Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Bank Doctor's Regalia Credit Card

    The HDFC Bank Doctor’s Regalia Credit Card serves as a credit card and also a safeguard for your career. It covers your expenses, costs and any unforeseen professional events. The annual fee for this card is Rs.2,500.

    Key Highlights of the HDFC Bank Doctor's Regalia Credit Card

    • You can get 15,000 reward points when you reach an annual spend of Rs.8 lakh and more during your card’s anniversary year
    • You will earn 4 reward points when you spend Rs.150, on utilities and education
    • Get a Zomato Gold membership with this credit card
    • You will get a complimentary Priority Pass Membership to more than 1,000 airport lounges in the world

    Features and Benefits of the HDFC Bank Doctor's Regalia Credit Card

    Welcome Benefits

    • As a welcome gift, you will get 2,500 reward points

    Spend-based Benefits

    • 15,000 reward points when your expenses reach Rs.8 lakh and more during the card’s anniversary year
    • Get 10,000 reward points when you achieve an annual expense of Rs.5 lakh and more during your card’s anniversary year
    • Get 4 reward points when you spend Rs.150 on education and utilities

    Insurance Benefits

    • The Doctor's Regalia Credit Card will give you a protection up to Rs.20 lakh which will cover costs due to professional negligence

    Zomato Benefits

    • You will receive a Zomato Gold membership with the card
    • You can get up to two complimentary drinks at over 4,000 restaurants in India

    Foreign currency Benefits

    • Get the lowest foreign currency mark up (2%) when you make transactions in foreign currencies

    Airport and Lounge Benefits

    • Receive free Priority Pass Membership to over 1,000 airport lounges across the world

    Fees and Charges of the HDFC Bank Doctor's Regalia Credit Card

    Type of Charge Fee
    First year membership fee Rs.2,500
    Renewal Membership Fee Rs.2,500
    Late Payment Fee

    Less than Rs.100: Nil

    Rs.100 to Rs.500: Rs.100

    Rs.501 to Rs.5,000: Rs.500

    Rs.5,001 to Rs.10,000: Rs.600

    Rs.10,001 to Rs.25,000: Rs.800

    Rs.25,001 and above: Rs.950

    HDFC Bank Doctor's Regalia Credit Card Eligibility

    • If you are a salaried employee, you should be between 21 years and 60 years of age.
    • If you are self-employed, in order to be eligible for the HDFC Bank Doctor’s Regalia Credit Card, you have to be a minimum of 21 years and a maximum of 65 years of age.

    Documents Required to Apply for the HDFC Bank Doctor's Regalia Credit Card

    After you have qualified for the HDFC Bank Doctor’s Regalia Credit Card you will have to submit a few documents:

    • Identity Proof
      • Driving License
      • Passport
      • Aadhaar card
    • Proof of Address
      • Ration Card
      • Passport
      • Voter ID
      • Aadhaar card
    • Income Proof
      • Form 16
      • IT Returns
      • Salary Slip

    FAQs

    1. Which is the cheapest HDFC Bank credit card?

      The cheapest HDFC Bank credit card is the HDFC Bank Titanium Times Card and it comes at an annual fee of Rs.500

    2. Are there any other HDFC Bank credit cards for doctors?

      Yes, the HDFC Bank Doctor’s Superia Credit Card is another card that doctors can opt for.

    3. What is the income required to be eligible for the HDFC Bank Doctor’s Regalia Credit Card?

      Salaried employees should have a monthly income of Rs.1,20,000. Self-employed individuals must have an annual income should be Rs.12,00,000.

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