The HDFC Bank Central Travel Account credit card is among the top travel credit cards offered by the bank under its category of Commercial Credit Card. With this HDFC credit card, you can have a centralized system for approval and payment for all your hotel bookings, flight bookings and other travel services eliminating multiple invoices. The bank, with this card, provides you with one consolidated statement with data of every transaction made.
|Type of Charge||Amount|
|Interest-Free Credit Period||50 days|
|Payment Charges on Utility Card||
0.7% of the total payment value for electricity payments.
Nil for other types of payments.
|Charges for Non-Payment||1.50% per month from the date of transaction|
|Cash Processing Fee||1% additional fee on purchase, utility, CTA and dealer card dues.|
|Minimum Repayment Amount||100% of the Previous Statement Balance|
|Reissue of card||Rs.100|
|Payment Return Fee||2% of the amount subjected to a minimum of RS.450.|
|Late Payment Charges||Nil|
|Fuel Transaction Charges||Surcharge value varies between Rs.1% and 2.5% of the transaction amount.|
|Outstation Cheque Processing Charges||
Cheque value up to Rs.5,000 - Rs.25 will be the fee
Cheque value of over Rs.5,000 - Fee charged is Rs.50.
|Foreign Currency Markup||Cross Currency markup is 3.5%|
|Retrieval Fee (Charge slip)||Rs.125 per charge slip.|
|Railway Ticket Purchase Fee||
HDFC Bank Payment Gateway - 1.8% plus GST
Other Bank payment gateway - Rate as per IRCTC website.
Other HDFC Bank Credit Cards
You can apply for this card from the HDFC Bank website or through BankBazaar.
If you wish to apply for credit card through BankBazaar, here are the steps you need to follow:
Individuals can apply for their HDFC Bank Central Travel Account through the HDFC Bank website or by visiting a branch of HDFC Bank.
In order to find out the status of their HDFC Bank Central Travel Account credit card application, individuals will have to log on to the HDFC Bank website and visit the credit card page and click on 'cc_track' option. Relevant details will have to be provided.
Customers can update or change the address on their Central Travel Account by following any one of the steps mentioned below:
The charges applicable are 2.5% of the amount that is over limit with a minimum of Rs.500 to be paid.
2.5% on the amount that is withdrawn will be charged. The minimum amount that is charged is Rs.300.
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