If you apply for the HDFC Titanium Times Card through BankBazaar, you can
Welcome gift: Kick start your association with the Titanium Times card by choosing from an assortment of welcome benefits such as gift vouchers across popular categories including apparel, shopping, dining, movies, wellness, hotels, etc.
You can visit HDFC Times Card website to choose a welcome gift based on your location and offer type.
Movie and dining offers: The Times Credit Card provides you with round-the-year discounts and other offers at participating dining and movies in your city.
Visit www.hdfcbank.timescard.com to check exclusive dining and movie offers available at participating partners in your city. You can get a flat discount of 25% on movies and up to a whopping 15% on dining.
Reward points program
Fuel surcharge waiver: Fill fuel anywhere in the country and pay using the Titanium Times Credit Card to enjoy zero surcharge on the bill. The waiver is capped at Rs.250 every billing cycle.
Contactless payment: Enabled with contactless payment facility, the Times credit card provides fast, easy and secure payments at retail outlets.
Enjoy the contactless feature for all your everyday purchases below Rs.2,000. Find the contactless symbol on your card and use it at merchant locations that accept contactless cards.
Zero liability on lost card: If the card is lost or stolen, report it within 24 hours and carry a zero liability on fraudulent transactions (if any), thereafter.
HDFC Titanium Times Credit Card - Value chart
With the Titanium Times Card from HDFC, round-the-year discounts are at your disposal. Here are a few highlights which ought to keep you and your family indulged for the entire year.
|Monthly Spend||Savings per year|
|Fuel purchases of Rs.5,000||Rs.1,500|
|4 movie tickets of Rs.150 each||Rs.1,800|
|Dining spends of Rs.2,500||Rs.4,500|
Special benefits: By conducting a minimum of 4 transactions every month, you will get -
|Type of fee/charge||Amount|
|Interest rate||3.49% per month|
|Cash withdrawal fee||2.5% of the withdrawn amount (Minimum Rs.500)|
|Cash advance limit||40% of the credit limit|
|Rewards redemption fee||Rs.99 per request|
|Late payment charges||
|Outstation cheque processing charge||Cheque value of up to Rs.5,000 – Rs.25 Cheque value of more than Rs.5,000 – Rs.50|
|Cash processing fee||Rs.100|
|Over limit charges||2.5% of the over-limit amount (minimum Rs.500)|
|Reissue of lost, stolen or damaged card||Rs.100|
|Foreign currency transaction fee||3.5%|
|Payment return charges||2% of payment amount (minimum Rs.450)|
The eligibility criteria to apply for HDFC Titanium Times Credit Card is listed below -
The exact documentation to apply for the credit card is not available on the official website.Listed below are the basic documents required to process any credit card application.
You can visit HDFC official website and apply for Titanium Times Credit Card instantly. Once your application is received, the bank representative would approach you for further processing.
Alternatively, you can also apply through BankBazaar and enjoy the exclusive partner offers.
Steps to apply for Titanium Times Credit Card on BankBazaar
Once the application is submitted online, you will receive an acknowledgement message with the application ID. The same ID would help you track the application status of your credit card application. You can track the status after a week of submitting the application.
HDFC Times Titanium Credit Card provides decent benefits on movies and dining for the fee it charges.
If you're someone who watches every latest movie and dine out daily, the Titanium Times Card would be ideal for you.
It provides up to 15% discount on dining bills at select restaurants in your city and 25% off on movie ticket bookings. Further, you will also get 5 reward points for every Rs.150 spent on dining during weekdays.
Another interesting aspect of the card is the annual fee waiver. If your total spends in a year exceed or equal Rs.1.5 lakh, your renewal fee will be waived. Hence, you can enjoy the benefits offered by the card free for life-time.
About the drawbacks of the card, it doesn't provide any shopping benefits and the rewards redemption options are limited to the products in the rewards catalogue.
Yes, you can earn reward points on every transaction worth Rs.150 and above including online transactions. Every Rs.150 spent on the card would give you 2 reward points.
However, there are a few exceptions. EasyEMI, e-wallet loading, and SmartEMI transactions are not eligible for reward points.
Even insurance transactions have a maximum limit of Rs.2,000 per transaction.
The collected reward points will have a validity of 2 years from the date of accumulation.
No, you don't have to. If you notice, this card also has a magnetic strip in the back which works well with traditional swiping machines. It can be used either way.
You're just one step away from using this card online. Ensure the card is activated (call the customer service) and register for Mastercard Secure Code before transacting online. This ensures an additional layer of security to safeguard from fraud.
Please call the HDFC credit card customer service immediately to report the loss of the card. A temporary block is made if the card is recoverable. If it's stolen or not recoverable, the bank will issue a new card with a different card number. You can also log into your net banking account and report the loss under the relevant section.
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