Cashback can be earned by the below-given ways:
Other HDFC Bank Credit Cards
Contactless Payment Technology
The cashback that you earn can be accumulated and redeemed as CashPoints against the statement balance.
|First-Year Membership Fee||Rs.1,000 plus applicable taxes|
|Renewal Membership Fee||Rs.1,000 plus applicable taxes|
|Cash Advance Fees||2.5%|
To be eligible for the HDFC Bank Millenia Credit Card, you need to fulfill the below-given criteria:
|Criteria||Salaried Applicants||Self-Employed Applicants|
|Minimum Age||21 Years||21 Years|
|Maximum Age||65 Years||65 Years|
|Minimum Income||Rs.30,000 per month||Rs.3.6 lakh p.a. (ITR)|
The list mentioned above is indicative. The bank may ask for additional documents as and when required during the application procedure.
To check the status of your Millenia Credit Card application, you will need to click on the link - https://www.hdfcbank.com/personal/credit_card/cc_track and enter your 16-digit application reference number and your mobile number or date of birth. Once you enter the requested details, the status of your credit card application will be displayed to you.
Yes. All EMI transactions done using the HDFC Millenia Credit Card are eligible for cashback benefits.
Your CashPoints will expire if you do not redeem it within 1 year of collection and hence, it is recommended that you use the points before that.
Yes, you can use the Millenia Credit Card to withdraw cash from any ATM, but you will be charged a transaction fee of 2.5% on the amount withdrawn. This fee will reflect in your next credit card statement.
If your credit card has been stolen or lost, you should immediately call the HDFC Credit Card Customer Care and report the lost/stolen card. You can also do the same by logging in to HDFC credit card net banking account.
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