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    Fee Details
    HDFC Bank Platinum Edge Credit Card is Rated as "Excellent!" by 674 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    HDFC Bank Platinum Edge Credit Card

    HDFC Platinum Edge Credit Card is a premium cashback credit card that offers amazing privileges and offers to those who fly frequently and take pleasure in dining out. With a HDFC Platinum Edge Credit Card you can enjoy a host of benefits when you are dining out with your family or if you are travelling across the globe. You can also earn better savings with the cashback offer of the card wherein you can redeem cash against the outstanding amount.

    Features:

    • For every Rs. 150 you spend earn 2 Reward Points.
    • Reward points that are accumulated from your purchases using the HDFC Platinum Edge credit card can be redeemed either for cash back or to get exciting products offered on the exclusive rewards catalogue.
    • Enjoy up to 50% more Reward Points when you use your Platinum Edge credit card for dining outside.
    • For transactions of Rs 250/- and above, fuel surcharge will be completely waived off.
    • BookMyShow.com has partnered with the bank to offer the cardholders movie offers such as a 10% discount on movie tickets purchased online using the card, and so on.
    • Zero liability protection is enabled, which protects the cardholder from fraudulent transactions on his/her card.
    • Revolving credit facility is available at low interest rate.

    Benefits:

    • Enjoy up to 50 days of interest free period.
    • With a spend of Rs 5 Lakhs on your card, get cashback of up to Rs 2900/- on the reward points that are collected.
    • Save up to Rs.1800/- on a yearly basis if you are spending Rs 6000/- on fuel every month.
    • If you spend Rs 10000/- on the card during the first 90 days of receiving it, you are eligible to get your first year annual fee reversed.
    • Enjoy a renewal fee reversal when you spend Rs 50000/- before the date of expiry of validity of the card.
    • Enjoy a cash limit of 40% of the credit limit, on your HDFC Platinum Edge Credit card. Cash withdrawal can be made at any HDFC bank ATM or partner ATMs.

    Fees and Charges:

    Annual/Renewal feeRs.500
    Reissue of lost, stolen or damaged cardRs.100
    Cash Advance Limit40% of credit limit
    Late Payment Chargesup to Rs 700/-
    Add on Card FeesNIL

    Eligibility:

    • Salaried employees must fall within the range of 21 to 60 years of age.
    • Self-employed must fall within the range of 21 to 65 years of age.

    HDFC Platinum Edge Credit Card FAQs:

    1. Can the chip facility in the Platinum Edge Card prevent fraudulent transactions?

      Yes. The Platinum Edge Credit Card has an embedded microchip which is encrypted. This provides additional security against misuse of the card.

    2. What is the cash advance fee that is charged?

      For cash withdrawals at ATMs in India or abroad, a cash advance fee of 2.5% or minimum Rs. 300, whichever is higher, is levied by the bank.

    3. What are the over limit charges that is applicable?

      If the customer exceeds his/her credit limit, then he/she will have to pay an over limit charge of 2.5% or Rs.500, whichever is higher.

    4. What are the modes of repayment that is available?

      Repayment of the outstanding amount on your card account can be made through the following ways:

      • Phone Banking or Net Banking
      • ATMs
      • Standing Instructions
      • NEFT fund transfer
      • Bill Desk facility
      • Cheque/Draft
      • Cash payments in any of HDFC Banks branches.
    5. Will my accumulated reward points expire?

      Yes. Reward points expire after a time period of two years from the date on which it was accumulated.

    HDFC Bank Platinum Edge Credit Card Reviews

    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Platinum Credit card for a while. The limit is also good, I have a savings account with the same account. They provide more offers , cash back and reward points are also there with the card. Overall it is a good card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Dinners credit card with HDFC"
      0.5 3.0/5 "Satisfactory"
      I hold a HDFC dinners credit card. I am satisfied with the limit and the offers with the card. There is no annual charge with the card. i have not yet received any reward points with the card.The customer service is good. Easy EMI option is there.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      It has been the best card among all the cards which i am holding. There has been good benefits and features with the card and also there has been good credit limit. There has been good EMI options given by them. I have been using for almost two and half years and i am happy with all the services which they have been providing so far.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding this card for more than two years. The services which they have been providing has been good so far. The credit limit had been satisfactory and there has been good benefits and features with the card. I have been using the card for shopping, online purchases and all other purposes.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have a credit card from Hdfc Bank, I am not quite satisfied with the staff response of the bank, the credit card is a lifetime free, however the services point of view it is not satisfactory. I could rate the card as an average credit card 3 out of 5.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I have been holding this card for almost 6-7 months, the services which they have been providing so far had been very good. There has been good benefits and features with the card. I have been using the card for online purchases, shopping and all other purposes.
      Was this review helpful? 0
      , thane
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for the past one year, the services of them had been good so far. There has been good benefits and features with the card, and also they have provided with a good credit limit as well. There has been good reward points and cash back offers with the card and i have been using it for all kind of purposes like shopping and for other purchases.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      My credit card is with HDFC Bank and the banking services are good. There are no charges taken for the card and the credit limit is also fine. The statements are clear and I am happy with the offers I get on the card. There has been no inconvenience faced till date.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've few credit cards but HDFC Regalia is the best card, because their service is good. The limit is also good. Cash back offers are there but never availed. I never faced any issue with the card and their services. It is a recommendable card to have.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding the card for the last one year, the services which they have been providing have been very good. It has been very transparent with their services. The credit limit which they have been provided with the card had been good, they have increased the limit also. Even they had offered me loans as well. I have been using the card for shopping, traveling, fuel and everything.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2018
    • HDFC Bank Credit Card
      "Excellent Card"
      0.5 5.0/5 "Blown Away!"
      I purchase this HDFC regalia card 2 years ago. Good offers in this regalia credit card. I used to get good reward points. If i spent Rs. 150 then i will get 3 reward points. EMI conversion is available in this card. Overall, i'm satisfied with this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "Easy EMI with HDFC"
      0.5 5.0/5 "Blown Away!"
      With HDFC bank i have a credit card.I used to get reward points and cash back with the card.I have used the reward points. They have charges for EMI conversion. They have annual charges. Easy EMI option is available. The customer service and response with them is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The services which they have been providing so far had been very good. I have been using the card for the last 7 months. They have been provided with a good credit limit, the benefits and the features with the card also had been good. There has not been any annual fee with the card and i have been using the card for all kind of purposes.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "HDFC platinum card"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum credit card with HDFC bank . I am happy with the limit with the card. I used to get reward points and cash back with card. I have used the reward points. They have good offers with the eCommerce website. There is no annual charge.
      Was this review helpful? 0
      , gaya
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      There has been good reward points and benefits with the card. the credit limit has been a little low but i am happy with all the benefits and the features of the card. I have been holding this card for the last three years and there has not been any issues so far. The mobile application also had been good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been holding this card for almost two years, the credit limit which they have been provided with the card has been very good. The interest rate also had been very good. I have been using the card for all kind of purposes like shopping and purchases and all others.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "Good Card to Use"
      0.5 5.0/5 "Blown Away!"
      I have been using this HDFC Titanium times card for 4 months. I got a very nice cashbacks offer. I have got a credit limit of Rs. 70000. They offered me a add on insurance but i was not interested about it. I purchased a lot through online and I got extra cashback of 5% on filling fuels.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "HDFC platinum card"
      0.5 5.0/5 "Blown Away!"
      I hold a HDFC platinum credit card and the limit and offers available with the card is which i am satisfied with. Its possible to convert to emi. The interest will be 13% for an year. I get reward points with the card and there is no annual charges with HDFC.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC MoneyBack credit card for a while. I am not aware about the reward points system. The customer service connectivity is very poor with HDFC, the waiting time is considerably longer. Overall it was a good experience.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 25, 2018
    • HDFC Bank Credit Card
      "Better Card"
      0.5 4.0/5 "Great!"
      Their is no app for credit card holder. Their is no separate customer care. There is a very short span of time in customer care. Customer care is nice. In their welcome kit, they did not mentioned the interest and service charges. Till now i don't get any information about the annual fee.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2018
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