Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am having the credit card with the HDFC bank and am using it from the last 1.5 years of time. Their service aspects are also a good one with the HDFC bank credit card. Payment modes are fine with the HDFC bank credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I am having the HDFC bank credit card from the last one year of time. Response provided b y HDFC bank credit card and the offers are really a fine one with them. I would like to say that the online payment facilities are feasible one with them till now.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "SATISFACTORY"
      0.5 4.0/5 "Great!"
      HDFC bank has got normals offers in the card. The bank has offered me the credit limit around is 74000 thousand rupees and this is an annual charges of this card which is rs 499 and this amount is getting waived off from my reward points and 1st been 4 years since I am holding this card overall fine with their service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 3.5/5 "Pretty good"
      HDFC credit card services was excellent and they process and the service was on time when the time i apply and the representatives were really helpful when i needed the service ,and the process was fast when the time I applied and I can say HDFC credit service was really excellent.
      Was this review helpful? 0
      , kolhapur
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      HDFC provides me excellent services on my HDFC credit card and also they provide me many offers where I can use my HDFC credit card and the card and I am using is MONEY BACK card with the help of which I get services from the representatives of HDFC credit was for so I am very much comfortable with the HDFC credit card services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a life time free credit card and there are a lot of benefits on it. I get cash back offers and the discounts are also much on the transactions I do. I get good deals online as I shop a lot. I get my bills on time which helps me makes my payment easily.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I don't use the HDFC bank platinum card much. I am having the HDFC bank credit card for more than 6years. I use this card for online shopping, utility bills and the for others uses. I get the benefit like reward points, cash back offers and which can be redeemed as cash , I am satisfied with the credit limit. The rate of interest is nominal with this card.
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      , bangalore
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Excellent point system"
      0.5 4.5/5 "Excellent!"
      I hold a money back credit card with HDFC bank. As and when I use my card I earn points on the transactions. After which when I want to redeem them, I can login in to my account and convert those points to cash, in this way it makes it more easy for me to use it for shopping as I can use the points on what I prefer to purchase. One point is equal to 40 paisa.
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      , chennai
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      The HDFC bank credit card process is average. I got the rewards point by using the HDFC bank jet privilege card but I can't redeem those points from this jet privilege card. I hold the HDFC bank Jet privilege for almost past 3 years. I am satisfied with the credit limit.
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      , visakhapatnam
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      Happy using HDFC credit card, I am using this credit card for 6 months. Happy with the HDFC customer service and the rate of interest, Good reward points programme is sponsored by HDFC. I am not finding any difficult using this HDFC credit card.
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      , guntur
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Best Credit card ever."
      0.5 5.0/5 "Blown Away!"
      I am using HDFC Regalia credit card and this is the best credit card i have came across in sense of Limit, Transaction to EMI and reward program. And have referred the same to my friends and colleague . Hoping to make the relationship much stronger with the services.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There are no charges for the credit card I hold with HDFC Bank. I am much happy to bank with them as I have not faced any kind of inconvenience like hidden charges or late charges. The offers are regular which is provided on this card and the credit limit what they have offered to me was 51000 which is okay for me and I was able to get the statements on time.
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      , jaipur
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Rewards are good"
      0.5 4.0/5 "Great!"
      The best I prefer about the credit card of HDFC bank it is very easy to accumulate more points, and those points can be redeemed on my shopping. It is a life time free card. There are other benefits as well which I am happy about. The card is also acceptable every where.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      HDFC credit card offers are not that much good for the customers they have offered me life time free credit card. Limit value is 75000 initially later I have lost my card then they have reissued again but the limit they have given this time is 60000 rupees and I am using it from the last four years of time and the response is also a good one with them
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card and its the best one because of their customer service like they used to provide the refund on immediate basis relating to the payment issues. I would like to say that the response is fine one with the HDFC bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good service but EMI option should be enabled"
      0.5 5.0/5 "Blown Away!"
      I hold HDFC credit card for last seven years, based on the transaction they offered me different loans with lower interest rate but I didn't avail it and and I do get some offers on E- commerce website. But HDFC didn't give me an EMI option though I am satisfied with the credit limit, hence it would be great if they provides EMI option for the out standing monthly due to avoid higher interest.
      Was this review helpful? 0
      , haridwar
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Fantastic service"
      0.5 5.0/5 "Blown Away!"
      I am holding HDFC Regalia credit card I am using the HDFC credit card which provides fantastic service and their executives were very much helpful for me when ever I need their services and also the rate of intrest is very low compared to others and i had very good experience with HDFC credit card services till now and iam a happy customer of HDFC bank for their credit services .
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 2.0/5 "Expected more"
      HDFC bank credit card is not really working in good way for me because of their rate of interest. Response were really poor one with them. Customer service aspects are also need to improve and the payment modes are really fine with the HDFC bank credit card.
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      , new delhi
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Experiencing HDFC bank money back credit card for past 3 years. I use this card for petrol usage , in big bazaar purchases and for online purchases. This card has the benefit of Reward points, cash back offers and other offers with it. I would say it is a life time free credit card, there is no annual fee for this card. I am not satisfied with the credit limit, it would be great if they can increase the credit limit.
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      , dharwad
      Reviewed on Aug 22, 2017
    • HDFC Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and it has been a smooth process with the bank. The billing cycle is convenient for me. I am also happy with the customer services. There are a lot of rewards I get when I shop online and offline and in all there are no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
    Common Loader Icon

    HDFC Business Corporate MoneyBack Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Business Corporate MoneyBack Credit Card is ideal for businessmen and women in the corporate sector. With the opportunity to earn up to 3X Reward Points on business spends, this card allows HDFC cardholders in the business sector to spend without any worry.

    Features of HDFC Business Corporate MoneyBack Credit Card:

    Some of the main features of the card are:

    • Business Corporate MoneyBack Rewards:

      By paying for your business related expenses through your HDFC Business Corporate MoneyBack Credit Card, you can earn up to 2 Reward Points for every Rs.150 spent. Accumulated reward points can then be redeemed for air miles as well as attractive gifts that can be chosen from an exclusive rewards catalogue.

      Reward points on this card can also be redeemed for CashBack against the outstanding amount on your credit card. (100 Reward Points can be redeemed for cashback of Rs.30)

    • Accelerated Reward Points:

      If you use the Corporate MoneyBack Credit Card only for business spends, it entitles you to earn up to 3X times Reward Points. With every Rs.150 spent on flight bookings, hotel reservations, restaurants and online purchases using the card, you can get 6 Reward Points.

    • Validity of Reward Points:

      Accumulated reward points carry an expiry date, which is two years from the date of accumulation of points.

    • Revolving credit:

      You can also avail the benefit of revolving credit on the card at affordable interest rates.

    • Interest free credit:

      Cardholders get a credit free interest period of up to 50 days. The period commences from the date of purchase.

    • Waiver on fuel surcharge:

      Every fuel transaction made within the range of Rs.400 to Rs.5,000, entitles you to a waiver of up to Rs.500 per statement.

    • Waiver of Annual Charges:

      If you spend Rs.10,000 within the first 90 days from the issue of card, you can avail a waiver on membership for the first year. If your expenses are above Rs.50,000, you can get a waiver on next year’s annual membership fee.

    • Lounge access:

      Cardholders of the HDFC Business Corporate MoneyBack Credit Card can also enjoy exclusive access to airport lounges at airports all over the country.

    • No liability on lost card:

      In case, your card is misplaced, you must inform HDFC Bank’s 24/7 call centre. Following the complaint, you will have a zero liability on any fraudulent transactions made using your credit card.

    • Security:

      The HDFC Business Corporate MoneyBack Credit Card is a Chip enabled card and can be used at any Chip enabled POS or swiped at any regular POS (non-chip POS).

    Benefits:

    This Corporate Credit Card variant from HDFC comes with some special benefits such as:

    • With this HDFC Business Corporate MoneyBack Credit Card, you can earn CashBack of Rs.2,000 using accumulated Reward Points. The CashBack can be availed only if you spend Rs.2.5 lakh using the card and if 50% of the expenses is business related.
    • Assuming you spend up to Rs.20,000 monthly on fuel, with the Fuel Surcharge Waiver feature on the card you can save up to Rs.6,000 every year.

    Fees and Charges:

    Details Charges
    Annual Fee Rs.500
    Minimum Repayment Amount 5% or Rs.200
    Interest Free Period Max. 50 days
    Cash Advance Limit 40% of the credit limit
    Add-on card Free for Lifetime (Up to 3)
    Charges on Revolving Credit 3.40% (monthly)/40.8% (annual)
    Cash Advance Charges 2.5% of withdrawn amount/Rs.300, whichever is higher
    Overlimit Account Charges 2.5% of overlimit amount, subject to minimum of Rs.500
    Cash Processing Fee Rs.100 (HDFC Banks or ATMs)
    Rewards Redemption Fee Rs.75 per redemption request
    Balance Transfer Processing Charges 2% of Balance Transfer amount/Rs.250, whichever is higher
    Reissue of Misplaced Card Rs.100
    Outstation Cheque Processing Charge Up to Rs.5,000 – Rs.35 Above Rs.5,000 – Rs.50
    Charges for Foreign Currency Transactions Cross currency mark-up of 3.5%
    GST Applicable on all charges

    Late Payment Fee:

    Statement Balance Charges
    Below Rs.100 Nil
    Rs.100 up to Rs.500 Rs.100
    Rs.501 up to Rs.5,000 Rs.400
    Rs.5,001 up to Rs.10,000 Rs.500
    Above Rs.10,000 Rs.700

    FAQs:

    1. Can the HDFC Business Corporate MoneyBack Credit Card be used worldwide?

      Yes, this Business Corporate MoneyBack Credit Card is accepted all over the world, wherever Visa/MasterCard is accepted.

    2. Can I make online transactions using the Business Corporate MoneyBack card from HDFC?

      You can use the card for online transactions but it requires to be registered for ‘Verified by Visa/MasterCard SecureCode’ first to ensure safety of the transactions.

    3. How does a merchant charge me for my expenses on my HDFC Business Corporate MoneyBack Credit Card?

      The merchant takes your card and taps it in the POS terminal and the amount is charged. A charge-slip is printed upon which you are required to sign.

    4. If my Business Corporate MoneyBack Credit Card from HDFC is misplaced or stolen, what are the steps to be taken?

      You can report your lost card to the 24-hr customer care centre of the bank, after which you have zero liability towards any fraudulent transactions made using the card.

    5. How do I make payments for my Business Corporate MoneyBack card from HDFC?

      You can either pay by cash, cheque, or make the payment at the ATM or via NetBanking.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

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