Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • HDFC Bank Business Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Business Platinum Credit Card

    HDFC introduces the Business Platinum, a credit card which offers the most exclusive benefits along with generous cashback on every purchase. Travel in comfort and relax as you go with privileged lounge access at various airports across India. Enjoy accelerate savings on fuel purchases with fuel surcharge waiver. Features like high credit limits, additional savings for international spends and worldwide acceptance definitely make the HDFC Business Platinum a must have for the most discerning individual, that is, you.

    Benefits:

    • As a privileged Business Platinum card holder, enjoy credit limits as high as Rs 20 lakh on your card (subject to conditions).
    • Enjoy flat 1% cash back when you make purchases abroad on a minimum account balance of Rs 10,000 within one statement cycle.
    • Refuel at any station across India and enjoy fuel surcharge waiver of up to Rs 500 for every statement cycle, for transactions between Rs 400 to Rs 5,000.
    • Financial emergencies can arise any time, which is why your HDFC Business Platinum card allows you to withdraw cash up to 40% of your approved credit limit.
    • No matter the amount of caution one may exercise, card theft and loss can still take place. To ensure your peace of mind, your HDFC Business Platinum card comes with Zero Liability in case the card is lost or stolen, provided the loss is immediately reported to the credit card customer care department of HDFC.

    Features:

    • As a Business Platinum card holder, relax and unwind as you travel with exclusive Lounge Access at multiple airports across India.
    • This is a Chip credit card which comes embedded with an EMV chip for enhanced transaction security.
    • Enjoy preferred treatment, no matter where you go. The Business Platinum card is widely accepted across the globe at millions of merchants and establishments.
    • You can avail up to 50 interest free days on your purchases (counting from the day of purchase).
    • Enjoy generous cashback with this card which rewards you with up to 1% cash back not only on retail purchases but also international spends.
    • You may also get your 1st year membership fee reversed if you spend Rs 5,000 with your Business Platinum credit card within the first 90 days of your card set-up date.
    • Avail revolving credit facility at nominal interest rates.

    Fees & Charges:

    Annual Membership FeeRs 299
    Cash Advance ChargesRs 300 or 2.5% of amount withdrawn, whichever is higher.
    Reissue of lost / stolen / damaged cardRs 100
    Cash Processing FeeRs 100

    HDFC Business Platinum Credit Card FAQs:

    1. Are there any exceptions to receiving cash back on spends done with my Business Platinum Card?

      Cash backs are not applicable n fuel purchases.

    2. What is the annual membership fee chargeable on the Business Platinum Credit Card?

      A joining fee of Rs 299 and renewal fee of Rs 299 is chargeable on the HDFC Business Platinum credit card.

    3. Does the HDFC Business Platinum card carry any mark-up fee for foreign transactions?

      Yes, a fee of 3.5% based on the amount of the transaction shall be levied for foreign transactions.

    4. What is the interest rate applicable for revolving credit balance on this card?

      At the time of card issuance, an initial interest rate of 3.4% per month is chargeable and it is subject to change based on your spending.

    5. How can I pay my HDFC Business Platinum credit card membership fee?

      The first years membership fee shall be included in your first billing statement.

    6. What is the minimum amount which must be paid towards bill repayment?

      Card holders must pay at least 5% or Rs 200 as minimum amount towards bill repayment.

    HDFC Bank Business Platinum Credit Card Reviews

    • HDFC Bank Credit Card
      "Good SERVICE "
      0.5 5.0/5 "Blown Away!"
      From past 3 years i am using the credit card of HDFC Bank and its name is platinum . The customer service is good from their end . The bank provided the card with a limit of 1.1 lakh and gave me a cash withdraw limit of 30K i get good offers on the card like 1% surcharge free and reward points .
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "good one"
      0.5 4.0/5 "Great!"
      From past 3 years I am using the credit card of HDFC and its been a good experience for me . The customer service I real good . The bank provided me a credit limit of 1.5 lakh and also a option of cash withdraw up to 20% also the bank avails me good offers on fuel shopping many more and I get reward points on using it .
      Was this review helpful? 0
      , naihati
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Not bad"
      0.5 3.0/5 "Satisfactory"
      MY credit card was taken with HDFC bank 3 years back. They have offered titanium card and I get reward points also. The credit limit is 60,000 which is not satisfactory. The charges are very high in case of late payment and I have 24/7 helpline number also. My overall experience was not bad .
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with HDFC bank 3 months back. The credit limit is 50,000. They have offered platinum card and Its an International card. The customer service and responses was good. I have 24/7 helpline number and the validity of the card is 2020.I have no idea bout the charges and interest rate here.
      Was this review helpful? 0
      , khanna
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC bank 5 years back. The credit limit was 70,000 and they have offered visa miles card. The benefits are rewards points and cash back offers here. I can redeem the points on the purchase of fuel.I have no idea about the charges for late payment.The rate of interest is average and the validity is till 2018. My overall experience was excellent.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Excellent feature"
      0.5 5.0/5 "Blown Away!"
      HDFC service is transparent, I can redeem the points in online shopping. Past 3 to 4 months I almost made the transaction of Rs.50,000. Hence I got good cash back redeem points. I am satisfied with credit limit is good but they don't have balance transfer option.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Its fine"
      0.5 4.0/5 "Great!"
      HDFC Bank credit card is fine, I am holding this HDFC Bank credit card for a period of 8 months no drawback . This card is active, I have wonderful cash back and EMI options on this card . I normally get EMI @ ZERO PERCENT INTEREST on a seasonal basis, to top it off this EMI option is applicable for all transactions. Name of the HDFC Bank is money back credit card
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Happy with the service"
      0.5 4.0/5 "Great!"
      Happy with the way HDFC credit card works, i am holding this credit card for about 3 years. The line of credit was increased only once later they did not increase. Name of the credit card is HDFC Bank credit card is Platinum credit card, the specialty of this card is the offers and they provide insta loans too.
      Was this review helpful? 0
      , palladam
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Better interest rate to be imposed"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with HDFC bank before 1.5 years. It is a MONEY BACK card. I couldn't find any much benefits. The credit limit was satisfactory. The customer service needs to be improved. The rate of interest was bit expensive. I would like to suggest, if the customer demands for amount there should be a facility on the credit card because after dispatching the credit card they are revealing the credit limit which is not good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Good one"
      0.5 4.0/5 "Great!"
      Likes -Offers are very good on my HDFC Bank credit card and attractive actually i was getting some offers on flip kart on my mobile, I normally used to get around 10% discount generally. Name of the credit card is Platinum credit card which I hold with HDFC.
      Was this review helpful? 0
      , balotra
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I was looking for buy one, get one movie ticket credit card. But that offer was not available with HDFC. They used to give some offers and reward point but charges was very worst, they used to take fee for all credit card transaction it was not fair.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      I am using HDFC credit card from last 1.5 years, the services provided by HDFC credit card is very good when compared to all other credit cards. I get good offers like cash back and reward points but i am unable to redeem my reward points. I got in touch with customer service team, they said we can redeem the reward points through net banking. There was no annual fee charged at the time of getting this card. I use this card mainly for shopping purpose and i am also satisfied with the credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC bank 6 months back. The have offered master jet privilege card and Its an International card. I am getting reward points and cash back offers. The credit limit is 52,000 which is satisfactory. I have 24/7 helpline number. The charges and interest rates are really high here. The validity of the card is till 2020.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I am using HDFC credit card from last 6 months, the services provided by HDFC credit card is average when compared to all other credit cards. They did not charge annual fees or one time fee at the time of getting this card. I use this card for shopping purpose. The offers are very limited on this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Unsatisfied"
      0.5 1.0/5 "Really Bad"
      I used Titanium credit card for last 6 to 8 months and then I have submitted to the bank.I have converted my payments into EMI for 6 months. I paid regularly for 5months and I missed it for 1 month. I have informed the bank that I will do the payment later. But they didn't consider my request and they charged 1000 rupees for 6000 rupees which is really disappointing.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Convenient to use"
      0.5 4.5/5 "Excellent!"
      I would say experience with HDFC bank was the best. I am holding Diners Club Credit Cards. There are so many offers for the diners club on this card. It is a lifetime free credit card. I am getting discounts on e-commerce sites. 24/7 helpline number was provided and I am having good response.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 1 year, the services provided by HDFC credit card is good when compared to all other credit cards. The credit limit is satisfactory, i use this card for shopping purpose and there is no annual fee charged at the time of getting this credit card. I get good offers like cash back and reward points.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "Good to have HDFC credit card for all transaction"
      0.5 4.0/5 "Great!"
      I am very much comfortable with HDFC money back card, I used to get good lot of discounts in Amazon, flipkart. Recently I purchased clock, shoes in online store with 10% of cash back. HDFC gave me good credit limit and satisfactory reward points for credit card transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I have HDFC money back it was a very good experience from HDFC regarding my credit card service . They use to provide me with good and regular offers also I use to contact HDFC customer service which were good in responding I will say the service from HDFC is good for my credit card service.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • HDFC Bank Credit Card
      "average service"
      0.5 2.0/5 "Expected more"
      I will say the service from HDFC is average even they have increased my credit profile two times but the customer service of HDFC is not much as I expected from HDFC also there is offers and HDFC is not much customer friendly ,service is average.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
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