Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    HDFC Bank World MasterCard Credit Card

    1st Year Fee
    Joining Perks
    Waived off
    Response Time Within 30 minutes
    What you'll love
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    Fee Details

    HDFC Bank World MasterCard Credit Card is Rated as "Excellent!" by 36 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service




    HDFC Bank Credit Card Diwali Offer

    HDFC World MasterCard enables you to enjoy a wide array of privileges, and a host of lifestyle benefits. It makes your life easier by providing privileged access to premium airport lounges and waiver of fuel surcharge at all fuel stations.


    • Earn 2 reward points on every Rs. 150 charged to your card.
    • Enjoy 50% additional reward points if you spend above Rs. 75,000 in one statement cycle.
    • The upper cap of the fuel surcharge waiver is Rs. 250 in every single billing cycle. Sales tax is applicable on this.
    • You can get up to 3 add-on credit cards.
    • You can also avail revolving credit at an attractive rate of interest.


    • If you spend Rs. 15000 in the first 90 days from the card set-up date, the first year fee will be reversed.
    • The renewal fee will be reversed up on spending Rs. 75,000 in one year. This needs to be done prior to the renewal date.
    • Customers can save up to Rs. 8,300 in a year on fuel transactions and airport lounge access.
    • With HDFC Bank World MasterCard Credit Card you can get a priority pass that offers you access to several airport lounges across the globe.
    • Enjoy up to 50 interest free days
    • If you lose your card, you carry zero liability on fraudulent activities done through it.


    • If the applicant is a salaried individual –
      • He/she needs to be at least 21 years old
      • He/she should not be above 60 years old
    • If the applicant is self-employed –
      • He/she needs to be at least 21 years old
      • He/she should not be above 65 years old

    Fees and Charges:

    Annual Fee Rs.500 (plus Service Tax)
    Cash Advance Fee2.5% ( Minimum of Rs.300)
    Late Payment ChargesIs based on the outstanding balance. Subject to a minimum of Rs.100 with an upper cap of Rs.700.
    Overlimit Fee2.5% of the Overlimit amount (minimum Rs.500)

    HDFC World MasterCard FAQs:

    1. Is it possible to change the address on my credit card account?

      Yes. You can update your address on your credit card account by downloading an application form for the same and sending the duly filled form to the specified bank address, as provide on the Bank’s website.

    2. How can I know the status of my application for an HDFC World MasterCard?

      You can check the status of your application on the Bank’s web portal. All you need to do is provide a few key information such as the 16 digit Application reference number and your date of birth or mobile number, and you can get the update on your HDFC credit card application status.

    3. How can I stop physical credit card statements from being sent to my mailing address?

      You can download the physical statement suppression MID (Most Important Document) online, and send the duly filled form to the correspondence address provided on the Bank’s website.

    4. Can I apply for an HDFC World MasterCard online?

      Yes. You can apply for an HDFC World MasterCard online, through the Bank’s official website.

    5. When should I file a progressive dispute form?

      You have to submit a progressive dispute form if you have any transaction disputes with an outlet or merchant and the amount transferred is not justified or relevant.


    Compare, check your eligibility and apply for credit cards online.

    HDFC Bank World MasterCard Credit Card Reviews

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