Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Axis Bank My Zone Credit Card

    Apply for My Zone Credit Card online and enjoy cashback on movie ticket bookings, discounts on dining, fuel surcharge waiver and lot more. You can also convert your purchases into easy EMIs. Instant approval and paperless processing guaranteed.

    We found 1 Axis Bank My Zone Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Fee Details
    Axis Bank My Zone Credit Card is Rated as "Excellent!" by 458 Users

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    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    My Zone Credit Card offered by Axis Bank is a lifestyle credit card that is packed with a bunch of features that provides value on our day-to-day spends. From offering reward points on every spend to providing complimentary airport lounge access, My Zone Credit Card offers a wide variety of benefits for all walks of life. With a minimal annual fee, the credit card is a must have if you’re looking for a lifestyle card that covers most aspects of your regular spends. The list of features and benefits offered by the card are listed below.  

    Features And Benefits Of My Zone Credit Card

    • A secure card: Axis Bank My Zone Credit Card is an EMV certified chip card, which is protected by chip as well as a PIN. The inbuilt chip enables more secure transactions than a magnetic strip card. It reduces the risks of counterfeit and skimming fraud.
    • Rewards point programme: Through eDGE Loyalty Rewards points programme, My Zone cardholders can earn reward points on almost every spends.
    • For every Rs.200 spent on the card, users can get 4 to 40 reward points
    • A bulk 100 points will be credited when the card is used to purchase online for the first time
    • 10 times more reward points on weekend spend on dining at select hotels and restaurants
    • Five times more reward points on weekend shopping at partner stores
    • Earned reward points can be redeemed for 500+ rewards and offers listed in Axis eDGE Loyalty Rewards Catalogue
    • Free lounge visits: Axis My Zone credit card users can enjoy 4 complimentary visits per year to participating airport lounges within India. Only one visit is allowed per quarter.
    • Fuel surcharge waiver: Get 1% fuel surcharge waiver on most of the transactions conducted at all fuel stations across India. The waiver is valid on card transactions between Rs.400 and Rs.4,000. The maximum surcharge waiver is capped at Rs.400 per billing cycle.
    • Dining privileges: Under Axis Banks ‘Dining Delights’ programme, My Zone Credit Card user can get up to 15% off on dining bills at select restaurants and hotels in their city. The full list of partner restaurants is available on Axis Bank website.
    • Convert purchases to EMI: Any purchase above Rs.2,500 made using the card can be converted into easy monthly instalments by contacting the bank. The bank is currently charging a monthly interest of 1.5% on monthly reducing balance. Cardholders can repay the amount in tenures of 6, 9, 12, 18 or 24 months. A processing fee of 1.5% of the transaction amount or Rs.150, whichever is higher, will be charged to account at the time of conversion.
    • Cashback on movie bookings: Movie ticket booking made using My Zone Credit Card will make the cardholder eligible for 25% discount on the total booking account. The offer is valid throughout the week for both online and box office bookings made using the card. The cashback amount is capped at Rs.1,000 per calendar year.

    Fees And Charges Associated With Axis My Zone Credit Card

    Type of Charge Amount
    Joining fee Rs.500
    Annual fee First year – NIL Second year onwards – Rs.500
    Add-on card fee NIL
    Finance charges 3.25% per month or 46.78% per annum
    Cash advance fee 2.5% of the transaction amount or Rs.250, whichever is higher
    Late payment fee Up to Rs.100 of statement balance – NIL Rs.101 to Rs.300 – Rs.100 Rs.301 to Rs.1,000 – Rs.300 Rs.1,001 to Rs.5,000 – Rs.500 Rs.5,001 to Rs.20,000 – Rs.600 Rs.20,001 and above – Rs.700
    Over limit penalty fee 3% of the over-limit amount or Rs.500
    Cash payment fee Rs.100
    Duplicate statement fee NIL
    Charge slip retrieval fee NIL
    Outstation cheque fee NIL
    Cheque return or auto-debit reversal fee Rs.300
    Foreign currency transaction fee 3.5% of the transaction value

    Eligibility To Apply For Axis Bank My Zone Credit Card

    If you’re planning to apply for Axis My Zone Credit Card, you must meet the following criteria as set by the bank

    • Applicant should be between the age group of 18 to 70 years
    • Should be an Indian resident or non-resident Indian

    Documents Required To Apply For My Zone Credit Card

    If eligible to apply for the credit card, the bank may ask the applicant to submit the following documents.

    • Photocopy of PAN card or Form 60
    • One passport size photograph
    • Latest payslip or Form 16 or a copy of IT return as income proof
    • Resident proof (copy of passport or ration card or electricity bill or telephone bill)
    • Identity proof such as Aadhaar card or passport or driving licence

    The list of required documents may vary from case to case. The bank may ask you for additional documents if required.

    How To Apply For Axis Bank My Zone Credit Card

    Prospective applicants can apply for My Zone Credit Card in two ways – online and offline.

    Apply for credit card online: If you wish to apply online, you can directly visit the Axis Bank official website and follow the instructions provided below:

    • Go to My Zone Credit Card page (www.axisbank.com/retail/cards/credit-card/my-zone-credit-card) on Axis Bank website
    • Click on ‘Apply Now’ button
    • You will be redirected to an online form
    • Fill the required details including name, mobile number, PAN number, employment details, etc.
    • Check the authorisation box and click on ‘Call Me’ button

    On submitting the form, you’re authorising Axis Bank and its representatives to give a callback or send an SMS regarding the received credit card application. Once the bank receives the application, it will call back on your registered mobile number. It will check your eligibility for the card by asking certain questions. Once your eligibility is verified, the representative will explain to you the application process in detail over the same call. In case, you’re not eligible, they will ask you to apply at a later date.

    Other Top Credit Cards By Axis Bank

    My Zone Credit Card Reviews

    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have recently applied for Axis MyZone credit card. The process went smooth and good. They have clearly mentioned the annual fees. I am using it for last 25 days.The document procedure is simple and am satisfied with the credit limit. The annual charges are nominal and the features of the card is very good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 30, 2018
    • Axis Bank Credit Card
      "Very good card"
      0.5 4.5/5 "Excellent!"
      I am having Axis Myzone credit card and its very good. Actually if the payment is not done on due date, they will give a reminder call and they don't charge for the late fee. IVR option is easy to connect with the customer support. The credit limit is good. They are offering reward points which can be converted into cash.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2018
    • Axis Bank Credit Card
      "services are good"
      0.5 5.0/5 "Blown Away!"
      Recently Axis have provided a My Zone credit card. I have seen the credit card offer on the app, I have agreed in just one click and they have delivered the card in a short span. They are giving 25% cash back on movie tickets. And also there is 5% to 10% discounts on the e-commerce sites.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Nov 24, 2018
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this card for the last two years and the services which they had been providing so far had been excellent. There has been some annual charges with this card and there has been some good benefits with this card as well which i am getting.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 19, 2018
    • Axis Bank Credit Card
      "Best card"
      0.5 4.5/5 "Excellent!"
      Using Axis bank credit card for last few years its good card for cash back for fuel and traveling card .Am satisfied with credit limit which they have offered . And there is no annual fee as its life time free card . There is no transaction charge for the transaction which i make. There customer service and response is good .
      Was this review helpful? 0
      , noida
      Reviewed on Nov 10, 2018
    • Axis Bank Credit Card
      "Not satisfied with credit limit"
      0.5 4.0/5 "Great!"
      I got Axis bank my zone credit card for last 4 months , There is annual charges for the card which gets waived off after using certain limit of rs 5000 in 30 days . Specific reason online amazon offer They have given low credit limit for the card .
      Was this review helpful? 3
      , new delhi
      Reviewed on Nov 04, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had been holding this card for the last four years and i am quite unhappy that they had not enhanced my credit limit. There has been some good benefits getting through this card initially with cash backs and discounts but it has not been getting now. There has been an annual fee with the card but it will get waved off with my usage where there has not been any charges made so far.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Oct 25, 2018
    • Axis Bank Credit Card
      "excellent"
      0.5 4.5/5 "Excellent!"
      Axis bank cc is best service the customer support team pro actively help me out with the details where i required no problem i faces in documentation part i am using this card for since from last 2 years, credit limits is satisfied overall i experience from axis is best service.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 02, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've received the AXIS My Zone Credit card before a week. The experience is good, the card is acceptable everywhere and it has got good features. I will have to use it more to get a clear idea about the features and benefits associated with the card. So far it has been a good experience.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 04, 2018
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this card for the last two to three months and it has been the best card among all the other cards which i am holding. The services which they had been providing so far had been good. They also had given me with a good credit limit as well as there has been good offers with the card as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 03, 2018
    • Axis Bank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the AXIS MyZone Credit card for a while. Axis is the best, I am using frequently. I have got offers. The limit is also fine. So far there hasn't been any issues with their services. It has also got the option to convert the purchases into EMIs.
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 28, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Axis MyZone Credit card for a while. The card is normal, the limit is also fair. They've provided me with the limit of 65000. It also offers surcharge waiver and EMI facility is also available with the card. So far it has been a good experience with the card their services.
      Was this review helpful? 1
      , new delhi
      Reviewed on Aug 24, 2018
    • Axis Bank Credit Card
      "BEST CARD"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with AXIS BANK 1.5years back. Customer service response is on time i can connect them easily. If i purchase for rs 3000 annual fee will be waive off. They offered me 46000 and i expected 70000. I got these credit card for multipurpose. I hold AXIS VISA CARD.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 10, 2018
    • Axis Bank Credit Card
      "Working fine card"
      0.5 4.0/5 "Great!"
      The late fee charges are very high in Axis bank. The customer care people are very responsive. The totally life time free credit card and other charges are very high. The credit card is giving a rewards points for every single purchase. For every Rs. 100 purchase they offering they giving 1 rewards points. They have offered me a credit limit of Rs. 60000. I'm using this card for last 5 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 27, 2018
    • Axis Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Axis my zone credit card for last 2 years . Am satisfied with the credit limit which they have offered of Rs 1.90lakh Am getting air lounge offers and cash back offer . Am satisfied with their customer service and response . Overall am satisfied with the card .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 27, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the AXIS My Zone Credit card for a while. Axis is the best, the transactions are seamless. The card is more suitable for all my daily life transactions. Their customer support services are also very good, it is also pretty much flexible to payments in time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 27, 2018
    • Axis Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with AXIS bank from last 1 year, there was no annual fee charged at the time of getting this credit card. I have a my zone credit card where i get offers like movie tickets and reward points in this credit card. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 26, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Annual fee is zero in this card. I'm holding this card for more than 3 years. Lots of offers are coming from this card. They are providing offers on Amazon and other website lie 10% cashback. Some offers are there for fuel bank. I'm using the axis bank app which is very good. I don't face any problem with the customer care. They have given a credit limit of Rs. 3.70 lakhs. I can found the ATMs nearby.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 23, 2018
    • Axis Bank Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      I'm not aware of the interest rate and other service charges. 15 days before i have got the card. I have received the card after a month. I called the customer care for this delay, for that they have not responded properly. I had canceled the card because of the delay after that they have sent within 5 working days. They are providing a offer like 25% movie ticket offers in movie tickets. I have not much use this card.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 19, 2018
    • Axis Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      Got my Axis bank my zone credit card for last 2 months . As am not satisfied with credit limit of Rs 25000 which they have offered is too low. There is no annual charge for the card . There is no additional charge for the transaction which i make. Reason for choosing the card as its been suggested by my students Overall am satisfied with their customer service and response.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 17, 2018
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