Card

    Fees & Charges

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    HDFC Bank Business Platinum Credit Card

    HDFC introduces the Business Platinum, a credit card which offers the most exclusive benefits along with generous cashback on every purchase. Travel in comfort and relax as you go with privileged lounge access at various airports across India. Enjoy accelerate savings on fuel purchases with fuel surcharge waiver. Features like high credit limits, additional savings for international spends and worldwide acceptance definitely make the HDFC Business Platinum a must have for the most discerning individual, that is, you.

    Benefits:

    • As a privileged Business Platinum card holder, enjoy credit limits as high as Rs 20 lakh on your card (subject to conditions).
    • Enjoy flat 1% cash back when you make purchases abroad on a minimum account balance of Rs 10,000 within one statement cycle.
    • Refuel at any station across India and enjoy fuel surcharge waiver of up to Rs 500 for every statement cycle, for transactions between Rs 400 to Rs 5,000.
    • Financial emergencies can arise any time, which is why your HDFC Business Platinum card allows you to withdraw cash up to 40% of your approved credit limit.
    • No matter the amount of caution one may exercise, card theft and loss can still take place. To ensure your peace of mind, your HDFC Business Platinum card comes with Zero Liability in case the card is lost or stolen, provided the loss is immediately reported to the credit card customer care department of HDFC.

    Features:

    • As a Business Platinum card holder, relax and unwind as you travel with exclusive Lounge Access at multiple airports across India.
    • This is a Chip credit card which comes embedded with an EMV chip for enhanced transaction security.
    • Enjoy preferred treatment, no matter where you go. The Business Platinum card is widely accepted across the globe at millions of merchants and establishments.
    • You can avail up to 50 interest free days on your purchases (counting from the day of purchase).
    • Enjoy generous cashback with this card which rewards you with up to 1% cash back not only on retail purchases but also international spends.
    • You may also get your 1st year membership fee reversed if you spend Rs 5,000 with your Business Platinum credit card within the first 90 days of your card set-up date.
    • Avail revolving credit facility at nominal interest rates.

    Fees & Charges:

    Annual Membership FeeRs 299
    Cash Advance ChargesRs 300 or 2.5% of amount withdrawn, whichever is higher.
    Reissue of lost / stolen / damaged cardRs 100
    Cash Processing FeeRs 100

    HDFC Business Platinum Credit Card FAQs:

    1. Are there any exceptions to receiving cash back on spends done with my Business Platinum Card?

      Cash backs are not applicable n fuel purchases.

    2. What is the annual membership fee chargeable on the Business Platinum Credit Card?

      A joining fee of Rs 299 and renewal fee of Rs 299 is chargeable on the HDFC Business Platinum credit card.

    3. Does the HDFC Business Platinum card carry any mark-up fee for foreign transactions?

      Yes, a fee of 3.5% based on the amount of the transaction shall be levied for foreign transactions.

    4. What is the interest rate applicable for revolving credit balance on this card?

      At the time of card issuance, an initial interest rate of 3.4% per month is chargeable and it is subject to change based on your spending.

    5. How can I pay my HDFC Business Platinum credit card membership fee?

      The first years membership fee shall be included in your first billing statement.

    6. What is the minimum amount which must be paid towards bill repayment?

      Card holders must pay at least 5% or Rs 200 as minimum amount towards bill repayment.

    HDFC Bank Business Platinum Credit Card Reviews

    • HDFC Bank Credit Card
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      Happy with the card, my annual charges i have no idea regarding that. My limit is satisfied from my card, but i am expecting the hike in my limit. Offers i am getting from the movie tickets and getting offers from on line. My suggestion is that it would be better if there is direct number to call to customer service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with HDFC bank from last 3 years, annual fee will be waived off based on the number of transactions done. I am happy with the credit limit in this credit card. I get offers like cash back, reward points and movie tickets in this credit card and i use net banking for bill payments.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with HDFC bank from last 7 months, i get good reward points and cash back on petrol and shopping. There is no annual fee charged for this credit card. Net banking is easy to make bill payments. I am happy with the credit limit and i get good benefits on this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      My salary account i am holding from the HDFC BANK so i got my credit card, and it is a money back and i got my cash back once I would be getting the offers and i have never used the offers so far. With the limit i am satisfied. Customer service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "No Offers Card"
      0.5 3.5/5 "Pretty good"
      I have been using this HDFC platinum Credit Card for 1.5 months. Rewards points also not reasonable. I don't get much offers in this card. Unwantedly i used to pay Rs. 500 as annual charge. So. I'm going to close this card as soon as possible. I'm yet to experience the EMI Conversion.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      HDFC bank provides best services on credit card when compared to other credit cards. I am using this credit card from last 1 month and there are no annual charges for this credit card. I get good cash back offers on pertrol and shopping and i am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 6 years, there was no annual fee charged at the time of getting this credit card. I did not find much benefits on this credit card and i am happy with the credit limit in this credit card. Net banking is easy to make credit card bill payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with HDFC bank from last 3 years, the credit card services are good when compared to other credit cards. There is no annual fee charged for this credit card and i use this credit card for all general purpose. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Better Card to Use"
      0.5 4.0/5 "Great!"
      Actually, They will not provide change EMI immediately. They will not provide EMI conversion for all purchase. They are not providing the proper response to the customer. Based on the account details only they will provide EMI options. Since, it is based on the salary account, They wont charge annual fee. For long time they have provide all the facility at least for the salary account customers. They are not doing the favor to the long time customer. This is not acceptable.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Below Average service"
      0.5 2.0/5 "Expected more"
      When I had applied for the credit card with the HDFC bank, I haven't got proper response from the HDFC bank. They haven't done the credit card process in a right manner. The charges and the fee was charged high and I don't want to recommend to anyone.
      Was this review helpful? 0
      , noida
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Average car to use"
      0.5 3.0/5 "Satisfactory"
      There is no mobile application to have a track on the credit card which I use with the Hdfc bank, they need to introduce a mobile application for the people who use the HDFC bank credit cards. The customer support service and the response is average .
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The Hdfc bank snap deal credit card has been used by me for more than 2 years. The customer support service and the response is good with the HDFC bank. The credit limit value is good with this Hdfc bank snap deal credit card and i am satisfied with it. I get the offers like reward points cash back offers etc using this Hdfc bank snap deal credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with HDFC bank and the experience was good, the process took 1 month to complete. I am happy with the credit limit and there is no annual fee charged for this card. I did not find any offers on this credit card and i use this card for multipurpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      HDFC Bank has also offered me a credit card and the process to get the card is easy. The credit limit is also to my satisfaction. I am happy with the offers as well and I find no problem while using the card. The statements and billing is also smooth and clear.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      The charges are quite high with the HDFC bank , I use the Hdfc bank money back credit card for more than 3 years. The customer support service and the response is good from the HDFC bank. The credit limit value is average with this card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with HDFC bank and it was a nice experience, the process was smooth and i received my credit card within 10 days. There is no annual fee charged for this credit card and i am happy with the credit limit in this card. Customer service was good and they followed up on time. I did not check for any offers on this card and i use it for multipurpose.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      The process to get the HDFC Bank credit card was on time and smooth. I had no hassles and though I have not used the card yet the credit limit is good. It was a good experience and the customer services and response is good and the overall experience is up to the mark.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      There are good offers on the credit card of HDFC Bank. The customer support and response is good and they are supportive to sort out the queries. The credit limit is good and the card is also accepted all over online and offline. I had no inconvenience till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding this card for almost 3 years, i feel like their customer service has not been up to the mark. I have been holding this card for a very long time. The features and benefits with the card has been fairly enough. I have been using the card for shopping and for online purchases.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC times Titanium Credit card for a while. Their services are good. The card is useful for all your daily life transactions. I never faced any hassle with their services. The card also has got cash back offers and reward points.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
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