With the My Zone credit card by Axis Bank, you can avail discounts on all your daily expenses made with the card. It offers cashback on movie ticket purchases, complimentary lounge access at airports, and a fuel surcharge waiver as well. The credit card comes with an interest of 46.78% per annum and with a joining fee of Rs.500 which is waived if you spend more than Rs.5,000 within the first 45 days. An annual fee of Rs.500 is also charged from the 2nd year onwards.
Other Axis Bank Credit Cards
Welcome benefit: A bulk 100 points will be credited when the card is used for online shopping for the first time.
Rewards point programme
Free lounge visits: Axis My Zone Credit Card users can enjoy 4 complimentary visits per year to participating airport lounges within India.
Cashback on movie bookings: Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account. The offer is valid throughout the week for both online and box office bookings made using the card.
A secure card: The Axis Bank My Zone Credit Card is an EMV certified chip card that is protected by chip as well as a PIN. The inbuilt chip enables more secure transactions than a magnetic strip card. It reduces the risks of counterfeit and skimming fraud.
Fuel surcharge waiver: Get 1% fuel surcharge waiver for fuel transactions carried out at all fuel stations across India. The waiver is valid on card transactions between Rs.400 and Rs.4,000. The maximum surcharge waiver is capped at Rs.400 per billing cycle.
Dining privileges: Under Axis Banks ‘Dining Delights’ programme, you enjoy a minimum 15% off on dining bills at select restaurants in the country.
Convert purchases to EMI: Any purchase above Rs.2,500 made using the card can be converted into easy monthly instalments by contacting the bank. You can repay the amount in tenures of 6, 9, 12, 18, or 24 months.
The Axis Bank My Zone Credit Card provides special cashback offers, discounts, and rewards on categories like shopping, dining, online transactions and a lot more.
The official website of Axis Bank enables you to apply for the My Zone Card.
BankBazaar also allows you to check your credit card eligibility, and initiate and submit the online application along with the documents for getting the card. If you are considering
BankBazaar for the card application process, you can follow the steps below.
|Type of Charge||Amount|
|Joining fee||Rs.500 (waived off on spends of Rs.5,000 within 45 days of the card issuance)|
|Annual fee||Rs.500 (2nd year onwards)|
|Finance charges||3.90% per month|
|Cash withdrawal fee||2.5% of the transaction amount or Rs.250, whichever is higher|
|Add-on card fee||NIL|
|Late payment fee||If the statement balance is Up to Rs.100 – NIL Rs.101 to Rs.300 – Rs.100 Rs.301 to Rs.1,000 – Rs.300 Rs.1,001 to Rs.5,000 – Rs.500 Rs.5,001 to Rs.20,000 – Rs.600 Rs.20,001 and above – Rs.700|
|Over limit penalty fee||3% of the over-limit amount or Rs.500|
|Cash payment fee||Rs.100|
|Duplicate statement fee||NIL|
|Cheque return or auto-debit reversal fee||Rs.300|
|Foreign currency transaction charge||3.5% of the transaction value|
People who meet the following conditions can apply for the My Zone Credit Card.
Necessary documents to apply for Axis Bank My Zone Credit Card
You would know about the decision on your application for the Axis Bank My Zone Credit Card within 21 working days from the date the bank receives your request.
The cashback amount for movies on the My Zone Credit Card is capped at Rs.1,000 per calendar year.
No, you do not earn any reward points on fuel transactions with the My Zone Credit Card.
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