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  • Axis Bank My Zone Credit Card

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  • With the My Zone credit card by Axis Bank, you can avail discounts on all your daily expenses made with the card. It offers cashback on movie ticket purchases, complimentary lounge access at airports, and a fuel surcharge waiver as well. The card comes with an interest of 46.78% per annum and with a joining fee of Rs.500 which is waived if you spend more than Rs.5,000 within the first 45 days. An annual fee of Rs.500 is also charged from the 2nd year onwards.
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  • We found 1 My Zone Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    Reduced to 0 If spends > 5,000 in 45 days 500
    100% PAPERLESS APPROVAL
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    Fee Details

    Key Highlights of Axis Bank My Zone Credit Card

    • The Axis Bank My Zone Credit Card meets the needs of people who seek lifestyle benefits on their credit card.
    • You get accelerated reward points when you use the card for weekend dining and shopping.
    • The first year fee of Rs.500 is waived off on spends of Rs.5,000 within 45 days of the card issuance.

    Lifestyle benefits with the Axis Bank My Zone Credit Card

    The Axis Bank My Zone Credit Card provides special cashback offers, discounts, and rewards on categories like shopping, dining, online transactions and a lot more.

    Axis Bank My Zone Credit Card Features and Benefits

    Welcome benefit: A bulk 100 points will be credited when the card is used for online shopping for the first time.

    Rewards point programme

    • For every Rs.200 spent on the card, you get 4 to 40 reward points.
    • You also get 10 times more reward points on weekend spends on dining at select hotels and restaurants.
    • You get 5 times more reward points on weekend shopping at partner stores.
    • The earned reward points can be redeemed for 500+ rewards and offers listed in Axis eDGE Loyalty Rewards Catalogue.

    Free lounge visits: Axis My Zone Credit Card users can enjoy 4 complimentary visits per year to participating airport lounges within India.

    Cashback on movie bookings: Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account. The offer is valid throughout the week for both online and box office bookings made using the card.

    A secure card: The Axis Bank My Zone Credit Card is an EMV certified chip card that is protected by chip as well as a PIN. The inbuilt chip enables more secure transactions than a magnetic strip card. It reduces the risks of counterfeit and skimming fraud.

    Fuel surcharge waiver: Get 1% fuel surcharge waiver for fuel transactions carried out at all fuel stations across India. The waiver is valid on card transactions between Rs.400 and Rs.4,000. The maximum surcharge waiver is capped at Rs.400 per billing cycle.

    Dining privileges: Under Axis Banks ‘Dining Delights’ programme, you enjoy a minimum 15% off on dining bills at select restaurants in the country.

    Convert purchases to EMI: Any purchase above Rs.2,500 made using the card can be converted into easy monthly instalments by contacting the bank. You can repay the amount in tenures of 6, 9, 12, 18, or 24 months.

    Axis Bank My Zone Credit Card Fees and Charges

    Type of Charge Amount
    Joining fee Rs.500 (waived off on spends of Rs.5,000 within 45 days of the card issuance)
    Annual fee Rs.500 (2nd year onwards)
    Finance charges 3.90% per month
    Cash withdrawal fee 2.5% of the transaction amount or Rs.250, whichever is higher
    Add-on card fee NIL
    Late payment fee If the statement balance is Up to Rs.100 – NIL Rs.101 to Rs.300 – Rs.100 Rs.301 to Rs.1,000 – Rs.300 Rs.1,001 to Rs.5,000 – Rs.500 Rs.5,001 to Rs.20,000 – Rs.600 Rs.20,001 and above – Rs.700
    Over limit penalty fee 3% of the over-limit amount or Rs.500
    Cash payment fee Rs.100
    Duplicate statement fee NIL
    Cheque return or auto-debit reversal fee Rs.300
    Foreign currency transaction charge 3.5% of the transaction value

    Eligibility for applying for the Axis Bank My Zone Credit Card

    People who meet the following conditions can apply for the My Zone Credit Card.

    • The age of the primary cardholder must be in between 18 to 70 years of age.
    • For add-on cards, the minimum age limit is 15 years.
    • The applicant can be a resident of India or an NRI.

    Necessary documents to apply for Axis Bank My Zone Credit Card

    • Photocopy of your PAN card/ Form 60
    • Colour photographs
    • Income proof - IT return copy/ Latest payslip/ Form 16
    • Proof of your Identity
      • Your Passport
      • Driving license
      • Aadhaar card
      • PAN card
    • Your Residential proof
      • A photocopy of your Passport
      • Your electricity bill
      • Ration Card
      • Your landline telephone bill

    Axis Bank My Zone Credit Card FAQs

    How long will the bank take to approve my Axis Bank My Zone Credit Card application?

    You would know about the decision on your application for the Axis Bank My Zone Credit Card within 21 working days from the date the bank receives your request.

    What is the maximum cashback amount for movies that the Axis Bank My Zone Credit Card offers?

    The cashback amount for movies on the My Zone Credit Card is capped at Rs.1,000 per calendar year.

    Will I earn reward points on fuel transactions with my Axis Bank My Zone Credit Card?

    No, you do not earn any reward points on fuel transactions with the My Zone Credit Card.

    Other Top Credit Cards By Axis Bank

      

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    My Zone Credit Card Reviews

    • Axis Bank Credit Card
      "Recommendable Card"
      0.5 5.0/5 "Blown Away!"
      I have my zone credit card from AXIS for last two years, I am getting good cash back at the selected partners hence that would be useful for me. But this card has a yearly fee however its quite reasonable one, they do have flexi pay and balance transfer option.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 15, 2019
    • Axis Bank
      Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am also using Axis Bank credit card for last 6 to 7 years and am happy with it. The customer support is very good. I have tried EMI conversion and the charges are reasonable. I think, its annually free. I have Myzone card and the limit was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 10, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I got a good credit limit on Axis myzone credit card. It is a life time free. I have been using the card for multi purpose for almost 3 years. The best thing is they are providing cash back and reward points for each and every transactions of mine.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 10, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got a special benefits on Axis Bank credit card. Am getting cash back offers for e-commerce purchase. I am using Myzone credit card for past 5 years. There is no annual fee. I never tried EMI conversion and so no idea about the charges. I use the credit card very rarely for fuel purpose.
      Was this review helpful? 0
      , karnal
      Reviewed on Aug 29, 2019
    • Axis Bank Credit Card
      "Better"
      0.5 3.5/5 "Pretty good"
      Axis Bank is good but am not using the credit card properly. They have provided me a good credit limit. It is a Myzone card which am holding for last one year. There is no annual fee. Currently am getting 25% discounts on movie tickets and also there is 10% corporate discounts for dining and travel.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 14, 2019
    • Axis Bank Credit Card
      "Best"
      0.5 5.0/5 "Blown Away!"
      I have selected Axis my zone , The Annual charger life time credit card past 7 years .Already working axis bank based saving account credit , wile transaction rewards point and cash offer,Book my show movie ticket voucher .While documents submitted through executive there is no delay while credit card , sufficient limit is provide from banker end .All notification message and email communication customer service is good and responsive .
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 13, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Axis is not enhancing the credit limit and am not getting statements on time. I am using Myzone credit card for last 6months and they are provided me a life time free credit card. I get fuel surcharge waiver off and also getting cash back for food orders.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 09, 2019
    • Axis Bank Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      Am using Axis credit card for last 3months, its a Myzone card. I am happy with the limit and am a salary account holder. The credit limit is 1.40L. Its a life time free credit card. The reward points are good. Also it has lot offers on dining, flight ticket and etc. Its one of the best card which I ever used.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 29, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have a Axis Myzone credit card which am using it for more than 1.5 years. The credit limit is 45K and then they have enhanced into 85K. I have been using the card for multi purpose. Its free for the first year and not sure about the annual fee. The reward points are applicable but never redeemed. I have done EMI conversion and they have charged like 13% to 15%.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 27, 2019
    • Axis Bank Credit Card
      "Better card"
      0.5 4.0/5 "Great!"
      Axis Bank is providing 10-15% discounts on e-commerce sites. I am using Myzone credit card for last 3months. The credit limit is lower but its okay for me because am holding other credit cards. Its a life time free credit card. The process was simple.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 26, 2019
    • Axis Bank Credit Card
      "Better Card"
      0.5 5.0/5 "Blown Away!"
      If i make the online payment on my Axis bank credit card before the due date, its getting updated immediately and i do get the notification regarding that. Last 5 years I'm holding my Axis bank credit card. I am having a variant of My zone card..
      Was this review helpful? 0
      , noida
      Reviewed on Jul 20, 2019
    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have Axis Bank credit card which was applied through Online and i am using it for the past 3months using it ,directly applied through bank .The credit limit was good and it was ,1,40,000.I have My zone card and there are good reward points and also cash back offers ,I have got mu card on time .
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 08, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am using Axis Myzone credit card for below 4months. There was no annual fee for this card. They have provided me a limit of 70K recently have purchased the product in Flipkart and made 3 transactions but it got declined for 2times due to technical reason and the amount was not credited yet. There is no option for local language for credit card customer support, only they are supporting English & Hindi which is very difficult to manage.
      Was this review helpful? 0
      , tenali
      Reviewed on Jun 08, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I got a very good benefits from Axis Bank, I use Myzone credit card from 2012. The credit limit was good. They are charging annual fee of Rs.500. Its very user friendly card and have been getting cash back on booking movie tickets also reward points are good.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 01, 2019
    • Axis Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      Axis bank credit card I have three years , here if I spend 90k approx then fee is waived and credit limit is 45k , and their customer service is good and response is also good , I am using this card multipurpose and I got rewards point offer , I am satisfied with this card,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 29, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using My zone credit card from Axis Bank for last 7 years. They have given me a maximum credit limit of 2.80L. The annual charge is 500 rupees and am getting 25% discounts on movie tickets bookings. They are offering unsecured loan of 2.5L on credit card. The service is excellent and rate of interest is 18%.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 26, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am just holding this AXIS MY ZONE Credit Card for the last couple of months and i am happy with the services which they had provided. They had given me with a good credit limit & there has been some good added benefits as well. The card does not have any annual charges as well.
      Was this review helpful? 0
      , calicut
      Reviewed on Apr 08, 2019
    • Axis Bank Credit Card
      "Shopping card"
      0.5 5.0/5 "Blown Away!"
      I have been using AXIS BANK MY ZONE CREDIT CARD more than 2 years.The annual charges is Rs.500 there is a no fee wavier for this card.Customer support is good. Credit limit Rs. 3,50,000,is more sufficient.This is multipurpose card i can use for shopping travel rewards etc.
      Was this review helpful? 2
      , chennai
      Reviewed on Apr 02, 2019
    • Axis Bank Credit Card
      "Shopping card"
      0.5 3.0/5 "Satisfactory"
      I have taken a AXIS BANK MY ZONE CREDIT CARD.The annual charges is Rs.500 there is a no fee wavier for this card.Customer support is good.I am not much user this card since i have plenty of cards annually i am paying charges alone .All purpose i can use this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 01, 2019
    • Axis Bank Credit Card
      "good card"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis Myzone credit card for last 5 years ago. The cash back offer and reward points are good. The credit limit was average. The annual charges are applicable and its Rs.800. The customer service was good. The interest rate is moderate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
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