Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Dissatisfactory"
      0.5 1.0/5 "Really Bad"
      If I pay the minimum due in other credit cards, they won't charge any rate of interest but in HDFC, they charge rate of interest and also they only call before the due of my credit card then once I done with the payment they never respond, it is not upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good To approach"
      0.5 5.0/5 "Blown Away!"
      I have no idea whether my credit card is a life time free or a chargeable one. But then the card is good for the usage. Credit limit is ok and I did not check the reward points and other stuffs yet. The credit card services of HDFC bank is good and approachable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      Got the HDFC bank Money back credit card a year ago. This card is used for shopping , online purchases, mobile bill and for other uses. The rewards points, cash back offers are very good with this Money back card. I am satisfied with the credit limit but the interest rate is high when compared with others,
      Was this review helpful? 0
      , medak
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Provide benefits"
      0.5 3.0/5 "Satisfactory"
      I am not very happy with the offers on my HDFC Bank credit card. The bank has not increased the credit limit, I am a customer for the last three years. There are no offers and I am not informed about the deals I am eligible off. I receive no messages from the bank too. The only good thing is this card is it is a life time free credit card.
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      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I am very much fond of HDFC Bank credit card service as there is no need to visit the bank in person also the network is very good. No issues using this credit card of HDFC and I am holding this credit card for a period of 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has also offered me a credit card and the banking services are good. I am happy with all the features I get on my card and the benefits are good as well. There are a lot of deals online and what ever transactions I do I get intimated and the charges are normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient to Use"
      0.5 4.5/5 "Excellent!"
      For more than a year I use HDFC credit card. So I am a customer of HDFC for past one year. The bank offered a life time free credit card with good credit limit. I have an option with HDFC bank to convert all the reward points into cash whenever required.
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      , ahmedabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      HDFC is providing good service, I didn't face any issue with HDFC credit card its basically a corporate master credit card offered by company and we do not get offers in this and the limit they have offered is 70000 rupees and Iam holding this card for four years now and its basically a life time free credit card.
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      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Recently I have received the HDFC bank platinum card. They have disbursed the card within a week time. This card don't have any annual fee . I am satisfied with the credit limit, they have offered me Rs.25,000 as the limit. The rate of interest is nominal with this card.
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      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Need improvement in benefits"
      0.5 2.0/5 "Expected more"
      HDFC bank is where I hold a credit card with. I am not very happy with the bank as they have not increased my credit limit as promised. I got this card a year now and I was initially offered 75K, I was told that the limit would increase in a year to 1.15 Lakh. It has not happened yet. Most of all there is no EMI conversion which makes it difficult to use the card. There is no loan facility too. The card has the basic offers of cash back.
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      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient for all transaction"
      0.5 4.5/5 "Excellent!"
      HDFC is best, because it gives lot of offers and EMI options. I used to receive more reward points in all transactions, but monthly interest was high, if I make partial payment they used charged high. HDFC gave me life time free credit card without any annual charges.
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      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am Having HDFC money back credit card and good thing is reward points i can redeem through cash back and I use this card often for online shopping, overall i am happy my credit limit its quite sufficient it 75000 rupees and Iam holding this card for four years now, their is no disadvantage i felt, overall i am satisfied with what i got
      Was this review helpful? 0
      , alwar
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      HDFC Bank is also good in the product of a credit card. The features are nice and the card also has a rewards as well. The customer services are also good as they provide proper support when ever needed. The limit is to my requirement and the transactions always gone through smoothly.
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      , gurgaon
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Moderate Service"
      0.5 3.0/5 "Satisfactory"
      To be frank, I am not happy with HDFC bank in terms of the credit card services. My card has only 32K as a credit limit which is very low. Actually it was 36K in the beginning and I do not know what went wrong but they reduced it to 32K. At least they should have informed about the reason for reducing it. Because my transactions are very good and clean. So for me, this is an average service.
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      , patna
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Norms are high"
      0.5 1.0/5 "Really Bad"
      HDFC bank norms are very high for the credit card service. They have so many criteria to pass. Moreover, the bank is always high in the rate of interest. They used to collect more documents for the card. The annual charges are high as well. So I decided not to take credit card from HDFC bank.
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      , surat
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and they have also given me a decent credit limit. The customer support is excellent and the statements are also clear with all the transactions I do. The card is accessible at all outlets and it is smooth overall to use it.
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      , noida
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Credit card works really well"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card works really smooth, all the transaction happens on time. I am holding this HDFC bank credit card for more than 7 to 8 years. I dont have any issues wtih HDFC till date . I always make the payment on time therefore I did not face any difficulties. All the transactions goes through well. Rates are high especially when it comes to jumbo cash.
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      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I think there is no option to convert the reward points into cash. HDFC bank is good in all the aspects so it would be better for the customers if they have such facility to convert the points into cash. But the bank is not stingy in crediting reward points and other offers like cash back. Even the credit limit is more than required.
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      , chennai
      Reviewed on Aug 16, 2017
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    HDFC Bank Central Travel Account Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    The Central Travel Account Credit Card by HDFC is one of the most convenient cards to carry, due to its many fantastic features.

    Highlights

    • Travel costs can be consolidated through this centralized solution for booking
    • Increased savings due to long payment duration
    • Analysis on spends and other expenses, provided
    • Removes the need for multiple reimbursements and invoices

    An Indian financial services and banking company, HDFC Bank was established in the year 1994 and is headquartered in Mumbai, Maharashtra. This bank also has presence abroad, in countries such as Dubai and Hong Kong.As part of its retail banking portfolio, HDFC Bank provides a large number of products and services, including loans and credit cards.

    Benefits of HDFC Bank Central Travel Account Credit Card

    This unique card from HDFC Bank was created with the purpose of acting as a one stop shop for storing information from travel related accounts. This is centralized solution that consolidates all expenses related to travel for the purpose of cost efficiency.

    • This card allows centralised payment and approval, eliminating the need for numerous reimbursements and invoices.
    • Customers are also receive additional information regarding their travel costs and booking.
    • Cardholders have the option of procuring an extended payment term of a maximum of 50 days, thereby increasing their savings.
    • Businesses can enjoy substantial savings through better negotiations, based on the information provided.
    • Paperwork is reduced and information in the card can be integrated with ERP systems.

    Features of HDFC Bank Central Travel Account Credit Card

    The numerous features of this card are provided below:

    • This card is meant for payments to hotel, airlines with other travel services. The fare charged for airline tickets gets debited to the Central Travel Account credit card.
    • Customers have access at all times to customised MIS or Management Information System reports, for better efficiency.
    • Reports that have hotel/merchant/airline wise break up information for added convenience.
    • Customers cannot withdraw cash by using the HDFC Bank Central Travel Account.

    Eligibility for HDFC Bank Central Travel Account Credit Card

    The eligibility for the HDFC Bank Central Travel Account is based on the requirements stipulated by the bank such as employment and income, among others.

    Frequently Asked Questions (FAQs)

    1. How to apply for the HDFC Bank Central Travel Account credit card?

      Individuals can apply for their HDFC Bank Central Travel Account through the HDFC Bank website or by visiting a branch of HDFC Bank.

    2. How to can individuals find out the status of their application for the Central Travel Account credit card?

      In order to find out the status of their HDFC Bank Central Travel Account credit card application, individuals will have to log on to the HDFC Bank website and visit the credit card page and click on ‘cc_track’ option. Relevant details will have to be provided.

    3. How can individuals update or change their address on their Central Travel Account?

      Customers can update or change the address on their Central Travel Account by following any one of the steps mentioned below-

      • Customers can shoot a mail to the Corporate Assist email address.
      • Customers can log in to the Corporate Portal of HDFC Bank and change the address there.
      • Customers can download the application form meant for change of contact details for credit cards from the website, fill it and send it to the HDFC Bank Cards Division in Chennai.
    4. What are the charges applicable for late payment?

      The charges applicable for late payment are as follows:

      Balance Late Payment Fee
      Below Rs.100 None
      Rs.100 to Rs.500 Rs.100
      Rs.501 to Rs.5,000 Rs.400
      Rs.5,001 to Rs.10,000 Rs.500
      Rs.1,0001 to Rs.20,000 Rs.700
      Rs.20,001 and above Rs.700
    5. What are the applicable overlimit charges?

      The charges applicable are 2.5% of the amount that is over limit with a minimum of Rs.500 to be paid.

    6. What is the cash advance fee that is charged?

      2.5% on the amount that is withdrawn will be charged. The minimum amount that is charged is Rs.300.

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