Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • We found 1 HDFC Bank Diners ClubMiles Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
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    HDFC Bank Diners ClubMiles Card is Rated as "Excellent!" by 247 Users

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    HDFC Bank Diners ClubMiles Card

    When it comes to credit cards, HDFC is one the largest player in the credit card marketplace that exists in the country. All the cards offered by the bank are laced with varied features and benefits depending on the type of the customers that they are catering to.

    The Diners ClubMiles credit card offered by HDFC is a semi-premium credit card which targets the medium income individuals. The card enable individuals to enjoy rewards for all spends, which can be converted into air-miles. For every spend on the card, the cardholder can avail reward rates upto 13.33 percent. Apart from earning more than decent reward rate, cardholders can also avail all the features that are common with other Diner Club credit cards of HDFC bank.

    Features Of HDFC Diners Clubmiles Credit Card

    The features that an individual can access on availing the HDFC Diners Clubmiles credit card. They are:

    • Fuel Surcharge Waiver: The cardholder is entitled to enjoy the waiver on fuel surcharge when fuel is purchased at any outlet in the country using the credit card. As part of that, the individual can save up to Rs.500 in a billing cycle where the fuel surcharge is 1% for the waiver condition.
    • Insurance Cover: On availing the card, the individual is protected through different insurance covers. The insurance covers provided to the individual are those which are listed below:
      • Air accident cover of Rs.1 crore.
      • Emergency medical expenses cover of up to Rs.25 Lakh
      • Credit liability cover of up to Rs.9 Lakh
      • Travel insurance cover of up to Rs.50,000 on baggage delay/loss

    Benefits That Cardholders Can Avail On Getting The HDFC Diners ClubMiles Credit Card

    Welcome Gift: As a welcome gift, 1000 reward points as well as renewal benefit of 1000 reward points are provided to the cardholder. However to avail the reward points, the membership fee is needed to be paid. Moreover, the annual or renewal fee must not be waived off.

    Annual Fee Waiver: The annual fee can be waived off if the cardholder spends Rs.1 lakh or more in 12 months while using the credit card. It needs to be mentioned that when the spends on the card are calculated, the below mentioned transactions are exempted:

    • Cash on Call
    • Balance Transfer
    • Cash Withdrawal

    Rewards Programme: Rewards Programme: Individuals can earn four reward points for every Rs.150 spent. The reward points can be redeemed for exclusive gifts listed on the reward redemption catalogue as well as for booking domestic and international air tickets and hotels. In a month, the cardholder can avail a maximum of 5000 reward points for all the spends made using the HDFC Diners ClubMiles credit card. Under this program, 1 reward point is equal to Rs.0.50.

    Miles Exchange: Cardholders can avail benefits at leading airlines and hotels by exchanging 1 reward point for 1 Air Mile. The Miles Exchange program enables cardholders to elevate their travel experiences and unravel a whole new array of opportunities. The opportunities are like booking flight tickets and hotels using every reward point that is transferred to air miles. The air miles can be redeemed by booking air tickets and hotel rooms while travelling in the companies partnered with the card like British Airways, Jet Airways, Kris Flyer, Trident Hotels and Club Vistara.

    Fine Dining Offers: Individuals can relish 15% discount or other benefits at some of the finest restaurants in India. Along with that, the cardholders can also avail exclusive offers and rewards, gifts for himself/herself as well as for the family. In addition to the domestic dining offers, cardholders can also avail international offers in dining, travel and entertainment.

    Travel Benefits: The cardholders also gets 6 complimentary access to 25+ domestic lounges within the country and 700+ lounges worldwide in a period of 12 months.

    Fees and Charges HDFC Diners ClubMiles Credit Card

    Fees and Charges Amount
    Joining Fee Rs.1000
    Annual/Renewal Fee Rs.1000 (waived off if the yearly spends on the card is Rs.1 lakh or more)
    Supplementary card joining fee NIL
    Supplementary card annual fee NIL
    Cash Processing Fees Rs.100
    Cash Withdrawal Fees 2.5% of the amount withdrawn or Rs.500, whichever is higher
    Card Replacement Fee Rs.100
    Minimum Repayment Amount 5% or minimum Rs.200
    Late Payment fee
    • NIL if the statement balance is less than Rs.100
    • Rs.100 if the statement balance is between Rs.100 to Rs.500
    • Rs.400 if the statement balance is between Rs.501 to Rs.5,000
    • Rs.500 if the statement balance is between Rs.5001 to Rs.10,000
    • Rs.700 if the statement balance is Rs.10,000 and above
    Penalty for overlimit 2.5% of the overlimit amount, subject to a minimum of Rs.500
    Cash Advance Limit 40% of the credit limit
    Cash Advance Charges 2.5% of amount withdrawn or Rs.500 whichever is higher
    Charges of Revolving Credit 3.49% per month (41.88% annually)
    Purchase charges of railway tickets 1.8 percent of the transaction amount + GST
    Fuel transaction Charges Rs.500 every billing cycle (GST applicable)
    Payment Return Charges 2% of payment amount subject to minimum of Rs.450
    Rewards Redemption Fee Rs.99 per redemption request
    Balance Transfer Processing Fee 1% of Balance Transfer amount or Rs.250 whichever is higher
    Loan Processing Fee
    • Rs.500 for Insta loan
    • Rs.500 for Jumbo loan
    • 1% of loan amount, minimum of Rs.150 for Smart EMI
    Loan Pre-Closure charges 3% of the balance principal outstanding
    Outstation Cheque Processing Charge
    • Rs.25 for cheque value upto Rs.5000
    • Rs.50 for cheque value above Rs.5000
    Foreign currency transactions 3.5%

    Eligibility For Availing The HDFC Diners Clubmiles Card

    The HDFC Diners ClubMiles card is offered by the bank to both salaried and self employed individuals. The eligibility criteria is different for both the type of customers.

    For Salaried Individuals

    • The applicant must be aged between 21 and 60 years
    • The net monthly income of the individual must be more than Rs.30,000

    For Self-employed individuals

    • The applicant must be aged between 21 and 65 years
    • Income Tax Return (ITR) must be more than 3.6 lakh per annum

    FAQs On HDFC Diners ClubMiles Card

    1. Is the reward rate different for HDFC Diners ClubMiles and Diners Club Rewardz?
    2. Yes, the reward rates that the cardholder is eligible for is different for both the credit cards offered by HDFC.

    3. What is the minimum age requirement for availing the card?
    4. An individual has to be of minimum 18 years of age.

    5. Do I pay for availing additional cards?
    6. No, an individual can avail additional cards without paying any fees.

    7. What is the reward redemption fee?
    8. Rs. 99 is the fee for reward redemption.

    9. Is the card available only for salaried individuals?
    10. No, it is available for both salaried and self employed individuals.

    HDFC Diners ClubMiles Card Reviews

    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      The whole process in getting this card has been smooth and simple and there has not been any delay in getting this card. They had given me with a good credit limit and there has also been some good benefits which comes with this card which they had explained it to me. There has not been any annual charges with this card and i have started using this card as well.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 17, 2019
    • HDFC Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this card has been smooth and easy, there has not been any hassle faced through the process and i got the card on the right time. The credit limit which they had given with this card has been sufficient and there has also been some benefits in holding this card. There has also been some annual charges with this card.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 17, 2019
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      The process was quite good in getting this card and there has not been any delay in getting this card. It was not a life time free card where there has been some charges has been there. I have started using the card as well. The credit limit with this card has been less where i am expecting it to be enhanced in the nearby future.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 11, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a wonderful process in getting my HDFC REGALIA CREDIT CARD where the process has been hassle free, and within a week i got the card. But the credit limit with the card has been less than expected and there has been some annual charges with this card as well.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 11, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since this card will be useful for traveling. The process in getting this card has been smooth and there has not been any delay in getting this card. The credit limit with this card has been a little less than expected. They had explained me with the benefits and the features of the card and there has been some annual charges with this card as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 11, 2019
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Till now my first month is not generated hence i'm not sure about the late fee charges and interest rate. Just 1 month, I'm using this card. I'm very much happy with the credit limit. For the first year, there is no annual fee and from the 2nd year, there would be some annual fee and I'm not sure about it. There is no reason for selecting this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2019
    • HDFC Bank Credit Card
      "Not to trust"
      0.5 3.0/5 "Satisfactory"
      I'm not satisfied with the HDFC services because i have applied the HDFC Diner's clubmiles card but i have received the Regalia First Master Credit card. I made a complaint in the HDFC bank in their branch and they have asked me to call the concern person when i spoke with him that this is a good card to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 10, 2019
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting my HDFC BANK DINERS CLUBMILES CARD has been smooth and easy. There has not been any delay in getting this card. I am happy with the credit limit which they had given with this card and there has not been any annual charges with this card, and i have started using this card as well.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Jan 10, 2019
    • HDFC Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this card has been nice and easy, there has not been any delay in getting this card as well. The credit limit with this card was satisfied and they had explained me with the benefits and the features with this card. There has been some annual charges with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 10, 2019
    • HDFC Bank Credit Card
      "Useful Card"
      0.5 4.0/5 "Great!"
      They have offered me HDFC BANK DINERS CLUBMILES CARD because of the offers and cashbacks. I have received a promotional offer for movie tickets. I just got the card 1 month before. They have offered me a fine credit limit. Overall, i'm fine with the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 10, 2019
    • HDFC Bank Credit Card
      "Very Good Card"
      0.5 4.0/5 "Great!"
      I just purchased a credit card hence i have chosen the HDFC Credit card. Till now i have not found any offers in this card. They have given me a credit limit of Rs. 1.50 lakhs. The documentation process was fine when i apply for the card and i have received the card on time. I already spoke with the customer care for the pin number and the response was okay.
      Was this review helpful? 0
      , kochi
      Reviewed on Jan 10, 2019
    • HDFC Bank Credit Card
      "Good limit card"
      0.5 4.5/5 "Excellent!"
      There is no reason for choosing this card. They have given me a credit limit of Rs. 1.50 lakhs and I'm delighted about it. There is some annual charges and i don't have any clarity on that. I've not received any kind of promotional messages so far. EMI conversion facility is available.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 10, 2019
    • HDFC Bank Credit Card
      "Average Card"
      0.5 3.0/5 "Satisfactory"
      I have a salary account with HDFC bank hence i have opted for HDFC credit card. I'm not sure about the offer provided by this card. Its a 47000 which i have received as a credit limit. I've no idea about the annual fee. Many times i called the customer regarding the payment but there is no proper response.
      Was this review helpful? 3
      , chandigarh
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      The customer service is good. I have started using the credit card. I have taken a Diners Clubmiles card from HDFC Bank through online channel because it has good offers compared to others. The rate of interest was nominal. I am paying the payment via net banking. The annual fee is applicable.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Normal card to use"
      0.5 4.0/5 "Great!"
      Randomly i have applied the HDFC credit card. They have given me a credit limit of RS. 2 lakhs. They have charged me a annual fee of Rs. 500 and it will get waived off. I applied the card for the normal usage hence I'm not much interest about the offers. I have received the card on time. Its easy to make the payment and online banking is really fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Satisfied with this card"
      0.5 4.5/5 "Excellent!"
      HDFC customer care service is pretty good. Since HDFC is good bank and it has good brand value hence i chosen the card with them. They processed the card on time. The documentation process is pretty good and fast. They have given me a sufficient credit limit. They are providing a airport launch facility and there is some rewards points for shopping purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting my HDFC BANK DINERS CLUBMILES CARD has been simple and i got the card on the right time. The credit limit with this card has been good and there has been some good benefits with this card. There has been an annual fee with this card which will get waved off as per the usage.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since i had my salary account with them. The process in getting this card has been nice and there was no delay in getting this card. I am satisfied with the credit limit with the card and they had also explained me with the benefits and the features with the card and as i requested they had removed the annual charges from the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with this card since i got a good feedback about this card from my colleagues that their services has been good. The process in getting this card has been simple and smooth and there has not been any delay in getting this card. The credit limit with this card has been good and they had explained me with the benefits and the features with this card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jan 08, 2019
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I haven't use the HDFC customer care service. I just got a money back card from HDFC. This card has lots of offers and rewards points. I do get a notification regarding the promotional offers. I have received the card on time. My due date was 1st and its taking some time to update in the online banking. They don;t have mobile app and the portal is not upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2019
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