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  • HDFC Bank Business Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Business Platinum Credit Card

    HDFC introduces the Business Platinum, a credit card which offers the most exclusive benefits along with generous cashback on every purchase. Travel in comfort and relax as you go with privileged lounge access at various airports across India. Enjoy accelerate savings on fuel purchases with fuel surcharge waiver. Features like high credit limits, additional savings for international spends and worldwide acceptance definitely make the HDFC Business Platinum a must have for the most discerning individual, that is, you.

    Benefits:

    • As a privileged Business Platinum card holder, enjoy credit limits as high as Rs 20 lakh on your card (subject to conditions).
    • Enjoy flat 1% cash back when you make purchases abroad on a minimum account balance of Rs 10,000 within one statement cycle.
    • Refuel at any station across India and enjoy fuel surcharge waiver of up to Rs 500 for every statement cycle, for transactions between Rs 400 to Rs 5,000.
    • Financial emergencies can arise any time, which is why your HDFC Business Platinum card allows you to withdraw cash up to 40% of your approved credit limit.
    • No matter the amount of caution one may exercise, card theft and loss can still take place. To ensure your peace of mind, your HDFC Business Platinum card comes with Zero Liability in case the card is lost or stolen, provided the loss is immediately reported to the credit card customer care department of HDFC.

    Features:

    • As a Business Platinum card holder, relax and unwind as you travel with exclusive Lounge Access at multiple airports across India.
    • This is a Chip credit card which comes embedded with an EMV chip for enhanced transaction security.
    • Enjoy preferred treatment, no matter where you go. The Business Platinum card is widely accepted across the globe at millions of merchants and establishments.
    • You can avail up to 50 interest free days on your purchases (counting from the day of purchase).
    • Enjoy generous cashback with this card which rewards you with up to 1% cash back not only on retail purchases but also international spends.
    • You may also get your 1st year membership fee reversed if you spend Rs 5,000 with your Business Platinum credit card within the first 90 days of your card set-up date.
    • Avail revolving credit facility at nominal interest rates.

    Fees & Charges:

    Annual Membership FeeRs 299
    Cash Advance ChargesRs 300 or 2.5% of amount withdrawn, whichever is higher.
    Reissue of lost / stolen / damaged cardRs 100
    Cash Processing FeeRs 100

    HDFC Business Platinum Credit Card FAQs:

    1. Are there any exceptions to receiving cash back on spends done with my Business Platinum Card?

      Cash backs are not applicable n fuel purchases.

    2. What is the annual membership fee chargeable on the Business Platinum Credit Card?

      A joining fee of Rs 299 and renewal fee of Rs 299 is chargeable on the HDFC Business Platinum credit card.

    3. Does the HDFC Business Platinum card carry any mark-up fee for foreign transactions?

      Yes, a fee of 3.5% based on the amount of the transaction shall be levied for foreign transactions.

    4. What is the interest rate applicable for revolving credit balance on this card?

      At the time of card issuance, an initial interest rate of 3.4% per month is chargeable and it is subject to change based on your spending.

    5. How can I pay my HDFC Business Platinum credit card membership fee?

      The first years membership fee shall be included in your first billing statement.

    6. What is the minimum amount which must be paid towards bill repayment?

      Card holders must pay at least 5% or Rs 200 as minimum amount towards bill repayment.

    HDFC Bank Business Platinum Credit Card Reviews

    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had been using this card for the last six months and the services which they had been providing so far has been good. I am happy with the credit limit with the card and there has been some good benefits and features with this card. There has been an annual charges of 499 with this card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 10, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this card for the last one year and they had given me with a credit limit of 11,000 with this card. There has not been any sort of annual charges for this card and i am using this card for just shopping. There has been some good benefits in holding this card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 10, 2018
    • HDFC Bank Credit Card
      "IVR system needs to developed"
      0.5 4.0/5 "Great!"
      I am holding HDFC credit card for past 12 years it can use for air lounges, I am not sure about other offers which is there on the card. I primarily use Amex card, they are good in services they take too much time to connect with their IVR helpline.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2018
    • HDFC Bank Credit Card
      "Its Average"
      0.5 3.5/5 "Pretty good"
      I am holding HDFC credit card around 2 to 3 years, they gave me the lower interest around 30,000. The customer support is not good, they need work on the parts. Offers are not attractive, I felt this card is average interms of limits and also the offers.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 09, 2018
    • HDFC Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC BANK , the whole application process was easy and hassle free. The limit is good and I never had any issues with their services. Overall this card is as useful as any other cards you can find in the market. The card is also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC BANK , i am holding this card for past 3 year . I never faced any difficulty with their services. It is a very useful card for daily use as well. There is no annul fee at the time of getting the card . I am happy with the services of HDFC BANK.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Dec 09, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      I hold a credit card with HDFC Bank and the banking experience is good. There are good deals and the offers are satisfactory too. The statements are clear and sent to me on time. The credit limit is good too and when I use the card I have not faced issues.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 09, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It is a life time free card with HDFC Bank. The customer support is fine and they are responsive too. There are good offers and deals and in all I have no issues. The billing is clear and there are no issues to get the statements on time. In all satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2018
    • HDFC Bank Credit Card
      "Good offer for flight books, points, shoppings"
      0.5 4.0/5 "Great!"
      Last seven years I am holding HDFC credit card, they have good offers in shopping, flight books for some travel. I do get some reward points. The customer support is good, the payment gateway is easy to make the credit card, payment reflecting immediately.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 09, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding HDFC credit card for long time, they have not charged me annual fee in this card ,it is life time free credit card, and there credit limit they have given me is okay for now but soon i will increase my credit limit as i am using from past 7 months so i want to increase my limit and they provide good discounts in shopping and fuels.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding HDFC credit card for a while, i dont use much this credit card, they have charged me annual fee in this card, but it use to get waived off if i spend certain amount then my annual fee will get waived off and i am fine with my credit limit, as i dont use much credit card so i have no idea about the offers which they have provided to me.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC credit card, there service is too good, they have not charged me annual fee in this card, it is life time free credit card, and there credit limit they have given me was sufficient , i am happy with my credit limit in this card, and they provide very good offers in maximum products.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The credit card with the HDFC BANK is very good as i have been using it from past few years. The credit card is very good card to use they are giving with the good offers with this card. The credit limit what they haev offered is very good and satisfactory with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the HDFC BANK where the card is nearly 2.2 years old. It is a user friendly card to use i get the none of the offers with this card but the credit limit is satisfactory with this card. The service is also good with this card.
      Was this review helpful? 0
      , guwahati
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "Comfortable Service"
      0.5 5.0/5 "Blown Away!"
      I hold a HDFC credit card and i am using this since 3 months, well i hope there is a long way to go with HDFC Bank. Till date HDFC credit card is serving me better and there is no annual charges here. Only the concern here is that the limit, if the limit is increased in coming days it will be a great help. Apart from that its a good to go card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a credit card from HDFC Bank as well. The process to get the card was fine and the customer support and response is also good. I have a credit limit of 26K. There are charges for the card and there are offers too. It was a smooth process in all.
      Was this review helpful? 0
      , warangal
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      I am not okay with the credit limit they should enhance the limit. I have taken HDFC Regalia credit card through online portal. It is a life time free credit card. I can convert my payments into EMI. The process was fast and I got the card on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2018
    • HDFC Bank Credit Card
      "Good for travelling"
      0.5 4.0/5 "Great!"
      I took HDFC Platinum card through online. For my credit card there is no charges because it for the business. I am not sure about the interest , I used to pay on time, there are lots of offers even if I try to travel in flight there is privilege offers and discount on ticket.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Dec 07, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The best feature is that they are providing the jumbo loan, instant loan from this credit card. I am using it from past 5 years the credit card with the HDFC BANK. The credit limit is satisfactory also added on that they are offering with the good offers.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 07, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC credit card for long time, they have charged me annual fee in this card, and i have no idea is there waived off option available in this card and i am happy with my credit limit they have given me in this card and they have given good offers in maximum products.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
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