The HDFC Bank Distributor credit card is majorly given to the distribution network of large corporate companies. This is sponsored by the company to help them manage their cash flow and eliminate the use of cheques or cash along with reducing the receivable time. It is a closed user group program which is guaranteed by the company.
Key Highlights of the HDFC Bank Distributor Credit Card
It acts as a more convenient mode of payment.
The card improves cash flow management of the company.
Features and Benefits of the HDFC Bank Distributor Credit Card
Reduces the average receivable period of the corporate company.
Increased off-take from the distribution network.
This program by HDFC Bank can be customised as per the corporate's requirement.
A better understanding of transactions from both distributors and corporates.
HDFC Bank Distributor Credit Card Limit
Unlike other credit cards, the credit limit for the Distributor card is decided by the corporate company along with the bank. There are no credit score checks or inquiries done on the credit report on the specific employees. Since this is a group program, it is based at the discretion of the company and the bank.
Fees and Charges of the HDFC Bank Distributor Credit Card
The fees and charges of the HDFC Bank Distributor credit card will be comparatively different from the other cards offered by the bank.
To know more it is advised that you visit the bank branch or call the customer care of HDFC Bank. You can also send an e-mail to the bank at email@example.com.
How to Apply for the HDFC Bank Distributor Credit Card
To apply for the credit card, the corporate company must get in touch with HDFC Bank by visiting their branch or by contacting the customer care.
Corporate companies can also send an e-mail stating a request or query and sending it to firstname.lastname@example.org.
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I'm getting a good benefits from HDFC credit card. I have been using this card for more than 1 year and they have not increased my credit limit right now. There is no annual fee if i transact Rs. 500 and more in a month. Right now lots of special offer is going on in the market.
I have HDFC Bank credit card which was taken through bank directly. I am using this credit card for the past 8 months ,There are movie ticket offers ,fuel benefits and airport lounge access .The credit limit was satisfied and there was no drawbacks faced so far .I am satisfied with the credit limit and converting EMI option is also avail.
I am using HDFC BANK credit card for 2 years. I have a credit limit of 30K, which is not sufficient. I will close this card as the limit is too low. EMI conversion options are available at the normal rate of interest. Customer support and the response is good. It is a life time free credit card.
I am using HDFC Bank credit card which was availed through online .I have chosen this card since service is good and life time free card with many offers .There are airport lounge access and fuel benefits also .I am really satisfied with the card service and much comfortable .
I am using HDFC BANK credit card for past 1 year. I have a credit limit of 50K, which is not sufficient. I was expecting more limit. EMI conversion options are available. I use to get rewards points on purchases. I have not faced any issue, so there is no need to connect with customer support. It is annual chargeable card.
I am using HDFC BANK credit card for more than 3 years. I have a credit limit of 65K, which is sufficient. EMI conversion are available at the rate of interest around 13 to 14%. I use to get discounts and reward points on shopping and fuel refiling.
I am using my HDFC credit card for almost 4 years. They have offered me a credit limit of Rs. 1.50 lakhs and the cash withdrawal limit of Rs. 39,000. They haven't charged me any annual fee. Based on my credit card, they are giving offers to take a insta loan, jumbo loan, two wheeler loan and car loan. If I pay the make the payment for my post paid bill, they are giving reward points.
HDFC card is not so good because charges are very high. Taken this card for almost 3 years. They gave me a limit of Rs. 25,000 in starting days. They do not have EMI conversion facility. I'm using the money back card and i can convert my reward points into cash.
I using HDFC BANK credit card for more than 2 years. I use to get more discounts and offer on online shopping. I have a credit limit of 82K. Which is sufficient. EMI conversion are available at the rate of interest 12 to 24% which depend on the tenure. It is a annual chargeable card but it gets waived off on spend of 30K in a year.
I have a credit card in HDFC because of the salary account they have provided me a zero annual fee card. Since i have a account, its easy to make the payment. They sent a offer messages on a regular basis but i have not keep track of it. I'm satisfied with the credit limit. Overall, I'm happy about the services.
I am using HDFC BANK credit card for past 1.5 years. The rate of interest is high in this card. I am not getting much reward points. I have a credit limit of Rs.35,000 less limit and the cash limit of Rs.10.000. Annual fee is there but i am not sure.
I have HDFC REGALIA credit card which was taken through online. I am using this credit card for the past 2 years .The credit limit was 2.20 lakhs and this was a free card subject to the limit we have to spend some amount .There was no difficulties faced so far .Each and every detail was clearly shared by the bank.
I have recently bought HDFC credit card, but the process took long time. Bank has offered me with the credit limit of only 47K, which is not sufficient. I use to get buy 1 get 1 movie tickets offer and I get discount and cash-back on online portal. It is a life time free credit card.
I am using HDFC BANK credit card for past 1 year. Credit card approved with the limit of 27, but now it is enhanced up to 1.1L. EMI conversion options are available, can be done through mobile application, the rate of interest is normal. It is a annual chargeable card but gets waived of on my usage. I get cash back and discounts on both online and retail.
It takes long time to connect with the customer support executive, always running into automated voice. There should be a options to directly connect with the agent. I am using this HDFC credit card for past 1 year. The rate of interest is average. It credit limit if sufficient and will be enhanced on time.
I'm using HDFC credit card for a long back and they are not supporting the people much because I'm not getting any offer from this card. I'm using the Regalia card and i need to pay the annual fee of Rs. 499 which will not waived off. I don't use this card much.
HDFC customer care is easily accessible because i have separate relationship office if i contact him, all my problem get resolved. More than a year, I'm holding the credit card from HDFC. If they are increasing the limit, it would be fine but already they have given me a offer but i have rejected the same. I got a Note 10 phone through this card with some discounts.
HDFC credit card is my first card and it has a good limit so I'm using this card on a regular basis. I'm having a business money back and i don't get much benefits except reward points. I'm holding this card for almost 3 years and they have enhanced my limit once which is Rs. 10,000 only.
I am using HDFC credit card for more than one year. I have a credit limit of 45K, which is okay. I received the card on time and it is very useful on emergency situations. The rate of interest is high when compared with other card. It is a annual chargeable card of Rs.500.
I am using HDFC BANK credit card for more than 2 years. I have a credit limit of 55K which is sufficient. I use to get 10% cash back or discounts on online shopping. Mobile application is very user friendly. EMI conversion options are available.