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Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
If you apply for the HDFC Titanium Times Card through BankBazaar, you can
Visit www.hdfcbank.timescard.com to check exclusive dining and movie offers available at participating partners in your city.
Reward points program
Every eligible transaction you make on your card could you 2 or 5 Reward Points. Here’s how much you can earn and redeem your points:
| Category | Monthly Spend | Points Earned |
|---|---|---|
| Shopping | Rs.10,000 | 133.33 |
| Dining (weekdays) | Rs.8,000 | 266.66 |
| Dining (weekends) | Rs.8,000 | 106.66 |
| Entertainment | Rs.6,000 | 80 |
| Other expenses | Rs.5,000 | 66.66 |
| Total | Rs.37,000 | 653.31 |
Depending on how many points you accumulate, you can redeem them for an array of items such as smartphones, home and kitchen appliances, speakers, computer accessories, travel and luggage items, and more. You could redeem them for vouchers, or even cashback.
Remember, you can accumulate points for 2 years and redeem for a big-ticket item or redeem as you spend.
| Type of fee/charge | Amount |
|---|---|
| Joining fee | Rs.500 |
| Annual fee | Rs.500 |
| Interest rate | 3.49% per month |
| Interest-free period | Up to 50 days |
| Cash withdrawal fee | 2.5% of the withdrawn amount (Minimum Rs.500) |
| Cash advance limit | 40% of the credit limit |
| Rewards redemption fee | Rs.99 per request |
| Late payment charges |
|
| Outstation cheque processing charge | Cheque value of up to Rs.5,000 – Rs.25 Cheque value of more than Rs.5,000 – Rs.50 |
| Cash processing fee | Rs.100 |
| Over limit charges | 2.5% of the over-limit amount (minimum Rs.500) |
| Reissue of lost, stolen or damaged card | Rs.100 |
| Foreign currency transaction fee | 3.5% |
| Payment return charges | 2% of payment amount (minimum Rs.450) |
The eligibility criteria to apply for HDFC Titanium Times Credit Card is listed below:
The exact documentation to apply for the credit card is not available on the official website.Listed below are the basic documents required to process any credit card application.
You can visit HDFC official website and apply for Titanium Times Credit Card instantly. Once your application is received, the bank representative would approach you for further processing.
Alternatively, you can also apply through BankBazaar and enjoy the exclusive partner offers.
Steps to apply for Titanium Times Credit Card on BankBazaar
Once the application is submitted online, you will receive an acknowledgement message with the application ID. The same ID would help you track the application status of your credit card application. You can track the status after a week of submitting the application.
Yes, you can earn reward points on every transaction worth Rs.150 and above including online transactions. Every Rs.150 spent on the card would give you 2 reward points. However, there are a few exceptions. EasyEMI, e-wallet loading, and SmartEMI transactions are not eligible for reward points. Even insurance transactions have a maximum limit of 2,000 per transaction. The collected reward points will have a validity of 2 years from the date of accumulation.
You're just one step away from using this card online. Ensure the card is activated (call the customer service) and register for Mastercard Secure Code before transacting online. This ensures an additional layer of security to safeguard from fraud.
Please call the HDFC credit card toll free number immediately to report the loss of the card. A temporary block is made if the card is recoverable. If it's stolen or not recoverable, the bank will issue a new card with a different card number. You can also log into your net banking account and report the loss under the relevant section.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
