Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Diners ClubMiles Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
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    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
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    HDFC Bank Diners ClubMiles Card is Rated as "Excellent!" by 164 Users

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    HDFC Bank Diners ClubMiles Card

    When it comes to credit cards, HDFC is one the largest player in the credit card marketplace that exists in the country. All the cards offered by the bank are laced with varied features and benefits depending on the type of the customers that they are catering to.

    The Diners ClubMiles credit card offered by HDFC is a semi-premium credit card which targets the medium income individuals. The card enable individuals to enjoy rewards for all spends, which can be converted into air-miles. For every spend on the card, the cardholder can avail reward rates upto 13.33 percent. Apart from earning more than decent reward rate, cardholders can also avail all the features that are common with other Diner Club credit cards of HDFC bank.

    Features Of HDFC Diners Clubmiles Credit Card

    The features that an individual can access on availing the HDFC Diners Clubmiles credit card. They are:

    • Fuel Surcharge Waiver: The cardholder is entitled to enjoy the waiver on fuel surcharge when fuel is purchased at any outlet in the country using the credit card. As part of that, the individual can save up to Rs.500 in a billing cycle where the fuel surcharge is 1% for the waiver condition.
    • Insurance Cover: On availing the card, the individual is protected through different insurance covers. The insurance covers provided to the individual are those which are listed below:
      • Air accident cover of Rs.1 crore.
      • Emergency medical expenses cover of up to Rs.25 Lakh
      • Credit liability cover of up to Rs.9 Lakh
      • Travel insurance cover of up to Rs.50,000 on baggage delay/loss

    Benefits That Cardholders Can Avail On Getting The HDFC Diners ClubMiles Credit Card

    Welcome Gift: As a welcome gift, 1000 reward points as well as renewal benefit of 1000 reward points are provided to the cardholder. However to avail the reward points, the membership fee is needed to be paid. Moreover, the annual or renewal fee must not be waived off.

    Annual Fee Waiver: The annual fee can be waived off if the cardholder spends Rs.1 lakh or more in 12 months while using the credit card. It needs to be mentioned that when the spends on the card are calculated, the below mentioned transactions are exempted:

    • Cash on Call
    • Balance Transfer
    • Cash Withdrawal

    Rewards Programme: Rewards Programme: Individuals can earn four reward points for every Rs.150 spent. The reward points can be redeemed for exclusive gifts listed on the reward redemption catalogue as well as for booking domestic and international air tickets and hotels. In a month, the cardholder can avail a maximum of 5000 reward points for all the spends made using the HDFC Diners ClubMiles credit card. Under this program, 1 reward point is equal to Rs.0.50.

    Miles Exchange: Cardholders can avail benefits at leading airlines and hotels by exchanging 1 reward point for 1 Air Mile. The Miles Exchange program enables cardholders to elevate their travel experiences and unravel a whole new array of opportunities. The opportunities are like booking flight tickets and hotels using every reward point that is transferred to air miles. The air miles can be redeemed by booking air tickets and hotel rooms while travelling in the companies partnered with the card like British Airways, Jet Airways, Kris Flyer, Trident Hotels and Club Vistara.

    Fine Dining Offers: Individuals can relish 15% discount or other benefits at some of the finest restaurants in India. Along with that, the cardholders can also avail exclusive offers and rewards, gifts for himself/herself as well as for the family. In addition to the domestic dining offers, cardholders can also avail international offers in dining, travel and entertainment.

    Travel Benefits: The cardholders also gets 6 complimentary access to 25+ domestic lounges within the country and 700+ lounges worldwide in a period of 12 months.

    Fees and Charges HDFC Diners ClubMiles Credit Card

    Fees and Charges Amount
    Joining Fee Rs.1000
    Annual/Renewal Fee Rs.1000 (waived off if the yearly spends on the card is Rs.1 lakh or more)
    Supplementary card joining fee NIL
    Supplementary card annual fee NIL
    Cash Processing Fees Rs.100
    Cash Withdrawal Fees 2.5% of the amount withdrawn or Rs.500, whichever is higher
    Card Replacement Fee Rs.100
    Minimum Repayment Amount 5% or minimum Rs.200
    Late Payment fee
    • NIL if the statement balance is less than Rs.100
    • Rs.100 if the statement balance is between Rs.100 to Rs.500
    • Rs.400 if the statement balance is between Rs.501 to Rs.5,000
    • Rs.500 if the statement balance is between Rs.5001 to Rs.10,000
    • Rs.700 if the statement balance is Rs.10,000 and above
    Penalty for overlimit 2.5% of the overlimit amount, subject to a minimum of Rs.500
    Cash Advance Limit 40% of the credit limit
    Cash Advance Charges 2.5% of amount withdrawn or Rs.500 whichever is higher
    Charges of Revolving Credit 3.49% per month (41.88% annually)
    Purchase charges of railway tickets 1.8 percent of the transaction amount + GST
    Fuel transaction Charges Rs.500 every billing cycle (GST applicable)
    Payment Return Charges 2% of payment amount subject to minimum of Rs.450
    Rewards Redemption Fee Rs.99 per redemption request
    Balance Transfer Processing Fee 1% of Balance Transfer amount or Rs.250 whichever is higher
    Loan Processing Fee
    • Rs.500 for Insta loan
    • Rs.500 for Jumbo loan
    • 1% of loan amount, minimum of Rs.150 for Smart EMI
    Loan Pre-Closure charges 3% of the balance principal outstanding
    Outstation Cheque Processing Charge
    • Rs.25 for cheque value upto Rs.5000
    • Rs.50 for cheque value above Rs.5000
    Foreign currency transactions 3.5%

    Eligibility For Availing The HDFC Diners Clubmiles Card

    The HDFC Diners ClubMiles card is offered by the bank to both salaried and self employed individuals. The eligibility criteria is different for both the type of customers.

    For Salaried Individuals

    • The applicant must be aged between 21 and 60 years
    • The net monthly income of the individual must be more than Rs.30,000

    For Self-employed individuals

    • The applicant must be aged between 21 and 65 years
    • Income Tax Return (ITR) must be more than 3.6 lakh per annum

    FAQs On HDFC Diners ClubMiles Card

    1. Is the reward rate different for HDFC Diners ClubMiles and Diners Club Rewardz?
    2. Yes, the reward rates that the cardholder is eligible for is different for both the credit cards offered by HDFC.

    3. What is the minimum age requirement for availing the card?
    4. An individual has to be of minimum 18 years of age.

    5. Do I pay for availing additional cards?
    6. No, an individual can avail additional cards without paying any fees.

    7. What is the reward redemption fee?
    8. Rs. 99 is the fee for reward redemption.

    9. Is the card available only for salaried individuals?
    10. No, it is available for both salaried and self employed individuals.

    HDFC Diners ClubMiles Card Reviews

    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since one of my colleague has suggested to go with this card. The process in getting this card has been good and there has not been any delay in getting the card. The credit limit with the card has been good and there has been some benefits with the card like 10% cash back on online portals.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 14, 2018
    • HDFC Bank Credit Card
      "Normal Card"
      0.5 3.0/5 "Satisfactory"
      The process in getting this card has been okay and there has not been any delay in getting this card. They had given me with a good credit limit and there has been some good features with this card which i am yet to explore. I had even used the card but the statement has not received and the i am not aware about the billing cycle.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 14, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been holding this card for the last one year and three months, i am happy with the services which they had been providing so far. But there has been some charges whcih they had been making which was high. I had been using it for shopping and all other purchases and i had also made some cash withdrawals once which has helped me a lot.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 13, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been quite easy and the card has reached on the right time. The credit limit whcih they had given with the card has been quite less than expected and i am yet to experience the benefits and the features with the card. The card will be free for the first year and there will be charges from the second year.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Nov 13, 2018
    • HDFC Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      Got my Hdfc bank diners club miles credit card and started using it . There is no annual charges as its life time free card . There is no additional charges . Am not able to use the card in many of the places . I have contacted their customer service they are not responding properly . Even they have given low credit limit also .
      Was this review helpful? 0
      , pune
      Reviewed on Nov 04, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I got Hdfc bank diners club miles credit card . There is annual charges for the card , I have chosen this card based on the brand value but they forced me to taken insurance while calling to their customer service they use to direct me to other person . This card holds high rate of interest for this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 01, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting my HDFC BANK DINERS CLUBMILES CARD has been easy and i had got the card on the promised time. They had given me with a credit limit of 3,00,000 which has been satisfactory. There is a lot of benefits and features with this card which i am yet to explore. But they had been taking some monthly charges of 100 for smart pay.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 27, 2018
    • HDFC Bank Credit Card
      "Better card"
      0.5 5.0/5 "Blown Away!"
      I got my Hdfc bank diners club-miles credit card and have started using it . There is no annual charges for the card as its life time free card . Am satisfied with the credit limit which they have offered.I have chosen this card based on the offers in petrol bunk , groceries and its been the suggested one
      Was this review helpful? 1
      , pune
      Reviewed on Oct 26, 2018
    • HDFC Bank Credit Card
      "Ridiculous customer care service"
      0.5 0.5/5 "Unacceptable"
      There is no contact number for customer care. I have an issue that I need to talk to them about, but whenever I dial their hotline number it is busy. I am stuck with their card now. I am not able to contact customer care. What kind of a bank HDFC is if it does not have a streamline customer care service set up.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Oct 24, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting my HDFC BANK DINERS CLUBMILES CARD has been easy and there has not been any delay getting the card. I am happy with the credit limit which they had given with the card and they had explained with the benefits and features with the card where i am yet to explore them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 24, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      The whole process in getting this card has been smooth and easy and there has not been any delay in getting the card. I am happy with the credit limit which they had given with the card and there has been some good offers with the card as well which i am yet to experience. But the EMI conversion was not available with them which is not good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 24, 2018
    • HDFC Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      The process in getting the card was fine but i am not able to login with their internet banking system where i had called up the customer support regarding that but there has not been any response from their side. They had given me with a credit limit of 75,000 which was less than what i had expected. I had been using this card regularly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 23, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been easy and smooth and there has not been any delay in getting the card as well. I am happy with the credit limit which they had given with the card and they also had given with a lot of benefits with the card as well. There has been an annual fee of 500 with the card which is quite nominal.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 23, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 3.5/5 "Pretty good"
      I was looking for a card with travel benefits and also with restaurants and the whole process in getting this card has been smooth and easy and the card also had reached on the right time. The documentation process had been good and the person helped me in doing all the documentation. They had given me with a credit limit of 1,00,000 and i had almost used almost 40,000.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 23, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since i like the benefits in holding this card has been good. The process in getting this card has been good and it took 20 days in getting the card. I am satisfied with the credit limit which they had given with the card and there has been an annual fee with card about 1000 which is nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 23, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The whole process in getting this card has been easy and there has not been any delay in getting the card. They had given me with a good credit limit with the card and i am happy with the benefits and features with the card as well. There has been an annual fee with the card which will get waved off as per the usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I was looking for a card with airport launch facilities and since i had chosen to go with this card. The process in getting the card has taken more time than usual where they had asked for more documents and after getting the card to generate the PIN also had been difficult where it has delayed. I am happy with the credit limit with the card and i am yet to explore the benefits and features with the card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 19, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The whole process in getting this card has been smooth and easy and the card has reached on the right time. I was just looking for a good card and i am happy with it. I am happy with the credit limit which is available with the card. There has been an annual fee of 500 and i am yet to explore the benefits with the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2018
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting my HDFC BANK DINERS CLUBMILES CARD has been smooth and there has not been any delay in getting the card. I am happy with the credit limit which they had given with the card but i am not that much satisfied with the benefits and features with the card. There has been an annual fee of 1000 with this card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The process in getting this card has been better and the card also had reached before the expected time. I am currently okay with the credit limit which they had given with the card but i am expecting it to be enhanced in the future. But the annual fee with the card has been quite high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2018
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