Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Edge Credit Card
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    Fee Details
    HDFC Bank Platinum Edge Credit Card is Rated as "Excellent!" by 674 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Platinum Edge Credit Card

    HDFC Platinum Edge Credit Card is a premium cashback credit card that offers amazing privileges and offers to those who fly frequently and take pleasure in dining out. With a HDFC Platinum Edge Credit Card you can enjoy a host of benefits when you are dining out with your family or if you are travelling across the globe. You can also earn better savings with the cashback offer of the card wherein you can redeem cash against the outstanding amount.

    Features:

    • For every Rs. 150 you spend earn 2 Reward Points.
    • Reward points that are accumulated from your purchases using the HDFC Platinum Edge credit card can be redeemed either for cash back or to get exciting products offered on the exclusive rewards catalogue.
    • Enjoy up to 50% more Reward Points when you use your Platinum Edge credit card for dining outside.
    • For transactions of Rs 250/- and above, fuel surcharge will be completely waived off.
    • BookMyShow.com has partnered with the bank to offer the cardholders movie offers such as a 10% discount on movie tickets purchased online using the card, and so on.
    • Zero liability protection is enabled, which protects the cardholder from fraudulent transactions on his/her card.
    • Revolving credit facility is available at low interest rate.

    Benefits:

    • Enjoy up to 50 days of interest free period.
    • With a spend of Rs 5 Lakhs on your card, get cashback of up to Rs 2900/- on the reward points that are collected.
    • Save up to Rs.1800/- on a yearly basis if you are spending Rs 6000/- on fuel every month.
    • If you spend Rs 10000/- on the card during the first 90 days of receiving it, you are eligible to get your first year annual fee reversed.
    • Enjoy a renewal fee reversal when you spend Rs 50000/- before the date of expiry of validity of the card.
    • Enjoy a cash limit of 40% of the credit limit, on your HDFC Platinum Edge Credit card. Cash withdrawal can be made at any HDFC bank ATM or partner ATMs.

    Fees and Charges:

    Annual/Renewal feeRs.500
    Reissue of lost, stolen or damaged cardRs.100
    Cash Advance Limit40% of credit limit
    Late Payment Chargesup to Rs 700/-
    Add on Card FeesNIL

    Eligibility:

    • Salaried employees must fall within the range of 21 to 60 years of age.
    • Self-employed must fall within the range of 21 to 65 years of age.

    HDFC Platinum Edge Credit Card FAQs:

    1. Can the chip facility in the Platinum Edge Card prevent fraudulent transactions?

      Yes. The Platinum Edge Credit Card has an embedded microchip which is encrypted. This provides additional security against misuse of the card.

    2. What is the cash advance fee that is charged?

      For cash withdrawals at ATMs in India or abroad, a cash advance fee of 2.5% or minimum Rs. 300, whichever is higher, is levied by the bank.

    3. What are the over limit charges that is applicable?

      If the customer exceeds his/her credit limit, then he/she will have to pay an over limit charge of 2.5% or Rs.500, whichever is higher.

    4. What are the modes of repayment that is available?

      Repayment of the outstanding amount on your card account can be made through the following ways:

      • Phone Banking or Net Banking
      • ATMs
      • Standing Instructions
      • NEFT fund transfer
      • Bill Desk facility
      • Cheque/Draft
      • Cash payments in any of HDFC Banks branches.
    5. Will my accumulated reward points expire?

      Yes. Reward points expire after a time period of two years from the date on which it was accumulated.

    HDFC Bank Platinum Edge Credit Card Reviews

    • HDFC Bank Credit Card
      "Looking for Better credit limit"
      0.5 5.0/5 "Blown Away!"
      HDFC credit card is very good for me and I am very comfortable with this. I done for many transactions in shopping malls, I got some cash back offers. Its a life time free credit card, but HDFC gave me the credit limit Rs. 40,000, but I would like enhance the limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Hdfc credit card service was my best experience ,but I am little disappointed that they never provide me with any offers or benefits ,the rate of interest and charges was good also the annual fees was good with hdfc credit card service ,it was a good experience with hdfc credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a best experience with hdfc bank credit card department,the customer support was good compared to other credit service providers,online offers and benefits was awesome compared to others in the market it was a good service from hdfc credit card department.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with hdfc credit card service ,the response was good. The customer support was good ,interest rate and the charges was good with hdfc the credit limit they offered me was good ,so it was a good experience with hdfc credit card service.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      The credit limit offered by hdfc credit card department was 30k which was comfortable for me ,the customer support was good. The interest rate and the charges was good with hdfc I generally uses my hdfc credit card for shopping and online it was a good experience with hdfc credit card service.
      Was this review helpful? 0
      , kanpur
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with HDFC Bank 4 years back . I have money back International card and the credit limit was 60,000 which was not satisfied . The customer service and responses was satisfactory . The validity of the card is up to 2022 and I have 24/7 helpline number.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "No hassles"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and the banking process is good. They are responsive and there are no hassles while using my card. The limit is good and there are good deals on the card. I am also notified when my transactions are done and the statements are clear.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was my signature platinum credit card which I hold with HDFC ,the online offers and benefits are good with Signature platinum credit card from hdfc and they offered me a credit limit of 2k which was comfortable for me it was a good experience with HDFC Signature platinum credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card and the response is good one for me. I would like to say that the credit limit value is okay one for me with the HDFC bank credit card while compare with other one. Online portal of the HDFC bank credit card is really easy to access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Platinum HDFC card"
      0.5 1.0/5 "Really Bad"
      I hold a HDFC platinum credit card. There is no annual charge for the card. I get reward points. I have linked that to my account so it will be auto paid. Mostly i use net banking for card payment. The fee and charges is very high with HDFC. There are many hidden charges with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Vouchers with dinning and shopping"
      0.5 4.0/5 "Great!"
      I hold a regalia credit card with HDFC. My current limit is 7 lakhs. For the past 6 years i am using this card.Mostly i choose online payment mode. I get reward points and even redeemed my points. This card provide dinning and shopping voucher.There is no annual fee
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Fuel Usage with HDFC"
      0.5 3.0/5 "Satisfactory"
      I hold a platinum credit card and my current limit is 75000. I request to change my bill cycle as i get my salary on 6 or 7 of every month. But they have declined that. I have reward points with the card. I mainly use this card for fuel. There is no fuel reverts.For converting to EMI the interest is 13% for 6 months.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using Diners Club credit card with HDFC for 1.5 months. The reward points and cash back offers are good. The credit limit was 1L which was happy and satisfactory. I used this card for shopping purposes and fuel filling. I don't remember the annual fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The benefits are average with the HDFC bank platinum times credit card, I have the HDFC bank platinum credit card for past one year. The customer support is average with the HDFC bank credit card department. I got the credit limit of Rs,40,000 and I would say it is an average credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 4.5/5 "Excellent!"
      I recently received the credit card from HDFC Bank. Though I have not communicated with them yet, the process to get the card was smooth and the credit limit is also to my satisfaction. I have not used the card much as well. Overall experience is good.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Looking for Better Service"
      0.5 2.0/5 "Expected more"
      I took HDFC credit card through online channel, for credit card user they providing different netbanking. Its not convenient or user friendly to access and their customer care is also taking long time to resolve the queries. I hope there will be no first year fee but from second year onwards there will be some annual charges applicable. Its give good offers, but service should be improved.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.The limit on the card is 1.90 lakhs anyways am happy with the limit and planning to increase it near future.Net banking is very comfortable to use and Mobile App is good to make payments.I do get offers and EMI options is applicable in this card.
      Was this review helpful? 0
      , kochi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Need to work on the customer service"
      0.5 5.0/5 "Blown Away!"
      I am happy with HDFC Bank because the features on the card is good. The bank has offered me a life time free credit card and they have also given me a better credit limit of 1.5 Lakh. But they need to work a lot on the customer services and response as it takes me a very long time to connect with them on phone.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      It is a good card to use with HDFC bank. The customer support is good with the HDFC bank, and they give good response to the customers. The HDFC bank regalia credit card is easy to use and I am satisfied with the credit limit. I can say it is a good card to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Average card"
      0.5 2.0/5 "Expected more"
      It is a neutral service that I received from HDFC Bank for credit card. The annual fee will be waived off according to the transaction of 1L & 50K. They are forcing to do higher spend to make the annual fee as free. I am using Platinum credit card for past one year. I never contacted the customer care. The reward points are not good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
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