Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Titanium Times Credit Card
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    1st Year Fee
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    HDFC Bank Titanium Times Credit Card is Rated as "Excellent!" by 391 Users
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    HDFC Bank Titanium Times Credit Card

    In this age dominated by a plethora of leisure and entertainment options, having a credit card that compliments your lifestyle is a must. The HDFC Titanium Times card is a partner which not only extends attractive discounts on entertainment, dining and shopping, 365 days a year, but also opens up a whole new world of rewards and savings.

    Features of HDFC Titanium Times Credit Card:

    • Kick start your association with the Titanium Times card by choosing from an assortment of welcome benefits such as gift vouchers across popular categories such as Apparel, Shopping etc.
    • At participating outlets, get a flat discount of 25% on movies and up to a whopping 15% on dining.
    • Earn 2 points on every Rs. 150 spent. Dining on weekdays will get you 5 points on every Rs. 150 spent.
    • Fill fuel anywhere in the country at Zero Fuel Surcharge. This waiver is capped at Rs.250 every billing cycle.
    • Enjoy interest free credit up to 50 days from the date of purchase. This feature gives you sufficient time to pay and save on interest charges.
    • If the card is lost or stolen, report it within 24 hours and carry a Zero liability on fraudulent transactions (if any), thereafter.
    • In addition to the above, you can also register with HDFCs Utility Bill Payment Service and ensure timely payment of bills without any additional charges.

    Benefits of HDFC Titanium Times Credit Card:

    With the Titanium Times card from HDFC, round the year discounts galore at your disposal. Here are a few highlights which ought to keep you and your family indulged for the entire year.

    • Assuming that your average monthly fuel purchases hover around Rs 5,000, you can save up to Rs 1,500 in a year on the consolidated fuel charges made to this card.
    • By booking around 4 movie tickets every month at Rs.150 each, you stand to save a minimum of Rs 1,800 by means of discount.
    • Dining out every month has even bigger benefits in the form of annual discounts of Rs 4,500 and more! (Assuming that you dine out at participating restaurants and bill at least Rs 2,500 every month with 15% discount).
    • Visit the HDFC Bank Times Card website to access exclusive offers

    Fees and Charges:

    Annual Fee Rs.500 plus Service Tax
    Cash Advance Fee2.5% ( Minimum of Rs.300)
    Late Payment ChargesDepends on the outstanding balance. Subject to a min. of Rs.100 with an upper cap of Rs.700.
    Overlimit Fee2.5% of the Overlimit amount(Minimum of Rs.500)

    Eligibility:

    Salaried Applicant Minimum Age: 21 years(Capped at 60 years)
    Self Employed Applicant Minimum Age: 21 years(Capped at 65 years)

    HDFC Titanium Times Credit Card FAQs:

    1. I just received my HDFC Titanium Times Card. It is a chip card and most of the merchants in my town do not have a chip enabled POS terminal machine. Should I return the card?

      No, you dont have to. If you notice, this card also has a magnetic strip in the back which works well with traditional swiping machines. If can be used both ways.

    2. Is the HDFC Titanium Mastercard card ready for online transactions?

      You're just one step away from using this card online. Ensure the card is activated ( call the customer service) and register for Mastercard Secure Code before transacting online. This ensures additional layer of security to safeguard from fraud.

    3. I lost my Titanium Times Card. What do I do?

      Please call the customer service immediately to report loss of card. A temporary block is made if the card is recoverable. If it's stolen or not recoverable, the bank will issue a new card with a different card number. You can also log into your Netbanking account and report the loss under the relevant section.

    4. How much is the first year annual fee on this card?

      First year fee is Rs.500 and subsequent renewal years are also billed the same amount.

    5. I have accumulated considerable number of rewards. How long are these valid?

      The reward points are valid for two years from the date of accumulation.

    HDFC Bank Titanium Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with HDFC bank from last 2 years, the services provided by HDFC credit card is good when compared to all other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. I get offers like reward points in this credit card. I use this card for general purpose. I have a credit limit of Rs 50000 and the cash limit of Rs 10000 in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 15, 2018
    • HDFC Bank Credit Card
      "credit limit needs to be increased"
      0.5 3.0/5 "Satisfactory"
      I am using a HDFC credit card for last 2 years. They offered a credit limit of 20,000 rupees which was low. There is no hidden charges. I am using the card for purchasing. The credit limit was not satisfactory so I would appreciate if they can increase my credit limit.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 13, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC Bank before 2 years. I am using Money Back credit card with the limit value of 50,000 rupees which was satisfactory. The customer service and response was good. They charge for the late payment. They don't charge annual fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with HDFC bank and the experience was quite good. The process was smooth and i received my credit card within 4-5 days. I have a credit limit of Rs 45000 which is sufficient for this credit card. There is no annual fee charged for this credit card. Customer service was good and they collected documents on time. I use this credit card mainly for booking railway tickets in IRCTC.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I have used the HDFC bank regalia first credit card for past 4,months. I use this card for travel purposes and this card is free airport lounges entries, The credit limit value is average with this card but I am satisfied with it. The customer support service is good with the HDFC bank credit card department.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC bank from last 2 months, i find this credit card is very convenient to use. They did not charge any annual fee at the time of getting this credit card. There are lot of reward point offers in this credit card. I transfer the amount directly to my account for bill payments. I have a credit limit of Rs 1.25 lakhs and the cash limit of Rs 50000 in this credit card.
      Was this review helpful? 0
      , mohali
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Need Improvement"
      0.5 5.0/5 "Blown Away!"
      The notifications and the statements are not sent by HDFC bank credit card department , in regards to any credit card usages. The response part need to be improved with HDFC bank credit card department , they have track the usage of the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC .The limit on the card is 75,000. I am happy with the limit.Phone banking service is good and efficient to use net banking services.Payment option is convenient to transfer.I don't have to pay an annual fees card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC Bank. I am using the money back card for 2 months. I am not experienced with the customer service. The rate of interest was normal which was satisfactory. The credit limit was 83,000. It is a life time free credit card.
      Was this review helpful? 0
      , mohali
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Better service"
      0.5 4.0/5 "Great!"
      It shows that my credit card application is in approved status but I haven't got the credit card yet. The customer support is good with the HDFC bank. They executives came to my place to collect the documents on time. The verification process done on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Very good card"
      0.5 4.0/5 "Great!"
      The credit card service was good with the HDFC bank and I have got the Rewards credit card from HDFC bank within a week time. I am satisfied with the credit limit value , because they have given high credit limit. The annual fee of Rs,850 need to paid to this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "unhappy"
      0.5 1.0/5 "Really Bad"
      I am holding a credit card with HDFC Bank for 1.5 years. The credit limit was very low which was not satisfactory. They are charging more for the credit card late payments. They do charge annual fee like 400 rupees. The customer support was not satisfactory with the credit card section.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I am having the HDFC bank credit card and the response is good one for me. I would like to say that the response is also good one for me and I have faced some issues like lot of hidden charges are applicable one for me. I am really happy with the HDFC bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      I have applied for the HDFC bank regalia first credit card but I have got the HDFC bank diners club international card. The customer support is good with the HDFC bank. It would be great if they can be some transparency in the process. I am planning to close this card because I have got the wrong card. Further, the representative told me it will be a lifetime free for smart buy however some charges were levied on the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have got the HDFC bank credit card and its good too. I have already raised one request to them with respect to my bill. I would like to say that the response and other things are good one with the HDFC bank credit card. I am happy with the service offered by HDFC Bank till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      My credit card application was approved with HDFC bank and the experience was good. The process was smooth and i received my credit card within 1 week. I expected a credit limit of Rs 1 lakh but they gave only Rs 75000. I paid an annual fee of Rs 900 for this credit card. Customer service was good and they collected documents on time. I am not aware of any offers in this credit card and i use this card for shopping purpose.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      The interest rates and the charges are high with the HDFC BANK DINERS REWARDZ CREDIT CARD. I got the credit card within 15 days of time. The customer support was good with the HDFC bank. The credit limit value is high with this HDFC BANK DINERS REWARDZ CREDIT CARD and I am satisfied with it.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC Bank . The credit limit was 1 lakh which was satisfactory and I hold diner's club International card and I am getting reward points and it is very much beneficial. My overall experience was good and I would like to recommend this card to others.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      The credit limit was satisfactory with HDFC credit card. I am maintaining the credit card for the past 4 years. I never contacted the customer care but I will be getting a call from them. I got a Times Titanium card. They charge annual fee. The payment was easy and convenient.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Perfect card to use"
      0.5 3.0/5 "Satisfactory"
      The customer support has some miscommunication with the HDFC bank. Because I have submitted the documents twice . I got the credit card within a week's time. I am satisfied with the credit limit which was offered to me. The withdrawal amount is also good with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 12, 2018
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