Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Business Corporate MoneyBack Credit Card

    HDFC Business Corporate MoneyBack Credit Card is ideal for businessmen and women in the corporate sector. With the opportunity to earn up to 3X Reward Points on business spends, this card allows HDFC cardholders in the business sector to spend without any worry.

    Features of HDFC Business Corporate MoneyBack Credit Card:

    Some of the main features of the card are:

    • Business Corporate MoneyBack Rewards:

      By paying for your business related expenses through your HDFC Business Corporate MoneyBack Credit Card, you can earn up to 2 Reward Points for every Rs.150 spent. Accumulated reward points can then be redeemed for air miles as well as attractive gifts that can be chosen from an exclusive rewards catalogue.

      Reward points on this card can also be redeemed for CashBack against the outstanding amount on your credit card. (100 Reward Points can be redeemed for cashback of Rs.30)

    • Accelerated Reward Points:

      If you use the Corporate MoneyBack Credit Card only for business spends, it entitles you to earn up to 3X times Reward Points. With every Rs.150 spent on flight bookings, hotel reservations, restaurants and online purchases using the card, you can get 6 Reward Points.

    • Validity of Reward Points:

      Accumulated reward points carry an expiry date, which is two years from the date of accumulation of points.

    • Revolving credit:

      You can also avail the benefit of revolving credit on the card at affordable interest rates.

    • Interest free credit:

      Cardholders get a credit free interest period of up to 50 days. The period commences from the date of purchase.

    • Waiver on fuel surcharge:

      Every fuel transaction made within the range of Rs.400 to Rs.5,000, entitles you to a waiver of up to Rs.500 per statement.

    • Waiver of Annual Charges:

      If you spend Rs.10,000 within the first 90 days from the issue of card, you can avail a waiver on membership for the first year. If your expenses are above Rs.50,000, you can get a waiver on next year’s annual membership fee.

    • Lounge access:

      Cardholders of the HDFC Business Corporate MoneyBack Credit Card can also enjoy exclusive access to airport lounges at airports all over the country.

    • No liability on lost card:

      In case, your card is misplaced, you must inform HDFC Bank’s 24/7 call centre. Following the complaint, you will have a zero liability on any fraudulent transactions made using your credit card.

    • Security:

      The HDFC Business Corporate MoneyBack Credit Card is a Chip enabled card and can be used at any Chip enabled POS or swiped at any regular POS (non-chip POS).

    Benefits:

    This Corporate Credit Card variant from HDFC comes with some special benefits such as:

    • With this HDFC Business Corporate MoneyBack Credit Card, you can earn CashBack of Rs.2,000 using accumulated Reward Points. The CashBack can be availed only if you spend Rs.2.5 lakh using the card and if 50% of the expenses is business related.
    • Assuming you spend up to Rs.20,000 monthly on fuel, with the Fuel Surcharge Waiver feature on the card you can save up to Rs.6,000 every year.

    Fees and Charges:

    Details Charges
    Annual Fee Rs.500
    Minimum Repayment Amount 5% or Rs.200
    Interest Free Period Max. 50 days
    Cash Advance Limit 40% of the credit limit
    Add-on card Free for Lifetime (Up to 3)
    Charges on Revolving Credit 3.40% (monthly)/40.8% (annual)
    Cash Advance Charges 2.5% of withdrawn amount/Rs.300, whichever is higher
    Overlimit Account Charges 2.5% of overlimit amount, subject to minimum of Rs.500
    Cash Processing Fee Rs.100 (HDFC Banks or ATMs)
    Rewards Redemption Fee Rs.75 per redemption request
    Balance Transfer Processing Charges 2% of Balance Transfer amount/Rs.250, whichever is higher
    Reissue of Misplaced Card Rs.100
    Outstation Cheque Processing Charge Up to Rs.5,000 – Rs.35 Above Rs.5,000 – Rs.50
    Charges for Foreign Currency Transactions Cross currency mark-up of 3.5%
    GST Applicable on all charges

    Late Payment Fee:

    Statement Balance Charges
    Below Rs.100 Nil
    Rs.100 up to Rs.500 Rs.100
    Rs.501 up to Rs.5,000 Rs.400
    Rs.5,001 up to Rs.10,000 Rs.500
    Above Rs.10,000 Rs.700

    FAQs:

    1. Can the HDFC Business Corporate MoneyBack Credit Card be used worldwide?

      Yes, this Business Corporate MoneyBack Credit Card is accepted all over the world, wherever Visa/MasterCard is accepted.

    2. Can I make online transactions using the Business Corporate MoneyBack card from HDFC?

      You can use the card for online transactions but it requires to be registered for ‘Verified by Visa/MasterCard SecureCode’ first to ensure safety of the transactions.

    3. How does a merchant charge me for my expenses on my HDFC Business Corporate MoneyBack Credit Card?

      The merchant takes your card and taps it in the POS terminal and the amount is charged. A charge-slip is printed upon which you are required to sign.

    4. If my Business Corporate MoneyBack Credit Card from HDFC is misplaced or stolen, what are the steps to be taken?

      You can report your lost card to the 24-hr customer care centre of the bank, after which you have zero liability towards any fraudulent transactions made using the card.

    5. How do I make payments for my Business Corporate MoneyBack card from HDFC?

      You can either pay by cash, cheque, or make the payment at the ATM or via NetBanking.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

      

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    Credit Card Reviews

    • HDFC Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been applied for HDFC BUSINESS MONEYBACK credit card for recently, they have not charged me annual fee as it is life time free credit card, the credit limit which they have given to me was okay, the card came on time there was no delay or issue in getting card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good. Can do better"
      0.5 3.5/5 "Pretty good"
      The documents was taken on time for the credit card. The updates was not done for me. I had to call the person who took the documents and I was told that the paper work is processed and I will get the card in few days. The follow up calls was not there with HDFC Bank. There are charges annually for the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good reward point"
      0.5 4.0/5 "Great!"
      I got my HDFC credit card very recently . in HDFC also I am not happy with the credit limit . I thought HDFC has a great brand value they always fulfill the customers requirement . But interms of credit point they made me so happy with that . Their credit point has some value .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      It is a fine experience with HDFC Bank. I received the credit card on time. There are cash back offers and the deals are good. The credit limit is fine. The charges are normal for the credit card. The customer support and response is good and on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have started using HDFC bank credit card for recently, they have charged me annual fee but waived off option is available, the credit limit which they have given to me too high based on my requirement i need to less the limit,the reason for choosing this bank is for their offers they use to give good offers in shopping and airport lounge.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold HDFc credit card from long time, They have not charged me annual fee in this card, i am happy with the credit limit which they have given to me, their mobile application is good, they use to give good offers if i shop through on line, their overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have one credit card from HDFC bank last three years , and this is free card no need any charges here , rewards point offer in this card and I have been redeem my rewards point , and I am satisfied with credit limit after one and half years my credit limit is increase ,
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      It has been four years since i am using the HDFC BANK CREDIT CARD, they had been providing a better service so far. The credit limit with the card comes around 1,50,000 and there has also been some added benefits with this card like reward point benefits. There is some annual charges of 500 with this card as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good card for the reward points"
      0.5 5.0/5 "Blown Away!"
      I have Hdfc money credit card around one year, the card is good they are providing bonus points on the spend. The billing cycle is good and they are providing the reminder msg or calls before the due date. I used to get the soft copy statement on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I wanted a life time free card with HDFC Bank and I got a card with a annual fee of 500. If I use the card for 50K to a Lakh in a year the fee is waived off. I got a money back credit card. The best is the cash back. I also get points which can be converted to cash. The credit limit is good. There is no mobile application for credit card and that is the minus point.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good for online transactions"
      0.5 3.0/5 "Satisfactory"
      I hold a Platinum credit card and am using with HDFC for past three years. I did not get any special benefits on the card. The credit limit is too low and they provided me based on my profile which was not enhanced till now. There is no annual charges. I have been using the card for multi purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Most reputed credit card"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card for the past 3. 5 years . HDFC has more tie up with online vendors like Amazon , flip kart, Swiggy , Etc . So they provide offers on the continuously for the card holders . There card has more advantage in comparing to other cards .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Need improvement"
      0.5 2.0/5 "Expected more"
      HDFC Bank has degraded my credit card and I had a lot of options earlier on this card. Now I do not get any benefits. There are no movie tickets, the point value has reduced, it was one rupee earlier and now it is .25. Most of all they charge Rs. 400 even if the payment is an hour late.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      For HDFC credit card its an average card, i used get 4 rewards points apart this for book my show got 750 vouchers and big basket 750 vouchers and also i can able to redeem for 6000 rupees for gold purchase,but customer service not responding properly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "NOT SATISFIED WITH THE SERVICES OF THE CUSTOMER SUPPORT EXIC"
      0.5 1.0/5 "Really Bad"
      The process in getting my HDFC BUSINESS MONEYBACK was fine and the card was delivered to me within the promised time. But after receiving the card it has not been a good experience, the customer support is the bridge between the bank and the customer where the services from their end has not been good. Other than that everything had been fine with them like the credit limit as well.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Never approached me"
      0.5 3.0/5 "Satisfactory"
      I am closely in touch with HDFC customer service for the past one year . I trusted them and taken a credit card from them, But till now they have not approached me for credit limit enhancement . They are having very good offers online and nice discounts for their cards but they need to increase the credit limit on a regular basis .
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good in offers"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a life time free money back credit card and the customer services are good. They also provide me with good offers on Amazon and Flipkart. The credit limit is good. It is a smooth process while using the card, I never faced any hassles in the overall process.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC credit card from long time, They have been charging annual fee in this card,but waived off option available,like if i spend certain amount then annual fee will get waived off, i am happy with the credit limit which they have given to me.they use to give good offers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Lot of confusion in delivering the card"
      0.5 3.0/5 "Satisfactory"
      There was so much mess with a HDFC credit card . Because when I applied for my HDFC credit card , I changed my location . So the card has been delivered to my old address and card has been returned to the branch . Then once again I requested for redelivering and same thing happened . At last I said to deliver the card to my office address .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I took my HDFC bank credit card this is chargeable card , I am satisfied with credit limit and their customer service is good and response is also good , and here rewards point offer available , I did not use much more still recently I got this credit card ,
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
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