Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Titanium Times Credit Card

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    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time Within 30 minutes
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    HDFC Bank Titanium Times Credit Card is Rated as "Excellent!" by 338 Users

    Fees & Charges

    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    In this age dominated by a plethora of leisure and entertainment options, having a credit card that compliments your lifestyle is a must. The HDFC Titanium Times card is a partner which not only extends attractive discounts on entertainment, dining and shopping, 365 days a year, but also opens up a whole new world of rewards and savings.

    Features of HDFC Titanium Times Credit Card:

    • Kick start your association with the Titanium Times card by choosing from an assortment of welcome benefits such as gift vouchers across popular categories such as Apparel, Shopping etc.
    • At participating outlets, get a flat discount of 25% on movies and up to a whopping 15% on dining.
    • Earn 2 points on every Rs. 150 spent. Dining on weekdays will get you 5 points on every Rs. 150 spent.
    • Fill fuel anywhere in the country at “Zero” Fuel Surcharge. This waiver is capped at Rs.250 every billing cycle.
    • Enjoy interest free credit up to 50 days from the date of purchase. This feature gives you sufficient time to pay and save on interest charges.
    • If the card is lost or stolen, report it within 24 hours and carry a “Zero” liability on fraudulent transactions (if any), thereafter.
    • In addition to the above, you can also register with HDFC’s Utility Bill Payment Service and ensure timely payment of bills without any additional charges.

    Benefits of HDFC Titanium Times Credit Card:

    With the Titanium Times card from HDFC, round the year discounts galore at your disposal. Here are a few highlights which ought to keep you and your family indulged for the entire year.

    • Assuming that your average monthly fuel purchases hover around Rs 5,000, you can save up to Rs 1,500 in a year on the consolidated fuel charges made to this card.
    • By booking around 4 movie tickets every month at Rs.150 each, you stand to save a minimum of Rs 1,800 by means of discount.
    • Dining out every month has even bigger benefits in the form of annual discounts of Rs 4,500 and more! (Assuming that you dine out at participating restaurants and bill at least Rs 2,500 every month with 15% discount).
    • Visit the HDFC Bank Times Card website to access exclusive offers

    Fees and Charges:

    Annual Fee Rs.500 plus Service Tax
    Cash Advance Fee2.5% ( Minimum of Rs.300)
    Late Payment ChargesDepends on the outstanding balance. Subject to a min. of Rs.100 with an upper cap of Rs.700.
    Overlimit Fee2.5% of the Overlimit amount(Minimum of Rs.500)

    Eligibility:

    Salaried Applicant Minimum Age: 21 years(Capped at 60 years)
    Self Employed Applicant Minimum Age: 21 years(Capped at 65 years)

    HDFC Titanium Times Credit Card FAQs:

    1. I just received my HDFC Titanium Times Card. It is a chip card and most of the merchants in my town do not have a chip enabled POS terminal machine. Should I return the card?

      No, you don’t have to. If you notice, this card also has a magnetic strip in the back which works well with traditional swiping machines. If can be used both ways.

    2. Is the HDFC Titanium Mastercard card ready for online transactions?

      You’re just one step away from using this card online. Ensure the card is activated ( call the customer service) and register for “Mastercard Secure Code” before transacting online. This ensures additional layer of security to safeguard from fraud.

    3. I lost my Titanium Times Card. What do I do?

      Please call the customer service immediately to report loss of card. A temporary block is made if the card is recoverable. If it's stolen or not recoverable, the bank will issue a new card with a different card number. You can also log into your Netbanking account and report the loss under the relevant section.

    4. How much is the first year annual fee on this card?

      First year fee is Rs.500 and subsequent renewal years are also billed the same amount.

    5. I have accumulated considerable number of rewards. How long are these valid?

      The reward points are valid for two years from the date of accumulation.

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  • HDFC Bank Titanium Times Credit Card Reviews

    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a HDFC bank money back credit card for more than a year. The customer service and the response is good with HDFC bank. I also get money back offer, fuel surcharge waiver and some reward points with this money back card. The rate of interest is high when compared with others.
      Was this review helpful? 0
      , bhimavaram
      Reviewed on Jul 19, 2017
    • HDFC Bank Credit Card
      "It is my one of my best Credit Card"
      0.5 5.0/5 "Blown Away!"
      HI! This is Santosh, I have been using from last 4 years with best service without any issue. This credit card services are very good, There is no annual charges. I recommend this Platinum edge Credit Card for best service. I hope they maintain the same rapo in the market.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2017
    • HDFC Bank Credit Card
      "Convenient to use"
      0.5 4.0/5 "Great!"
      I use HDFC credit card. The bank offered a life time free credit card. There are no issues with the bank for the credit card services. The credit limit is satisfactory and the bank provides reward points on my every usage and they offer cash back offers as well.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and the bank has been very professional in their services. The customer support is helpful and they do not take long to sort out any issues. There are a lot of offers and the the rewards are also redeemable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of HDFC Bank the offers which are availiable on the card is very much useful. The credit limit which is assgined to me on this card is really good. The customer services are supportive when ever I call them to sort out a query. I get a lot of deals online and there are lot of EMI features too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      I recently applied for the credit card with HDFC bank and the bank approved my application. Already I approached the bank for the personal loan and that has been processed in a good way by the bank. They provided a good service for my credit card as well.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      HDFC Bank has been perfect in the credit card services. I have not had any hassles till date. I get regular emails and the customer support is also helpful. The statements are sent to me on time and the bank has offered me a good credit limit. Good overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      HDFC bank offered a credit card which is a chargeable one but I do not remember about the annual fee. The credit limit is quite satisfactory and on my every usage I am getting reward points from the bank. Even sometimes they used to provide cash back offers. Customer service is good and I have no issues with the bank.
      Was this review helpful? 0
      , ariyalur
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I had received a life time free credit card from HDFC bank. The credit limit is not good but they will upgrade the limit based on the usage and tenure. I am getting reward points and cash back offers on my card but I never tried to convert those reward points into cash.
      Was this review helpful? 2
      , salem
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Looking for better feature"
      0.5 3.0/5 "Satisfactory"
      I am using HDFC Money back card, they are deducting too many charges, whenever I use my credit card. They are making the customer inconvenient,they are giving some offers but it is not good. For example, if I book Indian railway by HDFC credit card, they take Rs.30. It is not fine and also they taking Rs.500 as annual fee, but I use more than Rs.50,000 annual fee gets waived off.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I was holding a credit card of HDFC Bank , when ever I have used my card, I never faced issues in my transactions or in my statements as well. It has been a clear and transparent process till date. I was get ting the basic offers and the credit limit is also up to the mark I had taken this card in 2008.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      The response that I get from HDFC Bank credit card is great.. I get lot of offers like reward points and good deals. I am with them from the last two years of time. Credit limit value is good enough for me initially they have offer 75k and now they have upgraded to 1.5 lakhs and can withdraw cash limit of 50k.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      HDFC offered a credit card for me. The card is a chargeable one. Credit limit is quite good. But I was unable to maintain the card because I was in Bangalore at that time when I received the card and I had shifted to other place due to my profession. And the situation was not good to use the card. But I am paying for the card. Customer service is average.
      Was this review helpful? 1
      , kolar
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Satisfactory service"
      0.5 3.0/5 "Satisfactory"
      I am holding Titanium visa with HDFC rs499 is annual charge of this credit card, I am holding it for three years. The credit limit of this card is 60k, I never faced any issues with that. The customer service of this bank is really worst. I had accumulated good reward points however it got expired.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using HDFC credit card for last 3 years. I am happy with the bank for the credit card services. I do not have any issues with the bank till date. The credit limit is 50k which is satisfactory and there is annual charges for card they provide good reward points and cash back offers normally
      Was this review helpful? 0
      , shimla
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Outstanding credit card"
      0.5 5.0/5 "Blown Away!"
      I had no issues with HDFC and it is absolutely good, I am holding HDFC credit card since 2011. Hdfc provided good offers and along with an EMI option on the purchase amount. Their credit limit is also pretty satisfactory, I am very much happy to hold this credit card of HDFC.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 11, 2017
    • HDFC Bank Credit Card
      "Good To maintain"
      0.5 4.5/5 "Excellent!"
      I am using credit card with HDFC bank. This is a kind of free card like if I spend 50000 in a year then the annual fee will be waived off for life time. I am getting reward points on every usage and they provide cash back offers as well. This is very comfortable for the usage.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 11, 2017
    • HDFC Bank Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      Customer service is very good with HDFC bank. I availed credit card from HDFC bank which is a life time free card. I am getting reward points and cash back offers on my card. I had not redeemed the points yet as I am collecting the reward points. The card is good for usage.
      Was this review helpful? 0
      , wardha
      Reviewed on Jul 11, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had received a credit card from HDFC bank. The card is a life time free credit card. I am getting reward points and cash back offers. Actually I hold money back card which is convenient for the usage. Once I got those points converted in to cash as well.
      Was this review helpful? 0
      , kozhikode
      Reviewed on Jul 11, 2017
    • HDFC Bank Credit Card
      "Good for Basic Needs"
      0.5 4.0/5 "Great!"
      During financial year end, normally my salary gets credit late, as a result I make my payments late, but the bank adds some late payment charges though I am an existing customer of the bank. It would be more helpful, if they understand the customer. Normally I use my credit card for the billing utility and for booking IRCTC however I dont get any kind of offers in turn.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 11, 2017
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