Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Bank Titanium Times Credit Card

    With a variety of dining and movie offers, the HDFC Bank Titanium Times Credit Card is a card worth considering. The first year fee (joining fee) is Rs.500 and the fee for every subsequent year (Rs.500) is waived on an annual spend of Rs.1.5 lakh. The interest rate applicable is 40.8% p.a.
  • We found 1 HDFC Bank Titanium Times Credit Card
    1st Year Fee
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    Key Highlights of HDFC Titanium Times Credit Card

    • One of the best entertainment credit cards with round-the-year discount on movie and dining spends.
    • Renewal fee waiver on spends of Rs.1.5 lakh or above in a year.
    • Accelerated rewards on dining expenses on weekdays.

    Entertainment Benefits Offered by HDFC Titanium Times Credit Card

    • 5 reward points on dining spends from Monday to Friday.
    • Discounts on movie tickets booked on select websites and at theatres.

    Offers by BankBazaar

    If you apply for the HDFC Titanium Times Card through BankBazaar, you can

    • Check you CIBIL score for free.
    • Check your eligibility to apply for the card for free.
    • Apply for the Titanium Times Credit Card here, upload the documents online and enjoy hassle-free processing.
    • Get instant approval and 100% paperless processing.

    Other HDFC Bank Credit Cards

    HDFC Bank Titanium Times Credit Card Features and Benefits

    Welcome gift:
    • Kick start your association with the Titanium Times card by choosing from an assortment of welcome benefits such as gift vouchers across popular categories including apparel, shopping, dining, movies, wellness, hotels, etc.
    • You can visit HDFC Times Card website to choose a welcome gift based on your location and offer type.
    Movie and dining offers:
    • The Times Credit Card provides you with round-the-year discounts and other offers at participating dining and movies in your city.

    Visit to check exclusive dining and movie offers available at participating partners in your city.

    Reward points program

    • Earn 2 points on every Rs.150 spent on all retail purchases.
    • Dine on weekdays (Monday to Friday) and earn 5 points on every Rs.150 spent.
    • Reward points can be redeemed for exclusive gifts from the HDFC rewards catalogue.
    • The accrued points are valid for 2 years from the date of accumulation.
    • Retail transactions that are converted to SmartEMI plans will not receive Reward Points. Points initially awarded will be reversed under conversion to this plan.
    Contactless payment:
    • Enabled with contactless payment facility, the Times Credit Card provides fast, easy and secure payments at retail outlets.
    • Enjoy the contactless feature for all your everyday purchases below Rs.2,000. Find the contactless symbol on your card and use it at merchant locations that accept contactless cards.
    Zero liability on lost card:
    • If the card is lost or stolen, report it within 24 hours and carry a zero liability on fraudulent transactions (if any), thereafter.

    HDFC Titanium Times Credit Card - Value chart

    Every eligible transaction you make on your card could you 2 or 5 Reward Points. Here’s how much you can earn and redeem your points:

    Category Monthly Spend Points Earned
    Shopping Rs.10,000 133.33
    Dining (weekdays) Rs.8,000 266.66
    Dining (weekends) Rs.8,000 106.66
    Entertainment Rs.6,000 80
    Other expenses Rs.5,000 66.66
    Total Rs.37,000 653.31

    Depending on how many points you accumulate, you can redeem them for an array of items such as smartphones, home and kitchen appliances, speakers, computer accessories, travel and luggage items, and more. You could redeem them for vouchers, or even cashback.

    Remember, you can accumulate points for 2 years and redeem for a big-ticket item or redeem as you spend.

    Fees and Charges of HDFC Bank Titanium Times Credit Card

    Type of fee/charge Amount
    Joining fee Rs.500
    Annual fee Rs.500
    Interest rate 3.49% per month
    Interest-free period Up to 50 days
    Cash withdrawal fee 2.5% of the withdrawn amount (Minimum Rs.500)
    Cash advance limit 40% of the credit limit
    Rewards redemption fee Rs.99 per request
    Late payment charges
    • Less than Rs.100 – None
    • Rs.100 to Rs.500 – Rs.100
    • Rs.501 to Rs.5,000 – Rs.500
    • Rs.5,001 to Rs.10,000 – Rs.600
    • Rs.10,001 and 25,000 – Rs.800
    • For more than Rs.25,000 – Rs.950
    Outstation cheque processing charge Cheque value of up to Rs.5,000 – Rs.25 Cheque value of more than Rs.5,000 – Rs.50
    Cash processing fee Rs.100
    Over limit charges 2.5% of the over-limit amount (minimum Rs.500)
    Reissue of lost, stolen or damaged card Rs.100
    Foreign currency transaction fee 3.5%
    Payment return charges 2% of payment amount (minimum Rs.450)

    Eligibility to Apply for HDFC Titanium Times Credit Card

    The eligibility criteria to apply for HDFC Titanium Times Credit Card is listed below:

    • Applicant should be either salaried or self-employed.
    • For salaried the age range is 21 to 60 years.
    • For self-employed, it is 21 to 65 years.
    • The applicant should have a good credit history and a stable flow of income.

    Documents Required to Apply for HDFC Titanium Times Credit Card

    The exact documentation to apply for the credit card is not available on the official website.Listed below are the basic documents required to process any credit card application.

    • KYC documents
    • PAN card
    • Income proof such as salary slip or income tax returns
    • Bank statements and others.

    How to Apply for HDFC Titanium Times Credit Card Online

    You can visit HDFC official website and apply for Titanium Times Credit Card instantly. Once your application is received, the bank representative would approach you for further processing.

    Alternatively, you can also apply through BankBazaar and enjoy the exclusive partner offers.

    Steps to apply for Titanium Times Credit Card on BankBazaar

    • Find ‘Check Eligibility’ button on the page and click on it.
    • Submit the required details to know your eligibility to apply for the card.
    • If you’re eligible, you will find an option to apply for the card.
    • Click on ‘Apply Now’, fill the online application form, upload the documents and press ‘Submit’.

    Once the application is submitted online, you will receive an acknowledgement message with the application ID. The same ID would help you track the application status of your credit card application. You can track the status after a week of submitting the application.

    FAQs on HDFC Titanium Times Credit Card

    1. I have an HDFC Times Titanium credit card. Do I get reward points for every online transaction made?

      Yes, you can earn reward points on every transaction worth Rs.150 and above including online transactions. Every Rs.150 spent on the card would give you 2 reward points. However, there are a few exceptions. EasyEMI, e-wallet loading, and SmartEMI transactions are not eligible for reward points. Even insurance transactions have a maximum limit of 2,000 per transaction. The collected reward points will have a validity of 2 years from the date of accumulation.

    2. Is the HDFC Titanium Times Mastercard ready for online transactions?

      You're just one step away from using this card online. Ensure the card is activated (call the customer service) and register for Mastercard Secure Code before transacting online. This ensures an additional layer of security to safeguard from fraud.

    3. I lost my Titanium Times Card. What do I do?

      Please call the HDFC credit card toll free number immediately to report the loss of the card. A temporary block is made if the card is recoverable. If it's stolen or not recoverable, the bank will issue a new card with a different card number. You can also log into your net banking account and report the loss under the relevant section.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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