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  • HDFC Bank Central Travel Account Credit Card

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  • The HDFC Bank Central Travel Account credit card is among the top travel credit cards offered by the bank under its category of Commercial Credit Card. With this card, you can have a centralized system for approval and payment for all your hotel bookings, flight bookings and other travel services eliminating multiple invoices. The bank, with this card, provides you with one consolidated statement with data of every transaction made.
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    Key Highlights of the HDFC Bank Central Travel Account Credit Card

    • The Central Travel Account is a one-stop shop for all your hotel, flight and other travel bookings, and payments.
    • All day access to customized Management Information System (MIS) reports.
    • No facility for cash withdrawal.
    • Increased savings due to longer payment durations.
    • Eliminates the need for multiple invoices and reimbursements.

    Features and Benefits of the HDFC Central Travel Account Credit Card

    • The Central Travel Account allows centralized approval and payment for all travel bookings.
    • The net fare charged by Airlines will be directly debited to your card.
    • Cardholders will have 24/7 access to customized MIS reports for a better understanding of business.
    • Reports with details of spending analysis by category and other expense reports available with the card.
    • Access to reports with the break-up of airline, hotel, and merchant transactions.
    • Increased savings for your business through better negotiations with hotel chains, airlines, etc.
    • Streamlining of accounting procedures through consolidating transaction data from around the world.
    • Integration with corporate ERP systems.
    • Minimal paperwork and simplifying reconciliation and compliance tasks.

    Fees and Charges on the HDFC Central Travel Account Credit Card

    Type of Charge Amount
    Joining Fee Nil
    Interest-Free Credit Period 50 days
    Payment Charges on Utility Card 0.7% of the total payment value for electricity payments.

    Nil for other types of payments.

    Charges for Non-Payment 1.50% per month from the date of transaction
    Cash Processing Fee 1% additional fee on purchase, utility, CTA and dealer card dues.
    Minimum Repayment Amount 100% of the Previous Statement Balance
    Reissue of card Rs.100
    Payment Return Fee 2% of the amount subjected to a minimum of RS.450.
    Late Payment Charges Nil
    Fuel Transaction Charges Surcharge value varies between Rs.1% and 2.5% of the transaction amount.
    Outstation Cheque Processing Charges Cheque value up to Rs.5,000 - Rs.25 will be the fee

    Cheque value of over Rs.5,000 - Fee charged is Rs.50.

    Foreign Currency Markup Cross Currency markup is 3.5%
    Retrieval Fee (Charge slip) Rs.125 per charge slip.
    Railway Ticket Purchase Fee HDFC Bank Payment Gateway - 1.8% plus GST

    Other Bank payment gateway - Rate as per IRCTC website.

    Eligibility of the HDFC Bank Central Travel Account Credit Card

    • The applicant must be above the age of 18.
    • He or she must be an Indian citizen.
    • The age of the add-on credit cardholder must be above the age of 15 years.

    Documents Required for the HDFC Bank Central Travel Account Credit Card

    • Copy of PAN card or Form 60.
    • Card application form which is duly filled.
    • Income proof which can be Form 16, latest pay slips, IT return copy, etc.
    • Passport size colour photographs of the applicant.
    • Identity proof such as driving license, PAN or Aadhaar Card, etc.
    • Residence proof such as Ration Card, electricity bill, Passport, Aadhaar, etc.

    How to Apply for the HDFC Bank Central Travel Account Credit Card Online?

    You can apply for this credit card from the HDFC Bank website or through BankBazaar.

    If you wish to apply for the card through BankBazaar, here are the steps you need to follow:

    • Click on the 'Check Eligibility' tab on the page of HDFC Bank Central Travel Account credit card.
    • Add the information which is asked for.
    • Once done, you will need to upload the documents which are asked for in the application form.
    • After submitting, a tracking ID will be sent to your email and mobile number through which you can check the status of your card application.

    HDFC Bank Central Travel Account Credit Card FAQs

    1. How to apply for the HDFC Bank Central Travel Account credit card?
    2. Individuals can apply for their HDFC Bank Central Travel Account through the HDFC Bank website or by visiting a branch of HDFC Bank.

    3. How can individuals find out the status of their application for the Central Travel Account credit card?
    4. In order to find out the status of their HDFC Bank Central Travel Account credit card application, individuals will have to log on to the HDFC Bank website and visit the credit card page and click on 'cc_track' option. Relevant details will have to be provided.

    5. How can individuals update or change their address on their Central Travel Account?
    6. Customers can update or change the address on their Central Travel Account by following any one of the steps mentioned below:

      • Customers can send a mail to the Corporate Assist email address.
      • You can log in to the Corporate Portal of HDFC Bank and change the address there.
      • Customers can download the application form meant for the change of contact details for credit cards from the website, fill it and send it to the HDFC Bank Cards Division in Chennai.
    7. What are the applicable over limit charges?
    8. The charges applicable are 2.5% of the amount that is over limit with a minimum of Rs.500 to be paid.

    9. What is the cash advance fee that is charged?
    10. 2.5% on the amount that is withdrawn will be charged. The minimum amount that is charged is Rs.300.

      

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