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  • HDFC Bank Central Travel Account Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

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    HDFC Bank Central Travel Account Credit Card

    The Central Travel Account Credit Card by HDFC is one of the most convenient cards to carry, due to its many fantastic features.

    Highlights

    • Travel costs can be consolidated through this centralized solution for booking
    • Increased savings due to long payment duration
    • Analysis on spends and other expenses, provided
    • Removes the need for multiple reimbursements and invoices

    An Indian financial services and banking company, HDFC Bank was established in the year 1994 and is headquartered in Mumbai, Maharashtra. This bank also has presence abroad, in countries such as Dubai and Hong Kong.As part of its retail banking portfolio, HDFC Bank provides a large number of products and services, including loans and credit cards.

    Benefits of HDFC Bank Central Travel Account Credit Card

    This unique card from HDFC Bank was created with the purpose of acting as a one stop shop for storing information from travel related accounts. This is centralized solution that consolidates all expenses related to travel for the purpose of cost efficiency.

    • This card allows centralised payment and approval, eliminating the need for numerous reimbursements and invoices.
    • Customers are also receive additional information regarding their travel costs and booking.
    • Cardholders have the option of procuring an extended payment term of a maximum of 50 days, thereby increasing their savings.
    • Businesses can enjoy substantial savings through better negotiations, based on the information provided.
    • Paperwork is reduced and information in the card can be integrated with ERP systems.

    Features of HDFC Bank Central Travel Account Credit Card

    The numerous features of this card are provided below:

    • This card is meant for payments to hotel, airlines with other travel services. The fare charged for airline tickets gets debited to the Central Travel Account credit card.
    • Customers have access at all times to customised MIS or Management Information System reports, for better efficiency.
    • Reports that have hotel/merchant/airline wise break up information for added convenience.
    • Customers cannot withdraw cash by using the HDFC Bank Central Travel Account.

    Eligibility for HDFC Bank Central Travel Account Credit Card

    The eligibility for the HDFC Bank Central Travel Account is based on the requirements stipulated by the bank such as employment and income, among others.

    Frequently Asked Questions (FAQs)

    1. How to apply for the HDFC Bank Central Travel Account credit card?

      Individuals can apply for their HDFC Bank Central Travel Account through the HDFC Bank website or by visiting a branch of HDFC Bank.

    2. How to can individuals find out the status of their application for the Central Travel Account credit card?

      In order to find out the status of their HDFC Bank Central Travel Account credit card application, individuals will have to log on to the HDFC Bank website and visit the credit card page and click on ‘cc_track’ option. Relevant details will have to be provided.

    3. How can individuals update or change their address on their Central Travel Account?

      Customers can update or change the address on their Central Travel Account by following any one of the steps mentioned below-

      • Customers can shoot a mail to the Corporate Assist email address.
      • Customers can log in to the Corporate Portal of HDFC Bank and change the address there.
      • Customers can download the application form meant for change of contact details for credit cards from the website, fill it and send it to the HDFC Bank Cards Division in Chennai.
  • What are the charges applicable for late payment?

    The charges applicable for late payment are as follows:

    Balance Late Payment Fee
    Below Rs.100 None
    Rs.100 to Rs.500 Rs.100
    Rs.501 to Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.1,0001 to Rs.20,000 Rs.700
    Rs.20,001 and above Rs.700
  • What are the applicable overlimit charges?

    The charges applicable are 2.5% of the amount that is over limit with a minimum of Rs.500 to be paid.

  • What is the cash advance fee that is charged?

    2.5% on the amount that is withdrawn will be charged. The minimum amount that is charged is Rs.300.

  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Below Average card to use"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank has offered me a credit card and I have accepted it and using it now. Now I have been using this HDFC Bank's Titanium Master credit card around 3 to 4 months. There are hidden charges applied to my credit card. There is no annual fees for my credit card which is good.
      Was this review helpful? 0
      , bikaner
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Around 6years ago I started using the HDFC bank credit card which was good to use, because I had better credit limit and I am satisfied with the limit. The rate of interest and the charges were nominal with HDFC bank credit card. I have closed this credit card by paying back the bill.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am also using a credit card at HDFC Bank and the experience has not been up to the mark. My salary gets credited on the 4th of the month and when there are 31 calendar days in a month the due date is on the 3rd and because of this I need to pay a late fee. I have also sent an email to the bank requesting them to change the date and they have not responded yet.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I got the HDFC bank money back credit card for past 2 years. The credit card service is better with bank. I am satisfied with the credit limit. The customer service is average with HDFC bank credit card department. There is no annual fee with this card.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Convenient and basic to use"
      0.5 4.0/5 "Great!"
      HDFC credit card is useful for the normal purpose, they wont give good benefits but they have ordinary features as other credit card and they wont charges annual fee. But they take some interest rate on the monthly charges on minimum amount due.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Good offers "
      0.5 4.0/5 "Great!"
      I hold a HDFC credit card with a limit of 23 thousand I had an option to upgrade my credit card was not interested my limit got dynamically reduced I was disappointed with the service hence I closed my card Apart from that had a good experience that I had with HDFC Bank.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Good experience "
      0.5 3.0/5 "Satisfactory"
      I hold a Hdfc credit card with a limit of 50 k since three years I have been using the same card,its 500 rs annual fees credit card there is no automatic waiver given for the customer.I get cash back offers for online as well as offline transactions.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "SATISFACTORY"
      0.5 3.5/5 "Pretty good"
      I had applied for a credit card with HDFC Bank and the process is a bit delayed. The verification and document collection process was not as planned. I am supposed to get my card in couple of days. Not a very good experience at the initial stage itself.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "My card works well"
      0.5 5.0/5 "Blown Away!"
      My HDFC Bank credit card works really well and the procedure followed by HDFC Bank was very simple. I use the card and pay the amount on the date. I had opted for auto debit facility. Monthly once I used to get the statement , I had got the soft copy also the statements are very clear. There is no miscellaneous charge they only charge me some service tax. Name of the credit card is Diners club
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Very Good card to use"
      0.5 4.0/5 "Great!"
      I was offered a HDFC Titanium Master credit card from HDFC Bank as I'm a long time customer for HDFC Bank. I have been using this credit card for the past 5 - 6 years. There is no annual fees or charges applied to my credit card. I use this credit card for all purposes wherever I can use cards.
      Was this review helpful? 0
      , kolhapur
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      HDFC Bank is good in the customer services. I have not faced any challenges yet and the offers on the credit card is good. The limit is also good and the transactions on the card is perfect. The charges are normal and the online payments are convenient.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 7 years, the services provided by HDFC credit card is good when compared to all other credit cards. I get good offers like cash back and reward points. I use this card for shopping, booking tickets and for dining. In this credit card i also get credit loans with low rate of interest.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Not Bad"
      0.5 2.5/5 "Just OK"
      I have taken a credit card with HDFC 6months back. They didn't send the credit card PIN along with the card, without the password its very difficult to access the credit card. The customer service is not up to the mark, The rate of interest was nominal,
      Was this review helpful? 0
      , indore
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "It is awesome and the best"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank charges some yearly charges. But, the bankers basically charge an annual charges of 3k to 5k. Name of the credit card is Religia credit card, also they are providing free annual fee they will provide us some gift voucher and there is no need to provide gift vouchers and we can redeem the voucher we have to spend some extra money and that is the best part. I am holding this HDFC Bank credit card for a period of more than 7 years .
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Looking for more credit limit"
      0.5 5.0/5 "Blown Away!"
      I am using MONEY BACK card from 4 years, The reward points are good and I have already encashed the reward points, The credit limit is poor, I would really appreciate they can increase the credit limit. It is a lifetime free credit card. I use net baking for the payment.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "not bad"
      0.5 3.0/5 "Satisfactory"
      My credit card is with HDFC bank which was taken 5 years back. They have offered platinum card and I get reward points for it. The credit limit is 85,000 and Its a domestic card. The chargers are really high here bit the rate of interest is average. The customer service and responses was satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Good. Can reduce charges"
      0.5 4.0/5 "Great!"
      HDFC Bank is good and I am happy to bank with them for the credit card. The customer support team is also good and there are no hassles as they inform me the details I need and the statements are also clear. There are high charges and the interest rate is also high.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC Titanium credit card for 2 years. It was a domestic card. The credit limit was satisfied, basically i don't need more limits. I received free vouchers based on the reward points. IVR system is not good, The rate of interest was high, if any payment missed.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I also bank with HDFC for a credit card. They are equally good in their offers. The credit limit is also good and satisfactory. It is upgraded regularly and the card has a lot of features of emi conversions and loan facilities too. The statements are clear and on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • HDFC Bank Credit Card
      "It's not that much helpful"
      0.5 2.0/5 "Expected more"
      I have a Platinum Credit Card with HDFC bank. I felt the card to be not that much of help and also the processing of the cards took a lot of time. I have a limit of Rs.1 Lakh, which is pretty decent, but the charges are at the higher end compared to most of the banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
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