Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Edge Credit Card
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    HDFC Bank Platinum Edge Credit Card is Rated as "Excellent!" by 674 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

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    HDFC Bank Platinum Edge Credit Card

    HDFC Platinum Edge Credit Card is a premium cashback credit card that offers amazing privileges and offers to those who fly frequently and take pleasure in dining out. With a HDFC Platinum Edge Credit Card you can enjoy a host of benefits when you are dining out with your family or if you are travelling across the globe. You can also earn better savings with the cashback offer of the card wherein you can redeem cash against the outstanding amount.

    Features:

    • For every Rs. 150 you spend earn 2 Reward Points.
    • Reward points that are accumulated from your purchases using the HDFC Platinum Edge credit card can be redeemed either for cash back or to get exciting products offered on the exclusive rewards catalogue.
    • Enjoy up to 50% more Reward Points when you use your Platinum Edge credit card for dining outside.
    • For transactions of Rs 250/- and above, fuel surcharge will be completely waived off.
    • BookMyShow.com has partnered with the bank to offer the cardholders movie offers such as a 10% discount on movie tickets purchased online using the card, and so on.
    • Zero liability protection is enabled, which protects the cardholder from fraudulent transactions on his/her card.
    • Revolving credit facility is available at low interest rate.

    Benefits:

    • Enjoy up to 50 days of interest free period.
    • With a spend of Rs 5 Lakhs on your card, get cashback of up to Rs 2900/- on the reward points that are collected.
    • Save up to Rs.1800/- on a yearly basis if you are spending Rs 6000/- on fuel every month.
    • If you spend Rs 10000/- on the card during the first 90 days of receiving it, you are eligible to get your first year annual fee reversed.
    • Enjoy a renewal fee reversal when you spend Rs 50000/- before the date of expiry of validity of the card.
    • Enjoy a cash limit of 40% of the credit limit, on your HDFC Platinum Edge Credit card. Cash withdrawal can be made at any HDFC bank ATM or partner ATMs.

    Fees and Charges:

    Annual/Renewal feeRs.500
    Reissue of lost, stolen or damaged cardRs.100
    Cash Advance Limit40% of credit limit
    Late Payment Chargesup to Rs 700/-
    Add on Card FeesNIL

    Eligibility:

    • Salaried employees must fall within the range of 21 to 60 years of age.
    • Self-employed must fall within the range of 21 to 65 years of age.

    HDFC Platinum Edge Credit Card FAQs:

    1. Can the chip facility in the Platinum Edge Card prevent fraudulent transactions?

      Yes. The Platinum Edge Credit Card has an embedded microchip which is encrypted. This provides additional security against misuse of the card.

    2. What is the cash advance fee that is charged?

      For cash withdrawals at ATMs in India or abroad, a cash advance fee of 2.5% or minimum Rs. 300, whichever is higher, is levied by the bank.

    3. What are the over limit charges that is applicable?

      If the customer exceeds his/her credit limit, then he/she will have to pay an over limit charge of 2.5% or Rs.500, whichever is higher.

    4. What are the modes of repayment that is available?

      Repayment of the outstanding amount on your card account can be made through the following ways:

      • Phone Banking or Net Banking
      • ATMs
      • Standing Instructions
      • NEFT fund transfer
      • Bill Desk facility
      • Cheque/Draft
      • Cash payments in any of HDFC Banks branches.
    5. Will my accumulated reward points expire?

      Yes. Reward points expire after a time period of two years from the date on which it was accumulated.

    HDFC Bank Platinum Edge Credit Card Reviews

    • HDFC Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank is good in the credit card services. There are a lot of offers. I am happy that I am able to get a loan on card without much of a process. The loan gets credited in no time in my account. The charges are normal and the other deals are also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      My credit card is with HDFC Bank and the offers I get on the card is good. There has not been any hassles. The deals are useful and I am informed about the same. The credit limit is also good and there are no hassles while I use my card. The transactions are smooth and easy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Convenient to use"
      0.5 4.0/5 "Great!"
      I am using TIMES PLATINUM credit card. HDFC Bank is giving a good response. They do reward points and cash back offers. But there is no encash facilities. The customer service was good. My credit limit is 1.5Lakhs and happy with the credit limit.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Good for all transaction"
      0.5 4.0/5 "Great!"
      HDFC customer service is really good they immediately respond to the credit queries. Interest rate is also quite reasonable for the late payment fee. HDFC is providing good offers, when I make postpaid bills by credit card they give me 10% of discounts and if I book a ticket I used to one + one ticket free.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Customer Friendly and Good Service"
      0.5 5.0/5 "Blown Away!"
      HDFC Platinum plus credit card is a good one, generally they provided lot of offers in E commerce site like amazon, flipkart etc. Based on the HDFC credit they are providing loans with lower interest. I am a corporate customer of HDFC they providing good service as well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Very good experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has also offered me a credit card and the offers on the card is good and there are many of it. I am regularly informed about the deals, about the various discounts and it is very convenient to bank with them. The interest rate and charges is normal.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit service with HDFC Bank is going good. I am using Regalia credit card for more than a year. The credit limit was satisfactory, they have offered 25Lakhs . I have never been charged because the payments will be on time. The reward points and cash back offers are amazing.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The credit card offers at HDFC Bank has been good and the I am happy to bank with them for the same. I am informed on a regular basis about the ongoing deals and the billing cycle is also comfortable to me. The payments can be done online conveniently.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and there are no charges taken for the card. The interest rate is normal and the services are pretty good. The offers on the card is also pleasing as I get discounts and cash back deals. There are features on shopping too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has been good in the credit card offers. There are regular deals and it has been a good experience till date. There has never been issues in the banking and also in the billing. I am more than happy with the credit limit. It is enhanced when needed.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and they have given me a lot of benefits on the card. The features are nice. There are proper deals and the limit is also fine and the card is accepted all over. I earn rewards and the points can be redeemed too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Good privilege card for shopping"
      0.5 5.0/5 "Blown Away!"
      HDFC gave me life time free credit with good offers. I have been using this credit card more than three years. In my experience they have increased the credit card, every month I used to get gift coupon worth Rs. 2000 in shoppers stop, Big Bazzar, life style etc.
      Was this review helpful? 0
      , medak
      Reviewed on Oct 19, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank money back credit card is easy to use and I use this card for all kind of purchases and for shopping purposes. The customer support is good with HDFC credit card departments. The credit limit is given based on the salary, so I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.5/5 "Excellent!"
      I have my credit with HDFC bank and I am using it for about 2 years . The credit limit was 3 lakhs. They have offered platinum International card. I get many cash back offers and rewards point but I have not used it. The charges are high in case of late payment and the interest rate is also high comparing to ICICI bank. The customer service and responses is very good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and they are excellent in the banking services. They always provide me with the authentic information and they are fast and very much professional. The card offers are also good and there are no issues at all.
      Was this review helpful? 0
      , guntur
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC bank 10 years back. I hold their platinum card and I get reward points for it . The credit limit was 1 lakh and I am satisfied with It. The customer service and responses was amazing. Here the charges are average and interest rate was also not so high. My overall experience was good so Its recommendable.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      HDFC is giving good offers with life time free credit card option, they are giving good discounts on shopping. But credit card bills are very difficult to understand, they are not updating the credit card transaction, apart from that everything is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      HDFC Bank is also good in the credit card and there has been no issues till date with the bank. The customer support team is very helpful and responsive as well. The limit is also good and the bank always informs me about the offers and deals I am eligible off.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 10 months, The credit card services are excellent in HDFC bank when compared to all other credit cards. I get good offers like cash back and reward points. I use this card for shopping and filling petrol, i am also satisfied with the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Unprofessional"
      0.5 5.0/5 "Blown Away!"
      I am unhappy with the way HDFC Bank treated me. I am holding this HDFC Bank credit card for a period of 2 years . Some time back, I tried to talking with the card services, I was on call for 30 minutes where I was referring to a charge, suddenly their representative interrupted me and told that it cannot be done. I felt it was too unprofessional and unethical.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
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