Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Axis Bank My Zone Credit Card

    Apply for My Zone Credit Card online and enjoy cashback on movie ticket bookings, discounts on dining, fuel surcharge waiver and lot more. You can also convert your purchases into easy EMIs. Instant approval and paperless processing guaranteed.
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    We found 1 Axis Bank My Zone Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Fee Details
    Axis Bank My Zone Credit Card is Rated as "Excellent!" by 469 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    The My Zone Credit Card offered by Axis Bank is a lifestyle credit card that is packed with a bunch of features that provide value on your day-to-day spends. From offering reward points on every transaction to providing complimentary airport lounge access, you get a wide variety of benefits from the card.

    Key Highlights of Axis Bank My Zone Credit Card

    • The Axis Bank My Zone Credit Card meets the needs of people who seek lifestyle benefits on their credit card.
    • You get accelerated reward points when you use the card for weekend dining and shopping.
    • The first year fee of Rs.500 is waived off on spends of Rs.5,000 within 45 days of the card issuance.

    Lifestyle benefits with the Axis Bank My Zone Credit Card

    The Axis Bank My Zone Credit Card provides special cashback offers, discounts, and rewards on categories like shopping, dining, online transactions and a lot more.

    Offers on BankBazaar for the My Zone Credit Card

    • An application process which is totally paperless is what you get when you apply for the card on BankBazaar.
    • You can also get your credit score for free on BankBazaar.

    Axis Bank My Zone Credit Card Features and Benefits

    Welcome benefit: A bulk 100 points will be credited when the card is used for online shopping for the first time.

    Rewards point programme

    • For every Rs.200 spent on the card, you get 4 to 40 reward points.
    • You also get 10 times more reward points on weekend spends on dining at select hotels and restaurants.
    • You get 5 times more reward points on weekend shopping at partner stores.
    • The earned reward points can be redeemed for 500+ rewards and offers listed in Axis eDGE Loyalty Rewards Catalogue.

    Free lounge visits: Axis My Zone Credit Card users can enjoy 4 complimentary visits per year to participating airport lounges within India.

    Cashback on movie bookings: Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account. The offer is valid throughout the week for both online and box office bookings made using the card.

    A secure card: The Axis Bank My Zone Credit Card is an EMV certified chip card that is protected by chip as well as a PIN. The inbuilt chip enables more secure transactions than a magnetic strip card. It reduces the risks of counterfeit and skimming fraud.

    Fuel surcharge waiver: Get 1% fuel surcharge waiver for fuel transactions carried out at all fuel stations across India. The waiver is valid on card transactions between Rs.400 and Rs.4,000. The maximum surcharge waiver is capped at Rs.400 per billing cycle.

    Dining privileges: Under Axis Banks ‘Dining Delights’ programme, you enjoy a minimum 15% off on dining bills at select restaurants in the country.

    Convert purchases to EMI: Any purchase above Rs.2,500 made using the card can be converted into easy monthly instalments by contacting the bank. You can repay the amount in tenures of 6, 9, 12, 18, or 24 months.

    Axis Bank My Zone Credit Card Fees and Charges

    Type of Charge Amount
    Joining fee Rs.500 (waived off on spends of Rs.5,000 within 45 days of the card issuance)
    Annual fee Rs.500 (2nd year onwards)
    Finance charges 3.90% per month
    Cash withdrawal fee 2.5% of the transaction amount or Rs.250, whichever is higher
    Add-on card fee NIL
    Late payment fee If the statement balance is Up to Rs.100 – NIL Rs.101 to Rs.300 – Rs.100 Rs.301 to Rs.1,000 – Rs.300 Rs.1,001 to Rs.5,000 – Rs.500 Rs.5,001 to Rs.20,000 – Rs.600 Rs.20,001 and above – Rs.700
    Over limit penalty fee 3% of the over-limit amount or Rs.500
    Cash payment fee Rs.100
    Duplicate statement fee NIL
    Cheque return or auto-debit reversal fee Rs.300
    Foreign currency transaction charge 3.5% of the transaction value

    Eligibility for applying for the Axis Bank My Zone Credit Card

    People who meet the following conditions can apply for the My Zone Credit Card.

    • The age of the primary cardholder must be in between 18 to 70 years of age.
    • For add-on cards, the minimum age limit is 15 years.
    • The applicant can be a resident of India or an NRI.

    Necessary documents to apply for Axis Bank My Zone Credit Card

    • Photocopy of your PAN card/ Form 60
    • Colour photographs
    • Income proof - IT return copy/ Latest payslip/ Form 16
    • Proof of your Identity
      • Your Passport
      • Driving license
      • Aadhaar card
      • PAN card
    • Your Residential proof
      • A photocopy of your Passport
      • Your electricity bill
      • Ration Card
      • Your landline telephone bill

    How to apply for the My Zone Credit Card from Axis Bank online?

    The official website of Axis Bank enables you to apply for the My Zone Card.

    BankBazaar also allows you to >check your credit card eligibility, and initiate and submit the online application along with the documents for getting the card. If you are considering BankBazaar for the card application process, you can follow the steps below.

    • Click ‘Check Eligibility’ on the My Zone Credit Card from Axis Bank page on BankBazaar and complete the formalities that you see on your screen.
    • The next page asks for some relevant information, submit them.
    • Now you would be prompted to upload the relevant set of documents.
    • As you upload and submit them, a tracking ID is sent to your contact number, use it on ' Track Application ' to know the card application status.

    Axis Bank My Zone Credit Card FAQs

    How long will the bank take to approve my Axis Bank My Zone Credit Card application?

    You would know about the decision on your application for the Axis Bank My Zone Credit Card within 21 working days from the date the bank receives your request.

    What is the maximum cashback amount for movies that the Axis Bank My Zone Credit Card offers?

    The cashback amount for movies on the My Zone Credit Card is capped at Rs.1,000 per calendar year.

    Will I earn reward points on fuel transactions with my Axis Bank My Zone Credit Card?

    No, you do not earn any reward points on fuel transactions with the My Zone Credit Card.

    Other Top Credit Cards By Axis Bank

    My Zone Credit Card Reviews

    • Axis Bank Credit Card
      "good card"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis Myzone credit card for last 5 years ago. The cash back offer and reward points are good. The credit limit was average. The annual charges are applicable and its Rs.800. The customer service was good. The interest rate is moderate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Better card"
      0.5 5.0/5 "Blown Away!"
      I am having Axis My zone credit card with Axis Bank for more than 7 years. The credit limit was good and enough. There was no annual charges. I am getting cash back offers regularly and it has option for flexi pay. There is no hidden charge and I make the payment through online.
      Was this review helpful? 1
      , noida
      Reviewed on Mar 09, 2019
    • Axis Bank Credit Card
      "Need an improvement on the customer care"
      0.5 5.0/5 "Blown Away!"
      I would say Axis credit card is much better in terms of credit limit and rewards points. They are automatically enhancing the credit limit which was not happened with any other bank. I am not satisfied with the customer service intereaction for credit card. The interest rate was decent. I use Axis My zone Master card since 2012.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 04, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Axis credit card is excellent interm of limit, service and interest rate. I have been using Myzone credit card for around 2 years. There was no annual fee. It has good reward points and cash back offers. It has no option for flexi pay but never tried till now.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 21, 2019
    • Axis Bank Credit Card
      "Exciting Offers"
      0.5 4.0/5 "Great!"
      Its a premium card for the customer hence i have not used the My zone card much. I'm buying this card for buying electronics and they are providing a no cost EMI in Amazon and flipkart website. Its been 9 months since i'm using the My zone card. So far i have not done any offline transaction.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 15, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am using Axis my zone credit card. The credit limit was 25K which was low. The customer service is good. There is an option for flexi pay. The rate of interest is okay. It is a life time free credit card. I have been using the card for multi purpose. I got some offers on the transactions.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jan 24, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card for the last one year and the services which they had been providing so far has been quite good. They had provided me with a good credit limit and there has also been some good benefits in holding this card. It has been a life time free card and i am using it for shopping and all purchases.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 23, 2019
    • Axis Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since because there has been some good benefits and features in holding this card. They had given me with a good credit limit and there is some annual charges with this card which will get waved off as per the usage. I have started using the card as well.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jan 22, 2019
    • Axis Bank Credit Card
      "Best to use"
      0.5 5.0/5 "Blown Away!"
      I do have a Axis My Zone credit card and am using it for around 1.5 years. Am satisfied with the benefits and have no issues. There are cash back offers and also getting reward points. The credit limit is good. It is a life time free credit card. There was no additional charges.
      Was this review helpful? 1
      , indore
      Reviewed on Jan 18, 2019
    • Axis Bank Credit Card
      "Good offer"
      0.5 5.0/5 "Blown Away!"
      This is very first card of mine and when i go through the offers it was very interesting hence i have selected this card. One of my friend has who is using this card has recommended me about this said and this is a good card to use. It always has 5% cashback offers on online and offline purchase.
      Was this review helpful? 2
      , surat
      Reviewed on Dec 26, 2018
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Axis bank my zone credit card for long time, they have not charged me annual fee in this card , as it is life time free credit card, and i am happy with my credit limit , it is sufficient for me and there service is good, they have given me good offers in maximum products, overall service is good.
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 17, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have recently applied for Axis MyZone credit card. The process went smooth and good. They have clearly mentioned the annual fees. I am using it for last 25 days.The document procedure is simple and am satisfied with the credit limit. The annual charges are nominal and the features of the card is very good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 30, 2018
    • Axis Bank Credit Card
      "Very good card"
      0.5 4.5/5 "Excellent!"
      I am having Axis Myzone credit card and its very good. Actually if the payment is not done on due date, they will give a reminder call and they don't charge for the late fee. IVR option is easy to connect with the customer support. The credit limit is good. They are offering reward points which can be converted into cash.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2018
    • Axis Bank Credit Card
      "services are good"
      0.5 5.0/5 "Blown Away!"
      Recently Axis have provided a My Zone credit card. I have seen the credit card offer on the app, I have agreed in just one click and they have delivered the card in a short span. They are giving 25% cash back on movie tickets. And also there is 5% to 10% discounts on the e-commerce sites.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Nov 24, 2018
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this card for the last two years and the services which they had been providing so far had been excellent. There has been some annual charges with this card and there has been some good benefits with this card as well which i am getting.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 19, 2018
    • Axis Bank Credit Card
      "Best card"
      0.5 4.5/5 "Excellent!"
      Using Axis bank credit card for last few years its good card for cash back for fuel and traveling card .Am satisfied with credit limit which they have offered . And there is no annual fee as its life time free card . There is no transaction charge for the transaction which i make. There customer service and response is good .
      Was this review helpful? 0
      , noida
      Reviewed on Nov 10, 2018
    • Axis Bank Credit Card
      "Not satisfied with credit limit"
      0.5 4.0/5 "Great!"
      I got Axis bank my zone credit card for last 4 months , There is annual charges for the card which gets waived off after using certain limit of rs 5000 in 30 days . Specific reason online amazon offer They have given low credit limit for the card .
      Was this review helpful? 3
      , new delhi
      Reviewed on Nov 04, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had been holding this card for the last four years and i am quite unhappy that they had not enhanced my credit limit. There has been some good benefits getting through this card initially with cash backs and discounts but it has not been getting now. There has been an annual fee with the card but it will get waved off with my usage where there has not been any charges made so far.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Oct 25, 2018
    • Axis Bank Credit Card
      "excellent"
      0.5 4.5/5 "Excellent!"
      Axis bank cc is best service the customer support team pro actively help me out with the details where i required no problem i faces in documentation part i am using this card for since from last 2 years, credit limits is satisfied overall i experience from axis is best service.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 02, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've received the AXIS My Zone Credit card before a week. The experience is good, the card is acceptable everywhere and it has got good features. I will have to use it more to get a clear idea about the features and benefits associated with the card. So far it has been a good experience.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 04, 2018
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