Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank My Zone Credit Card

    With the My Zone credit card by Axis Bank, you can avail discounts on all your daily expenses made with the card. It offers cashback on movie ticket purchases, complimentary lounge access at airports, and a fuel surcharge waiver as well. The credit card comes with an interest of 46.78% per annum and with a joining fee of Rs.500 which is waived if you spend more than Rs.5,000 within the first 45 days. An annual fee of Rs.500 is also charged from the 2nd year onwards.

  • We found 1 Axis Bank My Zone Credit Card
    1st Year Fee
    Joining Perks
    Reduced to 0 If spends > 5,000 in 45 days 500
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    Fee Details

    Key Highlights of Axis Bank My Zone Credit Card

    • The Axis Bank My Zone Credit Card meets the needs of people who seek lifestyle benefits on their credit card.
    • You get accelerated reward points when you use the card for weekend dining and shopping.
    • The first year fee of Rs.500 is waived off on spends of Rs.5,000 within 45 days of the card issuance.

    Axis Bank My Zone Credit Card Features and Benefits

    Welcome benefit: A bulk 100 points will be credited when the card is used for online shopping for the first time.

    Rewards point programme

    • For every Rs.200 spent on the card, you get 4 to 40 reward points.
    • You also get 10 times more reward points on weekend spends on dining at select hotels and restaurants.
    • You get 5 times more reward points on weekend shopping at partner stores.
    • The earned Axis credit card reward points can be redeemed for 500+ rewards and offers listed in Axis eDGE Loyalty Rewards Catalogue.

    Free lounge visits: Axis My Zone Credit Card users can enjoy 4 complimentary visits per year to participating airport lounges within India.

    Cashback on movie bookings: Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account. The offer is valid throughout the week for both online and box office bookings made using the card.

    A secure card: The Axis Bank My Zone Credit Card is an EMV certified chip card that is protected by chip as well as a PIN. The inbuilt chip enables more secure transactions than a magnetic strip card. It reduces the risks of counterfeit and skimming fraud.

    Fuel surcharge waiver: Get 1% fuel surcharge waiver for fuel transactions carried out at all fuel stations across India. The waiver is valid on card transactions between Rs.400 and Rs.4,000. The maximum surcharge waiver is capped at Rs.400 per billing cycle.

    Dining privileges: Under Axis Banks ‘Dining Delights’ programme, you enjoy a minimum 15% off on dining bills at select restaurants in the country.

    Convert purchases to EMI: Any purchase above Rs.2,500 made using the card can be converted into easy monthly instalments by contacting the bank. You can repay the amount in tenures of 6, 9, 12, 18, or 24 months.

    Lifestyle benefits with the Axis Bank My Zone Credit Card

    The Axis Bank My Zone Credit Card provides special cashback offers, discounts, and rewards on categories like shopping, dining, online transactions and a lot more.

    How to Apply for Axis My Zone Credit Card

    The official website of Axis Bank enables you to apply for the My Zone Card.

    BankBazaar also allows you to check your credit card eligibility, and initiate and submit the online application along with the documents for getting the card. If you are considering

    BankBazaar for the card application process, you can follow the steps below.

    • Click 'Check Eligibility' on the My Zone Credit Card from Axis Bank page on BankBazaar and complete the formalities that you see on your screen.
    • The next page asks for some relevant information, submit them.
    • Now you would be prompted to upload the relevant set of documents.
    • As you upload and submit them, a tracking ID is sent to your contact number, use it on to Track Application' of your credit card.

    Axis Bank My Zone Credit Card Fees and Charges

    Type of Charge Amount
    Joining fee Rs.500 (waived off on spends of Rs.5,000 within 45 days of the card issuance)
    Annual fee Rs.500 (2nd year onwards)
    Finance charges 3.90% per month
    Cash withdrawal fee 2.5% of the transaction amount or Rs.250, whichever is higher
    Add-on card fee NIL
    Late payment fee If the statement balance is Up to Rs.100 – NIL Rs.101 to Rs.300 – Rs.100 Rs.301 to Rs.1,000 – Rs.300 Rs.1,001 to Rs.5,000 – Rs.500 Rs.5,001 to Rs.20,000 – Rs.600 Rs.20,001 and above – Rs.700
    Over limit penalty fee 3% of the over-limit amount or Rs.500
    Cash payment fee Rs.100
    Duplicate statement fee NIL
    Cheque return or auto-debit reversal fee Rs.300
    Foreign currency transaction charge 3.5% of the transaction value

    Eligibility for Axis Bank My Zone Credit Card

    People who meet the following conditions can apply for the My Zone Credit Card.

    • The age of the primary cardholder must be in between 18 to 70 years of age.
    • For add-on cards, the minimum age limit is 15 years.
    • The applicant can be a resident of India or an NRI.

    Necessary documents to apply for Axis Bank My Zone Credit Card

    • Photocopy of your PAN card/ Form 60
    • Colour photographs
    • Income proof - IT return copy/ Latest payslip/ Form 16
    • Proof of your Identity
      1. Your Passport
      2. Driving licence
      3. Aadhaar card
      4. PAN card
    • Your Residential proof
      1. A photocopy of your Passport
      2. Your electricity bill
      3. Ration Card
      4. Your landline telephone bill

    FAQs on Axis Bank My Zone Credit Card

    1. How long will the bank take to approve my Axis Bank My Zone Credit Card application?

      You would know about the decision on your application for the Axis Bank My Zone Credit Card within 21 working days from the date the bank receives your request.

    2. What is the maximum cashback amount for movies that the Axis Bank My Zone Credit Card offers?

      The cashback amount for movies on the My Zone Credit Card is capped at Rs.1,000 per calendar year.

    3. Will I earn reward points on fuel transactions with my Axis Bank My Zone Credit Card?

      No, you do not earn any reward points on fuel transactions with the My Zone Credit Card.


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