The HDFC Business Corporate MoneyBack credit card is among the top credit cards offered by the bank on all kinds of business expenditure. This card enables all businesswomen and men to earn cashback and 3X reward points on all their business expenditure.
The credit limit on this HDFC credit card is given at the discretion of the bank. HDFC Bank will be taking several factors into consideration before assigning a credit limit. The applicant's credit score, credit report will be checked along with a thorough inspection of any ongoing and past debts.
Other HDFC Bank Credit Cards
You can redeem your HDFC Bank credit card reward points through offline or online methods. If you wish to redeem it offline, you will need to download the rewards redemption form online, fill it and then submit it to the branch of the bank.
You can also send the duly filled form as a post to the branch of the bank at the following address:
HDFC Bank Cards Division,
P.O. Box No. 8654,
Chennai - 600041.To redeem your reward points from your credit card online, here are the steps you need to follow:
|Type of Charge||Amount|
|Interest-free period||Up to 50 days|
|Cash advance limit||40% of the credit limit|
|Minimum repayment amount||5% or a minimum of Rs.200|
|Additional card fee||Free|
|Cash advance charges||2.5% of the amount withdrawn or Rs.500. Whichever is higher.|
|Charges on revolving credit||3.49% per month|
|Charges on over limit account||2.5% of the over limit amount subject to a minimum of Rs.500.|
|Late payment charges||
If statement balance is less than Rs.100 - Nil
Rs.100 to Rs.500 - Rs.100
Rs.501 to Rs.5,000 - Rs.500
Rs.5,001 to Rs.10,000 - Rs.600
Rs.10,001 to Rs.25,000 - Rs.800
More than Rs.25,000 - Rs.950
|Payment return charges||2% of the payment amount subjected to a minimum of Rs.450.|
|Rewards redemption fee||Rs.99 per request.|
|Cash processing fee||Rs.100|
|Balance transfer processing charges||1% of balance transfer amount or Rs.100, whichever is higher.|
|Fuel transaction charge||Waived off for transactions between Rs.400 - Rs.5,000|
|Railway ticket purchase fee||1.8% of the transaction amount + GST|
|Reissue of lost, stolen or damaged card||Rs.100|
|Foreign currency transactions||3.5%|
|Outstation cheque processing charge||
Cheque value up to Rs.5,000 - Rs.25
Cheque value more than Rs.5,000 - Rs.50
The list of documents required to apply for the credit card as specified by the bank is indicative. The bank may ask you to produce other documents as and when required during the application procedure.
You can apply for the Business Corporate MoneyBack credit card through offline or online methods. To apply for the card offline, you will need to call the HDFC credit card customer care or visit the bank branch directly.
Under online methods of applying, you can do so either from the official website of HDFC Bank or through BankBazaar.
Yes, this Business Corporate MoneyBack Credit Card is accepted all over the world, wherever Visa/MasterCard is accepted.
You can use the card for online transactions, but it requires to be registered for 'Verified by Visa/MasterCard SecureCode' first to ensure the safety of the transactions.
The merchant takes your card and taps it in the POS terminal and the amount is charged. A charge-slip is printed upon which you are required to sign.
You can report your lost card to the 24-hr customer care center of the bank, after which you have zero liability towards any fraudulent transactions made using the card.
You can either pay by cash, cheque or make the payment at the ATM or via Net Banking.
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