The Business Platinum credit card by HDFC Bank aims to give back with every expenditure. The credit card offers a wide range of benefits, mainly cashback rewards from your retail and international spends. Along with this, you can also enjoy access to airport lounges and fuel surcharge benefits with the credit card.
Key Highlights of the HDFC Bank Business Platinum Credit Card
Cashback of 1% on all retail expenses on a minimum statement balance of Rs.50,000.
You can also get a 0.5% cashback on retail spends on a minimum statement balance of Rs.10,000.
Receive a flat 1% cashback on your international spends of Rs.10,000 or more in a month.
Fuel surcharge is waived off for purchases between Rs.400 and Rs.5,000.
Renewal fee is waived if the annual spends exceed Rs.30,000.
Exclusive lounge access at various domestic airports.
Features and Benefits of the HDFC Bank Business Platinum Credit Card
Annual Fee Waiver
On a total expenditure of Rs.30,000 or more in a year, the renewal fee of the card for the next year will be waived off.
With the HDFC Bank Business Platinum credit card, you receive 0.5% cashback on all retail spends on a minimum statement balance of Rs.10,000.
Apart from this, if your minimum statement balance is Rs.30,000, the cashback you receive is 1%.
On your international spends of more than Rs.10,000 in a statement cycle, you get a flat 1% cashback.
With the credit card, you get a maximum fuel surcharge waiver of Rs.500 per month on transactions between Rs.400 and Rs.5,000.
The credit card offers you with lounge access at several airports in the country.
HDFC Bank Business Platinum Credit Card Limit
The credit limit for the Business Platinum credit card is given at the discretion of the bank. HDFC Bank considers a number of factors before assigning the credit limit of the card such as the credit score, credit history and repayment habits of past and ongoing debts.
Latest Offers by the HDFC Bank Business Platinum Credit Card
Get Rs.750 off on order payments of or above Rs.4,900 on Cult fit and Mind fit membership packages.
Avail a 30% discount for new users and a 22% discount for existing users at Pharmeasy. Use promocode HDFCPH30 for new users and HDFCPH22 for existing customers.
Enjoy a 40% discount on the first 5 months of subscription at Furlenco with the promocode FLHDFC.
Make the most of a Rs.300 discount on purchases made on the Limeroad app or website with your credit card.
Get a 20% instant discount with your HDFC credit card at Zoomcar with the promocode ALHDFC.
Enjoy a 10% discount on a minimum purchase of Rs.2,100 on Myntra.
How to redeem reward points earned on the HDFC Bank Business Platinum Credit Card?
You will be able to redeem reward points accumulated in your card through online or offline methods. Through the offline method, you will need to download the rewards redemption form from the HDFC Bank website. The details will need to be filled and sent to the following address:
HDFC Bank Cards Division,
P.O. Box No. 8654,
Chennai - 600041.
You can also redeem your reward points online as well. Here are the steps you need to follow to do so:
Log in to your net banking account.
Click on the 'credit cards' tab.
Register the credit card.
Click on the 'redeem reward points' and select 'continue'.
The website will then redirect you to the rewards redemption page.
Select 'Redeem Reward Points'.
Click on the category of the item you need.
Choose the points range to check the various products.
Select the items and add them to the cart for purchase.
Click on 'view your shopping cart'.
You will need to read the terms and condition and check the box.
Once done, click on 'redeem'.
The redemption order number which is given must be noted down for future references.
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Purchased my credit card from HDFC almost 2 years ago. They have given me a credit limit of Rs. 25000 in between they have reduced my credit limit so I'm not sure about the credit limit. I'm getting movie ticket offer and in payzap app, i can get the discounts for various product.
I have a salary account from HDFC when the executive came to open the salary account, they have provided me a credit card from HDFC. Provided credit limit is satisfied for me. They are providing good offers but I've utilized the same. I used to pay the bill through auto deduction from my account.
I am holding HDFC titanium times credit card more than 3-4 years. Annual charges for this is Rs.499, if i purchase Rs. 50K in a year no need to pay annual charges. Credit limit is good of Rs.55K and also getting movie tickets offer from bookmyshow. I am getting 20% discounts on online shopping.
I have HDFC Bank credit card which was taken through bank.This was a money back card and it is used for the past 7 to 8 years .There are movie ticket offers on book my show and have discounts on shopping .There are cash back offers as well as reward points .I am satisfied with the credit limit and there is an option of converting EMI .
I have a titanium times card from HDFC but i'm not using the card on permanent basis. They gave me a credit limit of Rs. 1.95 lakh and i didn't check about the annual fee details. In shopping, i get 10% discount and reward points. Through net banking, i used to make the bill payment and they have provided me a EMI conversion facility also.
I have HDFC bank credit card which was directly taken through bank. I am using this credit card for the past 1 year .There are airport lounge access, movie ticket offers and discounts on shopping . without any hassles got this credit card .Everything is good on this credit card so far .
HDFC is a very good card in the market, they well known about the competition and offers available to the customers. They have provided me many offers in terms of purchasing large amount of product with no cost EMI offer. Its a money back credit card and first thing its a life time free card.
I am using HDFC credit card for a quite long time. This is a life time free credit card and there is a no annual charges. They have provided me a good credit limit. I'm receiving rewards points and i use this card for shopping. I am getting more offers, only thing is interest rate is high.
I have been holding a account with HDFC BANK for past 12 years. So bank has offered the credit card. I am using the credit card for many purposes. The bank offered me with limit of 45K which is not been enhanced. I have given the request twice but they have not increased. EMI conversion options are available. I am using mobile application are very user friendly.
I have purchased the card from HDFC bank because I'm getting the cash back on every month and reward points as well so i recommend this card to everyone. I get Rs. 500 gift voucher every month which i can redeem in any of the outlets. I have a money back credit card based on the purchase, i get the points which i can redeem towards gift voucher or cash.
I have HDFC Bank credit card which was taken through bank.The features are good to me ,There are reward points ,cash back offers are there for shopping .This is a chargeable card and everything was good on this card to me .According to my concern everything is good on this credit card .
If i purchase on Snapdeal website, i get 10* rewards points since its HDFC Snapdeal platinum card. Based on the products, i get 5% to 10% discount. I'm receiving the fuel sur charges waiver. I bought this card 5 years ago. I need to pay the annual fee of Rs. 499.
HDFC card is good and executive did not give me a correct information because i was looking for a life time free card if i link a card to payzap app even though i linked the same, in my first month bill, they have mentioned the annual fee when i contact the customer care they are saying that after linked with payzap i need to pay 3 utility bill payment. I have sent a mail to their support team after that they have reversed my amount if they charged me for next year, i will close this card. They provides a loan to the customer.
I have HDFC Bank credit card which was taken through Bank directly.I am using this credit card for the past 7years and the credit limit was 1,26,000 it is pretty good .There are offers for shopping and this was a life time free card.There are movie ticket offers as well as airport lounge access but i have not used those offers.This was a paperless approval since have salary account .
I am using HDFC BANK credit card for past 2 years. I get 1% cash back on fuel and good reward points. I have converted rewards points into form of gift vouchers. I have done EMI conversion at the rate of interest 15%. I have a credit limit of Rs.70,000 which is sufficient.
I have been using HDFC bank credit card for more than 6 months. It was applied through bank directly. The credit limit of 19K which is okay. In future they will enhance it. It is not a life time free card charges of 1000 rupees and there is no waiver off option. I use for petrol, bill payment and fuel purposes. It is a Master card.
The services are better from HDFC bank, they have provided me a life time free credit card. I am using Money Back credit card more than 5 years. The credit limit is sufficient and good. The documentation process was simple and it was at doorstep. I am getting cash back offer and reward benefits.
I am using HDFC bank credit card for last 5 years. They have given me a credit limit of Rs. 44,000 and they haven't enhanced my limit not even once. There is no yearly charges for this card. I haven't talk with customer service till now. I get so many benefits like reward points for paying health insurance.
I have been using HDFC bank credit card for more than 3 years. I had applied through bank directly. It is a life time free card. The credit limit 60K. EMI conversion is applicable in this card. Mobile app is good.EMI conversion is easy. I use for Shopping and fuel purposes. I get good reward points and redeem it. If I spend 100 rupees auto credit of 3.5 rupees for fuel purposes. It is a Titanium times card.
I have been using HDFC bank credit card for more than 3 months. It was applied through other channel. The verification process was done on time and got a card by 2 weeks. It is master card. The credit limit of 60K. I get many benefits. I use this card for shopping, recharge and fuel purpose. EMI conversion is avail with nominal charges.