Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • HDFC Bank Central Travel Account Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

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    HDFC Bank Central Travel Account Credit Card

    The Central Travel Account Credit Card by HDFC is one of the most convenient cards to carry, due to its many fantastic features.

    Highlights

    • Travel costs can be consolidated through this centralized solution for booking
    • Increased savings due to long payment duration
    • Analysis on spends and other expenses, provided
    • Removes the need for multiple reimbursements and invoices

    An Indian financial services and banking company, HDFC Bank was established in the year 1994 and is headquartered in Mumbai, Maharashtra. This bank also has presence abroad, in countries such as Dubai and Hong Kong.As part of its retail banking portfolio, HDFC Bank provides a large number of products and services, including loans and credit cards.

    Benefits of HDFC Bank Central Travel Account Credit Card

    This unique card from HDFC Bank was created with the purpose of acting as a one stop shop for storing information from travel related accounts. This is centralized solution that consolidates all expenses related to travel for the purpose of cost efficiency.

    • This card allows centralised payment and approval, eliminating the need for numerous reimbursements and invoices.
    • Customers are also receive additional information regarding their travel costs and booking.
    • Cardholders have the option of procuring an extended payment term of a maximum of 50 days, thereby increasing their savings.
    • Businesses can enjoy substantial savings through better negotiations, based on the information provided.
    • Paperwork is reduced and information in the card can be integrated with ERP systems.

    Features of HDFC Bank Central Travel Account Credit Card

    The numerous features of this card are provided below:

    • This card is meant for payments to hotel, airlines with other travel services. The fare charged for airline tickets gets debited to the Central Travel Account credit card.
    • Customers have access at all times to customised MIS or Management Information System reports, for better efficiency.
    • Reports that have hotel/merchant/airline wise break up information for added convenience.
    • Customers cannot withdraw cash by using the HDFC Bank Central Travel Account.

    Eligibility for HDFC Bank Central Travel Account Credit Card

    The eligibility for the HDFC Bank Central Travel Account is based on the requirements stipulated by the bank such as employment and income, among others.

    Frequently Asked Questions (FAQs)

    1. How to apply for the HDFC Bank Central Travel Account credit card?

      Individuals can apply for their HDFC Bank Central Travel Account through the HDFC Bank website or by visiting a branch of HDFC Bank.

    2. How to can individuals find out the status of their application for the Central Travel Account credit card?

      In order to find out the status of their HDFC Bank Central Travel Account credit card application, individuals will have to log on to the HDFC Bank website and visit the credit card page and click on ‘cc_track’ option. Relevant details will have to be provided.

    3. How can individuals update or change their address on their Central Travel Account?

      Customers can update or change the address on their Central Travel Account by following any one of the steps mentioned below-

      • Customers can shoot a mail to the Corporate Assist email address.
      • Customers can log in to the Corporate Portal of HDFC Bank and change the address there.
      • Customers can download the application form meant for change of contact details for credit cards from the website, fill it and send it to the HDFC Bank Cards Division in Chennai.
  • What are the charges applicable for late payment?

    The charges applicable for late payment are as follows:

    Balance Late Payment Fee
    Below Rs.100 None
    Rs.100 to Rs.500 Rs.100
    Rs.501 to Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.1,0001 to Rs.20,000 Rs.700
    Rs.20,001 and above Rs.700
  • What are the applicable overlimit charges?

    The charges applicable are 2.5% of the amount that is over limit with a minimum of Rs.500 to be paid.

  • What is the cash advance fee that is charged?

    2.5% on the amount that is withdrawn will be charged. The minimum amount that is charged is Rs.300.

  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Need to be Transparent to the customer"
      0.5 4.0/5 "Great!"
      I have taken a credit card with HDFC bank.The limit is not sufficient to transact with the card.Net banking facility is not applicable for thus card as i don't have an account with them.The executives did not intimate about he insurance for the card however i have been charged for the same of Rs 900,contacted the bank they promised to reverse the charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have a HDFC credit card from last 6-7 months, the credit card services are very good in HDFC bank when compared to all other credit cards. There is no annual fee in this credit card. I get 10% instant cash back on mobile purchase and Rs 2500 cash back on Make My Trip. I have a credit limit of Rs 45000 and the cash limit of Rs 18000. I use net banking for making payments and there is no transaction issues.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.The limit on the card is 50,000.I pay an annual fees of 500 to hold this card.The card type is Simply save card.The phone banking service is good and net banking service is convenient to use.I am happy banking with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with HDFC bank.They have offered a limit of 40,000.I don't have to pay an annual fees to use this card.I use net banking to make payment for the card bills.Phone banking service is good and respond on time.I do get reward points for every purchase and offers for shopping but i don't utilize it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card and am using it from the last seven to eight months of time. I would like to say that the customer service is very good one for me, also the credit limit value is an excellent one for me.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have HDFC bank credit card and am using it from the last two years of time. I would like to say that the response is fine one or me and the credit limit value is good one for me. I am happy with the HDFC bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the HDFC bank credit card for shopping, for fuel, for electronic purchases and for other usages,. I am satisfied with the credit limit with the Credit limit, I have approached their customer support to increase the credit limit but they haven't increased it yet.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC Bank. I am using platinum credit card for past 8 months. They offered a credit limit of 15K which was not good. I didn't get much discounts with them. It is a life time free credit card. Best thing is I can transfer the money into my account without any charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my credit card with HDFC bank.I hold diner's club International card and the credit limit was 50,000. The customer service and responses was satisfactory . MY overall experience was very good so I would like to recommend to friends and others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my credit card with HDFC bank.I hold diner's club International card and the credit limit was 50,000. The customer service and responses was satisfactory . My overall experience was very good so I would like to recommend to others and friends.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a HDFC credit card with a limit toe lakhs.I don't have to pay an annual fees to hold this card.I have offers for shopping.Net and mobile banking is excellent to use. Phone banking response is prompt.The card was processed within 7 days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The updates are very good with the HDFC bank, The credit card statements are sent on time from the HDFC bank. I have the HDFC bank money back credit card for more than a year. The customer support is good with the HDFC bank credit card department. This card is valid up to 2020.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Need to be Transparent to the customer"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card with HDFC bank.The limit on the card is 1.25 lakhs i am not satisfied with the limit on the card as they promised to give 3 lakhs.The bank has activated insurance for the card with the charges without informing me.I am totally not satisfied with the service as they need to be transparent to the customer.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using Money Back credit card with HDFC Bank. The limit is very good and it is easy to do all my transactions. The reward points and cash back offers are fine. I am using this credit card for around 1 year. It is a life time free credit card. The charges are good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.the limit on the card is 75,000.I pay an annual fees to hold this card of Rs 1000.I do get offers on the card and the net banking and phone banking service is good.Overall its a good experience with the bank.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I have applied for a credit card with HDFC bank.The bank has approved for a limit of 60,000 i am not happy with limit as expected more probably will increase it in future.The rate of interest is high as compared to others.I don't have to pay an annual fees to hold this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Satisfied with limit"
      0.5 5.0/5 "Blown Away!"
      I hold a HDFC credit card with a limit of 1 lakhs 25 thousand. I get reward points and cash backs with the card. There is no annual charges with HDFC. The customer service and response from the bank end was perfect. I am totally satisfied with the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I hold a HDFC credit card with a limit of 25,000. I need not pay an annul fees to hold this card.I have got best experience with hdfc bank. I pay my card bills by cheque.I use Mobile App as its very sufficient to transact.There is an EMI option on the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      HDFC Bank needs to work on their services overall for the credit card. The customer service is not up to the mark and I am not okay with the way the response is to the customer. The net banking is also not good and I need to wait for a long time to get connected. The offers and limit is okay.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I have taken HDFC a credit card with limit of 70,000 also I am happy holding the card.I pay an annual fees of 1000 to maintain the card.I have started using the card,I do get offers on the card.I make payment through online.The executives are good and they always respond on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
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