Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • HDFC Bank Central Travel Account Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Central Travel Account Credit Card

    The Central Travel Account Credit Card by HDFC is one of the most convenient cards to carry, due to its many fantastic features.

    Highlights

    • Travel costs can be consolidated through this centralized solution for booking
    • Increased savings due to long payment duration
    • Analysis on spends and other expenses, provided
    • Removes the need for multiple reimbursements and invoices

    An Indian financial services and banking company, HDFC Bank was established in the year 1994 and is headquartered in Mumbai, Maharashtra. This bank also has presence abroad, in countries such as Dubai and Hong Kong.As part of its retail banking portfolio, HDFC Bank provides a large number of products and services, including loans and credit cards.

    Benefits of HDFC Bank Central Travel Account Credit Card

    This unique card from HDFC Bank was created with the purpose of acting as a one stop shop for storing information from travel related accounts. This is centralized solution that consolidates all expenses related to travel for the purpose of cost efficiency.

    • This card allows centralised payment and approval, eliminating the need for numerous reimbursements and invoices.
    • Customers are also receive additional information regarding their travel costs and booking.
    • Cardholders have the option of procuring an extended payment term of a maximum of 50 days, thereby increasing their savings.
    • Businesses can enjoy substantial savings through better negotiations, based on the information provided.
    • Paperwork is reduced and information in the card can be integrated with ERP systems.

    Features of HDFC Bank Central Travel Account Credit Card

    The numerous features of this card are provided below:

    • This card is meant for payments to hotel, airlines with other travel services. The fare charged for airline tickets gets debited to the Central Travel Account credit card.
    • Customers have access at all times to customised MIS or Management Information System reports, for better efficiency.
    • Reports that have hotel/merchant/airline wise break up information for added convenience.
    • Customers cannot withdraw cash by using the HDFC Bank Central Travel Account.

    Eligibility for HDFC Bank Central Travel Account Credit Card

    The eligibility for the HDFC Bank Central Travel Account is based on the requirements stipulated by the bank such as employment and income, among others.

    Frequently Asked Questions (FAQs)

    1. How to apply for the HDFC Bank Central Travel Account credit card?
    2. Individuals can apply for their HDFC Bank Central Travel Account through the HDFC Bank website or by visiting a branch of HDFC Bank.

    3. How to can individuals find out the status of their application for the Central Travel Account credit card?
    4. In order to find out the status of their HDFC Bank Central Travel Account credit card application, individuals will have to log on to the HDFC Bank website and visit the credit card page and click on ‘cc_track’ option. Relevant details will have to be provided.

    5. How can individuals update or change their address on their Central Travel Account?
    6. Customers can update or change the address on their Central Travel Account by following any one of the steps mentioned below:

        • Customers can shoot a mail to the Corporate Assist email address.
        • Customers can log in to the Corporate Portal of HDFC Bank and change the address there.
        • Customers can download the application form meant for change of contact details for credit cards from the website, fill it and send it to the HDFC Bank Cards Division in Chennai.
    7. What are the charges applicable for late payment?
    8. The charges applicable for late payment are as follows:

      Balance Late Payment Fee
      Below Rs.100 None
      Rs.100 to Rs.500 Rs.100
      Rs.501 to Rs.5,000 Rs.400
      Rs.5,001 to Rs.10,000 Rs.500
      Rs.1,0001 to Rs.20,000 Rs.700
      Rs.20,001 and above Rs.700
    9. What are the applicable overlimit charges?
    10. The charges applicable are 2.5% of the amount that is over limit with a minimum of Rs.500 to be paid.

    11. What is the cash advance fee that is charged?

    2.5% on the amount that is withdrawn will be charged. The minimum amount that is charged is Rs.300.

    Credit Card Reviews

    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a HDFC bank credit card from last 10 years, the credit card services are good when compared to other cards. There was no annual fee charged for this credit card. It is a Regalia credit card where i get good reward points with good value. I am happy with the credit limit in this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • HDFC Bank Credit Card
      "Charges are high"
      0.5 3.0/5 "Satisfactory"
      I had a HDFC credit card which i had given it to my brother in law. He was not paying on time it seems and the bank guys has come up with a huge fine charge. There are hidden charges as well, and we have settled all the pending payment and closed the Card. Not had a good exeperince with HDFC Bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC credit card a month ago , there service so far i have experience was good, they have charged me annual fee in this card and there is no waived off option available in this card, i am happy with my credit limit they have given me in this card, i have no idea about the offers they are given me or not as it has been just 1 month only i have started using so it is very early to comment on that.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied for HDFC credit card for a while,they have given me good credit limit in this card and it sufficient for me and they have charged any annual fee in this card up to 700-800,and there is waived off option available in this card,and the reason for this card is there service is good, there mobile banking is good i can see all my transaction and when will be my due date they use to update me on time.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using HDFC credit card, they have charged me annual fee in this card, but there is waived off option available in this card, and i am happy with my credit limit they have given me in this card, they provide good offers in maximum products , overall service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been applied for HDFC bank credit card , they have charge me annual fee in this card but waived off option is available, like certain amount i need to spend and then my annual fee will get waived off , and i am happy with my credit limit they have given me in this card, overall service is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am using Hdfc bank credit card for last few years . Where they have given good credit limit they used to increase time to time basis . There are no annual charges as its life time free card . Am getting cash back offers . Overall am satisfied with the Hdfc credit card .
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I got a HDFC credit card and this was my first credit card . I do hold the other bank cards as well but HDFC when it comes to services they are good. Limit which i got at the beginning was less but it got increased later after using for a while. I get messages and statements on time here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      HDFC credit card is my first card that i started using and still using it. I carry a experience of 3 years with HDFC . Limit given to me is fine and i always get messages related to my transactions on time. There is an yearly charge but it gets waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      HDFC BANK credit card is very good and i am satisfied with the credit limit what they have offered in this card. I am using it from past 5 years added on that there is a facility of EMI conversion option with this card. I am getting the good offers with this card which is rewards points, etc.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Using Hdfc bank credit card for last 2 years Customer service and response is good . As there is no annual charges for this credit card as its life time free card . There are no additional charges for the transaction which i make. Am satisfied with the credit limit which they have offered.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using Hdfc credit card for last 5 years . Am satisfied with the credit limit which they have provided . There is no annual charges for the card . Am getting cash back points . Overall am satisfied with their customer service and response .
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Hassle free banking"
      0.5 4.0/5 "Great!"
      HDFC Bank is doing good in the credit card services. The customer support is fine and the credit limit is also good. The card has good features and the card is beneficial as well. The statements are clear and sent to me on time. Till date I had no hassles.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I had been using the HDFC credit card for last 2 years. They have offered me a credit limit of Rs. 26000 and I'm happy about it. I called the customer care to enhance the credit limit. When i purchase this card, they have offered me a credit limit of rs. 40000 and they have reduced now. When i ask the reason they said due to delay in payment, reduced the credit limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      HDFC BANK credit card i am holding it from past few years where it is user friendly also it is a good card to use. The credit limit is satisfactory added on that there is good offers with this card also with the good cash backs. It is a good card to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Not satisfied with the charges"
      0.5 3.0/5 "Satisfactory"
      HDFC credit card is my first credit card and i was using it since 3 years . Recently i had to terminate this card. I have given a less limit and upon that if even there is a delay of 1 day , the charges were more. HDFC when it come to fine charges , they charge comparatively high. So that was the reason i had opted to close my card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Recently i have purchased a HDFC credit card 1 month before. When i purchased my personal loan, they have given me a credit card on offer basis. There is no yearly charges for this card. They have offered me a credit limit of Rs, 70 K. I have not availed any kind offers so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I bank with HDFC Bank for the credit card and there are good offers on the card. The credit limit is fine and the customer support and response is fine. The online transactions are convenient too. The statements are sent to me on time and in all good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "BEST CARD"
      0.5 5.0/5 "Blown Away!"
      HDFC BANK credit card is very good and i am satisfied with the credit card because the credit limit they have given is satisfactory also i use this for the multiple purpose also i get the cash backs, rewards points along with the credit card...
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      This is my first credit card and i am using this card since long . When it comes to the limit it is fine as of now and would be happy if the limit is increased. There is an annual charge here and it is 450 Rs. Services are satisfactory and happy with its overall experience.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.