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  • HDFC Bank Titanium Times Credit Card

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  • With a variety of dining and movie offers, the HDFC Bank Titanium Times Credit Card is a card worth considering. The first year fee (joining fee) is Rs.500 and the fee for every subsequent year (Rs.500) is waived on an annual spend of Rs.1.5 lakh. The interest rate applicable is 40.8% p.a.
  • We found 1 HDFC Bank Titanium Times Credit Card
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    Key Highlights of HDFC Titanium Times Credit Card

    • One of the best entertainment credit cards with round-the-year discount on movie and dining spends.
    • Renewal fee waiver on spends of Rs.1.5 lakh or above in a year.
    • Accelerated rewards on dining expenses on weekdays.
    • Savings up to Rs.8,000 a year on dining, movies, and fuel spends.

    Entertainment Benefits Offered by HDFC Titanium Times Credit Card

    • Up to 15% off on dining and 25% off on movie ticket bookings at partner outlets.
    • 5 reward points on dining spends from Monday to Friday.

    Offers by BankBazaar

    If you apply for the HDFC Titanium Times Card through BankBazaar, you can

    • Check you CIBIL score for free.
    • Check your eligibility to apply for the card for free.
    • Apply for the Titanium Times Credit Card here, upload the documents online and enjoy hassle-free processing.
    • Get instant approval and 100% paperless processing.

    Features and Benefits

    Welcome gift: Kick start your association with the Titanium Times card by choosing from an assortment of welcome benefits such as gift vouchers across popular categories including apparel, shopping, dining, movies, wellness, hotels, etc.

    You can visit HDFC Times Card website to choose a welcome gift based on your location and offer type.

    Movie and dining offers: The Times Credit Card provides you with round-the-year discounts and other offers at participating dining and movies in your city.

    Visit to check exclusive dining and movie offers available at participating partners in your city. You can get a flat discount of 25% on movies and up to a whopping 15% on dining.

    Reward points program

    • Earn 2 points on every Rs.150 spent on all retail purchases.
    • Dine on weekdays (Monday to Friday) and earn 5 points on every Rs.150 spent.
    • Reward points can be redeemed for exclusive gifts from the HDFC rewards catalogue.
    • The accrued points are valid for 2 years from the date of accumulation.

    Fuel surcharge waiver: Fill fuel anywhere in the country and pay using the Titanium Times Credit Card to enjoy zero surcharge on the bill. The waiver is capped at Rs.250 every billing cycle. 

    Contactless payment: Enabled with contactless payment facility, the Times credit card provides fast, easy and secure payments at retail outlets. 

    Enjoy the contactless feature for all your everyday purchases below Rs.2,000. Find the contactless symbol on your card and use it at merchant locations that accept contactless cards. 

    Zero liability on lost card: If the card is lost or stolen, report it within 24 hours and carry a zero liability on fraudulent transactions (if any), thereafter. 

    HDFC Titanium Times Credit Card - Value chart

    With the Titanium Times Card from HDFC, round-the-year discounts are at your disposal. Here are a few highlights which ought to keep you and your family indulged for the entire year. 

    Monthly Spend Savings per year
    Fuel purchases of Rs.5,000 Rs.1,500
    4 movie tickets of Rs.150 each Rs.1,800
    Dining spends of Rs.2,500 Rs.4,500
    Total savings Rs.7,800

    Special benefits: By conducting a minimum of 4 transactions every month, you will get -  

    • Free accidental death insurance cover worth Rs.50 lakh
    • Complimentary fire and burglary protection for goods worth above Rs.5000 purchased using the credit card.

    Fees and Charges

    Type of fee/charge Amount
    Joining fee Rs.500
    Annual fee Rs.500
    Interest rate 3.49% per month
    Cash withdrawal fee 2.5% of the withdrawn amount (Minimum Rs.500)
    Cash advance limit 40% of the credit limit
    Rewards redemption fee Rs.99 per request
    Late payment charges
    • Less than Rs.100 – None
    • Rs.100 to Rs.500 – Rs.100
    • Rs.501 to Rs.5,000 – Rs.500
    • Rs.5,001 to Rs.10,000 – Rs.600
    • Rs.10,001 and 25,000 – Rs.800
    • For more than Rs.25,000 – Rs.950
    Outstation cheque processing charge Cheque value of up to Rs.5,000 – Rs.25 Cheque value of more than Rs.5,000 – Rs.50
    Cash processing fee Rs.100
    Over limit charges 2.5% of the over-limit amount (minimum Rs.500)
    Reissue of lost, stolen or damaged card Rs.100
    Foreign currency transaction fee 3.5%
    Payment return charges 2% of payment amount (minimum Rs.450)

    Eligibility to Apply for HDFC Titanium Times Credit Card

    The eligibility criteria to apply for HDFC Titanium Times Credit Card is listed below - 

    • Applicant should be either salaried or self-employed.
    • For salaried the age range is 21 to 60 years.
    • For self-employed, it is 21 to 65 years.
    • The applicant should have a good credit history and a stable flow of income.

    Documents Required to Apply for Titanium Times Credit Card

    The exact documentation to apply for the credit card is not available on the official website.Listed below are the basic documents required to process any credit card application.

    • KYC documents
    • PAN card
    • Income proof such as salary slip or income tax returns
    • Bank statements and others.

    How to Apply for HDFC Titanium Times Credit Card online?

    You can visit HDFC official website and apply for Titanium Times Credit Card instantly. Once your application is received, the bank representative would approach you for further processing.

    Alternatively, you can also apply through BankBazaar and enjoy the exclusive partner offers.

    Steps to apply for Titanium Times Credit Card on BankBazaar 

    • Find ‘Check Eligibility’ button on the page and click on it.
    • Submit the required details to know your eligibility to apply for the card.
    • If you’re eligible, you will find an option to apply for the card.
    • Click on ‘Apply Now’, fill the online application form, upload the documents and press ‘Submit’.

    Once the application is submitted online, you will receive an acknowledgement message with the application ID. The same ID would help you track the application status of your credit card application. You can track the status after a week of submitting the application. 


    1. What are the pros and cons of HDFC Times Titanium Credit Card?

    HDFC Times Titanium Credit Card provides decent benefits on movies and dining for the fee it charges.

    If you're someone who watches every latest movie and dine out daily, the Titanium Times Card would be ideal for you.

    It provides up to 15% discount on dining bills at select restaurants in your city and 25% off on movie ticket bookings. Further, you will also get 5 reward points for every Rs.150 spent on dining during weekdays.

    Another interesting aspect of the card is the annual fee waiver. If your total spends in a year exceed or equal Rs.1.5 lakh, your renewal fee will be waived. Hence, you can enjoy the benefits offered by the card free for life-time.

    About the drawbacks of the card, it doesn't provide any shopping benefits and the rewards redemption options are limited to the products in the rewards catalogue.

  • I have an HDFC Times Titanium credit card. Do I get reward points for every online transaction made?
  • Yes, you can earn reward points on every transaction worth Rs.150 and above including online transactions. Every Rs.150 spent on the card would give you 2 reward points.

    However, there are a few exceptions. EasyEMI, e-wallet loading, and SmartEMI transactions are not eligible for reward points.

    Even insurance transactions have a maximum limit of Rs.2,000 per transaction.

    The collected reward points will have a validity of 2 years from the date of accumulation.

  • I just received my HDFC Titanium Times Card. It is a chip card and most of the merchants in my town do not have a chip-enabled POS terminal machine. Should I return the card?
  • No, you don't have to. If you notice, this card also has a magnetic strip in the back which works well with traditional swiping machines. It can be used either way.

  • Is the HDFC Titanium Mastercard card ready for online transactions?
  • You're just one step away from using this card online. Ensure the card is activated (call the customer service) and register for Mastercard Secure Code before transacting online. This ensures an additional layer of security to safeguard from fraud.

  • I lost my Titanium Times Card. What do I do?
  • Please call the HDFC credit card customer service immediately to report the loss of the card. A temporary block is made if the card is recoverable. If it's stolen or not recoverable, the bank will issue a new card with a different card number. You can also log into your net banking account and report the loss under the relevant section.

    >Other Top Credit Cards By HDFC Bank

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    HDFC Bank Titanium Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Need to improve in customer service"
      0.5 4.0/5 "Great!"
      I am using HDFC bank Titanium credit card more than one and half year It is an annual fee chargeable and there is no option for a waiver off.The limit which was normal .I am getting flight ticket booking offer if i book Rs. 30,000 i am getting Rs. 3000 to Rs. 5000 cash back reduce.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 27, 2019
    • HDFC Bank
      HDFC Bank Credit Card
      "Not happy with the charges"
      0.5 4.0/5 "Great!"
      I am using HDFC credit card from 2017 and they have provided me a Times credit card and happy with the benefits. They have upgraded to Freedom card and the credit limit is better. The annual fee is not applicable. Sometimes they are charging more interest rate, if I don't pay the payment on time for 2 to 3days charges Rs.500 to 600.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 16, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I was holding HDFC Times Titanium credit card and its been only 3 to 4 months. I am happy with the credit limit and got around 1.50L. The customer service is good. The annual fee is not applicable. Whenever I am purchasing through Flipkart, Amazon which has offer for HDFC credit card hence taken it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2019
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      In HDFC, they have offered me a Titanium times card and i don't get any benefit on this card. I get a loan offer on this card. They have offered me a credit limit of Rs. 1.5 lakhs and i need to pay the annual fee of Rs. 500. They do have a EMI conversion facility.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 27, 2019
    • HDFC Bank Credit Card
      0.5 4.0/5 "Great!"
      I would say HDFC Times Titanium credit card is best because am getting more cash back offer. The helpline number is provided and the call connectivity time is similar like other banks but the service and response was prompt. I am getting the statements on time. The interest rate is bit higher for EMI conversion.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Aug 09, 2019
    • HDFC Bank Credit Card
      "Good Card"
      0.5 3.5/5 "Pretty good"
      Actually i applied the credit card from their online banking and i got the card within 2 weeks. They have given me a credit limit of Rs. 70K. The card variant is Titanium times card. While I'm trying to do purchase in a POS machines, its not detecting. I'm satisfied with the HDFC credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 06, 2019
    • HDFC Bank Credit Card
      "Excellent Card"
      0.5 5.0/5 "Blown Away!"
      I get a 25% off on various site and if i am doing a shopping on flipkart and if i buy a new samsung mobile, i get 10% off. Every month i am getting a buy1+get1 movie ticket offer or else 25% off on movie ticket offer. Around 6 months ago, i have bought my Titanium times card. I received a call from their executive and they told me that i get a good credit limit and its a life time free card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 30, 2019
    • HDFC Bank Credit Card
      "Better Card"
      0.5 4.5/5 "Excellent!"
      Titanium times HDFC credit card is good to use. EMI options are available in their portal but for that i need to get a offer. I am convenient with the bill due date and bill cycle. They have increased my credit limit in this card upto Rs. 90000. In a year, if i purchase more than Rs. 30000, the annual fee will get waived off.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 21, 2019
    • HDFC Bank Credit Card
      0.5 5.0/5 "Blown Away!"
      Hdfc bank is provided good credit limit 69K , And this is my first credit card , this is chargeable 500 rupees , cash back offer in this card , their allover service is good , after approval withing ten days I got this card, I am satisfied with HDFC bank credit card ,
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • HDFC Bank Credit Card
      "Good shopping card"
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC TITANIUM TIMES CARD 1 year. Since i have an account with HDFC BANK i got this card with more benefits. This is a zero annual card,credit limit is sufficient. Customer service and responsiveness is amazing.
      Was this review helpful? 3
      , mumbai
      Reviewed on Apr 11, 2019
    • HDFC Bank Credit Card
      "Best shopping card"
      0.5 4.0/5 "Great!"
      I am using HDFC BANK TITANIUM CREDIT CARD more than 4 years.This is a life time free card no annual charges no joining fees. Credit limit is sufficient they given Rs. 95000 . This is the best money back card what are the purchase i am going to do i am getting cash back. Customer service and responsiveness is really superb.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 25, 2019
    • HDFC Bank Credit Card
      "Need to reduce the charges"
      0.5 4.0/5 "Great!"
      I am using HDFC Times Titanium card for past one year. I am getting discounts on online purchase. The credit limit was good and they have provided above 50K. There was no annual charges. The customer service was good. I can convert the payments into EMI and the charges are high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      The process in getting this card has been nice but it has taken some more than expected in receiving the card. It has some good offers in accumulating the card where it is useful for travel purposes. I am satisfied with the credit limit with the card and they had explained me with the benefits and the features with the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 12, 2019
    • HDFC Bank Credit Card
      "its ok "
      0.5 4.0/5 "Great!"
      I am using Hdfc Bank titanium credit card for quite long time . Annual charges am not aware about the charges.Am getting some offers like buy one get one movie ticket offer. i wont use that movie ticket offer .There is credit card application in Hdfc Bank , its very difficult if i login to the website.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 08, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied for HDFC card ,they have given me good credit limit in this card and it sufficient for me and they have not charged any annual fee in this card and the reason for this card is there service is good, and they provide good discount and offers in shopping and fuels.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 17, 2018
    • HDFC Bank Credit Card
      0.5 4.0/5 "Great!"
      I am using the HDFC Times Titanium credit card for last 2.5 years. I have purchased some amount, they have generated the bill but I have not received any alert msg to make the payment for the first time and I missed the payment which is less amount and I have been charged. I added the auto debit option to the net banking, its does not work. It decrease my credit score which am unhappy.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 02, 2018
    • HDFC Bank Credit Card
      "Regarding credit card service "
      0.5 2.0/5 "Expected more"
      I am sharing my own experience with HDFC credit card. As I have request many times to increase my credit card limit as I am using card since 3 year or more than that. I have also requested to change my address because new card was coming as my previous card was expired. For this concern I talked to customer care they talked me you have to fill a forma and send to abc address through courier. I want to know there is not any process to updated thing by email and all. Kindly provide some attractive services which should be not like that. Those should be very customer friendly.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 28, 2018
    • HDFC Bank Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am using HDFC credit card aswell and am not that much satisfactory when compared to CITI BANK. I am not happy with the charges. The response is well actually am not satisfied. They do charge annual fee for Titanium Times credit card. I am using the card for past one year.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 19, 2018
    • HDFC Bank Credit Card
      "Good offer card"
      0.5 5.0/5 "Blown Away!"
      Using the HDFC Times Titanium card for last 1 year. I used to get a offers on ticket booking and filling the petrol on petrol station. I got a offer on selective restaurants like 20% discounts on the bill. They have provided me the credit limit of Rs. 1 lakhs. There is no annual fee in this card. I spoke to the customer care service once and the response was good.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 18, 2018
    • HDFC Bank Credit Card
      "Worst service."
      0.5 0.5/5 "Unacceptable"
      Am frustrated with HDFC customer service. We need to wait for hours to connect customer support. What kind of service they are providing?. Please friends don't take HDFC credit cards, simply they charge you and you cannot check with their support team.
      Was this review helpful? 11
      , bangalore
      Reviewed on Nov 13, 2018
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